Horizons Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	248,270	1,634	SH		SOLE	0	1,634	0	0
SIRIUS XM HOLDINGS INC COM	Stock	82968B103	520	95	SH		SOLE	0	95	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	438,596	1,071	SH		SOLE	0	1,071	0	0
WISDOMTREE U.S. SMALLCAP FUND	ETF	97717W562	41,450	832	SH		SOLE	0	832	0	0
ISHARES GOLD TRUST	ETF	464285204	105,303	2,698	SH		SOLE	0	2,698	0	0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	1,193,706	23,970	SH		SOLE	0	23,970	0	0
JOHNSON & JOHNSON COM	Stock	478160104	4,859	31	SH		SOLE	0	31	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	8,776	49	SH		SOLE	0	49	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	432,452	1,823	SH		SOLE	0	1,823	0	0
INVESCO WATER RESOURCES ETF	ETF	46137V142	23,370	384	SH		SOLE	0	384	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	2,700	7	SH		SOLE	0	7	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	1,497,940	37,392	SH		SOLE	0	37,392	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	3,810	26	SH		SOLE	0	26	0	0
COCA COLA CO COM	Stock	191216100	30,938	525	SH		SOLE	0	525	0	0
TRUIST FINL CORP COM	Stock	89832Q109	31,493	853	SH		SOLE	0	853	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	4,201,370	205,396	SH		SOLE	0	205,395	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	11,978,337	135,563	SH		SOLE	0	135,562	0	0
CARNIVAL CORP PAIRED CTF	Stock	143658300	1,854	100	SH		SOLE	0	100	0	0
INTEL CORP COM	Stock	458140100	21,557	429	SH		SOLE	0	429	0	0
ISHARES SILVER TRUST	ETF	46428Q109	23,370	1,073	SH		SOLE	0	1,073	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	243,087	3,218	SH		SOLE	0	3,217	0	0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	ETF	46435G441	59,069	1,299	SH		SOLE	0	1,299	0	0
MERCK & CO INC COM	Stock	58933Y105	52,766	484	SH		SOLE	0	484	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	3,327	7	SH		SOLE	0	7	0	0
WISDOMTREE U.S. MIDCAP FUND	ETF	97717W570	70,762	1,233	SH		SOLE	0	1,233	0	0
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	5,350	148	SH		SOLE	0	148	0	0
ISHARES TIPS BOND ETF	ETF	464287176	6,935,516	64,522	SH		SOLE	0	64,522	0	0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	2,984,878	131,406	SH		SOLE	0	131,405	0	0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF	ETF	46137V217	55,695	1,350	SH		SOLE	0	1,350	0	0
CHUBB LIMITED COM	Stock	H1467J104	63,732	282	SH		SOLE	0	282	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	899,450	15,315	SH		SOLE	0	15,315	0	0
SNAP ON INC COM	Stock	833034101	1,444	5	SH		SOLE	0	5	0	0
PEPSICO INC COM	Stock	713448108	2,208	13	SH		SOLE	0	13	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	326,765	3,983	SH		SOLE	0	3,983	0	0
ISHARES INTERNATIONAL DEVELOPED PROPERTY ETF	ETF	464288422	460,251	16,057	SH		SOLE	0	16,057	0	0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	285,751	8,038	SH		SOLE	0	8,038	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	392,602	3,742	SH		SOLE	0	3,741	0	0
XCEL ENERGY INC COM	Stock	98389B100	5,510	89	SH		SOLE	0	89	0	0
HOME DEPOT INC COM	Stock	437076102	394,027	1,137	SH		SOLE	0	1,137	0	0
BRIGHTHOUSE FINL INC COM	Stock	10922N103	1,270	24	SH		SOLE	0	24	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	15,533	100	SH		SOLE	0	100	0	0
SPDR GOLD SHARES	ETF	78463V107	4,015	21	SH		SOLE	0	21	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	207,667	4,396	SH		SOLE	0	4,396	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	221,920	732	SH		SOLE	0	732	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	11,792	129	SH		SOLE	0	129	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	3,979,875	204,568	SH		SOLE	0	204,568	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	2,975,225	130,894	SH		SOLE	0	130,894	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	836,881	7,731	SH		SOLE	0	7,731	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	182,993	7,647	SH		SOLE	0	7,647	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	508,241	1,425	SH		SOLE	0	1,425	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	317,480	2,273	SH		SOLE	0	2,272	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	10,451	11	SH		SOLE	0	11	0	0
MICROSOFT CORP COM	Stock	594918104	278,646	741	SH		SOLE	0	741	0	0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	194,868	5,127	SH		SOLE	0	5,126	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	808	71	SH		SOLE	0	71	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	4,155,354	215,303	SH		SOLE	0	215,303	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	3,970,226	195,771	SH		SOLE	0	195,770	0	0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	ETF	46138J635	129,135	5,583	SH		SOLE	0	5,583	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	11,132,753	52,186	SH		SOLE	0	52,185	0	0
VANGUARD MID-CAP ETF	ETF	922908629	11,501,790	49,440	SH		SOLE	0	49,440	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	15,719,702	72,059	SH		SOLE	0	72,059	0	0
NIKE INC CL B	Stock	654106103	6,623	61	SH		SOLE	0	61	0	0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	ETF	46431W598	4,319,674	91,803	SH		SOLE	0	91,802	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	201,562	4,222	SH		SOLE	0	4,222	0	0
LINDE PLC SHS	Stock	G54950103	2,875	7	SH		SOLE	0	7	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	15,543	62	SH		SOLE	0	62	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	37,268	77	SH		SOLE	0	77	0	0
SCHWAB US TIPS ETF	ETF	808524870	783,157	15,003	SH		SOLE	0	15,003	0	0
DOLLAR TREE INC COM	Stock	256746108	6,250	44	SH		SOLE	0	44	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	20,276	273	SH		SOLE	0	273	0	0
VANGUARD S&P 500 ETF	ETF	922908363	127,982	293	SH		SOLE	0	293	0	0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	ETF	922042676	135,394	3,179	SH		SOLE	0	3,179	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	83,210	164	SH		SOLE	0	164	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	563,188	3,569	SH		SOLE	0	3,569	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	3,571	36	SH		SOLE	0	36	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	183,872	1,865	SH		SOLE	0	1,865	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	49,034	648	SH		SOLE	0	648	0	0
ELI LILLY & CO COM	Stock	532457108	197,027	338	SH		SOLE	0	338	0	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	3,874,170	208,906	SH		SOLE	0	208,906	0	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	592,309	23,773	SH		SOLE	0	23,773	0	0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	ETF	46138J585	47,401	2,119	SH		SOLE	0	2,119	0	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	844,382	34,415	SH		SOLE	0	34,414	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	32,532	280	SH		SOLE	0	279	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	304,972	12,838	SH		SOLE	0	12,838	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	148,124	738	SH		SOLE	0	738	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	349,604	14,626	SH		SOLE	0	14,626	0	0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	ETF	46138J486	449,421	18,919	SH		SOLE	0	18,919	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	57,273	2,558	SH		SOLE	0	2,558	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	911,681	38,210	SH		SOLE	0	38,209	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	1,134,709	48,742	SH		SOLE	0	48,741	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	1,170,014	51,193	SH		SOLE	0	51,192	0	0
SCHWAB LONG-TERM U.S. TREASURY ETF	ETF	808524680	27,257	777	SH		SOLE	0	777	0	0
SYSCO CORP COM	Stock	871829107	4,461	61	SH		SOLE	0	61	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	3,147	442	SH		SOLE	0	442	0	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	447,556	19,049	SH		SOLE	0	19,049	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	42,199	360	SH		SOLE	0	360	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	44,500	426	SH		SOLE	0	426	0	0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	ETF	46138J460	1,053,738	63,345	SH		SOLE	0	63,344	0	0
INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF	ETF	46138J452	47,912	2,212	SH		SOLE	0	2,212	0	0
STAG INDL INC COM	REIT	85254J102	236	6	SH		SOLE	0	6	0	0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	ETF	46138J445	119,835	5,345	SH		SOLE	0	5,345	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	606	42	SH		SOLE	0	42	0	0
PROSHARES BITCOIN STRATEGY ETF	ETF	74347G440	102	5	SH		SOLE	0	5	0	0
META PLATFORMS INC CL A	Stock	30303M102	16,282	46	SH		SOLE	0	46	0	0
FMC CORP COM NEW	Stock	302491303	2,711	43	SH		SOLE	0	43	0	0
STRIVE U.S. ENERGY ETF	ETF	02072L722	533	19	SH		SOLE	0	19	0	0
BROADCOM INC COM	Stock	11135F101	5,581	5	SH		SOLE	0	5	0	0
METLIFE INC COM	Stock	59156R108	12,829	194	SH		SOLE	0	194	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	22,582	321	SH		SOLE	0	321	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	10,527	30	SH		SOLE	0	30	0	0
NVIDIA CORPORATION COM	Stock	67066G104	69,331	140	SH		SOLE	0	140	0	0
GENUINE PARTS CO COM	Stock	372460105	2,216	16	SH		SOLE	0	16	0	0
ABBVIE INC COM	Stock	00287Y109	8,058	52	SH		SOLE	0	52	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	69,649	1,377	SH		SOLE	0	1,377	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	183,993	3,492	SH		SOLE	0	3,492	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	6,797,803	92,424	SH		SOLE	0	92,424	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	17,796	317	SH		SOLE	0	317	0	0
ISHARES ESG AWARE MSCI EM ETF	ETF	46434G863	6,636	207	SH		SOLE	0	206	0	0
VERALTO CORP COM SHS	Stock	92338C103	987	12	SH		SOLE	0	12	0	0
MCDONALDS CORP COM	Stock	580135101	8,302	28	SH		SOLE	0	28	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	6,242,166	126,449	SH		SOLE	0	126,449	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	217,100	2,793	SH		SOLE	0	2,793	0	0
AT&T INC COM	Stock	00206R102	3,843	229	SH		SOLE	0	229	0	0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	1,006	13	SH		SOLE	0	13	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	33,788	270	SH		SOLE	0	270	0	0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	6,918	164	SH		SOLE	0	164	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	731,729	1,532	SH		SOLE	0	1,532	0	0
THE CIGNA GROUP COM	Stock	125523100	38,105	127	SH		SOLE	0	127	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	350,517	14,666	SH		SOLE	0	14,666	0	0
UNION PAC CORP COM	Stock	907818108	7,614	31	SH		SOLE	0	31	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	3,066	34	SH		SOLE	0	34	0	0
IDEXX LABS INC COM	Stock	45168D104	55,505	100	SH		SOLE	0	100	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	3,626	8	SH		SOLE	0	8	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	47,288	278	SH		SOLE	0	278	0	0
CONOCOPHILLIPS COM	Stock	20825C104	3,830	33	SH		SOLE	0	33	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	13,472,628	281,266	SH		SOLE	0	281,265	0	0
DANAHER CORPORATION COM	Stock	235851102	8,560	37	SH		SOLE	0	37	0	0
BANK AMERICA CORP COM	Stock	060505104	89,394	2,655	SH		SOLE	0	2,655	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	106,225	850	SH		SOLE	0	850	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	5,724	35	SH		SOLE	0	35	0	0
ORACLE CORP COM	Stock	68389X105	7,591	72	SH		SOLE	0	72	0	0
RTX CORPORATION COM	Stock	75513E101	6,815	81	SH		SOLE	0	81	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	570,309	13,876	SH		SOLE	0	13,876	0	0
TEXAS INSTRS INC COM	Stock	882508104	8,353	49	SH		SOLE	0	49	0	0
PFIZER INC COM	Stock	717081103	16,281	566	SH		SOLE	0	565	0	0
MORGAN STANLEY COM NEW	Stock	617446448	1,585	17	SH		SOLE	0	17	0	0
CATERPILLAR INC COM	Stock	149123101	62,251	211	SH		SOLE	0	210	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	59,191	420	SH		SOLE	0	420	0	0
ARISTA NETWORKS INC COM	Stock	040413106	47,102	200	SH		SOLE	0	200	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	3,361	22	SH		SOLE	0	22	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	37,829	222	SH		SOLE	0	222	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,072,992	10,811	SH		SOLE	0	10,811	0	0
EATON CORP PLC SHS	Stock	G29183103	12,041	50	SH		SOLE	0	50	0	0
VICTORYSHARES US EQ INCOME ENHANCED VOLATILITY WTD ETF	ETF	92647N824	10,805	191	SH		SOLE	0	191	0	0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	ETF	92647N782	147,583	2,432	SH		SOLE	0	2,432	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	50,504	490	SH		SOLE	0	490	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	5,310,488	254,273	SH		SOLE	0	254,272	0	0
VANGUARD LONG-TERM BOND ETF	ETF	921937793	3,057,111	40,991	SH		SOLE	0	40,991	0	0
NNN REIT INC COM	REIT	637417106	48,488	1,125	SH		SOLE	0	1,125	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	10,279	158	SH		SOLE	0	158	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	33,396	122	SH		SOLE	0	122	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	13,914	555	SH		SOLE	0	555	0	0
CITIGROUP INC COM NEW	Stock	172967424	21,822	424	SH		SOLE	0	424	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	52,876	100	SH		SOLE	0	100	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	170,679	896	SH		SOLE	0	896	0	0
LOWES COS INC COM	Stock	548661107	103,609	466	SH		SOLE	0	465	0	0
DEERE & CO COM	Stock	244199105	42,348	106	SH		SOLE	0	105	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	1,781	29	SH		SOLE	0	29	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	16,937	498	SH		SOLE	0	498	0	0
BLACKROCK INC COM	Stock	09247X101	5,683	7	SH		SOLE	0	7	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	685,669	2,474	SH		SOLE	0	2,474	0	0
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	31,841	2,045	SH		SOLE	0	2,045	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	384,509	7,532	SH		SOLE	0	7,532	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	1,908,917	25,334	SH		SOLE	0	25,334	0	0
APPLE INC COM	Stock	037833100	801,502	4,163	SH		SOLE	0	4,163	0	0
WEC ENERGY GROUP INC COM	Stock	92939U106	45,507	541	SH		SOLE	0	540	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	340,475	13,751	SH		SOLE	0	13,751	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	322,784	12,958	SH		SOLE	0	12,958	0	0
ABBOTT LABS COM	Stock	002824100	2,311	21	SH		SOLE	0	21	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	44,584	170	SH		SOLE	0	170	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	8,337	44	SH		SOLE	0	44	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	47,758	289	SH		SOLE	0	289	0	0