Confluence Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M COMPANY	COM	88579Y101	624,512	6,671	SH		SOLE		0	0	6,671
ABBOTT LABS	COM	002824100	1,033,884	10,675	SH		SOLE		0	0	10,675
ABBVIE INCORPORATED	COM	00287Y109	2,461,133	16,511	SH		SOLE		0	0	16,511
ACCENTURE PLC IRELAND SHS CLASS A	SHS CLASS A	G1151C101	246,609	803	SH		SOLE		0	0	803
ACV AUCTIONS INCORPORATED COM CLASS A	COM CL A	00091G104	254,386	16,758	SH		SOLE		0	0	16,758
AFLAC INCORPORATED	COM	001055102	786,599	10,249	SH		SOLE		0	0	10,249
AIR PRODUCTS & CHEMICALS INCORPORATED	COM	009158106	1,500,382	5,294	SH		SOLE		0	0	5,294
ALLSTATE CORPORATION	COM	020002101	864,410	7,759	SH		SOLE		0	0	7,759
ALPHABET INCORPORATED CAP STK CLASS A	CAP STK CL A	02079K305	3,541,333	27,062	SH		SOLE		0	0	27,062
ALPHABET INCORPORATED CAP STK CLASS C	CAP STK CL C	02079K107	1,882,027	14,274	SH		SOLE		0	0	14,274
ALTRIA GROUP INCORPORATED	COM	02209S103	1,703,174	40,504	SH		SOLE		0	0	40,504
AMAZON COM INCORPORATED	COM	023135106	2,217,100	17,441	SH		SOLE		0	0	17,441
AMERICAN ELEC PWR COMPANY INCORPORATED	COM	025537101	227,043	3,018	SH		SOLE		0	0	3,018
AMERICAN EXPRESS COMPANY	COM	025816109	745,502	4,997	SH		SOLE		0	0	4,997
AMERICAN FINL GROUP INCORPORATED OHIO	COM	025932104	482,303	4,319	SH		SOLE		0	0	4,319
AMGEN INCORPORATED	COM	031162100	410,358	1,527	SH		SOLE		0	0	1,527
ANALOG DEVICES INCORPORATED	COM	032654105	246,877	1,410	SH		SOLE		0	0	1,410
ANSYS INCORPORATED	COM	03662Q105	453,169	1,523	SH		SOLE		0	0	1,523
APPLE INCORPORATED	COM	037833100	24,011,122	140,244	SH		SOLE		0	0	140,244
APPLIED MATLS INCORPORATED	COM	038222105	758,429	5,478	SH		SOLE		0	0	5,478
ASTRAZENECA PLC SPONSORED ADR	SPONSORED ADR	046353108	949,484	14,021	SH		SOLE		0	0	14,021
AT&T INCORPORATED	COM	00206R102	889,542	59,224	SH		SOLE		0	0	59,224
AUTOLIV INCORPORATED	COM	052800109	528,603	5,479	SH		SOLE		0	0	5,479
BALL CORPORATION	COM	058498106	229,436	4,609	SH		SOLE		0	0	4,609
BANK AMERICA CORPORATION	COM	060505104	337,354	12,321	SH		SOLE		0	0	12,321
BANK NEW YORK MELLON CORPORATION	COM	064058100	231,753	5,434	SH		SOLE		0	0	5,434
BARRICK GOLD CORPORATION	COM	067901108	424,656	29,186	SH		SOLE		0	0	29,186
BECTON DICKINSON & COMPANY	COM	075887109	702,295	2,716	SH		SOLE		0	0	2,716
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW	CL B NEW	084670702	3,538,731	10,102	SH		SOLE		0	0	10,102
BEST BUY INCORPORATED	COM	086516101	1,406,066	20,240	SH		SOLE		0	0	20,240
BLACKSTONE INCORPORATED	COM	09260D107	262,352	2,449	SH		SOLE		0	0	2,449
BOEING COMPANY	COM	097023105	386,366	2,016	SH		SOLE		0	0	2,016
BP PLC SPONSORED ADR	SPONSORED ADR	055622104	424,458	10,962	SH		SOLE		0	0	10,962
BRISTOL-MYERS SQUIBB COMPANY	COM	110122108	1,214,993	20,934	SH		SOLE		0	0	20,934
BROADCOM INCORPORATED	COM	11135F101	3,329,658	4,009	SH		SOLE		0	0	4,009
BROWN FORMAN CORPORATION CLASS B	CL B	115637209	497,057	8,616	SH		SOLE		0	0	8,616
CAMPING WORLD HLDGS INCORPORATED CLASS A	CL A	13462K109	303,884	14,889	SH		SOLE		0	0	14,889
CAPITAL GROUP DIVID VALUE ETF SHS CREATION UNIT	SHS CREATION UNI	14020W106	53,345,399	2,015,315	SH		SOLE		0	0	2,015,315
CAPITAL GROUP GLOBAL GROWTH SHS CREATION UNIT	SHS CREATION UNI	14020X104	1,391,719	60,721	SH		SOLE		0	0	60,721
CAPITAL GROUP GROWTH ETF SHS CREATION UNIT	SHS CREATION UNI	14020G101	6,742,027	275,185	SH		SOLE		0	0	275,185
CAPITAL GROUP INTL FOCUS SHS CREATION UNIT	SHS CREATION UNI	14019W109	6,628,407	304,895	SH		SOLE		0	0	304,895
CARDINAL HEALTH INCORPORATED	COM	14149Y108	785,741	9,050	SH		SOLE		0	0	9,050
CATERPILLAR INCORPORATED	COM	149123101	1,176,259	4,309	SH		SOLE		0	0	4,309
CENTRAL SECS CORPORATION	COM	155123102	338,866	9,559	SH		SOLE		0	0	9,559
CHEVRON CORPORATION NEW	COM	166764100	4,603,606	27,302	SH		SOLE		0	0	27,302
CHUBB LIMITED	COM	H1467J104	2,176,222	10,454	SH		SOLE		0	0	10,454
CINTAS CORPORATION	COM	172908105	1,108,247	2,304	SH		SOLE		0	0	2,304
CISCO SYSTEMS INCORPORATED	COM	17275R102	3,995,048	74,313	SH		SOLE		0	0	74,313
CITIGROUP INCORPORATED COM NEW	COM NEW	172967424	261,998	6,370	SH		SOLE		0	0	6,370
CME GROUP INCORPORATED	COM	12572Q105	1,509,775	7,541	SH		SOLE		0	0	7,541
COCA COLA COMPANY	COM	191216100	916,935	16,380	SH		SOLE		0	0	16,380
COGNEX CORPORATION	COM	192422103	475,056	11,194	SH		SOLE		0	0	11,194
COMCAST CORPORATION NEW CLASS A	CL A	20030N101	2,442,423	55,084	SH		SOLE		0	0	55,084
CONOCOPHILLIPS	COM	20825C104	2,675,585	22,334	SH		SOLE		0	0	22,334
CONSOLIDATED EDISON INCORPORATED	COM	209115104	290,932	3,402	SH		SOLE		0	0	3,402
CONSTELLATION BRANDS INCORPORATED CLASS A	CL A	21036P108	536,842	2,136	SH		SOLE		0	0	2,136
CONSTELLATION ENERGY CORPORATION	COM	21037T109	329,104	3,017	SH		SOLE		0	0	3,017
CORTEVA INCORPORATED	COM	22052L104	479,552	9,374	SH		SOLE		0	0	9,374
COSTCO WHOLESALE CORPORATION NEW	COM	22160K105	2,170,806	3,842	SH		SOLE		0	0	3,842
CSX CORPORATION	COM	126408103	388,344	12,629	SH		SOLE		0	0	12,629
CUMMINS INCORPORATED	COM	231021106	427,906	1,873	SH		SOLE		0	0	1,873
CVS HEALTH CORPORATION	COM	126650100	989,070	14,166	SH		SOLE		0	0	14,166
DANAHER CORPORATION	COM	235851102	462,458	1,864	SH		SOLE		0	0	1,864
DARDEN RESTAURANTS INCORPORATED	COM	237194105	1,346,944	9,405	SH		SOLE		0	0	9,405
DEERE & COMPANY	COM	244199105	1,439,705	3,815	SH		SOLE		0	0	3,815
DEVON ENERGY CORPORATION NEW	COM	25179M103	1,955,776	41,002	SH		SOLE		0	0	41,002
DICKS SPORTING GOODS INCORPORATED	COM	253393102	1,159,960	10,683	SH		SOLE		0	0	10,683
DIMENSIONAL ETF TRUST INTL VALE ETF	INTERNATNAL VAL	25434V807	13,192,080	404,417	SH		SOLE		0	0	404,417
DIMENSIONAL ETF TRUST U S SM CAP ETF	US SMALL CAP ETF	25434V500	16,002,235	304,863	SH		SOLE		0	0	304,863
DIMENSIONAL ETF TRUST U S TARGET VALUE ETF	US TARGETED VLU	25434V609	2,704,217	59,186	SH		SOLE		0	0	59,186
DIMENSIONAL ETF TRUST WORLD EX U S CORE EQUITY 2 ETF	WORLD EX US CORE	25434V880	7,356,409	326,661	SH		SOLE		0	0	326,661
DISNEY WALT COMPANY	COM	254687106	890,658	10,989	SH		SOLE		0	0	10,989
DOMINION ENERGY INCORPORATED	COM	25746U109	384,653	8,611	SH		SOLE		0	0	8,611
DOW INCORPORATED	COM	260557103	924,155	17,924	SH		SOLE		0	0	17,924
DTE ENERGY COMPANY	COM	233331107	422,238	4,253	SH		SOLE		0	0	4,253
DUKE ENERGY CORPORATION NEW COM NEW	COM NEW	26441C204	925,046	10,481	SH		SOLE		0	0	10,481
DUPONT DE NEMOURS INCORPORATED	COM	26614N102	931,683	12,491	SH		SOLE		0	0	12,491
EATON CORPORATION PLC SHS	SHS	G29183103	2,226,913	10,441	SH		SOLE		0	0	10,441
EATON VANCE TAX-MANAGED DIVERS	COM	27828N102	197,669	17,129	SH		SOLE		0	0	17,129
EATON VANCE TAX-MANAGED GLOBAL	COM	27829F108	118,605	16,093	SH		SOLE		0	0	16,093
ECOVYST INCORPORATED	COM	27923Q109	128,904	13,100	SH		SOLE		0	0	13,100
EDWARDS LIFESCIENCES CORPORATION	COM	28176E108	317,372	4,581	SH		SOLE		0	0	4,581
ELI LILLY & COMPANY	COM	532457108	4,140,245	7,708	SH		SOLE		0	0	7,708
EMERSON ELEC COMPANY	COM	291011104	513,931	5,322	SH		SOLE		0	0	5,322
ENERGY VAULT HOLDINGS INCORPORATED	COM	29280W109	34,137	13,387	SH		SOLE		0	0	13,387
EOG RES INCORPORATED	COM	26875P101	648,124	5,113	SH		SOLE		0	0	5,113
ETF OPPORTUNITIES TRUST APPLIED FINANCE VALUATION	APPLIED FINA VAL	26923N405	410,193	15,300	SH		SOLE		0	0	15,300
EXELON CORPORATION	COM	30161N101	346,234	9,162	SH		SOLE		0	0	9,162
EXXON MOBIL CORPORATION	COM	30231G102	6,032,728	51,307	SH		SOLE		0	0	51,307
FEDEX CORPORATION	COM	31428X106	874,505	3,301	SH		SOLE		0	0	3,301
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	FNF GROUP COM	31620R303	588,713	14,255	SH		SOLE		0	0	14,255
FIRST TRUST CAPITAL STRENGTH ETF	CAP STRENGTH ETF	33733E104	507,458	6,892	SH		SOLE		0	0	6,892
FIRSTENERGY CORPORATION	COM	337932107	333,034	9,744	SH		SOLE		0	0	9,744
FISERV INCORPORATED	COM	337738108	351,870	3,115	SH		SOLE		0	0	3,115
GENERAL DYNAMICS CORPORATION	COM	369550108	1,059,772	4,796	SH		SOLE		0	0	4,796
GENERAL ELECTRIC COMPANY COM NEW	COM NEW	369604301	701,661	6,347	SH		SOLE		0	0	6,347
GENERAL MLS INCORPORATED	COM	370334104	588,413	9,195	SH		SOLE		0	0	9,195
GENERAL MTRS COMPANY	COM	37045V100	252,418	7,656	SH		SOLE		0	0	7,656
GENPREX INCORPORATED	COM	372446104	8,409	21,295	SH		SOLE		0	0	21,295
GILEAD SCIENCES INCORPORATED	COM	375558103	525,897	7,018	SH		SOLE		0	0	7,018
HALLIBURTON COMPANY	COM	406216101	301,944	7,455	SH		SOLE		0	0	7,455
HOME DEPOT INCORPORATED	COM	437076102	4,312,760	14,273	SH		SOLE		0	0	14,273
HONEYWELL INTERNATIONAL INCORPORATED	COM	438516106	292,443	1,583	SH		SOLE		0	0	1,583
HUNTINGTON BANCSHARES INCORPORATED	COM	446150104	344,390	33,114	SH		SOLE		0	0	33,114
ILLINOIS TOOL WKS INCORPORATED	COM	452308109	497,619	2,161	SH		SOLE		0	0	2,161
INTEL CORPORATION	COM	458140100	1,389,185	39,077	SH		SOLE		0	0	39,077
INTERCONTINENTAL EXCHANGE INCORPORATED	COM	45866F104	293,975	2,672	SH		SOLE		0	0	2,672
INTERNATIONAL BUSINESS MACHINES	COM	459200101	1,939,133	13,821	SH		SOLE		0	0	13,821
INTERPUBLIC GROUP COMPANIES INCORPORATED	COM	460690100	475,268	16,583	SH		SOLE		0	0	16,583
INVESCO FTSE RAFI US 1000 ETF	FTSE RAFI 1000	46137V613	304,199	9,560	SH		SOLE		0	0	9,560
INVESCO QQQ	UNIT SER 1	46090E103	564,634	1,576	SH		SOLE		0	0	1,576
IQVIA HLDGS INCORPORATED	COM	46266C105	211,113	1,073	SH		SOLE		0	0	1,073
ISHARES GOLD TR ISHARES NEW	ISHARES NEW	464285204	1,426,507	40,769	SH		SOLE		0	0	40,769
ISHARES SILVER TR ISHARES	ISHARES	46428Q109	773,429	38,025	SH		SOLE		0	0	38,025
ISHARES TR CORE DIV GRWTH	CORE DIV GRWTH	46434V621	12,910,621	260,663	SH		SOLE		0	0	260,663
ISHARES TR CORE MSCI TOTAL	CORE MSCI TOTAL	46432F834	270,855	4,515	SH		SOLE		0	0	4,515
ISHARES TR CORE S&P MCP ETF	CORE S&P MCP ETF	464287507	976,953	3,918	SH		SOLE		0	0	3,918
ISHARES TR CORE S&P SCP ETF	CORE S&P SCP ETF	464287804	320,156	3,394	SH		SOLE		0	0	3,394
ISHARES TR CORE S&P500 ETF	CORE S&P500 ETF	464287200	2,917,118	6,793	SH		SOLE		0	0	6,793
ISHARES TR INTL DIV GRWTH	INTL DIV GRWTH	46435G524	6,539,341	110,257	SH		SOLE		0	0	110,257
ISHARES TR MSCI EAFE ETF	MSCI EAFE ETF	464287465	9,897,238	143,605	SH		SOLE		0	0	143,605
ISHARES TR MSCI EMG MKT ETF	MSCI EMG MKT ETF	464287234	5,776,997	152,227	SH		SOLE		0	0	152,227
ISHARES TR MSCI USA QLT FCT	MSCI USA QLT FCT	46432F339	213,104	1,617	SH		SOLE		0	0	1,617
ISHARES TR MSCI USA VALUE	MSCI USA VALUE	46432F388	226,256	2,494	SH		SOLE		0	0	2,494
ISHARES TR RUS 1000 GRW ETF	RUS 1000 GRW ETF	464287614	16,975,551	63,820	SH		SOLE		0	0	63,820
ISHARES TR RUS 1000 VAL ETF	RUS 1000 VAL ETF	464287598	2,568,187	16,916	SH		SOLE		0	0	16,916
ISHARES TR RUS 2000 GRW ETF	RUS 2000 GRW ETF	464287648	1,144,612	5,106	SH		SOLE		0	0	5,106
ISHARES TR RUS TP200 GR ETF	RUS TP200 GR ETF	464289438	213,055	1,385	SH		SOLE		0	0	1,385
ISHARES TR RUSSELL 2000 ETF	RUSSELL 2000 ETF	464287655	599,149	3,390	SH		SOLE		0	0	3,390
ISHARES TR S&P 100 ETF	S&P 100 ETF	464287101	530,091	2,642	SH		SOLE		0	0	2,642
ISHARES TR S&P 500 GRWT ETF	S&P 500 GRWT ETF	464287309	988,943	14,454	SH		SOLE		0	0	14,454
ISHARES TR S&P 500 VAL ETF	S&P 500 VAL ETF	464287408	363,062	2,360	SH		SOLE		0	0	2,360
ISHARES TR S&P MC 400VL ETF	S&P MC 400VL ETF	464287705	250,105	2,478	SH		SOLE		0	0	2,478
ISHARES TR SELECT DIVID ETF	SELECT DIVID ETF	464287168	202,847	1,884	SH		SOLE		0	0	1,884
ISHARES TR SP SMCP600VL ETF	SP SMCP600VL ETF	464287879	250,278	2,805	SH		SOLE		0	0	2,805
JANUS HENDERSON GROUP PLC ORD SHS	ORD SHS	G4474Y214	528,547	20,470	SH		SOLE		0	0	20,470
JOHNSON & JOHNSON	COM	478160104	4,913,833	31,549	SH		SOLE		0	0	31,549
JOHNSON CONTROLS INTERNATIONAL PLC SHS	SHS	G51502105	685,165	12,877	SH		SOLE		0	0	12,877
JONES LANG LASALLE INCORPORATED	COM	48020Q107	396,151	2,806	SH		SOLE		0	0	2,806
JPMORGAN CHASE & COMPANY	COM	46625H100	6,021,651	41,523	SH		SOLE		0	0	41,523
JPMORGAN EQUITY PREMIUM INCOME ETF	EQUITY PREMIUM	46641Q332	21,451,071	400,505	SH		SOLE		0	0	400,505
JPMORGAN ULTRA-SHORT INCOME ETF	ULTRA SHRT INC	46641Q837	571,400	11,387	SH		SOLE		0	0	11,387
KROGER COMPANY	COM	501044101	351,511	7,855	SH		SOLE		0	0	7,855
KRYSTAL BIOTECH INCORPORATED	COM	501147102	338,720	2,920	SH		SOLE		0	0	2,920
L3HARRIS TECHNOLOGIES INCORPORATED	COM	502431109	643,909	3,698	SH		SOLE		0	0	3,698
LANDSTAR SYSTEMS INCORPORATED	COM	515098101	646,746	3,655	SH		SOLE		0	0	3,655
LENNAR CORPORATION CLASS A	CL A	526057104	762,154	6,791	SH		SOLE		0	0	6,791
LINDE PLC SHS	SHS	G54950103	669,485	1,798	SH		SOLE		0	0	1,798
LOCKHEED MARTIN CORPORATION	COM	539830109	427,772	1,046	SH		SOLE		0	0	1,046
LOWES COMPANIES INCORPORATED	COM	548661107	807,874	3,887	SH		SOLE		0	0	3,887
LYONDELLBASELL INDUSTRIES N V SHS - A -	SHS-A-	N53745100	556,513	5,877	SH		SOLE		0	0	5,877
MARATHON PETE CORPORATION	COM	56585A102	3,683,950	24,342	SH		SOLE		0	0	24,342
MARRIOTT INTERNATIONAL INCORPORATED NEW CLASS A	CL A	571903202	335,331	1,706	SH		SOLE		0	0	1,706
MASTERCARD INCORPORATED CLASS A	CL A	57636Q104	1,238,406	3,128	SH		SOLE		0	0	3,128
MCDONALDS CORPORATION	COM	580135101	2,729,569	10,361	SH		SOLE		0	0	10,361
MCKESSON CORPORATION	COM	58155Q103	1,292,374	2,972	SH		SOLE		0	0	2,972
MEDTRONIC PLC SHS	SHS	G5960L103	1,091,501	13,929	SH		SOLE		0	0	13,929
MERA PHARMACEUTICALS INCORPORATED	ULTRA SHRT INC	58732R103	3	31,000	SH		SOLE		0	0	31,000
MERCK & COMPANY INCORPORATED	COM	58933Y105	3,518,385	34,176	SH		SOLE		0	0	34,176
META PLATFORMS INCORPORATED CLASS A	CL A	30303M102	1,306,514	4,352	SH		SOLE		0	0	4,352
MICROCHIP TECHNOLOGY INCORPORATED	COM	595017104	786,276	10,074	SH		SOLE		0	0	10,074
MICROSOFT CORPORATION	COM	594918104	16,082,075	50,933	SH		SOLE		0	0	50,933
MONDELEZ INTERNATIONAL INCORPORATED CLASS A	CL A	609207105	583,099	8,402	SH		SOLE		0	0	8,402
MONOLITHIC PWR SYSTEMS INCORPORATED	COM	609839105	529,914	1,147	SH		SOLE		0	0	1,147
MOTOROLA SOLUTIONS INCORPORATED COM NEW	COM NEW	620076307	1,659,952	6,097	SH		SOLE		0	0	6,097
NATIONAL FUEL GAS COMPANY	COM	636180101	206,498	3,978	SH		SOLE		0	0	3,978
NETAPP INCORPORATED	COM	64110D104	355,215	4,681	SH		SOLE		0	0	4,681
NETFLIX INCORPORATED	COM	64110L106	756,710	2,004	SH		SOLE		0	0	2,004
NEW YORK TIMES COMPANY CLASS A	CL A	650111107	599,666	14,555	SH		SOLE		0	0	14,555
NEWMONT CORPORATION	COM	651639106	248,637	6,729	SH		SOLE		0	0	6,729
NEXTERA ENERGY INCORPORATED	COM	65339F101	576,051	10,055	SH		SOLE		0	0	10,055
NIKE INCORPORATED CLASS B	CL B	654106103	378,645	3,960	SH		SOLE		0	0	3,960
NOVO-NORDISK A S ADR	ADR	670100205	209,890	2,308	SH		SOLE		0	0	2,308
NUCOR CORPORATION	COM	670346105	1,860,878	11,902	SH		SOLE		0	0	11,902
NVIDIA CORPORATION	COM	67066G104	2,183,908	5,021	SH		SOLE		0	0	5,021
NXP SEMICONDUCTORS N V	COM	N6596X109	723,179	3,617	SH		SOLE		0	0	3,617
OCCIDENTAL PETE CORPORATION	COM	674599105	240,316	3,704	SH		SOLE		0	0	3,704
ON SEMICONDUCTOR CORPORATION	COM	682189105	207,557	2,233	SH		SOLE		0	0	2,233
ORACLE CORPORATION	COM	68389X105	680,814	6,428	SH		SOLE		0	0	6,428
OSHKOSH CORPORATION	COM	688239201	235,808	2,471	SH		SOLE		0	0	2,471
PAYCHEX INCORPORATED	COM	704326107	959,091	8,316	SH		SOLE		0	0	8,316
PAYPAL HLDGS INCORPORATED	COM	70450Y103	351,988	6,021	SH		SOLE		0	0	6,021
PEPSICO INCORPORATED	COM	713448108	4,368,116	25,780	SH		SOLE		0	0	25,780
PFIZER INCORPORATED	COM	717081103	2,157,808	65,053	SH		SOLE		0	0	65,053
PHILIP MORRIS INTERNATIONAL INCORPORATED	COM	718172109	1,526,444	16,488	SH		SOLE		0	0	16,488
PHILLIPS 66	COM	718546104	769,561	6,405	SH		SOLE		0	0	6,405
PIONEER NAT RES COMPANY	COM	723787107	319,402	1,391	SH		SOLE		0	0	1,391
PNC FINL SVCS GROUP INCORPORATED	COM	693475105	1,679,613	13,681	SH		SOLE		0	0	13,681
PPG INDUSTRIES INCORPORATED	COM	693506107	756,085	5,825	SH		SOLE		0	0	5,825
PPL CORPORATION	COM	69351T106	542,191	23,013	SH		SOLE		0	0	23,013
PRICE T ROWE GROUP INCORPORATED	COM	74144T108	506,839	4,833	SH		SOLE		0	0	4,833
PROCTER AND GAMBLE COMPANY	COM	742718109	5,402,236	37,037	SH		SOLE		0	0	37,037
QUALCOMM INCORPORATED	COM	747525103	572,403	5,154	SH		SOLE		0	0	5,154
REGIONS FINANCIAL CORPORATION NEW	COM	7591EP100	467,634	27,188	SH		SOLE		0	0	27,188
ROCKWELL AUTOMATION INCORPORATED	COM	773903109	394,786	1,381	SH		SOLE		0	0	1,381
RTX CORPORATION	COM	75513E101	343,225	4,769	SH		SOLE		0	0	4,769
S & T BANCORP INCORPORATED	COM	783859101	350,848	12,956	SH		SOLE		0	0	12,956
S&P GLOBAL INCORPORATED	COM	78409V104	665,529	1,821	SH		SOLE		0	0	1,821
SALESFORCE INCORPORATED	COM	79466L302	447,738	2,208	SH		SOLE		0	0	2,208
SEMPRA	COM	816851109	230,622	3,390	SH		SOLE		0	0	3,390
SHELL PLC SPON ADS	SPON ADS	780259305	340,184	5,284	SH		SOLE		0	0	5,284
SHOPIFY INCORPORATED CLASS A	CL A	82509L107	274,924	5,038	SH		SOLE		0	0	5,038
SOUTHERN COMPANY	COM	842587107	830,848	12,838	SH		SOLE		0	0	12,838
SPDR BLOOMBERG CONVERTIBLE SECURITIES ET	BBG CONV SEC ETF	78464A359	1,512,550	22,309	SH		SOLE		0	0	22,309
SPDR GOLD SHARES	GOLD SHS	78463V107	2,176,729	12,696	SH		SOLE		0	0	12,696
SPDR PORTFOLIO S&P 500 ETF	PORTFOLIO S&P500	78464A854	780,689	15,533	SH		SOLE		0	0	15,533
SPDR PORTFOLIO S&P 500 GROWTH ETF	PRTFLO S&P500 GW	78464A409	578,420	9,757	SH		SOLE		0	0	9,757
SPDR S&P 500 ETF	TR UNIT	78462F103	1,335,448	3,124	SH		SOLE		0	0	3,124
SPDR S&P REGIONAL BANKING ETF	S&P REGL BKG	78464A698	200,872	4,809	SH		SOLE		0	0	4,809
SPDR TECHNOLOGY SELECT SECTOR FUND	TECHNOLOGY	81369Y803	415,726	2,536	SH		SOLE		0	0	2,536
STARBUCKS CORPORATION	COM	855244109	231,187	2,533	SH		SOLE		0	0	2,533
STERIS PLC SHS USD	SHS USD	G8473T100	316,942	1,444	SH		SOLE		0	0	1,444
STRYKER CORPORATION	COM	863667101	1,036,240	3,792	SH		SOLE		0	0	3,792
SUN LIFE FINANCIAL INCORPORATED	COM	866796105	243,268	4,985	SH		SOLE		0	0	4,985
SYNOVUS FINL CORPORATION COM NEW	COM NEW	87161C501	445,634	16,030	SH		SOLE		0	0	16,030
TAIWAN SEMICONDUCTOR MFG LIMITED SPONSORED ADS	SPONSORED ADS	874039100	233,207	2,684	SH		SOLE		0	0	2,684
TARGET CORPORATION	COM	87612E106	802,761	7,260	SH		SOLE		0	0	7,260
TEREX CORPORATION NEW	COM	880779103	982,191	17,046	SH		SOLE		0	0	17,046
TESLA INCORPORATED	COM	88160R101	2,274,500	9,090	SH		SOLE		0	0	9,090
TEXAS INSTRS INCORPORATED	COM	882508104	997,629	6,274	SH		SOLE		0	0	6,274
THE CIGNA GROUP	COM	125523100	404,789	1,415	SH		SOLE		0	0	1,415
THERMO FISHER SCIENTIFIC INCORPORATED	COM	883556102	1,534,201	3,031	SH		SOLE		0	0	3,031
TJX COMPANIES INCORPORATED NEW	COM	872540109	542,177	6,100	SH		SOLE		0	0	6,100
TRACTOR SUPPLY COMPANY	COM	892356106	564,276	2,779	SH		SOLE		0	0	2,779
TRANE TECHNOLOGIES PLC SHS	SHS	G8994E103	469,711	2,315	SH		SOLE		0	0	2,315
UNION PAC CORPORATION	COM	907818108	1,755,911	8,623	SH		SOLE		0	0	8,623
UNITED PARCEL SERVICE INCORPORATED CLASS B	CL B	911312106	1,328,310	8,522	SH		SOLE		0	0	8,522
UNITEDHEALTH GROUP INCORPORATED	COM	91324P102	2,082,451	4,130	SH		SOLE		0	0	4,130
VALERO ENERGY CORPORATION	COM	91913Y100	1,133,255	7,997	SH		SOLE		0	0	7,997
VALLEY NATL BANCORP	COM	919794107	472,289	55,174	SH		SOLE		0	0	55,174
VANECK GOLD MINERS ETF	GOLD MINERS ETF	92189F106	262,991	9,773	SH		SOLE		0	0	9,773
VANGUARD CONSUMER DISCRETIONARY ETF	CONSUM DIS ETF	92204A108	338,272	1,256	SH		SOLE		0	0	1,256
VANGUARD DIVIDEND APPRECIATION ETF	DIV APP ETF	921908844	24,241,073	156,012	SH		SOLE		0	0	156,012
VANGUARD EXTENDED MARKET ETF	EXTEND MKT ETF	922908652	618,326	4,314	SH		SOLE		0	0	4,314
VANGUARD FTSE DEVELOPED MARKETS ETF	VAN FTSE DEV MKT	921943858	493,520	11,288	SH		SOLE		0	0	11,288
VANGUARD FTSE EMERGING MARKETS ETF	FTSE EMR MKT ETF	922042858	243,789	6,218	SH		SOLE		0	0	6,218
VANGUARD GROWTH ETF	GROWTH ETF	922908736	257,893	947	SH		SOLE		0	0	947
VANGUARD HEALTH CARE ETF	HEALTH CAR ETF	92204A504	212,859	905	SH		SOLE		0	0	905
VANGUARD HIGH DIVIDEND YIELD ETF	HIGH DIV YLD	921946406	588,697	5,698	SH		SOLE		0	0	5,698
VANGUARD INDEX FUNDS S&P 500 ETF SHS NEW	S&P 500 ETF SHS	922908363	892,607	2,273	SH		SOLE		0	0	2,273
VANGUARD INFORMATION TECHNOLOGY ETF	INF TECH ETF	92204A702	1,028,595	2,479	SH		SOLE		0	0	2,479
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	INTL HIGH ETF	921946794	23,753,099	383,795	SH		SOLE		0	0	383,795
VANGUARD MID-CAP ETF	MID CAP ETF	922908629	275,502	1,323	SH		SOLE		0	0	1,323
VANGUARD S&P 500 VALUE ETF	500 VAL IDX FD	921932703	285,931	1,923	SH		SOLE		0	0	1,923
VANGUARD SMALL-CAP ETF	SMALL CP ETF	922908751	325,200	1,720	SH		SOLE		0	0	1,720
VANGUARD TOTAL STOCK MARKET ETF	TOTAL STK MKT	922908769	891,832	4,199	SH		SOLE		0	0	4,199
VANGUARD VALUE ETF	VALUE ETF	922908744	486,065	3,524	SH		SOLE		0	0	3,524
VERIZON COMMUNICATIONS INCORPORATED	COM	92343V104	2,137,365	65,948	SH		SOLE		0	0	65,948
VISA INCORPORATED COM CLASS A	COM CL A	92826C839	3,926,897	17,073	SH		SOLE		0	0	17,073
VODAFONE GROUP PLC NEW SPONSORED ADR	SPONSORED ADR	92857W308	159,217	16,795	SH		SOLE		0	0	16,795
VUZIX CORPORATION COM NEW	COM NEW	92921W300	37,897	10,440	SH		SOLE		0	0	10,440
WALMART INCORPORATED	COM	931142103	3,386,988	21,178	SH		SOLE		0	0	21,178
WASTE MGMT INCORPORATED DEL	COM	94106L109	916,039	6,009	SH		SOLE		0	0	6,009
WATSCO INCORPORATED	COM	942622200	667,431	1,767	SH		SOLE		0	0	1,767
WELLS FARGO COMPANY NEW	COM	949746101	299,223	7,323	SH		SOLE		0	0	7,323
WESTERN UN COMPANY	COM	959802109	584,888	44,377	SH		SOLE		0	0	44,377
WILLIAMS COMPANIES INCORPORATED	COM	969457100	233,549	6,932	SH		SOLE		0	0	6,932
WILLIAMS SONOMA INCORPORATED	COM	969904101	251,437	1,618	SH		SOLE		0	0	1,618
YUM BRANDS INCORPORATED	COM	988498101	666,193	5,332	SH		SOLE		0	0	5,332
YUM CHINA HLDGS INCORPORATED	COM	98850P109	322,663	5,791	SH		SOLE		0	0	5,791
ZOETIS INCORPORATED CLASS A	CL A	98978V103	265,667	1,527	SH		SOLE		0	0	1,527