Red Tortoise 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	13,324	129	SH		OTR	1	0	0	129
AMAZON COM INC COM	Stock	023135106	413,676	4,005	SH		SOLE	0	0	0	4,005
ISHARES MORNINGSTAR GROWTH ETF	ETF	464287119	335,088	6,053	SH		SOLE	0	0	0	6,053
PARAMOUNT GLOBAL CLASS B COM	Stock	92556H206	1,629	73	SH		OTR	1	0	0	73
ALEXANDRIA REAL ESTATE EQ INC COM	REIT	015271109	2,889	23	SH		OTR	1	0	0	23
CUBESMART COM	REIT	229663109	1,756	38	SH		OTR	1	0	0	38
GLOBAL PMTS INC COM	Stock	37940X102	1,789	17	SH		OTR	1	0	0	17
ROLLINS INC COM	Stock	775711104	6,117	163	SH		OTR	1	0	0	163
PRUDENTIAL FINL INC COM	Stock	744320102	6,619	80	SH		OTR	1	0	0	80
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	11,645	731	SH		SOLE	0	0	0	731
KURA ONCOLOGY INC COM	Stock	50127T109	1,455	119	SH		OTR	1	0	0	119
STARBUCKS CORP COM	Stock	855244109	13,745	132	SH		OTR	1	0	0	132
STARBUCKS CORP COM	Stock	855244109	15,828	152	SH		SOLE	0	0	0	152
SEMPRA COM	Stock	816851109	4,081	27	SH		OTR	1	0	0	27
FOUR CORNERS PPTY TR INC COM	REIT	35086T109	3,760	140	SH		OTR	1	0	0	140
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	6,183	99	SH		OTR	1	0	0	99
NEKTAR THERAPEUTICS COM	Stock	640268108	662	942	SH		OTR	1	0	0	942
BLOCK INC CL A	Stock	852234103	1,648	24	SH		OTR	1	0	0	24
XPO INC COM	Stock	983793100	542	17	SH		OTR	1	0	0	17
EBAY INC. COM	Stock	278642103	1,553	35	SH		OTR	1	0	0	35
EBAY INC. COM	Stock	278642103	1,686	38	SH		SOLE	0	0	0	38
DOLLAR GEN CORP NEW COM	Stock	256677105	4,841	23	SH		OTR	1	0	0	23
JOHNSON & JOHNSON COM	Stock	478160104	51,925	335	SH		OTR	1	0	0	335
JOHNSON & JOHNSON COM	Stock	478160104	145,235	937	SH		SOLE	0	0	0	937
AKAMAI TECHNOLOGIES INC COM	Stock	00971T101	1,566	20	SH		OTR	1	0	0	20
TAKE-TWO INTERACTIVE SOFTWARE COM	Stock	874054109	2,386	20	SH		SOLE	0	0	0	20
SCHWAB 1000 INDEX ETF	ETF	808524722	165,428	4,183	SH		SOLE	0	0	0	4,182
WILLIAMS SONOMA INC COM	Stock	969904101	8,760	72	SH		OTR	1	0	0	72
LKQ CORP COM	Stock	501889208	13,168	232	SH		OTR	1	0	0	232
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	243,911	1,195	SH		SOLE	0	0	0	1,195
DEXCOM INC COM	Stock	252131107	4,647	40	SH		OTR	1	0	0	40
HCA HEALTHCARE INC COM	Stock	40412C101	48,781	185	SH		OTR	1	0	0	185
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	1,090,179	27,627	SH		SOLE	0	0	0	27,627
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	5,888	18	SH		OTR	1	0	0	18
SCOTTS MIRACLE-GRO CO CL A	Stock	810186106	2,092	30	SH		OTR	1	0	0	30
SENSEONICS HLDGS INC COM	Stock	81727U105	12	17	SH		SOLE	0	0	0	17
SHELL PLC SPON ADS	ADR	780259305	5,754	100	SH		SOLE	0	0	0	100
YUM BRANDS INC COM	Stock	988498101	89,814	680	SH		SOLE	0	0	0	680
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	6,476	19	SH		OTR	1	0	0	19
KNIGHT-SWIFT TRANSN HLDGS INC CL A	Stock	499049104	1,754	31	SH		OTR	1	0	0	31
PROCTER AND GAMBLE CO COM	Stock	742718109	40,146	270	SH		OTR	1	0	0	270
PROCTER AND GAMBLE CO COM	Stock	742718109	369,346	2,484	SH		SOLE	0	0	0	2,484
COCA COLA CO COM	Stock	191216100	12,530	202	SH		SOLE	0	0	0	202
COCA COLA CO COM	Stock	191216100	25,432	410	SH		OTR	1	0	0	410
AMEREN CORP COM	Stock	023608102	1,123	13	SH		OTR	1	0	0	13
IDEX CORP COM	Stock	45167R104	4,621	20	SH		OTR	1	0	0	20
PPG INDS INC COM	Stock	693506107	2,271	17	SH		OTR	1	0	0	17
TRUIST FINL CORP COM	Stock	89832Q109	1,330	39	SH		OTR	1	0	0	39
SPDR PORTFOLIO LONG TERM TREASURY ETF	ETF	78464A664	1,328,478	43,021	SH		SOLE	0	0	0	43,020
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	2,125,542	43,583	SH		SOLE	0	0	0	43,582
ESSEX PPTY TR INC COM	REIT	297178105	2,719	13	SH		OTR	1	0	0	13
INTEL CORP COM	Stock	458140100	1,732	53	SH		SOLE	0	0	0	53
PRESTIGE CONSMR HEALTHCARE INC COM	Stock	74112D101	2,129	34	SH		OTR	1	0	0	34
PERRIGO CO PLC SHS	Stock	G97822103	3,587	100	SH		OTR	1	0	0	100
RELIANCE STEEL & ALUMINUM CO COM	Stock	759509102	9,243	36	SH		OTR	1	0	0	36
CME GROUP INC COM	Stock	12572Q105	4,980	26	SH		OTR	1	0	0	26
STATE STR CORP COM	Stock	857477103	9,007	119	SH		OTR	1	0	0	119
MEDTRONIC PLC SHS	Stock	G5960L103	10,803	134	SH		SOLE	0	0	0	134
MEDTRONIC PLC SHS	Stock	G5960L103	17,414	216	SH		OTR	1	0	0	216
COMERICA INC COM	Stock	200340107	8,597	198	SH		OTR	1	0	0	198
FORTIVE CORP COM	Stock	34959J108	5,726	84	SH		SOLE	0	0	0	84
NETFLIX INC COM	Stock	64110L106	9,673	28	SH		OTR	1	0	0	28
PAYCHEX INC COM	Stock	704326107	9,740	85	SH		OTR	1	0	0	85
GLOBAL MED REIT INC COM NEW	REIT	37954A204	4,746	521	SH		OTR	1	0	0	521
HORMEL FOODS CORP COM	Stock	440452100	1,874	47	SH		OTR	1	0	0	47
U HAUL HOLDING COMPANY COM	Stock	023586100	179	3	SH		OTR	1	0	0	3
PACCAR INC COM	Stock	693718108	2,269	31	SH		OTR	1	0	0	31
SEI INVTS CO COM	Stock	784117103	1,899	33	SH		OTR	1	0	0	33
ADVANCE AUTO PARTS INC COM	Stock	00751Y106	608	5	SH		OTR	1	0	0	5
ISHARES MSCI UNITED KINGDOM ETF	ETF	46435G334	76,518	2,372	SH		SOLE	0	0	0	2,371
PROLOGIS INC. COM	REIT	74340W103	9,982	80	SH		OTR	1	0	0	80
ISHARES AGENCY BOND ETF	ETF	464288166	4,745	44	SH		SOLE	0	0	0	43
MERCK & CO INC COM	Stock	58933Y105	26,385	248	SH		OTR	1	0	0	248
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	8,270	79	SH		SOLE	0	0	0	79
OSHKOSH CORP COM	Stock	688239201	1,913	23	SH		OTR	1	0	0	23
SPDR S&P 500 ETF TRUST	ETF	78462F103	882,677	2,156	SH		SOLE	0	0	0	2,156
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	783	56	SH		OTR	1	0	0	56
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	3,133	12	SH		OTR	1	0	0	12
NORDSON CORP COM	Stock	655663102	2,889	13	SH		OTR	1	0	0	13
YUM CHINA HLDGS INC COM	Stock	98850P109	43,105	680	SH		SOLE	0	0	0	680
ALLSTATE CORP COM	Stock	020002101	5,319	48	SH		SOLE	0	0	0	48
NATIONAL HEALTH INVS INC COM	REIT	63633D104	1,444	28	SH		OTR	1	0	0	28
ALASKA AIR GROUP INC COM	Stock	011659109	1,469	35	SH		OTR	1	0	0	35
HORACE MANN EDUCATORS CORP NEW COM	Stock	440327104	2,109	63	SH		OTR	1	0	0	63
MATTEL INC COM	Stock	577081102	1,049	57	SH		SOLE	0	0	0	57
ISHARES TIPS BOND ETF	ETF	464287176	230,361	2,089	SH		SOLE	0	0	0	2,089
KALVISTA PHARMACEUTICALS INC COM	Stock	483497103	1,470	187	SH		OTR	1	0	0	187
FIRST TRUST NASDAQ OIL & GAS ETF	ETF	33738R845	47,442	1,759	SH		SOLE	0	0	0	1,759
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	3,351	55	SH		SOLE	0	0	0	55
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	15,233	250	SH		OTR	1	0	0	250
BLUEBIRD BIO INC COM	Stock	09609G100	2,932	922	SH		OTR	1	0	0	922
INTERNATIONAL SEAWAYS INC COM	Stock	Y41053102	1,167	28	SH		OTR	1	0	0	28
VISTRA CORP COM	Stock	92840M102	7,560	315	SH		OTR	1	0	0	315
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	6,701	81	SH		OTR	1	0	0	81
BANK NEW YORK MELLON CORP COM	Stock	064058100	9,997	220	SH		OTR	1	0	0	220
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	11,434	294	SH		OTR	1	0	0	294
CHUBB LIMITED COM	Stock	H1467J104	5,437	28	SH		OTR	1	0	0	28
PULTE GROUP INC COM	Stock	745867101	3,147	54	SH		OTR	1	0	0	54
FIRST CMNTY BANKSHARES INC VA COM	Stock	31983A103	55,962	2,234	SH		SOLE	0	0	0	2,234
PEPSICO INC COM	Stock	713448108	10,756	59	SH		SOLE	0	0	0	59
PEPSICO INC COM	Stock	713448108	18,412	101	SH		OTR	1	0	0	101
LAUREATE EDUCATION INC COMMON STOCK	Stock	518613203	1,717	146	SH		OTR	1	0	0	146
MOLSON COORS BEVERAGE CO CL B	Stock	60871R209	2,067	40	SH		OTR	1	0	0	40
INTERPUBLIC GROUP COS INC COM	Stock	460690100	1,713	46	SH		OTR	1	0	0	46
OKTA INC CL A	Stock	679295105	1,552	18	SH		OTR	1	0	0	18
FIRSTENERGY CORP COM	Stock	337932107	2,644	66	SH		OTR	1	0	0	66
FORD MTR CO DEL COM	Stock	345370860	5,657	449	SH		OTR	1	0	0	449
PEABODY ENGR CORP COM	Stock	704551100	5,786	226	SH		OTR	1	0	0	226
US BANCORP DEL COM NEW	Stock	902973304	8,292	230	SH		OTR	1	0	0	230
XCEL ENERGY INC COM	Stock	98389B100	6,407	95	SH		OTR	1	0	0	95
ADTALEM GLOBAL ED INC COM	Stock	00737L103	1,390	36	SH		OTR	1	0	0	36
HOME DEPOT INC COM	Stock	437076102	15,641	53	SH		OTR	1	0	0	53
ALTICE USA INC CL A	Stock	02156K103	1,279	374	SH		OTR	1	0	0	374
ISHARES MSCI SAUDI ARABIA ETF	ETF	46434V423	7,338	189	SH		SOLE	0	0	0	189
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	52,095	234	SH		SOLE	0	0	0	234
OFFICE PPTYS INCOME TR COM SHS BEN INT	REIT	67623C109	2,103	171	SH		OTR	1	0	0	171
BRIGHTHOUSE FINL INC COM	Stock	10922N103	2,161	49	SH		OTR	1	0	0	49
PETIQ INC COM CL A	Stock	71639T106	2,013	176	SH		OTR	1	0	0	176
INVESCO MORTGAGE CAPITAL INC COM	REIT	46131B704	1,298	117	SH		OTR	1	0	0	117
DUPONT DE NEMOURS INC COM	Stock	26614N102	5,096	71	SH		OTR	1	0	0	71
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	137,312	1,002	SH		SOLE	0	0	0	1,002
COOPER COS INC COM NEW	Stock	216648402	2,240	6	SH		OTR	1	0	0	6
SPDR GOLD SHARES	ETF	78463V107	16,673	91	SH		SOLE	0	0	0	91
ISHARES MSCI CHINA A ETF	ETF	46434V514	34,304	1,050	SH		SOLE	0	0	0	1,050
VICI PPTYS INC COM	REIT	925652109	3,360	103	SH		OTR	1	0	0	103
BECTON DICKINSON & CO COM	Stock	075887109	5,198	21	SH		SOLE	0	0	0	21
BECTON DICKINSON & CO COM	Stock	075887109	19,308	78	SH		OTR	1	0	0	78
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	1,759	12	SH		OTR	1	0	0	12
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	878,654	20,955	SH		SOLE	0	0	0	20,955
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	1,726,032	36,072	SH		SOLE	0	0	0	36,071
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	17,115,087	491,813	SH		SOLE	0	0	0	491,812
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	4,491,796	92,863	SH		SOLE	0	0	0	92,863
WHIRLPOOL CORP COM	Stock	963320106	3,565	27	SH		OTR	1	0	0	27
WEBSTER FINL CORP COM	Stock	947890109	20,814	528	SH		OTR	1	0	0	528
IQVIA HLDGS INC COM	Stock	46266C105	3,381	17	SH		OTR	1	0	0	17
BANDWIDTH INC COM CL A	Stock	05988J103	1,702	112	SH		OTR	1	0	0	112
ASSURED GUARANTY LTD COM	Stock	G0585R106	5,731	114	SH		OTR	1	0	0	114
ATMOS ENERGY CORP COM	Stock	049560105	5,169	46	SH		OTR	1	0	0	46
PINNACLE WEST CAP CORP COM	Stock	723484101	8,162	103	SH		OTR	1	0	0	103
TELEFLEX INCORPORATED COM	Stock	879369106	4,306	17	SH		OTR	1	0	0	17
SPECTRUM BRANDS HLDGS INC NEW COM	Stock	84790A105	1,192	18	SH		OTR	1	0	0	18
CENTENE CORP DEL COM	Stock	15135B101	6,953	110	SH		SOLE	0	0	0	110
CORECIVIC INC COM	REIT	21871N101	2,272	247	SH		OTR	1	0	0	247
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3,868	40	SH		SOLE	0	0	0	40
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	40,140	130	SH		SOLE	0	0	0	130
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	75,340	244	SH		OTR	1	0	0	244
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	9,347,177	381,206	SH		SOLE	0	0	0	381,206
AMERICOLD REALTY TRUST INC COM	REIT	03064D108	1,935	68	SH		OTR	1	0	0	68
EXELON CORP COM	Stock	30161N101	3,980	95	SH		OTR	1	0	0	95
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	4,492	56	SH		SOLE	0	0	0	56
ALPHABET INC CAP STK CL A	Stock	02079K305	56,844	548	SH		OTR	1	0	0	548
ALPHABET INC CAP STK CL A	Stock	02079K305	423,218	4,080	SH		SOLE	0	0	0	4,080
PG&E CORP COM	Stock	69331C108	4,026	249	SH		OTR	1	0	0	249
FISERV INC COM	Stock	337738108	7,573	67	SH		OTR	1	0	0	67
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	8,490	10	SH		OTR	1	0	0	10
NEWMONT CORP COM	Stock	651639106	11,520	235	SH		OTR	1	0	0	235
COGENT BIOSCIENCES INC COM	Stock	19240Q201	3,690	342	SH		OTR	1	0	0	342
CSX CORP COM	Stock	126408103	1,826	61	SH		OTR	1	0	0	61
CSX CORP COM	Stock	126408103	3,234	108	SH		SOLE	0	0	0	108
COMCAST CORP NEW CL A	Stock	20030N101	569	15	SH		SOLE	0	0	0	15
COMCAST CORP NEW CL A	Stock	20030N101	15,733	415	SH		OTR	1	0	0	415
MICROSOFT CORP COM	Stock	594918104	66,886	232	SH		OTR	1	0	0	232
MICROSOFT CORP COM	Stock	594918104	1,137,055	3,944	SH		SOLE	0	0	0	3,944
FIRST HORIZON CORPORATION COM	Stock	320517105	24,999	1,406	SH		OTR	1	0	0	1,406
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	4,913	87	SH		OTR	1	0	0	87
VALERO ENERGY CORP COM	Stock	91913Y100	2,373	17	SH		SOLE	0	0	0	17
HEALTHPEAK PROPERTIES INC COM	REIT	42250P103	2,680	122	SH		OTR	1	0	0	122
SCHLUMBERGER LTD COM STK	Stock	806857108	1,277	26	SH		OTR	1	0	0	26
CVS HEALTH CORP COM	Stock	126650100	297	4	SH		SOLE	0	0	0	4
EVERGY INC COM	Stock	30034W106	25,120	411	SH		SOLE	0	0	0	411
SPROTT PHYSICAL GOLD TR UNIT	CEF	85207H104	104,664	6,770	SH		SOLE	0	0	0	6,770
MASCO CORP COM	Stock	574599106	4,127	83	SH		OTR	1	0	0	83
NISOURCE INC COM	Stock	65473P105	3,775	135	SH		OTR	1	0	0	135
SIMON PPTY GROUP INC NEW COM	REIT	828806109	2,575	23	SH		OTR	1	0	0	23
RPM INTL INC COM	Stock	749685103	2,617	30	SH		OTR	1	0	0	30
BROWN & BROWN INC COM	Stock	115236101	8,441	147	SH		OTR	1	0	0	147
GARMIN LTD SHS	Stock	H2906T109	6,055	60	SH		SOLE	0	0	0	60
MFA FINL INC COM	REIT	55272X607	2,004	202	SH		OTR	1	0	0	202
MASTERBRAND INC COMMON STOCK	Stock	57638P104	498	62	SH		OTR	1	0	0	62
BOEING CO COM	Stock	097023105	2,974	14	SH		OTR	1	0	0	14
COPART INC COM	Stock	217204106	3,460	46	SH		OTR	1	0	0	46
VANGUARD SMALL-CAP ETF	ETF	922908751	8,909	47	SH		SOLE	0	0	0	47
NEXTERA ENERGY INC COM	Stock	65339F101	1,542	20	SH		OTR	1	0	0	20
NIKE INC CL B	Stock	654106103	15,453	126	SH		SOLE	0	0	0	126
NIKE INC CL B	Stock	654106103	50,650	413	SH		OTR	1	0	0	413
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	2,356,022	40,246	SH		SOLE	0	0	0	40,246
SOUTHWESTERN ENERGY CO COM	Stock	845467109	12,870	2,574	SH		OTR	1	0	0	2,574
URBAN OUTFITTERS INC COM	Stock	917047102	2,079	75	SH		OTR	1	0	0	75
TESLA INC COM	Stock	88160R101	5,187	25	SH		OTR	1	0	0	25
MSCI INC COM	Stock	55354G100	3,918	7	SH		OTR	1	0	0	7
VANGUARD LONG-TERM TREASURY ETF	ETF	92206C847	7,025,697	107,246	SH		SOLE	0	0	0	107,246
LINDE PLC SHS	Stock	G54950103	12,440	35	SH		OTR	1	0	0	35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	46434G764	33,901	687	SH		SOLE	0	0	0	687
CMS ENERGY CORP COM	Stock	125896100	4,726	77	SH		OTR	1	0	0	77
HILTON WORLDWIDE HLDGS INC COM	Stock	43300A203	5,917	42	SH		OTR	1	0	0	42
ARGO GROUP INTL HLDGS LTD COM	Stock	G0464B107	3,280	112	SH		OTR	1	0	0	112
NORFOLK SOUTHN CORP COM	Stock	655844108	2,968	14	SH		OTR	1	0	0	14
HIGHWOODS PPTYS INC COM	REIT	431284108	3,363	145	SH		OTR	1	0	0	145
MACERICH CO COM	REIT	554382101	1,813	171	SH		OTR	1	0	0	171
CORPORATE OFFICE PPTYS TR SH BEN INT	REIT	22002T108	4,718	199	SH		OTR	1	0	0	199
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	2,894,504	59,326	SH		SOLE	0	0	0	59,325
NEWMARKET CORP COM	Stock	651587107	1,460	4	SH		OTR	1	0	0	4
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF	ETF	72201R866	115,752	2,215	SH		SOLE	0	0	0	2,214
SCHWAB US TIPS ETF	ETF	808524870	2,601,303	48,523	SH		SOLE	0	0	0	48,522
AMPHENOL CORP NEW CL A	Stock	032095101	12,258	150	SH		OTR	1	0	0	150
CARLISLE COS INC COM	Stock	142339100	2,713	12	SH		OTR	1	0	0	12
CLARIVATE PLC ORD SHS	Stock	G21810109	1,559	166	SH		OTR	1	0	0	166
STANLEY BLACK & DECKER INC COM	Stock	854502101	3,948	49	SH		OTR	1	0	0	49
WELLTOWER INC COM	REIT	95040Q104	5,807	81	SH		OTR	1	0	0	81
DOW INC COM	Stock	260557103	1,590	29	SH		OTR	1	0	0	29
ARCH CAP GROUP LTD ORD	Stock	G0450A105	4,683	69	SH		OTR	1	0	0	69
ENLIVEX THERAPEUTICS LTD COM	Stock	M4130Y106	546	150	SH		SOLE	0	0	0	150
CONAGRA BRANDS INC COM	Stock	205887102	3,831	102	SH		OTR	1	0	0	102
FIFTH THIRD BANCORP COM	Stock	316773100	5,994	225	SH		OTR	1	0	0	225
FIFTH THIRD BANCORP COM	Stock	316773100	6,180	232	SH		SOLE	0	0	0	232
UBER TECHNOLOGIES INC COM	Stock	90353T100	1,965	62	SH		OTR	1	0	0	62
ILLUMINA INC COM	Stock	452327109	4,651	20	SH		OTR	1	0	0	20
AGREE RLTY CORP COM	REIT	008492100	4,391	64	SH		OTR	1	0	0	64
CONSOLIDATED EDISON INC COM	Stock	209115104	10,524	110	SH		OTR	1	0	0	110
CONSOLIDATED EDISON INC COM	Stock	209115104	43,243	452	SH		SOLE	0	0	0	452
GENERAL MTRS CO COM	Stock	37045V100	7,960	217	SH		OTR	1	0	0	217
AKERO THERAPEUTICS INC COM	Stock	00973Y108	1,148	30	SH		OTR	1	0	0	30
FREEDOM 100 EMERGING MARKETS ETF	ETF	02072L607	24,271	826	SH		SOLE	0	0	0	825
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	654,597	8,593	SH		SOLE	0	0	0	8,592
VANGUARD RUSSELL 2000 ETF	ETF	92206C664	6,407	89	SH		SOLE	0	0	0	88
CUSTOM TRUCK ONE SOURCE INC COM CL A	Stock	23204X103	1,351	199	SH		OTR	1	0	0	199
WABTEC COM	Stock	929740108	2,830	28	SH		OTR	1	0	0	28
LILLY ELI & CO COM	Stock	532457108	2,404	7	SH		OTR	1	0	0	7
AIR PRODS & CHEMS INC COM	Stock	009158106	6,031	21	SH		OTR	1	0	0	21
OPORTUN FINL CORP COM	Stock	68376D104	1,895	491	SH		OTR	1	0	0	491
LEIDOS HOLDINGS INC COM	Stock	525327102	921	10	SH		SOLE	0	0	0	10
GLOBAL X CANNABIS ETF	ETF	37954Y145	18	2	SH		SOLE	0	0	0	2
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	457,199	4,305	SH		SOLE	0	0	0	4,305
BROADMARK RLTY CAP INC COM	REIT	11135B100	6,712	1,428	SH		OTR	1	0	0	1,428
HOLOGIC INC COM	Stock	436440101	2,986	37	SH		OTR	1	0	0	37
LIFE STORAGE INC COM	REIT	53223X107	3,539	27	SH		OTR	1	0	0	27
TELEPHONE & DATA SYS INC COM NEW	Stock	879433829	1,492	142	SH		OTR	1	0	0	142
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,522,464	8,534	SH		SOLE	0	0	0	8,533
DESKTOP METAL INC COM CL A	Stock	25058X105	2,180	948	SH		OTR	1	0	0	948
KRONOS BIO INC COM	Stock	50107A104	1,551	1,062	SH		OTR	1	0	0	1,062
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	2,400	38	SH		OTR	1	0	0	38
FIDELITY NATL INFORMATION SVCS COM	Stock	31620M106	2,825	52	SH		OTR	1	0	0	52
IMMUNOVANT INC COM	Stock	45258J102	5,429	350	SH		OTR	1	0	0	350
VERTIV HOLDINGS CO COM CL A	Stock	92537N108	2,104	147	SH		OTR	1	0	0	147
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	5,016	52	SH		SOLE	0	0	0	52
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	529,252	4,527	SH		SOLE	0	0	0	4,527
DIGITAL RLTY TR INC COM	REIT	253868103	2,556	26	SH		OTR	1	0	0	26
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	8,555	187	SH		SOLE	0	0	0	187
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	16,241	355	SH		OTR	1	0	0	355
FREEPORT-MCMORAN INC CL B	Stock	35671D857	2,005	49	SH		OTR	1	0	0	49
AVISTA CORP COM	Stock	05379B107	2,717	64	SH		OTR	1	0	0	64
CHIPOTLE MEXICAN GRILL INC COM	Stock	169656105	5,125	3	SH		OTR	1	0	0	3
DICKS SPORTING GOODS INC COM	Stock	253393102	2,128	15	SH		OTR	1	0	0	15
SPIRIT AIRLS INC COM	Stock	848577102	1,442	84	SH		OTR	1	0	0	84
IOVANCE BIOTHERAPEUTICS INC COM	Stock	462260100	1,191	195	SH		OTR	1	0	0	195
NUVATION BIO INC COM CL A	Stock	67080N101	1,277	769	SH		OTR	1	0	0	769
DANIMER SCIENTIFIC INC COM CL A	Stock	236272100	2,046	593	SH		OTR	1	0	0	593
IAC INC COM NEW	Stock	44891N208	464	9	SH		OTR	1	0	0	9
STONEX GROUP INC COM	Stock	861896108	7,558	73	SH		OTR	1	0	0	73
QUANTA SVCS INC COM	Stock	74762E102	5,832	35	SH		OTR	1	0	0	35
ISHARES SELECT DIVIDEND ETF	ETF	464287168	422,420	3,605	SH		SOLE	0	0	0	3,604
ANNEXON INC COM	Stock	03589W102	2,807	729	SH		OTR	1	0	0	729
AMERICAN ELEC PWR CO INC COM	Stock	025537101	10,555	116	SH		OTR	1	0	0	116
ENTERGY CORP NEW COM	Stock	29364G103	3,986	37	SH		OTR	1	0	0	37
CNX RES CORP COM	Stock	12653C108	4,261	266	SH		OTR	1	0	0	266
MDU RES GROUP INC COM	Stock	552690109	1,890	62	SH		OTR	1	0	0	62
EVERSOURCE ENERGY COM	Stock	30040W108	4,226	54	SH		OTR	1	0	0	54
BROWN FORMAN CORP CL B	Stock	115637209	3,471	54	SH		OTR	1	0	0	54
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	477,488	5,244	SH		SOLE	0	0	0	5,244
MARATHON PETE CORP COM	Stock	56585A102	24,269	180	SH		SOLE	0	0	0	180
HF SINCLAIR CORP COM	Stock	403949100	22,884	473	SH		OTR	1	0	0	473
INVESCO AEROSPACE & DEFENSE ETF	ETF	46137V100	63,876	793	SH		SOLE	0	0	0	793
PACTIV EVERGREEN INC COM	Stock	69526K105	2,416	302	SH		OTR	1	0	0	302
ATHIRA PHARMA INC COM	Stock	04746L104	1,180	472	SH		OTR	1	0	0	472
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	940,712	5,925	SH		SOLE	0	0	0	5,925
PMV PHARMACEUTICALS INC COM	Stock	69353Y103	1,097	230	SH		OTR	1	0	0	230
VONTIER CORPORATION COM	Stock	928881101	902	33	SH		SOLE	0	0	0	33
DARLING INGREDIENTS INC COM	Stock	237266101	2,745	47	SH		OTR	1	0	0	47
CHEMED CORP NEW COM	Stock	16359R103	2,689	5	SH		OTR	1	0	0	5
F N B CORP COM	Stock	302520101	10,208	880	SH		OTR	1	0	0	880
REGENERON PHARMACEUTICALS COM	Stock	75886F107	4,108	5	SH		OTR	1	0	0	5
ADVANTAGE SOLUTIONS INC COM CL A	Stock	00791N102	1,476	934	SH		OTR	1	0	0	934
VIATRIS INC COM	Stock	92556V106	4,848	504	SH		OTR	1	0	0	504
FIRST SOLAR INC COM	Stock	336433107	2,610	12	SH		OTR	1	0	0	12
SOFI TECHNOLOGIES INC COM	Stock	83406F102	1,991	328	SH		OTR	1	0	0	328
GEVO INC COM PAR	Stock	374396406	1,608	1,044	SH		OTR	1	0	0	1,044
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	398,601	8,497	SH		SOLE	0	0	0	8,497
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	345,372	7,117	SH		SOLE	0	0	0	7,116
FORTUNE BRANDS INNOVATIONS INC COM	Stock	34964C106	3,641	62	SH		OTR	1	0	0	62
GENTEX CORP COM	Stock	371901109	4,485	160	SH		OTR	1	0	0	160
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	98,066	1,340	SH		SOLE	0	0	0	1,340
ACADIA HEALTHCARE COMPANY INC COM	Stock	00404A109	2,095	29	SH		OTR	1	0	0	29
APTIV PLC SHS	Stock	G6095L109	2,805	25	SH		OTR	1	0	0	25
RECURSION PHARMACEUTICALS INC CL A	Stock	75629V104	1,194	179	SH		OTR	1	0	0	179
DAY ONE BIOPHARMACEUTICALS INC COM	Stock	23954D109	2,621	196	SH		OTR	1	0	0	196
DIMENSIONAL U.S. SMALL CAP ETF	ETF	25434V500	148,487	2,818	SH		SOLE	0	0	0	2,817
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	146,373	3,289	SH		SOLE	0	0	0	3,289
DIMENSIONAL U.S. EQUITY ETF	ETF	25434V401	1,156,902	26,039	SH		SOLE	0	0	0	26,038
VERVE THERAPEUTICS INC COM	Stock	92539P101	1,355	94	SH		OTR	1	0	0	94
KRISPY KREME INC COM	Stock	50101L106	1,711	110	SH		OTR	1	0	0	110
HERSHEY CO COM	Stock	427866108	8,141	32	SH		OTR	1	0	0	32
LUCID GROUP INC COM	Stock	549498103	1,327	165	SH		OTR	1	0	0	165
ROBINHOOD MKTS INC COM CL A	Stock	770700102	1,728	178	SH		OTR	1	0	0	178
GXO LOGISTICS INCORPORATED COMMON STOCK	Stock	36262G101	858	17	SH		OTR	1	0	0	17
ISHARES MSCI CHINA ETF	ETF	46429B671	36,819	738	SH		SOLE	0	0	0	738
LI-CYCLE HOLDINGS CORP COMMON SHARES	Stock	50202P105	1,396	248	SH		OTR	1	0	0	248
JACKSON FINANCIAL INC COM CL A	Stock	46817M107	1,758	47	SH		OTR	1	0	0	47
DIMENSIONAL INTERNATIONAL VALUE ETF	ETF	25434V807	235,081	7,294	SH		SOLE	0	0	0	7,293
DICE THERAPEUTICS INC COM	Stock	23345J104	1,289	45	SH		OTR	1	0	0	45
ISHARES MSCI INDIA ETF	ETF	46429B598	22,514	572	SH		SOLE	0	0	0	572
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	428	29	SH		SOLE	0	0	0	29
ISHARES J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	464286517	18,092	502	SH		SOLE	0	0	0	501
VANGUARD VALUE ETF	ETF	922908744	3,877,434	28,075	SH		SOLE	0	0	0	28,074
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	2,879	186	SH		SOLE	0	0	0	186
ORION OFFICE REIT INC COM	REIT	68629Y103	1,166	174	SH		OTR	1	0	0	174
AMERICAN EQTY INVT LIFE HLD CO COM	Stock	025676206	1,752	48	SH		OTR	1	0	0	48
SOLID POWER INC CLASS A COM	Stock	83422N105	1,523	506	SH		OTR	1	0	0	506
COSTAR GROUP INC COM	Stock	22160N109	3,443	50	SH		OTR	1	0	0	50
MID-AMER APT CMNTYS INC COM	REIT	59522J103	2,417	16	SH		OTR	1	0	0	16
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	4,710	24	SH		OTR	1	0	0	24
PHILLIPS 66 COM	Stock	718546104	1,318	13	SH		OTR	1	0	0	13
AMERICAN TOWER CORP NEW COM	REIT	03027X100	3,678	18	SH		OTR	1	0	0	18
IRON MTN INC DEL COM	REIT	46284V101	4,974	94	SH		OTR	1	0	0	94
ZEBRA TECHNOLOGIES CORPORATION CL A	Stock	989207105	2,544	8	SH		OTR	1	0	0	8
EAGLE MATLS INC COM	Stock	26969P108	3,522	24	SH		OTR	1	0	0	24
DOORDASH INC CL A	Stock	25809K105	1,907	30	SH		OTR	1	0	0	30
META PLATFORMS INC CL A	Stock	30303M102	3,815	18	SH		SOLE	0	0	0	18
META PLATFORMS INC CL A	Stock	30303M102	36,242	171	SH		OTR	1	0	0	171
EMBECTA CORP COMMON STOCK	Stock	29082K105	84	3	SH		SOLE	0	0	0	3
EMBECTA CORP COMMON STOCK	Stock	29082K105	422	15	SH		OTR	1	0	0	15
ESAB CORPORATION COM	Stock	29605J106	1,122	19	SH		OTR	1	0	0	19
SERVICENOW INC COM	Stock	81762P102	10,689	23	SH		OTR	1	0	0	23
PACKAGING CORP AMER COM	Stock	695156109	5,692	41	SH		OTR	1	0	0	41
DIMENSIONAL US MARKETWIDE VALUE ETF	ETF	25434V724	615,831	18,394	SH		SOLE	0	0	0	18,394
ASPEN TECHNOLOGY INC COM	Stock	29109X106	1,144	5	SH		OTR	1	0	0	5
CNO FINL GROUP INC COM	Stock	12621E103	5,658	255	SH		OTR	1	0	0	255
PALO ALTO NETWORKS INC COM	Stock	697435105	7,790	39	SH		OTR	1	0	0	39
TOLL BROTHERS INC COM	Stock	889478103	2,581	43	SH		OTR	1	0	0	43
ALEXANDER & BALDWIN INC NEW COM	REIT	014491104	3,877	205	SH		OTR	1	0	0	205
MONDELEZ INTL INC CL A	Stock	609207105	8,088	116	SH		OTR	1	0	0	116
BROADCOM INC COM	Stock	11135F101	62,871	98	SH		OTR	1	0	0	98
TRONOX HOLDINGS PLC SHS	Stock	G9087Q102	1,639	114	SH		OTR	1	0	0	114
DRAGONFLY ENERGY HOLDINGS CORP COM	Stock	26145B106	3	1	SH		SOLE	0	0	0	1
DIAMONDBACK ENERGY INC COM	Stock	25278X109	8,245	61	SH		SOLE	0	0	0	61
RXO INC COMMON STOCK	Stock	74982T103	334	17	SH		OTR	1	0	0	17
DIMENSIONAL EMERGING MARKETS SUSTAINABILITY CORE 1 ETF	ETF	25434V682	40,796	1,365	SH		SOLE	0	0	0	1,364
DIMENSIONAL INTERNATIONAL SUSTAINABILITY CORE 1 ETF	ETF	25434V690	126,378	4,206	SH		SOLE	0	0	0	4,205
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF	ETF	25434V716	124,419	4,674	SH		SOLE	0	0	0	4,673
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	3,969	83	SH		SOLE	0	0	0	83
U HAUL HOLDING COMPANY COM SER N	Stock	023586506	1,400	27	SH		OTR	1	0	0	27
D R HORTON INC COM	Stock	23331A109	6,643	68	SH		OTR	1	0	0	68
D R HORTON INC COM	Stock	23331A109	12,114	124	SH		SOLE	0	0	0	124
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	2,589	43	SH		OTR	1	0	0	43
CROWN HLDGS INC COM	Stock	228368106	1,820	22	SH		OTR	1	0	0	22
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	7,309	95	SH		SOLE	0	0	0	95
MARTIN MARIETTA MATLS INC COM	Stock	573284106	4,616	13	SH		OTR	1	0	0	13
TIMKEN CO COM	Stock	887389104	2,778	34	SH		OTR	1	0	0	34
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	20,565	125	SH		SOLE	0	0	0	125
NOVARTIS AG SPONSORED ADR	ADR	66987V109	19,044	207	SH		SOLE	0	0	0	207
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	5,735,205	85,792	SH		SOLE	0	0	0	85,792
F&G ANNUITIES & LIFE INC COMMON STOCK	Stock	30190A104	72	4	SH		OTR	1	0	0	4
COMSTOCK RES INC COM	Stock	205768302	2,859	265	SH		OTR	1	0	0	265
EXPEDITORS INTL WASH INC COM	Stock	302130109	3,854	35	SH		SOLE	0	0	0	35
EXPEDITORS INTL WASH INC COM	Stock	302130109	18,610	169	SH		OTR	1	0	0	169
KINDER MORGAN INC DEL COM	Stock	49456B101	3,467	198	SH		OTR	1	0	0	198
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	12,290	43	SH		SOLE	0	0	0	43
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	34,297	120	SH		OTR	1	0	0	120
EQUIFAX INC COM	Stock	294429105	3,245	16	SH		OTR	1	0	0	16
NORTHERN TR CORP COM	Stock	665859104	2,820	32	SH		OTR	1	0	0	32
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	820	10	SH		OTR	1	0	0	10
OMNICOM GROUP INC COM	Stock	681919106	5,377	57	SH		OTR	1	0	0	57
AES CORP COM	Stock	00130H105	3,540	147	SH		OTR	1	0	0	147
NVIDIA CORPORATION COM	Stock	67066G104	3,611	13	SH		OTR	1	0	0	13
BALL CORP COM	Stock	058498106	2,590	47	SH		OTR	1	0	0	47
ABBVIE INC COM	Stock	00287Y109	2,709	17	SH		OTR	1	0	0	17
S&P GLOBAL INC COM	Stock	78409V104	7,930	23	SH		OTR	1	0	0	23
ISHARES GLOBAL CONSUMER STAPLES ETF	ETF	464288737	61,516	993	SH		SOLE	0	0	0	993
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	1,437,525	29,464	SH		SOLE	0	0	0	29,463
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	905,875	12,270	SH		SOLE	0	0	0	12,269
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	786,153	14,703	SH		SOLE	0	0	0	14,702
COTERRA ENERGY INC COM	Stock	127097103	1,374	56	SH		OTR	1	0	0	56
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,206	164	SH		OTR	1	0	0	164
LENNOX INTL INC COM	Stock	526107107	1,508	6	SH		OTR	1	0	0	6
POTLATCHDELTIC CORPORATION COM	REIT	737630103	2,079	42	SH		OTR	1	0	0	42
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	13,859	40	SH		OTR	1	0	0	40
INVESCO LTD SHS	Stock	G491BT108	7,314	446	SH		OTR	1	0	0	446
CELANESE CORP DEL COM	Stock	150870103	3,049	28	SH		OTR	1	0	0	28
HEICO CORP NEW COM	Stock	422806109	8,381	49	SH		OTR	1	0	0	49
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	198,874	877	SH		SOLE	0	0	0	876
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	38,783	820	SH		SOLE	0	0	0	819
ALLETE INC COM NEW	Stock	018522300	4,055	63	SH		OTR	1	0	0	63
ANSYS INC COM	Stock	03662Q105	9,651	29	SH		OTR	1	0	0	29
JACOBS SOLUTIONS INC COM	Stock	46982L108	2,585	22	SH		OTR	1	0	0	22
POLARIS INC COM	Stock	731068102	4,868	44	SH		SOLE	0	0	0	44
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	3,230	25	SH		OTR	1	0	0	25
BRIGHT HORIZONS FAM SOL IN DEL COM	Stock	109194100	2,002	26	SH		OTR	1	0	0	26
T-MOBILE US INC COM	Stock	872590104	10,284	71	SH		OTR	1	0	0	71
VOYA FINANCIAL INC COM	Stock	929089100	2,930	41	SH		OTR	1	0	0	41
AMBAC FINL GROUP INC COM NEW	Stock	023139884	2,786	180	SH		OTR	1	0	0	180
FASTENAL CO COM	Stock	311900104	3,992	74	SH		OTR	1	0	0	74
GENERAL DYNAMICS CORP COM	Stock	369550108	3,423	15	SH		SOLE	0	0	0	15
CULLEN FROST BANKERS INC COM	Stock	229899109	1,475	14	SH		OTR	1	0	0	14
DISCOVER FINL SVCS COM	Stock	254709108	2,471	25	SH		SOLE	0	0	0	25
DISCOVER FINL SVCS COM	Stock	254709108	2,471	25	SH		OTR	1	0	0	25
EQT CORP COM	Stock	26884L109	8,456	265	SH		OTR	1	0	0	265
MCDONALDS CORP COM	Stock	580135101	1,118	4	SH		SOLE	0	0	0	4
MCDONALDS CORP COM	Stock	580135101	10,066	36	SH		OTR	1	0	0	36
MOLINA HEALTHCARE INC COM	Stock	60855R100	5,082	19	SH		OTR	1	0	0	19
AMETEK INC COM	Stock	031100100	10,609	73	SH		OTR	1	0	0	73
FLEXSHARES QUALITY DIVIDEND INDEX FUND	ETF	33939L860	960,849	17,643	SH		SOLE	0	0	0	17,643
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	1,460	14	SH		OTR	1	0	0	14
THE NECESSITY RETAIL REIT INC COM CLASS A	REIT	02607T109	1,821	290	SH		OTR	1	0	0	290
CISCO SYS INC COM	Stock	17275R102	7,946	152	SH		SOLE	0	0	0	152
CISCO SYS INC COM	Stock	17275R102	39,206	750	SH		OTR	1	0	0	750
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND	ETF	33939L837	417,661	18,916	SH		SOLE	0	0	0	18,915
CAPITAL ONE FINL CORP COM	Stock	14040H105	1,827	19	SH		OTR	1	0	0	19
HAWAIIAN HOLDINGS INC COM	Stock	419879101	1,191	130	SH		OTR	1	0	0	130
ADVANCED MICRO DEVICES INC COM	Stock	007903107	14,603	149	SH		OTR	1	0	0	149
WISDOMTREE U.S. LARGECAP DIVIDEND FUND	ETF	97717W307	4,454	72	SH		SOLE	0	0	0	72
CDW CORP COM	Stock	12514G108	4,677	24	SH		OTR	1	0	0	24
AT&T INC COM	Stock	00206R102	3,176	165	SH		SOLE	0	0	0	165
AT&T INC COM	Stock	00206R102	18,576	965	SH		OTR	1	0	0	965
PHYSICIANS RLTY TR COM	REIT	71943U104	2,672	179	SH		OTR	1	0	0	179
FLEXSHARES QUALITY DIVIDEND DEFENSIVE INDEX FUND	ETF	33939L845	1,437,466	27,155	SH		SOLE	0	0	0	27,155
SCHWAB FUNDAMENTAL US SMALL CO. INDEX ETF	ETF	808524763	171,983	3,534	SH		SOLE	0	0	0	3,533
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF	ETF	808524771	3,650,894	66,477	SH		SOLE	0	0	0	66,476
GENERAL ELECTRIC CO COM NEW	Stock	369604301	2,868	30	SH		OTR	1	0	0	30
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	4,904,287	39,530	SH		SOLE	0	0	0	39,529
FRESHPET INC COM	Stock	358039105	2,118	32	SH		OTR	1	0	0	32
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF	ETF	808524730	1,842,443	70,727	SH		SOLE	0	0	0	70,727
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF	ETF	808524755	11,625,363	371,774	SH		SOLE	0	0	0	371,773
VEEVA SYS INC CL A COM	Stock	922475108	3,124	17	SH		OTR	1	0	0	17
CHARTER COMMUNICATIONS INC NEW CL A	Stock	16119P108	1,430	4	SH		OTR	1	0	0	4
SKYWORKS SOLUTIONS INC COM	Stock	83088M102	3,421	29	SH		OTR	1	0	0	29
INVESCO FTSE RAFI DEVELOPED MARKETS EX-U.S. ETF	ETF	46138E743	1,858,802	42,188	SH		SOLE	0	0	0	42,187
ISHARES S&P 500 VALUE ETF	ETF	464287408	16,694	110	SH		SOLE	0	0	0	110
LULULEMON ATHLETICA INC COM	Stock	550021109	4,734	13	SH		OTR	1	0	0	13
ISHARES S&P 500 GROWTH ETF	ETF	464287309	82,801	1,296	SH		SOLE	0	0	0	1,296
ISHARES CORE S&P 500 ETF	ETF	464287200	6,627,345	16,122	SH		SOLE	0	0	0	16,121
KONTOOR BRANDS INC COM	Stock	50050N103	2,589	54	SH		SOLE	0	0	0	53
METTLER TOLEDO INTERNATIONAL COM	Stock	592688105	10,711	7	SH		OTR	1	0	0	7
RENAISSANCERE HLDGS LTD COM	Stock	G7496G103	3,005	15	SH		OTR	1	0	0	15
WELLS FARGO CO NEW COM	Stock	949746101	5,233	140	SH		SOLE	0	0	0	140
WELLS FARGO CO NEW COM	Stock	949746101	10,130	271	SH		OTR	1	0	0	271
CINTAS CORP COM	Stock	172908105	6,015	13	SH		OTR	1	0	0	13
RADIAN GROUP INC COM	Stock	750236101	3,160	143	SH		OTR	1	0	0	143
CHARLES RIV LABS INTL INC COM	Stock	159864107	1,816	9	SH		OTR	1	0	0	9
SALESFORCE INC COM	Stock	79466L302	1,598	8	SH		OTR	1	0	0	8
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	4,189	50	SH		OTR	1	0	0	50
MCCORMICK & CO INC COM NON VTG	Stock	579780206	999	12	SH		OTR	1	0	0	12
SCRIPPS E W CO OHIO CL A NEW	Stock	811054402	1,346	143	SH		OTR	1	0	0	143
NORTHROP GRUMMAN CORP COM	Stock	666807102	12,466	27	SH		OTR	1	0	0	27
IDEXX LABS INC COM	Stock	45168D104	10,502	21	SH		OTR	1	0	0	21
REPUBLIC SVCS INC COM	Stock	760759100	2,299	17	SH		OTR	1	0	0	17
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	13,257	23	SH		OTR	1	0	0	23
TORO CO COM	Stock	891092108	2,779	25	SH		OTR	1	0	0	25
SEAGEN INC COM	Stock	81181C104	2,227	11	SH		OTR	1	0	0	11
LOCKHEED MARTIN CORP COM	Stock	539830109	7,564	16	SH		OTR	1	0	0	16
JPMORGAN CHASE & CO COM	Stock	46625H100	39,614	304	SH		OTR	1	0	0	304
GENWORTH FINL INC COM CL A	Stock	37247D106	2,701	538	SH		OTR	1	0	0	538
CHEVRON CORP NEW COM	Stock	166764100	4,732	29	SH		SOLE	0	0	0	29
CHEVRON CORP NEW COM	Stock	166764100	19,742	121	SH		OTR	1	0	0	121
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	6,554,770	60,839	SH		SOLE	0	0	0	60,838
ALBEMARLE CORP COM	Stock	012653101	1,326	6	SH		OTR	1	0	0	6
CONOCOPHILLIPS COM	Stock	20825C104	10,119	102	SH		OTR	1	0	0	102
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	1,603,461	35,498	SH		SOLE	0	0	0	35,498
DANAHER CORPORATION COM	Stock	235851102	6,049	24	SH		OTR	1	0	0	24
KOHLS CORP COM	Stock	500255104	5,697	242	SH		OTR	1	0	0	242
PERKINELMER INC COM	Stock	714046109	7,063	53	SH		OTR	1	0	0	53
BANK AMERICA CORP COM	Stock	060505104	7,550	264	SH		SOLE	0	0	0	264
BANK AMERICA CORP COM	Stock	060505104	21,564	754	SH		OTR	1	0	0	754
BANK AMERICA CORP COM	Stock	060505104	595	20,800	SH	Put	SOLE	0	0	0	20,800
BANK AMERICA CORP COM	Stock	060505104	895	31,300	SH	Put	SOLE	0	0	0	31,300
ONE GAS INC COM	Stock	68235P108	4,041	51	SH		OTR	1	0	0	51
VANECK RUSSIA ETF	ETF	92189F403	0	15	SH		SOLE	0	0	0	14
EXTRA SPACE STORAGE INC COM	REIT	30225T102	2,444	15	SH		OTR	1	0	0	15
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	205,647	814	SH		SOLE	0	0	0	814
WALMART INC COM	Stock	931142103	18,579	126	SH		SOLE	0	0	0	126
WALMART INC COM	Stock	931142103	49,396	335	SH		OTR	1	0	0	335
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	25,392	194	SH		SOLE	0	0	0	193
ORACLE CORP COM	Stock	68389X105	34,566	372	SH		OTR	1	0	0	372
ORACLE CORP COM	Stock	68389X105	363,503	3,912	SH		SOLE	0	0	0	3,912
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	15,179	155	SH		SOLE	0	0	0	155
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	21,055	215	SH		OTR	1	0	0	215
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,307,364	32,361	SH		SOLE	0	0	0	32,360
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	1,298,176	12,305	SH		SOLE	0	0	0	12,304
PFIZER INC COM	Stock	717081103	19,706	483	SH		OTR	1	0	0	483
MORGAN STANLEY COM NEW	Stock	617446448	4,829	55	SH		SOLE	0	0	0	55
MORGAN STANLEY COM NEW	Stock	617446448	11,590	132	SH		OTR	1	0	0	132
3M CO COM	Stock	88579Y101	2,312	22	SH		OTR	1	0	0	22
KLA CORP COM NEW	Stock	482480100	15,168	38	SH		OTR	1	0	0	38
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF	ETF	808524789	815,650	15,071	SH		SOLE	0	0	0	15,071
GILEAD SCIENCES INC COM	Stock	375558103	17,756	214	SH		OTR	1	0	0	214
CATERPILLAR INC COM	Stock	149123101	2,517	11	SH		OTR	1	0	0	11
BAKER HUGHES COMPANY CL A	Stock	05722G100	17,085	592	SH		OTR	1	0	0	592
ALPHABET INC CAP STK CL C	Stock	02079K107	295,360	2,840	SH		SOLE	0	0	0	2,840
BEST BUY INC COM	Stock	086516101	2,348	30	SH		OTR	1	0	0	30
BEST BUY INC COM	Stock	086516101	2,974	38	SH		SOLE	0	0	0	38
AMERICAN EXPRESS CO COM	Stock	025816109	5,278	32	SH		OTR	1	0	0	32
OTIS WORLDWIDE CORP COM	Stock	68902V107	7,512	89	SH		SOLE	0	0	0	89
OTIS WORLDWIDE CORP COM	Stock	68902V107	14,939	177	SH		OTR	1	0	0	177
ALLY FINL INC COM	Stock	02005N100	6,500	255	SH		SOLE	0	0	0	255
ANALOG DEVICES INC COM	Stock	032654105	15,580	79	SH		OTR	1	0	0	79
NOVAGOLD RES INC COM NEW	Stock	66987E206	2,146	345	SH		OTR	1	0	0	345
PAYCOM SOFTWARE INC COM	Stock	70432V102	2,128	7	SH		OTR	1	0	0	7
NAVIENT CORPORATION COM	Stock	63938C108	3,326	208	SH		OTR	1	0	0	208
TRANSDIGM GROUP INC COM	Stock	893641100	10,319	14	SH		OTR	1	0	0	14
HUMANA INC COM	Stock	444859102	1,942	4	SH		OTR	1	0	0	4
INVESCO FTSE RAFI EMERGING MARKETS ETF	ETF	46138E727	497,568	27,101	SH		SOLE	0	0	0	27,100
REDWOOD TRUST INC COM	REIT	758075402	1,948	289	SH		OTR	1	0	0	289
WILLIAMS COS INC COM	Stock	969457100	3,165	106	SH		OTR	1	0	0	106
CARETRUST REIT INC COM	REIT	14174T107	1,938	99	SH		OTR	1	0	0	99
TRINSEO PLC SHS	Stock	G9059U107	1,460	70	SH		OTR	1	0	0	70
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	332,012	2,156	SH		SOLE	0	0	0	2,155
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	170,771	2,870	SH		SOLE	0	0	0	2,869
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	Stock	31620R303	2,480	71	SH		OTR	1	0	0	71
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,298,348	13,030	SH		SOLE	0	0	0	13,030
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	558,687	5,252	SH		SOLE	0	0	0	5,252
ANTERO RESOURCES CORP COM	Stock	03674X106	3,510	152	SH		OTR	1	0	0	152
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	3,539,024	70,795	SH		SOLE	0	0	0	70,794
LIBERTY MEDIA CORP DEL COM SER C FRMLA	Stock	531229854	5,238	70	SH		OTR	1	0	0	70
CATALENT INC COM	Stock	148806102	2,366	36	SH		OTR	1	0	0	36
SYNCHRONY FINANCIAL COM	Stock	87165B103	553	19	SH		SOLE	0	0	0	19
SYNCHRONY FINANCIAL COM	Stock	87165B103	3,490	120	SH		OTR	1	0	0	120
EATON CORP PLC SHS	Stock	G29183103	514	3	SH		SOLE	0	0	0	3
EATON CORP PLC SHS	Stock	G29183103	6,511	38	SH		OTR	1	0	0	38
B & G FOODS INC NEW COM	Stock	05508R106	1,770	114	SH		OTR	1	0	0	114
TRIMBLE INC COM	Stock	896239100	6,448	123	SH		OTR	1	0	0	123
KEYSIGHT TECHNOLOGIES INC COM	Stock	49338L103	4,037	25	SH		OTR	1	0	0	25
VANGUARD LONG-TERM BOND ETF	ETF	921937793	1,834	24	SH		SOLE	0	0	0	23
LIBERTY BROADBAND CORP COM SER C	Stock	530307305	2,941	36	SH		OTR	1	0	0	36
SYNEOS HEALTH INC CL A	Stock	87166B102	1,282	36	SH		OTR	1	0	0	36
PLUG POWER INC COM NEW	Stock	72919P202	1,172	100	SH		OTR	1	0	0	100
BORGWARNER INC COM	Stock	099724106	3,094	63	SH		OTR	1	0	0	63
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	8,148	82	SH		OTR	1	0	0	82
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	19,775	199	SH		SOLE	0	0	0	199
DELTA AIR LINES INC DEL COM NEW	Stock	247361702	6,355	182	SH		SOLE	0	0	0	182
JAZZ PHARMACEUTICALS PLC SHS USD	Stock	G50871105	1,463	10	SH		OTR	1	0	0	10
MARKETAXESS HLDGS INC COM	Stock	57060D108	3,522	9	SH		OTR	1	0	0	9
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND DEFENSIVE INDEX ETF	ETF	33939L811	841,977	41,983	SH		SOLE	0	0	0	41,983
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	213,651	2,793	SH		SOLE	0	0	0	2,793
GARTNER INC COM	Stock	366651107	11,076	34	SH		OTR	1	0	0	34
GREENBRIER COS INC COM	Stock	393657101	1,415	44	SH		OTR	1	0	0	44
HELMERICH & PAYNE INC COM	Stock	423452101	6,721	188	SH		OTR	1	0	0	188
JAMES RIV GROUP LTD COM	Stock	G5005R107	1,280	62	SH		OTR	1	0	0	62
LAM RESEARCH CORP COM	Stock	512807108	4,771	9	SH		OTR	1	0	0	9
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	2,766,330	67,935	SH		SOLE	0	0	0	67,935
QORVO INC COM	Stock	74736K101	2,133	21	SH		OTR	1	0	0	21
PHILIP MORRIS INTL INC COM	Stock	718172109	2,042	21	SH		OTR	1	0	0	21
NRG ENERGY INC COM NEW	Stock	629377508	5,006	146	SH		OTR	1	0	0	146
ISHARES MSCI QATAR ETF	ETF	46434V779	5,664	312	SH		SOLE	0	0	0	311
ROYAL GOLD INC COM	Stock	780287108	2,854	22	SH		OTR	1	0	0	22
SERVICE CORP INTL COM	Stock	817565104	7,084	103	SH		OTR	1	0	0	103
SYNOPSYS INC COM	Stock	871607107	8,884	23	SH		OTR	1	0	0	23
EQUINIX INC COM	REIT	29444U700	1,442	2	SH		OTR	1	0	0	2
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	8,040	116	SH		OTR	1	0	0	116
SPDR DOW JONES REIT ETF	ETF	78464A607	18,466	208	SH		SOLE	0	0	0	208
EASTERLY GOVT PPTYS INC COM	REIT	27616P103	6,678	486	SH		OTR	1	0	0	486
REALTY INCOME CORP COM	REIT	756109104	7,598	120	SH		OTR	1	0	0	120
ALTRIA GROUP INC COM	Stock	02209S103	2,588	58	SH		OTR	1	0	0	58
LOEWS CORP COM	Stock	540424108	3,597	62	SH		OTR	1	0	0	62
CITIGROUP INC COM NEW	Stock	172967424	2,391	51	SH		OTR	1	0	0	51
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	229,338	2,658	SH		SOLE	0	0	0	2,658
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	7,563	36	SH		OTR	1	0	0	36
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	97,253	703	SH		SOLE	0	0	0	703
EXXON MOBIL CORP COM	Stock	30231G102	46,057	420	SH		OTR	1	0	0	420
NORTHWESTERN CORP COM NEW	Stock	668074305	2,719	47	SH		OTR	1	0	0	47
UNITEDHEALTH GROUP INC COM	Stock	91324P102	24,102	51	SH		OTR	1	0	0	51
PRICE T ROWE GROUP INC COM	Stock	74144T108	4,516	40	SH		OTR	1	0	0	40
LOWES COS INC COM	Stock	548661107	61,991	310	SH		SOLE	0	0	0	310
COLFAX CORP COM	Stock	194014502	1,016	19	SH		OTR	1	0	0	19
GODADDY INC CL A	Stock	380237107	5,440	70	SH		OTR	1	0	0	70
DEERE & CO COM	Stock	244199105	1,652	4	SH		OTR	1	0	0	4
TRITON INTL LTD CL A	Stock	G9078F107	1,454	23	SH		OTR	1	0	0	23
ISHARES MSCI INTL QUALITY FACTOR ETF	ETF	46434V456	118,643	3,361	SH		SOLE	0	0	0	3,361
AMERICAN INTL GROUP INC COM NEW	Stock	026874784	8,712	173	SH		OTR	1	0	0	173
COUSINS PPTYS INC COM NEW	REIT	222795502	3,143	147	SH		OTR	1	0	0	147
CHEMOURS CO COM	Stock	163851108	12,665	423	SH		OTR	1	0	0	423
TRANSUNION COM	Stock	89400J107	1,988	32	SH		OTR	1	0	0	32
NOVO-NORDISK A S ADR	ADR	670100205	51,721	325	SH		SOLE	0	0	0	325
KRAFT HEINZ CO COM	Stock	500754106	5,762	149	SH		OTR	1	0	0	149
NASDAQ INC COM	Stock	631103108	5,084	93	SH		OTR	1	0	0	93
SCHWAB CHARLES CORP COM	Stock	808513105	6,914	132	SH		OTR	1	0	0	132
SCHWAB CHARLES CORP COM	Stock	808513105	10,476	200	SH		SOLE	0	0	0	200
WISDOMTREE YIELD ENHANCED U.S. AGGREGATE BOND FUND	ETF	97717X511	7,010	160	SH		SOLE	0	0	0	160
ALLEGIANT TRAVEL CO COM	Stock	01748X102	3,035	33	SH		OTR	1	0	0	33
AUTOZONE INC COM	Stock	053332102	7,374	3	SH		OTR	1	0	0	3
BLACKROCK INC COM	Stock	09247X101	3,346	5	SH		OTR	1	0	0	5
BIO-TECHNE CORP COM	Stock	09073M104	6,529	88	SH		OTR	1	0	0	88
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	30,548	603	SH		SOLE	0	0	0	603
ISHARES MSCI EAFE ETF	ETF	464287465	963,886	13,477	SH		SOLE	0	0	0	13,477
APPLE INC COM	Stock	037833100	127,633	774	SH		OTR	1	0	0	774
APPLE INC COM	Stock	037833100	770,413	4,672	SH		SOLE	0	0	0	4,672
WEC ENERGY GROUP INC COM	Stock	92939U106	5,498	58	SH		OTR	1	0	0	58
WEC ENERGY GROUP INC COM	Stock	92939U106	142,185	1,500	SH		SOLE	0	0	0	1,500
ABBOTT LABS COM	Stock	002824100	2,734	27	SH		OTR	1	0	0	27
DISNEY WALT CO COM	Stock	254687106	7,410	74	SH		SOLE	0	0	0	74
DISNEY WALT CO COM	Stock	254687106	12,917	129	SH		OTR	1	0	0	129
UNIVERSAL HLTH SVCS INC CL B	Stock	913903100	763	6	SH		SOLE	0	0	0	6
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,913,256	8,495	SH		SOLE	0	0	0	8,494
MARSH & MCLENNAN COS INC COM	Stock	571748102	7,162	43	SH		OTR	1	0	0	43
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	4,397,891	28,884	SH		SOLE	0	0	0	28,884
ISHARES MORNINGSTAR U.S. EQUITY ETF	ETF	464287127	409,535	7,260	SH		SOLE	0	0	0	7,259
QUOTIENT TECHNOLOGY INC COM	Stock	749119103	3,185	971	SH		OTR	1	0	0	971