Horizons Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	290,078	1,584	SH		SOLE	0	1,584	0	0
SIRIUS XM HOLDINGS INC COM	Stock	82968B103	323	95	SH		SOLE	0	95	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	501,378	1,055	SH		SOLE	0	1,055	0	0
WISDOMTREE U.S. SMALLCAP FUND	ETF	97717W562	42,306	832	SH		SOLE	0	832	0	0
ISHARES GOLD TRUST	ETF	464285204	117,107	2,584	SH		SOLE	0	2,584	0	0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	1,211,112	24,030	SH		SOLE	0	24,030	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	10,917	49	SH		SOLE	0	49	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	498,479	1,839	SH		SOLE	0	1,839	0	0
INVESCO WATER RESOURCES ETF	ETF	46137V142	25,989	384	SH		SOLE	0	384	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	3,395	7	SH		SOLE	0	7	0	0
YUM BRANDS INC COM	Stock	988498101	37,952	299	SH		SOLE	0	299	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	1,470,756	36,306	SH		SOLE	0	36,306	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	4,367	26	SH		SOLE	0	26	0	0
COCA COLA CO COM	Stock	191216100	34,277	525	SH		SOLE	0	525	0	0
TRUIST FINL CORP COM	Stock	89832Q109	36,176	853	SH		SOLE	0	853	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	3,396,323	165,231	SH		SOLE	0	165,231	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	9,452,672	106,461	SH		SOLE	0	106,461	0	0
CARNIVAL CORP PAIRED CTF	Stock	143658300	1,843	100	SH		SOLE	0	100	0	0
INTEL CORP COM	Stock	458140100	14,148	429	SH		SOLE	0	429	0	0
ISHARES SILVER TRUST	ETF	46428Q109	26,930	1,009	SH		SOLE	0	1,009	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	149,372	1,873	SH		SOLE	0	1,873	0	0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	ETF	46435G441	59,442	1,299	SH		SOLE	0	1,299	0	0
MERCK & CO INC COM	Stock	58933Y105	60,873	484	SH		SOLE	0	484	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	3,843	7	SH		SOLE	0	7	0	0
WISDOMTREE U.S. MIDCAP FUND	ETF	97717W570	74,276	1,233	SH		SOLE	0	1,233	0	0
YUM CHINA HLDGS INC COM	Stock	98850P109	7,974	263	SH		SOLE	0	263	0	0
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	5,505	148	SH		SOLE	0	148	0	0
ISHARES TIPS BOND ETF	ETF	464287176	5,551,441	51,733	SH		SOLE	0	51,732	0	0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	2,274,341	100,015	SH		SOLE	0	100,015	0	0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF	ETF	46137V217	66,650	1,350	SH		SOLE	0	1,350	0	0
CHUBB LIMITED COM	Stock	H1467J104	73,286	282	SH		SOLE	0	282	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	921,366	15,300	SH		SOLE	0	15,300	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	181,862	2,220	SH		SOLE	0	2,220	0	0
ISHARES INTERNATIONAL DEVELOPED PROPERTY ETF	ETF	464288422	293,537	10,673	SH		SOLE	0	10,673	0	0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	271,596	7,578	SH		SOLE	0	7,578	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	278,680	2,315	SH		SOLE	0	2,315	0	0
HOME DEPOT INC COM	Stock	437076102	243,815	671	SH		SOLE	0	671	0	0
BRIGHTHOUSE FINL INC COM	Stock	10922N103	1,144	24	SH		SOLE	0	24	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	16,476	100	SH		SOLE	0	100	0	0
SPDR GOLD SHARES	ETF	78463V107	4,656	21	SH		SOLE	0	21	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	208,316	4,173	SH		SOLE	0	4,173	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	264,757	732	SH		SOLE	0	732	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	11,985	129	SH		SOLE	0	129	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	3,186,637	164,302	SH		SOLE	0	164,302	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	2,460,825	106,714	SH		SOLE	0	106,714	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	855,668	7,525	SH		SOLE	0	7,525	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	182,610	7,647	SH		SOLE	0	7,647	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	660,394	1,520	SH		SOLE	0	1,520	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	396,670	2,233	SH		SOLE	0	2,232	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	355,320	2,000	SH	Put	SOLE	0	2,000	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	11,471	11	SH		SOLE	0	11	0	0
MICROSOFT CORP COM	Stock	594918104	283,247	648	SH		SOLE	0	648	0	0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	112,905	2,803	SH		SOLE	0	2,803	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	616	71	SH		SOLE	0	71	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	3,313,580	171,466	SH		SOLE	0	171,466	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	3,285,878	162,990	SH		SOLE	0	162,990	0	0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	ETF	46138J635	305,285	13,116	SH		SOLE	0	13,116	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	8,804,533	38,752	SH		SOLE	0	38,752	0	0
VANGUARD MID-CAP ETF	ETF	922908629	8,984,066	36,210	SH		SOLE	0	36,210	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	13,104,995	52,068	SH		SOLE	0	52,068	0	0
NIKE INC CL B	Stock	654106103	4,435	61	SH		SOLE	0	61	0	0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	ETF	46431W598	2,457,254	50,917	SH		SOLE	0	50,917	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	138,515	2,944	SH		SOLE	0	2,944	0	0
LINDE PLC SHS	Stock	G54950103	3,113	7	SH		SOLE	0	7	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	13,545	50	SH		SOLE	0	50	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	44,107	77	SH		SOLE	0	77	0	0
SCHWAB US TIPS ETF	ETF	808524870	789,707	15,114	SH		SOLE	0	15,114	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	26,235	273	SH		SOLE	0	273	0	0
VANGUARD S&P 500 ETF	ETF	922908363	419,281	831	SH		SOLE	0	831	0	0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	ETF	922042676	157,887	3,722	SH		SOLE	0	3,722	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	90,308	164	SH		SOLE	0	164	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	592,600	3,519	SH		SOLE	0	3,519	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	3,770	36	SH		SOLE	0	36	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	185,476	1,865	SH		SOLE	0	1,865	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	55,611	648	SH		SOLE	0	648	0	0
ELI LILLY & CO COM	Stock	532457108	289,825	338	SH		SOLE	0	338	0	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	3,200,491	174,129	SH		SOLE	0	174,129	0	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	302,505	12,171	SH		SOLE	0	12,171	0	0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	ETF	46138J585	82,805	3,705	SH		SOLE	0	3,705	0	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	338,800	13,803	SH		SOLE	0	13,803	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	34,935	280	SH		SOLE	0	279	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	303,026	12,838	SH		SOLE	0	12,838	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	154,390	712	SH		SOLE	0	712	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	362,561	15,340	SH		SOLE	0	15,340	0	0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	ETF	46138J486	442,356	18,892	SH		SOLE	0	18,892	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	210,193	9,466	SH		SOLE	0	9,466	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	677,119	28,284	SH		SOLE	0	28,284	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	935,138	40,221	SH		SOLE	0	40,221	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	1,000,248	44,025	SH		SOLE	0	44,025	0	0
SCHWAB LONG-TERM U.S. TREASURY ETF	ETF	808524680	25,796	777	SH		SOLE	0	777	0	0
SYSCO CORP COM	Stock	871829107	2,724	37	SH		SOLE	0	37	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	3,200	442	SH		SOLE	0	442	0	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	440,325	19,049	SH		SOLE	0	19,049	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	45,652	360	SH		SOLE	0	360	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	47,350	426	SH		SOLE	0	426	0	0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	ETF	46138J460	1,536,519	93,292	SH		SOLE	0	93,292	0	0
INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF	ETF	46138J452	48,133	2,212	SH		SOLE	0	2,212	0	0
STAG INDL INC COM	REIT	85254J102	235	6	SH		SOLE	0	6	0	0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	ETF	46138J445	144,562	6,595	SH		SOLE	0	6,595	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	881	42	SH		SOLE	0	42	0	0
PROSHARES BITCOIN STRATEGY ETF	ETF	74347G440	118	5	SH		SOLE	0	5	0	0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF	ETF	46138J429	85,511	5,285	SH		SOLE	0	5,285	0	0
META PLATFORMS INC CL A	Stock	30303M102	21,932	46	SH		SOLE	0	46	0	0
STRIVE U.S. ENERGY ETF	ETF	02072L722	573	19	SH		SOLE	0	19	0	0
BROADCOM INC COM	Stock	11135F101	7,868	50	SH		SOLE	0	50	0	0
METLIFE INC COM	Stock	59156R108	14,507	194	SH		SOLE	0	194	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	23,748	321	SH		SOLE	0	321	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	9,876	30	SH		SOLE	0	30	0	0
NVIDIA CORPORATION COM	Stock	67066G104	155,668	1,320	SH		SOLE	0	1,320	0	0
ABBVIE INC COM	Stock	00287Y109	8,961	52	SH		SOLE	0	52	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	73,876	1,377	SH		SOLE	0	1,377	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	177,359	3,492	SH		SOLE	0	3,492	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	4,999,381	68,748	SH		SOLE	0	68,748	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	60,333	1,014	SH		SOLE	0	1,014	0	0
VERALTO CORP COM SHS	Stock	92338C103	1,182	12	SH		SOLE	0	12	0	0
MCDONALDS CORP COM	Stock	580135101	7,204	28	SH		SOLE	0	28	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	4,741,023	96,598	SH		SOLE	0	96,597	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	232,908	2,793	SH		SOLE	0	2,793	0	0
AT&T INC COM	Stock	00206R102	4,378	229	SH		SOLE	0	229	0	0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	1,014	13	SH		SOLE	0	13	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	36,723	270	SH		SOLE	0	270	0	0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	7,257	164	SH		SOLE	0	164	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	710,398	1,287	SH		SOLE	0	1,287	0	0
THE CIGNA GROUP COM	Stock	125523100	42,736	127	SH		SOLE	0	127	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	328,165	13,725	SH		SOLE	0	13,725	0	0
UNION PAC CORP COM	Stock	907818108	7,512	31	SH		SOLE	0	31	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	3,018	34	SH		SOLE	0	34	0	0
IDEXX LABS INC COM	Stock	45168D104	46,820	100	SH		SOLE	0	100	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	3,799	8	SH		SOLE	0	8	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	58,319	278	SH		SOLE	0	278	0	0
CONOCOPHILLIPS COM	Stock	20825C104	3,774	33	SH		SOLE	0	33	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	10,569,024	210,036	SH		SOLE	0	210,036	0	0
DANAHER CORPORATION COM	Stock	235851102	9,011	37	SH		SOLE	0	37	0	0
BANK AMERICA CORP COM	Stock	060505104	113,900	2,655	SH		SOLE	0	2,655	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	111,869	850	SH		SOLE	0	850	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	6,414	35	SH		SOLE	0	35	0	0
ORACLE CORP COM	Stock	68389X105	9,976	72	SH		SOLE	0	72	0	0
RTX CORPORATION COM	Stock	75513E101	8,328	81	SH		SOLE	0	81	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	391,866	8,920	SH		SOLE	0	8,920	0	0
TEXAS INSTRS INC COM	Stock	882508104	9,756	49	SH		SOLE	0	49	0	0
PFIZER INC COM	Stock	717081103	4,630	155	SH		SOLE	0	154	0	0
MORGAN STANLEY COM NEW	Stock	617446448	1,736	17	SH		SOLE	0	17	0	0
CATERPILLAR INC COM	Stock	149123101	86,749	250	SH		SOLE	0	249	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	68,168	380	SH		SOLE	0	380	0	0
ARISTA NETWORKS INC COM	Stock	040413106	66,112	200	SH		SOLE	0	200	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	3,751	22	SH		SOLE	0	22	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	41,598	222	SH		SOLE	0	222	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,167,089	11,903	SH		SOLE	0	11,903	0	0
EATON CORP PLC SHS	Stock	G29183103	15,595	50	SH		SOLE	0	50	0	0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	ETF	92647N782	104,838	1,599	SH		SOLE	0	1,599	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	3,266,572	154,667	SH		SOLE	0	154,667	0	0
VANGUARD LONG-TERM BOND ETF	ETF	921937793	2,343,601	32,897	SH		SOLE	0	32,897	0	0
NNN REIT INC COM	REIT	637417106	51,874	1,125	SH		SOLE	0	1,125	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	12,597	158	SH		SOLE	0	158	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	38,156	122	SH		SOLE	0	122	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	14,785	555	SH		SOLE	0	555	0	0
CITIGROUP INC COM NEW	Stock	172967424	27,633	424	SH		SOLE	0	424	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	56,779	100	SH		SOLE	0	100	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	176,417	867	SH		SOLE	0	867	0	0
LOWES COS INC COM	Stock	548661107	97,210	408	SH		SOLE	0	407	0	0
DEERE & CO COM	Stock	244199105	40,038	106	SH		SOLE	0	105	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	17,789	498	SH		SOLE	0	498	0	0
BLACKROCK INC COM	Stock	09247X101	5,815	7	SH		SOLE	0	7	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	745,293	12,370	SH		SOLE	0	12,370	0	0
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	27,955	2,045	SH		SOLE	0	2,045	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	429,040	8,511	SH		SOLE	0	8,511	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	2,009,325	25,265	SH		SOLE	0	25,265	0	0
APPLE INC COM	Stock	037833100	857,761	3,824	SH		SOLE	0	3,824	0	0
APPLE INC COM	Stock	037833100	717,792	3,200	SH	Put	SOLE	0	3,200	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	335,706	13,493	SH		SOLE	0	13,493	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	300,586	11,966	SH		SOLE	0	11,966	0	0
ABBOTT LABS COM	Stock	002824100	2,143	21	SH		SOLE	0	21	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	51,095	170	SH		SOLE	0	170	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	9,537	44	SH		SOLE	0	44	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	10,612	59	SH		SOLE	0	59	0	0