Red Tortoise 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	33,239	172	SH		OTR	1	0	0	172
AMAZON COM INC COM	Stock	023135106	855,325	4,426	SH		SOLE	0	0	0	4,426
ISHARES MORNINGSTAR GROWTH ETF	ETF	464287119	494,472	6,074	SH		SOLE	0	0	0	6,073
CUBESMART COM	REIT	229663109	6,911	153	SH		OTR	1	0	0	153
GLOBAL PMTS INC COM	Stock	37940X102	0	0	SH		OTR	1	0	0	0
ROLLINS INC COM	Stock	775711104	7,953	163	SH		OTR	1	0	0	163
UNDER ARMOUR INC CL A	Stock	904311107	6,390	958	SH		SOLE	0	0	0	958
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	14,668	693	SH		SOLE	0	0	0	692
INVESCO QQQ TRUST SERIES I	ETF	46090E103	49,887	104	SH		SOLE	0	0	0	104
STARBUCKS CORP COM	Stock	855244109	10,276	132	SH		OTR	1	0	0	132
STARBUCKS CORP COM	Stock	855244109	11,210	144	SH		SOLE	0	0	0	144
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	3,169	43	SH		OTR	1	0	0	43
XPO INC COM	Stock	983793100	1,805	17	SH		OTR	1	0	0	17
DOLLAR GEN CORP NEW COM	Stock	256677105	3,041	23	SH		OTR	1	0	0	23
SOUTHERN CALIF BANCORP COM	Stock	84252A106	3,718	276	SH		OTR	1	0	0	276
JOHNSON & JOHNSON COM	Stock	478160104	48,964	335	SH		OTR	1	0	0	335
JOHNSON & JOHNSON COM	Stock	478160104	139,170	952	SH		SOLE	0	0	0	952
AKAMAI TECHNOLOGIES INC COM	Stock	00971T101	1,802	20	SH		OTR	1	0	0	20
SCHWAB 1000 INDEX ETF	ETF	808524722	1,167,687	22,314	SH		SOLE	0	0	0	22,313
WILLIAMS SONOMA INC COM	Stock	969904101	20,331	72	SH		OTR	1	0	0	72
LKQ CORP COM	Stock	501889208	7,819	188	SH		OTR	1	0	0	188
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	323,093	1,208	SH		SOLE	0	0	0	1,207
DEXCOM INC COM	Stock	252131107	4,535	40	SH		OTR	1	0	0	40
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	59,108	727	SH		SOLE	0	0	0	727
HCA HEALTHCARE INC COM	Stock	40412C101	50,441	157	SH		OTR	1	0	0	157
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	1,215,702	28,544	SH		SOLE	0	0	0	28,544
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	1,882	4	SH		SOLE	0	0	0	4
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	10,403	23	SH		OTR	1	0	0	23
SCOTTS MIRACLE-GRO CO CL A	Stock	810186106	1,952	30	SH		OTR	1	0	0	30
SHELL PLC SPON ADS	ADR	780259305	43,525	603	SH		SOLE	0	0	0	603
YUM BRANDS INC COM	Stock	988498101	90,503	683	SH		SOLE	0	0	0	683
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	6,711	38	SH		OTR	1	0	0	38
KNIGHT-SWIFT TRANSN HLDGS INC CL A	Stock	499049104	1,548	31	SH		OTR	1	0	0	31
PENNYMAC MTG INVT TR COM	REIT	70931T103	13,750	1,000	SH		SOLE	0	0	0	1,000
PROCTER AND GAMBLE CO COM	Stock	742718109	44,528	270	SH		OTR	1	0	0	270
PROCTER AND GAMBLE CO COM	Stock	742718109	416,331	2,524	SH		SOLE	0	0	0	2,524
COCA COLA CO COM	Stock	191216100	10,057	158	SH		SOLE	0	0	0	158
COCA COLA CO COM	Stock	191216100	26,097	410	SH		OTR	1	0	0	410
GENERAL MLS INC COM	Stock	370334104	3,606	57	SH		OTR	1	0	0	57
AMEREN CORP COM	Stock	023608102	924	13	SH		OTR	1	0	0	13
IDEX CORP COM	Stock	45167R104	4,024	20	SH		OTR	1	0	0	20
OCCIDENTAL PETE CORP COM	Stock	674599105	2,710	43	SH		OTR	1	0	0	43
UNITED PARCEL SERVICE INC CL B	Stock	911312106	21,623	158	SH		SOLE	0	0	0	158
BIOGEN INC COM	Stock	09062X103	6,491	28	SH		OTR	1	0	0	28
VENTAS INC COM	REIT	92276F100	5,126	100	SH		OTR	1	0	0	100
SPDR PORTFOLIO LONG TERM TREASURY ETF	ETF	78464A664	2,409,035	88,502	SH		SOLE	0	0	0	88,502
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	2,394,679	45,072	SH		SOLE	0	0	0	45,072
ESSEX PPTY TR INC COM	REIT	297178105	3,539	13	SH		OTR	1	0	0	13
AVALONBAY CMNTYS INC COM	REIT	053484101	3,931	19	SH		OTR	1	0	0	19
INTEL CORP COM	Stock	458140100	0	0	SH		OTR	1	0	0	0
PRESTIGE CONSMR HEALTHCARE INC COM	Stock	74112D101	6,265	91	SH		OTR	1	0	0	91
PERRIGO CO PLC SHS	Stock	G97822103	0	0	SH		OTR	1	0	0	0
RELIANCE INC COM	Stock	759509102	10,282	36	SH		OTR	1	0	0	36
CME GROUP INC COM	Stock	12572Q105	8,650	44	SH		OTR	1	0	0	44
WILEY JOHN & SONS INC CL A	Stock	968223206	2,483	61	SH		OTR	1	0	0	61
STATE STR CORP COM	Stock	857477103	8,806	119	SH		OTR	1	0	0	119
MEDTRONIC PLC SHS	Stock	G5960L103	4,408	56	SH		SOLE	0	0	0	56
MEDTRONIC PLC SHS	Stock	G5960L103	8,343	106	SH		OTR	1	0	0	106
COMERICA INC COM	Stock	200340107	8,217	161	SH		OTR	1	0	0	161
NETFLIX INC COM	Stock	64110L106	18,897	28	SH		OTR	1	0	0	28
PAYCHEX INC COM	Stock	704326107	10,078	85	SH		OTR	1	0	0	85
GLOBAL MED REIT INC COM NEW	REIT	37954A204	1,816	200	SH		OTR	1	0	0	200
MEDICAL PPTYS TRUST INC COM	REIT	58463J304	3,185	739	SH		OTR	1	0	0	739
HORMEL FOODS CORP COM	Stock	440452100	0	0	SH		OTR	1	0	0	0
U HAUL HOLDING COMPANY COM	Stock	023586100	185	3	SH		OTR	1	0	0	3
PACCAR INC COM	Stock	693718108	3,191	31	SH		OTR	1	0	0	31
SEI INVTS CO COM	Stock	784117103	2,135	33	SH		OTR	1	0	0	33
EQUITY RESIDENTIAL SH BEN INT	REIT	29476L107	4,160	60	SH		OTR	1	0	0	60
LAUDER ESTEE COS INC CL A	Stock	518439104	3,844	36	SH		SOLE	0	0	0	36
PROLOGIS INC. COM	REIT	74340W103	2,471	22	SH		OTR	1	0	0	22
ISHARES AGENCY BOND ETF	ETF	464288166	4,917	46	SH		SOLE	0	0	0	45
MERCK & CO INC COM	Stock	58933Y105	30,083	243	SH		OTR	1	0	0	243
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	534,785	5,115	SH		SOLE	0	0	0	5,115
OSHKOSH CORP COM	Stock	688239201	2,489	23	SH		OTR	1	0	0	23
SPDR S&P 500 ETF TRUST	ETF	78462F103	967,219	1,777	SH		SOLE	0	0	0	1,777
VISTRA CORP COM	Stock	92840M102	27,084	315	SH		OTR	1	0	0	315
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	2,356	12	SH		OTR	1	0	0	12
NORDSON CORP COM	Stock	655663102	3,015	13	SH		OTR	1	0	0	13
ADIENT PLC ORD SHS	Stock	G0084W101	3,089	125	SH		OTR	1	0	0	125
YUM CHINA HLDGS INC COM	Stock	98850P109	21,018	682	SH		SOLE	0	0	0	681
HERITAGE FINL CORP WASH COM	Stock	42722X106	2,686	149	SH		OTR	1	0	0	149
ALLSTATE CORP COM	Stock	020002101	19,243	121	SH		SOLE	0	0	0	120
HORACE MANN EDUCATORS CORP NEW COM	Stock	440327104	8,025	246	SH		OTR	1	0	0	246
MATTEL INC COM	Stock	577081102	927	57	SH		SOLE	0	0	0	57
ISHARES TIPS BOND ETF	ETF	464287176	190,594	1,785	SH		SOLE	0	0	0	1,784
LEGGETT & PLATT INC COM	Stock	524660107	5,707	498	SH		OTR	1	0	0	498
KALVISTA PHARMACEUTICALS INC COM	Stock	483497103	2,203	187	SH		OTR	1	0	0	187
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	3,740	55	SH		SOLE	0	0	0	55
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Stock	192446102	10,812	159	SH		OTR	1	0	0	159
SMUCKER J M CO COM NEW	Stock	832696405	0	0	SH		OTR	1	0	0	0
MFS HIGH YIELD MUN TR SH BEN INT	CEF	59318E102	9,268	2,702	SH		SOLE	0	0	0	2,702
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	6,835	74	SH		SOLE	0	0	0	74
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	7,482	81	SH		OTR	1	0	0	81
PARK HOTELS & RESORTS INC COM	REIT	700517105	449	30	SH		SOLE	0	0	0	30
BANK NEW YORK MELLON CORP COM	Stock	064058100	10,002	167	SH		OTR	1	0	0	167
DAVITA INC COM	Stock	23918K108	3,187	23	SH		OTR	1	0	0	23
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	10,186	247	SH		OTR	1	0	0	247
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	61,860	1,500	SH		SOLE	0	0	0	1,500
CHUBB LIMITED COM	Stock	H1467J104	9,948	39	SH		OTR	1	0	0	39
PULTE GROUP INC COM	Stock	745867101	5,945	54	SH		OTR	1	0	0	54
FIRST CMNTY BANKSHARES INC VA COM	Stock	31983A103	76,443	2,075	SH		SOLE	0	0	0	2,075
INVITATION HOMES INC COM	REIT	46187W107	18,029	502	SH		SOLE	0	0	0	502
PEPSICO INC COM	Stock	713448108	8,576	52	SH		SOLE	0	0	0	52
PEPSICO INC COM	Stock	713448108	16,658	101	SH		OTR	1	0	0	101
LAUREATE EDUCATION INC COMMON STOCK	Stock	518613203	2,181	146	SH		OTR	1	0	0	146
CLIPPER RLTY INC COM	REIT	18885T306	1,949	540	SH		OTR	1	0	0	540
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF	ETF	37954Y673	1,111	30	SH		SOLE	0	0	0	30
MOLSON COORS BEVERAGE CO CL B	Stock	60871R209	0	0	SH		OTR	1	0	0	0
TRANE TECHNOLOGIES PLC SHS	Stock	G8994E103	17,685	54	SH		SOLE	0	0	0	53
FIRSTENERGY CORP COM	Stock	337932107	2,526	66	SH		OTR	1	0	0	66
FORD MTR CO DEL COM	Stock	345370860	2,897	231	SH		OTR	1	0	0	231
PEABODY ENGR CORP COM	Stock	704551100	4,999	226	SH		OTR	1	0	0	226
FIRST BANCORP N C COM	Stock	318910106	1,596	50	SH		OTR	1	0	0	50
US BANCORP DEL COM NEW	Stock	902973304	3,811	96	SH		OTR	1	0	0	96
XCEL ENERGY INC COM	Stock	98389B100	5,074	95	SH		OTR	1	0	0	95
KINETIK HOLDINGS INC COM NEW CL A	Stock	02215L209	2,031	49	SH		OTR	1	0	0	49
HOME DEPOT INC COM	Stock	437076102	17,556	51	SH		OTR	1	0	0	51
HOME DEPOT INC COM	Stock	437076102	1,558,932	4,529	SH		SOLE	0	0	0	4,528
BAXTER INTL INC COM	Stock	071813109	3,613	108	SH		OTR	1	0	0	108
GRANITE PT MTG TR INC COM	REIT	38741L107	743	250	SH		OTR	1	0	0	250
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	57,457	241	SH		SOLE	0	0	0	240
BRIGHTHOUSE FINL INC COM	Stock	10922N103	2,124	49	SH		OTR	1	0	0	49
PETIQ INC COM CL A	Stock	71639T106	3,883	176	SH		OTR	1	0	0	176
INVESCO MORTGAGE CAPITAL INC COM	REIT	46131B704	2,024	216	SH		OTR	1	0	0	216
DUPONT DE NEMOURS INC COM	Stock	26614N102	5,715	71	SH		OTR	1	0	0	71
DANA INC COM	Stock	235825205	0	0	SH		OTR	1	0	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	156,127	1,025	SH		SOLE	0	0	0	1,025
COOPER COS INC COM	Stock	216648501	2,095	24	SH		OTR	1	0	0	24
VICI PPTYS INC COM	REIT	925652109	3,465	121	SH		OTR	1	0	0	121
BECTON DICKINSON & CO COM	Stock	075887109	7,946	34	SH		SOLE	0	0	0	34
BECTON DICKINSON & CO COM	Stock	075887109	18,229	78	SH		OTR	1	0	0	78
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	2,364	12	SH		OTR	1	0	0	12
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	987,786	20,817	SH		SOLE	0	0	0	20,817
REGIONS FINANCIAL CORP NEW COM	Stock	7591EP100	7,836	391	SH		OTR	1	0	0	391
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	12,078	33	SH		SOLE	0	0	0	33
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	2,419,987	38,492	SH		SOLE	0	0	0	38,491
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	20,544,539	534,736	SH		SOLE	0	0	0	534,735
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	7,333,352	114,138	SH		SOLE	0	0	0	114,137
WEBSTER FINL CORP COM	Stock	947890109	11,203	257	SH		OTR	1	0	0	257
IQVIA HLDGS INC COM	Stock	46266C105	3,594	17	SH		OTR	1	0	0	17
IQVIA HLDGS INC COM	Stock	46266C105	10,572	50	SH		SOLE	0	0	0	50
ASSURED GUARANTY LTD COM	Stock	G0585R106	8,795	114	SH		OTR	1	0	0	114
ATMOS ENERGY CORP COM	Stock	049560105	5,366	46	SH		OTR	1	0	0	46
EVANS BANCORP INC COM NEW	Stock	29911Q208	0	0	SH		OTR	1	0	0	0
PINNACLE WEST CAP CORP COM	Stock	723484101	7,791	102	SH		OTR	1	0	0	102
TELEFLEX INCORPORATED COM	Stock	879369106	3,576	17	SH		OTR	1	0	0	17
MSC INDL DIRECT INC CL A	Stock	553530106	0	0	SH		OTR	1	0	0	0
SPECTRUM BRANDS HLDGS INC NEW COM	Stock	84790A105	1,547	18	SH		OTR	1	0	0	18
CENTENE CORP DEL COM	Stock	15135B101	12,266	185	SH		OTR	1	0	0	185
TWO HBRS INVT CORP COM	REIT	90187B804	2,378	180	SH		OTR	1	0	0	180
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	164,790	1,545	SH		SOLE	0	0	0	1,545
INDUSTRIAL LOGISTICS PPTYS TR COM SHS BEN INT	REIT	456237106	2,547	692	SH		OTR	1	0	0	692
PRA GROUP INC COM	Stock	69354N106	2,045	104	SH		OTR	1	0	0	104
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	53,698	132	SH		SOLE	0	0	0	132
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	99,259	244	SH		OTR	1	0	0	244
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	9,130,687	343,776	SH		SOLE	0	0	0	343,775
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	4,476	56	SH		SOLE	0	0	0	56
ALPHABET INC CAP STK CL A	Stock	02079K305	69,217	380	SH		OTR	1	0	0	380
ALPHABET INC CAP STK CL A	Stock	02079K305	773,380	4,246	SH		SOLE	0	0	0	4,245
TARO PHARMACEUTICAL INDS LTD SHS	Stock	M8737E108	1,719	40	SH		OTR	1	0	0	40
FRANKLIN FTSE JAPAN HEDGED ETF	ETF	35473P637	1,630	51	SH		SOLE	0	0	0	51
PG&E CORP COM	Stock	69331C108	4,348	249	SH		OTR	1	0	0	249
FISERV INC COM	Stock	337738108	9,986	67	SH		OTR	1	0	0	67
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	10,561	10	SH		OTR	1	0	0	10
HALLIBURTON CO COM	Stock	406216101	15,807	468	SH		SOLE	0	0	0	467
UNILEVER PLC SPON ADR NEW	ADR	904767704	28,155	512	SH		SOLE	0	0	0	512
NEWMONT CORP COM	Stock	651639106	7,411	177	SH		OTR	1	0	0	177
CSX CORP COM	Stock	126408103	2,040	61	SH		OTR	1	0	0	61
CSX CORP COM	Stock	126408103	3,613	108	SH		SOLE	0	0	0	108
COMCAST CORP NEW CL A	Stock	20030N101	16,251	415	SH		OTR	1	0	0	415
MICROSOFT CORP COM	Stock	594918104	103,692	232	SH		OTR	1	0	0	232
MICROSOFT CORP COM	Stock	594918104	1,813,298	4,057	SH		SOLE	0	0	0	4,057
FIRST HORIZON CORPORATION COM	Stock	320517105	9,793	621	SH		OTR	1	0	0	621
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	5,452	87	SH		OTR	1	0	0	87
VALERO ENERGY CORP COM	Stock	91913Y100	5,800	37	SH		OTR	1	0	0	37
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	1,399	188	SH		SOLE	0	0	0	188
SCHLUMBERGER LTD COM STK	Stock	806857108	0	0	SH		OTR	1	0	0	0
CVS HEALTH CORP COM	Stock	126650100	0	0	SH		OTR	1	0	0	0
CVS HEALTH CORP COM	Stock	126650100	12,961	219	SH		SOLE	0	0	0	219
SCHOLAR ROCK HLDG CORP COM	Stock	80706P103	2,132	256	SH		OTR	1	0	0	256
EVERGY INC COM	Stock	30034W106	16,527	312	SH		SOLE	0	0	0	312
SPROTT PHYSICAL GOLD TR UNIT	CEF	85207H104	101,136	5,600	SH		SOLE	0	0	0	5,600
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	ETF	81369Y852	23,385	273	SH		SOLE	0	0	0	272
MASCO CORP COM	Stock	574599106	5,534	83	SH		OTR	1	0	0	83
SIMON PPTY GROUP INC NEW COM	REIT	828806109	3,491	23	SH		OTR	1	0	0	23
RPM INTL INC COM	Stock	749685103	3,230	30	SH		OTR	1	0	0	30
V F CORP COM	Stock	918204108	5,400	400	SH		SOLE	0	0	0	400
KEURIG DR PEPPER INC COM	Stock	49271V100	2,973	89	SH		OTR	1	0	0	89
BROWN & BROWN INC COM	Stock	115236101	13,143	147	SH		OTR	1	0	0	147
MFA FINL INC COM	REIT	55272X607	2,149	202	SH		OTR	1	0	0	202
NIO INC SPON ADS	ADR	62914V106	8,320	2,000	SH		SOLE	0	0	0	2,000
ELANCO ANIMAL HEALTH INC COM	Stock	28414H103	5,887	408	SH		OTR	1	0	0	408
MASTERBRAND INC COMMON STOCK	Stock	57638P104	910	62	SH		OTR	1	0	0	62
READY CAPITAL CORP COM	REIT	75574U101	5,513	674	SH		OTR	1	0	0	674
BOEING CO COM	Stock	097023105	2,548	14	SH		OTR	1	0	0	14
COPART INC COM	Stock	217204106	4,983	92	SH		OTR	1	0	0	92
VANGUARD SMALL-CAP ETF	ETF	922908751	10,370	48	SH		SOLE	0	0	0	47
VANGUARD LARGE-CAP ETF	ETF	922908637	35,066	140	SH		SOLE	0	0	0	140
NEXTERA ENERGY INC COM	Stock	65339F101	11,188	158	SH		OTR	1	0	0	158
NIKE INC CL B	Stock	654106103	15,752	209	SH		SOLE	0	0	0	209
NIKE INC CL B	Stock	654106103	29,168	387	SH		OTR	1	0	0	387
ALIGN TECHNOLOGY INC COM	Stock	016255101	3,863	16	SH		OTR	1	0	0	16
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	1,239,468	21,374	SH		SOLE	0	0	0	21,373
SOUTHWESTERN ENERGY CO COM	Stock	845467109	15,748	2,340	SH		OTR	1	0	0	2,340
URBAN OUTFITTERS INC COM	Stock	917047102	3,079	75	SH		OTR	1	0	0	75
TESLA INC COM	Stock	88160R101	5,343	27	SH		OTR	1	0	0	27
TESLA INC COM	Stock	88160R101	22,558	114	SH		SOLE	0	0	0	114
EQUITY COMWLTH COM SH BEN INT	REIT	294628102	9,448	487	SH		OTR	1	0	0	487
MSCI INC COM	Stock	55354G100	3,372	7	SH		OTR	1	0	0	7
VANGUARD LONG-TERM TREASURY ETF	ETF	92206C847	8,901,209	154,321	SH		SOLE	0	0	0	154,320
LINDE PLC SHS	Stock	G54950103	15,358	35	SH		OTR	1	0	0	35
ISHARES MSCI EMERGING MARKETS EX CHINA ETF	ETF	46434G764	54,071	913	SH		SOLE	0	0	0	913
ATLANTIC UN BANKSHARES CORP COM	Stock	04911A107	3,285	100	SH		OTR	1	0	0	100
HILTON WORLDWIDE HLDGS INC COM	Stock	43300A203	9,164	42	SH		OTR	1	0	0	42
FIRST LONG IS CORP COM	Stock	320734106	1,814	181	SH		OTR	1	0	0	181
VANGUARD HEALTH CARE ETF	ETF	92204A504	2,698	10	SH		SOLE	0	0	0	10
NXP SEMICONDUCTORS N V COM	Stock	N6596X109	15,905	59	SH		SOLE	0	0	0	59
BXP INC COM	REIT	101121101	3,016	49	SH		OTR	1	0	0	49
HIGHWOODS PPTYS INC COM	REIT	431284108	3,520	134	SH		OTR	1	0	0	134
HOST HOTELS & RESORTS INC COM	REIT	44107P104	4,765	265	SH		OTR	1	0	0	265
KILROY RLTY CORP COM	REIT	49427F108	2,805	90	SH		OTR	1	0	0	90
MACERICH CO COM	REIT	554382101	2,640	171	SH		OTR	1	0	0	171
PUBLIC STORAGE OPER CO COM	REIT	74460D109	3,739	13	SH		OTR	1	0	0	13
GLOBAL X AUTONOMOUS & ELECTRIC VEHICLES ETF	ETF	37954Y624	27,014	1,150	SH		SOLE	0	0	0	1,150
ALERIAN MLP ETF	ETF	00162Q452	28,788	600	SH		SOLE	0	0	0	600
SCHWAB SHORT-TERM US TREASURY ETF	ETF	808524862	4,229,090	87,868	SH		SOLE	0	0	0	87,868
NEWMARKET CORP COM	Stock	651587107	2,062	4	SH		OTR	1	0	0	4
HARLEY DAVIDSON INC COM	Stock	412822108	2,281	68	SH		OTR	1	0	0	68
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND	ETF	72201R866	70,118	1,347	SH		SOLE	0	0	0	1,346
GREEN DOT CORP CL A	Stock	39304D102	1,654	175	SH		OTR	1	0	0	175
SCHWAB US TIPS ETF	ETF	808524870	3,160,227	60,762	SH		SOLE	0	0	0	60,761
AMPHENOL CORP NEW CL A	Stock	032095101	20,211	300	SH		OTR	1	0	0	300
CARLISLE COS INC COM	Stock	142339100	4,863	12	SH		OTR	1	0	0	12
INTERNATIONAL FLAVORS&FRAGRANC COM	Stock	459506101	9,521	100	SH		OTR	1	0	0	100
STANLEY BLACK & DECKER INC COM	Stock	854502101	2,716	34	SH		OTR	1	0	0	34
FIRST INDL RLTY TR INC COM	REIT	32054K103	8,172	172	SH		OTR	1	0	0	172
WELLTOWER INC COM	REIT	95040Q104	8,444	81	SH		OTR	1	0	0	81
DOW INC COM	Stock	260557103	1,592	30	SH		OTR	1	0	0	30
ARCH CAP GROUP LTD ORD	Stock	G0450A105	6,961	69	SH		OTR	1	0	0	69
ENLIVEX THERAPEUTICS LTD COM	Stock	M4130Y106	213	150	SH		SOLE	0	0	0	150
ARMOUR RESIDENTIAL REIT INC COM SHS	REIT	042315705	7,558	390	SH		OTR	1	0	0	390
CONAGRA BRANDS INC COM	Stock	205887102	3,609	127	SH		OTR	1	0	0	127
GLOBAL X LITHIUM & BATTERY TECH ETF	ETF	37954Y855	19,405	500	SH		SOLE	0	0	0	500
FIFTH THIRD BANCORP COM	Stock	316773100	8,210	225	SH		OTR	1	0	0	225
UBER TECHNOLOGIES INC COM	Stock	90353T100	4,506	62	SH		OTR	1	0	0	62
WESTERN UN CO COM	Stock	959802109	8,310	680	SH		OTR	1	0	0	680
CONSOLIDATED EDISON INC COM	Stock	209115104	9,836	110	SH		OTR	1	0	0	110
CONSOLIDATED EDISON INC COM	Stock	209115104	39,702	444	SH		SOLE	0	0	0	444
GENERAL MTRS CO COM	Stock	37045V100	4,274	92	SH		OTR	1	0	0	92
HUNTINGTON BANCSHARES INC COM	Stock	446150104	15,350	1,165	SH		SOLE	0	0	0	1,164
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	102,675	625	SH		SOLE	0	0	0	625
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	718,570	9,176	SH		SOLE	0	0	0	9,175
VANGUARD RUSSELL 2000 ETF	ETF	92206C664	283,059	3,453	SH		SOLE	0	0	0	3,453
WABTEC COM	Stock	929740108	632	4	SH		SOLE	0	0	0	4
WABTEC COM	Stock	929740108	8,219	52	SH		OTR	1	0	0	52
ELI LILLY & CO COM	Stock	532457108	6,338	7	SH		OTR	1	0	0	7
AIR PRODS & CHEMS INC COM	Stock	009158106	3,871	15	SH		OTR	1	0	0	15
SERVICE PPTYS TR COM SH BEN INT	REIT	81761L102	1,856	361	SH		OTR	1	0	0	361
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	528,403	4,376	SH		SOLE	0	0	0	4,376
HOLOGIC INC COM	Stock	436440101	2,747	37	SH		OTR	1	0	0	37
XP INC CL A	Stock	G98239109	0	0	SH		OTR	1	0	0	0
LEAR CORP COM NEW	Stock	521865204	2,398	21	SH		OTR	1	0	0	21
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,541,572	7,598	SH		SOLE	0	0	0	7,598
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	4,487	38	SH		OTR	1	0	0	38
FIDELITY NATL INFORMATION SVCS COM	Stock	31620M106	7,378	98	SH		SOLE	0	0	0	97
REPLIGEN CORP COM	Stock	759916109	1,513	12	SH		OTR	1	0	0	12
IMMUNOVANT INC COM	Stock	45258J102	6,389	242	SH		OTR	1	0	0	242
VERTIV HOLDINGS CO COM CL A	Stock	92537N108	12,726	147	SH		OTR	1	0	0	147
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	10,925	109	SH		OTR	1	0	0	109
SPDR S&P AEROSPACE & DEFENSE ETF	ETF	78464A631	638,254	4,560	SH		SOLE	0	0	0	4,559
ISHARES U.S. OIL & GAS EXPLORATION & PRODUCTION ETF	ETF	464288851	110,827	1,114	SH		SOLE	0	0	0	1,113
MICRON TECHNOLOGY INC COM	Stock	595112103	0	0	SH		OTR	1	0	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	7,948	126	SH		SOLE	0	0	0	126
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	22,393	355	SH		OTR	1	0	0	355
FREEPORT-MCMORAN INC CL B	Stock	35671D857	7,047	145	SH		OTR	1	0	0	145
RLJ LODGING TR COM	REIT	74965L101	0	0	SH		OTR	1	0	0	0
CHIPOTLE MEXICAN GRILL INC COM	Stock	169656105	9,398	150	SH		OTR	1	0	0	150
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	1,600	12	SH		SOLE	0	0	0	12
LINKBANCORP INC COM	Stock	53578P105	3,764	615	SH		OTR	1	0	0	615
DICKS SPORTING GOODS INC COM	Stock	253393102	3,223	15	SH		OTR	1	0	0	15
ROYALTY PHARMA PLC SHS CLASS A	Stock	G7709Q104	0	0	SH		OTR	1	0	0	0
STONEX GROUP INC COM	Stock	861896108	8,209	109	SH		OTR	1	0	0	109
NKARTA INC COM	Stock	65487U108	4,734	801	SH		OTR	1	0	0	801
ALX ONCOLOGY HLDGS INC COM	Stock	00166B105	0	0	SH		OTR	1	0	0	0
STANDARD MTR PRODS INC COM	Stock	853666105	0	0	SH		OTR	1	0	0	0
QUANTA SVCS INC COM	Stock	74762E102	8,893	35	SH		OTR	1	0	0	35
ISHARES SELECT DIVIDEND ETF	ETF	464287168	438,254	3,623	SH		SOLE	0	0	0	3,622
ENTERGY CORP NEW COM	Stock	29364G103	3,959	37	SH		OTR	1	0	0	37
CNX RES CORP COM	Stock	12653C108	6,464	266	SH		OTR	1	0	0	266
MDU RES GROUP INC COM	Stock	552690109	1,556	62	SH		OTR	1	0	0	62
EVERSOURCE ENERGY COM	Stock	30040W108	10,265	181	SH		OTR	1	0	0	181
BROWN FORMAN CORP CL B	Stock	115637209	0	0	SH		OTR	1	0	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	586,438	5,314	SH		SOLE	0	0	0	5,314
MARATHON PETE CORP COM	Stock	56585A102	31,226	180	SH		SOLE	0	0	0	180
HF SINCLAIR CORP COM	Stock	403949100	19,416	364	SH		OTR	1	0	0	364
LAKELAND FINL CORP COM	Stock	511656100	3,076	50	SH		OTR	1	0	0	50
INTEGRA LIFESCIENCES HLDGS CP COM NEW	Stock	457985208	1,807	62	SH		OTR	1	0	0	62
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	1,315,197	7,206	SH		SOLE	0	0	0	7,205
CHEMED CORP NEW COM	Stock	16359R103	2,713	5	SH		OTR	1	0	0	5
F N B CORP COM	Stock	302520101	8,947	654	SH		OTR	1	0	0	654
REGENERON PHARMACEUTICALS COM	Stock	75886F107	8,408	8	SH		OTR	1	0	0	8
VANGUARD RUSSELL 1000 ETF	ETF	92206C730	335,027	1,362	SH		SOLE	0	0	0	1,361
FIRST SOLAR INC COM	Stock	336433107	2,706	12	SH		OTR	1	0	0	12
SOFI TECHNOLOGIES INC COM	Stock	83406F102	2,168	328	SH		OTR	1	0	0	328
THE AARONS COMPANY INC COM	Stock	00258W108	1,840	184	SH		SOLE	0	0	0	184
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	1,483,333	32,544	SH		SOLE	0	0	0	32,543
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	406,266	7,660	SH		SOLE	0	0	0	7,659
FIRST CTZNS BANCSHARES INC N C CL A	Stock	31946M103	5,051	3	SH		OTR	1	0	0	3
FORTUNE BRANDS INNOVATIONS INC COM	Stock	34964C106	4,026	62	SH		OTR	1	0	0	62
GENTEX CORP COM	Stock	371901109	5,394	160	SH		OTR	1	0	0	160
CENTERSPACE COM	REIT	15202L107	3,246	48	SH		OTR	1	0	0	48
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	83,040	1,068	SH		SOLE	0	0	0	1,067
ACADIA HEALTHCARE COMPANY INC COM	Stock	00404A109	1,959	29	SH		OTR	1	0	0	29
APTIV PLC SHS	Stock	G6095L109	0	0	SH		OTR	1	0	0	0
HAYWARD HLDGS INC COM	Stock	421298100	0	0	SH		OTR	1	0	0	0
RECURSION PHARMACEUTICALS INC CL A	Stock	75629V104	2,063	275	SH		OTR	1	0	0	275
LIGAND PHARMACEUTICALS INC COM NEW	Stock	53220K504	2,949	35	SH		OTR	1	0	0	35
DAY ONE BIOPHARMACEUTICALS INC COM	Stock	23954D109	2,701	196	SH		OTR	1	0	0	196
VISA INC COM CL A	Stock	92826C839	4,200	16	SH		OTR	1	0	0	16
VISA INC COM CL A	Stock	92826C839	101,198	386	SH		SOLE	0	0	0	385
WENDYS CO COM	Stock	95058W100	2,273	134	SH		OTR	1	0	0	134
DFA U.S. SMALL CAP ETF	ETF	25434V500	161,550	2,689	SH		SOLE	0	0	0	2,688
DFA U.S. TARGETED VALUE ETF	ETF	25434V609	164,705	3,175	SH		SOLE	0	0	0	3,175
DIMENSIONAL U.S. EQUITY ETF	ETF	25434V401	1,356,621	23,052	SH		SOLE	0	0	0	23,052
HERTZ GLOBAL HLDGS INC COM NEW	Stock	42806J700	1,790	507	SH		OTR	1	0	0	507
HERSHEY CO COM	Stock	427866108	5,883	32	SH		OTR	1	0	0	32
LUCID GROUP INC COM	Stock	549498103	1,772	679	SH		OTR	1	0	0	679
ROBINHOOD MKTS INC COM CL A	Stock	770700102	4,042	178	SH		OTR	1	0	0	178
GXO LOGISTICS INCORPORATED COMMON STOCK	Stock	36262G101	859	17	SH		OTR	1	0	0	17
HOMESTREET INC COM	Stock	43785V102	3,203	281	SH		OTR	1	0	0	281
JACKSON FINANCIAL INC COM CL A	Stock	46817M107	3,490	47	SH		OTR	1	0	0	47
ASTRIA THERAPEUTICS INC COM	Stock	04635X102	2,712	298	SH		OTR	1	0	0	298
DFA INTERNATIONAL VALUE ETF	ETF	25434V807	261,925	7,288	SH		SOLE	0	0	0	7,287
ROIVANT SCIENCES LTD SHS	Stock	G76279101	2,547	241	SH		OTR	1	0	0	241
TITAN INTL INC ILL COM	Stock	88830M102	3,209	433	SH		OTR	1	0	0	433
ALLISON TRANSMISSION HLDGS INC COM	Stock	01973R101	2,049	27	SH		OTR	1	0	0	27
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	763	29	SH		SOLE	0	0	0	29
ISHARES J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	464286517	18,127	509	SH		SOLE	0	0	0	508
VANGUARD VALUE ETF	ETF	922908744	5,160,458	32,170	SH		SOLE	0	0	0	32,170
RIVIAN AUTOMOTIVE INC COM CL A	Stock	76954A103	2,496	186	SH		SOLE	0	0	0	186
PERIMETER SOLUTIONS SA COMMON STOCK	Stock	L7579L106	3,492	446	SH		OTR	1	0	0	446
NUVEEN MUN VALUE FD INC COM	CEF	670928100	8,630	1,000	SH		SOLE	0	0	0	1,000
COSTAR GROUP INC COM	Stock	22160N109	3,707	50	SH		OTR	1	0	0	50
MID-AMER APT CMNTYS INC COM	REIT	59522J103	2,282	16	SH		OTR	1	0	0	16
L3HARRIS TECHNOLOGIES INC COM	Stock	502431109	5,390	24	SH		OTR	1	0	0	24
PHILLIPS 66 COM	Stock	718546104	7,906	56	SH		OTR	1	0	0	56
IRON MTN INC DEL COM	REIT	46284V101	8,424	94	SH		OTR	1	0	0	94
TILLYS INC CL A	Stock	886885102	2,171	360	SH		OTR	1	0	0	360
EAGLE MATLS INC COM	Stock	26969P108	5,219	24	SH		OTR	1	0	0	24
DOORDASH INC CL A	Stock	25809K105	3,263	30	SH		OTR	1	0	0	30
META PLATFORMS INC CL A	Stock	30303M102	43,867	87	SH		OTR	1	0	0	87
META PLATFORMS INC CL A	Stock	30303M102	126,055	250	SH		SOLE	0	0	0	250
ZIMVIE INC COM	Stock	98888T107	164	9	SH		SOLE	0	0	0	9
EMBECTA CORP COMMON STOCK	Stock	29082K105	13	1	SH		SOLE	0	0	0	1
EMBECTA CORP COMMON STOCK	Stock	29082K105	188	15	SH		OTR	1	0	0	15
ESAB CORPORATION COM	Stock	29605J106	1,794	19	SH		OTR	1	0	0	19
SERVICENOW INC COM	Stock	81762P102	14,947	19	SH		OTR	1	0	0	19
WESBANCO INC COM	Stock	950810101	3,126	112	SH		OTR	1	0	0	112
PACKAGING CORP AMER COM	Stock	695156109	7,485	41	SH		OTR	1	0	0	41
DIMENSIONAL US MARKETWIDE VALUE ETF	ETF	25434V724	701,199	17,856	SH		SOLE	0	0	0	17,855
FIVE BELOW INC COM	Stock	33829M101	3,487	32	SH		OTR	1	0	0	32
CNO FINL GROUP INC COM	Stock	12621E103	7,069	255	SH		OTR	1	0	0	255
PALO ALTO NETWORKS INC COM	Stock	697435105	13,221	39	SH		OTR	1	0	0	39
TOLL BROTHERS INC COM	Stock	889478103	4,953	43	SH		OTR	1	0	0	43
FMC CORP COM NEW	Stock	302491303	0	0	SH		OTR	1	0	0	0
MONDELEZ INTL INC CL A	Stock	609207105	7,591	116	SH		OTR	1	0	0	116
WP CAREY INC COM	REIT	92936U109	1,762	32	SH		OTR	1	0	0	32
BROADCOM INC COM	Stock	11135F101	37,470	23	SH		SOLE	0	0	0	23
BROADCOM INC COM	Stock	11135F101	85,093	53	SH		OTR	1	0	0	53
SCHWAB MUNICIPAL BOND ETF	ETF	808524649	10,333	201	SH		SOLE	0	0	0	201
DIAMONDBACK ENERGY INC COM	Stock	25278X109	12,212	61	SH		SOLE	0	0	0	61
RXO INC COMMON STOCK	Stock	74982T103	445	17	SH		OTR	1	0	0	17
DFA EMERGING MARKETS SUSTAINABILITY CORE 1 ETF	ETF	25434V682	72,605	2,170	SH		SOLE	0	0	0	2,169
DFA INTERNATIONAL SUSTAINABILITY CORE 1 ETF	ETF	25434V690	202,793	6,156	SH		SOLE	0	0	0	6,156
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF	ETF	25434V716	165,171	4,738	SH		SOLE	0	0	0	4,738
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	4,146	85	SH		SOLE	0	0	0	85
U HAUL HOLDING COMPANY COM SER N	Stock	023586506	2,641	44	SH		OTR	1	0	0	44
D R HORTON INC COM	Stock	23331A109	9,583	68	SH		OTR	1	0	0	68
D R HORTON INC COM	Stock	23331A109	17,475	124	SH		SOLE	0	0	0	124
JOHNSON CTLS INTL PLC SHS	Stock	G51502105	2,858	43	SH		OTR	1	0	0	43
CROWN HLDGS INC COM	Stock	228368106	1,637	22	SH		OTR	1	0	0	22
CANADIAN PACIFIC KANSAS CITY COM	Stock	13646K108	10,042	128	SH		SOLE	0	0	0	127
MARTIN MARIETTA MATLS INC COM	Stock	573284106	7,043	13	SH		OTR	1	0	0	13
TIMKEN CO COM	Stock	887389104	2,724	34	SH		OTR	1	0	0	34
INVESCO FTSE RAFI US 1500 SMALL-MID ETF	ETF	46137V597	23,838	625	SH		SOLE	0	0	0	625
NOVARTIS AG SPONSORED ADR	ADR	66987V109	22,037	207	SH		SOLE	0	0	0	207
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	6,794,292	93,534	SH		SOLE	0	0	0	93,533
COMMERCIAL METALS CO COM	Stock	201723103	2,750	50	SH		OTR	1	0	0	50
COMSTOCK RES INC COM	Stock	205768302	2,751	265	SH		OTR	1	0	0	265
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS	Stock	113004105	0	0	SH		OTR	1	0	0	0
EXPEDITORS INTL WASH INC COM	Stock	302130109	21,090	169	SH		OTR	1	0	0	169
KINDER MORGAN INC DEL COM	Stock	49456B101	3,934	198	SH		OTR	1	0	0	198
SLM CORP COM	Stock	78442P106	3,139	151	SH		OTR	1	0	0	151
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	27,003	89	SH		SOLE	0	0	0	89
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	36,409	120	SH		OTR	1	0	0	120
EQUIFAX INC COM	Stock	294429105	3,879	16	SH		OTR	1	0	0	16
NORTHERN TR CORP COM	Stock	665859104	2,519	30	SH		OTR	1	0	0	30
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	779	10	SH		OTR	1	0	0	10
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	Stock	36266G107	2,416	31	SH		SOLE	0	0	0	31
OMNICOM GROUP INC COM	Stock	681919106	2,601	29	SH		OTR	1	0	0	29
AES CORP COM	Stock	00130H105	2,583	147	SH		OTR	1	0	0	147
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	1,691	30	SH		SOLE	0	0	0	30
MILLERKNOLL INC COM	Stock	600544100	8,583	324	SH		OTR	1	0	0	324
NVIDIA CORPORATION COM	Stock	67066G104	2,471	20	SH		SOLE	0	0	0	20
NVIDIA CORPORATION COM	Stock	67066G104	63,005	510	SH		OTR	1	0	0	510
ARCHER DANIELS MIDLAND CO COM	Stock	039483102	9,853	163	SH		OTR	1	0	0	163
BALL CORP COM	Stock	058498106	2,821	47	SH		OTR	1	0	0	47
EOG RES INC COM	Stock	26875P101	8,559	68	SH		OTR	1	0	0	68
MOSAIC CO NEW COM	Stock	61945C103	2,052	71	SH		OTR	1	0	0	71
ABBVIE INC COM	Stock	00287Y109	14,236	83	SH		OTR	1	0	0	83
CANADIAN IMPERIAL BK COMM TORO COM	Stock	136069101	9,508	200	SH		SOLE	0	0	0	200
S&P GLOBAL INC COM	Stock	78409V104	4,460	10	SH		OTR	1	0	0	10
S&P GLOBAL INC COM	Stock	78409V104	8,791	20	SH		SOLE	0	0	0	19
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	2,095,745	39,151	SH		SOLE	0	0	0	39,150
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	1,448,100	20,099	SH		SOLE	0	0	0	20,098
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	895,462	15,271	SH		SOLE	0	0	0	15,270
NORWEGIAN CRUISE LINE HLDG LTD SHS	Stock	G66721104	2,086	111	SH		OTR	1	0	0	111
PROG HOLDINGS INC COM NPV	Stock	74319R101	11,628	335	SH		SOLE	0	0	0	335
LENNOX INTL INC COM	Stock	526107107	3,210	6	SH		OTR	1	0	0	6
KENVUE INC COM	Stock	49177J102	6,254	344	SH		OTR	1	0	0	344
NATIONAL FUEL GAS CO COM	Stock	636180101	4,010	74	SH		OTR	1	0	0	74
POTLATCHDELTIC CORPORATION COM	REIT	737630103	1,654	42	SH		OTR	1	0	0	42
WEST PHARMACEUTICAL SVSC INC COM	Stock	955306105	13,176	40	SH		OTR	1	0	0	40
INVESCO LTD SHS	Stock	G491BT108	6,672	446	SH		OTR	1	0	0	446
CELANESE CORP DEL COM	Stock	150870103	3,777	28	SH		OTR	1	0	0	28
HEICO CORP NEW COM	Stock	422806109	10,957	49	SH		OTR	1	0	0	49
KNIFE RIVER CORP COMMON STOCK	Stock	498894104	1,052	15	SH		OTR	1	0	0	15
ORCHID IS CAP INC COM NEW	REIT	68571X301	2,410	289	SH		OTR	1	0	0	289
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	ADR	874039100	1,217	7	SH		SOLE	0	0	0	7
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	234,956	895	SH		SOLE	0	0	0	894
INVESCO S&P 500 QUALITY ETF	ETF	46137V241	52,714	830	SH		SOLE	0	0	0	829
ANSYS INC COM	Stock	03662Q105	9,324	29	SH		OTR	1	0	0	29
JACOBS SOLUTIONS INC COM	Stock	46982L108	3,074	22	SH		OTR	1	0	0	22
POLARIS INC COM	Stock	731068102	13,865	177	SH		SOLE	0	0	0	177
PHINIA INC COMMON STOCK	Stock	71880K101	472	12	SH		OTR	1	0	0	12
APOGEE THERAPEUTICS INC COM	Stock	03770N101	3,699	94	SH		OTR	1	0	0	94
INDEPENDENT BANK GROUP INC COM	Stock	45384B106	7,056	155	SH		OTR	1	0	0	155
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	2,713	25	SH		OTR	1	0	0	25
ZIMMER BIOMET HOLDINGS INC COM	Stock	98956P102	10,185	94	SH		SOLE	0	0	0	93
LIBERTY MEDIA CORP DEL COM LBTY LIV S C	Stock	531229722	77	2	SH		OTR	1	0	0	2
BRIGHT HORIZONS FAM SOL IN DEL COM	Stock	109194100	2,862	26	SH		OTR	1	0	0	26
T-MOBILE US INC COM	Stock	872590104	12,509	71	SH		OTR	1	0	0	71
VOYA FINANCIAL INC COM	Stock	929089100	2,917	41	SH		OTR	1	0	0	41
AMBAC FINL GROUP INC COM NEW	Stock	023139884	2,308	180	SH		OTR	1	0	0	180
BLACKSTONE MTG TR INC COM CL A	REIT	09257W100	2,334	134	SH		OTR	1	0	0	134
FASTENAL CO COM	Stock	311900104	4,650	74	SH		OTR	1	0	0	74
GENERAL DYNAMICS CORP COM	Stock	369550108	9,865	34	SH		SOLE	0	0	0	34
DISCOVER FINL SVCS COM	Stock	254709108	3,356	26	SH		SOLE	0	0	0	25
EQT CORP COM	Stock	26884L109	9,800	265	SH		OTR	1	0	0	265
HAIN CELESTIAL GROUP INC COM	Stock	405217100	1,817	263	SH		OTR	1	0	0	263
MCDONALDS CORP COM	Stock	580135101	1,025	4	SH		SOLE	0	0	0	4
MCDONALDS CORP COM	Stock	580135101	5,097	20	SH		OTR	1	0	0	20
MOLINA HEALTHCARE INC COM	Stock	60855R100	5,649	19	SH		OTR	1	0	0	19
AMETEK INC COM	Stock	031100100	12,170	73	SH		OTR	1	0	0	73
GLOBAL X URANIUM ETF	ETF	37954Y871	175,437	6,060	SH		SOLE	0	0	0	6,060
FLEXSHARES QUALITY DIVIDEND INDEX FUND	ETF	33939L860	1,206,057	18,133	SH		SOLE	0	0	0	18,133
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	1,916	14	SH		OTR	1	0	0	14
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	10,612	78	SH		SOLE	0	0	0	77
CISCO SYS INC COM	Stock	17275R102	10,310	217	SH		SOLE	0	0	0	217
CISCO SYS INC COM	Stock	17275R102	32,259	679	SH		OTR	1	0	0	679
FLEXSHARES INTERNATIONAL QUALITY DIVIDEND INDEX FUND	ETF	33939L837	1,093,433	43,966	SH		SOLE	0	0	0	43,965
CAPITAL ONE FINL CORP COM	Stock	14040H105	2,631	19	SH		OTR	1	0	0	19
HAWAIIAN HOLDINGS INC COM	Stock	419879101	8,303	668	SH		OTR	1	0	0	668
ADVANCED MICRO DEVICES INC COM	Stock	007903107	24,169	149	SH		OTR	1	0	0	149
AT&T INC COM	Stock	00206R102	19,129	1,001	SH		OTR	1	0	0	1,001
AT&T INC COM	Stock	00206R102	48,922	2,560	SH		SOLE	0	0	0	2,560
REXFORD INDL RLTY INC COM	REIT	76169C100	5,351	120	SH		OTR	1	0	0	120
FLEXSHARES QUALITY DIVIDEND DEFENSIVE INDEX FUND	ETF	33939L845	1,829,548	27,909	SH		SOLE	0	0	0	27,908
SOLVENTUM CORP COM SHS	Stock	83444M101	0	0	SH		OTR	1	0	0	0
GE VERNOVA INC COM	Stock	36828A101	2,230	13	SH		OTR	1	0	0	13
GE VERNOVA INC COM	Stock	36828A101	3,945	23	SH		SOLE	0	0	0	23
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY ETF	ETF	808524763	183,006	3,332	SH		SOLE	0	0	0	3,332
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	ETF	808524771	4,909,969	73,305	SH		SOLE	0	0	0	73,304
GE AEROSPACE COM NEW	Stock	369604301	8,743	55	SH		OTR	1	0	0	55
GE AEROSPACE COM NEW	Stock	369604301	14,784	93	SH		SOLE	0	0	0	93
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	6,738,842	39,464	SH		SOLE	0	0	0	39,463
FRESHPET INC COM	Stock	358039105	4,140	32	SH		OTR	1	0	0	32
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	2,362	19	SH		SOLE	0	0	0	19
SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF	ETF	808524730	1,728,197	58,444	SH		SOLE	0	0	0	58,444
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF	ETF	808524755	13,728,512	391,907	SH		SOLE	0	0	0	391,907
VEEVA SYS INC CL A COM	Stock	922475108	3,111	17	SH		OTR	1	0	0	17
SKYWORKS SOLUTIONS INC COM	Stock	83088M102	3,091	29	SH		OTR	1	0	0	29
INVESCO FTSE RAFI DEVELOPED MARKETS EX-U.S. ETF	ETF	46138E743	1,881,890	38,658	SH		SOLE	0	0	0	38,658
ISHARES S&P 500 VALUE ETF	ETF	464287408	20,021	110	SH		SOLE	0	0	0	110
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	35,264	849	SH		SOLE	0	0	0	849
LULULEMON ATHLETICA INC COM	Stock	550021109	3,883	13	SH		OTR	1	0	0	13
CHEGG INC COM	Stock	163092109	2,414	764	SH		OTR	1	0	0	764
ISHARES S&P 500 GROWTH ETF	ETF	464287309	121,804	1,316	SH		SOLE	0	0	0	1,316
ISHARES CORE S&P 500 ETF	ETF	464287200	11,265,326	20,586	SH		SOLE	0	0	0	20,586
KONTOOR BRANDS INC COM	Stock	50050N103	7,479	113	SH		SOLE	0	0	0	113
SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF	ETF	808524672	70,592	2,995	SH		SOLE	0	0	0	2,995
METTLER TOLEDO INTERNATIONAL COM	Stock	592688105	9,783	7	SH		OTR	1	0	0	7
RENAISSANCERE HLDGS LTD COM	Stock	G7496G103	3,353	15	SH		OTR	1	0	0	15
WELLS FARGO CO NEW COM	Stock	949746101	19,955	336	SH		OTR	1	0	0	336
UNION PAC CORP COM	Stock	907818108	0	0	SH		OTR	1	0	0	0
CINTAS CORP COM	Stock	172908105	9,103	13	SH		OTR	1	0	0	13
BREAD FINANCIAL HOLDINGS INC COM	Stock	018581108	2,674	60	SH		OTR	1	0	0	60
RADIAN GROUP INC COM	Stock	750236101	4,447	143	SH		OTR	1	0	0	143
SALESFORCE INC COM	Stock	79466L302	27,802	108	SH		SOLE	0	0	0	108
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	4,575	50	SH		OTR	1	0	0	50
MCCORMICK & CO INC COM NON VTG	Stock	579780206	2,128	30	SH		OTR	1	0	0	30
NORTHROP GRUMMAN CORP COM	Stock	666807102	11,771	27	SH		OTR	1	0	0	27
IDEXX LABS INC COM	Stock	45168D104	10,231	21	SH		OTR	1	0	0	21
REPUBLIC SVCS INC COM	Stock	760759100	3,304	17	SH		OTR	1	0	0	17
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	4,424	8	SH		OTR	1	0	0	8
TORO CO COM	Stock	891092108	2,338	25	SH		OTR	1	0	0	25
LOCKHEED MARTIN CORP COM	Stock	539830109	7,474	16	SH		OTR	1	0	0	16
JPMORGAN CHASE & CO. COM	Stock	46625H100	13,804	68	SH		SOLE	0	0	0	68
JPMORGAN CHASE & CO. COM	Stock	46625H100	69,173	342	SH		OTR	1	0	0	342
GENWORTH FINL INC COM SHS	Stock	37247D106	3,250	538	SH		OTR	1	0	0	538
CHEVRON CORP NEW COM	Stock	166764100	18,927	121	SH		OTR	1	0	0	121
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	27,705	260	SH		SOLE	0	0	0	260
CONOCOPHILLIPS COM	Stock	20825C104	13,039	114	SH		OTR	1	0	0	114
MARKEL GROUP INC COM	Stock	570535104	3,151	2	SH		OTR	1	0	0	2
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	1,831,194	37,054	SH		SOLE	0	0	0	37,053
DANAHER CORPORATION COM	Stock	235851102	6,496	26	SH		OTR	1	0	0	26
M & T BK CORP COM	Stock	55261F104	7,871	52	SH		OTR	1	0	0	52
REVVITY INC COM	Stock	714046109	5,558	53	SH		OTR	1	0	0	53
TJX COS INC NEW COM	Stock	872540109	12,065	110	SH		SOLE	0	0	0	109
BANK AMERICA CORP COM	Stock	060505104	5,289	133	SH		SOLE	0	0	0	132
BANK AMERICA CORP COM	Stock	060505104	27,720	697	SH		OTR	1	0	0	697
BANK AMERICA CORP COM	Stock	060505104	1,244,800	31,300	SH	Put	SOLE	0	0	0	31,300
BANK AMERICA CORP COM	Stock	060505104	827,215	20,800	SH	Put	SOLE	0	0	0	20,800
ONE GAS INC COM	Stock	68235P108	0	0	SH		OTR	1	0	0	0
VANECK RUSSIA ETF	ETF	92189F403	0	15	SH		SOLE	0	0	0	14
EXTRA SPACE STORAGE INC COM	REIT	30225T102	6,061	39	SH		OTR	1	0	0	39
VANGUARD CONSUMER DISCRETIONARY ETF	ETF	92204A108	255,999	820	SH		SOLE	0	0	0	819
WALMART INC COM	Stock	931142103	30,063	444	SH		SOLE	0	0	0	444
WALMART INC COM	Stock	931142103	68,049	1,005	SH		OTR	1	0	0	1,005
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	34,954	202	SH		SOLE	0	0	0	202
ORACLE CORP COM	Stock	68389X105	48,290	342	SH		OTR	1	0	0	342
ORACLE CORP COM	Stock	68389X105	560,114	3,967	SH		SOLE	0	0	0	3,966
RTX CORPORATION COM	Stock	75513E101	8,132	81	SH		SOLE	0	0	0	81
RTX CORPORATION COM	Stock	75513E101	21,584	215	SH		OTR	1	0	0	215
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	2,293,303	52,406	SH		SOLE	0	0	0	52,406
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	1,573,693	13,269	SH		SOLE	0	0	0	13,268
PFIZER INC COM	Stock	717081103	15,025	537	SH		OTR	1	0	0	537
MORGAN STANLEY COM NEW	Stock	617446448	5,556	57	SH		SOLE	0	0	0	57
MORGAN STANLEY COM NEW	Stock	617446448	12,829	132	SH		OTR	1	0	0	132
3M CO COM	Stock	88579Y101	7,460	73	SH		OTR	1	0	0	73
KLA CORP COM NEW	Stock	482480100	29,682	36	SH		OTR	1	0	0	36
SCHWAB FUNDAMENTAL U.S. BROAD MARKET ETF	ETF	808524789	1,000,531	15,257	SH		SOLE	0	0	0	15,256
GILEAD SCIENCES INC COM	Stock	375558103	17,290	252	SH		OTR	1	0	0	252
CATERPILLAR INC COM	Stock	149123101	5,663	17	SH		OTR	1	0	0	17
BAKER HUGHES COMPANY CL A	Stock	05722G100	20,821	592	SH		OTR	1	0	0	592
ALPHABET INC CAP STK CL C	Stock	02079K107	521,004	2,840	SH		SOLE	0	0	0	2,840
BEST BUY INC COM	Stock	086516101	2,529	30	SH		OTR	1	0	0	30
AMERICAN EXPRESS CO COM	Stock	025816109	7,410	32	SH		OTR	1	0	0	32
OTIS WORLDWIDE CORP COM	Stock	68902V107	2,021	21	SH		SOLE	0	0	0	21
OTIS WORLDWIDE CORP COM	Stock	68902V107	17,038	177	SH		OTR	1	0	0	177
ANALOG DEVICES INC COM	Stock	032654105	18,033	79	SH		OTR	1	0	0	79
PAYCOM SOFTWARE INC COM	Stock	70432V102	1,001	7	SH		OTR	1	0	0	7
NAVIENT CORPORATION COM	Stock	63938C108	0	0	SH		OTR	1	0	0	0
TRANSDIGM GROUP INC COM	Stock	893641100	17,887	14	SH		OTR	1	0	0	14
HUMANA INC COM	Stock	444859102	7,847	21	SH		OTR	1	0	0	21
INVESCO FTSE RAFI EMERGING MARKETS ETF	ETF	46138E727	569,628	28,130	SH		SOLE	0	0	0	28,129
REDWOOD TRUST INC COM	REIT	758075402	1,876	289	SH		OTR	1	0	0	289
WILLIAMS COS INC COM	Stock	969457100	4,505	106	SH		OTR	1	0	0	106
CARETRUST REIT INC COM	REIT	14174T107	2,485	99	SH		OTR	1	0	0	99
AGNICO EAGLE MINES LTD COM	Stock	008474108	475,393	7,269	SH		SOLE	0	0	0	7,269
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN	Stock	65341B106	14,649	530	SH		SOLE	0	0	0	530
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	488,993	2,679	SH		SOLE	0	0	0	2,678
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	180,337	2,926	SH		SOLE	0	0	0	2,925
ECHOSTAR CORP CL A	Stock	278768106	6,162	346	SH		SOLE	0	0	0	346
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,312,586	13,522	SH		SOLE	0	0	0	13,522
ANTERO RESOURCES CORP COM	Stock	03674X106	7,603	233	SH		OTR	1	0	0	233
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	4,201,779	72,935	SH		SOLE	0	0	0	72,934
SAGE THERAPEUTICS INC COM	Stock	78667J108	1,770	163	SH		OTR	1	0	0	163
LIBERTY MEDIA CORP DEL COM LBTY ONE S C	Stock	531229755	5,029	70	SH		OTR	1	0	0	70
CATALENT INC COM	Stock	148806102	2,024	36	SH		OTR	1	0	0	36
SYNCHRONY FINANCIAL COM	Stock	87165B103	4,625	98	SH		OTR	1	0	0	98
SYNCHRONY FINANCIAL COM	Stock	87165B103	13,485	286	SH		SOLE	0	0	0	285
HEALTHEQUITY INC COM	Stock	42226A107	16,378	190	SH		SOLE	0	0	0	190
EATON CORP PLC SHS	Stock	G29183103	11,915	38	SH		OTR	1	0	0	38
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	16,561	170	SH		SOLE	0	0	0	170
ASPEN AEROGELS INC COM	Stock	04523Y105	6,463	271	SH		OTR	1	0	0	271
ALIBABA GROUP HLDG LTD SPONSORED ADS	ADR	01609W102	28,800	400	SH		SOLE	0	0	0	400
FIRST FNDTN INC COM	Stock	32026V104	2,089	319	SH		OTR	1	0	0	319
KEYSIGHT TECHNOLOGIES INC COM	Stock	49338L103	1,094	8	SH		SOLE	0	0	0	8
VANGUARD LONG-TERM BOND ETF	ETF	921937793	1,776	25	SH		SOLE	0	0	0	25
BORGWARNER INC COM	Stock	099724106	0	0	SH		OTR	1	0	0	0
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	3,084	35	SH		SOLE	0	0	0	35
C H ROBINSON WORLDWIDE INC COM NEW	Stock	12541W209	7,226	82	SH		OTR	1	0	0	82
CRACKER BARREL OLD CTRY STORE COM	Stock	22410J106	1,813	43	SH		OTR	1	0	0	43
DELTA AIR LINES INC DEL COM NEW	Stock	247361702	8,716	184	SH		SOLE	0	0	0	183
MARKETAXESS HLDGS INC COM	Stock	57060D108	1,805	9	SH		OTR	1	0	0	9
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	190,278	2,481	SH		SOLE	0	0	0	2,480
GABELLI EQUITY TR INC COM	CEF	362397101	15,600	3,000	SH		SOLE	0	0	0	3,000
GARTNER INC COM	Stock	366651107	15,268	34	SH		OTR	1	0	0	34
GLACIER BANCORP INC NEW COM	Stock	37637Q105	2,762	74	SH		OTR	1	0	0	74
HELMERICH & PAYNE INC COM	Stock	423452101	6,794	188	SH		OTR	1	0	0	188
JAMES RIV GROUP LTD COM	Stock	G5005R107	1,840	238	SH		OTR	1	0	0	238
LAM RESEARCH CORP COM	Stock	512807108	9,584	9	SH		OTR	1	0	0	9
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	3,524,546	72,313	SH		SOLE	0	0	0	72,313
QORVO INC COM	Stock	74736K101	2,437	21	SH		OTR	1	0	0	21
PHILIP MORRIS INTL INC COM	Stock	718172109	13,882	137	SH		OTR	1	0	0	137
NRG ENERGY INC COM NEW	Stock	629377508	11,368	146	SH		OTR	1	0	0	146
BANK MARIN BANCORP COM	Stock	063425102	2,995	185	SH		OTR	1	0	0	185
ROYAL GOLD INC COM	Stock	780287108	2,754	22	SH		OTR	1	0	0	22
SERVICE CORP INTL COM	Stock	817565104	7,326	103	SH		OTR	1	0	0	103
SYNOPSYS INC COM	Stock	871607107	13,686	23	SH		OTR	1	0	0	23
TRINITY INDS INC COM	Stock	896522109	2,663	89	SH		OTR	1	0	0	89
EQUINIX INC COM	REIT	29444U700	1,513	2	SH		OTR	1	0	0	2
EQUINIX INC COM	REIT	29444U700	7,903	10	SH		SOLE	0	0	0	10
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	5,731	138	SH		OTR	1	0	0	138
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	16,612	400	SH		SOLE	0	0	0	400
EASTERLY GOVT PPTYS INC COM	REIT	27616P103	2,882	233	SH		OTR	1	0	0	233
ALTRIA GROUP INC COM	Stock	02209S103	4,555	100	SH		OTR	1	0	0	100
LOEWS CORP COM	Stock	540424108	4,634	62	SH		OTR	1	0	0	62
DOMINION ENERGY INC COM	Stock	25746U109	0	0	SH		OTR	1	0	0	0
CITIGROUP INC COM NEW	Stock	172967424	14,786	233	SH		OTR	1	0	0	233
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	198,274	2,241	SH		SOLE	0	0	0	2,240
AMERICAN WTR WKS CO INC NEW COM	Stock	030420103	3,746	29	SH		OTR	1	0	0	29
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	11,079	36	SH		OTR	1	0	0	36
AGILENT TECHNOLOGIES INC COM	Stock	00846U101	91,289	704	SH		SOLE	0	0	0	704
EXXON MOBIL CORP COM	Stock	30231G102	53,039	461	SH		SOLE	0	0	0	460
EXXON MOBIL CORP COM	Stock	30231G102	53,070	461	SH		OTR	1	0	0	461
UNITEDHEALTH GROUP INC COM	Stock	91324P102	11,582	23	SH		SOLE	0	0	0	22
UNITEDHEALTH GROUP INC COM	Stock	91324P102	27,500	54	SH		OTR	1	0	0	54
PRICE T ROWE GROUP INC COM	Stock	74144T108	4,612	40	SH		OTR	1	0	0	40
TRAVELERS COMPANIES INC COM	Stock	89417E109	8,134	40	SH		OTR	1	0	0	40
TRAVELERS COMPANIES INC COM	Stock	89417E109	10,232	50	SH		SOLE	0	0	0	50
LOWES COS INC COM	Stock	548661107	70,101	318	SH		SOLE	0	0	0	317
COLFAX CORP COM	Stock	194014502	859	19	SH		OTR	1	0	0	19
GODADDY INC CL A	Stock	380237107	9,780	70	SH		OTR	1	0	0	70
VIRTU FINL INC CL A	Stock	928254101	5,478	244	SH		OTR	1	0	0	244
SOUTHWEST AIRLS CO COM	Stock	844741108	3,462	121	SH		OTR	1	0	0	121
UNITI GROUP INC COM	REIT	91325V108	2,429	832	SH		OTR	1	0	0	832
DINE BRANDS GLOBAL INC COM	Stock	254423106	1,774	49	SH		OTR	1	0	0	49
ISHARES MSCI INTL QUALITY FACTOR ETF	ETF	46434V456	131,247	3,361	SH		SOLE	0	0	0	3,361
AMERICAN INTL GROUP INC COM NEW	Stock	026874784	12,844	173	SH		OTR	1	0	0	173
CHEMOURS CO COM	Stock	163851108	9,547	423	SH		OTR	1	0	0	423
TRANSUNION COM	Stock	89400J107	7,564	102	SH		OTR	1	0	0	102
NOVO-NORDISK A S ADR	ADR	670100205	103,629	726	SH		SOLE	0	0	0	726
BIO RAD LABS INC CL A	Stock	090572207	1,639	6	SH		OTR	1	0	0	6
KRAFT HEINZ CO COM	Stock	500754106	2,062	64	SH		OTR	1	0	0	64
NASDAQ INC COM	Stock	631103108	5,604	93	SH		OTR	1	0	0	93
SCHWAB CHARLES CORP COM	Stock	808513105	10,906	148	SH		OTR	1	0	0	148
BAIDU INC SPON ADR REP A	ADR	056752108	16,431	190	SH		SOLE	0	0	0	190
DENTSPLY SIRONA INC COM	Stock	24906P109	4,633	186	SH		OTR	1	0	0	186
RAPID7 INC COM	Stock	753422104	10,289	238	SH		SOLE	0	0	0	238
CROWN CASTLE INC COM	REIT	22822V101	4,983	51	SH		OTR	1	0	0	51
AUTOZONE INC COM	Stock	053332102	8,892	3	SH		OTR	1	0	0	3
BLACKROCK INC COM	Stock	09247X101	0	0	SH		OTR	1	0	0	0
BIO-TECHNE CORP COM	Stock	09073M104	6,305	88	SH		OTR	1	0	0	88
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	533,139	10,639	SH		SOLE	0	0	0	10,639
ISHARES MSCI EAFE ETF	ETF	464287465	1,078,158	13,764	SH		SOLE	0	0	0	13,764
APPLE INC COM	Stock	037833100	141,326	671	SH		OTR	1	0	0	671
APPLE INC COM	Stock	037833100	1,086,189	5,157	SH		SOLE	0	0	0	5,157
WEC ENERGY GROUP INC COM	Stock	92939U106	118,805	1,514	SH		SOLE	0	0	0	1,514
ABBOTT LABS COM	Stock	002824100	8,105	78	SH		OTR	1	0	0	78
DISNEY WALT CO COM	Stock	254687106	15,092	152	SH		OTR	1	0	0	152
DISNEY WALT CO COM	Stock	254687106	36,241	365	SH		SOLE	0	0	0	365
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	12,389	110	SH		SOLE	0	0	0	110
ISHARES RUSSELL 1000 ETF	ETF	464287622	2,566,299	8,625	SH		SOLE	0	0	0	8,625
MARSH & MCLENNAN COS INC COM	Stock	571748102	9,061	43	SH		OTR	1	0	0	43
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	5,112,457	29,303	SH		SOLE	0	0	0	29,302
ISHARES MORNINGSTAR U.S. EQUITY ETF	ETF	464287127	549,867	7,315	SH		SOLE	0	0	0	7,314