Carr Financial 13FHR Quarterly holdings report by institutional manager | SEC 26 Jan 24

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	402,086	3,653	SH		SOLE		3,653	0	0
ABBVIE INC	COM	00287Y109	836,486	5,398	SH		SOLE		5,398	0	0
ABRDN PLATINUM ETF TRUST	PHYSCL PLATM SHS	003260106	461,178	5,059	SH		SOLE		5,059	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	436,883	1,245	SH		SOLE		1,245	0	0
ADOBE INC	COM	00724F101	1,389,481	2,329	SH		SOLE		2,329	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	1,434,594	9,732	SH		SOLE		9,732	0	0
AFLAC INC	COM	001055102	261,195	3,166	SH		SOLE		3,166	0	0
ALPHABET INC	CAP STK CL A	02079K305	971,963	6,958	SH		SOLE		6,958	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,215,944	8,628	SH		SOLE		8,628	0	0
AMAZON COM INC	COM	023135106	2,390,472	15,733	SH		SOLE		15,733	0	0
AMERICAN EXPRESS CO	COM	025816109	981,662	5,240	SH		SOLE		5,240	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	216,959	1,005	SH		SOLE		1,005	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	335,123	2,539	SH		SOLE		2,539	0	0
AMERIPRISE FINL INC	COM	03076C106	246,130	648	SH		SOLE		648	0	0
AMGEN INC	COM	031162100	812,504	2,821	SH		SOLE		2,821	0	0
APPLE INC	COM	037833100	4,720,786	24,520	SH		SOLE		24,520	0	0
APPLIED MATLS INC	COM	038222105	506,145	3,123	SH		SOLE		3,123	0	0
APTIV PLC	SHS	G6095L109	558,238	6,222	SH		SOLE		6,222	0	0
ARROW ELECTRS INC	COM	042735100	244,500	2,000	SH		SOLE		2,000	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	476,103	629	SH		SOLE		629	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	206,293	3,063	SH		SOLE		3,063	0	0
AUTODESK INC	COM	052769106	389,568	1,600	SH		SOLE		1,600	0	0
BANK AMERICA CORP	COM	060505104	263,723	7,833	SH		SOLE		7,833	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,085,250	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	523,934	1,469	SH		SOLE		1,469	0	0
BLACKROCK INC	COM	09247X101	403,465	497	SH		SOLE		497	0	0
BOOKING HOLDINGS INC	COM	09857L108	478,875	135	SH		SOLE		135	0	0
BROADCOM INC	COM	11135F101	520,359	466	SH		SOLE		466	0	0
CADENCE DESIGN SYSTEM INC	COM	127387108	272,370	1,000	SH		SOLE		1,000	0	0
CISCO SYS INC	COM	17275R102	541,094	10,710	SH		SOLE		10,710	0	0
CME GROUP INC	COM	12572Q105	373,604	1,774	SH		SOLE		1,774	0	0
COHERUS BIOSCIENCES INC	COM	19249H103	117,199	35,195	SH		SOLE		35,195	0	0
COSTCO WHSL CORP NEW	COM	22160K105	412,550	625	SH		SOLE		625	0	0
CUMMINS INC	COM	231021106	282,453	1,179	SH		SOLE		1,179	0	0
DANAHER CORPORATION	COM	235851102	362,972	1,569	SH		SOLE		1,569	0	0
DEERE & CO	COM	244199105	240,322	601	SH		SOLE		601	0	0
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	12,032,084	142,156	SH		SOLE		142,156	0	0
DISNEY WALT CO	COM	254687106	1,065,061	11,796	SH		SOLE		11,796	0	0
DRAFTKINGS INC NEW	COM CL A	26142V105	488,988	13,872	SH		SOLE		13,872	0	0
EATON CORP PLC	SHS	G29183103	460,689	1,913	SH		SOLE		1,913	0	0
ECOLAB INC	COM	278865100	475,445	2,397	SH		SOLE		2,397	0	0
ELEVANCE HEALTH INC	COM	036752103	464,487	985	SH		SOLE		985	0	0
ELI LILLY & CO	COM	532457108	2,556,687	4,386	SH		SOLE		4,386	0	0
ENPHASE ENERGY INC	COM	29355A107	244,988	1,854	SH		SOLE		1,854	0	0
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	585,115	9,045	SH		SOLE		9,045	0	0
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	552,480	10,717	SH		SOLE		10,717	0	0
GILEAD SCIENCES INC	COM	375558103	618,815	7,639	SH		SOLE		7,639	0	0
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	4,201,835	42,128	SH		SOLE		42,128	0	0
GSK PLC	SPONSORED ADR	37733W204	585,585	15,801	SH		SOLE		15,801	0	0
HOME DEPOT INC	COM	437076102	1,069,107	3,085	SH		SOLE		3,085	0	0
HONEYWELL INTL INC	COM	438516106	310,371	1,480	SH		SOLE		1,480	0	0
ILLINOIS TOOL WKS INC	COM	452308109	333,450	1,273	SH		SOLE		1,273	0	0
INTEL CORP	COM	458140100	399,042	7,941	SH		SOLE		7,941	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	269,538	1,648	SH		SOLE		1,648	0	0
INVESCO EXCH TRADED FD TR II	KBW PPTY CASUT	46138E586	287,666	3,178	SH		SOLE		3,178	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	272,396	4,347	SH		SOLE		4,347	0	0
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	1,119,957	12,152	SH		SOLE		12,152	0	0
INVESCO EXCHANGE TRADED FD T	BUILDING & CONST	46137V779	690,562	10,940	SH		SOLE		10,940	0	0
INVESCO EXCHANGE TRADED FD T	DORSEY WRGT TECH	46137V811	209,188	4,142	SH		SOLE		4,142	0	0
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	449,726	11,923	SH		SOLE		11,923	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,385,917	8,783	SH		SOLE		8,783	0	0
INVESCO EXCHANGE TRADED FD T	SEMICONDUCTORS	46137V647	311,992	6,303	SH		SOLE		6,303	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	5,439,808	13,283	SH		SOLE		13,283	0	0
ISHARES INC	MSCI EMERG MRKT	464286533	7,046,587	126,760	SH		SOLE		126,760	0	0
ISHARES TR	0-5 YR TIPS ETF	46429B747	1,361,855	13,813	SH		SOLE		13,813	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	1,686,649	39,949	SH		SOLE		39,949	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	11,430,640	139,330	SH		SOLE		139,330	0	0
ISHARES TR	20 YR TR BD ETF	464287432	1,860,748	18,818	SH		SOLE		18,818	0	0
ISHARES TR	7-10 YR TRSY BD	464287440	1,557,648	16,160	SH		SOLE		16,160	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	1,318,146	24,492	SH		SOLE		24,492	0	0
ISHARES TR	CORE MSCI TOTAL	46432F834	2,688,509	41,406	SH		SOLE		41,406	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	7,840,169	28,289	SH		SOLE		28,289	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	4,083,716	37,725	SH		SOLE		37,725	0	0
ISHARES TR	CORE S&P TTL STK	464287150	2,688,837	25,552	SH		SOLE		25,552	0	0
ISHARES TR	CORE S&P US VLU	464287663	1,024,862	12,153	SH		SOLE		12,153	0	0
ISHARES TR	CORE US AGGBD ET	464287226	2,359,157	23,770	SH		SOLE		23,770	0	0
ISHARES TR	ESG ADV TTL USD	46436E619	970,839	22,442	SH		SOLE		22,442	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,274,573	16,873	SH		SOLE		16,873	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	325,062	8,552	SH		SOLE		8,552	0	0
ISHARES TR	ESG AWRE USD ETF	46435G193	998,539	42,911	SH		SOLE		42,911	0	0
ISHARES TR	GL CLEAN ENE ETF	464288224	308,613	19,821	SH		SOLE		19,821	0	0
ISHARES TR	IBONDS 24 TRM HG	46435U184	2,493,264	107,422	SH		SOLE		107,422	0	0
ISHARES TR	IBONDS DEC 26	46435U259	204,088	8,000	SH		SOLE		8,000	0	0
ISHARES TR	IBONDS DEC 27	46435U283	203,320	8,000	SH		SOLE		8,000	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	507,890	20,389	SH		SOLE		20,389	0	0
ISHARES TR	MBS ETF	464288588	1,739,086	18,485	SH		SOLE		18,485	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	2,027,452	25,983	SH		SOLE		25,983	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	2,421,634	16,458	SH		SOLE		16,458	0	0
ISHARES TR	PFD AND INCM SEC	464288687	864,549	27,719	SH		SOLE		27,719	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	632,580	6,000	SH		SOLE		6,000	0	0
ISHARES TR	USD GRN BOND ETF	46435U440	690,314	14,616	SH		SOLE		14,616	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	12,521,395	227,745	SH		SOLE		227,745	0	0
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	247,055	4,948	SH		SOLE		4,948	0	0
JETBLUE AWYS CORP	COM	477143101	69,014	12,435	SH		SOLE		12,435	0	0
JOHNSON & JOHNSON	COM	478160104	602,349	3,843	SH		SOLE		3,843	0	0
JOHNSON CTLS INTL PLC	SHS	G51502105	230,560	4,000	SH		SOLE		4,000	0	0
JPMORGAN CHASE & CO	COM	46625H100	718,023	4,221	SH		SOLE		4,221	0	0
KIMBERLY-CLARK CORP	COM	494368103	310,094	2,552	SH		SOLE		2,552	0	0
KRANESHARES TR	CSI CHI INTERNET	500767306	767,471	28,425	SH		SOLE		28,425	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	272,748	1,200	SH		SOLE		1,200	0	0
LAM RESEARCH CORP	COM	512807108	976,725	1,247	SH		SOLE		1,247	0	0
LINDE PLC	SHS	G54950103	882,616	2,149	SH		SOLE		2,149	0	0
LOCKHEED MARTIN CORP	COM	539830109	647,380	1,428	SH		SOLE		1,428	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	984,385	2,308	SH		SOLE		2,308	0	0
MCDONALDS CORP	COM	580135101	297,993	1,005	SH		SOLE		1,005	0	0
MERCK & CO INC	COM	58933Y105	874,776	8,024	SH		SOLE		8,024	0	0
MICROSOFT CORP	COM	594918104	4,230,024	11,249	SH		SOLE		11,249	0	0
MODERNA INC	COM	60770K107	428,530	4,309	SH		SOLE		4,309	0	0
NATIONAL GRID PLC	SPONSORED ADR NE	636274409	369,322	5,432	SH		SOLE		5,432	0	0
NETFLIX INC	COM	64110L106	468,379	962	SH		SOLE		962	0	0
NEXTERA ENERGY INC	COM	65339F101	200,881	3,307	SH		SOLE		3,307	0	0
NIKE INC	CL B	654106103	583,484	5,374	SH		SOLE		5,374	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	530,395	5,253	SH		SOLE		5,253	0	0
NVIDIA CORPORATION	COM	67066G104	1,370,770	2,768	SH		SOLE		2,768	0	0
PARKER-HANNIFIN CORP	COM	701094104	540,401	1,173	SH		SOLE		1,173	0	0
PAYPAL HLDGS INC	COM	70450Y103	444,608	7,240	SH		SOLE		7,240	0	0
PEPSICO INC	COM	713448108	975,733	5,745	SH		SOLE		5,745	0	0
PFIZER INC	COM	717081103	248,153	8,619	SH		SOLE		8,619	0	0
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	332,373	3,508	SH		SOLE		3,508	0	0
PROCTER AND GAMBLE CO	COM	742718109	274,176	1,871	SH		SOLE		1,871	0	0
PROLOGIS INC.	COM	74340W103	254,336	1,908	SH		SOLE		1,908	0	0
ROCKWELL AUTOMATION INC	COM	773903109	257,698	830	SH		SOLE		830	0	0
ROYAL BK CDA	COM	780087102	203,676	2,014	SH		SOLE		2,014	0	0
RTX CORPORATION	COM	75513E101	314,116	3,733	SH		SOLE		3,733	0	0
S&P GLOBAL INC	COM	78409V104	308,805	701	SH		SOLE		701	0	0
SALESFORCE INC	COM	79466L302	1,466,479	5,573	SH		SOLE		5,573	0	0
SANOFI	SPONSORED ADR	80105N105	530,768	10,673	SH		SOLE		10,673	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	17,108,831	303,348	SH		SOLE		303,348	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	246,253	2,937	SH		SOLE		2,937	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	236,241	6,283	SH		SOLE		6,283	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	347,496	2,548	SH		SOLE		2,548	0	0
SERVICENOW INC	COM	81762P102	453,567	642	SH		SOLE		642	0	0
SPDR GOLD TR	GOLD SHS	78463V107	2,820,713	14,755	SH		SOLE		14,755	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	364,300	766	SH		SOLE		766	0	0
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	500,543	5,477	SH		SOLE		5,477	0	0
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	3,603,904	36,359	SH		SOLE		36,359	0	0
SPDR SER TR	BLOOMBERG INVT	78468R200	479,591	15,678	SH		SOLE		15,678	0	0
SPDR SER TR	PORT MTG BK ETF	78464A383	10,696,951	484,683	SH		SOLE		484,683	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	522,539	12,388	SH		SOLE		12,388	0	0
SYSCO CORP	COM	871829107	203,416	2,782	SH		SOLE		2,782	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	568,672	5,468	SH		SOLE		5,468	0	0
TARGET CORP	COM	87612E106	655,702	4,604	SH		SOLE		4,604	0	0
TESLA INC	COM	88160R101	990,441	3,986	SH		SOLE		3,986	0	0
TEXAS INSTRS INC	COM	882508104	273,418	1,604	SH		SOLE		1,604	0	0
THE CIGNA GROUP	COM	125523100	374,313	1,250	SH		SOLE		1,250	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	636,417	1,199	SH		SOLE		1,199	0	0
TJX COS INC NEW	COM	872540109	274,769	2,929	SH		SOLE		2,929	0	0
TRAVELERS COMPANIES INC	COM	89417E109	288,973	1,517	SH		SOLE		1,517	0	0
UNILEVER PLC	SPON ADR NEW	904767704	217,724	4,491	SH		SOLE		4,491	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	611,863	1,162	SH		SOLE		1,162	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	24,758,403	336,620	SH		SOLE		336,620	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	271,398	873	SH		SOLE		873	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,697,038	7,955	SH		SOLE		7,955	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	10,873,280	45,836	SH		SOLE		45,836	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	263,868	1,765	SH		SOLE		1,765	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	1,210,454	15,645	SH		SOLE		15,645	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	9,782,155	57,407	SH		SOLE		57,407	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	11,121,178	232,175	SH		SOLE		232,175	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	2,116,914	18,964	SH		SOLE		18,964	0	0
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	1,464,920	26,500	SH		SOLE		26,500	0	0
VANGUARD WORLD FD	ESG US CORP BD	921910691	938,024	14,800	SH		SOLE		14,800	0	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,592,366	6,136	SH		SOLE		6,136	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	302,225	8,017	SH		SOLE		8,017	0	0
VISA INC	COM CL A	92826C839	412,394	1,584	SH		SOLE		1,584	0	0
WALMART INC	COM	931142103	688,727	4,369	SH		SOLE		4,369	0	0
WILLIAMS COS INC	COM	969457100	332,261	9,540	SH		SOLE		9,540	0	0
XYLEM INC	COM	98419M100	355,317	3,107	SH		SOLE		3,107	0	0

Carr Financial 13F-HRQuarterly holdings report by institutional manager