Forbes Financial Planning 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC	COM	023135106	473	145	SH		SOLE		0	0	145
APPLE INC	COM	037833100	4,629	26,505	SH		SOLE		0	0	26,505
ARK ETF TR	INNOVATION ETF	00214Q104	245	3,625	SH		SOLE		0	0	3,625
DISNEY WALT CO	COM	254687106	256	1,859	SH		SOLE		0	0	1,859
FIRST TR EXCHNG TRADED FD VI	TCW OPPORTUNIS	33740F805	4,552	91,885	SH		SOLE		0	0	91,885
ISHARES INC	CORE MSCI EMKT	46434G103	2,582	46,775	SH		SOLE		0	0	46,775
ISHARES TR	CORE DIV GRWTH	46434V621	441	8,253	SH		SOLE		0	0	8,253
ISHARES TR	CORE S&P500 ETF	464287200	9,164	20,202	SH		SOLE		0	0	20,202
ISHARES TR	MSCI EMG MKT ETF	464287234	1,067	23,601	SH		SOLE		0	0	23,601
ISHARES TR	S&P SML 600 GWT	464287887	3,008	23,932	SH		SOLE		0	0	23,932
ISHARES TR	SP SMCP600VL ETF	464287879	5,666	55,294	SH		SOLE		0	0	55,294
ISHARES TR	TIPS BD ETF	464287176	5,660	45,508	SH		SOLE		0	0	45,508
ISHARES TR	U.S. UTILITS ETF	464287697	314	3,451	SH		SOLE		0	0	3,451
MICROSOFT CORP	COM	594918104	697	2,265	SH		SOLE		0	0	2,265
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	5,541	77,963	SH		SOLE		0	0	77,963
SELECT SECTOR SPDR TR	ENERGY	81369Y506	2,119	27,746	SH		SOLE		0	0	27,746
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	484	3,532	SH		SOLE		0	0	3,532
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,908	24,709	SH		SOLE		0	0	24,709
SOUTHERN CO	COM	842587107	254	3,498	SH		SOLE		0	0	3,498
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,019	6,690	SH		SOLE		0	0	6,690
SPDR SER TR	S&P DIVID ETF	78464A763	884	6,892	SH		SOLE		0	0	6,892
TRUIST FINL CORP	COM	89832Q109	669	11,800	SH		SOLE		0	0	11,800
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	6,914	86,910	SH		SOLE		0	0	86,910
VANGUARD INDEX FDS	GROWTH ETF	922908736	263	914	SH		SOLE		0	0	914
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	612	3,468	SH		SOLE		0	0	3,468
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,852	11,630	SH		SOLE		0	0	11,630
VANGUARD INDEX FDS	VALUE ETF	922908744	255	1,721	SH		SOLE		0	0	1,721
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	6,750	41,651	SH		SOLE		0	0	41,651
VANGUARD STAR FDS	VG TL INTL STK F	921909768	6,809	114,082	SH		SOLE		0	0	114,082
VISA INC	COM CL A	92826C839	208	939	SH		SOLE		0	0	939