Life Planning Partners 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
FORD MTR CO DEL COM	F	345370860	25	2	SH		SOLE	0	0	0	2
GREAT ELM CAP CORP COM NEW	GECC	390320703	32	3	SH		SOLE	0	0	0	3
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG	PXH	46138E727	39	2	SH		SOLE	0	0	0	2
OUTFRONT MEDIA INC	OUT	69007J106	56	4	SH		SOLE	0	0	0	4
ABRDN PLATINUM ETF TR ABRDN PHYSICAL PLATINUM SHARES ETF	PPLT	003260106	92	1	SH		SOLE	0	0	0	1
MULLEN AUTOMOTIVE INC COM NEW	MULN	62526P406	101	7	SH		SOLE	0	0	0	7
UNITI GROUP INC COM	UNIT	91325V108	116	20	SH		SOLE	0	0	0	20
DARE BIOSCIENCE INC COM	DARE	23666P101	119	385	SH		SOLE	0	0	0	385
CARNIVAL CORP COM USD0.01	CCL	143658300	186	10	SH		SOLE	0	0	0	10
WARNER BROS DISCOVERY INC COM SER A	WBD	934423104	194	17	SH		SOLE	0	0	0	17
DMK PHARMACEUTICALS CORPORATIO COM	DMK	00547W307	213	304	SH		SOLE	0	0	0	304
WABTEC COM	WAB	929740108	254	2	SH		SOLE	0	0	0	2
DBX ETF TR XTRACK INTL REAL	HAUZ	233051846	372	17	SH		SOLE	0	0	0	17
DISNEY WALT CO COM	DIS	254687106	452	5	SH		SOLE	0	0	0	5
AGNICO EAGLE MINES LTD COM ISIN #CA0084741085 SEDOL #2009823	AEM	008474108	494	9	SH		SOLE	0	0	0	9
ETF SER SOLUTIONS DISTILLATE US	DSTL	26922A321	593	12	SH		SOLE	0	0	0	12
PAN AMERN SILVER CORP COM ISIN #CA6979001089 SEDOL #2669272	PAAS	697900108	621	38	SH		SOLE	0	0	0	38
METLIFE INC COM USD0.01	MET	59156R108	662	10	SH		SOLE	0	0	0	10
LITHIUM AMERICAS CORP COM NPV ISIN #CA53681J1030 SEDOL #BRBS357	LAC	53681J103	717	112	SH		SOLE	0	0	0	112
ARK ETF TRUST INNOVATION ETF	ARKK	00214Q104	734	14	SH		SOLE	0	0	0	14
DBX ETF TR XTRACK USD HIGH	HYLB	233051432	783	22	SH		SOLE	0	0	0	22
LAM RESEARCH CORP COM USD0.001	LRCX	512807108	784	1	SH		SOLE	0	0	0	1
BLACKROCK INC COM USD0.01	BLK	09247X101	812	1	SH		SOLE	0	0	0	1
VANECK ETF TRUST MRNGSTR WDE MOAT	MOAT	92189F643	849	10	SH		SOLE	0	0	0	10
VIATRIS INC COM	VTRS	92556V106	975	90	SH		SOLE	0	0	0	90
ISHARES GOLD TR ISHARES NEW ISIN #US4642852044 SEDOL #BKP74N6	IAU	464285204	976	25	SH		SOLE	0	0	0	25
EBAY INC. COM	EBAY	278642103	1,004	23	SH		SOLE	0	0	0	23
ISHARES RUSSELL 2000 ETF	IWM	464287655	1,004	5	SH		SOLE	0	0	0	5
PJT PARTNERS INC COM CL A	PJT	69343T107	1,019	10	SH		SOLE	0	0	0	10
CONFLUENT INC CLASS A COM	CFLT	20717M103	1,030	44	SH		SOLE	0	0	0	44
THERMO FISHER SCIENTIFIC INC	TMO	883556102	1,062	2	SH		SOLE	0	0	0	2
ISHARES INC EM MKT SM-CP ETF	EEMS	464286475	1,099	19	SH		SOLE	0	0	0	19
TARGET CORP	TGT	87612E106	1,140	8	SH		SOLE	0	0	0	8
CHARGEPOINT HOLDINGS INC COM CL A	CHPT	15961R105	1,140	487	SH		SOLE	0	0	0	487
NUSCALE PWR CORP CL A COM	SMR	67079K100	1,165	354	SH		SOLE	0	0	0	354
PLUG POWER INC	PLUG	72919P202	1,211	269	SH		SOLE	0	0	0	269
FIDELITY HIGH DIVIDEND ETF	FDVV	316092840	1,269	30	SH		SOLE	0	0	0	30
MARQETA INC CLASS A COM	MQ	57142B104	1,285	184	SH		SOLE	0	0	0	184
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	GEHC	36266G107	1,392	18	SH		SOLE	0	0	0	18
CONOCOPHILLIPS COM	COP	20825C104	1,393	12	SH		SOLE	0	0	0	12
DIREXION SHS ETF TR DLY SEMICNDTR BR	SOXS	25460G336	1,397	240	SH		SOLE	0	0	0	240
PAYPAL HLDGS INC COM	PYPL	70450Y103	1,413	23	SH		SOLE	0	0	0	23
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT	SPY	78462F103	1,426	3	SH		SOLE	0	0	0	3
ISHARES TR MSCI EAFE MIN VL	EFAV	46429B689	1,457	21	SH		SOLE	0	0	0	21
SYSCO CORP	SYY	871829107	1,463	20	SH		SOLE	0	0	0	20
UNION PAC CORP COM	UNP	907818108	1,474	6	SH		SOLE	0	0	0	6
ISHARES CORE MSCI EUROPE ETF	IEUR	46434V738	1,596	29	SH		SOLE	0	0	0	29
WASTE MANAGEMENT INC	WM	94106L109	1,612	9	SH		SOLE	0	0	0	9
APPLIED MATERIALS INC COM USD0.01	AMAT	038222105	1,621	10	SH		SOLE	0	0	0	10
PUBMATIC INC COM CL A	PUBM	74467Q103	1,631	100	SH		SOLE	0	0	0	100
ISHARES INC MSCI EMERG MRKT	EEMV	464286533	1,668	30	SH		SOLE	0	0	0	30
INTUITIVE SURGICAL INC	ISRG	46120E602	1,687	5	SH		SOLE	0	0	0	5
PROSHARES TR ULTRASHRT S&P500	SDS	74347G416	1,796	60	SH		SOLE	0	0	0	60
MONDELEZ INTL INC COM NPV	MDLZ	609207105	1,811	25	SH		SOLE	0	0	0	25
PROSHARES ULTRASHORT 20 YEAR TREASURY	TBT	74347B201	1,812	60	SH		SOLE	0	0	0	60
SCHWAB STRATEGIC TR US TIPS ETF	SCHP	808524870	1,827	35	SH		SOLE	0	0	0	35
ISHARES TR GENOMICS IMMUN	IDNA	46435U192	1,887	82	SH		SOLE	0	0	0	82
WELLS FARGO CO NEW COM	WFC	949746101	1,969	40	SH		SOLE	0	0	0	40
ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS	BABA	01609W102	2,016	26	SH		SOLE	0	0	0	26
ALPHABET INC CAP STK CL A	GOOGL	02079K305	2,096	15	SH		SOLE	0	0	0	15
BLACKSTONE INC	BX	09260D107	2,488	19	SH		SOLE	0	0	0	19
SPDR BLOOMBERG EMERGING MARKETS LOCAL BOND ETF	EBND	78464A391	2,804	132	SH		SOLE	0	0	0	132
ISHARES TR RUS TP200 VL ETF	IWX	464289420	2,807	40	SH		SOLE	0	0	0	40
ISHARES TR RUS TP200 GR ETF	IWY	464289438	2,979	17	SH		SOLE	0	0	0	17
DELL TECHNOLOGIES INC CL C	DELL	24703L202	2,984	39	SH		SOLE	0	0	0	39
KYNDRYL HLDGS INC COMMON STOCK	KD	50155Q100	3,055	147	SH		SOLE	0	0	0	147
SCHWAB FUNDAMENTAL INTL SMALL COMPANY INDEX ETF	FNDC	808524748	3,103	89	SH		SOLE	0	0	0	89
VANGUARD WHITEHALL FDS HIGH DIV YLD	VYM	921946406	3,238	29	SH		SOLE	0	0	0	29
EATON CORPORATION PLC	ETN	G29183103	3,372	14	SH		SOLE	0	0	0	14
DIREXION SHS ETF TR DLY S&P500 BR 3X	SPXS	25460E265	3,465	300	SH		SOLE	0	0	0	300
ISHARES RUSSELL 1000 VALUE ETF	IWD	464287598	3,636	22	SH		SOLE	0	0	0	22
ARES CAPITAL CORP COM	ARCC	04010L103	3,706	185	SH		SOLE	0	0	0	185
EVGO INC CL A COM	EVGO	30052F100	3,921	1,095	SH		SOLE	0	0	0	1,095
VANGUARD EXTENDED MARKETS INDEX FUND	VXF	922908652	4,111	25	SH		SOLE	0	0	0	25
UNITED STS NAT GAS FD LP UNIT PAR	UNG	912318300	4,259	840	SH		SOLE	0	0	0	840
PROSHARES TR II VIX SH TRM FUTRS	VIXY	74347Y789	4,359	281	SH		SOLE	0	0	0	281
REGIONS FINANCIAL CORP NEW COM	RF	7591EP100	4,371	226	SH		SOLE	0	0	0	226
SPDR BLOOMBERG INTERNATIONAL TREASURY BOND ETF	BWX	78464A516	4,382	189	SH		SOLE	0	0	0	189
PALO ALTO NETWORKS INC COM USD0.0001	PANW	697435105	4,424	15	SH		SOLE	0	0	0	15
MATTERPORT INC COM CL A	MTTR	577096100	4,517	1,679	SH		SOLE	0	0	0	1,679
THE CIGNA GROUP COM	CI	125523100	4,601	16	SH		SOLE	0	0	0	16
NUVEEN NASDAQ 100 DYNAMIC OVERWRITE FUND	QQQX	670699107	4,630	200	SH		SOLE	0	0	0	200
LUCID GROUP INC COM	LCID	549498103	4,926	1,170	SH		SOLE	0	0	0	1,170
SCHWAB STRATEGIC TR US SMALL-CAP ETF	SCHA	808524607	5,055	107	SH		SOLE	0	0	0	107
SCHWAB FUNDAMENTAL EM L/C	FNDE	808524730	5,510	203	SH		SOLE	0	0	0	203
VANGUARD SMALL-CAP GROWTH INDEX FUND	VBK	922908595	5,561	23	SH		SOLE	0	0	0	23
SCHWAB STRATEGIC TR FUNDAMENTAL INTL LARGE CO INDEX ETF	FNDF	808524755	5,566	165	SH		SOLE	0	0	0	165
WISDOMTREE TR US MIDCAP FUND	EZM	97717W570	5,567	97	SH		SOLE	0	0	0	97
HERSHEY COMPANY COM USD1.00	HSY	427866108	5,594	30	SH		SOLE	0	0	0	30
ABBOTT LABORATORIES	ABT	002824100	6,164	56	SH		SOLE	0	0	0	56
WALMART INC COM	WMT	931142103	6,306	40	SH		SOLE	0	0	0	40
SCHWAB STRATEGIC TR INT-TRM U.S TRES	SCHR	808524854	6,464	130	SH		SOLE	0	0	0	130
ROKU INC COM CL A	ROKU	77543R102	6,600	72	SH		SOLE	0	0	0	72
SCHWAB STRATEGIC TR SCHWAB FDT US SC	FNDA	808524763	6,698	121	SH		SOLE	0	0	0	121
BROADCOM INC COM	AVGO	11135F101	6,698	6	SH		SOLE	0	0	0	6
PROSHARES TR ULTRAPRO SHT QQQ	SQQQ	74347G432	7,492	557	SH		SOLE	0	0	0	557
ISHARES TR RUS 2000 GRW ETF	IWO	464287648	7,567	30	SH		SOLE	0	0	0	30
META PLATFORMS INC CLASS A COMMON STOCK	META	30303M102	7,788	22	SH		SOLE	0	0	0	22
INVESCO EXCH TRADED FD TR II SR LN ETF	BKLN	46138G508	7,795	368	SH		SOLE	0	0	0	368
MERCADOLIBRE INC COM USD0.001	MELI	58733R102	7,858	5	SH		SOLE	0	0	0	5
SCHWAB FUNDAMENTAL US LARGE COMPANY INDEX ETF	FNDX	808524771	8,300	134	SH		SOLE	0	0	0	134
VANGUARD MEGA CAP GROWTH INDEX FUND	MGK	921910816	8,564	33	SH		SOLE	0	0	0	33
AT&T INC COM USD1	T	00206R102	8,676	517	SH		SOLE	0	0	0	517
10X GENOMICS INC CL A COM	TXG	88025U109	9,234	165	SH		SOLE	0	0	0	165
SCHWAB US BROAD MARKET ETF	SCHB	808524102	9,464	170	SH		SOLE	0	0	0	170
ELI LILLY &CO COM	LLY	532457108	9,910	17	SH		SOLE	0	0	0	17
DUPONT DE NEMOURS INC COM	DD	26614N102	10,232	133	SH		SOLE	0	0	0	133
COMCAST CORP	CMCSA	20030N101	10,875	248	SH		SOLE	0	0	0	248
MERCK &CO. INC COM	MRK	58933Y105	10,902	100	SH		SOLE	0	0	0	100
F&G ANNUITIES &LIFE INC COMMON STOCK	FG	30190A104	11,086	241	SH		SOLE	0	0	0	241
TWILIO INC CL A	TWLO	90138F102	11,305	149	SH		SOLE	0	0	0	149
SCHWAB STRATEGIC TR 5 10YR CORP BD	SCHI	808524698	11,685	260	SH		SOLE	0	0	0	260
UNITEDHEALTH GROUP INC	UNH	91324P102	12,109	23	SH		SOLE	0	0	0	23
PIMCO 25 YR ZERO CPN US TIF	ZROZ	72201R882	12,117	142	SH		SOLE	0	0	0	142
ISHARES CORE S&P MID-CAP ETF	IJH	464287507	12,749	46	SH		SOLE	0	0	0	46
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF	VMBS	92206C771	12,749	275	SH		SOLE	0	0	0	275
ROYAL CARIBBEAN GROUP COM USD0.01	RCL	V7780T103	12,949	100	SH		SOLE	0	0	0	100
SCHWAB STRATEGIC TR US MID-CAP ETF	SCHM	808524508	13,031	173	SH		SOLE	0	0	0	173
VANGUARD MID-CAP GROWTH INDEX FUND	VOT	922908538	13,833	63	SH		SOLE	0	0	0	63
BARCLAYS BK PLC IPATH SER B S&P 500	VXX	06748F324	13,968	900	SH		SOLE	0	0	0	900
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF	VT	922042742	14,075	137	SH		SOLE	0	0	0	137
ISHARES TRUST MSCI EMG MKTS ETF USD DIS	EEM	464287234	14,396	358	SH		SOLE	0	0	0	358
SELECT SECTOR SPDR TR ENERGY	XLE	81369Y506	14,589	174	SH		SOLE	0	0	0	174
AMAZON.COM INC	AMZN	023135106	15,194	100	SH		SOLE	0	0	0	100
SCHWAB STRATEGIC TR US REIT ETF	SCHH	808524847	16,320	788	SH		SOLE	0	0	0	788
BRISTOL-MYERS SQUIBB CO COM	BMY	110122108	16,881	329	SH		SOLE	0	0	0	329
VANGUARD MID-CAP VALUE INDEX FUND	VOE	922908512	18,417	127	SH		SOLE	0	0	0	127
AMERICAN CENTY ETF TR AVANTIS EMGMKT	AVEM	025072604	18,891	335	SH		SOLE	0	0	0	335
CANNAE HLDGS INC COM	CNNE	13765N107	20,310	1,041	SH		SOLE	0	0	0	1,041
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	SPIB	78464A375	20,683	630	SH		SOLE	0	0	0	630
PROG HOLDINGS INC COM NPV	PRG	74319R101	21,370	692	SH		SOLE	0	0	0	692
ISHARES TR MSCI ACWI ETF	ACWI	464288257	22,670	223	SH		SOLE	0	0	0	223
ALPHABET INC CAP STK CL C	GOOG	02079K107	23,113	164	SH		SOLE	0	0	0	164
ISHARES CORE AGGRESSIVE ALLOCATION ETF	AOA	464289859	23,477	340	SH		SOLE	0	0	0	340
BLUE OWL CAPITAL CORPORATION COM USD0.01	OBDC	69121K104	24,045	1,629	SH		SOLE	0	0	0	1,629
VANGUARD MEGA CAP VALUE INDEX FUND	MGV	921910840	25,265	231	SH		SOLE	0	0	0	231
VANGUARD INDEX FUNDS S&P 500 ETF USD	VOO	922908363	25,335	58	SH		SOLE	0	0	0	58
TEXAS INSTRUMENTS INC COM USD1.00	TXN	882508104	25,569	150	SH		SOLE	0	0	0	150
NEWMONT CORP COM ISIN #US6516391066 SEDOL #BJYKTV2	NEM	651639106	25,786	623	SH		SOLE	0	0	0	623
UNILEVER PLC SPON ADR NEW	UL	904767704	26,664	550	SH		SOLE	0	0	0	550
CSX CORP COM USD1	CSX	126408103	27,043	780	SH		SOLE	0	0	0	780
UNITED PARCEL SERVICE INC CL B	UPS	911312106	27,987	178	SH		SOLE	0	0	0	178
ISHARES TR RUS MD CP GR ETF	IWP	464287481	29,772	285	SH		SOLE	0	0	0	285
ISHARES CORE MODERATE ALLOCATION ETF	AOM	464289875	29,888	720	SH		SOLE	0	0	0	720
ISHARES TIPS BOND ETF	TIP	464287176	30,098	280	SH		SOLE	0	0	0	280
ISHARES S&P 500 GROWTH ETF	IVW	464287309	31,843	424	SH		SOLE	0	0	0	424
AMERICAN CENTY ETF TR AVANTIS US SMALL CAP VALUE	AVUV	025072877	32,418	361	SH		SOLE	0	0	0	361
PEPSICO INC	PEP	713448108	34,478	203	SH		SOLE	0	0	0	203
DOVER CORP COM USD1.00	DOV	260003108	34,608	225	SH		SOLE	0	0	0	225
VANECK ETF TRUST JUNIOR GOLD MINE	GDXJ	92189F791	36,697	968	SH		SOLE	0	0	0	968
PFIZER INC	PFE	717081103	39,097	1,358	SH		SOLE	0	0	0	1,358
ISHARES TR INTL DEV RE ETF	IFGL	464288489	39,103	1,797	SH		SOLE	0	0	0	1,797
VANGUARD SPECIALIZED FUNDS DIV APP ETF	VIG	921908844	42,260	248	SH		SOLE	0	0	0	248
AMERICAN CENTURY ETF TRUST AVANTIS U S LARGE CAP VALUE ETF USD	AVLV	025072349	43,320	750	SH		SOLE	0	0	0	750
BRUKER CORP	BRKR	116794108	44,088	600	SH		SOLE	0	0	0	600
VERIZON COMMUNICATIONS INC	VZ	92343V104	45,052	1,195	SH		SOLE	0	0	0	1,195
SPROTT PHYSICAL SILVER TRUST TRUST UNIT ISIN #CA85207K1075 SEDOL #B5THDS5	PSLV	85207K107	46,178	5,715	SH		SOLE	0	0	0	5,715
CISCO SYSTEMS INC	CSCO	17275R102	48,651	963	SH		SOLE	0	0	0	963
ISHARES RUSSELL MID-CAP VALUE ETF	IWS	464287473	51,284	441	SH		SOLE	0	0	0	441
VANGUARD SCOTTSDALE FDS INTER TERM TREAS	VGIT	92206C706	52,024	877	SH		SOLE	0	0	0	877
ORACLE CORP	ORCL	68389X105	52,715	500	SH		SOLE	0	0	0	500
ISHARES CORE S&P SMALL-CAP E	IJR	464287804	53,151	491	SH		SOLE	0	0	0	491
AFLAC INC COM USD0.10	AFL	001055102	53,625	650	SH		SOLE	0	0	0	650
TE CONNECTIVITY LTD COM CHF0.57	TEL	H84989104	54,233	386	SH		SOLE	0	0	0	386
ALLSTATE CORP COM USD0.01	ALL	020002101	57,952	414	SH		SOLE	0	0	0	414
SCHWAB STRATEGIC TR INTL EQUITY ETF	SCHF	808524805	58,360	1,579	SH		SOLE	0	0	0	1,579
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF	SCHE	808524706	61,133	2,466	SH		SOLE	0	0	0	2,466
ASSURANT INC	AIZ	04621X108	62,342	370	SH		SOLE	0	0	0	370
SPDR SER TR S&P BIOTECH	XBI	78464A870	64,289	720	SH		SOLE	0	0	0	720
VANGUARD MID-CAP INDEX FUND	VO	922908629	66,536	286	SH		SOLE	0	0	0	286
SCHWAB STRATEGIC TR US LARGE-CAP ETF	SCHX	808524201	66,722	1,183	SH		SOLE	0	0	0	1,183
NEXTERA ENERGY INC COM USD0.01	NEE	65339F101	66,814	1,100	SH		SOLE	0	0	0	1,100
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF	VPL	922042866	70,734	982	SH		SOLE	0	0	0	982
VISA INC	V	92826C839	71,336	274	SH		SOLE	0	0	0	274
ISHARES S&P 500 VALUE ETF	IVE	464287408	72,513	417	SH		SOLE	0	0	0	417
VANGUARD MATERIALS INDEX FUND	VAW	92204A801	73,697	388	SH		SOLE	0	0	0	388
MCDONALD S CORP	MCD	580135101	75,314	254	SH		SOLE	0	0	0	254
ISHARES TRUST S & P MID CAPITAL	IJJ	464287705	79,385	697	SH		SOLE	0	0	0	697
STATE STREET CORP	STT	857477103	79,474	1,026	SH		SOLE	0	0	0	1,026
COCA-COLA CO	KO	191216100	86,569	1,469	SH		SOLE	0	0	0	1,469
ISHARES CORE US AGGREGATE BOND ETF	AGG	464287226	90,843	916	SH		SOLE	0	0	0	916
ISHARES TR CORE MSCI INTL	IDEV	46435G326	93,262	1,465	SH		SOLE	0	0	0	1,465
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	SPSM	78468R853	93,471	2,216	SH		SOLE	0	0	0	2,216
ISHARES CORE GROWTH ALLOCATION ETF	AOR	464289867	105,636	1,986	SH		SOLE	0	0	0	1,986
ISHARES SILVER TR ISHARES	SLV	46428Q109	106,744	4,901	SH		SOLE	0	0	0	4,901
ISHARES TR ISHS 1-5YR INVS	IGSB	464288646	111,370	2,172	SH		SOLE	0	0	0	2,172
PROCTER AND GAMBLE CO COM	PG	742718109	112,543	768	SH		SOLE	0	0	0	768
ISHARES CORE 1-5 YEAR USD BOND ETF	ISTB	46432F859	114,477	2,407	SH		SOLE	0	0	0	2,407
EXXON MOBIL CORP	XOM	30231G102	116,272	1,163	SH		SOLE	0	0	0	1,163
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND	VXUS	921909768	117,347	2,025	SH		SOLE	0	0	0	2,025
INTERNATIONAL BUS MACH CORP COM USD0.20	IBM	459200101	121,845	745	SH		SOLE	0	0	0	745
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B	BRKB	084670702	122,692	344	SH		SOLE	0	0	0	344
COSTCO WHOLESALE CORP COM USD0.01	COST	22160K105	123,435	187	SH		SOLE	0	0	0	187
ISHARES TR EAFE SML CP ETF	SCZ	464288273	126,586	2,045	SH		SOLE	0	0	0	2,045
APPLE INC	AAPL	037833100	131,884	685	SH		SOLE	0	0	0	685
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS	VUG	922908736	141,140	454	SH		SOLE	0	0	0	454
VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF	BNDX	92203J407	141,937	2,876	SH		SOLE	0	0	0	2,876
MICROSOFT CORP	MSFT	594918104	146,280	389	SH		SOLE	0	0	0	389
RXO INC COMMON STOCK	RXO	74982T103	153,958	6,619	SH		SOLE	0	0	0	6,619
DIMENSIONAL ETF TRUST INTERNATNAL VAL	DFIV	25434V807	174,377	5,075	SH		SOLE	0	0	0	5,075
VANGUARD BD INDEX FDS SHORT TRM BOND	BSV	921937827	174,836	2,270	SH		SOLE	0	0	0	2,270
JOHNSON &JOHNSON COM USD1.00	JNJ	478160104	179,175	1,144	SH		SOLE	0	0	0	1,144
FIDELITY NATIONAL FINANCIAL FNF GROUP COM USD0.0001	FNF	31620R303	181,377	3,555	SH		SOLE	0	0	0	3,555
JPMORGAN CHASE & CO	JPM	46625H100	181,497	1,067	SH		SOLE	0	0	0	1,067
CHEVRON CORP NEW COM	CVX	166764100	191,522	1,284	SH		SOLE	0	0	0	1,284
VANGUARD REAL ESTATE ETF	VNQ	922908553	211,004	2,388	SH		SOLE	0	0	0	2,388
NIKE INC CLASS B COM NPV	NKE	654106103	212,038	1,953	SH		SOLE	0	0	0	1,953
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	BIL	78468R663	217,874	2,384	SH		SOLE	0	0	0	2,384
WHEATON PRECIOUS METALS CORP COM NPV ISIN #CA9628791027 SEDOL #BF13KN5	WPM	962879102	232,047	4,703	SH		SOLE	0	0	0	4,703
AMERICAN CENTURY ETF TRUST AVANTIS INTL LARGE CAP VALUE ETF USD	AVIV	025072364	235,727	4,579	SH		SOLE	0	0	0	4,579
AMERICAN CENTURY ETF TRUST AVANTIS EMERGING MKTS VALUE ETF USD	AVES	025072372	237,805	5,173	SH		SOLE	0	0	0	5,173
AMERICAN CENTY ETF TR AVANTIS INTL SMALL CAP VALUE	AVDV	025072802	254,335	4,070	SH		SOLE	0	0	0	4,070
AMERICAN CENTY ETF TR AVANTIS US EQT	AVUS	025072885	290,726	3,565	SH		SOLE	0	0	0	3,565
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND	IJS	464287879	324,774	3,151	SH		SOLE	0	0	0	3,151
SPDR S&P EMERGING MARKETS SMALL CAP ETF	EWX	78463X756	338,760	6,000	SH		SOLE	0	0	0	6,000
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF	VGK	922042874	362,507	5,622	SH		SOLE	0	0	0	5,622
GXO LOGISTICS INCORPORATED COMMON STOCK	GXO	36262G101	370,324	6,055	SH		SOLE	0	0	0	6,055
ISHARES CALIFORNIA MUNI BOND ETF	CMF	464288356	380,145	6,561	SH		SOLE	0	0	0	6,561
VANGUARD WELLINGTON FUND SHORT TERM TAX EXEMPT BOND ETF	VTES	921935870	387,184	3,818	SH		SOLE	0	0	0	3,818
DIMENSIONAL ETF TRUST INTL CORE EQT MK	DFAI	25434V203	396,664	13,850	SH		SOLE	0	0	0	13,850
SCHWAB STRATEGIC TR INTL SCEQT ETF	SCHC	808524888	413,761	11,859	SH		SOLE	0	0	0	11,859
ISHARES TR CORE MSCI TOTAL	IXUS	46432F834	424,783	6,543	SH		SOLE	0	0	0	6,543
SPDR PORTFOLIO EMERGING MARKETS ETF	SPEM	78463X509	433,879	12,253	SH		SOLE	0	0	0	12,253
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS	VCSH	92206C409	444,801	5,749	SH		SOLE	0	0	0	5,749
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	LQD	464287242	447,509	4,044	SH		SOLE	0	0	0	4,044
ISHARES INC JP MORGAN EM ETF	LEMB	464286517	461,595	12,571	SH		SOLE	0	0	0	12,571
SPDR GOLD TR GOLD SHS	GLD	78463V107	476,014	2,490	SH		SOLE	0	0	0	2,490
XPO INC	XPO	983793100	563,204	6,430	SH		SOLE	0	0	0	6,430
AMERICAN CENTY ETF TR AVANTIS INTL EQT	AVDE	025072703	564,115	9,335	SH		SOLE	0	0	0	9,335
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR	VTV	922908744	625,359	4,183	SH		SOLE	0	0	0	4,183
BANK AMERICA CORP COM	BAC	060505104	653,269	19,403	SH		SOLE	0	0	0	19,403
VANGUARD SMALL CAP VALUE ETF	VBR	922908611	662,830	3,683	SH		SOLE	0	0	0	3,683
TESLA INC COM	TSLA	88160R101	692,514	2,787	SH		SOLE	0	0	0	2,787
ISHARES TR 20 YR TR BD ETF	TLT	464287432	693,644	7,015	SH		SOLE	0	0	0	7,015
VANECK ETF TR VANECK GOLD MINERS ETF	GDX	92189F106	696,415	22,458	SH		SOLE	0	0	0	22,458
ISHARES CORE S&P 500 ETF	IVV	464287200	700,357	1,467	SH		SOLE	0	0	0	1,467
VANGUARD BD INDEX FDS VANGUARD ULTRA	VUSB	92203C303	799,280	16,167	SH		SOLE	0	0	0	16,167
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US	VEU	922042775	873,239	15,555	SH		SOLE	0	0	0	15,555
DIMENSIONAL ETF TRUST US EQUITY ETF	DFUS	25434V401	942,788	18,190	SH		SOLE	0	0	0	18,190
FIDELITY MSCI REAL ESTATE INDEX ETF	FREL	316092857	1,052,954	39,511	SH		SOLE	0	0	0	39,511
DIMENSIONAL ETF TRUST WORLD EX US CORE	DFAX	25434V880	1,137,994	46,601	SH		SOLE	0	0	0	46,601
VANGUARD BD INDEX FDS TOTAL BND MRKT	BND	921937835	1,140,755	15,510	SH		SOLE	0	0	0	15,510
ISHARES TR JP MOR EM MK ETF	EMB	464288281	1,290,618	14,492	SH		SOLE	0	0	0	14,492
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF	VSS	922042718	1,431,873	12,448	SH		SOLE	0	0	0	12,448
ISHARES 0-5 YEAR INVESTMENT GRADE CORPORATE BD ETF	SLQD	46434V100	1,502,951	30,548	SH		SOLE	0	0	0	30,548
VANGUARD LARGE-CAP INDEX FUND	VV	922908637	1,519,465	6,966	SH		SOLE	0	0	0	6,966
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF	VWO	922042858	1,853,599	45,100	SH		SOLE	0	0	0	45,100
VANGUARD SMALL-CAP INDEX FUND	VB	922908751	1,892,716	8,873	SH		SOLE	0	0	0	8,873
VANGUARD BD INDEX FDS INTERMED TERM	BIV	921937819	1,949,959	25,530	SH		SOLE	0	0	0	25,530
SPROTT PHYSICAL GOLD TRUST UNIT ISIN #CA85207H1047 SEDOL #BYVW239	PHYS	85207H104	2,069,276	129,898	SH		SOLE	0	0	0	129,898
ISHARES CORE S&P US VALUE ETF	IUSV	464287663	2,084,638	24,720	SH		SOLE	0	0	0	24,720
ISHARES NATIONAL MUNI BOND ETF	MUB	464288414	2,088,794	19,268	SH		SOLE	0	0	0	19,268
VANGUARD GLOBAL EX-US REAL ESTATE INDEX FD ETF	VNQI	922042676	2,098,993	49,284	SH		SOLE	0	0	0	49,284
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF	VCIT	92206C870	2,197,900	27,042	SH		SOLE	0	0	0	27,042
VANGUARD MUN BD FDS TAX EXEMPT BD	VTEB	922907746	2,431,775	47,636	SH		SOLE	0	0	0	47,636
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	SPDW	78463X889	2,960,945	87,061	SH		SOLE	0	0	0	87,061
ISHARES INC CORE MSCI EMERGING MKTS ETF	IEMG	46434G103	3,620,196	71,574	SH		SOLE	0	0	0	71,574
VANGUARD DEVELOPED MARKETS INDEX FUND ETF	VEA	921943858	3,779,529	78,905	SH		SOLE	0	0	0	78,905
ISHARES TR CORE TOTAL USD	IUSB	46434V613	4,806,860	104,339	SH		SOLE	0	0	0	104,339
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	VTI	922908769	6,639,681	27,990	SH		SOLE	0	0	0	27,990
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	SUB	464288158	7,496,023	71,100	SH		SOLE	0	0	0	71,100
ISHARES TRUST CORE MSCI EAFE ETF	IEFA	46432F842	7,553,150	107,366	SH		SOLE	0	0	0	107,366
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	ITOT	464287150	14,664,871	139,361	SH		SOLE	0	0	0	139,361