Horizons Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	86	760	SH		SOLE	0	760	0	0
SIRIUS XM HOLDINGS INC COM	Stock	82968B103	1	95	SH		SOLE	0	95	0	0
INVESCO QQQ TRUST	ETF	46090E103	320	1,197	SH		SOLE	0	1,197	0	0
WISDOMTREE U.S. SMALLCAP FUND	ETF	97717W562	64	1,628	SH		SOLE	0	1,628	0	0
INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF	ETF	46138J858	716	31,394	SH		SOLE	0	31,394	0	0
ISHARES GOLD TRUST	ETF	464285204	113	3,598	SH		SOLE	0	3,598	0	0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND	ETF	46435G672	724	14,984	SH		SOLE	0	14,984	0	0
JOHNSON & JOHNSON COM	Stock	478160104	3	20	SH		SOLE	0	20	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	5	33	SH		SOLE	0	33	0	0
ABB LTD SPONSORED ADR	ADR	000375204	210	8,187	SH		SOLE	0	8,187	0	0
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	343	1,910	SH		SOLE	0	1,910	0	0
INVESCO WATER RESOURCES ETF	ETF	46137V142	18	384	SH		SOLE	0	384	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	44	346	SH		SOLE	0	346	0	0
COCA COLA CO COM	Stock	191216100	29	525	SH		SOLE	0	525	0	0
TRUIST FINL CORP COM	Stock	89832Q109	37	853	SH		SOLE	0	853	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	3,049	152,891	SH		SOLE	0	152,890	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	8,901	111,022	SH		SOLE	0	111,021	0	0
CARNIVAL CORP COMMON STOCK	Stock	143658300	3	383	SH		SOLE	0	383	0	0
INTEL CORP COM	Stock	458140100	11	429	SH		SOLE	0	429	0	0
ISHARES SILVER TRUST	ETF	46428Q109	36	2,047	SH		SOLE	0	2,047	0	0
ISHARES MSCI EAFE ESG SELECT ETF	ETF	46435G516	199	3,552	SH		SOLE	0	3,552	0	0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	ETF	46435G441	110	2,615	SH		SOLE	0	2,615	0	0
MERCK & CO INC COM	Stock	58933Y105	39	457	SH		SOLE	0	457	0	0
SPDR S&P 500 ETF	ETF	78462F103	3	7	SH		SOLE	0	7	0	0
WISDOMTREE U.S. MIDCAP FUND	ETF	97717W570	61	1,395	SH		SOLE	0	1,395	0	0
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	18	559	SH		SOLE	0	559	0	0
ISHARES TIPS BOND ETF	ETF	464287176	5,659	53,949	SH		SOLE	0	53,948	0	0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	377	17,422	SH		SOLE	0	17,422	0	0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF	ETF	46137V217	60	361	SH		SOLE	0	361	0	0
CHUBB LIMITED COM	Stock	H1467J104	6	31	SH		SOLE	0	31	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	647	12,059	SH		SOLE	0	12,059	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	2,532	31,180	SH		SOLE	0	31,179	0	0
ISHARES INTERNATIONAL DEVELOPED PROPERTY ETF	ETF	464288422	336	13,541	SH		SOLE	0	13,540	0	0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	5,028	153,572	SH		SOLE	0	153,572	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	332	4,185	SH		SOLE	0	4,184	0	0
XCEL ENERGY INC COM	Stock	98389B100	3	48	SH		SOLE	0	48	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	15	67	SH		SOLE	0	67	0	0
BRIGHTHOUSE FINL INC COM	Stock	10922N103	1	24	SH		SOLE	0	24	0	0
DUPONT DE NEMOURS INC COM	Stock	26614N102	4	85	SH		SOLE	0	85	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	13	100	SH		SOLE	0	100	0	0
SPDR GOLD SHARES	ETF	78463V107	4	26	SH		SOLE	0	26	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	166	4,396	SH		SOLE	0	4,396	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	106	503	SH		SOLE	0	503	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	11	129	SH		SOLE	0	129	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	871	46,774	SH		SOLE	0	46,774	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	123	5,676	SH		SOLE	0	5,676	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	688	7,892	SH		SOLE	0	7,892	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	56	2,414	SH		SOLE	0	2,414	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	381	1,425	SH		SOLE	0	1,425	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	26	273	SH		SOLE	0	272	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	6	8	SH		SOLE	0	8	0	0
MICROSOFT CORP COM	Stock	594918104	247	1,062	SH		SOLE	0	1,062	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	2,888	154,950	SH		SOLE	0	154,949	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	58	3,045	SH		SOLE	0	3,045	0	0
INVESCO BULLETSHARES 2026 HIGH YIELD CORPORATE BOND ETF	ETF	46138J635	67	3,058	SH		SOLE	0	3,058	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	8,001	46,816	SH		SOLE	0	46,816	0	0
VANGUARD MID-CAP INDEX FUND	ETF	922908629	8,614	45,823	SH		SOLE	0	45,822	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	9,965	60,924	SH		SOLE	0	60,923	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	94	1,200	SH		SOLE	0	1,200	0	0
NIKE INC CL B	Stock	654106103	3	39	SH		SOLE	0	39	0	0
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	30	517	SH		SOLE	0	517	0	0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	ETF	46431W598	486	8,830	SH		SOLE	0	8,830	0	0
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF	ETF	46435U549	210	4,520	SH		SOLE	0	4,520	0	0
VANGUARD HEALTH CARE INDEX FUND	ETF	92204A504	14	62	SH		SOLE	0	62	0	0
SCHWAB US TIPS ETF	ETF	808524870	88	1,691	SH		SOLE	0	1,691	0	0
DOLLAR TREE INC COM	Stock	256746108	4	31	SH		SOLE	0	31	0	0
DOW INC COM	Stock	260557103	4	85	SH		SOLE	0	85	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	12	273	SH		SOLE	0	273	0	0
VANGUARD S&P 500 ETF	ETF	922908363	56	171	SH		SOLE	0	171	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	49	123	SH		SOLE	0	123	0	0
CORTEVA INC COM	Stock	22052L104	5	85	SH		SOLE	0	85	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	454	3,569	SH		SOLE	0	3,569	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	296	3,085	SH		SOLE	0	3,085	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	39	648	SH		SOLE	0	648	0	0
INVESCO BULLETSHARES 2023 MUNICIPAL BOND ETF	ETF	46138J544	192	7,757	SH		SOLE	0	7,757	0	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	258	10,579	SH		SOLE	0	10,579	0	0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	ETF	46138J585	31	1,492	SH		SOLE	0	1,492	0	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	255	10,703	SH		SOLE	0	10,703	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	36	373	SH		SOLE	0	373	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	187	8,195	SH		SOLE	0	8,195	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	196	1,186	SH		SOLE	0	1,186	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	188	8,243	SH		SOLE	0	8,243	0	0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	ETF	46138J486	50	2,226	SH		SOLE	0	2,226	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	13	144	SH		SOLE	0	144	0	0
SCHWAB LONG-TERM U.S. TREASURY ETF	ETF	808524680	28	777	SH		SOLE	0	777	0	0
AFLAC INC COM	Stock	001055102	34	600	SH		SOLE	0	600	0	0
SYSCO CORP COM	Stock	871829107	3	37	SH		SOLE	0	37	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	3	442	SH		SOLE	0	442	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	39	360	SH		SOLE	0	360	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	33	426	SH		SOLE	0	426	0	0
AIRBNB INC COM CL A	Stock	009066101	1	5	SH		SOLE	0	5	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	1	45	SH		SOLE	0	45	0	0
SABA CAPITAL INCOME & OPRNT FD SHS NEW	CEF	78518H202	6	700	SH		SOLE	0	700	0	0
HERSHEY CO COM	Stock	427866108	73	330	SH		SOLE	0	330	0	0
PROSHARES BITCOIN STRATEGY ETF	ETF	74347G440	0	5	SH		SOLE	0	5	0	0
VANGUARD VALUE INDEX FUND	ETF	922908744	26	208	SH		SOLE	0	208	0	0
META PLATFORMS INC CL A	Stock	30303M102	1	6	SH		SOLE	0	6	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	1	71	SH		SOLE	0	71	0	0
FMC CORP COM NEW	Stock	302491303	3	28	SH		SOLE	0	28	0	0
METLIFE INC COM	Stock	59156R108	12	194	SH		SOLE	0	194	0	0
NVIDIA CORPORATION COM	Stock	67066G104	27	220	SH		SOLE	0	220	0	0
ABBVIE INC COM	Stock	00287Y109	4	31	SH		SOLE	0	31	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	506	10,484	SH		SOLE	0	10,484	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	6,054	84,873	SH		SOLE	0	84,872	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	18	401	SH		SOLE	0	401	0	0
ISHARES MSCI EM ESG SELECT ETF	ETF	46434G863	10	370	SH		SOLE	0	369	0	0
MCDONALDS CORP COM	Stock	580135101	3	15	SH		SOLE	0	15	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	5,230	109,581	SH		SOLE	0	109,580	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	180	2,891	SH		SOLE	0	2,891	0	0
AT&T INC COM	Stock	00206R102	5	299	SH		SOLE	0	299	0	0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	264	3,696	SH		SOLE	0	3,696	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	38	378	SH		SOLE	0	378	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	492	1,373	SH		SOLE	0	1,373	0	0
CIGNA CORP NEW COM	Stock	125523100	8	27	SH		SOLE	0	27	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	281	12,178	SH		SOLE	0	12,178	0	0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF	ETF	46138J882	3,293	155,463	SH		SOLE	0	155,462	0	0
UNION PAC CORP COM	Stock	907818108	4	23	SH		SOLE	0	23	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	2	34	SH		SOLE	0	34	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	3	8	SH		SOLE	0	8	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	33	318	SH		SOLE	0	318	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	9,360	257,437	SH		SOLE	0	257,437	0	0
DANAHER CORPORATION COM	Stock	235851102	6	24	SH		SOLE	0	24	0	0
BK OF AMERICA CORP COM	Stock	060505104	47	1,561	SH		SOLE	0	1,561	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	95	850	SH		SOLE	0	850	0	0
ORACLE CORP COM	Stock	68389X105	3	42	SH		SOLE	0	42	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	4	49	SH		SOLE	0	49	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	469	12,846	SH		SOLE	0	12,846	0	0
TEXAS INSTRS INC COM	Stock	882508104	5	31	SH		SOLE	0	31	0	0
PFIZER INC COM	Stock	717081103	15	350	SH		SOLE	0	350	0	0
3M CO COM	Stock	88579Y101	12	111	SH		SOLE	0	111	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	33	340	SH		SOLE	0	340	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	2	22	SH		SOLE	0	22	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	16	119	SH		SOLE	0	119	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	532	5,526	SH		SOLE	0	5,526	0	0
EATON CORP PLC SHS	Stock	G29183103	4	32	SH		SOLE	0	32	0	0
VICTORYSHARES US EQ INCOME ENHANCED VOLATILITY WTD ETF	ETF	92647N824	337	5,685	SH		SOLE	0	5,685	0	0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	ETF	92647N782	1,246	19,421	SH		SOLE	0	19,420	0	0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	ETF	46138J866	3,784	181,293	SH		SOLE	0	181,292	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	3,341	163,844	SH		SOLE	0	163,843	0	0
INVESCO BULLETSHARES 2022 HIGH YIELD CORPORATE BOND ETF	ETF	46138J874	410	18,650	SH		SOLE	0	18,650	0	0
VANGUARD LONG-TERM BOND ETF	ETF	921937793	3,446	47,896	SH		SOLE	0	47,895	0	0
NATIONAL RETAIL PROPERTIES INC COM	REIT	637417106	45	1,125	SH		SOLE	0	1,125	0	0
DELTA AIR LINES INC DEL COM NEW	Stock	247361702	4	145	SH		SOLE	0	145	0	0
VICTORYSHARES DEVELOPED ENHANCED VOLATILITY WTD ETF	ETF	92647N816	222	7,674	SH		SOLE	0	7,674	0	0
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	35	464	SH		SOLE	0	464	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	25	122	SH		SOLE	0	122	0	0
ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	20	572	SH		SOLE	0	572	0	0
CITIGROUP INC COM NEW	Stock	172967424	14	330	SH		SOLE	0	330	0	0
EXXON MOBIL CORP COM	Stock	30231G102	38	432	SH		SOLE	0	432	0	0
CHEMOURS CO COM	Stock	163851108	1	40	SH		SOLE	0	40	0	0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF	ETF	46434VBA7	10	400	SH		SOLE	0	400	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	2	29	SH		SOLE	0	29	0	0
ETFMG PRIME MOBILE PAYMENTS ETF	ETF	26924G409	11	300	SH		SOLE	0	300	0	0
BLACKROCK INC COM	Stock	09247X101	2	4	SH		SOLE	0	4	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	359	1,638	SH		SOLE	0	1,638	0	0
ISHARES S&P GLOBAL CLEAN ENERGY INDEX FUND	ETF	464288224	39	2,045	SH		SOLE	0	2,045	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	328	6,810	SH		SOLE	0	6,810	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	1,049	18,724	SH		SOLE	0	18,724	0	0
APPLE INC COM	Stock	037833100	84	607	SH		SOLE	0	607	0	0
WEC ENERGY GROUP INC COM	Stock	92939U106	48	541	SH		SOLE	0	540	0	0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF	ETF	46434VAX8	84	3,367	SH		SOLE	0	3,367	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	258	10,703	SH		SOLE	0	10,703	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	265	10,868	SH		SOLE	0	10,868	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	34	170	SH		SOLE	0	170	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	4	28	SH		SOLE	0	28	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	5	34	SH		SOLE	0	34	0	0