Horizons Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	295,147	1,584	SH		SOLE	0	1,584	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	462,690	948	SH		SOLE	0	948	0	0
WISDOMTREE U.S. SMALLCAP FUND	ETF	97717W562	43,888	832	SH		SOLE	0	832	0	0
ISHARES GOLD TRUST	ETF	464285204	122,560	2,466	SH		SOLE	0	2,466	0	0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	1,277,933	24,661	SH		SOLE	0	24,661	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	10,172	49	SH		SOLE	0	49	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	507,706	1,793	SH		SOLE	0	1,793	0	0
INVESCO WATER RESOURCES ETF	ETF	46137V142	27,087	384	SH		SOLE	0	384	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	3,466	7	SH		SOLE	0	7	0	0
YUM BRANDS INC COM	Stock	988498101	41,773	299	SH		SOLE	0	299	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	1,601,151	35,844	SH		SOLE	0	35,844	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	4,503	26	SH		SOLE	0	26	0	0
COCA COLA CO COM	Stock	191216100	37,727	525	SH		SOLE	0	525	0	0
TRUIST FINL CORP COM	Stock	89832Q109	36,483	853	SH		SOLE	0	853	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	3,411,876	165,224	SH		SOLE	0	165,224	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	10,137,525	104,060	SH		SOLE	0	104,060	0	0
CARNIVAL CORP PAIRED CTF	Stock	143658300	1,848	100	SH		SOLE	0	100	0	0
INTEL CORP COM	Stock	458140100	10,064	429	SH		SOLE	0	429	0	0
ISHARES SILVER TRUST	ETF	46428Q109	25,541	899	SH		SOLE	0	899	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	157,650	1,873	SH		SOLE	0	1,873	0	0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	ETF	46435G441	61,501	1,299	SH		SOLE	0	1,299	0	0
MERCK & CO INC COM	Stock	58933Y105	45,765	403	SH		SOLE	0	403	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	4,016	7	SH		SOLE	0	7	0	0
WISDOMTREE U.S. MIDCAP FUND	ETF	97717W570	76,865	1,233	SH		SOLE	0	1,233	0	0
YUM CHINA HLDGS INC COM	Stock	98850P109	11,840	263	SH		SOLE	0	263	0	0
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	5,722	148	SH		SOLE	0	148	0	0
ISHARES TIPS BOND ETF	ETF	464287176	5,730,272	51,872	SH		SOLE	0	51,871	0	0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	ETF	46138J833	2,251,870	99,114	SH		SOLE	0	99,114	0	0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF	ETF	46137V217	66,380	1,350	SH		SOLE	0	1,350	0	0
CHUBB LIMITED COM	Stock	H1467J104	81,326	282	SH		SOLE	0	282	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	985,486	14,952	SH		SOLE	0	14,952	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	184,593	2,220	SH		SOLE	0	2,220	0	0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	279,780	7,578	SH		SOLE	0	7,578	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	292,107	2,315	SH		SOLE	0	2,315	0	0
HOME DEPOT INC COM	Stock	437076102	177,478	438	SH		SOLE	0	438	0	0
BRIGHTHOUSE FINL INC COM	Stock	10922N103	1,081	24	SH		SOLE	0	24	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	16,682	100	SH		SOLE	0	100	0	0
SPDR GOLD SHARES	ETF	78463V107	5,104	21	SH		SOLE	0	21	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	214,910	4,173	SH		SOLE	0	4,173	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	274,778	732	SH		SOLE	0	732	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	13,141	129	SH		SOLE	0	129	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	3,235,441	164,069	SH		SOLE	0	164,069	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	2,452,038	106,057	SH		SOLE	0	106,057	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	880,124	7,525	SH		SOLE	0	7,525	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	187,649	7,700	SH		SOLE	0	7,700	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	697,294	1,515	SH		SOLE	0	1,515	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	370,302	2,233	SH		SOLE	0	2,232	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	331,700	2,000	SH	Put	SOLE	0	2,000	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	12,668	11	SH		SOLE	0	11	0	0
MICROSOFT CORP COM	Stock	594918104	258,610	601	SH		SOLE	0	601	0	0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	117,221	2,803	SH		SOLE	0	2,803	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	586	71	SH		SOLE	0	71	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	3,350,432	171,290	SH		SOLE	0	171,290	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	3,347,189	162,801	SH		SOLE	0	162,801	0	0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	ETF	46138J635	329,003	14,027	SH		SOLE	0	14,027	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	9,115,113	38,426	SH		SOLE	0	38,426	0	0
VANGUARD MID-CAP ETF	ETF	922908629	9,347,763	35,431	SH		SOLE	0	35,431	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	13,315,365	50,573	SH		SOLE	0	50,573	0	0
NIKE INC CL B	Stock	654106103	5,392	61	SH		SOLE	0	61	0	0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	ETF	46431W598	2,636,226	52,875	SH		SOLE	0	52,875	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	143,049	2,944	SH		SOLE	0	2,944	0	0
LINDE PLC SHS	Stock	G54950103	3,338	7	SH		SOLE	0	7	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	14,110	50	SH		SOLE	0	50	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	45,162	77	SH		SOLE	0	77	0	0
SCHWAB US TIPS ETF	ETF	808524870	816,302	15,221	SH		SOLE	0	15,221	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	30,543	273	SH		SOLE	0	273	0	0
VANGUARD S&P 500 ETF	ETF	922908363	430,579	816	SH		SOLE	0	816	0	0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	ETF	922042676	493,493	10,520	SH		SOLE	0	10,520	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	93,424	164	SH		SOLE	0	164	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	630,464	3,519	SH		SOLE	0	3,519	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	3,894	36	SH		SOLE	0	36	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	162,014	1,599	SH		SOLE	0	1,599	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	56,856	648	SH		SOLE	0	648	0	0
ELI LILLY & CO COM	Stock	532457108	299,448	338	SH		SOLE	0	338	0	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	3,322,504	176,635	SH		SOLE	0	176,635	0	0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF	ETF	46138J536	302,084	12,171	SH		SOLE	0	12,171	0	0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	ETF	46138J585	84,104	3,705	SH		SOLE	0	3,705	0	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	338,035	13,803	SH		SOLE	0	13,803	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	36,997	280	SH		SOLE	0	279	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	304,774	12,838	SH		SOLE	0	12,838	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	157,274	712	SH		SOLE	0	712	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	373,583	15,763	SH		SOLE	0	15,763	0	0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	ETF	46138J486	445,473	18,892	SH		SOLE	0	18,892	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	225,807	9,976	SH		SOLE	0	9,976	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	672,192	28,008	SH		SOLE	0	28,008	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	948,557	40,502	SH		SOLE	0	40,502	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	1,022,079	44,313	SH		SOLE	0	44,313	0	0
SCHWAB LONG-TERM U.S. TREASURY ETF	ETF	808524680	27,187	777	SH		SOLE	0	777	0	0
SYSCO CORP COM	Stock	871829107	2,888	37	SH		SOLE	0	37	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	3,359	442	SH		SOLE	0	442	0	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	443,270	19,049	SH		SOLE	0	19,049	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	48,625	360	SH		SOLE	0	360	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	49,966	426	SH		SOLE	0	426	0	0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	ETF	46138J460	1,715,781	101,226	SH		SOLE	0	101,226	0	0
INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF	ETF	46138J452	49,018	2,212	SH		SOLE	0	2,212	0	0
STAG INDL INC COM	REIT	85254J102	235	6	SH		SOLE	0	6	0	0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	ETF	46138J445	154,341	6,968	SH		SOLE	0	6,968	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	803	42	SH		SOLE	0	42	0	0
PROSHARES BITCOIN ETF	ETF	74347G440	96	5	SH		SOLE	0	5	0	0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF	ETF	46138J429	120,424	7,224	SH		SOLE	0	7,224	0	0
META PLATFORMS INC CL A	Stock	30303M102	26,332	46	SH		SOLE	0	46	0	0
STRIVE U.S. ENERGY ETF	ETF	02072L722	534	19	SH		SOLE	0	19	0	0
BROADCOM INC COM	Stock	11135F101	8,625	50	SH		SOLE	0	50	0	0
METLIFE INC COM	Stock	59156R108	16,001	194	SH		SOLE	0	194	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	25,054	321	SH		SOLE	0	321	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	10,604	30	SH		SOLE	0	30	0	0
NVIDIA CORPORATION COM	Stock	67066G104	160,301	1,320	SH		SOLE	0	1,320	0	0
ABBVIE INC COM	Stock	00287Y109	10,269	52	SH		SOLE	0	52	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	79,054	1,377	SH		SOLE	0	1,377	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	187,136	3,492	SH		SOLE	0	3,492	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	5,165,492	68,772	SH		SOLE	0	68,772	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	63,882	1,014	SH		SOLE	0	1,014	0	0
VERALTO CORP COM SHS	Stock	92338C103	1,342	12	SH		SOLE	0	12	0	0
MCDONALDS CORP COM	Stock	580135101	8,526	28	SH		SOLE	0	28	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	4,810,633	95,677	SH		SOLE	0	95,676	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	238,595	2,707	SH		SOLE	0	2,707	0	0
AT&T INC COM	Stock	00206R102	5,038	229	SH		SOLE	0	229	0	0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	1,044	13	SH		SOLE	0	13	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	37,662	270	SH		SOLE	0	270	0	0
SIRIUSXM HOLDINGS INC COMMON STOCK	Stock	829933100	213	9	SH		SOLE	0	9	0	0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	7,464	164	SH		SOLE	0	164	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	731,408	1,268	SH		SOLE	0	1,268	0	0
THE CIGNA GROUP COM	Stock	125523100	44,084	127	SH		SOLE	0	127	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	333,518	13,725	SH		SOLE	0	13,725	0	0
UNION PAC CORP COM	Stock	907818108	7,641	31	SH		SOLE	0	31	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	2,730	34	SH		SOLE	0	34	0	0
IDEXX LABS INC COM	Stock	45168D104	50,522	100	SH		SOLE	0	100	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	4,676	8	SH		SOLE	0	8	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	58,619	278	SH		SOLE	0	278	0	0
CONOCOPHILLIPS COM	Stock	20825C104	3,474	33	SH		SOLE	0	33	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	10,932,370	207,013	SH		SOLE	0	207,013	0	0
DANAHER CORPORATION COM	Stock	235851102	10,287	37	SH		SOLE	0	37	0	0
BANK AMERICA CORP COM	Stock	060505104	105,350	2,655	SH		SOLE	0	2,655	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	120,734	850	SH		SOLE	0	850	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	7,738	35	SH		SOLE	0	35	0	0
ORACLE CORP COM	Stock	68389X105	12,269	72	SH		SOLE	0	72	0	0
RTX CORPORATION COM	Stock	75513E101	9,814	81	SH		SOLE	0	81	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	426,833	8,920	SH		SOLE	0	8,920	0	0
TEXAS INSTRS INC COM	Stock	882508104	10,122	49	SH		SOLE	0	49	0	0
PFIZER INC COM	Stock	717081103	4,471	155	SH		SOLE	0	154	0	0
MORGAN STANLEY COM NEW	Stock	617446448	1,772	17	SH		SOLE	0	17	0	0
CATERPILLAR INC COM	Stock	149123101	97,602	250	SH		SOLE	0	249	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	63,532	380	SH		SOLE	0	380	0	0
ARISTA NETWORKS INC COM	Stock	040413106	76,764	200	SH		SOLE	0	200	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	4,242	22	SH		SOLE	0	22	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	43,969	222	SH		SOLE	0	222	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,227,696	12,123	SH		SOLE	0	12,123	0	0
EATON CORP PLC SHS	Stock	G29183103	16,572	50	SH		SOLE	0	50	0	0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	ETF	92647N782	111,594	1,599	SH		SOLE	0	1,599	0	0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	ETF	46138J841	3,172,905	150,232	SH		SOLE	0	150,232	0	0
VANGUARD LONG-TERM BOND ETF	ETF	921937793	2,474,015	32,912	SH		SOLE	0	32,912	0	0
NNN REIT INC COM	REIT	637417106	47,278	975	SH		SOLE	0	975	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	13,105	158	SH		SOLE	0	158	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	39,861	122	SH		SOLE	0	122	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	14,380	555	SH		SOLE	0	555	0	0
CITIGROUP INC COM NEW	Stock	172967424	26,493	423	SH		SOLE	0	423	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	58,722	100	SH		SOLE	0	100	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	197,363	843	SH		SOLE	0	843	0	0
LOWES COS INC COM	Stock	548661107	110,386	408	SH		SOLE	0	407	0	0
DEERE & CO COM	Stock	244199105	44,197	106	SH		SOLE	0	105	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	18,705	498	SH		SOLE	0	498	0	0
BLACKROCK INC COM	Stock	09290D101	6,647	7	SH		SOLE	0	7	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	752,140	12,069	SH		SOLE	0	12,069	0	0
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	30,041	2,045	SH		SOLE	0	2,045	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	435,082	8,511	SH		SOLE	0	8,511	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	2,101,706	25,131	SH		SOLE	0	25,131	0	0
APPLE INC COM	Stock	037833100	846,489	3,633	SH		SOLE	0	3,633	0	0
APPLE INC COM	Stock	037833100	699,000	3,000	SH	Put	SOLE	0	3,000	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	334,633	13,332	SH		SOLE	0	13,332	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	265,411	10,528	SH		SOLE	0	10,528	0	0
ABBOTT LABS COM	Stock	002824100	2,394	21	SH		SOLE	0	21	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	53,446	170	SH		SOLE	0	170	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	9,816	44	SH		SOLE	0	44	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	11,199	59	SH		SOLE	0	59	0	0