Red Tortoise 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	19	172	SH		OTR	1	0	0	172
AMAZON COM INC COM	Stock	023135106	453	4,005	SH		SOLE	0	0	0	4,005
ISHARES MORNINGSTAR GROWTH ETF	ETF	464287119	291	6,040	SH		SOLE	0	0	0	6,040
PARAMOUNT GLOBAL CLASS B COM	Stock	92556H206	0	0	SH		OTR	1	0	0	0
ALEXANDRIA REAL ESTATE EQ INC COM	REIT	015271109	3	23	SH		OTR	1	0	0	23
CUBESMART COM	REIT	229663109	2	38	SH		OTR	1	0	0	38
GLOBAL PMTS INC COM	Stock	37940X102	4	39	SH		OTR	1	0	0	39
ROLLINS INC COM	Stock	775711104	6	163	SH		OTR	1	0	0	163
PRUDENTIAL FINL INC COM	Stock	744320102	7	80	SH		OTR	1	0	0	80
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	9	731	SH		SOLE	0	0	0	731
STARBUCKS CORP COM	Stock	855244109	11	132	SH		OTR	1	0	0	132
STARBUCKS CORP COM	Stock	855244109	13	152	SH		SOLE	0	0	0	152
FOUR CORNERS PPTY TR INC COM	REIT	35086T109	5	192	SH		OTR	1	0	0	192
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	6	99	SH		OTR	1	0	0	99
BLOCK INC CL A	Stock	852234103	1	23	SH		OTR	1	0	0	23
XPO LOGISTICS INC COM	Stock	983793100	1	17	SH		OTR	1	0	0	17
EBAY INC. COM	Stock	278642103	1	38	SH		SOLE	0	0	0	38
DOLLAR GEN CORP NEW COM	Stock	256677105	6	23	SH		OTR	1	0	0	23
JOHNSON & JOHNSON COM	Stock	478160104	55	335	SH		OTR	1	0	0	335
JOHNSON & JOHNSON COM	Stock	478160104	153	937	SH		SOLE	0	0	0	937
AKAMAI TECHNOLOGIES INC COM	Stock	00971T101	2	20	SH		OTR	1	0	0	20
TAKE-TWO INTERACTIVE SOFTWARE COM	Stock	874054109	2	20	SH		SOLE	0	0	0	20
FRANKLIN STR PPTYS CORP COM	REIT	35471R106	1	485	SH		OTR	1	0	0	485
SCHWAB 1000 INDEX ETF	ETF	808524722	113	3,254	SH		SOLE	0	0	0	3,253
WILLIAMS SONOMA INC COM	Stock	969904101	8	72	SH		OTR	1	0	0	72
LKQ CORP COM	Stock	501889208	13	284	SH		OTR	1	0	0	284
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	216	1,201	SH		SOLE	0	0	0	1,200
DEXCOM INC COM	Stock	252131107	3	40	SH		OTR	1	0	0	40
HCA HEALTHCARE INC COM	Stock	40412C101	36	196	SH		OTR	1	0	0	196
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	949	27,217	SH		SOLE	0	0	0	27,216
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	4	13	SH		OTR	1	0	0	13
SCOTTS MIRACLE-GRO CO CL A	Stock	810186106	1	30	SH		OTR	1	0	0	30
SENSEONICS HLDGS INC COM	Stock	81727U105	0	17	SH		SOLE	0	0	0	17
SHELL PLC SPON ADS	ADR	780259305	5	100	SH		SOLE	0	0	0	100
YUM BRANDS INC COM	Stock	988498101	72	680	SH		SOLE	0	0	0	680
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	5	19	SH		OTR	1	0	0	19
KNIGHT-SWIFT TRANSN HLDGS INC CL A	Stock	499049104	2	31	SH		OTR	1	0	0	31
PROCTER AND GAMBLE CO COM	Stock	742718109	39	312	SH		OTR	1	0	0	312
PROCTER AND GAMBLE CO COM	Stock	742718109	322	2,554	SH		SOLE	0	0	0	2,554
COCA COLA CO COM	Stock	191216100	11	202	SH		SOLE	0	0	0	202
COCA COLA CO COM	Stock	191216100	23	410	SH		OTR	1	0	0	410
AMEREN CORP COM	Stock	023608102	1	13	SH		OTR	1	0	0	13
IDEX CORP COM	Stock	45167R104	4	20	SH		OTR	1	0	0	20
TRUIST FINL CORP COM	Stock	89832Q109	1	30	SH		OTR	1	0	0	30
UNITED PARCEL SERVICE INC CL B	Stock	911312106	16	97	SH		SOLE	0	0	0	97
SPDR PORTFOLIO LONG TERM TREASURY ETF	ETF	78464A664	769	25,940	SH		SOLE	0	0	0	25,940
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	1,730	43,232	SH		SOLE	0	0	0	43,232
GLATFELTER CORPORATION COM	Stock	377320106	0	0	SH		OTR	1	0	0	0
INTEL CORP COM	Stock	458140100	1	53	SH		SOLE	0	0	0	53
PERRIGO CO PLC SHS	Stock	G97822103	4	118	SH		OTR	1	0	0	118
RELIANCE STEEL & ALUMINUM CO COM	Stock	759509102	6	36	SH		OTR	1	0	0	36
CME GROUP INC COM	Stock	12572Q105	2	12	SH		OTR	1	0	0	12
STATE STR CORP COM	Stock	857477103	8	132	SH		OTR	1	0	0	132
MEDTRONIC PLC SHS	Stock	G5960L103	17	216	SH		OTR	1	0	0	216
MEDTRONIC PLC SHS	Stock	G5960L103	53	651	SH		SOLE	0	0	0	651
COMERICA INC COM	Stock	200340107	14	198	SH		OTR	1	0	0	198
FORTIVE CORP COM	Stock	34959J108	5	84	SH		SOLE	0	0	0	84
DUKE REALTY CORP COM NEW	REIT	264411505	2	47	SH		OTR	1	0	0	47
NETFLIX INC COM	Stock	64110L106	6	26	SH		OTR	1	0	0	26
PAYCHEX INC COM	Stock	704326107	10	85	SH		OTR	1	0	0	85
PAYCHEX INC COM	Stock	704326107	51	456	SH		SOLE	0	0	0	456
GLOBAL MED REIT INC COM NEW	REIT	37954A204	4	521	SH		OTR	1	0	0	521
MEDICAL PPTYS TRUST INC COM	REIT	58463J304	1	117	SH		OTR	1	0	0	117
HORMEL FOODS CORP COM	Stock	440452100	2	47	SH		OTR	1	0	0	47
AMERCO COM	Stock	023586100	2	3	SH		OTR	1	0	0	3
PACCAR INC COM	Stock	693718108	2	21	SH		OTR	1	0	0	21
SEI INVTS CO COM	Stock	784117103	2	33	SH		OTR	1	0	0	33
ADVANCE AUTO PARTS INC COM	Stock	00751Y106	1	5	SH		OTR	1	0	0	5
ISHARES MSCI UNITED KINGDOM ETF	ETF	46435G334	61	2,336	SH		SOLE	0	0	0	2,335
LAUDER ESTEE COS INC CL A	Stock	518439104	8	36	SH		SOLE	0	0	0	36
PROLOGIS INC. COM	REIT	74340W103	0	0	SH		OTR	1	0	0	0
ISHARES AGENCY BOND ETF	ETF	464288166	17	158	SH		SOLE	0	0	0	157
SANOFI SPONSORED ADR	ADR	80105N105	26	675	SH		SOLE	0	0	0	675
MERCK & CO INC COM	Stock	58933Y105	21	248	SH		OTR	1	0	0	248
OSHKOSH CORP COM	Stock	688239201	2	23	SH		OTR	1	0	0	23
SPDR S&P 500 ETF TRUST	ETF	78462F103	765	2,143	SH		SOLE	0	0	0	2,143
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	7	56	SH		OTR	1	0	0	56
ILLINOIS TOOL WKS INC COM	Stock	452308109	41	226	SH		SOLE	0	0	0	226
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	3	12	SH		OTR	1	0	0	12
NORDSON CORP COM	Stock	655663102	3	13	SH		OTR	1	0	0	13
YUM CHINA HLDGS INC COM	Stock	98850P109	32	680	SH		SOLE	0	0	0	680
ALLSTATE CORP COM	Stock	020002101	6	48	SH		SOLE	0	0	0	48
NATIONAL HEALTH INVS INC COM	REIT	63633D104	2	28	SH		OTR	1	0	0	28
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	17	101	SH		SOLE	0	0	0	101
ALASKA AIR GROUP INC COM	Stock	011659109	1	35	SH		OTR	1	0	0	35
HORACE MANN EDUCATORS CORP NEW COM	Stock	440327104	2	63	SH		OTR	1	0	0	63
MATTEL INC COM	Stock	577081102	1	57	SH		SOLE	0	0	0	57
ISHARES TIPS BOND ETF	ETF	464287176	30	289	SH		SOLE	0	0	0	289
FIRST TRUST NASDAQ OIL & GAS ETF	ETF	33738R845	43	1,737	SH		SOLE	0	0	0	1,737
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	3	55	SH		SOLE	0	0	0	55
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	14	250	SH		OTR	1	0	0	250
BLUEBIRD BIO INC COM	Stock	09609G100	6	922	SH		OTR	1	0	0	922
VISTRA CORP COM	Stock	92840M102	7	315	SH		OTR	1	0	0	315
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	2	500	SH		SOLE	0	0	0	500
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	7	81	SH		OTR	1	0	0	81
ISHARES S&P 100 ETF	ETF	464287101	469	2,887	SH		SOLE	0	0	0	2,887
BANK NEW YORK MELLON CORP COM	Stock	064058100	9	235	SH		OTR	1	0	0	235
PACER US CASH COWS 100 ETF	ETF	69374H881	351	8,557	SH		SOLE	0	0	0	8,557
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	10	251	SH		OTR	1	0	0	251
CHUBB LIMITED COM	Stock	H1467J104	5	28	SH		OTR	1	0	0	28
PULTE GROUP INC COM	Stock	745867101	2	54	SH		OTR	1	0	0	54
FIRST CMNTY BANKSHARES INC VA COM	Stock	31983A103	24	752	SH		SOLE	0	0	0	752
PEPSICO INC COM	Stock	713448108	19	114	SH		SOLE	0	0	0	114
PEPSICO INC COM	Stock	713448108	19	119	SH		OTR	1	0	0	119
OKTA INC CL A	Stock	679295105	1	18	SH		OTR	1	0	0	18
TE CONNECTIVITY LTD SHS	Stock	H84989104	18	166	SH		SOLE	0	0	0	166
FIRSTENERGY CORP COM	Stock	337932107	2	66	SH		OTR	1	0	0	66
FORD MTR CO DEL COM	Stock	345370860	5	449	SH		OTR	1	0	0	449
KKR REAL ESTATE FIN TR INC COM	REIT	48251K100	2	107	SH		OTR	1	0	0	107
PEABODY ENGR CORP COM	Stock	704551100	6	226	SH		OTR	1	0	0	226
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	10	310	SH		SOLE	0	0	0	310
US BANCORP DEL COM NEW	Stock	902973304	3	75	SH		OTR	1	0	0	75
XCEL ENERGY INC COM	Stock	98389B100	6	95	SH		OTR	1	0	0	95
HOME DEPOT INC COM	Stock	437076102	15	53	SH		OTR	1	0	0	53
BAXTER INTL INC COM	Stock	071813109	4	81	SH		OTR	1	0	0	81
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	ETF	78464A375	371	11,855	SH		SOLE	0	0	0	11,855
ALTICE USA INC CL A	Stock	02156K103	0	0	SH		OTR	1	0	0	0
SAFEHOLD INC COM	REIT	78645L100	0	0	SH		OTR	1	0	0	0
ISHARES MSCI SAUDI ARABIA ETF	ETF	46434V423	8	187	SH		SOLE	0	0	0	187
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	53	234	SH		SOLE	0	0	0	234
OFFICE PPTYS INCOME TR COM SHS BEN INT	REIT	67623C109	2	162	SH		OTR	1	0	0	162
BRIGHTHOUSE FINL INC COM	Stock	10922N103	2	49	SH		OTR	1	0	0	49
PETIQ INC COM CL A	Stock	71639T106	1	176	SH		OTR	1	0	0	176
INVESCO MORTGAGE CAPITAL INC COM	REIT	46131B704	1	117	SH		OTR	1	0	0	117
DUPONT DE NEMOURS INC COM	Stock	26614N102	4	71	SH		OTR	1	0	0	71
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	128	992	SH		SOLE	0	0	0	991
COOPER COS INC COM NEW	Stock	216648402	2	6	SH		OTR	1	0	0	6
SPDR GOLD SHARES	ETF	78463V107	14	91	SH		SOLE	0	0	0	91
ROKU INC COM CL A	Stock	77543R102	1	23	SH		OTR	1	0	0	23
ISHARES MSCI CHINA A ETF	ETF	46434V514	32	1,050	SH		SOLE	0	0	0	1,050
FORESTAR GROUP INC COM	Stock	346232101	0	0	SH		OTR	1	0	0	0
VICI PPTYS INC COM	REIT	925652109	3	103	SH		OTR	1	0	0	103
BECTON DICKINSON & CO COM	Stock	075887109	17	78	SH		OTR	1	0	0	78
BECTON DICKINSON & CO COM	Stock	075887109	39	175	SH		SOLE	0	0	0	175
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	2	12	SH		OTR	1	0	0	12
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	875	23,160	SH		SOLE	0	0	0	23,159
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	1,200	28,585	SH		SOLE	0	0	0	28,584
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	12,233	434,863	SH		SOLE	0	0	0	434,862
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,271	77,238	SH		SOLE	0	0	0	77,237
WHIRLPOOL CORP COM	Stock	963320106	4	27	SH		OTR	1	0	0	27
WEBSTER FINL CORP COM	Stock	947890109	34	761	SH		OTR	1	0	0	761
AMERICAN HOMES 4 RENT CL A	REIT	02665T306	4	112	SH		OTR	1	0	0	112
IQVIA HLDGS INC COM	Stock	46266C105	3	17	SH		OTR	1	0	0	17
BANDWIDTH INC COM CL A	Stock	05988J103	1	112	SH		OTR	1	0	0	112
ASSURED GUARANTY LTD COM	Stock	G0585R106	6	128	SH		OTR	1	0	0	128
LUMEN TECHNOLOGIES INC COM	Stock	550241103	2	231	SH		OTR	1	0	0	231
PINNACLE WEST CAP CORP COM	Stock	723484101	7	106	SH		OTR	1	0	0	106
TELEFLEX INCORPORATED COM	Stock	879369106	3	17	SH		OTR	1	0	0	17
SPECTRUM BRANDS HLDGS INC NEW COM	Stock	84790A105	1	18	SH		OTR	1	0	0	18
CENTENE CORP DEL COM	Stock	15135B101	9	110	SH		SOLE	0	0	0	110
CENTENE CORP DEL COM	Stock	15135B101	11	138	SH		OTR	1	0	0	138
CORECIVIC INC COM	REIT	21871N101	2	247	SH		OTR	1	0	0	247
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3	40	SH		SOLE	0	0	0	40
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT	REIT	456237106	0	0	SH		OTR	1	0	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	35	130	SH		SOLE	0	0	0	130
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	65	244	SH		OTR	1	0	0	244
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	7,039	314,225	SH		SOLE	0	0	0	314,225
AMERICOLD REALTY TRUST INC COM	Stock	03064D108	6	239	SH		OTR	1	0	0	239
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	4	56	SH		SOLE	0	0	0	56
ALPHABET INC CAP STK CL A	Stock	02079K305	58	610	SH		OTR	1	0	0	610
ALPHABET INC CAP STK CL A	Stock	02079K305	390	4,080	SH		SOLE	0	0	0	4,080
PIEDMONT OFFICE REALTY TR INC COM CL A	REIT	720190206	0	0	SH		OTR	1	0	0	0
PG&E CORP COM	Stock	69331C108	3	249	SH		OTR	1	0	0	249
FISERV INC COM	Stock	337738108	6	67	SH		OTR	1	0	0	67
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	7	10	SH		OTR	1	0	0	10
INTUIT COM	Stock	461202103	24	63	SH		SOLE	0	0	0	63
NEWMONT CORP COM	Stock	651639106	10	238	SH		OTR	1	0	0	238
COGENT BIOSCIENCES INC COM	Stock	19240Q201	5	342	SH		OTR	1	0	0	342
CSX CORP COM	Stock	126408103	3	108	SH		SOLE	0	0	0	108
COMCAST CORP NEW CL A	Stock	20030N101	0	15	SH		SOLE	0	0	0	15
COMCAST CORP NEW CL A	Stock	20030N101	15	497	SH		OTR	1	0	0	497
MICROSOFT CORP COM	Stock	594918104	54	232	SH		OTR	1	0	0	232
MICROSOFT CORP COM	Stock	594918104	950	4,081	SH		SOLE	0	0	0	4,081
FIRST HORIZON CORPORATION COM	Stock	320517105	42	1,855	SH		OTR	1	0	0	1,855
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	4	87	SH		OTR	1	0	0	87
VALERO ENERGY CORP COM	Stock	91913Y100	2	17	SH		SOLE	0	0	0	17
DOCUSIGN INC COM	Stock	256163106	1	13	SH		OTR	1	0	0	13
HEALTHPEAK PROPERTIES INC COM	REIT	42250P103	3	122	SH		OTR	1	0	0	122
CVS HEALTH CORP COM	Stock	126650100	0	4	SH		SOLE	0	0	0	4
CVS HEALTH CORP COM	Stock	126650100	1	13	SH		OTR	1	0	0	13
ACCO BRANDS CORP COM	Stock	00081T108	1	257	SH		OTR	1	0	0	257
EVERGY INC COM	Stock	30034W106	3	46	SH		SOLE	0	0	0	46
EVERGY INC COM	Stock	30034W106	6	96	SH		OTR	1	0	0	96
SPROTT PHYSICAL GOLD TR UNIT	CEF	85207H104	87	6,770	SH		SOLE	0	0	0	6,770
MASCO CORP COM	Stock	574599106	4	83	SH		OTR	1	0	0	83
SIMON PPTY GROUP INC NEW COM	REIT	828806109	2	23	SH		OTR	1	0	0	23
RPM INTL INC COM	Stock	749685103	2	30	SH		OTR	1	0	0	30
BROWN & BROWN INC COM	Stock	115236101	9	147	SH		OTR	1	0	0	147
GARMIN LTD SHS	Stock	H2906T109	5	60	SH		SOLE	0	0	0	60
MFA FINL INC COM	REIT	55272X607	2	202	SH		OTR	1	0	0	202
ELANCO ANIMAL HEALTH INC COM	Stock	28414H103	0	0	SH		OTR	1	0	0	0
BOEING CO COM	Stock	097023105	2	14	SH		OTR	1	0	0	14
COPART INC COM	Stock	217204106	2	23	SH		OTR	1	0	0	23
VANGUARD SMALL-CAP ETF	ETF	922908751	8	47	SH		SOLE	0	0	0	47
NEXTERA ENERGY INC COM	Stock	65339F101	11	145	SH		OTR	1	0	0	145
NEXTERA ENERGY INC COM	Stock	65339F101	64	816	SH		SOLE	0	0	0	816
NIKE INC CL B	Stock	654106103	30	358	SH		SOLE	0	0	0	358
NIKE INC CL B	Stock	654106103	34	413	SH		OTR	1	0	0	413
HUDSON PAC PPTYS INC COM	REIT	444097109	4	401	SH		OTR	1	0	0	401
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	2,282	39,494	SH		SOLE	0	0	0	39,494
SOUTHWESTERN ENERGY CO COM	Stock	845467109	16	2,574	SH		OTR	1	0	0	2,574
URBAN OUTFITTERS INC COM	Stock	917047102	1	75	SH		OTR	1	0	0	75
TESLA INC COM	Stock	88160R101	16	62	SH		OTR	1	0	0	62
EQUITY COMWLTH COM SH BEN INT	REIT	294628102	7	281	SH		OTR	1	0	0	281
MSCI INC COM	Stock	55354G100	3	7	SH		OTR	1	0	0	7
VANGUARD LONG-TERM TREASURY ETF	ETF	92206C847	4,593	72,980	SH		SOLE	0	0	0	72,979
LINDE PLC SHS	Stock	G5494J103	9	35	SH		OTR	1	0	0	35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	46434G764	30	675	SH		SOLE	0	0	0	675
HILTON WORLDWIDE HLDGS INC COM	Stock	43300A203	5	42	SH		OTR	1	0	0	42
ARGO GROUP INTL HLDGS LTD COM	Stock	G0464B107	2	112	SH		OTR	1	0	0	112
MODERNA INC COM	Stock	60770K107	0	0	SH		OTR	1	0	0	0
NORFOLK SOUTHN CORP COM	Stock	655844108	0	0	SH		OTR	1	0	0	0
NORFOLK SOUTHN CORP COM	Stock	655844108	41	196	SH		SOLE	0	0	0	196
BOSTON PROPERTIES INC COM	REIT	101121101	4	50	SH		OTR	1	0	0	50
HIGHWOODS PPTYS INC COM	REIT	431284108	4	145	SH		OTR	1	0	0	145
KILROY RLTY CORP COM	REIT	49427F108	0	0	SH		OTR	1	0	0	0
MACERICH CO COM	REIT	554382101	1	171	SH		OTR	1	0	0	171
ISTAR INC COM	REIT	45031U101	0	0	SH		OTR	1	0	0	0
VORNADO RLTY TR SH BEN INT	REIT	929042109	0	0	SH		OTR	1	0	0	0
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	2,616	54,202	SH		SOLE	0	0	0	54,202
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF	ETF	72201R866	195	3,885	SH		SOLE	0	0	0	3,884
SCHWAB US TIPS ETF	ETF	808524870	15	296	SH		SOLE	0	0	0	295
ASSURANT INC COM	Stock	04621X108	16	113	SH		SOLE	0	0	0	113
AMPHENOL CORP NEW CL A	Stock	032095101	10	150	SH		OTR	1	0	0	150
CARLISLE COS INC COM	Stock	142339100	3	12	SH		OTR	1	0	0	12
INTERNATIONAL FLAVORS&FRAGRANC COM	Stock	459506101	0	0	SH		OTR	1	0	0	0
INTERNATIONAL FLAVORS&FRAGRANC COM	Stock	459506101	6	71	SH		SOLE	0	0	0	71
STANLEY BLACK & DECKER INC COM	Stock	854502101	4	49	SH		OTR	1	0	0	49
WELLTOWER INC COM	REIT	95040Q104	0	0	SH		OTR	1	0	0	0
DOW INC COM	Stock	260557103	0	0	SH		OTR	1	0	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	3	69	SH		OTR	1	0	0	69
ENLIVEX THERAPEUTICS LTD COM	Stock	M4130Y106	1	150	SH		SOLE	0	0	0	150
ARMOUR RESIDENTIAL REIT INC COM NEW	REIT	042315507	0	0	SH		OTR	1	0	0	0
CONAGRA BRANDS INC COM	Stock	205887102	3	102	SH		OTR	1	0	0	102
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	24	444	SH		SOLE	0	0	0	444
SOUTH JERSEY INDS INC COM	Stock	838518108	6	181	SH		OTR	1	0	0	181
FIFTH THIRD BANCORP COM	Stock	316773100	7	225	SH		OTR	1	0	0	225
FIFTH THIRD BANCORP COM	Stock	316773100	7	232	SH		SOLE	0	0	0	232
UBER TECHNOLOGIES INC COM	Stock	90353T100	2	62	SH		OTR	1	0	0	62
RANPAK HOLDINGS CORP COM CL A	Stock	75321W103	0	0	SH		OTR	1	0	0	0
ILLUMINA INC COM	Stock	452327109	4	20	SH		OTR	1	0	0	20
CONSOLIDATED EDISON INC COM	Stock	209115104	9	100	SH		SOLE	0	0	0	100
CONSOLIDATED EDISON INC COM	Stock	209115104	10	111	SH		OTR	1	0	0	111
GENERAL MTRS CO COM	Stock	37045V100	7	217	SH		OTR	1	0	0	217
FREEDOM 100 EMERGING MARKETS ETF	ETF	02072L607	20	805	SH		SOLE	0	0	0	805
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	586	8,723	SH		SOLE	0	0	0	8,723
VANGUARD RUSSELL 2000 ETF	ETF	92206C664	6	88	SH		SOLE	0	0	0	87
LILLY ELI & CO COM	Stock	532457108	2	7	SH		OTR	1	0	0	7
AIR PRODS & CHEMS INC COM	Stock	009158106	5	21	SH		OTR	1	0	0	21
AIR PRODS & CHEMS INC COM	Stock	009158106	32	139	SH		SOLE	0	0	0	139
SPRINGWORKS THERAPEUTICS INC COM	Stock	85205L107	1	49	SH		OTR	1	0	0	49
OPORTUN FINL CORP COM	Stock	68376D104	2	491	SH		OTR	1	0	0	491
LEIDOS HOLDINGS INC COM	Stock	525327102	1	10	SH		SOLE	0	0	0	10
GLOBAL X CANNABIS ETF	ETF	37954Y145	0	2	SH		SOLE	0	0	0	2
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	412	4,285	SH		SOLE	0	0	0	4,285
BROADMARK RLTY CAP INC COM	REIT	11135B100	0	0	SH		OTR	1	0	0	0
HOLOGIC INC COM	Stock	436440101	2	37	SH		OTR	1	0	0	37
LIFE STORAGE INC COM	REIT	53223X107	3	27	SH		OTR	1	0	0	27
ISHARES RUSSELL 2000 ETF	ETF	464287655	902	5,472	SH		SOLE	0	0	0	5,471
HYLIION HOLDINGS CORP COMMON STOCK	Stock	449109107	0	0	SH		OTR	1	0	0	0
DOUGLAS EMMETT INC COM	REIT	25960P109	5	254	SH		OTR	1	0	0	254
KRONOS BIO INC COM	Stock	50107A104	1	442	SH		OTR	1	0	0	442
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	2	38	SH		OTR	1	0	0	38
FIDELITY NATL INFORMATION SVCS COM	Stock	31620M106	5	65	SH		OTR	1	0	0	65
FIDELITY NATL INFORMATION SVCS COM	Stock	31620M106	21	272	SH		SOLE	0	0	0	272
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	304	3,333	SH		SOLE	0	0	0	3,333
IMMUNOVANT INC COM	Stock	45258J102	2	350	SH		OTR	1	0	0	350
VERTIV HOLDINGS CO COM CL A	Stock	92537N108	1	147	SH		OTR	1	0	0	147
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	5	52	SH		SOLE	0	0	0	52
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	14	147	SH		OTR	1	0	0	147
DIGITAL RLTY TR INC COM	REIT	253868103	3	26	SH		OTR	1	0	0	26
DIGITAL RLTY TR INC COM	REIT	253868103	23	227	SH		SOLE	0	0	0	227
ELLINGTON FINANCIAL INC COM	REIT	28852N109	0	0	SH		OTR	1	0	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	7	187	SH		SOLE	0	0	0	187
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	13	355	SH		OTR	1	0	0	355
FREEPORT-MCMORAN INC CL B	Stock	35671D857	1	48	SH		OTR	1	0	0	48
SYSCO CORP COM	Stock	871829107	22	310	SH		SOLE	0	0	0	310
CHIPOTLE MEXICAN GRILL INC COM	Stock	169656105	5	3	SH		OTR	1	0	0	3
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	687	11,883	SH		SOLE	0	0	0	11,883
DICKS SPORTING GOODS INC COM	Stock	253393102	2	15	SH		OTR	1	0	0	15
SPIRIT AIRLS INC COM	Stock	848577102	3	144	SH		OTR	1	0	0	144
FORMA THERAPEUTICS HLDGS INC SHS	Stock	34633R104	6	295	SH		OTR	1	0	0	295
MATCH GROUP INC NEW COM	Stock	57667L107	0	0	SH		OTR	1	0	0	0
IAC INC COM NEW	Stock	44891N208	0	9	SH		OTR	1	0	0	9
STONEX GROUP INC COM	Stock	861896108	7	89	SH		OTR	1	0	0	89
TREAN INS GROUP INC COM	Stock	89457R101	0	0	SH		OTR	1	0	0	0
ALX ONCOLOGY HLDGS INC COM	Stock	00166B105	2	196	SH		OTR	1	0	0	196
CAESARS ENTERTAINMENT INC NEW COM	Stock	12769G100	0	0	SH		OTR	1	0	0	0
QUANTA SVCS INC COM	Stock	74762E102	4	35	SH		OTR	1	0	0	35
ISHARES SELECT DIVIDEND ETF	ETF	464287168	644	6,003	SH		SOLE	0	0	0	6,003
ANNEXON INC COM	Stock	03589W102	5	729	SH		OTR	1	0	0	729
ENTERGY CORP NEW COM	Stock	29364G103	4	37	SH		OTR	1	0	0	37
CNX RES CORP COM	Stock	12653C108	4	266	SH		OTR	1	0	0	266
MDU RES GROUP INC COM	Stock	552690109	2	62	SH		OTR	1	0	0	62
EVERSOURCE ENERGY COM	Stock	30040W108	7	92	SH		OTR	1	0	0	92
EVERSOURCE ENERGY COM	Stock	30040W108	28	354	SH		SOLE	0	0	0	354
BROWN FORMAN CORP CL B	Stock	115637209	4	54	SH		OTR	1	0	0	54
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	411	5,236	SH		SOLE	0	0	0	5,236
QUANTUMSCAPE CORP COM CL A	Stock	74767V109	0	0	SH		OTR	1	0	0	0
MARATHON PETE CORP COM	Stock	56585A102	18	180	SH		SOLE	0	0	0	180
HF SINCLAIR CORP COM	Stock	403949100	25	473	SH		OTR	1	0	0	473
INVESCO AEROSPACE & DEFENSE ETF	ETF	46137V100	51	793	SH		SOLE	0	0	0	793
PACTIV EVERGREEN INC COM	Stock	69526K105	3	302	SH		OTR	1	0	0	302
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	589	4,109	SH		SOLE	0	0	0	4,109
VONTIER CORPORATION COM	Stock	928881101	1	33	SH		SOLE	0	0	0	33
CHEMED CORP NEW COM	Stock	16359R103	2	5	SH		OTR	1	0	0	5
GRAY TELEVISION INC COM	Stock	389375106	2	112	SH		OTR	1	0	0	112
F N B CORP COM	Stock	302520101	14	1,173	SH		OTR	1	0	0	1,173
REGENERON PHARMACEUTICALS COM	Stock	75886F107	1	2	SH		OTR	1	0	0	2
ADVANTAGE SOLUTIONS INC COM CL A	Stock	00791N102	0	0	SH		OTR	1	0	0	0
VIATRIS INC COM	Stock	92556V106	4	469	SH		OTR	1	0	0	469
FIRST SOLAR INC COM	Stock	336433107	2	12	SH		OTR	1	0	0	12
SOFI TECHNOLOGIES INC COM	Stock	83406F102	0	0	SH		OTR	1	0	0	0
AXIS CAP HLDGS LTD SHS	Stock	G0692U109	2	35	SH		OTR	1	0	0	35
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	494	10,912	SH		SOLE	0	0	0	10,911
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	279	7,231	SH		SOLE	0	0	0	7,231
FORTUNE BRANDS HOME & SEC INC COM	Stock	34964C106	3	62	SH		OTR	1	0	0	62
GENTEX CORP COM	Stock	371901109	4	160	SH		OTR	1	0	0	160
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	89	1,337	SH		SOLE	0	0	0	1,337
ACADIA HEALTHCARE COMPANY INC COM	Stock	00404A109	2	29	SH		OTR	1	0	0	29
APPHARVEST INC COM	Stock	03783T103	1	672	SH		OTR	1	0	0	672
PARDES BIOSCIENCES INC COM	Stock	30318F100	0	0	SH		OTR	1	0	0	0
APTIV PLC SHS	Stock	G6095L109	0	0	SH		OTR	1	0	0	0
FATHOM DIGITAL MFG CORP CL A COM	Stock	G03709105	1	629	SH		OTR	1	0	0	629
COINBASE GLOBAL INC COM CL A	Stock	19260Q107	2	26	SH		OTR	1	0	0	26
DAY ONE BIOPHARMACEUTICALS INC COM	Stock	23954D109	4	196	SH		OTR	1	0	0	196
ORGANON & CO COMMON STOCK	Stock	68622V106	0	0	SH		OTR	1	0	0	0
VISA INC COM CL A	Stock	92826C839	19	108	SH		SOLE	0	0	0	108
NAUTILUS BIOTECHNOLOGY INC COM	Stock	63909J108	1	600	SH		OTR	1	0	0	600
DIMENSIONAL US SMALL CAP ETF	ETF	25434V500	131	2,818	SH		SOLE	0	0	0	2,817
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	128	3,289	SH		SOLE	0	0	0	3,289
DIMENSIONAL U.S. EQUITY ETF	ETF	25434V401	1,009	25,984	SH		SOLE	0	0	0	25,984
VERVE THERAPEUTICS INC COM	Stock	92539P101	3	94	SH		OTR	1	0	0	94
HERSHEY CO COM	Stock	427866108	7	32	SH		OTR	1	0	0	32
ERASCA INC COM	Stock	29479A108	2	249	SH		OTR	1	0	0	249
MICROVAST HOLDINGS INC COM	Stock	59516C106	0	0	SH		OTR	1	0	0	0
ROBINHOOD MKTS INC COM CL A	Stock	770700102	2	178	SH		OTR	1	0	0	178
GXO LOGISTICS INCORPORATED COMMON STOCK	Stock	36262G101	1	17	SH		OTR	1	0	0	17
ISHARES MSCI CHINA ETF	ETF	46429B671	31	738	SH		SOLE	0	0	0	738
ARDAGH METAL PACKAGING S A SHS	Stock	L02235106	0	0	SH		OTR	1	0	0	0
JACKSON FINANCIAL INC COM CL A	Stock	46817M107	1	47	SH		OTR	1	0	0	47
REDWIRE CORPORATION COM	Stock	75776W103	0	0	SH		OTR	1	0	0	0
DIMENSIONAL INTERNATIONAL VALUE ETF	ETF	25434V807	188	7,294	SH		SOLE	0	0	0	7,293
TYRA BIOSCIENCES INC COM	Stock	90240B106	2	212	SH		OTR	1	0	0	212
DRAGONFLY ENERGY HOLDINGS CORP COM	Stock	159561109	0	1	SH		SOLE	0	0	0	1
SVB FINANCIAL GROUP COM	Stock	78486Q101	4	11	SH		OTR	1	0	0	11
ESS TECH INC COMMON STOCK	Stock	26916J106	2	426	SH		OTR	1	0	0	426
ISHARES MSCI INDIA ETF	ETF	46429B598	23	572	SH		SOLE	0	0	0	572
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	0	29	SH		SOLE	0	0	0	29
ISHARES J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	464286517	128	3,950	SH		SOLE	0	0	0	3,949
VANGUARD VALUE ETF	ETF	922908744	4,076	33,008	SH		SOLE	0	0	0	33,008
VANGUARD GROWTH ETF	ETF	922908736	1,167	5,454	SH		SOLE	0	0	0	5,454
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	3	94	SH		OTR	1	0	0	94
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	6	186	SH		SOLE	0	0	0	186
ORION OFFICE REIT INC COM	REIT	68629Y103	0	0	SH		OTR	1	0	0	0
AMERICAN EQTY INVT LIFE HLD CO COM	Stock	025676206	2	48	SH		OTR	1	0	0	48
COSTAR GROUP INC COM	Stock	22160N109	3	50	SH		OTR	1	0	0	50
MID-AMER APT CMNTYS INC COM	REIT	59522J103	2	16	SH		OTR	1	0	0	16
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	5	24	SH		OTR	1	0	0	24
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	41	199	SH		SOLE	0	0	0	199
AMERICAN TOWER CORP NEW COM	REIT	03027X100	6	26	SH		OTR	1	0	0	26
AMERICAN TOWER CORP NEW COM	REIT	03027X100	36	169	SH		SOLE	0	0	0	169
IRON MTN INC DEL COM	REIT	46284V101	4	94	SH		OTR	1	0	0	94
ZEBRA TECHNOLOGIES CORPORATION CL A	Stock	989207105	2	8	SH		OTR	1	0	0	8
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	616	7,744	SH		SOLE	0	0	0	7,744
EAGLE MATLS INC COM	Stock	26969P108	3	24	SH		OTR	1	0	0	24
DOORDASH INC CL A	Stock	25809K105	0	0	SH		OTR	1	0	0	0
META PLATFORMS INC CL A	Stock	30303M102	2	18	SH		SOLE	0	0	0	18
META PLATFORMS INC CL A	Stock	30303M102	15	114	SH		OTR	1	0	0	114
BROOKFIELD BUSINESS CORP CL A EXC SUB VTG	Stock	11259V106	1	59	SH		OTR	1	0	0	59
EMBECTA CORP COMMON STOCK	Stock	29082K105	0	15	SH		OTR	1	0	0	15
EMBECTA CORP COMMON STOCK	Stock	29082K105	1	33	SH		SOLE	0	0	0	33
ESAB CORPORATION COM	Stock	29605J106	1	19	SH		OTR	1	0	0	19
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	1	112	SH		OTR	1	0	0	112
SERVICENOW INC COM	Stock	81762P102	9	23	SH		OTR	1	0	0	23
PACKAGING CORP AMER COM	Stock	695156109	5	41	SH		OTR	1	0	0	41
DIMENSIONAL US MARKETWIDE VALUE ETF	ETF	25434V724	545	18,394	SH		SOLE	0	0	0	18,394
ASPEN TECHNOLOGY INC COM	Stock	29109X106	1	5	SH		OTR	1	0	0	5
CNO FINL GROUP INC COM	Stock	12621E103	5	255	SH		OTR	1	0	0	255
PALO ALTO NETWORKS INC COM	Stock	697435105	6	39	SH		OTR	1	0	0	39
TOLL BROTHERS INC COM	Stock	889478103	2	43	SH		OTR	1	0	0	43
ALEXANDER & BALDWIN INC NEW COM	REIT	014491104	3	205	SH		OTR	1	0	0	205
HEALTHCARE RLTY TR CL A COM	REIT	42226K105	0	0	SH		OTR	1	0	0	0
MONDELEZ INTL INC CL A	Stock	609207105	3	58	SH		OTR	1	0	0	58
BROADCOM INC COM	Stock	11135F101	47	106	SH		OTR	1	0	0	106
TRONOX HOLDINGS PLC SHS	Stock	G9087Q102	1	114	SH		OTR	1	0	0	114
ANYWHERE REAL ESTATE INC COM	Stock	75605Y106	0	0	SH		OTR	1	0	0	0
DIAMONDBACK ENERGY INC COM	Stock	25278X109	7	61	SH		SOLE	0	0	0	61
D R HORTON INC COM	Stock	23331A109	5	68	SH		OTR	1	0	0	68
D R HORTON INC COM	Stock	23331A109	8	124	SH		SOLE	0	0	0	124
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	2	43	SH		OTR	1	0	0	43
CROWN HLDGS INC COM	Stock	228368106	2	22	SH		OTR	1	0	0	22
CANADIAN PAC RY LTD COM	Stock	13645T100	6	95	SH		SOLE	0	0	0	95
MARTIN MARIETTA MATLS INC COM	Stock	573284106	4	13	SH		OTR	1	0	0	13
TIMKEN CO COM	Stock	887389104	2	34	SH		OTR	1	0	0	34
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	18	125	SH		SOLE	0	0	0	125
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	665	13,050	SH		SOLE	0	0	0	13,050
NOVARTIS AG SPONSORED ADR	ADR	66987V109	16	207	SH		SOLE	0	0	0	207
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	4,109	78,023	SH		SOLE	0	0	0	78,023
COMSTOCK RES INC COM	Stock	205768302	5	265	SH		OTR	1	0	0	265
BRANDYWINE RLTY TR SH BEN INT NEW	REIT	105368203	7	995	SH		OTR	1	0	0	995
SL GREEN RLTY CORP COM	REIT	78440X887	0	0	SH		OTR	1	0	0	0
EXPEDITORS INTL WASH INC COM	Stock	302130109	3	35	SH		SOLE	0	0	0	35
EXPEDITORS INTL WASH INC COM	Stock	302130109	15	175	SH		OTR	1	0	0	175
KINDER MORGAN INC DEL COM	Stock	49456B101	3	198	SH		OTR	1	0	0	198
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	31	120	SH		OTR	1	0	0	120
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	54	209	SH		SOLE	0	0	0	209
EQUIFAX INC COM	Stock	294429105	3	16	SH		OTR	1	0	0	16
NORTHERN TR CORP COM	Stock	665859104	3	32	SH		OTR	1	0	0	32
NEOGENOMICS INC COM NEW	Stock	64049M209	1	148	SH		OTR	1	0	0	148
AES CORP COM	Stock	00130H105	3	147	SH		OTR	1	0	0	147
BALL CORP COM	Stock	058498106	2	47	SH		OTR	1	0	0	47
ABBVIE INC COM	Stock	00287Y109	1	11	SH		OTR	1	0	0	11
ABBVIE INC COM	Stock	00287Y109	23	169	SH		SOLE	0	0	0	169
S&P GLOBAL INC COM	Stock	78409V104	6	19	SH		OTR	1	0	0	19
ISHARES GLOBAL CONSUMER STAPLES ETF	ETF	464288737	53	993	SH		SOLE	0	0	0	993
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	1,363	31,702	SH		SOLE	0	0	0	31,702
LIBERTY MEDIA CORP DEL COM SER A FRMLA	Stock	531229870	4	74	SH		OTR	1	0	0	74
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	2,503	35,090	SH		SOLE	0	0	0	35,090
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	984	22,175	SH		SOLE	0	0	0	22,174
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	1	104	SH		OTR	1	0	0	104
HARSCO CORP COM	Stock	415864107	0	0	SH		OTR	1	0	0	0
LENNOX INTL INC COM	Stock	526107107	1	6	SH		OTR	1	0	0	6
POTLATCHDELTIC CORPORATION COM	REIT	737630103	2	42	SH		OTR	1	0	0	42
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	10	40	SH		OTR	1	0	0	40
INVESCO LTD SHS	Stock	G491BT108	7	494	SH		OTR	1	0	0	494
CELANESE CORP DEL COM	Stock	150870103	3	28	SH		OTR	1	0	0	28
HEICO CORP NEW COM	Stock	422806109	7	49	SH		OTR	1	0	0	49
TELUS CORPORATION COM	Stock	87971M103	22	1,113	SH		SOLE	0	0	0	1,113
ORCHID IS CAP INC COM NEW	REIT	68571X301	1	121	SH		OTR	1	0	0	121
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	20	292	SH		SOLE	0	0	0	292
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	181	875	SH		SOLE	0	0	0	875
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	43	1,082	SH		SOLE	0	0	0	1,081
ALLETE INC COM NEW	Stock	018522300	2	32	SH		OTR	1	0	0	32
ANSYS INC COM	Stock	03662Q105	6	29	SH		OTR	1	0	0	29
FACTSET RESH SYS INC COM	Stock	303075105	40	99	SH		SOLE	0	0	0	99
JACOBS SOLUTIONS INC COM	Stock	46982L108	2	22	SH		OTR	1	0	0	22
POLARIS INC COM	Stock	731068102	4	44	SH		SOLE	0	0	0	44
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	3	25	SH		OTR	1	0	0	25
BRIGHT HORIZONS FAM SOL IN DEL COM	Stock	109194100	2	36	SH		OTR	1	0	0	36
T-MOBILE US INC COM	Stock	872590104	10	71	SH		OTR	1	0	0	71
VOYA FINANCIAL INC COM	Stock	929089100	2	41	SH		OTR	1	0	0	41
AMBAC FINL GROUP INC COM NEW	Stock	023139884	2	180	SH		OTR	1	0	0	180
BLACKSTONE MTG TR INC COM CL A	REIT	09257W100	3	109	SH		OTR	1	0	0	109
FASTENAL CO COM	Stock	311900104	3	74	SH		OTR	1	0	0	74
GENERAL DYNAMICS CORP COM	Stock	369550108	3	15	SH		SOLE	0	0	0	15
DISCOVER FINL SVCS COM	Stock	254709108	2	25	SH		SOLE	0	0	0	25
DISCOVER FINL SVCS COM	Stock	254709108	2	25	SH		OTR	1	0	0	25
EQT CORP COM	Stock	26884L109	15	367	SH		OTR	1	0	0	367
HAIN CELESTIAL GROUP INC COM	Stock	405217100	0	0	SH		OTR	1	0	0	0
MCDONALDS CORP COM	Stock	580135101	6	24	SH		OTR	1	0	0	24
MCDONALDS CORP COM	Stock	580135101	32	138	SH		SOLE	0	0	0	138
AMETEK INC COM	Stock	031100100	8	73	SH		OTR	1	0	0	73
FLEXSHARES QUALITY DIVIDEND INDEX FUND	ETF	33939L860	833	17,635	SH		SOLE	0	0	0	17,634
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	21	237	SH		SOLE	0	0	0	237
THE NECESSITY RETAIL REIT INC COM CLASS A	REIT	02607T109	2	290	SH		OTR	1	0	0	290
CISCO SYS INC COM	Stock	17275R102	6	152	SH		SOLE	0	0	0	152
CISCO SYS INC COM	Stock	17275R102	37	925	SH		OTR	1	0	0	925
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND	ETF	33939L837	1,955	109,859	SH		SOLE	0	0	0	109,858
CAPITAL ONE FINL CORP COM	Stock	14040H105	2	19	SH		OTR	1	0	0	19
ADVANCED MICRO DEVICES INC COM	Stock	007903107	9	149	SH		OTR	1	0	0	149
WISDOMTREE U.S. LARGECAP DIVIDEND FUND	ETF	97717W307	8	139	SH		SOLE	0	0	0	139
CDW CORP COM	Stock	12514G108	4	24	SH		OTR	1	0	0	24
AT&T INC COM	Stock	00206R102	3	196	SH		OTR	1	0	0	196
AT&T INC COM	Stock	00206R102	66	4,297	SH		SOLE	0	0	0	4,297
FLEXSHARES QUALITY DIVIDEND DEFENSIVE INDEX FUND	ETF	33939L845	1,362	29,663	SH		SOLE	0	0	0	29,663
SCHWAB FUNDAMENTAL US SMALL CO. INDEX ETF	ETF	808524763	158	3,722	SH		SOLE	0	0	0	3,721
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF	ETF	808524771	3,514	73,585	SH		SOLE	0	0	0	73,585
GENERAL ELECTRIC CO COM NEW	Stock	369604301	0	0	SH		OTR	1	0	0	0
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	4,308	41,443	SH		SOLE	0	0	0	41,442
FRESHPET INC COM	Stock	358039105	2	32	SH		OTR	1	0	0	32
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF	ETF	808524730	1,736	74,046	SH		SOLE	0	0	0	74,045
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF	ETF	808524755	7,294	290,009	SH		SOLE	0	0	0	290,008
BURLINGTON STORES INC COM	Stock	122017106	0	0	SH		OTR	1	0	0	0
VEEVA SYS INC CL A COM	Stock	922475108	3	17	SH		OTR	1	0	0	17
CHARTER COMMUNICATIONS INC NEW CL A	Stock	16119P108	0	0	SH		OTR	1	0	0	0
SKYWORKS SOLUTIONS INC COM	Stock	83088M102	2	29	SH		OTR	1	0	0	29
INVESCO FTSE RAFI DEVELOPED MARKETS EX-U.S. ETF	ETF	46138E743	1,571	44,781	SH		SOLE	0	0	0	44,780
TWITTER INC COM	Stock	90184L102	33	749	SH		SOLE	0	0	0	749
ISHARES S&P 500 VALUE ETF	ETF	464287408	14	110	SH		SOLE	0	0	0	110
LULULEMON ATHLETICA INC COM	Stock	550021109	4	13	SH		OTR	1	0	0	13
ISHARES S&P 500 GROWTH ETF	ETF	464287309	75	1,296	SH		SOLE	0	0	0	1,296
ISHARES CORE S&P 500 ETF	ETF	464287200	6,167	17,196	SH		SOLE	0	0	0	17,195
KONTOOR BRANDS INC COM	Stock	50050N103	2	53	SH		SOLE	0	0	0	53
METTLER TOLEDO INTERNATIONAL COM	Stock	592688105	8	7	SH		OTR	1	0	0	7
RENAISSANCERE HLDGS LTD COM	Stock	G7496G103	2	15	SH		OTR	1	0	0	15
AMC ENTMT HLDGS INC CL A COM	Stock	00165C104	1	115	SH		OTR	1	0	0	115
WELLS FARGO CO NEW COM	Stock	949746101	6	140	SH		SOLE	0	0	0	140
WELLS FARGO CO NEW COM	Stock	949746101	12	291	SH		OTR	1	0	0	291
UNION PAC CORP COM	Stock	907818108	3	14	SH		OTR	1	0	0	14
CINTAS CORP COM	Stock	172908105	5	13	SH		OTR	1	0	0	13
ECOLAB INC COM	Stock	278865100	3	18	SH		OTR	1	0	0	18
CARMAX INC COM	Stock	143130102	2	24	SH		OTR	1	0	0	24
ISHARES PREFERRED & INCOME SECURITIES ETF	ETF	464288687	2	50	SH		SOLE	0	0	0	50
SALESFORCE INC COM	Stock	79466L302	1	8	SH		OTR	1	0	0	8
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	3	50	SH		OTR	1	0	0	50
MCCORMICK & CO INC COM NON VTG	Stock	579780206	1	12	SH		OTR	1	0	0	12
SCRIPPS E W CO OHIO CL A NEW	Stock	811054402	2	143	SH		OTR	1	0	0	143
NORTHROP GRUMMAN CORP COM	Stock	666807102	13	28	SH		OTR	1	0	0	28
IDEXX LABS INC COM	Stock	45168D104	7	21	SH		OTR	1	0	0	21
REPUBLIC SVCS INC COM	Stock	760759100	2	13	SH		OTR	1	0	0	13
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	10	19	SH		OTR	1	0	0	19
TORO CO COM	Stock	891092108	2	25	SH		OTR	1	0	0	25
SEAGEN INC COM	Stock	81181C104	2	11	SH		OTR	1	0	0	11
LOCKHEED MARTIN CORP COM	Stock	539830109	6	16	SH		OTR	1	0	0	16
JPMORGAN CHASE & CO COM	Stock	46625H100	32	304	SH		OTR	1	0	0	304
GENWORTH FINL INC COM CL A	Stock	37247D106	2	538	SH		OTR	1	0	0	538
CHEVRON CORP NEW COM	Stock	166764100	13	93	SH		SOLE	0	0	0	93
CHEVRON CORP NEW COM	Stock	166764100	17	121	SH		OTR	1	0	0	121
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	4,718	45,996	SH		SOLE	0	0	0	45,995
CONOCOPHILLIPS COM	Stock	20825C104	10	102	SH		OTR	1	0	0	102
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	1,093	30,059	SH		SOLE	0	0	0	30,059
DANAHER CORPORATION COM	Stock	235851102	4	17	SH		OTR	1	0	0	17
KOHLS CORP COM	Stock	500255104	6	244	SH		OTR	1	0	0	244
M & T BK CORP COM	Stock	55261F104	22	124	SH		SOLE	0	0	0	124
PERKINELMER INC COM	Stock	714046109	6	53	SH		OTR	1	0	0	53
BK OF AMERICA CORP COM	Stock	060505104	8	264	SH		SOLE	0	0	0	264
BK OF AMERICA CORP COM	Stock	060505104	16	539	SH		OTR	1	0	0	539
BK OF AMERICA CORP COM	Stock	060505104	945	31,300	SH	Put	SOLE	0	0	0	31,300
BK OF AMERICA CORP COM	Stock	060505104	1,444	47,800	SH	Put	SOLE	0	0	0	47,800
VANECK RUSSIA ETF	ETF	92189F403	0	15	SH		SOLE	0	0	0	14
EXTRA SPACE STORAGE INC COM	REIT	30225T102	3	15	SH		OTR	1	0	0	15
PRUDENTIAL PLC ADR	ADR	74435K204	18	882	SH		SOLE	0	0	0	882
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	191	812	SH		SOLE	0	0	0	812
WALMART INC COM	Stock	931142103	52	400	SH		SOLE	0	0	0	400
WALMART INC COM	Stock	931142103	53	408	SH		OTR	1	0	0	408
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	23	190	SH		SOLE	0	0	0	189
ORACLE CORP COM	Stock	68389X105	23	372	SH		OTR	1	0	0	372
ORACLE CORP COM	Stock	68389X105	239	3,912	SH		SOLE	0	0	0	3,912
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	13	155	SH		SOLE	0	0	0	155
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	18	215	SH		OTR	1	0	0	215
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,497	41,024	SH		SOLE	0	0	0	41,024
TARGET CORP COM	Stock	87612E106	34	229	SH		SOLE	0	0	0	229
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	1,178	12,412	SH		SOLE	0	0	0	12,412
PFIZER INC COM	Stock	717081103	24	558	SH		OTR	1	0	0	558
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	45	435	SH		SOLE	0	0	0	435
MORGAN STANLEY COM NEW	Stock	617446448	4	55	SH		SOLE	0	0	0	55
3M CO COM	Stock	88579Y101	2	22	SH		OTR	1	0	0	22
KLA CORP COM NEW	Stock	482480100	11	38	SH		OTR	1	0	0	38
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF	ETF	808524789	715	15,165	SH		SOLE	0	0	0	15,164
GILEAD SCIENCES INC COM	Stock	375558103	15	236	SH		OTR	1	0	0	236
CATERPILLAR INC COM	Stock	149123101	2	10	SH		OTR	1	0	0	10
BAKER HUGHES COMPANY CL A	Stock	05722G100	12	583	SH		SOLE	0	0	0	583
BAKER HUGHES COMPANY CL A	Stock	05722G100	12	592	SH		OTR	1	0	0	592
ALPHABET INC CAP STK CL C	Stock	02079K107	273	2,840	SH		SOLE	0	0	0	2,840
BEST BUY INC COM	Stock	086516101	2	30	SH		OTR	1	0	0	30
BEST BUY INC COM	Stock	086516101	2	38	SH		SOLE	0	0	0	38
AMERICAN EXPRESS CO COM	Stock	025816109	2	15	SH		OTR	1	0	0	15
OTIS WORLDWIDE CORP COM	Stock	68902V107	11	177	SH		OTR	1	0	0	177
OTIS WORLDWIDE CORP COM	Stock	68902V107	24	378	SH		SOLE	0	0	0	378
ALLY FINL INC COM	Stock	02005N100	0	0	SH		OTR	1	0	0	0
ALLY FINL INC COM	Stock	02005N100	7	255	SH		SOLE	0	0	0	255
ANALOG DEVICES INC COM	Stock	032654105	11	79	SH		OTR	1	0	0	79
ANALOG DEVICES INC COM	Stock	032654105	46	332	SH		SOLE	0	0	0	332
NOVAGOLD RES INC COM NEW	Stock	66987E206	2	345	SH		OTR	1	0	0	345
PAYCOM SOFTWARE INC COM	Stock	70432V102	2	7	SH		OTR	1	0	0	7
NAVIENT CORPORATION COM	Stock	63938C108	3	208	SH		OTR	1	0	0	208
TRANSDIGM GROUP INC COM	Stock	893641100	7	14	SH		OTR	1	0	0	14
INVESCO FTSE RAFI EMERGING MARKETS ETF	ETF	46138E727	442	27,295	SH		SOLE	0	0	0	27,295
REDWOOD TR INC COM	REIT	758075402	2	289	SH		OTR	1	0	0	289
WILLIAMS COS INC COM	Stock	969457100	8	271	SH		SOLE	0	0	0	271
CARETRUST REIT INC COM	REIT	14174T107	2	99	SH		OTR	1	0	0	99
TRINSEO PLC SHS	Stock	G9059U107	1	70	SH		OTR	1	0	0	70
CHIMERA INVT CORP COM NEW	REIT	16934Q208	0	0	SH		OTR	1	0	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	291	2,156	SH		SOLE	0	0	0	2,155
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	140	2,870	SH		SOLE	0	0	0	2,869
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	Stock	31620R303	3	71	SH		OTR	1	0	0	71
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	27	284	SH		SOLE	0	0	0	284
ANTERO RESOURCES CORP COM	Stock	03674X106	5	152	SH		OTR	1	0	0	152
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	3,426	77,037	SH		SOLE	0	0	0	77,037
LIBERTY MEDIA CORP DEL COM SER C FRMLA	Stock	531229854	2	40	SH		OTR	1	0	0	40
CATALENT INC COM	Stock	148806102	3	36	SH		OTR	1	0	0	36
SYNCHRONY FINANCIAL COM	Stock	87165B103	3	120	SH		OTR	1	0	0	120
SYNCHRONY FINANCIAL COM	Stock	87165B103	14	504	SH		SOLE	0	0	0	504
EATON CORP PLC SHS	Stock	G29183103	0	3	SH		SOLE	0	0	0	3
EATON CORP PLC SHS	Stock	G29183103	3	23	SH		OTR	1	0	0	23
TRIMBLE INC COM	Stock	896239100	7	123	SH		OTR	1	0	0	123
FERGUSON PLC NEW SHS	Stock	G3421J106	15	149	SH		SOLE	0	0	0	149
CITIZENS FINL GROUP INC COM	Stock	174610105	18	521	SH		SOLE	0	0	0	521
KEYSIGHT TECHNOLOGIES INC COM	Stock	49338L103	4	25	SH		OTR	1	0	0	25
VANGUARD LONG-TERM BOND ETF	ETF	921937793	2	23	SH		SOLE	0	0	0	23
LIBERTY BROADBAND CORP COM SER C	Stock	530307305	3	36	SH		OTR	1	0	0	36
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	10	103	SH		OTR	1	0	0	103
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	19	199	SH		SOLE	0	0	0	199
PARAMOUNT GROUP INC COM	REIT	69924R108	2	276	SH		OTR	1	0	0	276
DELTA AIR LINES INC DEL COM NEW	Stock	247361702	5	182	SH		SOLE	0	0	0	182
MARKETAXESS HLDGS INC COM	Stock	57060D108	2	9	SH		OTR	1	0	0	9
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND DEFENSIVE INDEX ETF	ETF	33939L811	810	47,898	SH		SOLE	0	0	0	47,898
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	277	3,699	SH		SOLE	0	0	0	3,698
GARTNER INC COM	Stock	366651107	9	34	SH		OTR	1	0	0	34
HELMERICH & PAYNE INC COM	Stock	423452101	7	201	SH		OTR	1	0	0	201
JAMES RIV GROUP LTD COM	Stock	G5005R107	1	62	SH		OTR	1	0	0	62
LAM RESEARCH CORP COM	Stock	512807108	3	9	SH		OTR	1	0	0	9
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	2,457	71,232	SH		SOLE	0	0	0	71,231
QORVO INC COM	Stock	74736K101	2	21	SH		OTR	1	0	0	21
PHILIP MORRIS INTL INC COM	Stock	718172109	1	17	SH		OTR	1	0	0	17
PHILIP MORRIS INTL INC COM	Stock	718172109	18	219	SH		SOLE	0	0	0	219
NRG ENERGY INC COM NEW	Stock	629377508	2	62	SH		OTR	1	0	0	62
ISHARES MSCI QATAR ETF	ETF	46434V779	7	310	SH		SOLE	0	0	0	309
ROYAL GOLD INC COM	Stock	780287108	2	22	SH		OTR	1	0	0	22
SERVICE CORP INTL COM	Stock	817565104	6	103	SH		OTR	1	0	0	103
SYNOPSYS INC COM	Stock	871607107	7	23	SH		OTR	1	0	0	23
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	12	163	SH		OTR	1	0	0	163
SPDR DOW JONES REIT ETF	ETF	78464A607	18	208	SH		SOLE	0	0	0	208
ALTRIA GROUP INC COM	Stock	02209S103	2	58	SH		OTR	1	0	0	58
LOEWS CORP COM	Stock	540424108	3	62	SH		OTR	1	0	0	62
DOMINION ENERGY INC COM	Stock	25746U109	6	88	SH		OTR	1	0	0	88
CITIGROUP INC COM NEW	Stock	172967424	10	233	SH		OTR	1	0	0	233
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	102	1,280	SH		SOLE	0	0	0	1,280
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	6	36	SH		OTR	1	0	0	36
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	85	703	SH		SOLE	0	0	0	703
VIRTUS INVT PARTNERS INC COM	Stock	92828Q109	0	0	SH		OTR	1	0	0	0
EXXON MOBIL CORP COM	Stock	30231G102	37	420	SH		OTR	1	0	0	420
NORTHWESTERN CORP COM NEW	Stock	668074305	2	47	SH		OTR	1	0	0	47
UNITEDHEALTH GROUP INC COM	Stock	91324P102	22	44	SH		SOLE	0	0	0	44
UNITEDHEALTH GROUP INC COM	Stock	91324P102	29	58	SH		OTR	1	0	0	58
PRICE T ROWE GROUP INC COM	Stock	74144T108	4	40	SH		OTR	1	0	0	40
LOWES COS INC COM	Stock	548661107	58	310	SH		SOLE	0	0	0	310
LINCOLN NATL CORP IND COM	Stock	534187109	7	154	SH		OTR	1	0	0	154
COLFAX CORP COM	Stock	194014502	1	19	SH		OTR	1	0	0	19
GODADDY INC CL A	Stock	380237107	5	70	SH		OTR	1	0	0	70
ISHARES MSCI INTL QUALITY FACTOR ETF	ETF	46434V456	93	3,361	SH		SOLE	0	0	0	3,361
AMERICAN INTL GROUP INC COM NEW	Stock	026874784	10	215	SH		OTR	1	0	0	215
COUSINS PPTYS INC COM NEW	REIT	222795502	3	147	SH		OTR	1	0	0	147
CHEMOURS CO COM	Stock	163851108	10	423	SH		OTR	1	0	0	423
TRANSUNION COM	Stock	89400J107	2	32	SH		OTR	1	0	0	32
NOVO-NORDISK A S ADR	ADR	670100205	52	523	SH		SOLE	0	0	0	523
RELX PLC SPONSORED ADR	ADR	759530108	17	691	SH		SOLE	0	0	0	691
KRAFT HEINZ CO COM	Stock	500754106	5	149	SH		OTR	1	0	0	149
PAYPAL HLDGS INC COM	Stock	70450Y103	7	84	SH		OTR	1	0	0	84
NASDAQ INC COM	Stock	631103108	5	93	SH		OTR	1	0	0	93
SCHWAB CHARLES CORP COM	Stock	808513105	9	132	SH		OTR	1	0	0	132
WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND	ETF	97717X511	7	158	SH		SOLE	0	0	0	157
ALLEGIANT TRAVEL CO COM	Stock	01748X102	2	33	SH		OTR	1	0	0	33
AUTOZONE INC COM	Stock	053332102	6	3	SH		OTR	1	0	0	3
BIO-TECHNE CORP COM	Stock	09073M104	6	22	SH		OTR	1	0	0	22
DISH NETWORK CORPORATION CL A	Stock	25470M109	1	96	SH		OTR	1	0	0	96
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	31	645	SH		SOLE	0	0	0	645
ISHARES MSCI EAFE ETF	ETF	464287465	771	13,774	SH		SOLE	0	0	0	13,774
APPLE INC COM	Stock	037833100	107	774	SH		OTR	1	0	0	774
APPLE INC COM	Stock	037833100	651	4,712	SH		SOLE	0	0	0	4,712
WEC ENERGY GROUP INC COM	Stock	92939U106	3	35	SH		OTR	1	0	0	35
WEC ENERGY GROUP INC COM	Stock	92939U106	134	1,500	SH		SOLE	0	0	0	1,500
ABBOTT LABS COM	Stock	002824100	4	38	SH		OTR	1	0	0	38
ABBOTT LABS COM	Stock	002824100	45	469	SH		SOLE	0	0	0	469
DISNEY WALT CO COM	Stock	254687106	7	74	SH		SOLE	0	0	0	74
DISNEY WALT CO COM	Stock	254687106	18	194	SH		OTR	1	0	0	194
UNIVERSAL HLTH SVCS INC CL B	Stock	913903100	1	6	SH		SOLE	0	0	0	6
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,672	8,474	SH		SOLE	0	0	0	8,474
MARSH & MCLENNAN COS INC COM	Stock	571748102	6	43	SH		OTR	1	0	0	43
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	3,900	28,682	SH		SOLE	0	0	0	28,681
ISHARES MORNINGSTAR U.S. EQUITY ETF	ETF	464287127	357	7,232	SH		SOLE	0	0	0	7,232
QUOTIENT TECHNOLOGY INC COM	Stock	749119103	2	971	SH		OTR	1	0	0	971