Gray Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	248	2,067	SH		SOLE		2,067	0	0
ABBVIE INC	COM	00287Y109	489	4,518	SH		SOLE		4,518	0	0
ALPHABET INC	CAP STK CL A	02079K305	1,145	555	SH		SOLE		555	0	0
ALTRIA GROUP INC	COM	02209S103	686	13,412	SH		SOLE		13,412	0	0
AMAZON COM INC	COM	023135106	1,389	449	SH		SOLE		449	0	0
AMGEN INC	COM	031162100	242	972	SH		SOLE		972	0	0
APPLE INC	COM	037833100	4,602	37,675	SH		SOLE		37,675	0	0
AT&T INC	COM	00206R102	491	16,211	SH		SOLE		16,211	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	879	3,442	SH		SOLE		3,442	0	0
BK OF AMERICA CORP	COM	060505104	313	8,087	SH		SOLE		8,087	0	0
BLACKROCK INC	COM	09247X101	284	376	SH		SOLE		376	0	0
BLACKSTONE GROUP INC	COM	09260D107	274	3,676	SH		SOLE		3,676	0	0
BOEING CO	COM	097023105	580	2,277	SH		SOLE		2,277	0	0
CATERPILLAR INC	COM	149123101	591	2,551	SH		SOLE		2,551	0	0
CHEVRON CORP NEW	COM	166764100	512	4,884	SH		SOLE		4,884	0	0
CIGNA CORP NEW	COM	125523100	296	1,225	SH		SOLE		1,225	0	0
CISCO SYS INC	COM	17275R102	232	4,495	SH		SOLE		4,495	0	0
CLOROX CO DEL	COM	189054109	342	1,771	SH		SOLE		1,771	0	0
COCA COLA CO	COM	191216100	420	7,970	SH		SOLE		7,970	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	753	4,374	SH		SOLE		4,374	0	0
DISNEY WALT CO	COM	254687106	1,175	6,365	SH		SOLE		6,365	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	328	3,400	SH		SOLE		3,400	0	0
EXXON MOBIL CORP	COM	30231G102	754	13,500	SH		SOLE		13,500	0	0
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	3,215	53,611	SH		SOLE		53,611	0	0
FLEXSHARES TR	QUALT DIVD IDX	33939L860	397	7,451	SH		SOLE		7,451	0	0
IDEXX LABS INC	COM	45168D104	228	465	SH		SOLE		465	0	0
INTEL CORP	COM	458140100	1,010	15,777	SH		SOLE		15,777	0	0
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	371	7,086	SH		SOLE		7,086	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	1,275	21,923	SH		SOLE		21,923	0	0
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	763	28,507	SH		SOLE		28,507	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	3,132	9,815	SH		SOLE		9,815	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	263	2,023	SH		SOLE		2,023	0	0
ISHARES TR	TIPS BD ETF	464287176	8,396	66,898	SH		SOLE		66,898	0	0
ISHARES TR	CORE MSCI TOTAL	46432F834	387	5,513	SH		SOLE		5,513	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	426	1,636	SH		SOLE		1,636	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	405	3,729	SH		SOLE		3,729	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	503	5,300	SH		SOLE		5,300	0	0
ISHARES TR	DOW JONES US ETF	464287846	200	2,001	SH		SOLE		2,001	0	0
ISHARES TR	CORE S&P500 ETF	464287200	9,974	25,072	SH		SOLE		25,072	0	0
ISHARES TR	MICRO-CAP ETF	464288869	329	2,241	SH		SOLE		2,241	0	0
ISHARES TR	U.S. CNSM GD ETF	464287812	242	1,369	SH		SOLE		1,369	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	565	4,866	SH		SOLE		4,866	0	0
ISHARES TR	U.S. TECH ETF	464287721	220	2,510	SH		SOLE		2,510	0	0
ISHARES TR	US HLTHCARE ETF	464287762	609	2,412	SH		SOLE		2,412	0	0
ISHARES TR	U.S. MED DVC ETF	464288810	2,260	6,840	SH		SOLE		6,840	0	0
JOHNSON & JOHNSON	COM	478160104	3,329	20,258	SH		SOLE		20,258	0	0
JPMORGAN CHASE & CO	COM	46625H100	767	5,040	SH		SOLE		5,040	0	0
LOCKHEED MARTIN CORP	COM	539830109	280	759	SH		SOLE		759	0	0
LOWES COS INC	COM	548661107	203	1,065	SH		SOLE		1,065	0	0
MCDONALDS CORP	COM	580135101	473	2,111	SH		SOLE		2,111	0	0
MICROSOFT CORP	COM	594918104	2,730	11,581	SH		SOLE		11,581	0	0
PAYCHEX INC	COM	704326107	251	2,565	SH		SOLE		2,565	0	0
PAYPAL HLDGS INC	COM	70450Y103	472	1,942	SH		SOLE		1,942	0	0
PEPSICO INC	COM	713448108	313	2,210	SH		SOLE		2,210	0	0
PFIZER INC	COM	717081103	210	5,783	SH		SOLE		5,783	0	0
PHILIP MORRIS INTL INC	COM	718172109	256	2,889	SH		SOLE		2,889	0	0
PIMCO ETF TR	SHTRM MUN BD ACT	72201R874	255	4,961	SH		SOLE		4,961	0	0
PROCTER AND GAMBLE CO	COM	742718109	3,366	24,856	SH		SOLE		24,856	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	287	3,862	SH		SOLE		3,862	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	748	10,260	SH		SOLE		10,260	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	434	4,523	SH		SOLE		4,523	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	516	5,178	SH		SOLE		5,178	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	226	3,695	SH		SOLE		3,695	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	469	3,616	SH		SOLE		3,616	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,193	12,331	SH		SOLE		12,331	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	554	4,174	SH		SOLE		4,174	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	578	8,461	SH		SOLE		8,461	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	254	1,509	SH		SOLE		1,509	0	0
SOUTHERN CO	COM	842587107	230	3,696	SH		SOLE		3,696	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	270	1,631	SH		SOLE		1,631	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	451	2,651	SH		SOLE		2,651	0	0
VANECK VECTORS ETF TR	HIGH YLD MUN ETF	92189H409	325	5,223	SH		SOLE		5,223	0	0
VANECK VECTORS ETF TR	INTRMDT MUNI ETF	92189H201	346	6,748	SH		SOLE		6,748	0	0
VANECK VECTORS ETF TR	SHORT MUNI ETF	92189F528	180	10,000	SH		SOLE		10,000	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	687	8,106	SH		SOLE		8,106	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	223	2,714	SH		SOLE		2,714	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,338	11,312	SH		SOLE		11,312	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	267	971	SH		SOLE		971	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	5,980	27,016	SH		SOLE		27,016	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	246	2,681	SH		SOLE		2,681	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	10,032	39,030	SH		SOLE		39,030	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	6,268	29,277	SH		SOLE		29,277	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	4,093	31,134	SH		SOLE		31,134	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	805	8,279	SH		SOLE		8,279	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	316	5,216	SH		SOLE		5,216	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,175	34,128	SH		SOLE		34,128	0	0
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	342	5,555	SH		SOLE		5,555	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	236	3,510	SH		SOLE		3,510	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	7,575	91,812	SH		SOLE		91,812	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	17,298	117,612	SH		SOLE		117,612	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	518	5,120	SH		SOLE		5,120	0	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	968	4,677	SH		SOLE		4,677	0	0
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	5,227	37,273	SH		SOLE		37,273	0	0
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	1,249	13,123	SH		SOLE		13,123	0	0
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	1,267	4,289	SH		SOLE		4,289	0	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,139	6,392	SH		SOLE		6,392	0	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	648	4,611	SH		SOLE		4,611	0	0
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	596	3,447	SH		SOLE		3,447	0	0
VANGUARD WORLD FDS	ENERGY ETF	92204A306	643	9,458	SH		SOLE		9,458	0	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,854	5,172	SH		SOLE		5,172	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	3,545	15,499	SH		SOLE		15,499	0	0
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	1,694	20,050	SH		SOLE		20,050	0	0
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	797	4,210	SH		SOLE		4,210	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,673	28,772	SH		SOLE		28,772	0	0
VISA INC	COM CL A	92826C839	1,649	7,790	SH		SOLE		7,790	0	0
WALMART INC	COM	931142103	1,149	8,461	SH		SOLE		8,461	0	0
WELLTOWER INC	COM	95040Q104	761	10,620	SH		SOLE		10,620	0	0
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	250	8,022	SH		SOLE		8,022	0	0