Retirement Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Apple Inc	STOCK	037833100	3,367,319	17,360	SH		SOLE		0	0	17,360
AT&T Inc	STOCK	00206R102	345,078	21,635	SH		SOLE		0	0	21,635
Berkshire Hathaway Inc	STOCK	084670702	1,949,838	5,718	SH		SOLE		0	0	5,718
CannaSys Inc	STOCK	137651204	18	40,000	SH		SOLE		0	0	40,000
ConocoPhillips	STOCK	20825C104	1,215,553	11,732	SH		SOLE		0	0	11,732
Energy Transfer LP	STOCK	29273V100	199,593	15,716	SH		SOLE		0	0	15,716
Exxon Mobil Corp	STOCK	30231G102	6,906,900	64,400	SH		SOLE		0	0	64,400
Ford Motor Co	STOCK	345370860	569,478	37,639	SH		SOLE		0	0	37,639
Hemp Inc	STOCK	423703206	4	20,000	SH		SOLE		0	0	20,000
International Business Machines Corp	STOCK	459200101	564,678	4,220	SH		SOLE		0	0	4,220
Invesco Dynamic Large Cap Value ETF	ETF	46137V738	839,247	17,998	SH		SOLE		0	0	17,998
Invesco QQQ Trust Series 1	ETF	46090E103	6,721,967	18,196	SH		SOLE		0	0	18,196
Invesco S&P 500 Equal Weight ETF	ETF	46137V357	1,971,956	13,178	SH		SOLE		0	0	13,178
ISHARES 0-3 MONTH TREASURY BOND	ETF	020230630	366,394	3,641	SH		SOLE		0	0	3,641
iShares Core MSCI EAFE ETF	ETF	46432F842	112,878,765	1,672,278	SH		SOLE		0	0	1,672,278
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	56,120,756	1,138,583	SH		SOLE		0	0	1,138,583
iShares Core S&P Small-Cap ETF	ETF	464287804	4,427,848	44,434	SH		SOLE		0	0	44,434
iShares JP Morgan USD Emerging Markets Bond ETF	ETF	464288281	10,170,354	117,522	SH		SOLE		0	0	117,522
iShares MSCI EAFE ETF	ETF	464287465	362,210	4,996	SH		SOLE		0	0	4,996
iShares National Muni Bond ETF	ETF	464288414	33,771,293	316,418	SH		SOLE		0	0	316,418
iShares S&P 500 Value ETF	ETF	464287408	235,660	1,462	SH		SOLE		0	0	1,462
Johnson & Johnson	STOCK	478160104	288,336	1,742	SH		SOLE		0	0	1,742
Magellan Midstream Partners LP	STOCK	559080106	330,047	5,296	SH		SOLE		0	0	5,296
Merck & Co Inc	STOCK	58933Y105	328,400	2,846	SH		SOLE		0	0	2,846
Microsoft Corp	STOCK	594918104	339,178	996	SH		SOLE		0	0	996
NextEra Energy Inc	STOCK	65339F101	247,828	3,340	SH		SOLE		0	0	3,340
Northrop Grumman Corp	STOCK	666807102	269,834	592	SH		SOLE		0	0	592
NVIDIA Corp	STOCK	67066G104	837,580	1,980	SH		SOLE		0	0	1,980
Occidental Petroleum Corp	STOCK	674599105	190,167	3,374	SH		SOLE		0	0	3,374
OGE Energy Corp	STOCK	670837103	949,245	26,434	SH		SOLE		0	0	26,434
ONEOK Inc	STOCK	682680103	2,247,966	36,422	SH		SOLE		0	0	36,422
Phillips 66	STOCK	718546104	1,104,119	11,576	SH		SOLE		0	0	11,576
Royal Caribbean Cruises Ltd	STOCK	V7780T103	207,480	2,000	SH		SOLE		0	0	2,000
RTX Corp	STOCK	75513E101	236,867	2,418	SH		SOLE		0	0	2,418
Schwab U.S. Large-Cap Growth ETF	ETF	808524300	297,851	3,974	SH		SOLE		0	0	3,974
Schwab U.S. Large-Cap Value ETF	ETF	808524409	202,209	3,014	SH		SOLE		0	0	3,014
Schwab US Large-Cap ETF	ETF	808524201	320,819	6,126	SH		SOLE		0	0	6,126
Shell PLC	STOCK	780259305	213,624	3,538	SH		SOLE		0	0	3,538
Simmons First National Corp	STOCK	828730200	690,000	40,000	SH		SOLE		0	0	40,000
SPDR Nuveen S&P High Yield Municipal Bond ETF	ETF	78464A284	280,312	11,208	SH		SOLE		0	0	11,208
SPDR Portfolio Developed World ex-US ETF	ETF	78463X889	504,207	15,495	SH		SOLE		0	0	15,495
SPDR S&P 500 ETF Trust	ETF	78462F103	1,758,048	3,966	SH		SOLE		0	0	3,966
SPDR S&P Dividend ETF	ETF	78464A763	6,637,094	54,145	SH		SOLE		0	0	54,145
SUNCOKE ENERGY INC	STOCK	86722A103	88,498	11,245	SH		SOLE		0	0	11,245
Tesla Inc	STOCK	88160R101	1,496,801	5,718	SH		SOLE		0	0	5,718
Thomson Reuters Corp	STOCK	884903808	424,569	3,146	SH		SOLE		0	0	3,146
TotalEnergies SE	STOCK	89151E109	210,155	3,646	SH		SOLE		0	0	3,646
United Therapeutics Corp	STOCK	91307C102	264,900	1,200	SH		SOLE		0	0	1,200
VanEck High Yield Muni ETF	ETF	92189H409	5,359,639	104,395	SH		SOLE		0	0	104,395
VanEck J. P. Morgan EM Local Currency Bond ETF	ETF	92189H300	9,210,495	360,348	SH		SOLE		0	0	360,348
VanEck Semiconductor ETF	ETF	92189F676	304,500	2,000	SH		SOLE		0	0	2,000
Vanguard FTSE Developed Markets ETF	ETF	921943858	1,197,878	27,742	SH		SOLE		0	0	27,742
Vanguard FTSE Emerging Markets ETF	ETF	922042858	1,184,886	29,127	SH		SOLE		0	0	29,127
Vanguard Growth ETF	ETF	922908736	174,981,049	618,395	SH		SOLE		0	0	618,395
Vanguard Intermediate-Term Bond ETF	ETF	921937819	92,563,820	1,230,411	SH		SOLE		0	0	1,230,411
Vanguard S&P Mid-Cap 400 Value ETF	ETF	921932844	203,164	2,468	SH		SOLE		0	0	2,468
Vanguard Short-Term Corporate Bond ETF	ETF	92206C409	5,358,620	70,825	SH		SOLE		0	0	70,825
Vanguard Small-Cap Growth ETF	ETF	922908595	12,508,424	54,446	SH		SOLE		0	0	54,446
Vanguard Small-Cap Value ETF	ETF	922908611	46,279,747	279,805	SH		SOLE		0	0	279,805
Vanguard Tax-Exempt Bond Index ETF	ETF	922907746	805,328	16,036	SH		SOLE		0	0	16,036
Vanguard Total International Bond ETF	ETF	92203J407	32,253,566	659,852	SH		SOLE		0	0	659,852
Vanguard Total International Stock ETF	ETF	921909768	5,338,120	95,293	SH		SOLE		0	0	95,293
Vanguard Total Stock Market ETF	ETF	922908769	836,183	3,796	SH		SOLE		0	0	3,796
Vanguard Value ETF	ETF	922908744	166,585,109	1,172,309	SH		SOLE		0	0	1,172,309
Walmart Inc	STOCK	931142103	567,734	3,612	SH		SOLE		0	0	3,612
Williams Cos Inc/The	STOCK	969457100	323,951	9,928	SH		SOLE		0	0	9,928
Xtrackers USD High Yield Corporate Bond ETF	ETF	233051432	14,120,333	409,285	SH		SOLE		0	0	409,285