Red Tortoise 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	23,095	152	SH		OTR	1	0	0	152
AMAZON COM INC COM	Stock	023135106	608,520	4,005	SH		SOLE	0	0	0	4,005
ISHARES MORNINGSTAR GROWTH ETF	ETF	464287119	412,810	6,087	SH		SOLE	0	0	0	6,086
CUBESMART COM	REIT	229663109	7,092	153	SH		OTR	1	0	0	153
GLOBAL PMTS INC COM	Stock	37940X102	2,413	19	SH		OTR	1	0	0	19
ROLLINS INC COM	Stock	775711104	7,118	163	SH		OTR	1	0	0	163
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	11,833	697	SH		SOLE	0	0	0	696
INVESCO QQQ TRUST SERIES I	ETF	46090E103	38,518	94	SH		SOLE	0	0	0	94
STARBUCKS CORP COM	Stock	855244109	12,673	132	SH		OTR	1	0	0	132
STARBUCKS CORP COM	Stock	855244109	13,825	144	SH		SOLE	0	0	0	144
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	6,054	99	SH		OTR	1	0	0	99
XPO INC COM	Stock	983793100	1,489	17	SH		OTR	1	0	0	17
EBAY INC. COM	Stock	278642103	0	0	SH		SOLE	0	0	0	0
DOLLAR GEN CORP NEW COM	Stock	256677105	3,127	23	SH		OTR	1	0	0	23
JOHNSON & JOHNSON COM	Stock	478160104	52,508	335	SH		OTR	1	0	0	335
JOHNSON & JOHNSON COM	Stock	478160104	141,720	904	SH		SOLE	0	0	0	904
AKAMAI TECHNOLOGIES INC COM	Stock	00971T101	2,367	20	SH		OTR	1	0	0	20
TAKE-TWO INTERACTIVE SOFTWARE COM	Stock	874054109	0	0	SH		SOLE	0	0	0	0
SCHWAB 1000 INDEX ETF	ETF	808524722	1,029,825	22,358	SH		SOLE	0	0	0	22,358
WILLIAMS SONOMA INC COM	Stock	969904101	14,528	72	SH		OTR	1	0	0	72
LKQ CORP COM	Stock	501889208	8,985	188	SH		OTR	1	0	0	188
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	286,005	1,206	SH		SOLE	0	0	0	1,205
DEXCOM INC COM	Stock	252131107	4,964	40	SH		OTR	1	0	0	40
HCA HEALTHCARE INC COM	Stock	40412C101	42,497	157	SH		OTR	1	0	0	157
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	1,139,931	28,349	SH		SOLE	0	0	0	28,349
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	8,873	23	SH		OTR	1	0	0	23
SCOTTS MIRACLE-GRO CO CL A	Stock	810186106	1,913	30	SH		OTR	1	0	0	30
SENSEONICS HLDGS INC COM	Stock	81727U105	0	0	SH		SOLE	0	0	0	0
SHELL PLC SPON ADS	ADR	780259305	6,778	103	SH		SOLE	0	0	0	103
YUM BRANDS INC COM	Stock	988498101	89,274	683	SH		SOLE	0	0	0	683
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	7,701	19	SH		OTR	1	0	0	19
KNIGHT-SWIFT TRANSN HLDGS INC CL A	Stock	499049104	1,787	31	SH		OTR	1	0	0	31
ATLANTA BRAVES HLDGS INC COM SER C	Stock	047726302	79	2	SH		OTR	1	0	0	2
PROCTER AND GAMBLE CO COM	Stock	742718109	39,566	270	SH		OTR	1	0	0	270
PROCTER AND GAMBLE CO COM	Stock	742718109	365,535	2,494	SH		SOLE	0	0	0	2,494
COCA COLA CO COM	Stock	191216100	9,311	158	SH		SOLE	0	0	0	158
COCA COLA CO COM	Stock	191216100	24,161	410	SH		OTR	1	0	0	410
EMERGENT BIOSOLUTIONS INC COM	Stock	29089Q105	1,567	653	SH		OTR	1	0	0	653
GENERAL MLS INC COM	Stock	370334104	3,778	58	SH		OTR	1	0	0	58
AMEREN CORP COM	Stock	023608102	940	13	SH		OTR	1	0	0	13
IDEX CORP COM	Stock	45167R104	4,342	20	SH		OTR	1	0	0	20
VENTAS INC COM	REIT	92276F100	4,984	100	SH		OTR	1	0	0	100
SPDR PORTFOLIO LONG TERM TREASURY ETF	ETF	78464A664	1,254,774	43,238	SH		SOLE	0	0	0	43,238
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	2,269,665	44,468	SH		SOLE	0	0	0	44,468
ESSEX PPTY TR INC COM	REIT	297178105	3,223	13	SH		OTR	1	0	0	13
AVALONBAY CMNTYS INC COM	REIT	053484101	3,557	19	SH		OTR	1	0	0	19
INTEL CORP COM	Stock	458140100	0	0	SH		SOLE	0	0	0	0
INTEL CORP COM	Stock	458140100	9,799	195	SH		OTR	1	0	0	195
PRESTIGE CONSMR HEALTHCARE INC COM	Stock	74112D101	5,571	91	SH		OTR	1	0	0	91
PERRIGO CO PLC SHS	Stock	G97822103	2,800	87	SH		OTR	1	0	0	87
RELIANCE STEEL & ALUMINUM CO COM	Stock	759509102	10,068	36	SH		OTR	1	0	0	36
CME GROUP INC COM	Stock	12572Q105	9,266	44	SH		OTR	1	0	0	44
WILEY JOHN & SONS INC CL A	Stock	968223206	1,936	61	SH		OTR	1	0	0	61
STATE STR CORP COM	Stock	857477103	9,218	119	SH		OTR	1	0	0	119
MEDTRONIC PLC SHS	Stock	G5960L103	4,613	56	SH		SOLE	0	0	0	56
MEDTRONIC PLC SHS	Stock	G5960L103	8,732	106	SH		OTR	1	0	0	106
COMERICA INC COM	Stock	200340107	8,985	161	SH		OTR	1	0	0	161
FORTIVE CORP COM	Stock	34959J108	0	0	SH		SOLE	0	0	0	0
NETFLIX INC COM	Stock	64110L106	13,633	28	SH		OTR	1	0	0	28
PAYCHEX INC COM	Stock	704326107	10,124	85	SH		OTR	1	0	0	85
GLOBAL MED REIT INC COM NEW	REIT	37954A204	5,783	521	SH		OTR	1	0	0	521
HORMEL FOODS CORP COM	Stock	440452100	5,362	167	SH		OTR	1	0	0	167
U HAUL HOLDING COMPANY COM	Stock	023586100	215	3	SH		OTR	1	0	0	3
PACCAR INC COM	Stock	693718108	3,027	31	SH		OTR	1	0	0	31
SEI INVTS CO COM	Stock	784117103	2,097	33	SH		OTR	1	0	0	33
PROLOGIS INC. COM	REIT	74340W103	2,933	22	SH		OTR	1	0	0	22
ISHARES AGENCY BOND ETF	ETF	464288166	4,885	45	SH		SOLE	0	0	0	45
MERCK & CO INC COM	Stock	58933Y105	27,364	251	SH		OTR	1	0	0	251
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	425,183	4,033	SH		SOLE	0	0	0	4,032
OSHKOSH CORP COM	Stock	688239201	2,493	23	SH		OTR	1	0	0	23
SPDR S&P 500 ETF TRUST	ETF	78462F103	855,021	1,799	SH		SOLE	0	0	0	1,798
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	3,044	12	SH		OTR	1	0	0	12
NORDSON CORP COM	Stock	655663102	3,434	13	SH		OTR	1	0	0	13
YUM CHINA HLDGS INC COM	Stock	98850P109	28,917	682	SH		SOLE	0	0	0	681
HERITAGE FINL CORP WASH COM	Stock	42722X106	3,187	149	SH		OTR	1	0	0	149
ALLSTATE CORP COM	Stock	020002101	6,828	49	SH		SOLE	0	0	0	48
HORACE MANN EDUCATORS CORP NEW COM	Stock	440327104	8,502	260	SH		OTR	1	0	0	260
MATTEL INC COM	Stock	577081102	1,076	57	SH		SOLE	0	0	0	57
ISHARES TIPS BOND ETF	ETF	464287176	199,742	1,858	SH		SOLE	0	0	0	1,858
KALVISTA PHARMACEUTICALS INC COM	Stock	483497103	2,291	187	SH		OTR	1	0	0	187
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	4,154	55	SH		SOLE	0	0	0	55
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	12,009	159	SH		OTR	1	0	0	159
VISTRA CORP COM	Stock	92840M102	12,134	315	SH		OTR	1	0	0	315
SMUCKER J M CO COM NEW	Stock	832696405	5,434	43	SH		OTR	1	0	0	43
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	8,944	2,702	SH		SOLE	0	0	0	2,702
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	6,176	81	SH		OTR	1	0	0	81
PARK HOTELS & RESORTS INC COM	REIT	700517105	459	30	SH		SOLE	0	0	0	30
BANK NEW YORK MELLON CORP COM	Stock	064058100	8,692	167	SH		OTR	1	0	0	167
DAVITA INC COM	Stock	23918K108	2,409	23	SH		OTR	1	0	0	23
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	9,312	247	SH		OTR	1	0	0	247
CHUBB LIMITED COM	Stock	H1467J104	8,814	39	SH		OTR	1	0	0	39
PULTE GROUP INC COM	Stock	745867101	5,574	54	SH		OTR	1	0	0	54
FIRST CMNTY BANKSHARES INC VA COM	Stock	31983A103	82,881	2,234	SH		SOLE	0	0	0	2,234
PEPSICO INC COM	Stock	713448108	8,832	52	SH		SOLE	0	0	0	52
PEPSICO INC COM	Stock	713448108	17,154	101	SH		OTR	1	0	0	101
LAUREATE EDUCATION INC COMMON STOCK	Stock	518613203	2,002	146	SH		OTR	1	0	0	146
BLUE RIDGE BANKSHARES INC VA COM	Stock	095825105	1,970	650	SH		OTR	1	0	0	650
MOLSON COORS BEVERAGE CO CL B	Stock	60871R209	2,448	40	SH		OTR	1	0	0	40
FIRSTENERGY CORP COM	Stock	337932107	2,420	66	SH		OTR	1	0	0	66
FORD MTR CO DEL COM	Stock	345370860	4,230	347	SH		OTR	1	0	0	347
PEABODY ENGR CORP COM	Stock	704551100	5,496	226	SH		OTR	1	0	0	226
FIRST BANCORP N C COM	Stock	318910106	1,851	50	SH		OTR	1	0	0	50
US BANCORP DEL COM NEW	Stock	902973304	4,155	96	SH		OTR	1	0	0	96
XCEL ENERGY INC COM	Stock	98389B100	5,881	95	SH		OTR	1	0	0	95
KINETIK HOLDINGS INC COM NEW CL A	Stock	02215L209	1,637	49	SH		OTR	1	0	0	49
HOME DEPOT INC COM	Stock	437076102	17,674	51	SH		OTR	1	0	0	51
BAXTER INTL INC COM	Stock	071813109	4,175	108	SH		OTR	1	0	0	108
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	55,432	238	SH		SOLE	0	0	0	237
BRIGHTHOUSE FINL INC COM	Stock	10922N103	2,593	49	SH		OTR	1	0	0	49
PETIQ INC COM CL A	Stock	71639T106	3,476	176	SH		OTR	1	0	0	176
SSR MINING IN COM	Stock	784730103	2,694	251	SH		OTR	1	0	0	251
INVESCO MORTGAGE CAPITAL INC COM	REIT	46131B704	1,914	216	SH		OTR	1	0	0	216
DUPONT DE NEMOURS INC COM	Stock	26614N102	5,462	71	SH		OTR	1	0	0	71
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	159,523	1,027	SH		SOLE	0	0	0	1,026
COOPER COS INC COM NEW	Stock	216648402	2,271	6	SH		OTR	1	0	0	6
VICI PPTYS INC COM	REIT	925652109	3,857	121	SH		OTR	1	0	0	121
BECTON DICKINSON & CO COM	Stock	075887109	5,120	21	SH		SOLE	0	0	0	21
BECTON DICKINSON & CO COM	Stock	075887109	19,019	78	SH		OTR	1	0	0	78
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	2,469	12	SH		OTR	1	0	0	12
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	997,581	21,117	SH		SOLE	0	0	0	21,117
REGIONS FINANCIAL CORP NEW COM	Stock	7591EP100	7,578	391	SH		OTR	1	0	0	391
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	6,997	23	SH		SOLE	0	0	0	23
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	2,383,399	42,813	SH		SOLE	0	0	0	42,812
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	18,701,420	505,991	SH		SOLE	0	0	0	505,990
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	6,677,723	118,399	SH		SOLE	0	0	0	118,399
WHIRLPOOL CORP COM	Stock	963320106	2,922	24	SH		OTR	1	0	0	24
IRIDIUM COMMUNICATIONS INC COM	Stock	46269C102	2,099	51	SH		OTR	1	0	0	51
WEBSTER FINL CORP COM	Stock	947890109	13,045	257	SH		OTR	1	0	0	257
IQVIA HLDGS INC COM	Stock	46266C105	3,933	17	SH		OTR	1	0	0	17
ASSURED GUARANTY LTD COM	Stock	G0585R106	8,531	114	SH		OTR	1	0	0	114
ATMOS ENERGY CORP COM	Stock	049560105	5,331	46	SH		OTR	1	0	0	46
EVANS BANCORP INC COM NEW	Stock	29911Q208	8,229	261	SH		OTR	1	0	0	261
PINNACLE WEST CAP CORP COM	Stock	723484101	7,328	102	SH		OTR	1	0	0	102
TELEFLEX INCORPORATED COM	Stock	879369106	4,239	17	SH		OTR	1	0	0	17
SPECTRUM BRANDS HLDGS INC NEW COM	Stock	84790A105	1,436	18	SH		OTR	1	0	0	18
CENTENE CORP DEL COM	Stock	15135B101	0	0	SH		SOLE	0	0	0	0
CENTENE CORP DEL COM	Stock	15135B101	6,234	84	SH		OTR	1	0	0	84
TWO HBRS INVT CORP COM	REIT	90187B804	2,507	180	SH		OTR	1	0	0	180
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	141,266	1,305	SH		SOLE	0	0	0	1,305
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT	REIT	456237106	3,252	692	SH		OTR	1	0	0	692
PRA GROUP INC COM	Stock	69354N106	2,725	104	SH		OTR	1	0	0	104
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	29,959	84	SH		SOLE	0	0	0	84
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	87,025	244	SH		OTR	1	0	0	244
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	9,552,019	385,317	SH		SOLE	0	0	0	385,317
EXELON CORP COM	Stock	30161N101	3,411	95	SH		OTR	1	0	0	95
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	4,552	56	SH		SOLE	0	0	0	56
ALPHABET INC CAP STK CL A	Stock	02079K305	54,339	389	SH		OTR	1	0	0	389
ALPHABET INC CAP STK CL A	Stock	02079K305	559,319	4,004	SH		SOLE	0	0	0	4,004
PG&E CORP COM	Stock	69331C108	4,489	249	SH		OTR	1	0	0	249
FISERV INC COM	Stock	337738108	8,900	67	SH		OTR	1	0	0	67
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	9,501	10	SH		OTR	1	0	0	10
NEWMONT CORP COM	Stock	651639106	2,359	57	SH		OTR	1	0	0	57
COGENT BIOSCIENCES INC COM	Stock	19240Q201	2,011	342	SH		OTR	1	0	0	342
CSX CORP COM	Stock	126408103	2,115	61	SH		OTR	1	0	0	61
CSX CORP COM	Stock	126408103	3,744	108	SH		SOLE	0	0	0	108
COMCAST CORP NEW CL A	Stock	20030N101	0	0	SH		SOLE	0	0	0	0
COMCAST CORP NEW CL A	Stock	20030N101	19,469	444	SH		OTR	1	0	0	444
MICROSOFT CORP COM	Stock	594918104	87,241	232	SH		OTR	1	0	0	232
MICROSOFT CORP COM	Stock	594918104	1,484,610	3,948	SH		SOLE	0	0	0	3,948
FIRST HORIZON CORPORATION COM	Stock	320517105	8,793	621	SH		OTR	1	0	0	621
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	5,317	87	SH		OTR	1	0	0	87
VALERO ENERGY CORP COM	Stock	91913Y100	0	0	SH		SOLE	0	0	0	0
VALERO ENERGY CORP COM	Stock	91913Y100	4,810	37	SH		OTR	1	0	0	37
SCHLUMBERGER LTD COM STK	Stock	806857108	4,163	80	SH		OTR	1	0	0	80
CVS HEALTH CORP COM	Stock	126650100	0	0	SH		SOLE	0	0	0	0
CVS HEALTH CORP COM	Stock	126650100	3,158	40	SH		OTR	1	0	0	40
SCHOLAR ROCK HLDG CORP COM	Stock	80706P103	4,813	256	SH		OTR	1	0	0	256
EVERGY INC COM	Stock	30034W106	19,053	365	SH		SOLE	0	0	0	365
SPROTT PHYSICAL GOLD TR UNIT	CEF	85207H104	89,208	5,600	SH		SOLE	0	0	0	5,600
MASCO CORP COM	Stock	574599106	5,559	83	SH		OTR	1	0	0	83
SIMON PPTY GROUP INC NEW COM	REIT	828806109	3,281	23	SH		OTR	1	0	0	23
RPM INTL INC COM	Stock	749685103	3,349	30	SH		OTR	1	0	0	30
BROWN & BROWN INC COM	Stock	115236101	10,453	147	SH		OTR	1	0	0	147
MIRATI THERAPEUTICS INC COM	Stock	60468T105	2,115	36	SH		OTR	1	0	0	36
MFA FINL INC COM	REIT	55272X607	2,277	202	SH		OTR	1	0	0	202
ELANCO ANIMAL HEALTH INC COM	Stock	28414H103	6,079	408	SH		OTR	1	0	0	408
MASTERBRAND INC COMMON STOCK	Stock	57638P104	921	62	SH		OTR	1	0	0	62
READY CAPITAL CORP COM	REIT	75574U101	6,909	674	SH		OTR	1	0	0	674
BOEING CO COM	Stock	097023105	11,990	46	SH		OTR	1	0	0	46
COPART INC COM	Stock	217204106	4,508	92	SH		OTR	1	0	0	92
VANGUARD SMALL-CAP ETF	ETF	922908751	10,116	47	SH		SOLE	0	0	0	47
NEXTERA ENERGY INC COM	Stock	65339F101	12,877	212	SH		OTR	1	0	0	212
NIKE INC CL B	Stock	654106103	12,486	115	SH		SOLE	0	0	0	115
NIKE INC CL B	Stock	654106103	42,017	387	SH		OTR	1	0	0	387
ALIGN TECHNOLOGY INC COM	Stock	016255101	4,384	16	SH		OTR	1	0	0	16
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	980,002	16,801	SH		SOLE	0	0	0	16,800
SOUTHWESTERN ENERGY CO COM	Stock	845467109	15,327	2,340	SH		OTR	1	0	0	2,340
URBAN OUTFITTERS INC COM	Stock	917047102	2,677	75	SH		OTR	1	0	0	75
TESLA INC COM	Stock	88160R101	17,394	70	SH		OTR	1	0	0	70
EQUITY COMWLTH COM SH BEN INT	REIT	294628102	8,122	423	SH		OTR	1	0	0	423
MSCI INC COM	Stock	55354G100	3,960	7	SH		OTR	1	0	0	7
VANGUARD LONG-TERM TREASURY ETF	ETF	92206C847	8,947,675	145,420	SH		SOLE	0	0	0	145,419
LINDE PLC SHS	Stock	G54950103	14,375	35	SH		OTR	1	0	0	35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	46434G764	1,159,659	20,929	SH		SOLE	0	0	0	20,928
ATLANTIC UN BANKSHARES CORP COM	Stock	04911A107	3,654	100	SH		OTR	1	0	0	100
HILTON WORLDWIDE HLDGS INC COM	Stock	43300A203	7,648	42	SH		OTR	1	0	0	42
VANGUARD HEALTH CARE ETF	ETF	92204A504	2,535	10	SH		SOLE	0	0	0	10
BOSTON PROPERTIES INC COM	REIT	101121101	3,438	49	SH		OTR	1	0	0	49
HIGHWOODS PPTYS INC COM	REIT	431284108	3,077	134	SH		OTR	1	0	0	134
HOST HOTELS & RESORTS INC COM	REIT	44107P104	5,160	265	SH		OTR	1	0	0	265
KILROY RLTY CORP COM	REIT	49427F108	3,586	90	SH		OTR	1	0	0	90
MACERICH CO COM	REIT	554382101	2,639	171	SH		OTR	1	0	0	171
PUBLIC STORAGE COM	REIT	74460D109	3,965	13	SH		OTR	1	0	0	13
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	4,214,786	86,992	SH		SOLE	0	0	0	86,992
NEWMARKET CORP COM	Stock	651587107	2,183	4	SH		OTR	1	0	0	4
HARLEY DAVIDSON INC COM	Stock	412822108	2,505	68	SH		OTR	1	0	0	68
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE ETF	ETF	72201R866	69,888	1,324	SH		SOLE	0	0	0	1,323
SCHWAB US TIPS ETF	ETF	808524870	3,115,353	59,681	SH		SOLE	0	0	0	59,681
AMPHENOL CORP NEW CL A	Stock	032095101	14,870	150	SH		OTR	1	0	0	150
CARLISLE COS INC COM	Stock	142339100	3,749	12	SH		OTR	1	0	0	12
INTERNATIONAL FLAVORS&FRAGRANC COM	Stock	459506101	8,097	100	SH		OTR	1	0	0	100
STANLEY BLACK & DECKER INC COM	Stock	854502101	4,807	49	SH		OTR	1	0	0	49
FIRST INDL RLTY TR INC COM	REIT	32054K103	9,691	184	SH		OTR	1	0	0	184
WELLTOWER INC COM	REIT	95040Q104	7,304	81	SH		OTR	1	0	0	81
DOW INC COM	Stock	260557103	1,590	29	SH		OTR	1	0	0	29
ARCH CAP GROUP LTD ORD	Stock	G0450A105	5,125	69	SH		OTR	1	0	0	69
ENLIVEX THERAPEUTICS LTD COM	Stock	M4130Y106	405	150	SH		SOLE	0	0	0	150
ARMOUR RESIDENTIAL REIT INC COM SHS	REIT	042315705	7,535	390	SH		OTR	1	0	0	390
CONAGRA BRANDS INC COM	Stock	205887102	3,640	127	SH		OTR	1	0	0	127
FIFTH THIRD BANCORP COM	Stock	316773100	0	0	SH		SOLE	0	0	0	0
FIFTH THIRD BANCORP COM	Stock	316773100	7,760	225	SH		OTR	1	0	0	225
UBER TECHNOLOGIES INC COM	Stock	90353T100	3,817	62	SH		OTR	1	0	0	62
WESTERN UN CO COM	Stock	959802109	8,106	680	SH		OTR	1	0	0	680
CORTEVA INC COM	Stock	22052L104	3,259	68	SH		OTR	1	0	0	68
CONSOLIDATED EDISON INC COM	Stock	209115104	10,007	110	SH		OTR	1	0	0	110
CONSOLIDATED EDISON INC COM	Stock	209115104	41,118	452	SH		SOLE	0	0	0	452
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	516,953	3,276	SH		SOLE	0	0	0	3,276
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	761,919	9,146	SH		SOLE	0	0	0	9,145
VANGUARD RUSSELL 2000 ETF	ETF	92206C664	279,725	3,449	SH		SOLE	0	0	0	3,449
WABTEC COM	Stock	929740108	6,599	52	SH		OTR	1	0	0	52
ELI LILLY & CO COM	Stock	532457108	4,080	7	SH		OTR	1	0	0	7
AIR PRODS & CHEMS INC COM	Stock	009158106	5,750	21	SH		OTR	1	0	0	21
LEIDOS HOLDINGS INC COM	Stock	525327102	0	0	SH		SOLE	0	0	0	0
GLOBAL X CANNABIS ETF	ETF	37954Y145	0	0	SH		SOLE	0	0	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	511,348	4,397	SH		SOLE	0	0	0	4,397
HOLOGIC INC COM	Stock	436440101	2,644	37	SH		OTR	1	0	0	37
XP INC CL A	Stock	G98239109	1,799	69	SH		OTR	1	0	0	69
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,807,344	9,005	SH		SOLE	0	0	0	9,004
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	3,541	38	SH		OTR	1	0	0	38
REPLIGEN CORP COM	Stock	759916109	2,158	12	SH		OTR	1	0	0	12
IMMUNOVANT INC COM	Stock	45258J102	10,195	242	SH		OTR	1	0	0	242
VERTIV HOLDINGS CO COM CL A	Stock	92537N108	7,060	147	SH		OTR	1	0	0	147
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	0	0	SH		SOLE	0	0	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	10,577	109	SH		OTR	1	0	0	109
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	616,054	4,549	SH		SOLE	0	0	0	4,549
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	7,239	126	SH		SOLE	0	0	0	126
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	20,395	355	SH		OTR	1	0	0	355
BROOKFIELD INFRASTRUCTURE CORP COM SB VTG SHS A	Stock	11275Q107	2,152	61	SH		OTR	1	0	0	61
FREEPORT-MCMORAN INC CL B	Stock	35671D857	6,173	145	SH		OTR	1	0	0	145
RLJ LODGING TR COM	REIT	74965L101	2,391	204	SH		OTR	1	0	0	204
CHIPOTLE MEXICAN GRILL INC COM	Stock	169656105	6,861	3	SH		OTR	1	0	0	3
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	1,528	12	SH		SOLE	0	0	0	12
DICKS SPORTING GOODS INC COM	Stock	253393102	2,204	15	SH		OTR	1	0	0	15
SPIRIT AIRLS INC COM	Stock	848577102	1,442	88	SH		OTR	1	0	0	88
STONEX GROUP INC COM	Stock	861896108	8,047	109	SH		OTR	1	0	0	109
NKARTA INC COM	Stock	65487U108	5,980	906	SH		OTR	1	0	0	906
ALX ONCOLOGY HLDGS INC COM	Stock	00166B105	5,063	340	SH		OTR	1	0	0	340
QUANTA SVCS INC COM	Stock	74762E102	7,553	35	SH		OTR	1	0	0	35
ISHARES SELECT DIVIDEND ETF	ETF	464287168	423,983	3,617	SH		SOLE	0	0	0	3,616
ENTERGY CORP NEW COM	Stock	29364G103	3,744	37	SH		OTR	1	0	0	37
CNX RES CORP COM	Stock	12653C108	5,320	266	SH		OTR	1	0	0	266
MDU RES GROUP INC COM	Stock	552690109	1,228	62	SH		OTR	1	0	0	62
BROWN FORMAN CORP CL B	Stock	115637209	3,083	54	SH		OTR	1	0	0	54
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	555,856	5,321	SH		SOLE	0	0	0	5,321
AMC NETWORKS INC CL A	Stock	00164V103	2,424	129	SH		OTR	1	0	0	129
MARATHON PETE CORP COM	Stock	56585A102	26,705	180	SH		SOLE	0	0	0	180
HF SINCLAIR CORP COM	Stock	403949100	20,227	364	SH		OTR	1	0	0	364
LAKELAND FINL CORP COM	Stock	511656100	3,258	50	SH		OTR	1	0	0	50
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	1,265,510	7,032	SH		SOLE	0	0	0	7,031
VONTIER CORPORATION COM	Stock	928881101	0	0	SH		SOLE	0	0	0	0
CHEMED CORP NEW COM	Stock	16359R103	2,924	5	SH		OTR	1	0	0	5
F N B CORP COM	Stock	302520101	9,006	654	SH		OTR	1	0	0	654
REGENERON PHARMACEUTICALS COM	Stock	75886F107	7,026	8	SH		OTR	1	0	0	8
VANGUARD RUSSELL 1000 ETF	ETF	92206C730	294,479	1,357	SH		SOLE	0	0	0	1,357
MARAVAI LIFESCIENCES HLDGS INC COM CL A	Stock	56600D107	2,070	316	SH		OTR	1	0	0	316
FIRST SOLAR INC COM	Stock	336433107	2,067	12	SH		OTR	1	0	0	12
SOFI TECHNOLOGIES INC COM	Stock	83406F102	3,264	328	SH		OTR	1	0	0	328
THE AARONS COMPANY INC COM	Stock	00258W108	2,089	192	SH		OTR	1	0	0	192
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	999,054	21,430	SH		SOLE	0	0	0	21,429
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	387,667	7,441	SH		SOLE	0	0	0	7,440
FIRST CTZNS BANCSHARES INC N C CL A	Stock	31946M103	4,257	3	SH		OTR	1	0	0	3
FORTUNE BRANDS INNOVATIONS INC COM	Stock	34964C106	4,721	62	SH		OTR	1	0	0	62
GENTEX CORP COM	Stock	371901109	5,226	160	SH		OTR	1	0	0	160
CENTERSPACE COM	REIT	15202L107	2,794	48	SH		OTR	1	0	0	48
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	109,669	1,441	SH		SOLE	0	0	0	1,440
ACADIA HEALTHCARE COMPANY INC COM	Stock	00404A109	2,255	29	SH		OTR	1	0	0	29
APTIV PLC SHS	Stock	G6095L109	2,243	25	SH		OTR	1	0	0	25
CHARGEPOINT HOLDINGS INC COM CL A	Stock	15961R105	1,320	564	SH		OTR	1	0	0	564
HAYWARD HLDGS INC COM	Stock	421298100	1,686	124	SH		OTR	1	0	0	124
RECURSION PHARMACEUTICALS INC CL A	Stock	75629V104	2,712	275	SH		OTR	1	0	0	275
LIGAND PHARMACEUTICALS INC COM NEW	Stock	53220K504	2,500	35	SH		OTR	1	0	0	35
DAY ONE BIOPHARMACEUTICALS INC COM	Stock	23954D109	2,862	196	SH		OTR	1	0	0	196
VISA INC COM CL A	Stock	92826C839	4,166	16	SH		OTR	1	0	0	16
DFA U.S. SMALL CAP ETF	ETF	25434V500	160,313	2,689	SH		SOLE	0	0	0	2,688
DFA U.S. TARGETED VALUE ETF	ETF	25434V609	166,165	3,175	SH		SOLE	0	0	0	3,175
DIMENSIONAL U.S. EQUITY ETF	ETF	25434V401	1,193,779	23,033	SH		SOLE	0	0	0	23,032
HERSHEY CO COM	Stock	427866108	5,966	32	SH		OTR	1	0	0	32
LUCID GROUP INC COM	Stock	549498103	2,168	515	SH		OTR	1	0	0	515
ROBINHOOD MKTS INC COM CL A	Stock	770700102	2,268	178	SH		OTR	1	0	0	178
GXO LOGISTICS INCORPORATED COMMON STOCK	Stock	36262G101	1,040	17	SH		OTR	1	0	0	17
HOMESTREET INC COM	Stock	43785V102	2,894	281	SH		OTR	1	0	0	281
JACKSON FINANCIAL INC COM CL A	Stock	46817M107	2,406	47	SH		OTR	1	0	0	47
ASTRIA THERAPEUTICS INC COM	Stock	04635X102	2,289	298	SH		OTR	1	0	0	298
DFA INTERNATIONAL VALUE ETF	ETF	25434V807	250,410	7,288	SH		SOLE	0	0	0	7,287
ROIVANT SCIENCES LTD SHS	Stock	G76279101	2,706	241	SH		OTR	1	0	0	241
ALLISON TRANSMISSION HLDGS INC COM	Stock	01973R101	1,570	27	SH		OTR	1	0	0	27
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	603	29	SH		SOLE	0	0	0	29
ISHARES J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	464286517	18,676	509	SH		SOLE	0	0	0	508
VANGUARD VALUE ETF	ETF	922908744	5,115,337	34,216	SH		SOLE	0	0	0	34,216
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	4,364	186	SH		SOLE	0	0	0	186
PERIMETER SOLUTIONS SA COMMON STOCK	Stock	L7579L106	2,052	446	SH		OTR	1	0	0	446
AMERICAN EQTY INVT LIFE HLD CO COM	Stock	025676206	2,678	48	SH		OTR	1	0	0	48
COSTAR GROUP INC COM	Stock	22160N109	4,370	50	SH		OTR	1	0	0	50
MID-AMER APT CMNTYS INC COM	REIT	59522J103	2,151	16	SH		OTR	1	0	0	16
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	5,055	24	SH		OTR	1	0	0	24
PHILLIPS 66 COM	Stock	718546104	7,456	56	SH		OTR	1	0	0	56
IRON MTN INC DEL COM	REIT	46284V101	6,578	94	SH		OTR	1	0	0	94
EAGLE MATLS INC COM	Stock	26969P108	4,868	24	SH		OTR	1	0	0	24
DOORDASH INC CL A	Stock	25809K105	2,967	30	SH		OTR	1	0	0	30
META PLATFORMS INC CL A	Stock	30303M102	0	0	SH		SOLE	0	0	0	0
META PLATFORMS INC CL A	Stock	30303M102	31,856	90	SH		OTR	1	0	0	90
EMBECTA CORP COMMON STOCK	Stock	29082K105	19	1	SH		SOLE	0	0	0	1
EMBECTA CORP COMMON STOCK	Stock	29082K105	284	15	SH		OTR	1	0	0	15
ESAB CORPORATION COM	Stock	29605J106	1,646	19	SH		OTR	1	0	0	19
SERVICENOW INC COM	Stock	81762P102	13,423	19	SH		OTR	1	0	0	19
WESBANCO INC COM	Stock	950810101	3,513	112	SH		OTR	1	0	0	112
PACKAGING CORP AMER COM	Stock	695156109	6,679	41	SH		OTR	1	0	0	41
DIMENSIONAL US MARKETWIDE VALUE ETF	ETF	25434V724	664,595	17,856	SH		SOLE	0	0	0	17,855
CNO FINL GROUP INC COM	Stock	12621E103	7,115	255	SH		OTR	1	0	0	255
PALO ALTO NETWORKS INC COM	Stock	697435105	11,500	39	SH		OTR	1	0	0	39
TOLL BROTHERS INC COM	Stock	889478103	4,420	43	SH		OTR	1	0	0	43
FMC CORP COM NEW	Stock	302491303	4,224	67	SH		OTR	1	0	0	67
MONDELEZ INTL INC CL A	Stock	609207105	8,402	116	SH		OTR	1	0	0	116
BROADCOM INC COM	Stock	11135F101	69,208	62	SH		OTR	1	0	0	62
LUXFER HLDGS PLC SHS	Stock	G5698W116	2,932	328	SH		OTR	1	0	0	328
DRAGONFLY ENERGY HOLDINGS CORP COM	Stock	26145B106	0	0	SH		SOLE	0	0	0	0
DIAMONDBACK ENERGY INC COM	Stock	25278X109	9,460	61	SH		SOLE	0	0	0	61
RXO INC COMMON STOCK	Stock	74982T103	395	17	SH		OTR	1	0	0	17
DFA EMERGING MARKETS SUSTAINABILITY CORE 1 ETF	ETF	25434V682	68,168	2,156	SH		SOLE	0	0	0	2,155
DFA INTERNATIONAL SUSTAINABILITY CORE 1 ETF	ETF	25434V690	194,434	6,070	SH		SOLE	0	0	0	6,069
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF	ETF	25434V716	146,915	4,719	SH		SOLE	0	0	0	4,719
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	4,054	85	SH		SOLE	0	0	0	85
U HAUL HOLDING COMPANY COM SER N	Stock	023586506	3,099	44	SH		OTR	1	0	0	44
D R HORTON INC COM	Stock	23331A109	10,335	68	SH		OTR	1	0	0	68
D R HORTON INC COM	Stock	23331A109	18,846	124	SH		SOLE	0	0	0	124
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	2,479	43	SH		OTR	1	0	0	43
CROWN HLDGS INC COM	Stock	228368106	2,026	22	SH		OTR	1	0	0	22
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	0	0	SH		SOLE	0	0	0	0
MARTIN MARIETTA MATLS INC COM	Stock	573284106	6,486	13	SH		OTR	1	0	0	13
PIONEER NAT RES CO COM	Stock	723787107	4,722	21	SH		OTR	1	0	0	21
TIMKEN CO COM	Stock	887389104	2,725	34	SH		OTR	1	0	0	34
NEW YORK CMNTY BANCORP INC COM	Stock	649445103	2,199	215	SH		OTR	1	0	0	215
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	23,431	625	SH		SOLE	0	0	0	625
NOVARTIS AG SPONSORED ADR	ADR	66987V109	20,901	207	SH		SOLE	0	0	0	207
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	11,385,162	161,836	SH		SOLE	0	0	0	161,835
COMMERCIAL METALS CO COM	Stock	201723103	2,502	50	SH		OTR	1	0	0	50
COMSTOCK RES INC COM	Stock	205768302	2,345	265	SH		OTR	1	0	0	265
EXPEDITORS INTL WASH INC COM	Stock	302130109	0	0	SH		SOLE	0	0	0	0
EXPEDITORS INTL WASH INC COM	Stock	302130109	21,497	169	SH		OTR	1	0	0	169
KINDER MORGAN INC DEL COM	Stock	49456B101	3,493	198	SH		OTR	1	0	0	198
SLM CORP COM	Stock	78442P106	2,887	151	SH		OTR	1	0	0	151
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	15,089	43	SH		SOLE	0	0	0	43
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	42,109	120	SH		OTR	1	0	0	120
EQUIFAX INC COM	Stock	294429105	3,957	16	SH		OTR	1	0	0	16
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	773	10	SH		OTR	1	0	0	10
OMNICOM GROUP INC COM	Stock	681919106	2,509	29	SH		OTR	1	0	0	29
AES CORP COM	Stock	00130H105	2,830	147	SH		OTR	1	0	0	147
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	1,626	30	SH		SOLE	0	0	0	30
MILLERKNOLL INC COM	Stock	600544100	10,672	400	SH		OTR	1	0	0	400
NVIDIA CORPORATION COM	Stock	67066G104	4,457	9	SH		SOLE	0	0	0	9
NVIDIA CORPORATION COM	Stock	67066G104	19,314	39	SH		OTR	1	0	0	39
BALL CORP COM	Stock	058498106	2,703	47	SH		OTR	1	0	0	47
ABBVIE INC COM	Stock	00287Y109	5,889	38	SH		OTR	1	0	0	38
S&P GLOBAL INC COM	Stock	78409V104	4,405	10	SH		OTR	1	0	0	10
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	1,789,135	35,372	SH		SOLE	0	0	0	35,372
LIBERTY MEDIA CORP DEL COM LBTY ONE S A	Stock	531229771	2,261	39	SH		OTR	1	0	0	39
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	1,315,610	17,887	SH		SOLE	0	0	0	17,887
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	847,520	15,097	SH		SOLE	0	0	0	15,096
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,224	111	SH		OTR	1	0	0	111
LENNOX INTL INC COM	Stock	526107107	2,685	6	SH		OTR	1	0	0	6
KENVUE INC COM	Stock	49177J102	7,406	344	SH		OTR	1	0	0	344
POTLATCHDELTIC CORPORATION COM	REIT	737630103	2,062	42	SH		OTR	1	0	0	42
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	14,085	40	SH		OTR	1	0	0	40
INVESCO LTD SHS	Stock	G491BT108	7,957	446	SH		OTR	1	0	0	446
CELANESE CORP DEL COM	Stock	150870103	4,350	28	SH		OTR	1	0	0	28
HEICO CORP NEW COM	Stock	422806109	8,765	49	SH		OTR	1	0	0	49
KNIFE RIVER CORP COMMON STOCK	Stock	498894104	993	15	SH		OTR	1	0	0	15
ORCHID IS CAP INC COM NEW	REIT	68571X301	2,436	289	SH		OTR	1	0	0	289
HAWAIIAN ELEC INDUSTRIES COM	Stock	419870100	3,931	277	SH		OTR	1	0	0	277
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	225,720	895	SH		SOLE	0	0	0	894
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	44,797	828	SH		SOLE	0	0	0	828
ANSYS INC COM	Stock	03662Q105	10,524	29	SH		OTR	1	0	0	29
JACOBS SOLUTIONS INC COM	Stock	46982L108	2,856	22	SH		OTR	1	0	0	22
POLARIS INC COM	Stock	731068102	2,369	25	SH		SOLE	0	0	0	25
PHINIA INC COMMON STOCK	Stock	71880K101	363	12	SH		OTR	1	0	0	12
APOGEE THERAPEUTICS INC COM	Stock	03770N101	2,626	94	SH		OTR	1	0	0	94
INDEPENDENT BANK GROUP INC COM	Stock	45384B106	7,886	155	SH		OTR	1	0	0	155
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	3,043	25	SH		OTR	1	0	0	25
LIBERTY MEDIA CORP DEL COM LBTY LIV S C	Stock	531229722	75	2	SH		OTR	1	0	0	2
BRIGHT HORIZONS FAM SOL IN DEL COM	Stock	109194100	2,450	26	SH		OTR	1	0	0	26
T-MOBILE US INC COM	Stock	872590104	11,383	71	SH		OTR	1	0	0	71
VOYA FINANCIAL INC COM	Stock	929089100	2,991	41	SH		OTR	1	0	0	41
AMBAC FINL GROUP INC COM NEW	Stock	023139884	2,966	180	SH		OTR	1	0	0	180
BLACKSTONE MTG TR INC COM CL A	REIT	09257W100	5,573	262	SH		OTR	1	0	0	262
FASTENAL CO COM	Stock	311900104	4,793	74	SH		OTR	1	0	0	74
GENERAL DYNAMICS CORP COM	Stock	369550108	0	0	SH		SOLE	0	0	0	0
DISCOVER FINL SVCS COM	Stock	254709108	2,851	25	SH		SOLE	0	0	0	25
EQT CORP COM	Stock	26884L109	10,245	265	SH		OTR	1	0	0	265
MCDONALDS CORP COM	Stock	580135101	1,192	4	SH		SOLE	0	0	0	4
MCDONALDS CORP COM	Stock	580135101	5,930	20	SH		OTR	1	0	0	20
MOLINA HEALTHCARE INC COM	Stock	60855R100	6,865	19	SH		OTR	1	0	0	19
AMETEK INC COM	Stock	031100100	12,037	73	SH		OTR	1	0	0	73
FLEXSHARES QUALITY DIVIDEND INDEX FUND	ETF	33939L860	1,106,819	17,988	SH		SOLE	0	0	0	17,988
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	1,798	14	SH		OTR	1	0	0	14
CISCO SYS INC COM	Stock	17275R102	5,658	112	SH		SOLE	0	0	0	112
CISCO SYS INC COM	Stock	17275R102	34,303	679	SH		OTR	1	0	0	679
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND	ETF	33939L837	1,008,442	43,320	SH		SOLE	0	0	0	43,319
CAPITAL ONE FINL CORP COM	Stock	14040H105	2,491	19	SH		OTR	1	0	0	19
HAWAIIAN HOLDINGS INC COM	Stock	419879101	9,486	668	SH		OTR	1	0	0	668
ADVANCED MICRO DEVICES INC COM	Stock	007903107	21,964	149	SH		OTR	1	0	0	149
AT&T INC COM	Stock	00206R102	0	0	SH		SOLE	0	0	0	0
AT&T INC COM	Stock	00206R102	16,797	1,001	SH		OTR	1	0	0	1,001
REXFORD INDL RLTY INC COM	REIT	76169C100	6,732	120	SH		OTR	1	0	0	120
FLEXSHARES QUALITY DIVIDEND DEFENSIVE INDEX FUND	ETF	33939L845	1,635,071	27,685	SH		SOLE	0	0	0	27,684
SCHWAB FUNDAMENTAL US SMALL CO. INDEX ETF	ETF	808524763	230,574	4,166	SH		SOLE	0	0	0	4,165
SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF	ETF	808524771	4,587,058	74,056	SH		SOLE	0	0	0	74,056
GENERAL ELECTRIC CO COM NEW	Stock	369604301	7,020	55	SH		OTR	1	0	0	55
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	5,866,484	39,870	SH		SOLE	0	0	0	39,870
FRESHPET INC COM	Stock	358039105	2,776	32	SH		OTR	1	0	0	32
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	2,195	19	SH		SOLE	0	0	0	19
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE CO. INDEX ETF	ETF	808524730	1,588,620	58,534	SH		SOLE	0	0	0	58,534
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF	ETF	808524755	13,092,605	388,159	SH		SOLE	0	0	0	388,159
VEEVA SYS INC CL A COM	Stock	922475108	3,273	17	SH		OTR	1	0	0	17
SKYWORKS SOLUTIONS INC COM	Stock	83088M102	3,260	29	SH		OTR	1	0	0	29
INVESCO FTSE RAFI DEVELOPED MARKETS EX-U.S. ETF	ETF	46138E743	1,808,317	38,155	SH		SOLE	0	0	0	38,155
ISHARES S&P 500 VALUE ETF	ETF	464287408	19,128	110	SH		SOLE	0	0	0	110
LULULEMON ATHLETICA INC COM	Stock	550021109	6,647	13	SH		OTR	1	0	0	13
ISHARES S&P 500 GROWTH ETF	ETF	464287309	97,922	1,304	SH		SOLE	0	0	0	1,303
ISHARES CORE S&P 500 ETF	ETF	464287200	10,132,227	21,214	SH		SOLE	0	0	0	21,213
BRAEMAR HOTELS & RESORTS INC COM	REIT	10482B101	1,370	548	SH		OTR	1	0	0	548
KONTOOR BRANDS INC COM	Stock	50050N103	3,444	55	SH		SOLE	0	0	0	55
METTLER TOLEDO INTERNATIONAL COM	Stock	592688105	8,491	7	SH		OTR	1	0	0	7
RENAISSANCERE HLDGS LTD COM	Stock	G7496G103	2,940	15	SH		OTR	1	0	0	15
WELLS FARGO CO NEW COM	Stock	949746101	0	0	SH		SOLE	0	0	0	0
WELLS FARGO CO NEW COM	Stock	949746101	16,538	336	SH		OTR	1	0	0	336
CINTAS CORP COM	Stock	172908105	7,835	13	SH		OTR	1	0	0	13
BREAD FINANCIAL HOLDINGS INC COM	Stock	018581108	1,976	60	SH		OTR	1	0	0	60
RADIAN GROUP INC COM	Stock	750236101	4,083	143	SH		OTR	1	0	0	143
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	4,509	50	SH		OTR	1	0	0	50
MCCORMICK & CO INC COM NON VTG	Stock	579780206	2,326	34	SH		OTR	1	0	0	34
NORTHROP GRUMMAN CORP COM	Stock	666807102	12,640	27	SH		OTR	1	0	0	27
IDEXX LABS INC COM	Stock	45168D104	11,656	21	SH		OTR	1	0	0	21
REPUBLIC SVCS INC COM	Stock	760759100	2,803	17	SH		OTR	1	0	0	17
TORO CO COM	Stock	891092108	2,400	25	SH		OTR	1	0	0	25
LOCKHEED MARTIN CORP COM	Stock	539830109	7,252	16	SH		OTR	1	0	0	16
JPMORGAN CHASE & CO COM	Stock	46625H100	58,174	342	SH		OTR	1	0	0	342
GENWORTH FINL INC COM CL A	Stock	37247D106	3,594	538	SH		OTR	1	0	0	538
CHEVRON CORP NEW COM	Stock	166764100	0	0	SH		SOLE	0	0	0	0
CHEVRON CORP NEW COM	Stock	166764100	21,628	145	SH		OTR	1	0	0	145
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	27,938	258	SH		SOLE	0	0	0	257
ALBEMARLE CORP COM	Stock	012653101	1,878	13	SH		OTR	1	0	0	13
CONOCOPHILLIPS COM	Stock	20825C104	14,973	129	SH		OTR	1	0	0	129
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	1,728,286	36,081	SH		SOLE	0	0	0	36,081
M & T BK CORP COM	Stock	55261F104	7,128	52	SH		OTR	1	0	0	52
REVVITY INC COM	Stock	714046109	5,793	53	SH		OTR	1	0	0	53
BANK AMERICA CORP COM	Stock	060505104	8,996	267	SH		SOLE	0	0	0	267
BANK AMERICA CORP COM	Stock	060505104	23,468	697	SH		OTR	1	0	0	697
BANK AMERICA CORP COM	Stock	060505104	700	20,800	SH	Put	SOLE	0	0	0	20,800
BANK AMERICA CORP COM	Stock	060505104	1,054	31,300	SH	Put	SOLE	0	0	0	31,300
ONE GAS INC COM	Stock	68235P108	5,289	83	SH		OTR	1	0	0	83
VANECK RUSSIA ETF	ETF	92189F403	0	15	SH		SOLE	0	0	0	14
EXTRA SPACE STORAGE INC COM	REIT	30225T102	6,253	39	SH		OTR	1	0	0	39
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	249,623	820	SH		SOLE	0	0	0	819
WALMART INC COM	Stock	931142103	16,238	103	SH		SOLE	0	0	0	103
WALMART INC COM	Stock	931142103	52,813	335	SH		OTR	1	0	0	335
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	32,556	199	SH		SOLE	0	0	0	199
ORACLE CORP COM	Stock	68389X105	36,057	342	SH		OTR	1	0	0	342
ORACLE CORP COM	Stock	68389X105	401,774	3,811	SH		SOLE	0	0	0	3,810
RTX CORPORATION COM	Stock	75513E101	3,618	43	SH		SOLE	0	0	0	43
RTX CORPORATION COM	Stock	75513E101	18,090	215	SH		OTR	1	0	0	215
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	4,726,557	115,001	SH		SOLE	0	0	0	115,001
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	1,628,023	14,584	SH		SOLE	0	0	0	14,584
PFIZER INC COM	Stock	717081103	17,072	593	SH		OTR	1	0	0	593
MORGAN STANLEY COM NEW	Stock	617446448	5,235	56	SH		SOLE	0	0	0	56
MORGAN STANLEY COM NEW	Stock	617446448	12,309	132	SH		OTR	1	0	0	132
3M CO COM	Stock	88579Y101	3,717	34	SH		OTR	1	0	0	34
KLA CORP COM NEW	Stock	482480100	20,927	36	SH		OTR	1	0	0	36
SCHWAB FUNDAMENTAL US BROAD MARKET INDEX ETF	ETF	808524789	928,922	15,203	SH		SOLE	0	0	0	15,203
GILEAD SCIENCES INC COM	Stock	375558103	17,336	214	SH		OTR	1	0	0	214
CATERPILLAR INC COM	Stock	149123101	5,026	17	SH		OTR	1	0	0	17
BAKER HUGHES COMPANY CL A	Stock	05722G100	20,235	592	SH		OTR	1	0	0	592
ALPHABET INC CAP STK CL C	Stock	02079K107	400,241	2,840	SH		SOLE	0	0	0	2,840
BEST BUY INC COM	Stock	086516101	0	0	SH		SOLE	0	0	0	0
BEST BUY INC COM	Stock	086516101	2,348	30	SH		OTR	1	0	0	30
AMERICAN EXPRESS CO COM	Stock	025816109	5,995	32	SH		OTR	1	0	0	32
OTIS WORLDWIDE CORP COM	Stock	68902V107	1,879	21	SH		SOLE	0	0	0	21
OTIS WORLDWIDE CORP COM	Stock	68902V107	15,836	177	SH		OTR	1	0	0	177
ALLY FINL INC COM	Stock	02005N100	0	0	SH		SOLE	0	0	0	0
ANALOG DEVICES INC COM	Stock	032654105	15,686	79	SH		OTR	1	0	0	79
PAYCOM SOFTWARE INC COM	Stock	70432V102	1,447	7	SH		OTR	1	0	0	7
NAVIENT CORPORATION COM	Stock	63938C108	3,873	208	SH		OTR	1	0	0	208
TRANSDIGM GROUP INC COM	Stock	893641100	14,162	14	SH		OTR	1	0	0	14
INVESCO FTSE RAFI EMERGING MARKETS ETF	ETF	46138E727	528,244	27,657	SH		SOLE	0	0	0	27,656
REDWOOD TRUST INC COM	REIT	758075402	2,141	289	SH		OTR	1	0	0	289
WILLIAMS COS INC COM	Stock	969457100	3,692	106	SH		OTR	1	0	0	106
CARETRUST REIT INC COM	REIT	14174T107	2,216	99	SH		OTR	1	0	0	99
AGNICO EAGLE MINES LTD COM	Stock	008474108	398,705	7,269	SH		SOLE	0	0	0	7,269
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	515,292	3,024	SH		SOLE	0	0	0	3,024
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	180,085	2,909	SH		SOLE	0	0	0	2,909
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,321,995	13,320	SH		SOLE	0	0	0	13,319
ANTERO RESOURCES CORP COM	Stock	03674X106	5,284	233	SH		OTR	1	0	0	233
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	3,881,953	72,128	SH		SOLE	0	0	0	72,128
LIBERTY MEDIA CORP DEL COM LBTY ONE S C	Stock	531229755	4,419	70	SH		OTR	1	0	0	70
CATALENT INC COM	Stock	148806102	1,617	36	SH		OTR	1	0	0	36
SYNCHRONY FINANCIAL COM	Stock	87165B103	0	0	SH		SOLE	0	0	0	0
SYNCHRONY FINANCIAL COM	Stock	87165B103	3,743	98	SH		OTR	1	0	0	98
EATON CORP PLC SHS	Stock	G29183103	9,151	38	SH		OTR	1	0	0	38
ASPEN AEROGELS INC COM	Stock	04523Y105	4,276	271	SH		OTR	1	0	0	271
FIRST FNDTN INC COM	Stock	32026V104	3,088	319	SH		OTR	1	0	0	319
VANGUARD LONG-TERM BOND ETF	ETF	921937793	1,849	25	SH		SOLE	0	0	0	24
BORGWARNER INC COM	Stock	099724106	2,259	63	SH		OTR	1	0	0	63
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	3,024	35	SH		SOLE	0	0	0	35
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	7,084	82	SH		OTR	1	0	0	82
DELTA AIR LINES INC DEL COM NEW	Stock	247361702	7,360	183	SH		SOLE	0	0	0	182
MARKETAXESS HLDGS INC COM	Stock	57060D108	2,636	9	SH		OTR	1	0	0	9
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	188,862	2,452	SH		SOLE	0	0	0	2,452
GARTNER INC COM	Stock	366651107	15,338	34	SH		OTR	1	0	0	34
GLACIER BANCORP INC NEW COM	Stock	37637Q105	3,058	74	SH		OTR	1	0	0	74
HELMERICH & PAYNE INC COM	Stock	423452101	6,809	188	SH		OTR	1	0	0	188
LAM RESEARCH CORP COM	Stock	512807108	7,049	9	SH		OTR	1	0	0	9
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	3,385,257	72,598	SH		SOLE	0	0	0	72,598
QORVO INC COM	Stock	74736K101	2,365	21	SH		OTR	1	0	0	21
PHILIP MORRIS INTL INC COM	Stock	718172109	8,373	89	SH		OTR	1	0	0	89
NRG ENERGY INC COM NEW	Stock	629377508	7,548	146	SH		OTR	1	0	0	146
BANK MARIN BANCORP COM	Stock	063425102	2,686	122	SH		OTR	1	0	0	122
ROYAL GOLD INC COM	Stock	780287108	2,661	22	SH		OTR	1	0	0	22
SERVICE CORP INTL COM	Stock	817565104	7,050	103	SH		OTR	1	0	0	103
SYNOPSYS INC COM	Stock	871607107	11,843	23	SH		OTR	1	0	0	23
TRINITY INDS INC COM	Stock	896522109	2,367	89	SH		OTR	1	0	0	89
EQUINIX INC COM	REIT	29444U700	1,611	2	SH		OTR	1	0	0	2
SPDR DOW JONES REIT ETF	ETF	78464A607	1,754	18	SH		SOLE	0	0	0	18
EASTERLY GOVT PPTYS INC COM	REIT	27616P103	3,132	233	SH		OTR	1	0	0	233
ALTRIA GROUP INC COM	Stock	02209S103	5,970	148	SH		OTR	1	0	0	148
LOEWS CORP COM	Stock	540424108	4,315	62	SH		OTR	1	0	0	62
CITIGROUP INC COM NEW	Stock	172967424	11,986	233	SH		OTR	1	0	0	233
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	236,736	2,658	SH		SOLE	0	0	0	2,658
AMERICAN WTR WKS CO INC NEW COM	Stock	030420103	3,828	29	SH		OTR	1	0	0	29
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	9,805	36	SH		OTR	1	0	0	36
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	97,908	704	SH		SOLE	0	0	0	704
EXXON MOBIL CORP COM	Stock	30231G102	43,591	436	SH		OTR	1	0	0	436
NORTHWESTERN ENERGY GROUP INC COM NEW	Stock	668074305	2,392	47	SH		OTR	1	0	0	47
UNITEDHEALTH GROUP INC COM	Stock	91324P102	26,850	51	SH		OTR	1	0	0	51
PRICE T ROWE GROUP INC COM	Stock	74144T108	4,308	40	SH		OTR	1	0	0	40
TRAVELERS COMPANIES INC COM	Stock	89417E109	7,620	40	SH		OTR	1	0	0	40
TRAVELERS COMPANIES INC COM	Stock	89417E109	9,446	50	SH		SOLE	0	0	0	49
LOWES COS INC COM	Stock	548661107	70,087	315	SH		SOLE	0	0	0	314
COLFAX CORP COM	Stock	194014502	1,064	19	SH		OTR	1	0	0	19
GODADDY INC CL A	Stock	380237107	7,431	70	SH		OTR	1	0	0	70
SOUTHWEST AIRLS CO COM	Stock	844741108	3,494	121	SH		OTR	1	0	0	121
ISHARES MSCI INTL QUALITY FACTOR ETF	ETF	46434V456	126,239	3,361	SH		SOLE	0	0	0	3,361
AMERICAN INTL GROUP INC COM NEW	Stock	026874784	11,721	173	SH		OTR	1	0	0	173
EQUITY LIFESTYLE PPTYS INC COM	REIT	29472R108	1,552	22	SH		OTR	1	0	0	22
CHEMOURS CO COM	Stock	163851108	13,341	423	SH		OTR	1	0	0	423
TRANSUNION COM	Stock	89400J107	9,207	134	SH		OTR	1	0	0	134
NOVO-NORDISK A S ADR	ADR	670100205	57,932	560	SH		SOLE	0	0	0	560
BIO RAD LABS INC CL A	Stock	090572207	1,937	6	SH		OTR	1	0	0	6
NASDAQ INC COM	Stock	631103108	5,407	93	SH		OTR	1	0	0	93
SCHWAB CHARLES CORP COM	Stock	808513105	10,182	148	SH		OTR	1	0	0	148
CROWN CASTLE INC COM	REIT	22822V101	3,456	30	SH		OTR	1	0	0	30
AUTOZONE INC COM	Stock	053332102	7,757	3	SH		OTR	1	0	0	3
BIO-TECHNE CORP COM	Stock	09073M104	6,790	88	SH		OTR	1	0	0	88
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	540,797	10,593	SH		SOLE	0	0	0	10,593
ISHARES MSCI EAFE ETF	ETF	464287465	1,040,785	13,813	SH		SOLE	0	0	0	13,812
APPLE INC COM	Stock	037833100	129,188	671	SH		OTR	1	0	0	671
APPLE INC COM	Stock	037833100	900,675	4,678	SH		SOLE	0	0	0	4,678
WEC ENERGY GROUP INC COM	Stock	92939U106	127,451	1,514	SH		SOLE	0	0	0	1,514
ABBOTT LABS COM	Stock	002824100	11,117	101	SH		OTR	1	0	0	101
DISNEY WALT CO COM	Stock	254687106	13,724	152	SH		OTR	1	0	0	152
UNIVERSAL HLTH SVCS INC CL B	Stock	913903100	0	0	SH		SOLE	0	0	0	0
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	11,317	110	SH		SOLE	0	0	0	110
ISHARES RUSSELL 1000 ETF	ETF	464287622	2,250,016	8,579	SH		SOLE	0	0	0	8,579
MARSH & MCLENNAN COS INC COM	Stock	571748102	8,147	43	SH		OTR	1	0	0	43
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	4,819,687	29,166	SH		SOLE	0	0	0	29,166
ISHARES MORNINGSTAR U.S. EQUITY ETF	ETF	464287127	483,071	7,346	SH		SOLE	0	0	0	7,345