Horizons Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	335,447	1,529	SH		SOLE	0	1,529	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	477,489	934	SH		SOLE	0	934	0	0
WISDOMTREE U.S. SMALLCAP FUND	ETF	97717W562	44,878	832	SH		SOLE	0	832	0	0
ISHARES GOLD TRUST	ETF	464285204	117,438	2,372	SH		SOLE	0	2,372	0	0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	ETF	46435G672	1,173,120	23,500	SH		SOLE	0	23,500	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	9,888	49	SH		SOLE	0	49	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	536,149	1,850	SH		SOLE	0	1,850	0	0
INVESCO WATER RESOURCES ETF	ETF	46137V142	25,263	384	SH		SOLE	0	384	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	4,008	7	SH		SOLE	0	7	0	0
YUM BRANDS INC COM	Stock	988498101	40,114	299	SH		SOLE	0	299	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	1,517,438	37,311	SH		SOLE	0	37,311	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	4,359	26	SH		SOLE	0	26	0	0
COCA COLA CO COM	Stock	191216100	32,687	525	SH		SOLE	0	525	0	0
TRUIST FINL CORP COM	Stock	89832Q109	37,003	853	SH		SOLE	0	853	0	0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	ETF	46138J825	3,517,686	170,348	SH		SOLE	0	170,348	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	9,588,527	107,646	SH		SOLE	0	107,646	0	0
CARNIVAL CORP PAIRED CTF	Stock	143658300	2,492	100	SH		SOLE	0	100	0	0
INTEL CORP COM	Stock	458140100	8,601	429	SH		SOLE	0	429	0	0
ISHARES SILVER TRUST	ETF	46428Q109	21,380	812	SH		SOLE	0	812	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	142,610	1,873	SH		SOLE	0	1,873	0	0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF	ETF	46435G441	60,007	1,299	SH		SOLE	0	1,299	0	0
MERCK & CO INC COM	Stock	58933Y105	40,090	403	SH		SOLE	0	403	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	4,103	7	SH		SOLE	0	7	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	1,113,552	1,900	SH	Put	SOLE	0	1,900	0	0
WISDOMTREE U.S. MIDCAP FUND	ETF	97717W570	77,075	1,233	SH		SOLE	0	1,233	0	0
YUM CHINA HLDGS INC COM	Stock	98850P109	12,669	263	SH		SOLE	0	263	0	0
ISHARES CORE CONSERVATIVE ALLOCATION ETF	ETF	464289883	5,670	152	SH		SOLE	0	152	0	0
ISHARES TIPS BOND ETF	ETF	464287176	5,718,956	53,673	SH		SOLE	0	53,673	0	0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF	ETF	46137V217	65,316	1,349	SH		SOLE	0	1,349	0	0
CHUBB LIMITED COM	Stock	H1467J104	77,917	282	SH		SOLE	0	282	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	854,547	14,181	SH		SOLE	0	14,181	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	171,092	2,087	SH		SOLE	0	2,087	0	0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	238,886	6,621	SH		SOLE	0	6,621	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	280,055	2,174	SH		SOLE	0	2,174	0	0
HOME DEPOT INC COM	Stock	437076102	79,743	205	SH		SOLE	0	205	0	0
BRIGHTHOUSE FINL INC COM	Stock	10922N103	1,153	24	SH		SOLE	0	24	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	16,417	100	SH		SOLE	0	100	0	0
SPDR GOLD SHARES	ETF	78463V107	5,085	21	SH		SOLE	0	21	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	215,828	8,346	SH		SOLE	0	8,346	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	293,957	732	SH		SOLE	0	732	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	12,005	129	SH		SOLE	0	129	0	0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF	ETF	46138J783	3,377,501	173,383	SH		SOLE	0	173,383	0	0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	ETF	46138J817	2,352,033	101,952	SH		SOLE	0	101,952	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	869,565	7,547	SH		SOLE	0	7,547	0	0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	207,038	8,641	SH		SOLE	0	8,641	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	749,725	1,654	SH		SOLE	0	1,654	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	409,835	2,165	SH		SOLE	0	2,165	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	359,670	1,900	SH	Put	SOLE	0	1,900	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	13,044	11	SH		SOLE	0	11	0	0
MICROSOFT CORP COM	Stock	594918104	253,322	601	SH		SOLE	0	601	0	0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	ETF	46435U663	117,866	2,803	SH		SOLE	0	2,803	0	0
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	750	71	SH		SOLE	0	71	0	0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	ETF	46138J791	3,519,181	181,121	SH		SOLE	0	181,121	0	0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF	ETF	46138J643	3,477,357	172,745	SH		SOLE	0	172,745	0	0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF	ETF	46138J635	2,530,458	108,720	SH		SOLE	0	108,720	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	9,268,320	38,573	SH		SOLE	0	38,573	0	0
VANGUARD MID-CAP ETF	ETF	922908629	9,453,741	35,792	SH		SOLE	0	35,792	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	13,728,809	50,904	SH		SOLE	0	50,904	0	0
NIKE INC CL B	Stock	654106103	4,616	61	SH		SOLE	0	61	0	0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF	ETF	46431W598	3,092,637	65,005	SH		SOLE	0	65,005	0	0
ISHARES ESG AWARE US AGGREGATE BOND ETF	ETF	46435U549	136,719	2,944	SH		SOLE	0	2,944	0	0
LINDE PLC SHS	Stock	G54950103	2,931	7	SH		SOLE	0	7	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	12,685	50	SH		SOLE	0	50	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	47,879	77	SH		SOLE	0	77	0	0
SCHWAB US TIPS ETF	ETF	808524870	1,016,023	39,335	SH		SOLE	0	39,335	0	0
ARCH CAP GROUP LTD ORD	Stock	G0450A105	25,212	273	SH		SOLE	0	273	0	0
VANGUARD S&P 500 ETF	ETF	922908363	365,852	679	SH		SOLE	0	679	0	0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	ETF	922042676	375,773	9,499	SH		SOLE	0	9,499	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	93,411	164	SH		SOLE	0	164	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	616,634	3,519	SH		SOLE	0	3,519	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	3,817	36	SH		SOLE	0	36	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	101,204	1,006	SH		SOLE	0	1,006	0	0
SPDR S&P 400 MID CAP GROWTH ETF	ETF	78464A821	56,305	648	SH		SOLE	0	648	0	0
ELI LILLY & CO COM	Stock	532457108	260,936	338	SH		SOLE	0	338	0	0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF	ETF	46138J577	3,633,759	198,133	SH		SOLE	0	198,133	0	0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF	ETF	46138J585	158,771	7,088	SH		SOLE	0	7,088	0	0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF	ETF	46138J528	323,262	13,189	SH		SOLE	0	13,189	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	36,086	279	SH		SOLE	0	279	0	0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF	ETF	46138J510	304,831	12,933	SH		SOLE	0	12,933	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	120,644	546	SH		SOLE	0	546	0	0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF	ETF	46138J494	372,007	15,763	SH		SOLE	0	15,763	0	0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF	ETF	46138J486	453,465	19,437	SH		SOLE	0	19,437	0	0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF	ETF	46436E841	870,377	39,212	SH		SOLE	0	39,212	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	984,314	42,209	SH		SOLE	0	42,209	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	1,068,284	46,834	SH		SOLE	0	46,834	0	0
SCHWAB LONG-TERM U.S. TREASURY ETF	ETF	808524680	24,421	777	SH		SOLE	0	777	0	0
ISHARES IBONDS DEC 2028 TERM TREASURY ETF	ETF	46436E833	23,086	1,054	SH		SOLE	0	1,054	0	0
SYSCO CORP COM	Stock	871829107	2,829	37	SH		SOLE	0	37	0	0
BLACKROCK MUNIVEST FD INC COM	CEF	09253R105	3,112	442	SH		SOLE	0	442	0	0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF	ETF	46138J478	471,555	20,556	SH		SOLE	0	20,556	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	47,264	360	SH		SOLE	0	360	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	53,996	426	SH		SOLE	0	426	0	0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF	ETF	46138J460	3,255,240	198,854	SH		SOLE	0	198,854	0	0
INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF	ETF	46138J452	88,758	4,094	SH		SOLE	0	4,094	0	0
STAG INDL INC COM	REIT	85254J102	203	6	SH		SOLE	0	6	0	0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	ETF	46138J445	528,382	24,327	SH		SOLE	0	24,327	0	0
ORGANON & CO COMMON STOCK	Stock	68622V106	627	42	SH		SOLE	0	42	0	0
INVESCO BULLETSHARES 2031 CORPORATE BOND ETF	ETF	46138J429	1,181,007	73,583	SH		SOLE	0	73,583	0	0
META PLATFORMS INC CL A	Stock	30303M102	26,933	46	SH		SOLE	0	46	0	0
INVESCO BULLETSHARES 2029 HIGH YIELD CORPORATE BOND ETF	ETF	46138J395	39,750	1,858	SH		SOLE	0	1,858	0	0
STRIVE U.S. ENERGY ETF	ETF	02072L722	518	19	SH		SOLE	0	19	0	0
BROADCOM INC COM	Stock	11135F101	11,592	50	SH		SOLE	0	50	0	0
METLIFE INC COM	Stock	59156R108	15,885	194	SH		SOLE	0	194	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	22,560	321	SH		SOLE	0	321	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	10,554	30	SH		SOLE	0	30	0	0
NVIDIA CORPORATION COM	Stock	67066G104	177,263	1,320	SH		SOLE	0	1,320	0	0
ABBVIE INC COM	Stock	00287Y109	9,240	52	SH		SOLE	0	52	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	124,625	2,386	SH		SOLE	0	2,385	0	0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464289511	165,095	3,342	SH		SOLE	0	3,342	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	5,365,780	74,618	SH		SOLE	0	74,618	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	58,214	1,014	SH		SOLE	0	1,014	0	0
VERALTO CORP COM SHS	Stock	92338C103	1,222	12	SH		SOLE	0	12	0	0
MCDONALDS CORP COM	Stock	580135101	8,117	28	SH		SOLE	0	28	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	5,105,679	104,091	SH		SOLE	0	104,090	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	239,299	2,707	SH		SOLE	0	2,707	0	0
AT&T INC COM	Stock	00206R102	5,214	229	SH		SOLE	0	229	0	0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF	ETF	464288513	1,022	13	SH		SOLE	0	13	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	36,550	270	SH		SOLE	0	270	0	0
SIRIUSXM HOLDINGS INC COMMON STOCK	Stock	829933100	205	9	SH		SOLE	0	9	0	0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	7,367	164	SH		SOLE	0	164	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	715,246	1,215	SH		SOLE	0	1,215	0	0
THE CIGNA GROUP COM	Stock	125523100	27,890	101	SH		SOLE	0	101	0	0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	306,146	12,719	SH		SOLE	0	12,719	0	0
UNION PAC CORP COM	Stock	907818108	7,069	31	SH		SOLE	0	31	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	1,950	34	SH		SOLE	0	34	0	0
IDEXX LABS INC COM	Stock	45168D104	41,344	100	SH		SOLE	0	100	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	3,888	8	SH		SOLE	0	8	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	53,935	225	SH		SOLE	0	225	0	0
CONOCOPHILLIPS COM	Stock	20825C104	3,273	33	SH		SOLE	0	33	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	9,975,826	208,612	SH		SOLE	0	208,612	0	0
DANAHER CORPORATION COM	Stock	235851102	8,493	37	SH		SOLE	0	37	0	0
BANK AMERICA CORP COM	Stock	060505104	116,687	2,655	SH		SOLE	0	2,655	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	112,285	850	SH		SOLE	0	850	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	7,694	35	SH		SOLE	0	35	0	0
ORACLE CORP COM	Stock	68389X105	11,998	72	SH		SOLE	0	72	0	0
RTX CORPORATION COM	Stock	75513E101	9,373	81	SH		SOLE	0	81	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	391,207	8,883	SH		SOLE	0	8,883	0	0
TEXAS INSTRS INC COM	Stock	882508104	9,188	49	SH		SOLE	0	49	0	0
MORGAN STANLEY COM NEW	Stock	617446448	2,137	17	SH		SOLE	0	17	0	0
CATERPILLAR INC COM	Stock	149123101	90,327	249	SH		SOLE	0	249	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	72,367	380	SH		SOLE	0	380	0	0
ARISTA NETWORKS INC COM SHS	Stock	040413205	88,424	800	SH		SOLE	0	800	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	4,107	22	SH		SOLE	0	22	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	43,474	222	SH		SOLE	0	222	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,211,735	12,505	SH		SOLE	0	12,505	0	0
EATON CORP PLC SHS	Stock	G29183103	16,594	50	SH		SOLE	0	50	0	0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF	ETF	92647N782	110,235	1,599	SH		SOLE	0	1,599	0	0
VANGUARD LONG-TERM BOND ETF	ETF	921937793	2,326,620	34,000	SH		SOLE	0	34,000	0	0
NNN REIT INC COM	REIT	637417106	39,829	975	SH		SOLE	0	975	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	13,888	158	SH		SOLE	0	158	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	40,779	122	SH		SOLE	0	122	0	0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	ETF	46431W853	14,047	555	SH		SOLE	0	555	0	0
CITIGROUP INC COM NEW	Stock	172967424	21,328	303	SH		SOLE	0	303	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	50,586	100	SH		SOLE	0	100	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	203,070	843	SH		SOLE	0	843	0	0
LOWES COS INC COM	Stock	548661107	100,448	407	SH		SOLE	0	407	0	0
CRH PLC ORD	Stock	G25508105	462,600	5,000	SH		SOLE	0	5,000	0	0
DEERE & CO COM	Stock	244199105	44,489	105	SH		SOLE	0	105	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	16,997	498	SH		SOLE	0	498	0	0
BLACKROCK INC COM	Stock	09290D101	7,176	7	SH		SOLE	0	7	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	752,019	12,069	SH		SOLE	0	12,069	0	0
ISHARES GLOBAL CLEAN ENERGY ETF	ETF	464288224	23,272	2,045	SH		SOLE	0	2,045	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	451,621	9,009	SH		SOLE	0	9,009	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	1,833,316	24,247	SH		SOLE	0	24,247	0	0
APPLE INC COM	Stock	037833100	884,483	3,532	SH		SOLE	0	3,532	0	0
APPLE INC COM	Stock	037833100	726,218	2,900	SH	Put	SOLE	0	2,900	0	0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	308,040	12,297	SH		SOLE	0	12,297	0	0
ABBOTT LABS COM	Stock	002824100	2,375	21	SH		SOLE	0	21	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	54,767	170	SH		SOLE	0	170	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	9,346	44	SH		SOLE	0	44	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	4,628	25	SH		SOLE	0	25	0	0