Horizons Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	83,665	810	SH		SOLE	0	810	0	0
SIRIUS XM HOLDINGS INC COM	Stock	82968B103	377	95	SH		SOLE	0	95	0	0
INVESCO QQQ TRUST	ETF	46090E103	384,153	1,197	SH		SOLE	0	1,197	0	0
WISDOMTREE U.S. SMALLCAP FUND	ETF	97717W562	70,362	1,628	SH		SOLE	0	1,628	0	0
INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF	ETF	46138J858	1,521,586	64,597	SH		SOLE	0	64,597	0	0
ISHARES GOLD TRUST	ETF	464285204	106,878	2,860	SH		SOLE	0	2,860	0	0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	782,172	15,979	SH		SOLE	0	15,979	0	0
JOHNSON & JOHNSON COM	Stock	478160104	3,100	20	SH		SOLE	0	20	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	5,385	33	SH		SOLE	0	33	0	0
ABB LTD SPONSORED ADR	ADR	000375204	264,282	7,705	SH		SOLE	0	7,705	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	379,422	1,859	SH		SOLE	0	1,859	0	0
INVESCO WATER RESOURCES ETF	ETF	46137V142	20,486	384	SH		SOLE	0	384	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	18,719	126	SH		SOLE	0	125	0	0
COCA COLA CO COM	Stock	191216100	32,566	525	SH		SOLE	0	525	0	0
TRUIST FINL CORP COM	Stock	89832Q109	29,087	853	SH		SOLE	0	853	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	3,842,834	189,489	SH		SOLE	0	189,488	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	11,281,403	135,855	SH		SOLE	0	135,855	0	0
CARNIVAL CORP COMMON STOCK	Stock	143658300	1,015	100	SH		SOLE	0	100	0	0
INTEL CORP COM	Stock	458140100	14,015	429	SH		SOLE	0	429	0	0
ISHARES SILVER TRUST	ETF	46428Q109	29,353	1,327	SH		SOLE	0	1,327	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	239,312	3,331	SH		SOLE	0	3,331	0	0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	ETF	46435G441	72,722	1,639	SH		SOLE	0	1,639	0	0
MERCK & CO INC COM	Stock	58933Y105	48,620	457	SH		SOLE	0	457	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	2,866	7	SH		SOLE	0	7	0	0
WISDOMTREE U.S. MIDCAP FUND	ETF	97717W570	69,387	1,395	SH		SOLE	0	1,395	0	0
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	4,720	135	SH		SOLE	0	135	0	0
ISHARES TIPS BOND ETF	ETF	464287176	6,323,246	57,354	SH		SOLE	0	57,353	0	0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	1,513,419	67,401	SH		SOLE	0	67,400	0	0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF	ETF	46137V217	56,773	310	SH		SOLE	0	310	0	0
CHUBB LIMITED COM	Stock	H1467J104	54,759	282	SH		SOLE	0	282	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	915,632	16,486	SH		SOLE	0	16,486	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	1,767,988	21,519	SH		SOLE	0	21,518	0	0
ISHARES INTERNATIONAL DEVELOPED PROPERTY ETF	ETF	464288422	438,127	16,289	SH		SOLE	0	16,288	0	0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	2,799,234	80,553	SH		SOLE	0	80,553	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	367,280	4,061	SH		SOLE	0	4,060	0	0
XCEL ENERGY INC COM	Stock	98389B100	3,237	48	SH		SOLE	0	48	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	14,916	67	SH		SOLE	0	67	0	0
BRIGHTHOUSE FINL INC COM	Stock	10922N103	1,059	24	SH		SOLE	0	24	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	13,702	100	SH		SOLE	0	100	0	0
SPDR GOLD SHARES	ETF	78463V107	3,848	21	SH		SOLE	0	21	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	184,324	4,396	SH		SOLE	0	4,396	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	122,898	503	SH		SOLE	0	503	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	10,952	129	SH		SOLE	0	129	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	3,424,050	177,366	SH		SOLE	0	177,365	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	327,017	14,547	SH		SOLE	0	14,547	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	813,537	8,413	SH		SOLE	0	8,413	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	161,118	6,764	SH		SOLE	0	6,764	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	439,997	1,425	SH		SOLE	0	1,425	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	28,292	273	SH		SOLE	0	272	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	6,792	8	SH		SOLE	0	8	0	0
MICROSOFT CORP COM	Stock	594918104	256,299	889	SH		SOLE	0	889	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	1,072	71	SH		SOLE	0	71	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	3,804,383	198,559	SH		SOLE	0	198,558	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	3,104,275	154,677	SH		SOLE	0	154,677	0	0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	ETF	46138J635	86,338	3,776	SH		SOLE	0	3,776	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	9,589,083	50,586	SH		SOLE	0	50,586	0	0
VANGUARD MID-CAP ETF	ETF	922908629	10,349,793	49,070	SH		SOLE	0	49,069	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	13,084,588	70,042	SH		SOLE	0	70,042	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	30,801	400	SH		SOLE	0	399	0	0
NIKE INC CL B	Stock	654106103	4,783	39	SH		SOLE	0	39	0	0
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	26,517	453	SH		SOLE	0	452	0	0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	ETF	46431W598	3,965,261	76,965	SH		SOLE	0	76,965	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	178,118	3,706	SH		SOLE	0	3,706	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	14,785	62	SH		SOLE	0	62	0	0
SCHWAB US TIPS ETF	ETF	808524870	658,867	12,290	SH		SOLE	0	12,290	0	0
DOLLAR TREE INC COM	Stock	256746108	4,450	31	SH		SOLE	0	31	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	18,529	273	SH		SOLE	0	273	0	0
VANGUARD S&P 500 ETF	ETF	922908363	62,052	165	SH		SOLE	0	165	0	0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	ETF	922042676	108,241	2,668	SH		SOLE	0	2,668	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	56,384	123	SH		SOLE	0	123	0	0
CORTEVA INC COM	Stock	22052L104	5,126	85	SH		SOLE	0	85	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	516,149	3,569	SH		SOLE	0	3,569	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	210,765	2,124	SH		SOLE	0	2,124	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	44,349	648	SH		SOLE	0	648	0	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	802,261	43,852	SH		SOLE	0	43,851	0	0
INVESCO BULLETSHARES 2023 MUNICIPAL BOND ETF	ETF	46138J544	803,046	31,994	SH		SOLE	0	31,993	0	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	263,378	10,579	SH		SOLE	0	10,579	0	0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	ETF	46138J585	32,581	1,492	SH		SOLE	0	1,492	0	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	487,204	19,853	SH		SOLE	0	19,853	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	39,613	373	SH		SOLE	0	373	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	253,240	10,645	SH		SOLE	0	10,645	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	203,376	1,140	SH		SOLE	0	1,140	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	274,839	11,514	SH		SOLE	0	11,514	0	0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	ETF	46138J486	286,830	12,123	SH		SOLE	0	12,123	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	4,626	48	SH		SOLE	0	47	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	24,224	1,069	SH		SOLE	0	1,069	0	0
ISHARES IBONDS DEC 2023 TERM TREASURY ETF	ETF	46436E882	347,974	14,026	SH		SOLE	0	14,025	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	468,559	19,515	SH		SOLE	0	19,515	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	467,589	19,872	SH		SOLE	0	19,872	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	120,131	5,205	SH		SOLE	0	5,205	0	0
SCHWAB LONG-TERM U.S. TREASURY ETF	ETF	808524680	29,106	777	SH		SOLE	0	777	0	0
AFLAC INC COM	Stock	001055102	38,712	600	SH		SOLE	0	600	0	0
SYSCO CORP COM	Stock	871829107	2,858	37	SH		SOLE	0	37	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	3,059	442	SH		SOLE	0	442	0	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	67,261	2,876	SH		SOLE	0	2,876	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	42,185	360	SH		SOLE	0	360	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	38,787	426	SH		SOLE	0	426	0	0
AIRBNB INC COM CL A	Stock	009066101	622	5	SH		SOLE	0	5	0	0
STAG INDL INC COM	REIT	85254J102	203	6	SH		SOLE	0	6	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	988	42	SH		SOLE	0	42	0	0
HERSHEY CO COM	Stock	427866108	27,957	110	SH		SOLE	0	109	0	0
PROSHARES BITCOIN STRATEGY ETF	ETF	74347G440	88	5	SH		SOLE	0	5	0	0
META PLATFORMS INC CL A	Stock	30303M102	1,272	6	SH		SOLE	0	6	0	0
FMC CORP COM NEW	Stock	302491303	3,420	28	SH		SOLE	0	28	0	0
STRIVE U.S. ENERGY ETF	ETF	02072L722	528	19	SH		SOLE	0	19	0	0
METLIFE INC COM	Stock	59156R108	11,240	194	SH		SOLE	0	194	0	0
NVIDIA CORPORATION COM	Stock	67066G104	61,109	220	SH		SOLE	0	220	0	0
ABBVIE INC COM	Stock	00287Y109	4,940	31	SH		SOLE	0	31	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	13,612	279	SH		SOLE	0	279	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	395,530	7,550	SH		SOLE	0	7,549	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	6,813,773	92,290	SH		SOLE	0	92,290	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	21,441	401	SH		SOLE	0	401	0	0
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	12,512	397	SH		SOLE	0	397	0	0
MCDONALDS CORP COM	Stock	580135101	4,194	15	SH		SOLE	0	15	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	6,161,374	125,948	SH		SOLE	0	125,947	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	199,272	2,850	SH		SOLE	0	2,850	0	0
AT&T INC COM	Stock	00206R102	5,756	299	SH		SOLE	0	299	0	0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	117,556	1,556	SH		SOLE	0	1,556	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	37,380	340	SH		SOLE	0	340	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	668,400	1,626	SH		SOLE	0	1,626	0	0
THE CIGNA GROUP COM	Stock	125523100	32,516	127	SH		SOLE	0	127	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	315,846	13,310	SH		SOLE	0	13,310	0	0
UNION PAC CORP COM	Stock	907818108	4,629	23	SH		SOLE	0	23	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	2,849	34	SH		SOLE	0	34	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	3,782	8	SH		SOLE	0	8	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	41,439	318	SH		SOLE	0	318	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	12,390,770	274,314	SH		SOLE	0	274,314	0	0
DANAHER CORPORATION COM	Stock	235851102	6,049	24	SH		SOLE	0	24	0	0
BANK AMERICA CORP COM	Stock	060505104	50,965	1,782	SH		SOLE	0	1,782	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	105,154	850	SH		SOLE	0	850	0	0
ORACLE CORP COM	Stock	68389X105	3,903	42	SH		SOLE	0	42	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	4,799	49	SH		SOLE	0	49	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	627,143	15,523	SH		SOLE	0	15,523	0	0
TEXAS INSTRS INC COM	Stock	882508104	5,766	31	SH		SOLE	0	31	0	0
PFIZER INC COM	Stock	717081103	49,348	1,210	SH		SOLE	0	1,209	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	39,520	380	SH		SOLE	0	380	0	0
ARISTA NETWORKS INC COM	Stock	040413106	33,572	200	SH		SOLE	0	200	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	2,860	22	SH		SOLE	0	22	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	18,327	119	SH		SOLE	0	119	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	569,144	5,712	SH		SOLE	0	5,712	0	0
EATON CORP PLC SHS	Stock	G29183103	5,483	32	SH		SOLE	0	32	0	0
VICTORYSHARES US EQ INCOME ENHANCED VOLATILITY WTD ETF	ETF	92647N824	366,812	6,051	SH		SOLE	0	6,051	0	0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	ETF	92647N782	1,171,794	18,808	SH		SOLE	0	18,807	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	35,845	383	SH		SOLE	0	383	0	0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	ETF	46138J866	4,242,675	201,265	SH		SOLE	0	201,265	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	4,103,292	199,286	SH		SOLE	0	199,285	0	0
VANGUARD LONG-TERM BOND ETF	ETF	921937793	2,785,245	36,342	SH		SOLE	0	36,341	0	0
NATIONAL RETAIL PROPERTIES INC COM	REIT	637417106	49,669	1,125	SH		SOLE	0	1,125	0	0
VICTORYSHARES DEVELOPED ENHANCED VOLATILITY WTD ETF	ETF	92647N816	231,602	7,447	SH		SOLE	0	7,447	0	0
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	35,491	464	SH		SOLE	0	464	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	28,720	122	SH		SOLE	0	122	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	15,461	572	SH		SOLE	0	572	0	0
CITIGROUP INC COM NEW	Stock	172967424	25,190	537	SH		SOLE	0	537	0	0
EXXON MOBIL CORP COM	Stock	30231G102	15,775	144	SH		SOLE	0	143	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	153,583	896	SH		SOLE	0	896	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	2,202	29	SH		SOLE	0	29	0	0
BLACKROCK INC COM	Stock	09247X101	2,676	4	SH		SOLE	0	4	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	618,145	2,471	SH		SOLE	0	2,471	0	0
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	40,450	2,045	SH		SOLE	0	2,045	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	344,995	6,810	SH		SOLE	0	6,810	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	1,876,613	26,239	SH		SOLE	0	26,239	0	0
APPLE INC COM	Stock	037833100	106,690	647	SH		SOLE	0	647	0	0
WEC ENERGY GROUP INC COM	Stock	92939U106	51,248	541	SH		SOLE	0	540	0	0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF	ETF	46434VAX8	126,202	5,010	SH		SOLE	0	5,010	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	293,796	11,977	SH		SOLE	0	11,977	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	281,260	11,438	SH		SOLE	0	11,438	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	38,289	170	SH		SOLE	0	170	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	4,663	28	SH		SOLE	0	28	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	37,914	249	SH		SOLE	0	249	0	0