Strategic Investment Solutions 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	6,282,357	305,414	SH		SOLE		0	0	305,414
INVESCO PREFERRED ETF	UIT EXCHANGE TRADED	46138E511	23,192	2,022	SH		SOLE		0	0	2,022
FIDELITY ADVISOR DIVERSIFIED INTL M	NTF EQUITY FUNDS	315920694	2,783	114	SH		SOLE		0	0	114
DIM US LRGE CAP VAL	UIT EXCHANGE TRADED	25434V666	0	0	SH		SOLE		0	0	0
WALMART DE MEXICO S A FSPONSORED ADR 1 ADR REPS 10 ORD SHS	AMERICAN DEPOSITORY	93114W107	9,542	226	SH		SOLE		0	0	226
DFA ONEYEAR FIXEDINCOME I	BOND FUNDS	233203603	5	1	SH		SOLE		0	0	1
SCHWAB S&P 500 INDEX	SCHWAB MUTL FUNDS	808509855	11,627	159	SH		SOLE		0	0	159
FIRST EAGLE GOLD C	LOAD EQUITY FUND	32008F788	26,976	1,237	SH		SOLE		0	0	1,237
ISHARES IBOXX HIGH YIELDBOND ETF	UIT EXCHANGE TRADED	464288513	13,039	168	SH		SOLE		0	0	168
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	189,032	6,204	SH		SOLE		0	0	6,204
SOUTHWEST GAS HOLDINGS I	COMMON STOCK	844895102	8,109	128	SH		SOLE		0	0	128
VANGUARD WELLESLEY INCOME ADMIRAL	EQUITY FUNDS	921938205	232,102	3,841	SH		SOLE		0	0	3,841
DFA US SMALL CAP I	EQUITY FUNDS	233203843	133,589	3,011	SH		SOLE		0	0	3,011
VANGUARD US VALUE FACTORETF	UIT EXCHANGE TRADED	921935805	11,844	105	SH		SOLE		0	0	105
THE COCACOLA CO	COMMON STOCK	191216100	23,572	400	SH		SOLE		0	0	400
UBS BANK USA 4.9percent25CD FDIC INS DUE 061625US	CERTIFICATE DEPOSIT	90355GDY9	100,230	100,000	SH		SOLE		0	0	100,000
VANGUARD SHORT TERM TREASURY ETF	UIT EXCHANGE TRADED	92206C102	411,032	7,047	SH		SOLE		0	0	7,047
DIGITAL REALTY TRUST REIT	REAL ESTATE INVESTME	253868103	41,741	310	SH		SOLE		0	0	310
SANDOZ GROUP AG FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	799926100	512	16	SH		SOLE		0	0	16
NORTHROP GRUMMAN CO	COMMON STOCK	666807102	98,479	210	SH		SOLE		0	0	210
MORGAN STANLEY P 5.25percent24CD FDIC INS DUE 061324US	CERTIFICATE DEPOSIT	61768EVG5	146,938	147,000	SH		SOLE		0	0	147,000
FIDELITY ADVISOR TECHNOLOGY A	NTF EQUITY FUNDS	315918771	94,883	997	SH		SOLE		0	0	997
HARLEY DAVIDSON INC	COMMON STOCK	412822108	8,426	229	SH		SOLE		0	0	229
DFA EMERGING MARKETS VALUE I	EQUITY FUNDS	233203587	49,494	1,682	SH		SOLE		0	0	1,682
CORTEVA INC	COMMON STOCK	22052L104	8,913	186	SH		SOLE		0	0	186
WARBY PARKER INC CLASS A	COMMON STOCK	93403J106	99	7	SH		SOLE		0	0	7
LIBERTY MEDIA CORP	COMMON STOCK	531229789	2,590	90	SH		SOLE		0	0	90
SPDR S&P 500 ETF	UIT EXCHANGE TRADED	78462F103	6,202	13	SH		SOLE		0	0	13
AMERICAN FUNDS AMERICAN BALANCED F1	NTF EQUITY FUNDS	024071409	839,399	26,264	SH		SOLE		0	0	26,264
FPA CRESCENT	EQUITY FUNDS	30254T759	140,944	3,649	SH		SOLE		0	0	3,649
AVIS BUDGET GROUP	COMMON STOCK	053774105	42,542	240	SH		SOLE		0	0	240
DFA GLOBAL SOCIAL CORE EQUITY INSTL	EQUITY FUNDS	25239Y337	3,770	291	SH		SOLE		0	0	291
INTEL CORP	COMMON STOCK	458140100	41,761	831	SH		SOLE		0	0	831
NUVEEN SMALL CAP VALUE I	NTF EQUITY FUNDS	670678200	343	12	SH		SOLE		0	0	12
SEARS CANADA RECEIVABL F	FOREIGN CANADIAN	81234D109	0	13	SH		SOLE		0	0	13
APPLE INC	COMMON STOCK	037833100	1,025,800	5,328	SH		SOLE		0	0	5,328
ISHARES FALLEN ANGELS USD BOND ETF	UIT EXCHANGE TRADED	46435G474	27,439	1,039	SH		SOLE		0	0	1,039
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	2,320,377	112,804	SH		SOLE		0	0	112,804
V2X INC NAME CHANGE EFF: 070822	COMMON STOCK	92242T101	4,644	100	SH		SOLE		0	0	100
ICAHN ENTERPRISES L P LP	LIMITED PARTNERSHP	451100101	2,869	167	SH		SOLE		0	0	167
NETFLIX INC	COMMON STOCK	64110L106	13,633	28	SH		SOLE		0	0	28
PHILIP MORRIS INTL	COMMON STOCK	718172109	23,050	245	SH		SOLE		0	0	245
DIMENSIONAL EMERG CORE EQY MRKT ETF	UIT EXCHANGE TRADED	25434V302	3,833	159	SH		SOLE		0	0	159
PROCTER & GAMBLE	COMMON STOCK	742718109	732,700	5,000	SH		SOLE		0	0	5,000
VERIZON COMMUNICATN	COMMON STOCK	92343V104	9,112	242	SH		SOLE		0	0	242
AMERICAN FUNDS WASHINGTON MUTUAL F1	NTF EQUITY FUNDS	939330403	1	0	SH		SOLE		0	0	0
MICROSOFT CORP	COMMON STOCK	594918104	3,873	10	SH		SOLE		0	0	10
WALGREENS BOOTS ALLI	COMMON STOCK	931427108	21,959	841	SH		SOLE		0	0	841
JOHNSON CONTROLS INTER F	FOREIGN ORDINARIES	G51502105	2,940	51	SH		SOLE		0	0	51
CONSTELLATION BRAND CLASS A	COMMON STOCK	21036P108	12,951	54	SH		SOLE		0	0	54
LOOMIS SAYLES CORE PLUS BOND Y	BOND FUNDS	63872R764	1,166	100	SH		SOLE		0	0	100
CASAVANT INTL MNG CORP RESTRICTED SHARES	COMMON STOCK	125809996	0	15,360	SH		SOLE		0	0	15,360
ISHARES US AEROSPACE DEFENSE ETF	UIT EXCHANGE TRADED	464288760	37,980	300	SH		SOLE		0	0	300
PIMCO COMMODITY REAL RET STRAT INSTL	EQUITY FUNDS	722005667	13,297	1,027	SH		SOLE		0	0	1,027
VANGUARD SHORTTERM INVESTMENTGRADE INV	BOND FUNDS	922031406	12,447	1,217	SH		SOLE		0	0	1,217
BANK OF AMERICA, 5.15percent24CD FDIC INS DUE 052324US	CERTIFICATE DEPOSIT	06051VT89	236,785	237,000	SH		SOLE		0	0	237,000
THE COCACOLA CO	COMMON STOCK	191216100	66,767	1,133	SH		SOLE		0	0	1,133
US TREASUR NT 0.25percent0324UST NOTE DUE 031524	TREASURY	91282CBR1	103,950	105,000	SH		SOLE		0	0	105,000
SCHWAB US LARGE CAP VALUE ETF	UIT EXCHANGE TRADED	808524409	12,655	181	SH		SOLE		0	0	181
YUM CHINA HOLDINGS INC	COMMON STOCK	98850P109	3,394	80	SH		SOLE		0	0	80
CREDIT SUISSE COMMODITY RETURN STRAT I	EQUITY FUNDS	22544R305	482	22	SH		SOLE		0	0	22
ALTERYX INC CLASS A	COMMON STOCK	02156B103	1,179	25	SH		SOLE		0	0	25
VANGUARD SMALL CAP INDEX ADM	EQUITY FUNDS	922908686	137,214	1,328	SH		SOLE		0	0	1,328
WELLS FARGO BANK, 4.8percent25CD FDIC INS DUE 050225US	CERTIFICATE DEPOSIT	949764BP8	845,088	845,000	SH		SOLE		0	0	845,000
DIMENSIONAL US REAL ESTATE ETF	UIT EXCHANGE TRADED	25434V823	265,945	11,695	SH		SOLE		0	0	11,695
ENBRIDGE INC F	FOREIGN CANADIAN	29250N105	3,602	100	SH		SOLE		0	0	100
VANGUARD ENERGY INDEX ADMIRAL	EQUITY FUNDS	92204A843	52,878	902	SH		SOLE		0	0	902
FEDERATED HERMES ULTRASHORT BOND IS	BOND FUNDS	31428Q747	2,852	311	SH		SOLE		0	0	311
VANGUARD HIGHYIELD CORPORATE ADM	BOND FUNDS	922031760	406,115	74,929	SH		SOLE		0	0	74,929
PHILLIPS 66	COMMON STOCK	718546104	45,674	343	SH		SOLE		0	0	343
BANK OF UTAH 5.25percent24CD FDIC INS DUE 062624US	CERTIFICATE DEPOSIT	065427AQ9	50,025	50,000	SH		SOLE		0	0	50,000
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	774,287	10,171	SH		SOLE		0	0	10,171
VANGUARD 500 INDEX ADMIRAL	EQUITY FUNDS	922908710	22,371	51	SH		SOLE		0	0	51
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	11,957	155	SH		SOLE		0	0	155
AMERICAN FUNDS CAPITAL INCOME BLDR F1	NTF EQUITY FUNDS	140193400	748,733	11,305	SH		SOLE		0	0	11,305
SCHWAB GOVERNMENT MONEY INV	SCHWAB NONSWEEP MMF	808515613	572,095	572,095	SH		SOLE		0	0	572,095
ISHARES SILVER TRUST ETF	UIT EXCHANGE TRADED	46428Q109	312,652	14,355	SH		SOLE		0	0	14,355
PIMCO TOTAL RETURN INSTL	BOND FUNDS	693390700	239,155	27,648	SH		SOLE		0	0	27,648
MCDONALDS CORP	COMMON STOCK	580135101	70,146	237	SH		SOLE		0	0	237
DFA EMERGING MARKETS CORE EQUITY I	EQUITY FUNDS	233203421	1,077,122	48,064	SH		SOLE		0	0	48,064
BROADRIDGE FINL SOLU	COMMON STOCK	11133T103	6,172	30	SH		SOLE		0	0	30
MASTERCARD INC CLASS A	COMMON STOCK	57636Q104	29,856	70	SH		SOLE		0	0	70
VANECK MORNINGSTAR WIDE MOAT ETF	UIT EXCHANGE TRADED	92189F643	877,468	10,339	SH		SOLE		0	0	10,339
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	495,811	17,330	SH		SOLE		0	0	17,330
SPDR S&P OIL & GAS EXPL & PROD ETF	UIT EXCHANGE TRADED	78468R556	27,382	200	SH		SOLE		0	0	200
WELLS FARGO BANK, 4.8percent24CD FDIC INS DUE 102524US	CERTIFICATE DEPOSIT	949764BG8	68,874	69,000	SH		SOLE		0	0	69,000
REGENERON PHARMS INC	COMMON STOCK	75886F107	7,905	9	SH		SOLE		0	0	9
SCHWAB 1000 INDEX	SCHWAB MUTL FUNDS	808517106	57,139	558	SH		SOLE		0	0	558
VANGUARD INTERNATIONAL GROWTH ADM	EQUITY FUNDS	921910501	107,820	1,059	SH		SOLE		0	0	1,059
TESLA INC	COMMON STOCK	88160R101	9,939	40	SH		SOLE		0	0	40
GUANAJUATO SILVER CO L F	FOREIGN CANADIAN	40066W106	1,985	10,000	SH		SOLE		0	0	10,000
DUKE ENERGY CORP	COMMON STOCK	26441C204	125,958	1,298	SH		SOLE		0	0	1,298
DFA GLOBAL REAL ESTATE SECURITIES PORT	EQUITY FUNDS	23320G554	27,732	2,700	SH		SOLE		0	0	2,700
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	55,026	2,732	SH		SOLE		0	0	2,732
HARTFORD DIVIDEND AND GROWTH F	EQUITY FUNDS	41664T669	1,805	56	SH		SOLE		0	0	56
JPMORGAN CORE BOND I	BOND FUNDS	4812C0381	1,169	113	SH		SOLE		0	0	113
INTUITIVE SURGICAL	COMMON STOCK	46120E602	8,434	25	SH		SOLE		0	0	25
WISDOMTREE EMRG MRKT HG DIV ETF	UIT EXCHANGE TRADED	97717W315	117,972	2,900	SH		SOLE		0	0	2,900
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	854,794	29,244	SH		SOLE		0	0	29,244
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	39,246	1,209	SH		SOLE		0	0	1,209
SPROTT PHYSICAL PLATINUMPAL ETV	UIT EXCHANGE TRADED	85207Q104	18,747	1,858	SH		SOLE		0	0	1,858
NISOURCE INC 00500	COMMON STOCK	65473P105	4,540	171	SH		SOLE		0	0	171
WELLS FARGO BANK, 4.6percent25CD FDIC INS DUE 122925US	CERTIFICATE DEPOSIT	949764KD5	50,029	50,000	SH		SOLE		0	0	50,000
UPSTART HLDGS INC	COMMON STOCK	91680M107	0	0	SH		SOLE		0	0	0
FIDELITY ADVISOR EQUITY GROWTH A	NTF EQUITY FUNDS	315805853	84,793	4,964	SH		SOLE		0	0	4,964
ISHARES MSCI INDIA ETF	UIT EXCHANGE TRADED	46429B598	14,152	290	SH		SOLE		0	0	290
ATLASSIAN CORP CLASS A	COMMON STOCK	049468101	1,189	5	SH		SOLE		0	0	5
DFA SHORTDURATION REAL RETURN INSTL	BOND FUNDS	25239Y576	126,249	12,305	SH		SOLE		0	0	12,305
TRULIEVE CANNABIS CORP F	FOREIGN CANADIAN	89788C104	130	25	SH		SOLE		0	0	25
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	171,837	17,770	SH		SOLE		0	0	17,770
AMERICAN FUNDS CAPITAL INCOME BLDR F1	NTF EQUITY FUNDS	140193400	21,162	320	SH		SOLE		0	0	320
CITIGROUP INC. 0.016percentPFD DUE 060624SUBJ TO XTRO REDEMPTION	PREFERRED DEBT	17329D422	4,150	500	SH		SOLE		0	0	500
LULULEMON ATHLETICA	COMMON STOCK	550021109	69,535	136	SH		SOLE		0	0	136
BRIGHTHOUSE FINL INC0050	COMMON STOCK	10922N103	370	7	SH		SOLE		0	0	7
DIMENSIONAL US MARKETWIDE VALUE ETF	UIT EXCHANGE TRADED	25434V724	7,676,390	206,244	SH		SOLE		0	0	206,244
DIMENSIONAL US MARKETWIDE VALUE ETF	UIT EXCHANGE TRADED	25434V724	585,840	15,740	SH		SOLE		0	0	15,740
MORGAN STANLEY PVT 5percent25CD FDIC INS DUE 080425US	CERTIFICATE DEPOSIT	61768EXK4	100,354	100,000	SH		SOLE		0	0	100,000
VANGUARD MID CAP ETF	UIT EXCHANGE TRADED	922908629	32,570	140	SH		SOLE		0	0	140
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	1,690,163	22,201	SH		SOLE		0	0	22,201
FIRST TRUST PORTFOLIOS UNIT 351 BUILD AMER BDS PORT SER 27	UIT MUNI	33736P528	1,192	2	SH		SOLE		0	0	2
ORBITAL INFRASTRUCTURXXXBANKRUPTCY EFF: 120723	COMMON STOCK	68559A208	0	13	SH		SOLE		0	0	13
CHIPOTLE MEXICAN GRL	COMMON STOCK	169656105	66,322	29	SH		SOLE		0	0	29
ORACLE CORP	COMMON STOCK	68389X105	6,958	66	SH		SOLE		0	0	66
LINDE PLC F	FOREIGN ORDINARIES	G54950103	82,142	200	SH		SOLE		0	0	200
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	93,603	1,570	SH		SOLE		0	0	1,570
ORGANON & CO	COMMON STOCK	68622V106	307	21	SH		SOLE		0	0	21
MORGAN STANLEY P 4.85percent25CD FDIC INS DUE 051225US	CERTIFICATE DEPOSIT	61768ETE3	70,025	70,000	SH		SOLE		0	0	70,000
EXELON CORP	COMMON STOCK	30161N101	3,863	108	SH		SOLE		0	0	108
DIM US LRGE CAP VAL	UIT EXCHANGE TRADED	25434V666	19,026	703	SH		SOLE		0	0	703
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	1,034,169	33,941	SH		SOLE		0	0	33,941
DIMENSIONAL NATIONL MUNPL BND ETF	UIT EXCHANGE TRADED	25434V849	309,224	6,374	SH		SOLE		0	0	6,374
VANGUARD VALUE ETF	UIT EXCHANGE TRADED	922908744	439,671	2,941	SH		SOLE		0	0	2,941
AMERICAN FUNDS NEW PERSPECTIVE A	LOAD EQUITY FUND	648018109	43,114	771	SH		SOLE		0	0	771
DIMENSIONAL INTERN CORE EQT MKT ETF	UIT EXCHANGE TRADED	25434V203	593,105	20,709	SH		SOLE		0	0	20,709
BAXTER INTERNTNL	COMMON STOCK	071813109	1,933	50	SH		SOLE		0	0	50
DFA US MICRO CAP I	EQUITY FUNDS	233203504	77,490	2,949	SH		SOLE		0	0	2,949
US TREASURY BILL24U S T BILL DUE 041124	TREASURY BILLS	912797HF7	44,352	45,000	SH		SOLE		0	0	45,000
ALPHA COPPER CORP F	FOREIGN CANADIAN	02074D207	21	250	SH		SOLE		0	0	250
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	32,633	1,620	SH		SOLE		0	0	1,620
AUTO DATA PROCESSING	COMMON STOCK	053015103	32,383	139	SH		SOLE		0	0	139
MICROSOFT CORP	COMMON STOCK	594918104	989,093	2,630	SH		SOLE		0	0	2,630
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	19,840	445	SH		SOLE		0	0	445
GE HEALTHCARE TECHNOLOGI	COMMON STOCK	36266G107	696	9	SH		SOLE		0	0	9
DFA US MICRO CAP I	EQUITY FUNDS	233203504	19,799	753	SH		SOLE		0	0	753
ALPHABET INC. CLASS A	COMMON STOCK	02079K305	13,969	100	SH		SOLE		0	0	100
GOLDMAN SACHS GROUP	COMMON STOCK	38141G104	87,141	226	SH		SOLE		0	0	226
BRCLYS BK IPATH BLOOM COMMODITY ETN	UIT EXCHANGE TRADED	06738C778	10,029	330	SH		SOLE		0	0	330
EAGLEBANK 5.3percent24CD FDIC INS DUE 060624US	CERTIFICATE DEPOSIT	27002YGA8	40,026	40,000	SH		SOLE		0	0	40,000
WELLS FARGO BANK, 4.8percent24CD FDIC INS DUE 122724US	CERTIFICATE DEPOSIT	949764KJ2	214,647	215,000	SH		SOLE		0	0	215,000
PRINCIPAL FINL	COMMON STOCK	74251V102	14,866	189	SH		SOLE		0	0	189
ISHARES MSCI EMERGING MARKETS ETF	UIT EXCHANGE TRADED	464287234	10,365	258	SH		SOLE		0	0	258
VANGUARD MID CAP GROWTH ETF	UIT EXCHANGE TRADED	922908538	124,727	568	SH		SOLE		0	0	568
NIO INC FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	62914V106	426	47	SH		SOLE		0	0	47
SCHWAB US BROAD MARKET ETF	UIT EXCHANGE TRADED	808524102	21,737	390	SH		SOLE		0	0	390
TRAVELERS COMPANIES	COMMON STOCK	89417E109	28,381	149	SH		SOLE		0	0	149
BMO BANK NTNL ASS 5.1percent24CD FDIC INS DUE 122324US	CERTIFICATE DEPOSIT	05600XRX0	150,170	150,000	SH		SOLE		0	0	150,000
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	698,731	45,609	SH		SOLE		0	0	45,609
DELAWARE IVY ASSET STRATEGY FUND CL A	NTF EQUITY FUNDS	466000759	35,552	1,763	SH		SOLE		0	0	1,763
US TREASURY BILL24U S T BILL DUE 112924	TREASURY BILLS	912797HP5	32,567	34,000	SH		SOLE		0	0	34,000
WALT DISNEY CO	COMMON STOCK	254687106	43,393	481	SH		SOLE		0	0	481
DEVON ENERGY CORP	COMMON STOCK	25179M103	20,411	451	SH		SOLE		0	0	451
CHEVRON CORP	COMMON STOCK	166764100	1,749	12	SH		SOLE		0	0	12
BOEING CO	COMMON STOCK	097023105	29,194	112	SH		SOLE		0	0	112
LOWES COMPANIES INC	COMMON STOCK	548661107	53,857	242	SH		SOLE		0	0	242
VANGUARD GNMA INV	BOND FUNDS	922031307	10,875	1,163	SH		SOLE		0	0	1,163
LEIDOS HOLDINGS INC	COMMON STOCK	525327102	7,036	65	SH		SOLE		0	0	65
DIMENSIONAL US SMALL CAPVALU ETF	UIT EXCHANGE TRADED	25434V815	5,240,827	179,973	SH		SOLE		0	0	179,973
OCCIDENTAL PETROL 27 WTSWARRANTS EXP 080327	WARRANTS	674599162	662	17	SH		SOLE		0	0	17
US TREASURY BILL24U S T BILL DUE 012524	TREASURY BILLS	912796ZY8	49,831	50,000	SH		SOLE		0	0	50,000
MFS TOTAL RETURN A	NTF EQUITY FUNDS	552981300	9,729	509	SH		SOLE		0	0	509
COMCAST CORP CLASS A	COMMON STOCK	20030N101	15,084	344	SH		SOLE		0	0	344
ROKU I N C CLASS A	COMMON STOCK	77543R102	458	5	SH		SOLE		0	0	5
AMPHENOL CORP CLASS A	COMMON STOCK	032095101	5,074	51	SH		SOLE		0	0	51
OIL CO LUKOIL PJSC FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	69343P105	0	95	SH		SOLE		0	0	95
VANGUARD FTSE DEVELOPED MARKETS ETF	UIT EXCHANGE TRADED	921943858	5,375	112	SH		SOLE		0	0	112
FORD MOTOR CO	COMMON STOCK	345370860	2,838	233	SH		SOLE		0	0	233
COMCAST CORP CLASS A	COMMON STOCK	20030N101	24,173	551	SH		SOLE		0	0	551
THE MOSAIC CO	COMMON STOCK	61945C103	5,002	140	SH		SOLE		0	0	140
IBM CORP	COMMON STOCK	459200101	49,218	301	SH		SOLE		0	0	301
DHT MARITIME HLD INC F	FOREIGN ORDINARIES	Y2065G121	2,452	250	SH		SOLE		0	0	250
DIMENSIONAL CORE FIXED INCOME ETF	UIT EXCHANGE TRADED	25434V872	10,046	237	SH		SOLE		0	0	237
JPMORGAN HIGH YIELD I	NTF BOND FUNDS	4812C0803	499	78	SH		SOLE		0	0	78
DFA US SMALL CAP GROWTH INSTL	EQUITY FUNDS	23320G273	96,377	3,790	SH		SOLE		0	0	3,790
HUNTINGTON INGALLS	COMMON STOCK	446413106	1,491	6	SH		SOLE		0	0	6
US TREASURY BILL24U S T BILL DUE 042524	TREASURY BILLS	912797HG5	39,344	40,000	SH		SOLE		0	0	40,000
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	1,903,286	1,903,286	SH		SOLE		0	0	1,903,286
DIMENSIONAL INTERNATIONAL VAL ETF	UIT EXCHANGE TRADED	25434V807	3,340,762	97,228	SH		SOLE		0	0	97,228
VANGUARD SHORTTERM FEDERAL ADM	BOND FUNDS	922031844	5,848	580	SH		SOLE		0	0	580
US TREASU NT 0.375percent0424UST NOTE DUE 041524	TREASURY	91282CBV2	51,277	52,000	SH		SOLE		0	0	52,000
WELLS FARGO BANK, 4.9percent24CD FDIC INS DUE 122624US	CERTIFICATE DEPOSIT	949764KC7	279,798	280,000	SH		SOLE		0	0	280,000
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	3,278,463	257,134	SH		SOLE		0	0	257,134
US TREASURY BILL24U S T BILL DUE 061324	TREASURY BILLS	912797FS1	9,770	10,000	SH		SOLE		0	0	10,000
VANGUARD SHORTTERM BOND INDEX ADM	BOND FUNDS	921937702	36,793	3,643	SH		SOLE		0	0	3,643
ROVER GROUP INC CLASS A	COMMON STOCK	77936F103	10,880	1,000	SH		SOLE		0	0	1,000
PIMCO GLOBAL CORE ASSET ALLOCATION A	NTF EQUITY FUNDS	72201P407	7,468	566	SH		SOLE		0	0	566
US TREASURY BILL24U S T BILL DUE 011824	TREASURY BILLS	912797GD3	149,647	150,000	SH		SOLE		0	0	150,000
T. ROWE PRICE COMM & TECH INVESTOR	NTF EQUITY FUNDS	741454102	48,684	407	SH		SOLE		0	0	407
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	653,419	3,418	SH		SOLE		0	0	3,418
DFA INTERMEDIATE GOVT FIXEDINCOME I	BOND FUNDS	233203876	161,953	14,656	SH		SOLE		0	0	14,656
AMERICAN FUNDS INCOME FUND OF AMER F1	NTF EQUITY FUNDS	453320400	24,897	1,066	SH		SOLE		0	0	1,066
WESTERN ALLIANCE BNC	COMMON STOCK	957638109	994	15	SH		SOLE		0	0	15
JANUS HENDERSON BALANCED T	NTF EQUITY FUNDS	471023879	74,080	1,750	SH		SOLE		0	0	1,750
BMO BANK NTNL ASS 4.9percent25CD FDIC INS DUE 060925US	CERTIFICATE DEPOSIT	05600XRQ5	319,445	319,000	SH		SOLE		0	0	319,000
WELLS FARGO BANK, N 5percent24CD FDIC INS DUE 110524US	CERTIFICATE DEPOSIT	949764BT0	149,987	150,000	SH		SOLE		0	0	150,000
VANGUARD HEALTH CARE ETF	UIT EXCHANGE TRADED	92204A504	157,941	630	SH		SOLE		0	0	630
SCHWAB GOVERNMENT MONEY INV	SCHWAB NONSWEEP MMF	808515613	88,899	88,899	SH		SOLE		0	0	88,899
ILLINOIS TOOL WORKS	COMMON STOCK	452308109	4,074	16	SH		SOLE		0	0	16
SELECT SECTOR UTI SELECTSPDR ETF	UIT EXCHANGE TRADED	81369Y886	6,650	105	SH		SOLE		0	0	105
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	4,722,532	61,038	SH		SOLE		0	0	61,038
ZSCALER INC	COMMON STOCK	98980G102	1,772	8	SH		SOLE		0	0	8
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	89,615	9,267	SH		SOLE		0	0	9,267
LINEAGE CELL THERAPEUTIC	COMMON STOCK	53566P109	48	44	SH		SOLE		0	0	44
TRUIST BANK 5.3percent24CD FDIC INS DUE 061424US	CERTIFICATE DEPOSIT	89788HFC2	99,980	100,000	SH		SOLE		0	0	100,000
CRESCO LABS INC F	FOREIGN CANADIAN	22587M106	418	308	SH		SOLE		0	0	308
CHARLES SCHWAB CORP	COMMON STOCK	808513105	2,231	32	SH		SOLE		0	0	32
THE CIGNA GROUP	COMMON STOCK	125523100	60,137	201	SH		SOLE		0	0	201
AMERICAN FUNDS AMERICAN BALANCED C	LOAD EQUITY FUND	024071300	25,463	802	SH		SOLE		0	0	802
STEAKHOLDER FOODS LTD FUNSPONSORED ADR 1 ADR REPS 10 ORD SHS	AMERICAN DEPOSITORY	583435102	290	500	SH		SOLE		0	0	500
DIMENSIONAL INTERNATIONAL VAL ETF	UIT EXCHANGE TRADED	25434V807	1,008,423	29,349	SH		SOLE		0	0	29,349
BLACKROCK TECHNOLOGY OPPORTUNITIES INSTL	NTF EQUITY FUNDS	091929612	122,964	2,189	SH		SOLE		0	0	2,189
US TREASURY BILL24U S T BILL DUE 021524	TREASURY BILLS	912797GN1	9,936	10,000	SH		SOLE		0	0	10,000
TRUIST FINL CORP	COMMON STOCK	89832Q109	4,910	133	SH		SOLE		0	0	133
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	482,776	48,085	SH		SOLE		0	0	48,085
ARK INNOVATION ETF	UIT EXCHANGE TRADED	00214Q104	7,594	145	SH		SOLE		0	0	145
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	12,929	290	SH		SOLE		0	0	290
FIDELITY ADVISOR BALANCED M	NTF EQUITY FUNDS	315807404	19,424	725	SH		SOLE		0	0	725
DIMENSIONAL SHRT DRT FXDINCM ETF	UIT EXCHANGE TRADED	25434V864	115,112	2,449	SH		SOLE		0	0	2,449
US TREASURY BILL24U S T BILL DUE 020824	TREASURY BILLS	912797GM3	92,496	93,000	SH		SOLE		0	0	93,000
MONEY MARKET POOL	MUTUAL FUND OTHER	808516603	9,276	8,239	SH		SOLE		0	0	8,239
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	10,750	205	SH		SOLE		0	0	205
MARRIOTT INTL INC CLASS A	COMMON STOCK	571903202	117,942	523	SH		SOLE		0	0	523
VANGUARD TOTAL BOND MARKET ETF	UIT EXCHANGE TRADED	921937835	940	13	SH		SOLE		0	0	13
META PLATFORMS INC CLASS A	COMMON STOCK	30303M102	50,262	142	SH		SOLE		0	0	142
US TREASURY BILL24U S T BILL DUE 040424	TREASURY BILLS	912797GZ4	24,664	25,000	SH		SOLE		0	0	25,000
VANGUARD HEALTH CARE ETF	UIT EXCHANGE TRADED	92204A504	20,263	81	SH		SOLE		0	0	81
COMCAST CORP CLASS A	COMMON STOCK	20030N101	4,736	108	SH		SOLE		0	0	108
OCCIDENTAL PETROL CO	COMMON STOCK	674599105	10,808	181	SH		SOLE		0	0	181
AMERICAN FUNDS INCOME FUND OF AMER F2	NTF EQUITY FUNDS	453320822	55,727	2,381	SH		SOLE		0	0	2,381
SUBURBAN PROPANE PART LP	LIMITED PARTNERSHP	864482104	2,472	139	SH		SOLE		0	0	139
VANGUARD WINDSOR II INV	EQUITY FUNDS	922018205	21,019	490	SH		SOLE		0	0	490
NVIDIA CORP	COMMON STOCK	67066G104	24,784	50	SH		SOLE		0	0	50
CRESCO LABS INC F	FOREIGN CANADIAN	22587M106	1,627	1,200	SH		SOLE		0	0	1,200
ARM HLDGS PLC FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	042068205	2,254	30	SH		SOLE		0	0	30
ABBOTT LABORATORIES	COMMON STOCK	002824100	571	5	SH		SOLE		0	0	5
WOLFSPEED INC	COMMON STOCK	977852102	34,895	802	SH		SOLE		0	0	802
COMCAST CORP CLASS A	COMMON STOCK	20030N101	19,601	447	SH		SOLE		0	0	447
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	52,189	273	SH		SOLE		0	0	273
PEPSICO INC	COMMON STOCK	713448108	75,918	447	SH		SOLE		0	0	447
VANGUARD INTL DIVDEND APRECTN ETF IV	UIT EXCHANGE TRADED	921946810	26,307	332	SH		SOLE		0	0	332
AMAZON.COM INC	COMMON STOCK	023135106	45,582	300	SH		SOLE		0	0	300
PEPSICO INC	COMMON STOCK	713448108	27,177	160	SH		SOLE		0	0	160
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	448,127	44,634	SH		SOLE		0	0	44,634
GOLDMAN SACHS INTL SM CP INSGHTS INSTL	NTF EQUITY FUNDS	38144N593	60	5	SH		SOLE		0	0	5
FIRST TRUST NASDAQ CYBRSCRTY ETF	UIT EXCHANGE TRADED	33734X846	9,153	170	SH		SOLE		0	0	170
WELLS FARGO BANK 5.25percent25CD FDIC INS DUE 030625US	CERTIFICATE DEPOSIT	949764FJ8	25,114	25,000	SH		SOLE		0	0	25,000
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	82,858	3,147	SH		SOLE		0	0	3,147
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	687,703	24,037	SH		SOLE		0	0	24,037
FEDERATED HERMES MDT MID CAP GROWTH IS	NTF EQUITY FUNDS	314172198	7,675	159	SH		SOLE		0	0	159
ISHARES CORE MSCI TOTL INTL STCK ETF	UIT EXCHANGE TRADED	46432F834	2,055,689	31,660	SH		SOLE		0	0	31,660
IBM CORP	COMMON STOCK	459200101	156,657	958	SH		SOLE		0	0	958
BRCLY PLC IPTH BLMBRG CORP ACT EXP: 102237	UIT EXCHANGE TRADED	06739H305	13,416	400	SH		SOLE		0	0	400
WALMART INC	COMMON STOCK	931142103	14,504	92	SH		SOLE		0	0	92
DIREXION DLY FTSE CHNA BUL 3X ETF	UIT EXCHANGE TRADED	25460G195	4,188	200	SH		SOLE		0	0	200
PIMCO INTERNATIONAL BOND (USDHDG) INSTL	BOND FUNDS	693390882	10,149	1,028	SH		SOLE		0	0	1,028
VANGUARD LARGE CAP ETF	UIT EXCHANGE TRADED	922908637	78,513	360	SH		SOLE		0	0	360
VANECK GOLD MINERS ETF	UIT EXCHANGE TRADED	92189F106	157,221	5,070	SH		SOLE		0	0	5,070
GARMIN LTD F	FOREIGN ORDINARIES	H2906T109	1,755	14	SH		SOLE		0	0	14
CHARLES SCHWAB US REIT ETF	UIT EXCHANGE TRADED	808524847	5,977	289	SH		SOLE		0	0	289
DIMENSIONAL WORLD EQUITYETF	UIT EXCHANGE TRADED	25434V617	4,378,613	79,749	SH		SOLE		0	0	79,749
TOUCHSTONE MID CAP VALUE Y	EQUITY FUNDS	89155H371	754	34	SH		SOLE		0	0	34
APPLE INC	COMMON STOCK	037833100	216,400	1,124	SH		SOLE		0	0	1,124
MFS VALUE I	EQUITY FUNDS	552983694	24,249	509	SH		SOLE		0	0	509
GENERAC HOLDINGS INC	COMMON STOCK	368736104	646	5	SH		SOLE		0	0	5
MCDONALDS CORP	COMMON STOCK	580135101	127,446	430	SH		SOLE		0	0	430
US TREASUR NT 0.75percent1124UST NOTE DUE 111524	TREASURY	91282CDH1	330,995	343,000	SH		SOLE		0	0	343,000
VANGUARD TOTAL STOCK MARKET ETF	UIT EXCHANGE TRADED	922908769	149,503	630	SH		SOLE		0	0	630
DIMENSIONAL WORLD EQUITYETF	UIT EXCHANGE TRADED	25434V617	88,686	1,615	SH		SOLE		0	0	1,615
STARBUCKS CORP	COMMON STOCK	855244109	31,843	332	SH		SOLE		0	0	332
DIREXION DAILY S&P 500 BEAR ETF	UIT EXCHANGE TRADED	25460E869	90,140	6,783	SH		SOLE		0	0	6,783
MOTLEY FOOL 100 INDEX ETF	UIT EXCHANGE TRADED	74933W601	2,233	50	SH		SOLE		0	0	50
NEWMONT CORP	COMMON STOCK	651639106	16,905	408	SH		SOLE		0	0	408
BUMBLE INC CLASS A	COMMON STOCK	12047B105	74	5	SH		SOLE		0	0	5
AMERICAN FUNDS WASHINGTON MUTUAL F2	NTF EQUITY FUNDS	939330825	3,065	54	SH		SOLE		0	0	54
THE COCACOLA CO	COMMON STOCK	191216100	115,758	1,964	SH		SOLE		0	0	1,964
TAKEDA PHARMA CO FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS	AMERICAN DEPOSITORY	874060205	785	55	SH		SOLE		0	0	55
T. ROWE PRICE OVERSEAS STOCK	NTF EQUITY FUNDS	77956H757	382	31	SH		SOLE		0	0	31
UNITED PARCEL SRVC CLASS B	COMMON STOCK	911312106	802	5	SH		SOLE		0	0	5
VANGUARD SMALL CAP ETF IV	UIT EXCHANGE TRADED	922908751	95,998	450	SH		SOLE		0	0	450
ISHARES CORE S&P 500 ETF	UIT EXCHANGE TRADED	464287200	1,887,676	3,952	SH		SOLE		0	0	3,952
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	80,833	178	SH		SOLE		0	0	178
DFA SELECTIVELY HEDGED GLOBAL FI I	BOND FUNDS	233203223	17,648	1,941	SH		SOLE		0	0	1,941
RIVIAN AUTOMOTIVE INC CLASS A	COMMON STOCK	76954A103	45,536	1,941	SH		SOLE		0	0	1,941
VANGUARD HEALTH CARE ADM	EQUITY FUNDS	921908885	9,027	102	SH		SOLE		0	0	102
WALGREENS BOOTS ALLI	COMMON STOCK	931427108	3,916	150	SH		SOLE		0	0	150
CONOCOPHILLIPS	COMMON STOCK	20825C104	2,994	26	SH		SOLE		0	0	26
FRANKLIN CONSERVATIVE ALLOCATION A	NTF EQUITY FUNDS	35472P109	19,836	1,500	SH		SOLE		0	0	1,500
COGNEX CORP	COMMON STOCK	192422103	8,348	200	SH		SOLE		0	0	200
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	22,989	1,803	SH		SOLE		0	0	1,803
YUM BRANDS INC	COMMON STOCK	988498101	10,453	80	SH		SOLE		0	0	80
DIMENSIONAL INTERN SMALLCAP VL ETF	UIT EXCHANGE TRADED	25434V781	566,824	21,983	SH		SOLE		0	0	21,983
PIMCO INCOME A	NTF BOND FUNDS	72201F474	5,939	559	SH		SOLE		0	0	559
DFA MUNICIPAL REAL RETURN INSTITUTIONAL	BOND FUNDS	25239Y550	107,923	10,030	SH		SOLE		0	0	10,030
CENTERPOINT ENERGY INC	COMMON STOCK	15189T107	12,469	436	SH		SOLE		0	0	436
ABBVIE INC	COMMON STOCK	00287Y109	283,062	1,827	SH		SOLE		0	0	1,827
DFA INTERMEDIATE GOVT FIXEDINCOME I	BOND FUNDS	233203876	31,624	2,862	SH		SOLE		0	0	2,862
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	3,331,266	102,595	SH		SOLE		0	0	102,595
GREAT WEST LIFECO F	FOREIGN CANADIAN	39138C106	5,562	168	SH		SOLE		0	0	168
APPLE INC	COMMON STOCK	037833100	7,974,119	41,418	SH		SOLE		0	0	41,418
QUALCOMM INC	COMMON STOCK	747525103	36,041	249	SH		SOLE		0	0	249
APPLE INC	COMMON STOCK	037833100	4,466	23	SH		SOLE		0	0	23
ASSERTIO HLDGS INC	COMMON STOCK	04546C205	5,618	5,250	SH		SOLE		0	0	5,250
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	12,918,008	423,958	SH		SOLE		0	0	423,958
CORNING INC	COMMON STOCK	219350105	14,760	485	SH		SOLE		0	0	485
9 METERS BIOPHARMA INC	COMMON STOCK	654405208	0	275	SH		SOLE		0	0	275
METLIFE INC	COMMON STOCK	59156R108	3,306	50	SH		SOLE		0	0	50
WELLS FARGO BANK 5.45percent24CD FDIC INS DUE 091824US	CERTIFICATE DEPOSIT	949764FX7	50,089	50,000	SH		SOLE		0	0	50,000
DIMENSIONAL INTERN CORE EQT MKT ETF	UIT EXCHANGE TRADED	25434V203	40,101	1,400	SH		SOLE		0	0	1,400
DFA DIVERSIFIED FIXED INCOME INSTL	BOND FUNDS	23320G166	51,371	5,602	SH		SOLE		0	0	5,602
TINGO GROUP INC	COMMON STOCK	55328R109	2,760	4,000	SH		SOLE		0	0	4,000
SPIRIT AEROSYSTEMS	COMMON STOCK	848574109	3,178	100	SH		SOLE		0	0	100
AMERICAN FUNDS CAPITAL WORLD GR&INC A	LOAD EQUITY FUND	140543109	13,711	228	SH		SOLE		0	0	228
T. ROWE PRICE SUMMIT MUNICIPAL INTRM I	NTF BOND FUNDS	77957N605	314,651	27,504	SH		SOLE		0	0	27,504
ISHARES 20 PLS YEAR TREASURY BND ETF	UIT EXCHANGE TRADED	464287432	66,854	676	SH		SOLE		0	0	676
DFA EMERGING MARKETS VALUE I	EQUITY FUNDS	233203587	68,166	2,316	SH		SOLE		0	0	2,316
MORGAN STANLEY P 5.25percent24CD FDIC INS DUE 060624US	CERTIFICATE DEPOSIT	61768EUT8	47,978	48,000	SH		SOLE		0	0	48,000
AMERICAN FUNDS AMCAP F1	NTF EQUITY FUNDS	023375405	31,863	846	SH		SOLE		0	0	846
FIDELITY ADVISOR DIVIDEND GROWTH A	NTF EQUITY FUNDS	315805648	97,033	5,248	SH		SOLE		0	0	5,248
EDWARDS LIFESCIENCES	COMMON STOCK	28176E108	839	11	SH		SOLE		0	0	11
DFA US TARGETED VALUE I	EQUITY FUNDS	233203595	38,008	1,192	SH		SOLE		0	0	1,192
FERGUSON PLC NEW F GB SHRS	UNLSTD FOREIGN ORDRY	0NONUMBER	24,415	127	SH		SOLE		0	0	127
US TREASURY BILL24U S T BILL DUE 061324	TREASURY BILLS	912797FS1	97,704	100,000	SH		SOLE		0	0	100,000
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	593,287	22,533	SH		SOLE		0	0	22,533
ROCKWELL AUTOMATION	COMMON STOCK	773903109	1,242	4	SH		SOLE		0	0	4
LIVENT CORP	COMMON STOCK	53814L108	1,798	100	SH		SOLE		0	0	100
MEDTRONIC PLC F	FOREIGN ORDINARIES	G5960L103	18,783	228	SH		SOLE		0	0	228
ISHARES GOLD ETF	UIT EXCHANGE TRADED	464285204	40,279	1,032	SH		SOLE		0	0	1,032
PSHR ULTRAPRO ETF DV	UIT EXCHANGE TRADED	74347X831	11,914	235	SH		SOLE		0	0	235
CVS HEALTH CORP	COMMON STOCK	126650100	64,439	816	SH		SOLE		0	0	816
CVS HEALTH CORP	COMMON STOCK	126650100	1,895	24	SH		SOLE		0	0	24
US TREASURY BILL24U S T BILL DUE 090524	TREASURY BILLS	912797GL5	70,616	73,000	SH		SOLE		0	0	73,000
IBM CORP	COMMON STOCK	459200101	327,754	2,004	SH		SOLE		0	0	2,004
FREYR BATTERY F	FOREIGN ORDINARIES	L4135L100	935	500	SH		SOLE		0	0	500
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	102,349	602	SH		SOLE		0	0	602
US TREASURY BILL24U S T BILL DUE 112924	TREASURY BILLS	912797HP5	78,544	82,000	SH		SOLE		0	0	82,000
BARON PARTNERS RETAIL	NTF EQUITY FUNDS	06828M108	117,855	738	SH		SOLE		0	0	738
AMERICAN FUNDS BOND FUND OF AMER F2	NTF BOND FUNDS	097873822	2,491	217	SH		SOLE		0	0	217
WELLS FARGO BANK, 5.1percent24CD FDIC INS DUE 050324US	CERTIFICATE DEPOSIT	949764BV5	8,990	9,000	SH		SOLE		0	0	9,000
DROPBOX INC CLASS A	COMMON STOCK	26210C104	1,474	50	SH		SOLE		0	0	50
CHARLES SCHWAB BANK 5percent24CD FDIC INS DUE 051624US	CERTIFICATE DEPOSIT	15987UBL1	349,664	350,000	SH		SOLE		0	0	350,000
MC CORMICK & CO INC	COMMON STOCK	579780206	34,210	500	SH		SOLE		0	0	500
SALESFORCE INC	COMMON STOCK	79466L302	82,889	315	SH		SOLE		0	0	315
NORSTRA ENERGY INC	COMMON STOCK	65654V103	0	500	SH		SOLE		0	0	500
ISHARES CORE S&P MIDCAPETF	UIT EXCHANGE TRADED	464287507	30,764	111	SH		SOLE		0	0	111
ARTHUR J GALLAGHER&C	COMMON STOCK	363576109	20,914	93	SH		SOLE		0	0	93
MORGAN STANLEY B 5.25percent24CD FDIC INS DUE 062024US	CERTIFICATE DEPOSIT	61690DAF5	99,962	100,000	SH		SOLE		0	0	100,000
LIBERTY MEDIA CORP	COMMON STOCK	531229722	823	22	SH		SOLE		0	0	22
DOUBLELINE TOTAL RETURN BOND N	NTF BOND FUNDS	258620202	18	2	SH		SOLE		0	0	2
AMERICAN FUNDS AMERICAN BALANCED A	LOAD EQUITY FUND	024071102	236,732	7,400	SH		SOLE		0	0	7,400
BANK OF AMERICA, 5.15percent24CD FDIC INS DUE 053024US	CERTIFICATE DEPOSIT	06051VU61	49,955	50,000	SH		SOLE		0	0	50,000
TEXAS ROADHOUSE CLASS A	COMMON STOCK	882681109	14,668	120	SH		SOLE		0	0	120
BLOCK INC CLASS A	COMMON STOCK	852234103	2,630	34	SH		SOLE		0	0	34
RXO INC	COMMON STOCK	74982T103	23	1	SH		SOLE		0	0	1
US TREASU NT 0.625percent1024UST NOTE DUE 101524	TREASURY	91282CDB4	86,052	89,000	SH		SOLE		0	0	89,000
VANGUARD HEALTH CARE ETF	UIT EXCHANGE TRADED	92204A504	4,513	18	SH		SOLE		0	0	18
COSTCO WHOLESALE CO	COMMON STOCK	22160K105	38,422	58	SH		SOLE		0	0	58
FREEPORTMCMORAN INC	COMMON STOCK	35671D857	2,128	50	SH		SOLE		0	0	50
MOTOROLA SOLUTIONS	COMMON STOCK	620076307	9,393	30	SH		SOLE		0	0	30
T. ROWE PRICE BLUE CHIP GROWTH	NTF EQUITY FUNDS	77954Q106	1,901	13	SH		SOLE		0	0	13
BANK MONTREAL QUE F	FOREIGN CANADIAN	063671101	39,576	400	SH		SOLE		0	0	400
CITIGROUP INC	COMMON STOCK	172967424	14,363	279	SH		SOLE		0	0	279
DIMENSIONAL NATIONL MUNPL BND ETF	UIT EXCHANGE TRADED	25434V849	1,049,289	21,630	SH		SOLE		0	0	21,630
PROSHARES ULTRAPRO SHT DW 30 ETF	UIT EXCHANGE TRADED	74347G648	4,598	250	SH		SOLE		0	0	250
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	1,819,457	181,221	SH		SOLE		0	0	181,221
VANGUARD DIVIDEND APPRECIATION INDEX ADM	EQUITY FUNDS	921908828	21,837	472	SH		SOLE		0	0	472
GE HEALTHCARE TECHNOLOGI	COMMON STOCK	36266G107	6,805	88	SH		SOLE		0	0	88
MEDTRONIC PLC F	FOREIGN ORDINARIES	G5960L103	17,382	211	SH		SOLE		0	0	211
WEWORK INC CLASS A	COMMON STOCK	96209A401	8	28	SH		SOLE		0	0	28
INVSC QQQ TRUST SRS 1 ETF IV	UIT EXCHANGE TRADED	46090E103	115,075	281	SH		SOLE		0	0	281
CRESCO LABS INC F	FOREIGN CANADIAN	22587M106	136	100	SH		SOLE		0	0	100
NIKE INC CLASS B	COMMON STOCK	654106103	14,874	137	SH		SOLE		0	0	137
FIN OF AMER COS INC FCLASS A	FOREIGN ORDINARIES	31738L107	110	100	SH		SOLE		0	0	100
AMERICAN FUNDS WASHINGTON MUTUAL F2	NTF EQUITY FUNDS	939330825	37	1	SH		SOLE		0	0	1
SCHWAB US LARGE CAP GROWTH ETF	UIT EXCHANGE TRADED	808524300	219,014	2,640	SH		SOLE		0	0	2,640
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	2,339,010	113,710	SH		SOLE		0	0	113,710
EXXON MOBIL CORP	COMMON STOCK	30231G102	14,697	147	SH		SOLE		0	0	147
DUPONT DE NEMOURS INC IA	COMMON STOCK	26614N102	13,078	170	SH		SOLE		0	0	170
ENOVIX CORP	COMMON STOCK	293594107	8,451	675	SH		SOLE		0	0	675
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	48,307	1,231	SH		SOLE		0	0	1,231
UBS BANK USA 5.05percent25CD FDIC INS DUE 080425US	CERTIFICATE DEPOSIT	90355GEY8	50,274	50,000	SH		SOLE		0	0	50,000
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	70,159	367	SH		SOLE		0	0	367
XCEL ENERGY INC	COMMON STOCK	98389B100	24,764	400	SH		SOLE		0	0	400
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	232,834	4,449	SH		SOLE		0	0	4,449
DIREXION DALY REL EST BR3X SH ETF	UIT EXCHANGE TRADED	25460G419	3,437	100	SH		SOLE		0	0	100
US TREASURY BILL24U S T BILL DUE 032124	TREASURY BILLS	912797LL9	24,715	25,000	SH		SOLE		0	0	25,000
FIRST EAGLE GLOBAL I	NTF EQUITY FUNDS	32008F606	21,784	343	SH		SOLE		0	0	343
BLACKROCK STRATEGIC INCOME OPPS INSTL	NTF BOND FUNDS	09260B382	31,776	3,370	SH		SOLE		0	0	3,370
REVANCE THERAPEUTICS	COMMON STOCK	761330109	440	50	SH		SOLE		0	0	50
CITIZENS BK NA PROV 5percent24CD FDIC INS DUE 042524US	CERTIFICATE DEPOSIT	75524KQR8	69,905	70,000	SH		SOLE		0	0	70,000
DFA INTERNATIONAL SMALL CAP VALUE I	EQUITY FUNDS	233203736	41,701	1,964	SH		SOLE		0	0	1,964
BLACKSTONE INC	COMMON STOCK	09260D107	10,081	77	SH		SOLE		0	0	77
BLUEROCK TOTAL INCOMEplus REAL ESTATE I	EQUITY FUNDS	09630D407	61,556	2,036	SH		SOLE		0	0	2,036
SCHWAB MUNICIPAL MONEY INV	SCHWAB NONSWEEP MMF	808508105	51,445	51,445	SH		SOLE		0	0	51,445
OAKMARK INTERNATIONAL INVESTOR	NTF EQUITY FUNDS	413838202	19,438	724	SH		SOLE		0	0	724
BANK OF AMERICA, 5.45percent24CD FDIC INS DUE 032724US	CERTIFICATE DEPOSIT	06051V3G9	50,012	50,000	SH		SOLE		0	0	50,000
FORD MOTOR CO	COMMON STOCK	345370860	26,245	2,153	SH		SOLE		0	0	2,153
ESSENTIAL UTILS INC	COMMON STOCK	29670G102	21,812	584	SH		SOLE		0	0	584
PATIENT OPPORTUNITY A	NTF EQUITY FUNDS	89832R107	8,712	289	SH		SOLE		0	0	289
WASHINGTON TRUST BA 5percent24CD FDIC INS DUE 111824US	CERTIFICATE DEPOSIT	940637QZ7	68,995	69,000	SH		SOLE		0	0	69,000
MORGAN STANLEY B 4.65percent26CD FDIC INS DUE 051126US	CERTIFICATE DEPOSIT	61690U5U0	60,160	60,000	SH		SOLE		0	0	60,000
WINTRUST FINL	COMMON STOCK	97650W108	382,965	4,129	SH		SOLE		0	0	4,129
SCHWAB US AGGREGATE BOND INDEX	SCHWAB MUTL FUNDS	808517718	5,652	628	SH		SOLE		0	0	628
PIMCO DYNAMIC BOND INSTL	BOND FUNDS	72201M487	39,577	4,051	SH		SOLE		0	0	4,051
TJX COMPANIES INC	COMMON STOCK	872540109	1,313	14	SH		SOLE		0	0	14
DFA EMERGING MARKETS CORE EQUITY I	EQUITY FUNDS	233203421	48,580	2,168	SH		SOLE		0	0	2,168
VANGUARD SHORTTERM CORP BD IDX ADMIRAL	BOND FUNDS	92206C607	42,169	2,004	SH		SOLE		0	0	2,004
JPMORGAN CHASE & 5.4percent24CD FDIC INS DUE 052224US	CERTIFICATE DEPOSIT	46656MKB6	100,027	100,000	SH		SOLE		0	0	100,000
PORTILLOS INC	COMMON STOCK	73642K106	16	1	SH		SOLE		0	0	1
VANGUARD DIVIDEND GROWTH FUND INV	EQUITY FUNDS	921908604	741,970	19,940	SH		SOLE		0	0	19,940
THE TRADE DESK INC CLASS A	COMMON STOCK	88339J105	57,568	800	SH		SOLE		0	0	800
DFA US SMALL CAP GROWTH INSTL	EQUITY FUNDS	23320G273	22,962	903	SH		SOLE		0	0	903
MGM RESORTS INTL	COMMON STOCK	552953101	5,585	125	SH		SOLE		0	0	125
VANGUARD DEVELOPED MARKETS INDEX ADMIRAL	EQUITY FUNDS	921943809	29,624	1,924	SH		SOLE		0	0	1,924
ST JOE CO	COMMON STOCK	790148100	26,479	440	SH		SOLE		0	0	440
EQUITRANS MIDSTREAM CORP	COMMON STOCK	294600101	40,882	4,016	SH		SOLE		0	0	4,016
AMEREN CORP	COMMON STOCK	023608102	57,013	788	SH		SOLE		0	0	788
VANGUARD S&P 500 ETF	UIT EXCHANGE TRADED	922908363	20,858	48	SH		SOLE		0	0	48
LONGTOP FINL TECH XXXREGISTRATION REVOKED BY THE SEC EFF: 121411	AMERICAN DEPOSITORY	54318P108	0	150	SH		SOLE		0	0	150
FIRST EAGLE GOLD I	NTF EQUITY FUNDS	32008F770	16,774	675	SH		SOLE		0	0	675
SCHWAB VALUE ADVANTAGE MONEY ULTRA	SCHWAB NONSWEEP MMF	808515696	2,215,867	2,215,867	SH		SOLE		0	0	2,215,867
AMERICAN FUNDS GROWTH FUND OF AMER A	LOAD EQUITY FUND	399874106	25,962	411	SH		SOLE		0	0	411
ALTRIA GROUP INC	COMMON STOCK	02209S103	10,166	252	SH		SOLE		0	0	252
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	56,580	5,224	SH		SOLE		0	0	5,224
DODGE & COX STOCK I	EQUITY FUNDS	256219106	39,658	163	SH		SOLE		0	0	163
PALO ALTO NETWORKS	COMMON STOCK	697435105	14,744	50	SH		SOLE		0	0	50
CHENIERE ENERGY INC	COMMON STOCK	16411R208	17,071	100	SH		SOLE		0	0	100
US TREASURY BILL24U S T BILL DUE 032824	TREASURY BILLS	912797GY7	65,180	66,000	SH		SOLE		0	0	66,000
VANGUARD INTERMTERM BOND INDEX ADM	BOND FUNDS	921937801	125,824	12,145	SH		SOLE		0	0	12,145
ISHARES MBS ETF	UIT EXCHANGE TRADED	464288588	2,845	30	SH		SOLE		0	0	30
AMERICAN FUNDS EUROPACIFIC GROWTH F1	NTF EQUITY FUNDS	298706409	32,624	599	SH		SOLE		0	0	599
VANGUARD ULTRA SHORTTERM TXEX ADM	BOND FUNDS	922907803	209,180	13,256	SH		SOLE		0	0	13,256
A T & T INC	COMMON STOCK	00206R102	50,726	3,023	SH		SOLE		0	0	3,023
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	1,219,983	36,691	SH		SOLE		0	0	36,691
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	228,527	7,500	SH		SOLE		0	0	7,500
BAXTER INTERNTNL	COMMON STOCK	071813109	7,899	204	SH		SOLE		0	0	204
BMO BANK NTNL ASS 4.9percent25CD FDIC INS DUE 060225US	CERTIFICATE DEPOSIT	05600XQP8	330,414	330,000	SH		SOLE		0	0	330,000
GENERAL ELECTRI 5.875percent38 DUE 011438	CORPORATE BONDS	36962G3P7	4,406	4,000	SH		SOLE		0	0	4,000
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	17,910	100	SH		SOLE		0	0	100
SCHWAB INTERNATIONAL EQUITY ETF	UIT EXCHANGE TRADED	808524805	174,821	4,730	SH		SOLE		0	0	4,730
VANGUARD LARGE CAP ETF	UIT EXCHANGE TRADED	922908637	52,849	242	SH		SOLE		0	0	242
INVESCO MAIN STREET A	NTF EQUITY FUNDS	00141B725	65,087	1,310	SH		SOLE		0	0	1,310
BANKUNITED, INC. 5.25percent24CD FDIC INS DUE 053124US	CERTIFICATE DEPOSIT	066519UV9	99,950	100,000	SH		SOLE		0	0	100,000
VANGUARD FTSE ALL WORLD EX US ETF	UIT EXCHANGE TRADED	922042775	3,542	63	SH		SOLE		0	0	63
US TREASU NT 2.125percent1124UST NOTE DUE 113024	TREASURY	9128283J7	165,856	170,000	SH		SOLE		0	0	170,000
MORGAN STANLEY BA 4.6percent26CD FDIC INS DUE 050426US	CERTIFICATE DEPOSIT	61690U5J5	43,062	43,000	SH		SOLE		0	0	43,000
RXO INC	COMMON STOCK	74982T103	2,326	100	SH		SOLE		0	0	100
PROSHARES ULTRAPRO SHORTS&P 500 ETF	UIT EXCHANGE TRADED	74347B110	860	100	SH		SOLE		0	0	100
EXXON MOBIL CORP	COMMON STOCK	30231G102	148,070	1,481	SH		SOLE		0	0	1,481
CISCO SYSTEMS INC	COMMON STOCK	17275R102	7,679	152	SH		SOLE		0	0	152
SCHWAB GOVERNMENT MONEY INV	SCHWAB NONSWEEP MMF	808515613	9,123	9,123	SH		SOLE		0	0	9,123
TARGA RESOURCES CORP	COMMON STOCK	87612G101	18,542	213	SH		SOLE		0	0	213
BANK OF AMERICA, 5.25percent24CD FDIC INS DUE 062024US	CERTIFICATE DEPOSIT	06051VV94	79,969	80,000	SH		SOLE		0	0	80,000
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	8,881	149	SH		SOLE		0	0	149
BRIGHTHOUSE FINL INC0050	COMMON STOCK	10922N103	212	4	SH		SOLE		0	0	4
ISHARES SILVER TRUST ETF	UIT EXCHANGE TRADED	46428Q109	108,900	5,000	SH		SOLE		0	0	5,000
CHARLES SCHWAB B 4.85percent24CD FDIC INS DUE 101524US	CERTIFICATE DEPOSIT	15987UBJ6	99,812	100,000	SH		SOLE		0	0	100,000
BMO BANK NTNL ASS 5.1percent24CD FDIC INS DUE 061724US	CERTIFICATE DEPOSIT	05600XQD5	209,884	210,000	SH		SOLE		0	0	210,000
ABBOTT LABORATORIES	COMMON STOCK	002824100	13,218	120	SH		SOLE		0	0	120
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	1,396	129	SH		SOLE		0	0	129
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	7,824,030	7,824,029	SH		SOLE		0	0	7,824,029
BEAZER HOMES USA INC	COMMON STOCK	07556Q881	20,612	610	SH		SOLE		0	0	610
DFA US SMALL CAP I	EQUITY FUNDS	233203843	170,672	3,847	SH		SOLE		0	0	3,847
US TREASU NT 0.625percent1024UST NOTE DUE 101524	TREASURY	91282CDB4	51,244	53,000	SH		SOLE		0	0	53,000
US TREASURY BILL24U S T BILL DUE 020124	TREASURY BILLS	912797GE1	36,837	37,000	SH		SOLE		0	0	37,000
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	654,320	12,624	SH		SOLE		0	0	12,624
DIM US LRGE CAP VAL	UIT EXCHANGE TRADED	25434V666	544,898	20,144	SH		SOLE		0	0	20,144
GENERAL ELECTRIC CO	COMMON STOCK	369604301	3,446	27	SH		SOLE		0	0	27
GLOBAL X URANIUM ETF	UIT EXCHANGE TRADED	37954Y871	35,870	1,295	SH		SOLE		0	0	1,295
FIDELITY HIGH DIVIDEND ETF	UIT EXCHANGE TRADED	316092840	8,456	200	SH		SOLE		0	0	200
WALGREENS BOOTS ALLI	COMMON STOCK	931427108	41,776	1,600	SH		SOLE		0	0	1,600
UBS BANK USA 4.9percent25CD FDIC INS DUE 061625US	CERTIFICATE DEPOSIT	90355GDY9	50,115	50,000	SH		SOLE		0	0	50,000
DIMENSIONAL 2025 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y519	25,965	2,380	SH		SOLE		0	0	2,380
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	2,143,545	2,143,545	SH		SOLE		0	0	2,143,545
VANGUARD ULTRA SHORT BOND ETF	UIT EXCHANGE TRADED	92203C303	175,329	3,546	SH		SOLE		0	0	3,546
SPDR FUND CONSUMER DISCRE SELECT ETF	UIT EXCHANGE TRADED	81369Y407	9,119	51	SH		SOLE		0	0	51
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	87,310	2,987	SH		SOLE		0	0	2,987
CHARLES SCHWAB B 4.95percent24CD FDIC INS DUE 050724US	CERTIFICATE DEPOSIT	15987UBH0	239,733	240,000	SH		SOLE		0	0	240,000
BANK OF AMERICA, 5.45percent24CD FDIC INS DUE 110724US	CERTIFICATE DEPOSIT	06051V4S2	100,298	100,000	SH		SOLE		0	0	100,000
SANTACRUZ SILVER MNG F	FOREIGN CANADIAN	80280U106	1,850	10,000	SH		SOLE		0	0	10,000
HUSSMAN STRATEGIC TOTAL RETURN	BOND FUNDS	448108209	38,694	2,778	SH		SOLE		0	0	2,778
DISCOVER BANK 5.25percent24CD FDIC INS DUE 062124US	CERTIFICATE DEPOSIT	2546735U6	79,970	80,000	SH		SOLE		0	0	80,000
WALT DISNEY CO	COMMON STOCK	254687106	83,609	926	SH		SOLE		0	0	926
PROSHARES SHORT FTSE CHINA 50 ETF	UIT EXCHANGE TRADED	74347X658	1,810	95	SH		SOLE		0	0	95
EAGLEBANK 5percent25CD FDIC INS DUE 060925US	CERTIFICATE DEPOSIT	27002YGB6	279,991	279,000	SH		SOLE		0	0	279,000
OATLY GROUP AB FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	67421J108	1,180	1,000	SH		SOLE		0	0	1,000
BMO BANK NTNL ASS 5.1percent24CD FDIC INS DUE 122324US	CERTIFICATE DEPOSIT	05600XRX0	100,113	100,000	SH		SOLE		0	0	100,000
AMERICAN FUNDS NEW WORLD A	LOAD EQUITY FUND	649280104	87,710	1,169	SH		SOLE		0	0	1,169
CVS HEALTH CORP	COMMON STOCK	126650100	14,529	184	SH		SOLE		0	0	184
VANGUARD TOTAL STOCK MKT IDX ADM	EQUITY FUNDS	922908728	124,809	1,076	SH		SOLE		0	0	1,076
KIMBERLY CLARK CORP	COMMON STOCK	494368103	32,929	271	SH		SOLE		0	0	271
ROCKWELL AUTOMATION	COMMON STOCK	773903109	40,052	129	SH		SOLE		0	0	129
WALMART INC	COMMON STOCK	931142103	17,056	108	SH		SOLE		0	0	108
XPO INC	COMMON STOCK	983793100	8,759	100	SH		SOLE		0	0	100
VANGUARD SHORTTERM INVESTMENTGRADE ADM	BOND FUNDS	922031836	7,235	707	SH		SOLE		0	0	707
SEARS HLDGS CORP XXXBANKRUPTCY EFF: 110122	COMMON STOCK	812350106	0	31	SH		SOLE		0	0	31
DODGE & COX GLOBAL BOND I	BOND FUNDS	256206301	3,125	286	SH		SOLE		0	0	286
SPDR S&P 500 ETF	UIT EXCHANGE TRADED	78462F103	169,377	356	SH		SOLE		0	0	356
US TREASURY BILL24U S T BILL DUE 051624	TREASURY BILLS	912797FH5	98,080	100,000	SH		SOLE		0	0	100,000
GOLDMAN SACHS BA 5.45percent24CD FDIC INS DUE 101524US	CERTIFICATE DEPOSIT	38150VNL9	10,024	10,000	SH		SOLE		0	0	10,000
NORDSON CORP	COMMON STOCK	655663102	53,771	204	SH		SOLE		0	0	204
THORNBURG INVESTMENT INCOME BUILDER A	NTF EQUITY FUNDS	885215558	39,311	1,647	SH		SOLE		0	0	1,647
VANGUARD TOTAL BOND MARKET ETF	UIT EXCHANGE TRADED	921937835	46,100	627	SH		SOLE		0	0	627
REVANCE THERAPEUTICS	COMMON STOCK	761330109	879	100	SH		SOLE		0	0	100
LEHMAN BROS HOLDING IXXXESCROW PENDING POSSIBLE FUTURE DISTRIBUTIONS	REORG BOND	524ESC100	0	4,000	SH		SOLE		0	0	4,000
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	59,067	190	SH		SOLE		0	0	190
ISHARES PREFERRED INCOMESEC ETF IV	UIT EXCHANGE TRADED	464288687	35,282	1,131	SH		SOLE		0	0	1,131
INVESCO AEROSPACE & DEFENSE ETF	UIT EXCHANGE TRADED	46137V100	12,442	135	SH		SOLE		0	0	135
MARVELL TECHNOLOGY INC	COMMON STOCK	573874104	57,053	946	SH		SOLE		0	0	946
LOOMIS SAYLES GLOBAL BOND INSTL	BOND FUNDS	543495782	663	45	SH		SOLE		0	0	45
TERRAN ORBITAL CORP	COMMON STOCK	88105P103	228	200	SH		SOLE		0	0	200
MORGAN STANLEY 0percentPFD DUE 062127SUBJ TO XTRO REDEMPTION	PREFERRED DEBT	61774B226	5,803	500	SH		SOLE		0	0	500
INVESCO DB COMMODITY INDEX TRACKING	UIT EXCHANGE TRADED	46138B103	3,967	180	SH		SOLE		0	0	180
US TREASURY BILL24U S T BILL DUE 061324	TREASURY BILLS	912797FS1	97,704	100,000	SH		SOLE		0	0	100,000
VEEVA SYSTEMS INC CLASS A	COMMON STOCK	922475108	9,626	50	SH		SOLE		0	0	50
BANK OF AMERICA, 5.25percent24CD FDIC INS DUE 061324US	CERTIFICATE DEPOSIT	06051VV60	134,943	135,000	SH		SOLE		0	0	135,000
WABTEC	COMMON STOCK	929740108	127	1	SH		SOLE		0	0	1
US TREASURY BILL24U S T BILL DUE 012524	TREASURY BILLS	912796ZY8	108,631	109,000	SH		SOLE		0	0	109,000
SCHWAB INTERNATIONAL EQUITY ETF	UIT EXCHANGE TRADED	808524805	72,029	1,949	SH		SOLE		0	0	1,949
VANGUARD SHORTTERM BOND INDEX ADM	BOND FUNDS	921937702	18,454	1,827	SH		SOLE		0	0	1,827
DIMENSIONAL EMERG CORE EQY MRKT ETF	UIT EXCHANGE TRADED	25434V302	25,241	1,047	SH		SOLE		0	0	1,047
US TREASURY BILL24U S T BILL DUE 021524	TREASURY BILLS	912797GN1	106,313	107,000	SH		SOLE		0	0	107,000
CLEAR SECURE INC	COMMON STOCK	18467V109	47,041	2,278	SH		SOLE		0	0	2,278
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	327,476	7,352	SH		SOLE		0	0	7,352
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	6,293,627	215,314	SH		SOLE		0	0	215,314
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	959,537	18,513	SH		SOLE		0	0	18,513
ALLIANT ENERGY CORP	COMMON STOCK	018802108	11,828	231	SH		SOLE		0	0	231
VANGUARD VALUE ETF	UIT EXCHANGE TRADED	922908744	68,477	458	SH		SOLE		0	0	458
SPDR S&P 500 ETF	UIT EXCHANGE TRADED	78462F103	121,204	255	SH		SOLE		0	0	255
FRANKLIN RISING DIVIDENDS A	NTF EQUITY FUNDS	353825102	686,739	7,764	SH		SOLE		0	0	7,764
CHEVRON CORP	COMMON STOCK	166764100	152,006	1,019	SH		SOLE		0	0	1,019
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	63,116	1,206	SH		SOLE		0	0	1,206
MANNING & NAPIER OVERSEAS SERIES S	NTF EQUITY FUNDS	56382R480	133,267	4,227	SH		SOLE		0	0	4,227
MORGAN STANLEY BA 5.1percent25CD FDIC INS DUE 090825US	CERTIFICATE DEPOSIT	61690DDJ4	100,650	100,000	SH		SOLE		0	0	100,000
FRANKLIN GOLD AND PRECIOUS METALS ADV	NTF EQUITY FUNDS	353535305	59,851	3,312	SH		SOLE		0	0	3,312
BOEING CO	COMMON STOCK	097023105	15,187	58	SH		SOLE		0	0	58
SCHWAB FUNDAMENTAL US LARGE COMPANY IDX	SCHWAB MUTL FUNDS	808509442	14,103	581	SH		SOLE		0	0	581
SHOPIFY INC FCLASS A	FOREIGN CANADIAN	82509L107	33,886	435	SH		SOLE		0	0	435
GENERAL DYNAMICS CO	COMMON STOCK	369550108	14,551	56	SH		SOLE		0	0	56
DIMENSIONAL INTERN CORE EQT MKT ETF	UIT EXCHANGE TRADED	25434V203	10,654	372	SH		SOLE		0	0	372
PIMCO INCOME INSTL	BOND FUNDS	72201F490	334,102	31,460	SH		SOLE		0	0	31,460
GENERAL ELECTRIC CO	COMMON STOCK	369604301	17,258	135	SH		SOLE		0	0	135
VANGUARD DIVIDEND APPRECIATION ETF	UIT EXCHANGE TRADED	921908844	1,114,839	6,542	SH		SOLE		0	0	6,542
ISHARES CORE S&P 500 ETF	UIT EXCHANGE TRADED	464287200	93,211	195	SH		SOLE		0	0	195
SCHWAB US LARGE CAP VALUE ETF	UIT EXCHANGE TRADED	808524409	180,083	2,569	SH		SOLE		0	0	2,569
WEYERHAEUSER CO REIT	REAL ESTATE INVESTME	962166104	7,141	205	SH		SOLE		0	0	205
UBER TECHNOLOGIES INC	COMMON STOCK	90353T100	12,314	200	SH		SOLE		0	0	200
ARK NEXT GENERATION INTERNET ETF	UIT EXCHANGE TRADED	00214Q401	13,966	184	SH		SOLE		0	0	184
BERKSHIRE HATHAWAY CLASS B	COMMON STOCK	084670702	35,666	100	SH		SOLE		0	0	100
STARBUCKS CORP	COMMON STOCK	855244109	25,248	263	SH		SOLE		0	0	263
ISHARES CORE US AGGREGATE BOND ETF	UIT EXCHANGE TRADED	464287226	259,265	2,612	SH		SOLE		0	0	2,612
PFIZER INC	COMMON STOCK	717081103	83,274	2,892	SH		SOLE		0	0	2,892
GOLDMAN SACHS BA 5.05percent24CD FDIC INS DUE 050724US	CERTIFICATE DEPOSIT	38150VGZ6	49,938	50,000	SH		SOLE		0	0	50,000
BIOLARGO INC	COMMON STOCK	09065A100	7	40	SH		SOLE		0	0	40
DIMENSIONAL 2035 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y485	520,604	40,016	SH		SOLE		0	0	40,016
A T & T INC	COMMON STOCK	00206R102	10,877	648	SH		SOLE		0	0	648
MONDELEZ INTL CLASS A	COMMON STOCK	609207105	45,077	622	SH		SOLE		0	0	622
RELIEF THERAPEUTIC ORDF	UNLSTD FOREIGN ORDRY	H6759S118	28	12	SH		SOLE		0	0	12
US TREASU NT 0.125percent0124UST NOTE DUE 011524	TREASURY	91282CBE0	99,859	100,000	SH		SOLE		0	0	100,000
WALT DISNEY CO	COMMON STOCK	254687106	199,550	2,210	SH		SOLE		0	0	2,210
AMERICAN FUNDS SMALLCAP WORLD F1	NTF EQUITY FUNDS	831681408	180,621	2,772	SH		SOLE		0	0	2,772
AMERIPRISE FINL	COMMON STOCK	03076C106	12,227	32	SH		SOLE		0	0	32
TRAVEL plus LEISURE CO	COMMON STOCK	894164102	10,000	256	SH		SOLE		0	0	256
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	254,447	1,331	SH		SOLE		0	0	1,331
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	782	15	SH		SOLE		0	0	15
PFIZER INC	COMMON STOCK	717081103	71,322	2,477	SH		SOLE		0	0	2,477
WELLS FARGO BANK 4.75percent25CD FDIC INS DUE 042525US	CERTIFICATE DEPOSIT	949764BD5	261,836	262,000	SH		SOLE		0	0	262,000
DFA FIVEYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203884	67,381	6,765	SH		SOLE		0	0	6,765
DODGE & COX INCOME I	BOND FUNDS	256210105	26,913	2,133	SH		SOLE		0	0	2,133
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	229,404	1,200	SH		SOLE		0	0	1,200
MONGODB INC CLASS A	COMMON STOCK	60937P106	4,088	10	SH		SOLE		0	0	10
WELLS FARGO BANK 4.85percent25CD FDIC INS DUE 050525US	CERTIFICATE DEPOSIT	949764BW3	440,356	440,000	SH		SOLE		0	0	440,000
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	814,193	40,427	SH		SOLE		0	0	40,427
MURPHY OIL CORP HLDG	COMMON STOCK	626717102	1,862	44	SH		SOLE		0	0	44
CURALEAF HOLDINGS INC F	FOREIGN CANADIAN	23126M102	406	100	SH		SOLE		0	0	100
UNITED PARCEL SRVC CLASS B	COMMON STOCK	911312106	760,572	4,837	SH		SOLE		0	0	4,837
SCHWAB US AGGREGATE BONDETF	UIT EXCHANGE TRADED	808524839	2,424	52	SH		SOLE		0	0	52
META PLATFORMS INC CLASS A	COMMON STOCK	30303M102	265,470	750	SH		SOLE		0	0	750
SCHWAB INTERNATIONAL EQUITY ETF	UIT EXCHANGE TRADED	808524805	41,784	1,131	SH		SOLE		0	0	1,131
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	262,307	20,573	SH		SOLE		0	0	20,573
KRAFT HEINZ CO	COMMON STOCK	500754106	1,738	47	SH		SOLE		0	0	47
VANGUARD SHORTTERM CORP BD IDX ADMIRAL	BOND FUNDS	92206C607	78,417	3,727	SH		SOLE		0	0	3,727
BAXTER INTERNTNL	COMMON STOCK	071813109	3,093	80	SH		SOLE		0	0	80
DISCOVER BANK 4.55percent26CD FDIC INS DUE 051126US	CERTIFICATE DEPOSIT	2546734T0	174,077	174,000	SH		SOLE		0	0	174,000
GE HEALTHCARE TECHNOLOGI	COMMON STOCK	36266G107	928	12	SH		SOLE		0	0	12
VANGUARD ENERGY INV	EQUITY FUNDS	921908109	100,642	2,164	SH		SOLE		0	0	2,164
DFA US SMALL CAP GROWTH INSTL	EQUITY FUNDS	23320G273	268,809	10,571	SH		SOLE		0	0	10,571
ISHARES US UTILITIES ETF	UIT EXCHANGE TRADED	464287697	60,107	752	SH		SOLE		0	0	752
DFA INTERNATIONAL SMALL COMPANY I	EQUITY FUNDS	233203629	11,889	616	SH		SOLE		0	0	616
DFA EMERGING MARKETS I	EQUITY FUNDS	233203785	6,019	219	SH		SOLE		0	0	219
WALMART INC	COMMON STOCK	931142103	193,727	1,229	SH		SOLE		0	0	1,229
FEDERATED HERMES SHORTTERM INCOME SVC	NTF BOND FUNDS	31420C209	3,374	402	SH		SOLE		0	0	402
VANGUARD MUNI BND TAX EXEMPT ETF	UIT EXCHANGE TRADED	922907746	180,812	3,542	SH		SOLE		0	0	3,542
ASTRAZENECA PLC FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS	AMERICAN DEPOSITORY	046353108	308,261	4,577	SH		SOLE		0	0	4,577
PANACOS PHARMACEUTIC	COMMON STOCK	69811Q106	0	100	SH		SOLE		0	0	100
VANGUARD SHORTTERM INVESTMENTGRADE INV	BOND FUNDS	922031406	603,929	59,035	SH		SOLE		0	0	59,035
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	14,093	100	SH		SOLE		0	0	100
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	177,965	13,958	SH		SOLE		0	0	13,958
VANGUARD FTSE EMERGING MARKETS ETF	UIT EXCHANGE TRADED	922042858	2,854	69	SH		SOLE		0	0	69
CITIGROUP INC	COMMON STOCK	172967424	9,568	186	SH		SOLE		0	0	186
VANGUARD SMALL CAP VALUE INDEX ADMIRAL	EQUITY FUNDS	921937686	36,194	464	SH		SOLE		0	0	464
BLOCK INC CLASS A	COMMON STOCK	852234103	15,470	200	SH		SOLE		0	0	200
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	366,418	2,600	SH		SOLE		0	0	2,600
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	79,140	3,006	SH		SOLE		0	0	3,006
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	567,646	15,742	SH		SOLE		0	0	15,742
PROCTER & GAMBLE	COMMON STOCK	742718109	52,670	359	SH		SOLE		0	0	359
AMERICAN FUNDS GROWTH FUND OF AMER A	LOAD EQUITY FUND	399874106	18,418	292	SH		SOLE		0	0	292
CLOROX CO	COMMON STOCK	189054109	59,176	415	SH		SOLE		0	0	415
SCHWAB US LARGE CAP ETF	UIT EXCHANGE TRADED	808524201	16,356	290	SH		SOLE		0	0	290
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	758,828	36,890	SH		SOLE		0	0	36,890
ALTRIA GROUP INC	COMMON STOCK	02209S103	73,015	1,810	SH		SOLE		0	0	1,810
INVESCO SENIOR INCM TR	CLOSED END MUTL FUND	46131H107	1,458	356	SH		SOLE		0	0	356
PRUDENTIAL FINL	COMMON STOCK	744320102	51,440	496	SH		SOLE		0	0	496
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	1,559,858	5,018	SH		SOLE		0	0	5,018
SNOWFLAKE INC CLASS A	COMMON STOCK	833445109	199	1	SH		SOLE		0	0	1
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	738	10	SH		SOLE		0	0	10
PROCTER & GAMBLE	COMMON STOCK	742718109	87,829	599	SH		SOLE		0	0	599
BEYOND MEAT INC	COMMON STOCK	08862E109	445	50	SH		SOLE		0	0	50
AMERICAN FUNDS NEW ECONOMY F1	NTF EQUITY FUNDS	643822406	49,053	906	SH		SOLE		0	0	906
US TREASUR NT 4.25percent1025UST NOTE DUE 101525	TREASURY	91282CFP1	99,828	100,000	SH		SOLE		0	0	100,000
AMERICAN CENTURY SMALL CAP VALUE I	EQUITY FUNDS	025076845	381	36	SH		SOLE		0	0	36
ROUNDHILL SPRT BETNG ANDIGAMING ETF	UIT EXCHANGE TRADED	53656F789	27,692	1,597	SH		SOLE		0	0	1,597
A T & T INC	COMMON STOCK	00206R102	16,696	995	SH		SOLE		0	0	995
CHARLES SCHWAB BANK 5percent24CD FDIC INS DUE 051624US	CERTIFICATE DEPOSIT	15987UBL1	1,710,358	1,712,000	SH		SOLE		0	0	1,712,000
WELLS FARGO BANK, N 5percent24CD FDIC INS DUE 111224US	CERTIFICATE DEPOSIT	949764CD4	150,012	150,000	SH		SOLE		0	0	150,000
US TREASU NT 0.375percent0924UST NOTE DUE 091524	TREASURY	91282CCX7	96,812	100,000	SH		SOLE		0	0	100,000
DIMENSIONAL INFLTN PRTD SECRT ETF	UIT EXCHANGE TRADED	25434V856	90,035	2,181	SH		SOLE		0	0	2,181
US TREASURY BILL24U S T BILL DUE 022224	TREASURY BILLS	912796Z28	152,846	154,000	SH		SOLE		0	0	154,000
FRANKLIN US GOVERNMENT SECS C	LOAD BOND FUND	353496862	16	3	SH		SOLE		0	0	3
BERKSHIRE HATHAWAY CLASS B	COMMON STOCK	084670702	100,935	283	SH		SOLE		0	0	283
CHARLOTTES WEB HLDGS I F	FOREIGN CANADIAN	16106R109	13	66	SH		SOLE		0	0	66
MCDONALDS CORP	COMMON STOCK	580135101	464,038	1,565	SH		SOLE		0	0	1,565
VANGUARD ENERGY INV	EQUITY FUNDS	921908109	24,014	516	SH		SOLE		0	0	516
VISA INC CLASS A	COMMON STOCK	92826C839	31,242	120	SH		SOLE		0	0	120
PROCTER & GAMBLE	COMMON STOCK	742718109	731,397	4,991	SH		SOLE		0	0	4,991
DIMENSIONAL SHRT DRT FXDINCM ETF	UIT EXCHANGE TRADED	25434V864	238,439	5,072	SH		SOLE		0	0	5,072
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	2,243,573	232,014	SH		SOLE		0	0	232,014
DFA WORLD EX US CORE EQUITY INSTL	EQUITY FUNDS	25239Y592	127,888	9,921	SH		SOLE		0	0	9,921
ARK GENOMIC REVOLUTION ETF	UIT EXCHANGE TRADED	00214Q302	1,772	54	SH		SOLE		0	0	54
DIREXION DLY FTSE CHNA BER 3X ETF	UIT EXCHANGE TRADED	25460E521	1,280	100	SH		SOLE		0	0	100
MORGAN STANLEY PV 4.7percent25CD FDIC INS DUE 042825US	CERTIFICATE DEPOSIT	61768ESN4	257,513	258,000	SH		SOLE		0	0	258,000
ARK INNOVATION ETF	UIT EXCHANGE TRADED	00214Q104	24,352	465	SH		SOLE		0	0	465
OLD NTNL BANK	COMMON STOCK	680033107	428,031	25,342	SH		SOLE		0	0	25,342
EXXON MOBIL CORP	COMMON STOCK	30231G102	249,679	2,497	SH		SOLE		0	0	2,497
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	133,092	13,763	SH		SOLE		0	0	13,763
PALANTIR TECHNOLOGIES INCLASS A	COMMON STOCK	69608A108	13,719	799	SH		SOLE		0	0	799
DFA INTERNATIONAL SMALL CAP VALUE I	EQUITY FUNDS	233203736	193,302	9,105	SH		SOLE		0	0	9,105
MEDTRONIC PLC F	FOREIGN ORDINARIES	G5960L103	24,714	300	SH		SOLE		0	0	300
VANGUARD BALANCED INDEX ADM	EQUITY FUNDS	921931200	62,279	1,397	SH		SOLE		0	0	1,397
DIMENSNL ULTRASHRT FIXEDINCM ETF	UIT EXCHANGE TRADED	25434V591	50,402	1,002	SH		SOLE		0	0	1,002
MOODYS CORP	COMMON STOCK	615369105	52,335	134	SH		SOLE		0	0	134
US TREASUR NT 0.25percent06 24UST NOTE DUE 061524	TREASURY	91282CCG4	102,670	105,000	SH		SOLE		0	0	105,000
DIMENSIONAL WORLD EQUITYETF	UIT EXCHANGE TRADED	25434V617	496	9	SH		SOLE		0	0	9
DIMENSNL ULTRASHRT FIXEDINCM ETF	UIT EXCHANGE TRADED	25434V591	1,054,600	20,958	SH		SOLE		0	0	20,958
JETBLUE AIRWAYS CORP	COMMON STOCK	477143101	51,876	9,347	SH		SOLE		0	0	9,347
LINDE PLC F	FOREIGN ORDINARIES	G54950103	55,857	136	SH		SOLE		0	0	136
WARNER BROTHERS DISCOVER	COMMON STOCK	934423104	1,696	149	SH		SOLE		0	0	149
AMERICAN FUNDS NEW PERSPECTIVE F1	NTF EQUITY FUNDS	648018406	188	3	SH		SOLE		0	0	3
BP PLC FSPONSORED ADR 1 ADR REPS 6 ORD SHS	AMERICAN DEPOSITORY	055622104	50,741	1,433	SH		SOLE		0	0	1,433
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	7	4	SH		SOLE		0	0	4
MFS MID CAP GROWTH I	EQUITY FUNDS	552987877	885	31	SH		SOLE		0	0	31
AFTERMASTER INC	COMMON STOCK	00831X102	0	82,000	SH		SOLE		0	0	82,000
FEDERATED HERMES OPPORTUNISTIC HY BD SVC	NTF BOND FUNDS	314197104	96	15	SH		SOLE		0	0	15
DUKE ENERGY CORP	COMMON STOCK	26441C204	13,110	135	SH		SOLE		0	0	135
ISHARES CORE MSCI EMERGING ETF	UIT EXCHANGE TRADED	46434G103	2,042	40	SH		SOLE		0	0	40
FRANKLIN INCOME A1	NTF BOND FUNDS	353496300	52,506	22,535	SH		SOLE		0	0	22,535
ANNALY CAPITAL MGMT REIT	REAL ESTATE INVESTME	035710839	280	14	SH		SOLE		0	0	14
US TREASURY BILL24U S T BILL DUE 022924	TREASURY BILLS	912797GP6	7,932	8,000	SH		SOLE		0	0	8,000
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	93,870	2,823	SH		SOLE		0	0	2,823
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,122	54	SH		SOLE		0	0	54
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	8,634,012	164,992	SH		SOLE		0	0	164,992
WALT DISNEY CO	COMMON STOCK	254687106	3,792	42	SH		SOLE		0	0	42
RPM INTERNTNL	COMMON STOCK	749685103	4,705	42	SH		SOLE		0	0	42
PARNASSUS CORE EQUITY INVESTOR	NTF EQUITY FUNDS	701769101	67,539	1,226	SH		SOLE		0	0	1,226
ISHARES MSCI USA MOMNTUMFCT ETF	UIT EXCHANGE TRADED	46432F396	13,498	86	SH		SOLE		0	0	86
MICROSOFT CORP	COMMON STOCK	594918104	84,828	226	SH		SOLE		0	0	226
TESLA INC	COMMON STOCK	88160R101	15,406	62	SH		SOLE		0	0	62
SOUL & VIBE INTRACTV XXXREGISTRATION REVOKED BY THE SEC EFF: 080520	COMMON STOCK	836050401	0	1	SH		SOLE		0	0	1
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	21,922	750	SH		SOLE		0	0	750
UIPATH INC CLASS A	COMMON STOCK	90364P105	2,062	83	SH		SOLE		0	0	83
MERCK & CO. INC.	COMMON STOCK	58933Y105	208,228	1,910	SH		SOLE		0	0	1,910
ROCKY BRANDS INC	COMMON STOCK	774515100	754	25	SH		SOLE		0	0	25
DISCOVER BANK 4.8percent25CD FDIC INS DUE 051625US	CERTIFICATE DEPOSIT	2546734Y9	219,911	220,000	SH		SOLE		0	0	220,000
VANGUARD SHORTTERM CORP BD IDX ADMIRAL	BOND FUNDS	92206C607	48,355	2,298	SH		SOLE		0	0	2,298
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	869,321	16,612	SH		SOLE		0	0	16,612
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	540	26	SH		SOLE		0	0	26
SOUND MIND INVESTING	EQUITY FUNDS	92046L692	66,548	7,774	SH		SOLE		0	0	7,774
YANDEX N V FCLASS A	FOREIGN ORDINARIES	N97284108	0	50	SH		SOLE		0	0	50
DFA EMERGING MARKETS VALUE I	EQUITY FUNDS	233203587	67,027	2,278	SH		SOLE		0	0	2,278
COLUMBIA SELIGMAN TECH & INFO A	NTF EQUITY FUNDS	19766H429	71,431	639	SH		SOLE		0	0	639
NVIDIA CORP	COMMON STOCK	67066G104	376,367	760	SH		SOLE		0	0	760
MFS INTERMEDIATE INCOME	CLOSED END MUTL FUND	55273C107	437	163	SH		SOLE		0	0	163
T. ROWE PRICE SPECTRUM DIVERSIFIED EQ	NTF EQUITY FUNDS	779906205	21,859	941	SH		SOLE		0	0	941
ROBINHOOD MKTS INC CLASS A	COMMON STOCK	770700102	51	4	SH		SOLE		0	0	4
DFA US SMALL CAP VALUE I	EQUITY FUNDS	233203819	252,491	5,618	SH		SOLE		0	0	5,618
DFA INTERNATIONAL SMALL CAP VALUE I	EQUITY FUNDS	233203736	5,449	257	SH		SOLE		0	0	257
GENERAL MILLS INC	COMMON STOCK	370334104	35,687	548	SH		SOLE		0	0	548
MCDONALDS CORP	COMMON STOCK	580135101	109,455	369	SH		SOLE		0	0	369
EQT CORP	COMMON STOCK	26884L109	19,254	498	SH		SOLE		0	0	498
ISHARES 1020 YEAR TREASURY BOND ETF	UIT EXCHANGE TRADED	464288653	168,869	1,560	SH		SOLE		0	0	1,560
VISA INC CLASS A	COMMON STOCK	92826C839	242,365	931	SH		SOLE		0	0	931
LUMINAR TECHNOLOGIES INCCLASS A	COMMON STOCK	550424105	1,213	360	SH		SOLE		0	0	360
BARON PARTNERS RETAIL	NTF EQUITY FUNDS	06828M108	62,394	391	SH		SOLE		0	0	391
DOCUSIGN INC	COMMON STOCK	256163106	11,890	200	SH		SOLE		0	0	200
CAPITAL GROUP DIVIDEND VALUE ETF	UIT EXCHANGE TRADED	14020W106	252,596	8,465	SH		SOLE		0	0	8,465
WELLS FARGO BANK 4.95percent24CD FDIC INS DUE 042424US	CERTIFICATE DEPOSIT	949764BH6	469,291	470,000	SH		SOLE		0	0	470,000
SOUTHERN CO	COMMON STOCK	842587107	10,159	145	SH		SOLE		0	0	145
DFA US SMALL CAP VALUE I	EQUITY FUNDS	233203819	6,311	140	SH		SOLE		0	0	140
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	1,077,808	1,077,808	SH		SOLE		0	0	1,077,808
ABRDN EMERGING MARKETS INSTL	EQUITY FUNDS	003021714	228	17	SH		SOLE		0	0	17
ISHARES GLOBAL CLEAN ENERGY ETF	UIT EXCHANGE TRADED	464288224	7,373	474	SH		SOLE		0	0	474
VANGUARD UTILITIES ETF	UIT EXCHANGE TRADED	92204A876	10,545	77	SH		SOLE		0	0	77
WARNER BROTHERS DISCOVER	COMMON STOCK	934423104	1,013	89	SH		SOLE		0	0	89
SCHWAB MUNICIPAL MONEY INV	SCHWAB NONSWEEP MMF	808508105	65,026	65,026	SH		SOLE		0	0	65,026
DIMENSIONAL US SMALL CAPVALU ETF	UIT EXCHANGE TRADED	25434V815	314,088	10,786	SH		SOLE		0	0	10,786
VANGUARD TOTAL BOND MARKET INDEX ADM	BOND FUNDS	921937603	27,074	2,788	SH		SOLE		0	0	2,788
SPDR S&P DIVIDEND ETF	UIT EXCHANGE TRADED	78464A763	16,282	130	SH		SOLE		0	0	130
DIMENSIONAL US MARKETWIDE VALUE ETF	UIT EXCHANGE TRADED	25434V724	887,960	23,857	SH		SOLE		0	0	23,857
DOCUSIGN INC	COMMON STOCK	256163106	951	16	SH		SOLE		0	0	16
UNITEDHEALTH GRP INC	COMMON STOCK	91324P102	38,959	74	SH		SOLE		0	0	74
SCHWAB TOTAL STOCK MARKET INDEX	SCHWAB MUTL FUNDS	808509756	31,320	387	SH		SOLE		0	0	387
INSEEGO CORP	COMMON STOCK	45782B104	88	400	SH		SOLE		0	0	400
EXXON MOBIL CORP	COMMON STOCK	30231G102	14,297	143	SH		SOLE		0	0	143
DFA FIVEYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203884	120,053	12,053	SH		SOLE		0	0	12,053
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	2,676,815	91,578	SH		SOLE		0	0	91,578
AMERICAN FUNDS INFLATION LINKED BD F1	NTF BOND FUNDS	02630D402	102,990	11,268	SH		SOLE		0	0	11,268
W E C ENERGY GROUP INC	COMMON STOCK	92939U106	15,487	184	SH		SOLE		0	0	184
VANGUARD ULTRA SHORT BOND ETF	UIT EXCHANGE TRADED	92203C303	57,417	1,161	SH		SOLE		0	0	1,161
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	464,370	30,311	SH		SOLE		0	0	30,311
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	116,441	4,070	SH		SOLE		0	0	4,070
UNION PACIFIC CORP	COMMON STOCK	907818108	36,847	150	SH		SOLE		0	0	150
KRAFT HEINZ CO	COMMON STOCK	500754106	27,499	744	SH		SOLE		0	0	744
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	28,232	2,607	SH		SOLE		0	0	2,607
CHARLES SCHWAB US MC ETF	UIT EXCHANGE TRADED	808524508	140,441	1,865	SH		SOLE		0	0	1,865
INVESCO COMSTOCK A	NTF EQUITY FUNDS	00143M711	4,380	160	SH		SOLE		0	0	160
MERIDIAN GROWTH LEGACY	EQUITY FUNDS	589619105	24,664	721	SH		SOLE		0	0	721
BECTON DICKINSON&CO	COMMON STOCK	075887109	5,719	23	SH		SOLE		0	0	23
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	74,784	1,906	SH		SOLE		0	0	1,906
VANGUARD MID CAP ETF	UIT EXCHANGE TRADED	922908629	7,910	34	SH		SOLE		0	0	34
FRANKLIN RISING DIVIDENDS A	NTF EQUITY FUNDS	353825102	20,810	235	SH		SOLE		0	0	235
SILA REALTY TRUST INC CLASS A	REAL ESTATE INVESTME	146280102	7,088	872	SH		SOLE		0	0	872
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	27,801	771	SH		SOLE		0	0	771
DIMENSIONAL INTERN SMALLCAP VL ETF	UIT EXCHANGE TRADED	25434V781	372,634	14,452	SH		SOLE		0	0	14,452
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	3,251	83	SH		SOLE		0	0	83
CHEVRON CORP	COMMON STOCK	166764100	11,336	76	SH		SOLE		0	0	76
CHARLES SCHWAB BA 5.1percent24CD FDIC INS DUE 051624US	CERTIFICATE DEPOSIT	15987UBN7	109,938	110,000	SH		SOLE		0	0	110,000
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	2,612,052	49,915	SH		SOLE		0	0	49,915
MORGAN STANLEY B 4.85percent25CD FDIC INS DUE 051225US	CERTIFICATE DEPOSIT	61690U5P1	60,022	60,000	SH		SOLE		0	0	60,000
ENERGOUS CORP	COMMON STOCK	29272C202	9	5	SH		SOLE		0	0	5
VANGUARD INFORMATION TECHNOLOGY ETF	UIT EXCHANGE TRADED	92204A702	67,488	139	SH		SOLE		0	0	139
ROYAL BANK OF CANA 0percentPFD DUE 062824SUBJ TO XTRO REDEMPTION	PREFERRED DEBT	78014H888	7,140	500	SH		SOLE		0	0	500
J M SMUCKER CO	COMMON STOCK	832696405	6,508	51	SH		SOLE		0	0	51
AMERICAN FUNDS AMCAP A	LOAD EQUITY FUND	023375108	1,908	50	SH		SOLE		0	0	50
CHARLES SCHWAB B 5.15percent24CD FDIC INS DUE 052124US	CERTIFICATE DEPOSIT	15987UBQ0	99,964	100,000	SH		SOLE		0	0	100,000
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	116,760	7,621	SH		SOLE		0	0	7,621
ABERCROMBIE & FITCH CLASS A	COMMON STOCK	002896207	4,058	46	SH		SOLE		0	0	46
LOWES COMPANIES INC	COMMON STOCK	548661107	70,853	318	SH		SOLE		0	0	318
FIRST AMER FINL	COMMON STOCK	31847R102	975	15	SH		SOLE		0	0	15
OAKMARK INTERNATIONAL INVESTOR	NTF EQUITY FUNDS	413838202	58,516	2,180	SH		SOLE		0	0	2,180
THERALASE TECHNOLOGY F	FOREIGN CANADIAN	88337V100	680	5,000	SH		SOLE		0	0	5,000
MFS INTERNATIONAL INTRINSIC VALUE I	EQUITY FUNDS	55273E822	39,668	985	SH		SOLE		0	0	985
GOLDMAN SACHS BANK 5percent24CD FDIC INS DUE 050224US	CERTIFICATE DEPOSIT	38150VGV5	144,797	145,000	SH		SOLE		0	0	145,000
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	39,121	1,902	SH		SOLE		0	0	1,902
SEALSQ CORP F	FOREIGN ORDINARIES	G79483106	9,343	7,299	SH		SOLE		0	0	7,299
INVESCO DEVELOPING MARKETS Y	NTF EQUITY FUNDS	00143W875	403	10	SH		SOLE		0	0	10
CONSTELLATION BRAND CLASS A	COMMON STOCK	21036P108	24,464	101	SH		SOLE		0	0	101
HARTFORD TOTAL RETURN BOND F	BOND FUNDS	41664T255	599	66	SH		SOLE		0	0	66
PUB SVC ENTERPISE GP	COMMON STOCK	744573106	12,206	200	SH		SOLE		0	0	200
PIMCO INCOME INSTL	BOND FUNDS	72201F490	752,510	70,858	SH		SOLE		0	0	70,858
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	26,662,753	875,049	SH		SOLE		0	0	875,049
FIDELITY ADVISOR SMALL CAP VALUE M	NTF EQUITY FUNDS	316389782	4,175	228	SH		SOLE		0	0	228
US TREASUR NT 0.25percent0624UST NOTE DUE 061524	TREASURY	91282CCG4	102,670	105,000	SH		SOLE		0	0	105,000
THE COCACOLA CO	COMMON STOCK	191216100	385,679	6,545	SH		SOLE		0	0	6,545
SATELLOGIC INC FCLASS A	FOREIGN ORDINARIES	G7823S101	490	280	SH		SOLE		0	0	280
VIRTUS KAR SMALL MID CAP CORE A	NTF EQUITY FUNDS	92828N221	62,032	3,368	SH		SOLE		0	0	3,368
AMERICAN FUNDS 2040 TRGT DATE RETIRE F1	NTF EQUITY FUNDS	02631C684	19,677	1,074	SH		SOLE		0	0	1,074
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	163,404	4,531	SH		SOLE		0	0	4,531
EBAY INC	COMMON STOCK	278642103	2,846	65	SH		SOLE		0	0	65
DIMENSIONAL GLOBAL CREDIT ETF	UIT EXCHANGE TRADED	25434V567	27,623	520	SH		SOLE		0	0	520
BRIDGEWATER BANK 4.55percent25CD FDIC INS DUE 112525US	CERTIFICATE DEPOSIT	108622NR8	49,958	50,000	SH		SOLE		0	0	50,000
REALTY INCOME CORP REIT	REAL ESTATE INVESTME	756109104	5,742	100	SH		SOLE		0	0	100
VANGUARD SHORTTERM INVESTMENTGRADE INV	BOND FUNDS	922031406	14,048	1,373	SH		SOLE		0	0	1,373
DFA EMERGING MARKETS SMALL CAP I	EQUITY FUNDS	233203611	14,261	625	SH		SOLE		0	0	625
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	31,027,510	1,540,591	SH		SOLE		0	0	1,540,591
MONDELEZ INTL CLASS A	COMMON STOCK	609207105	5,562	77	SH		SOLE		0	0	77
VOLKSWAGEN A G FUNSPONSORED ADR 1 ADR REPS 0.1 ORD SHS	AMERICAN DEPOSITORY	928662501	4,908	400	SH		SOLE		0	0	400
BANK OF AMERICA, 5.4percent24CD FDIC INS DUE 041824US	CERTIFICATE DEPOSIT	06051V3Y0	10,003	10,000	SH		SOLE		0	0	10,000
METROPOLITAN WEST TOTAL RETURN BD I	BOND FUNDS	592905509	344	37	SH		SOLE		0	0	37
YUM CHINA HOLDINGS INC	COMMON STOCK	98850P109	8,861	209	SH		SOLE		0	0	209
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	2,328,850	170,113	SH		SOLE		0	0	170,113
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	747,475	77,298	SH		SOLE		0	0	77,298
XPONENTIAL FITNESS INC	COMMON STOCK	98422X101	799	62	SH		SOLE		0	0	62
ABBVIE INC	COMMON STOCK	00287Y109	4,473	29	SH		SOLE		0	0	29
VANGUARD SHORTTERM CORP BD IDX ADMIRAL	BOND FUNDS	92206C607	13,664	649	SH		SOLE		0	0	649
DRAFTKINGS INC NEW CLASS A	COMMON STOCK	26142V105	2,326	66	SH		SOLE		0	0	66
VANGUARD SMALL CAP ETF IV	UIT EXCHANGE TRADED	922908751	27,306	128	SH		SOLE		0	0	128
PIMCO DIVERSIFIED INC A	NTF BOND FUNDS	72200Q661	29,185	3,053	SH		SOLE		0	0	3,053
SCHWAB INTERNATIONAL DIVIDND EQY ETF	UIT EXCHANGE TRADED	808524672	175,140	7,122	SH		SOLE		0	0	7,122
FIFTH THIRD BANCORP	COMMON STOCK	316773100	75,016	2,175	SH		SOLE		0	0	2,175
US BANK NA 5.25percent24CD FDIC INS DUE 060624US	CERTIFICATE DEPOSIT	90354KCD8	33,947	34,000	SH		SOLE		0	0	34,000
DTE ENERGY CO	COMMON STOCK	233331107	13,248	120	SH		SOLE		0	0	120
NORTHSTAR HEALTHCARE INCOME INC	REAL ESTATE INVESTME	66705T105	5,777	2,188	SH		SOLE		0	0	2,188
CHARLES SCHWAB US REIT ETF	UIT EXCHANGE TRADED	808524847	4,722	228	SH		SOLE		0	0	228
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	11,720,743	153,957	SH		SOLE		0	0	153,957
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	2,999,618	113,924	SH		SOLE		0	0	113,924
DIMENSIONAL US REAL ESTATE ETF	UIT EXCHANGE TRADED	25434V823	328,520	14,447	SH		SOLE		0	0	14,447
PHILIP MORRIS INTL	COMMON STOCK	718172109	103,244	1,097	SH		SOLE		0	0	1,097
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	936,097	28,830	SH		SOLE		0	0	28,830
CHARLES SCHWAB B 5.35percent24CD FDIC INS DUE 090324US	CERTIFICATE DEPOSIT	15987UBZ0	150,248	150,000	SH		SOLE		0	0	150,000
THE COCACOLA CO	COMMON STOCK	191216100	10,607	180	SH		SOLE		0	0	180
AMERICAN FUNDS CAPITAL WORLD GR&INC F1	NTF EQUITY FUNDS	140543406	12,456	208	SH		SOLE		0	0	208
LORD ABBETT BONDDEBENTURE A	NTF BOND FUNDS	544004104	14,231	2,010	SH		SOLE		0	0	2,010
JANUS HENDERSON RESEARCH T	NTF EQUITY FUNDS	471023853	19,311	293	SH		SOLE		0	0	293
AMERICAN FUNDS INTERM BD FD OF AMER A	LOAD BOND FUND	458809100	18,809	1,499	SH		SOLE		0	0	1,499
FACTSET RESEARCH SYS	COMMON STOCK	303075105	27,669	58	SH		SOLE		0	0	58
CHARLES SCHWAB B 4.85percent24CD FDIC INS DUE 101524US	CERTIFICATE DEPOSIT	15987UBM9	149,720	150,000	SH		SOLE		0	0	150,000
ASTRAZENECA PLC FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS	AMERICAN DEPOSITORY	046353108	3,613	54	SH		SOLE		0	0	54
CHARLES SCHWAB BA 5.1percent24CD FDIC INS DUE 051624US	CERTIFICATE DEPOSIT	15987UBN7	99,943	100,000	SH		SOLE		0	0	100,000
YIELDMAX NVDA OPTN INC STRGY ETF	UIT EXCHANGE TRADED	88634T774	231	10	SH		SOLE		0	0	10
VANGUARD INTERNATIONAL GROWTH ADM	EQUITY FUNDS	921910501	32,052	315	SH		SOLE		0	0	315
AMERICAN FUNDS INVMT CO OF AMER A	LOAD EQUITY FUND	461308108	19,500	387	SH		SOLE		0	0	387
WELLS FARGO BANK 4.55percent25CD FDIC INS DUE 122925US	CERTIFICATE DEPOSIT	949764KF0	114,964	115,000	SH		SOLE		0	0	115,000
CORTEVA INC	COMMON STOCK	22052L104	192	4	SH		SOLE		0	0	4
JANUS HENDERSON BALANCED T	NTF EQUITY FUNDS	471023879	7,510	177	SH		SOLE		0	0	177
US TREASUR NT 3percent0624UST NOTE DUE 063024	TREASURY	91282CEX5	202,822	205,000	SH		SOLE		0	0	205,000
MORGAN STANLEY INST GROWTH A	NTF EQUITY FUNDS	61744J564	24,100	700	SH		SOLE		0	0	700
DODGE & COX INCOME I	BOND FUNDS	256210105	144,854	11,478	SH		SOLE		0	0	11,478
SCHWAB S&P 500 INDEX	SCHWAB MUTL FUNDS	808509855	144,684	1,979	SH		SOLE		0	0	1,979
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	11,406	343	SH		SOLE		0	0	343
VANGUARD ENERGY INDEX ADMIRAL	EQUITY FUNDS	92204A843	297,435	5,076	SH		SOLE		0	0	5,076
BOOKING HOLDINGS INC	COMMON STOCK	09857L108	17,736	5	SH		SOLE		0	0	5
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	75,471	7,517	SH		SOLE		0	0	7,517
DFA FIVEYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203884	79,811	8,013	SH		SOLE		0	0	8,013
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	47,290	3,709	SH		SOLE		0	0	3,709
DIMENSIONAL 2065 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y329	144	11	SH		SOLE		0	0	11
VANGUARD VALUE ETF	UIT EXCHANGE TRADED	922908744	497,394	3,327	SH		SOLE		0	0	3,327
O G E ENERGY CP HLDG	COMMON STOCK	670837103	19,002	544	SH		SOLE		0	0	544
AMERICAN FUNDS WASHINGTON MUTUAL F2	NTF EQUITY FUNDS	939330825	1,882	33	SH		SOLE		0	0	33
BRIGHTHOUSE FINL INC0050	COMMON STOCK	10922N103	529	10	SH		SOLE		0	0	10
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	127,979	3,849	SH		SOLE		0	0	3,849
VANGUARD BALANCED INDEX ADM	EQUITY FUNDS	921931200	984,214	22,077	SH		SOLE		0	0	22,077
DFA US SMALL CAP I	EQUITY FUNDS	233203843	556,704	12,550	SH		SOLE		0	0	12,550
PUTNAM MULTIASSET INCOME A	NTF EQUITY FUNDS	746444678	61,068	6,028	SH		SOLE		0	0	6,028
US TREASURY BILL24U S T BILL DUE 020624	TREASURY BILLS	912797JC2	24,871	25,000	SH		SOLE		0	0	25,000
GEN DIGITAL INC	COMMON STOCK	668771108	739	32	SH		SOLE		0	0	32
GUGGENHEIM TOTAL RETURN BOND INSTL	NTF BOND FUNDS	40168W525	1,180	50	SH		SOLE		0	0	50
US TREASURY BILL24U S T BILL DUE 051624	TREASURY BILLS	912797FH5	4,904	5,000	SH		SOLE		0	0	5,000
FLAGSTAR BANK, N. 4.8percent25CD FDIC INS DUE 062325US	CERTIFICATE DEPOSIT	33847GBN1	60,015	60,000	SH		SOLE		0	0	60,000
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	262,138	13,016	SH		SOLE		0	0	13,016
VANGUARD SHORTTERM INVESTMENTGRADE ADM	BOND FUNDS	922031836	98,068	9,586	SH		SOLE		0	0	9,586
SEA LTD FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	81141R100	56,214	1,388	SH		SOLE		0	0	1,388
ISHARES FALLEN ANGELS USD BOND ETF	UIT EXCHANGE TRADED	46435G474	10,437	395	SH		SOLE		0	0	395
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	650,938	16,593	SH		SOLE		0	0	16,593
MANULIFE FINL F	FOREIGN CANADIAN	56501R106	7,735	350	SH		SOLE		0	0	350
DFA ONEYEAR FIXEDINCOME I	BOND FUNDS	233203603	22,572	2,213	SH		SOLE		0	0	2,213
FRANKLIN GROWTH OPPORTUNITIES A	NTF EQUITY FUNDS	354713687	27,275	637	SH		SOLE		0	0	637
LEH BROTHERS 7.95percent XXXESC PEND POSS FUTR DISTREFF: 030612	ESCROW POSITION	525ESC711	0	4,900	SH		SOLE		0	0	4,900
FIRST BANK OF TH 5.45percent24CD FDIC INS DUE 043024US	CERTIFICATE DEPOSIT	31925YAS1	35,018	35,000	SH		SOLE		0	0	35,000
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	432,060	11,982	SH		SOLE		0	0	11,982
DIMENSNL ULTRASHRT FIXEDINCM ETF	UIT EXCHANGE TRADED	25434V591	46,644	927	SH		SOLE		0	0	927
CHARLES SCHWAB CORP	COMMON STOCK	808513105	7,071	103	SH		SOLE		0	0	103
EATON VANCE FLOATING RATE ADV	NTF BOND FUNDS	277911533	72,107	8,574	SH		SOLE		0	0	8,574
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	24,852	130	SH		SOLE		0	0	130
BLACKROCK GLOBAL ALLOCATION INV C	LOAD EQUITY FUND	09251T301	16,876	1,065	SH		SOLE		0	0	1,065
TRI CONTINENTAL CF	CLOSED END MUTL FUND	895436103	3,863	134	SH		SOLE		0	0	134
CITIBANK, N.A. 5.2percent24CD FDIC INS DUE 121124US	CERTIFICATE DEPOSIT	17312Q4N6	250,432	250,000	SH		SOLE		0	0	250,000
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	3,578,275	3,578,275	SH		SOLE		0	0	3,578,275
FIDELITY GROWTH COMPANY	EQUITY FUNDS	316200104	8,147	255	SH		SOLE		0	0	255
DIMENSIONAL 2020 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y527	468,961	43,584	SH		SOLE		0	0	43,584
EQUIFAX INC	COMMON STOCK	294429105	502	2	SH		SOLE		0	0	2
FRANKLIN MUTUAL GLOBAL DISCOVERY A	NTF EQUITY FUNDS	628380859	3,154	106	SH		SOLE		0	0	106
AMERICAN FUNDS INCOME FUND OF AMER A	LOAD EQUITY FUND	453320103	29,102	1,242	SH		SOLE		0	0	1,242
COGNIZANT TECH SOLU CLASS A	COMMON STOCK	192446102	69,563	921	SH		SOLE		0	0	921
ISHARES SHORT TERM NTNL MUN BND ETF	UIT EXCHANGE TRADED	464288158	214,043	2,030	SH		SOLE		0	0	2,030
BRISTOLMYERS SQUIBB	COMMON STOCK	110122108	32,127	626	SH		SOLE		0	0	626
ALLSPRING DISCIPLINED US CORE A	NTF EQUITY FUNDS	94984B173	212	11	SH		SOLE		0	0	11
SPDR S&P METALS & MININGETF	UIT EXCHANGE TRADED	78464A755	30,536	510	SH		SOLE		0	0	510
MAVEN BRANDS INC F	FOREIGN CANADIAN	57768L105	178	15,000	SH		SOLE		0	0	15,000
DFA EMERGING MARKETS SMALL CAP I	EQUITY FUNDS	233203611	5,473	240	SH		SOLE		0	0	240
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	137,642	720	SH		SOLE		0	0	720
BRISTOLMYERS SQUIBB	COMMON STOCK	110122108	14,081	274	SH		SOLE		0	0	274
BARON EMERGING MARKETS INSTITUTIONAL	EQUITY FUNDS	06828M876	746	53	SH		SOLE		0	0	53
DUKE ENERGY CORP	COMMON STOCK	26441C204	4,173	43	SH		SOLE		0	0	43
CAL MAINE FOODS INC	COMMON STOCK	128030202	5,739	100	SH		SOLE		0	0	100
CHARLES SCHWAB BA 5.3percent24CD FDIC INS DUE 080824US	CERTIFICATE DEPOSIT	15987UBW7	100,026	100,000	SH		SOLE		0	0	100,000
MORGAN STANLEY P 5.15percent24CD FDIC INS DUE 120524US	CERTIFICATE DEPOSIT	61768EH89	190,215	190,000	SH		SOLE		0	0	190,000
NVIDIA CORP	COMMON STOCK	67066G104	44,078	89	SH		SOLE		0	0	89
VANGUARD TAXMANAGED BALANCED ADM	EQUITY FUNDS	921943304	21,397	519	SH		SOLE		0	0	519
LITTELFUSE INC	COMMON STOCK	537008104	5,378	20	SH		SOLE		0	0	20
MADISON SQUARE GARDEN COCLASS A	COMMON STOCK	55825T103	5,091	28	SH		SOLE		0	0	28
AMERICAN FUNDS AMERICAN MUTUAL F1	NTF EQUITY FUNDS	027681402	162,379	3,202	SH		SOLE		0	0	3,202
WORKDAY INC CLASS A	COMMON STOCK	98138H101	14,907	54	SH		SOLE		0	0	54
VANGUARD MUNI BND TAX EXEMPT ETF	UIT EXCHANGE TRADED	922907746	1,159,028	22,704	SH		SOLE		0	0	22,704
PPL CORP	COMMON STOCK	69351T106	3,388	125	SH		SOLE		0	0	125
US TREASU NT 2.125percent0324UST NOTE DUE 033124	TREASURY	912828W71	111,125	112,000	SH		SOLE		0	0	112,000
FRANKLIN TOTAL RETURN A	NTF BOND FUNDS	353612856	9,811	1,171	SH		SOLE		0	0	1,171
COSTCO WHOLESALE CO	COMMON STOCK	22160K105	2,040,967	3,092	SH		SOLE		0	0	3,092
DIMENSNL ULTRASHRT FIXEDINCM ETF	UIT EXCHANGE TRADED	25434V591	290,594	5,775	SH		SOLE		0	0	5,775
VANGUARD EXPLORER ADM	EQUITY FUNDS	921926200	65,560	635	SH		SOLE		0	0	635
DIMENSIONAL CORE FIXED INCOME ETF	UIT EXCHANGE TRADED	25434V872	394,676	9,308	SH		SOLE		0	0	9,308
SCHLUMBERGER LTD F	FOREIGN ORDINARIES	806857108	801	15	SH		SOLE		0	0	15
ISHARES 20 PLS YEAR TREASURY BND ETF	UIT EXCHANGE TRADED	464287432	4,944	50	SH		SOLE		0	0	50
VANGUARD SHORTTERM CORP BD IDX ADMIRAL	BOND FUNDS	92206C607	31,692	1,506	SH		SOLE		0	0	1,506
DIMENSIONAL US SUS CORE 1 ETF	UIT EXCHANGE TRADED	25434V716	136,389	4,381	SH		SOLE		0	0	4,381
AMAZON.COM INC	COMMON STOCK	023135106	101,496	668	SH		SOLE		0	0	668
INVESCO UNIT TRUSTS UNIT 62 MONTHLY CASH	UIT STOCK	46136H581	4,047	4	SH		SOLE		0	0	4
CHARLES SCHWAB BA 5.2percent24CD FDIC INS DUE 121024US	CERTIFICATE DEPOSIT	15987UCH9	260,468	260,000	SH		SOLE		0	0	260,000
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	34,986	3,618	SH		SOLE		0	0	3,618
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	11,701	298	SH		SOLE		0	0	298
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	681,200	49,759	SH		SOLE		0	0	49,759
ISHARES 20 PLS YEAR TREASURY BND ETF	UIT EXCHANGE TRADED	464287432	756,895	7,655	SH		SOLE		0	0	7,655
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	475,428	6,145	SH		SOLE		0	0	6,145
BHP GROUP LTD FSPONSORED ADR 1 ADR REPS 2 ORD SHS	AMERICAN DEPOSITORY	088606108	1,053	15	SH		SOLE		0	0	15
TRUPANION INC	COMMON STOCK	898202106	1,007	33	SH		SOLE		0	0	33
AMERICAN FUNDS CAPITAL WORLD GR&INC F3	EQUITY FUNDS	140543117	97,618	1,625	SH		SOLE		0	0	1,625
VANGUARD RUSSELL 1000 GROWTH ETF	UIT EXCHANGE TRADED	92206C680	52,228	669	SH		SOLE		0	0	669
REPUBLIC SERVICES	COMMON STOCK	760759100	41,228	250	SH		SOLE		0	0	250
FIRST HORIZON BAN 5.3percent24CD FDIC INS DUE 060624US	CERTIFICATE DEPOSIT	337158BF5	70,982	71,000	SH		SOLE		0	0	71,000
NUTRIEN LTD F	FOREIGN CANADIAN	67077M108	7,099	126	SH		SOLE		0	0	126
DIMENSIONAL 2030 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y493	91,465	7,712	SH		SOLE		0	0	7,712
DFA SELECTIVELY HEDGED GLOBAL FI I	BOND FUNDS	233203223	29,547	3,250	SH		SOLE		0	0	3,250
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	4,055,871	13,046	SH		SOLE		0	0	13,046
DIMENSIONAL WLD EX US CREQ 2 ETF	UIT EXCHANGE TRADED	25434V880	4,339,078	177,685	SH		SOLE		0	0	177,685
DIMENSIONAL US SUS CORE 1 ETF	UIT EXCHANGE TRADED	25434V716	1,696,112	54,485	SH		SOLE		0	0	54,485
MORGAN STANLEY PV 4.9percent25CD FDIC INS DUE 061625US	CERTIFICATE DEPOSIT	61768EVE0	50,077	50,000	SH		SOLE		0	0	50,000
VANGUARD INTERMTERM TXEX INV	BOND FUNDS	922907209	32,304	2,349	SH		SOLE		0	0	2,349
DFA ONEYEAR FIXEDINCOME I	BOND FUNDS	233203603	18,888	1,852	SH		SOLE		0	0	1,852
DFA US MICRO CAP I	EQUITY FUNDS	233203504	1,802	69	SH		SOLE		0	0	69
MICROSOFT CORP	COMMON STOCK	594918104	180,036	479	SH		SOLE		0	0	479
BYRNA TECHNOLOGIES INC	COMMON STOCK	12448X201	479	75	SH		SOLE		0	0	75
US TREASURY BILL24U S T BILL DUE 040424	TREASURY BILLS	912797GZ4	419,285	425,000	SH		SOLE		0	0	425,000
DIMENSIONAL CORE FIXED INCOME ETF	UIT EXCHANGE TRADED	25434V872	3,144	74	SH		SOLE		0	0	74
MORGAN STANLEY B 4.55percent26CD FDIC INS DUE 042726US	CERTIFICATE DEPOSIT	61690U4Z0	186,051	186,000	SH		SOLE		0	0	186,000
VANGUARD MID CAP GROWTH ETF	UIT EXCHANGE TRADED	922908538	40,007	182	SH		SOLE		0	0	182
AMERICAN FUNDS SMALLCAP WORLD A	LOAD EQUITY FUND	831681101	1,682	25	SH		SOLE		0	0	25
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	145,603	7,078	SH		SOLE		0	0	7,078
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	419,943	15,949	SH		SOLE		0	0	15,949
ISHARES 710 YEAR TREASURY BOND ETF	UIT EXCHANGE TRADED	464287440	5,687	59	SH		SOLE		0	0	59
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	2,254,249	164,664	SH		SOLE		0	0	164,664
DOMINION ENERGY INC	COMMON STOCK	25746U109	36,146	769	SH		SOLE		0	0	769
LILLY ELI & CO	COMMON STOCK	532457108	372,922	640	SH		SOLE		0	0	640
META PLATFORMS INC CLASS A	COMMON STOCK	30303M102	353,960	1,000	SH		SOLE		0	0	1,000
ENBRIDGE INC F	FOREIGN CANADIAN	29250N105	29,933	831	SH		SOLE		0	0	831
TRACTOR SUPPLY COMP	COMMON STOCK	892356106	6,451	30	SH		SOLE		0	0	30
DIMENSIONAL GLOBAL CREDIT ETF	UIT EXCHANGE TRADED	25434V567	718,901	13,539	SH		SOLE		0	0	13,539
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	5,870	5,870	SH		SOLE		0	0	5,870
DFA US SMALL CAP I	EQUITY FUNDS	233203843	26,438	596	SH		SOLE		0	0	596
DFA US TARGETED VALUE I	EQUITY FUNDS	233203595	419,958	13,169	SH		SOLE		0	0	13,169
DFA WORLD EX US GOVERNMENT FXD INC I	BOND FUNDS	23320G323	160,878	18,838	SH		SOLE		0	0	18,838
US TREASUR NT 3percent0724UST NOTE DUE 073124	TREASURY	91282CFA4	232,173	235,000	SH		SOLE		0	0	235,000
BOSTON OMAHA CORP CLASS A	COMMON STOCK	101044105	1,573	100	SH		SOLE		0	0	100
BMO BANK NTNL ASS 4.9percent25CD FDIC INS DUE 060225US	CERTIFICATE DEPOSIT	05600XQP8	50,063	50,000	SH		SOLE		0	0	50,000
HARTFORD CAPITAL APPRECIATION I	EQUITY FUNDS	416649309	27,453	699	SH		SOLE		0	0	699
FIRSTENERGY CORP	COMMON STOCK	337932107	15,544	424	SH		SOLE		0	0	424
OCCIDENTAL PETROL CO	COMMON STOCK	674599105	93,605	1,568	SH		SOLE		0	0	1,568
DISCOVER BANK 5.1percent24CD FDIC INS DUE 122024US	CERTIFICATE DEPOSIT	2546735W2	100,108	100,000	SH		SOLE		0	0	100,000
GENERAL ELECTRIC CO	COMMON STOCK	369604301	5,375	42	SH		SOLE		0	0	42
MONGODB INC CLASS A	COMMON STOCK	60937P106	51,106	125	SH		SOLE		0	0	125
CANADIAN NATL RAILWY F	FOREIGN CANADIAN	136375102	2,136	17	SH		SOLE		0	0	17
WENDYS CO	COMMON STOCK	95058W100	28,059	1,440	SH		SOLE		0	0	1,440
SMITH & WESSON BRANDS IN	COMMON STOCK	831754106	5,657	417	SH		SOLE		0	0	417
DRXN DLY GLD MNS INX BL 2X ETF	UIT EXCHANGE TRADED	25460G781	0	0	SH		SOLE		0	0	0
VANGUARD SHORT TERM TREASURY ETF	UIT EXCHANGE TRADED	92206C102	4,965,985	85,136	SH		SOLE		0	0	85,136
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	207,182	1,218	SH		SOLE		0	0	1,218
ETFMG PRIME JUNIOR SILVRMNRS ETF	UIT EXCHANGE TRADED	26924G102	0	0	SH		SOLE		0	0	0
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	55,952	2,778	SH		SOLE		0	0	2,778
DIMENSIONAL 2060 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y436	211,321	12,322	SH		SOLE		0	0	12,322
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	254,408	6,485	SH		SOLE		0	0	6,485
VANGUARD ENERGY ETF	UIT EXCHANGE TRADED	92204A306	11,728	100	SH		SOLE		0	0	100
INTEL CORP	COMMON STOCK	458140100	21,560	429	SH		SOLE		0	0	429
FORD MOTOR CO	COMMON STOCK	345370860	34,461	2,827	SH		SOLE		0	0	2,827
DIMENSIONAL US MARKETWIDE VALUE ETF	UIT EXCHANGE TRADED	25434V724	1,543,503	41,470	SH		SOLE		0	0	41,470
MONDELEZ INTL CLASS A	COMMON STOCK	609207105	288,561	3,984	SH		SOLE		0	0	3,984
JPMORGAN GROWTH ADVANTAGE I	EQUITY FUNDS	4812A3718	30,831	949	SH		SOLE		0	0	949
DIMENSIONAL SHRT DRT FXDINCM ETF	UIT EXCHANGE TRADED	25434V864	14,905	317	SH		SOLE		0	0	317
MORGAN STANLEY 0percentPFD DUE 073124SUBJ TO XTRO REDEMPTION	PREFERRED DEBT	61769Q261	6,974	500	SH		SOLE		0	0	500
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	406,946	31,917	SH		SOLE		0	0	31,917
TUPPERWARE BRANDS CO	COMMON STOCK	899896104	70	35	SH		SOLE		0	0	35
NORFOLK SOUTHERN CO	COMMON STOCK	655844108	26,711	113	SH		SOLE		0	0	113
FIFTH THIRD BANCORP	COMMON STOCK	316773100	3,539	103	SH		SOLE		0	0	103
WELLS FARGO BANK 4.85percent25CD FDIC INS DUE 050525US	CERTIFICATE DEPOSIT	949764BW3	100,081	100,000	SH		SOLE		0	0	100,000
COTERRA ENERGY INC	COMMON STOCK	127097103	2,733	107	SH		SOLE		0	0	107
AMERICAN FUNDS EUROPACIFIC GROWTH F2	NTF EQUITY FUNDS	29875E100	786	14	SH		SOLE		0	0	14
DIMENSIONAL US REAL ESTATE ETF	UIT EXCHANGE TRADED	25434V823	9,051	398	SH		SOLE		0	0	398
AURORA CANNABIS INC F	FOREIGN CANADIAN	05156X884	71	150	SH		SOLE		0	0	150
VANGUARD 500 INDEX ADMIRAL	EQUITY FUNDS	922908710	799,072	1,816	SH		SOLE		0	0	1,816
CHARLES SCHWAB BA 5.2percent24CD FDIC INS DUE 060624US	CERTIFICATE DEPOSIT	15987UBU1	199,981	200,000	SH		SOLE		0	0	200,000
AMERICAN FUNDS FUNDAMENTAL INVS A	LOAD EQUITY FUND	360802102	64,647	904	SH		SOLE		0	0	904
WELLS FARGO BANK, 5.3percent24CD FDIC INS DUE 072424US	CERTIFICATE DEPOSIT	949764DS0	100,012	100,000	SH		SOLE		0	0	100,000
WELLS FARGO BANK 5.05percent24CD FDIC INS DUE 020224US	CERTIFICATE DEPOSIT	949764BL7	166,941	167,000	SH		SOLE		0	0	167,000
CHENIERE ENERGY INC	COMMON STOCK	16411R208	12,223	72	SH		SOLE		0	0	72
CEDAR FAIR L P LP	LIMITED PARTNERSHP	150185106	2,744	69	SH		SOLE		0	0	69
VANGUARD BALANCED INDEX ADM	EQUITY FUNDS	921931200	55,870	1,253	SH		SOLE		0	0	1,253
DOW INC	COMMON STOCK	260557103	9,323	170	SH		SOLE		0	0	170
DIMENSIONAL 2065 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y329	21,012	1,630	SH		SOLE		0	0	1,630
PIMCO ENHANCED SHRT MATURTY ACTV ETF	UIT EXCHANGE TRADED	72201R833	15,992	160	SH		SOLE		0	0	160
M&T BANK CORP 5.25percent24CD FDIC INS DUE 053024US	CERTIFICATE DEPOSIT	564759SR0	91,954	92,000	SH		SOLE		0	0	92,000
JPMORGAN MARKET EXPNSN ENHC EQY ETF	UIT EXCHANGE TRADED	46641Q118	11,601	216	SH		SOLE		0	0	216
SCHWAB TREASURY OBLIG MONEY INV	SCHWAB NONSWEEP MMF	808515621	10	10	SH		SOLE		0	0	10
AMERICAN FUNDS WASHINGTON MUTUAL A	LOAD EQUITY FUND	939330106	46,704	816	SH		SOLE		0	0	816
AMERICAN FUNDS BOND FUND OF AMER A	LOAD BOND FUND	097873103	24,420	2,125	SH		SOLE		0	0	2,125
BROADCOM INC	COMMON STOCK	11135F101	25,674	23	SH		SOLE		0	0	23
MERCK & CO. INC.	COMMON STOCK	58933Y105	22,553	207	SH		SOLE		0	0	207
DIMENSIONAL US REAL ESTATE ETF	UIT EXCHANGE TRADED	25434V823	889,105	39,099	SH		SOLE		0	0	39,099
GILEAD SCIENCES INC	COMMON STOCK	375558103	26,375	326	SH		SOLE		0	0	326
DOUBLELINE CORE FIXED INCOME N	NTF BOND FUNDS	258620400	41,981	4,504	SH		SOLE		0	0	4,504
BERKSHIRE HATHAWAY CLASS B	COMMON STOCK	084670702	89,165	250	SH		SOLE		0	0	250
WELLS FARGO BANK 4.85percent25CD FDIC INS DUE 050925US	CERTIFICATE DEPOSIT	949764BZ6	100,087	100,000	SH		SOLE		0	0	100,000
DIMENSIONAL SHRT DRT FXDINCM ETF	UIT EXCHANGE TRADED	25434V864	469,068	9,978	SH		SOLE		0	0	9,978
VANGUARD MEGA CAP GROWTHETF	UIT EXCHANGE TRADED	921910816	239,662	924	SH		SOLE		0	0	924
JUSHI HLDGS INC FCLASS B	FOREIGN CANADIAN	48213Y107	92	200	SH		SOLE		0	0	200
IZEA WORLDWIDE INC	COMMON STOCK	46604H204	418	208	SH		SOLE		0	0	208
SARATOGA INVT CORP	COMMON STOCK	80349A208	2,586	100	SH		SOLE		0	0	100
TESLA INC	COMMON STOCK	88160R101	201,020	809	SH		SOLE		0	0	809
ISHARES CORE MSCI EAFE ETF	UIT EXCHANGE TRADED	46432F842	15,394	219	SH		SOLE		0	0	219
ISHARES SHORT TREASURY BOND ETF	UIT EXCHANGE TRADED	464288679	15,823	144	SH		SOLE		0	0	144
CATERPILLAR INC	COMMON STOCK	149123101	96,366	326	SH		SOLE		0	0	326
AMAZON.COM INC	COMMON STOCK	023135106	97,242	640	SH		SOLE		0	0	640
EMBECTA CORP	COMMON STOCK	29082K105	76	4	SH		SOLE		0	0	4
FIRST EAGLE GOLD A	NTF EQUITY FUNDS	32008F408	5,071	211	SH		SOLE		0	0	211
DIMENSIONAL INTERNATIONAL VAL ETF	UIT EXCHANGE TRADED	25434V807	62,627	1,823	SH		SOLE		0	0	1,823
CRYSTALLEX INTERNTNL XXXREGISTRATION REVOKED BY THE SEC EFF: 043013	FOREIGN CANADIAN	22942F101	0	400	SH		SOLE		0	0	400
SIRIUS XM HLDGS INC	COMMON STOCK	82968B103	3,145	575	SH		SOLE		0	0	575
PORTILLOS INC	COMMON STOCK	73642K106	1,593	100	SH		SOLE		0	0	100
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	5,643	127	SH		SOLE		0	0	127
FIRST EAGLE GOLD A	NTF EQUITY FUNDS	32008F408	22,403	932	SH		SOLE		0	0	932
PATTERSON UTI ENERGY	COMMON STOCK	703481101	324	30	SH		SOLE		0	0	30
DFA SHORTDURATION REAL RETURN INSTL	BOND FUNDS	25239Y576	934,168	91,050	SH		SOLE		0	0	91,050
CELLDEX THERAPEUTICS	COMMON STOCK	15117B202	198	5	SH		SOLE		0	0	5
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	1,771,819	39,780	SH		SOLE		0	0	39,780
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	10,989	210	SH		SOLE		0	0	210
HORMEL FOODS CORP	COMMON STOCK	440452100	4,495	140	SH		SOLE		0	0	140
DFA INTERNATIONAL SMALL CAP VALUE I	EQUITY FUNDS	233203736	13,798	650	SH		SOLE		0	0	650
SCHWAB INTERNATIONAL EQUITY ETF	UIT EXCHANGE TRADED	808524805	17,044	461	SH		SOLE		0	0	461
DFA GLOBAL CORE PLUS REAL RETURN INSTL	EQUITY FUNDS	25239Y295	37,029	3,939	SH		SOLE		0	0	3,939
SPDR GOLD SHARES ETF	UIT EXCHANGE TRADED	78463V107	111,643	584	SH		SOLE		0	0	584
DISCOVER BANK 4.9percent25CD FDIC INS DUE 060225US	CERTIFICATE DEPOSIT	2546735J1	90,113	90,000	SH		SOLE		0	0	90,000
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	886,787	43,111	SH		SOLE		0	0	43,111
SCHWAB TARGET 2050	SCHWAB MUTL FUNDS	808509186	24,198	1,583	SH		SOLE		0	0	1,583
US TREASURY BILL24U S T BILL DUE 021524	TREASURY BILLS	912797GN1	252,369	254,000	SH		SOLE		0	0	254,000
CANOPY GROWTH CORP F	FOREIGN CANADIAN	138035704	368	72	SH		SOLE		0	0	72
PROSHARES ULTRASHORT REAL ESTATE ETF	UIT EXCHANGE TRADED	74347G556	1,428	100	SH		SOLE		0	0	100
BARRICK GOLD CORP F	FOREIGN CANADIAN	067901108	42,801	2,366	SH		SOLE		0	0	2,366
FIDELITY ADVISOR EQUITY VALUE A	NTF EQUITY FUNDS	315805366	46,762	2,080	SH		SOLE		0	0	2,080
OSTERWEIS STRATEGIC INCOME	BOND FUNDS	742935489	46,209	4,224	SH		SOLE		0	0	4,224
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	32,238	180	SH		SOLE		0	0	180
BEST BUY CO INC	COMMON STOCK	086516101	74,160	947	SH		SOLE		0	0	947
RITE AID CORP	COMMON STOCK	767754872	11	50	SH		SOLE		0	0	50
MICROSOFT CORP	COMMON STOCK	594918104	314,950	838	SH		SOLE		0	0	838
LOOMIS SAYLES INVESTMENT GRADE BOND Y	BOND FUNDS	543487136	21,147	2,132	SH		SOLE		0	0	2,132
ARK GENOMIC REVOLUTION ETF	UIT EXCHANGE TRADED	00214Q302	656	20	SH		SOLE		0	0	20
PUTNAM TAXFREE HIGH YIELD A	NTF BOND FUNDS	746872407	53,130	4,652	SH		SOLE		0	0	4,652
VANGUARD TOTAL WORLD STOCK ETF	UIT EXCHANGE TRADED	922042742	686,285	6,671	SH		SOLE		0	0	6,671
ARM HLDGS PLC FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	042068205	112,116	1,492	SH		SOLE		0	0	1,492
MFS MUNICIPAL HIGH INCOME A	BOND FUNDS	552984304	149,162	20,405	SH		SOLE		0	0	20,405
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	27,123	1,030	SH		SOLE		0	0	1,030
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	62,935	6,508	SH		SOLE		0	0	6,508
BANK OF AMERICA, 5.4percent24CD FDIC INS DUE 050824US	CERTIFICATE DEPOSIT	06051V4T0	76,033	76,000	SH		SOLE		0	0	76,000
ISHARES S&P 500 GROWTH ETF	UIT EXCHANGE TRADED	464287309	135,556	1,805	SH		SOLE		0	0	1,805
FORD MOTOR CO	COMMON STOCK	345370860	67,874	5,568	SH		SOLE		0	0	5,568
AMERICAN HEALTHCARE REIT INC CLASS T	REAL ESTATE INVESTME	398182105	25,549	814	SH		SOLE		0	0	814
WILLIAM BLAIR SMALLMID CAP GROWTH N	NTF EQUITY FUNDS	093001345	2,968	115	SH		SOLE		0	0	115
SKECHERS U S A INC CLASS A	COMMON STOCK	830566105	12,468	200	SH		SOLE		0	0	200
VANGUARD INTERMTERM CORP BD IDX ADMIRAL	BOND FUNDS	92206C854	15,578	711	SH		SOLE		0	0	711
WELLS FARGO BANK, 5.5percent24CD FDIC INS DUE 103024US	CERTIFICATE DEPOSIT	949764GZ1	10,032	10,000	SH		SOLE		0	0	10,000
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	251,721	12,499	SH		SOLE		0	0	12,499
AGRIFY CORP	COMMON STOCK	00853E305	1	1	SH		SOLE		0	0	1
ARTISAN INTERNATIONAL SMALLMID INVESTOR	NTF EQUITY FUNDS	04314H808	7,329	423	SH		SOLE		0	0	423
WESTERN ASSET CORE BOND I	NTF BOND FUNDS	957663305	4,552	422	SH		SOLE		0	0	422
VANGUARD LONGTERM TREASURY IDX ADMIRAL	BOND FUNDS	92206C821	38,586	1,860	SH		SOLE		0	0	1,860
CARNIVAL CORP F	FOREIGN ORDINARIES	143658300	371	20	SH		SOLE		0	0	20
SCHWAB VALUE ADVANTAGE MONEY ULTRA	SCHWAB NONSWEEP MMF	808515696	937,890	937,890	SH		SOLE		0	0	937,890
MIND MEDICINE MINDMED F	FOREIGN CANADIAN	60255C885	22	6	SH		SOLE		0	0	6
MCDONALDS CORP	COMMON STOCK	580135101	387,721	1,308	SH		SOLE		0	0	1,308
MOTOROLA SOLUTIONS	COMMON STOCK	620076307	17,496	56	SH		SOLE		0	0	56
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	581,155	28,856	SH		SOLE		0	0	28,856
ALPHABET INC. CLASS A	COMMON STOCK	02079K305	16,763	120	SH		SOLE		0	0	120
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	43,987	4,062	SH		SOLE		0	0	4,062
ADVANCED MICRO DEVICE IN	COMMON STOCK	007903107	130,310	884	SH		SOLE		0	0	884
APPLE INC	COMMON STOCK	037833100	199,319	1,035	SH		SOLE		0	0	1,035
ROCKET LABORATORY USA IN	COMMON STOCK	773122106	3,318	600	SH		SOLE		0	0	600
DFA WORLD EX US CORE EQUITY INSTL	EQUITY FUNDS	25239Y592	4,019	312	SH		SOLE		0	0	312
MAXEON SOLAR TECHNOLOG F	FOREIGN ORDINARIES	Y58473102	7,170	1,000	SH		SOLE		0	0	1,000
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	46,056,288	2,286,807	SH		SOLE		0	0	2,286,807
SCHWAB GOVERNMENT MONEY INV	SCHWAB NONSWEEP MMF	808515613	150,026	150,026	SH		SOLE		0	0	150,026
AFLAC INC	COMMON STOCK	001055102	33,990	412	SH		SOLE		0	0	412
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	33,497	640	SH		SOLE		0	0	640
PFIZER INC	COMMON STOCK	717081103	19,025	661	SH		SOLE		0	0	661
ETSY INC	COMMON STOCK	29786A106	52,520	648	SH		SOLE		0	0	648
BELDEN INC	COMMON STOCK	077454106	11,396	148	SH		SOLE		0	0	148
NETFLIX INC	COMMON STOCK	64110L106	87,638	180	SH		SOLE		0	0	180
PEPSICO INC	COMMON STOCK	713448108	4,246	25	SH		SOLE		0	0	25
WISDOMTREE EUROPE HEDGEDEQTY ETF	UIT EXCHANGE TRADED	97717X701	8,570	200	SH		SOLE		0	0	200
JOHNSON & JOHNSON	COMMON STOCK	478160104	71,705	457	SH		SOLE		0	0	457
SPLUNK INC	COMMON STOCK	848637104	50,276	330	SH		SOLE		0	0	330
ISHARES GOLD ETF	UIT EXCHANGE TRADED	464285204	264,897	6,787	SH		SOLE		0	0	6,787
PRIMECAP ODYSSEY STOCK	EQUITY FUNDS	74160Q301	22,561	643	SH		SOLE		0	0	643
FIRST MERCHANTS CORP	COMMON STOCK	320817109	41,052	1,107	SH		SOLE		0	0	1,107
VANGUARD DIVIDEND GROWTH FUND INV	EQUITY FUNDS	921908604	41,678	1,120	SH		SOLE		0	0	1,120
RIVIAN AUTOMOTIVE INC CLASS A	COMMON STOCK	76954A103	67,799	2,890	SH		SOLE		0	0	2,890
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	1,972,711	54,706	SH		SOLE		0	0	54,706
US BANK NTNL ASSOCI 5percent24CD FDIC INS DUE 020524US	CERTIFICATE DEPOSIT	90354KBG2	99,944	100,000	SH		SOLE		0	0	100,000
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	405,532	13,309	SH		SOLE		0	0	13,309
FORTREA HOLDINGS INC	COMMON STOCK	34965K107	628	18	SH		SOLE		0	0	18
AMERICAN FUNDS INCOME FUND OF AMER F1	NTF EQUITY FUNDS	453320400	68,374	2,927	SH		SOLE		0	0	2,927
TECHNOLOGY SELECT SECTORSPDR ETF	UIT EXCHANGE TRADED	81369Y803	13,859	72	SH		SOLE		0	0	72
VANGUARD 500 INDEX ADMIRAL	EQUITY FUNDS	922908710	291,712	663	SH		SOLE		0	0	663
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	496,793	51,375	SH		SOLE		0	0	51,375
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	74,766	74,766	SH		SOLE		0	0	74,766
DFA US SMALL CAP I	EQUITY FUNDS	233203843	54,478	1,228	SH		SOLE		0	0	1,228
JAZZ PHARMACEUTICAL F	FOREIGN ORDINARIES	G50871105	492	4	SH		SOLE		0	0	4
BLACKROCK TECHNOLOGY OPPORTUNITIES INSTL	NTF EQUITY FUNDS	091929612	45,071	802	SH		SOLE		0	0	802
DIMENSIONAL 2045 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y469	31,055	1,880	SH		SOLE		0	0	1,880
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	902,600	34,280	SH		SOLE		0	0	34,280
FIRST EAGLE OVERSEAS I	NTF EQUITY FUNDS	32008F200	8,101	326	SH		SOLE		0	0	326
VANGUARD INFLATIONPROTECTED SECS INV	BOND FUNDS	922031869	34,426	2,935	SH		SOLE		0	0	2,935
SCHWAB TREASURY OBLIG MONEY INV	SCHWAB NONSWEEP MMF	808515621	57,483	57,483	SH		SOLE		0	0	57,483
QUANTUM FUEL SYS INC XXXBANKRUPTCY EFF: 092319	COMMON STOCK	74765E307	0	1	SH		SOLE		0	0	1
TESLA INC	COMMON STOCK	88160R101	205,244	826	SH		SOLE		0	0	826
T. ROWE PRICE OVERSEAS STOCK I	NTF EQUITY FUNDS	77956H435	860	69	SH		SOLE		0	0	69
TIAACREF LARGECAP GROWTH RETAIL	NTF EQUITY FUNDS	87244W342	9,640	410	SH		SOLE		0	0	410
DIMENSIONAL INFLTN PRTD SECRT ETF	UIT EXCHANGE TRADED	25434V856	28,557	692	SH		SOLE		0	0	692
NOVONORDISK AS VORMAL FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	670100205	1,862	18	SH		SOLE		0	0	18
TRULIEVE CANNABIS CORP F	FOREIGN CANADIAN	89788C104	391	75	SH		SOLE		0	0	75
DIMENSIONAL WLD EX US CREQ 2 ETF	UIT EXCHANGE TRADED	25434V880	407,709	16,696	SH		SOLE		0	0	16,696
HONEYWELL INTL INC	COMMON STOCK	438516106	22,331	106	SH		SOLE		0	0	106
AMERICAN AIRLS GROUP	COMMON STOCK	02376R102	55	4	SH		SOLE		0	0	4
DFA INTERNATIONAL VALUE I	EQUITY FUNDS	25434D203	10,675	533	SH		SOLE		0	0	533
NEWMONT CORP	COMMON STOCK	651639106	5,174	125	SH		SOLE		0	0	125
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	1,561	156	SH		SOLE		0	0	156
DFA WORLD EX US GOVERNMENT FXD INC I	BOND FUNDS	23320G323	51,657	6,049	SH		SOLE		0	0	6,049
JOHNSON & JOHNSON	COMMON STOCK	478160104	65,709	419	SH		SOLE		0	0	419
OCCIDENTAL PETROL CO	COMMON STOCK	674599105	26,750	448	SH		SOLE		0	0	448
VANGUARD S&P SMALL CAP 600 ETF	UIT EXCHANGE TRADED	921932828	9,919	100	SH		SOLE		0	0	100
VANECK MORNINGSTAR WIDE MOAT ETF	UIT EXCHANGE TRADED	92189F643	41,671	491	SH		SOLE		0	0	491
WARNER BROTHERS DISCOVER	COMMON STOCK	934423104	11	1	SH		SOLE		0	0	1
MEDTRONIC PLC F	FOREIGN ORDINARIES	G5960L103	4,119	50	SH		SOLE		0	0	50
WELLS FARGO BANK, 5.2percent25CD FDIC INS DUE 012725US	CERTIFICATE DEPOSIT	949764DU5	50,163	50,000	SH		SOLE		0	0	50,000
ISHARES GOLD ETF	UIT EXCHANGE TRADED	464285204	142,655	3,655	SH		SOLE		0	0	3,655
NEKTAR THERAPEUTICS	COMMON STOCK	640268108	113	200	SH		SOLE		0	0	200
COLUMBIA CONTRARIAN CORE INST	NTF EQUITY FUNDS	19765P406	3,020	96	SH		SOLE		0	0	96
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	96,326	1,245	SH		SOLE		0	0	1,245
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	2,291,396	38,433	SH		SOLE		0	0	38,433
ISHARES CORE S&P TOTAL US STOCK MARK	UIT EXCHANGE TRADED	464287150	5,509	52	SH		SOLE		0	0	52
SOUTHWEST AIRLINES	COMMON STOCK	844741108	62,641	2,169	SH		SOLE		0	0	2,169
FRANKLIN UTILITIES A1	NTF EQUITY FUNDS	353496409	21,598	1,121	SH		SOLE		0	0	1,121
REDFIN CORP	COMMON STOCK	75737F108	94,779	9,184	SH		SOLE		0	0	9,184
GLENMEDE QUANT US LARGE CAP GR EQ ADV	NTF EQUITY FUNDS	378690770	226	7	SH		SOLE		0	0	7
VANGUARD SMALL CAP INDEX ADM	EQUITY FUNDS	922908686	690,723	6,684	SH		SOLE		0	0	6,684
SCHWAB INTERNATIONAL DIVIDND EQY ETF	UIT EXCHANGE TRADED	808524672	724,106	29,447	SH		SOLE		0	0	29,447
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	540,709	18,899	SH		SOLE		0	0	18,899
AMERICAN FUNDS EUROPACIFIC GROWTH A	LOAD EQUITY FUND	298706102	2,599	48	SH		SOLE		0	0	48
JACKSON MI PUB SC 6.2percent24GO UTX DUE 050124XTRO TAXBL	MUNI BONDS	468312EU3	5,004	5,000	SH		SOLE		0	0	5,000
CHARLES SCHWAB B 4.95percent24CD FDIC INS DUE 050724US	CERTIFICATE DEPOSIT	15987UBH0	688,234	689,000	SH		SOLE		0	0	689,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	22,027	436	SH		SOLE		0	0	436
DFA EMERGING MARKETS VALUE I	EQUITY FUNDS	233203587	7,358	250	SH		SOLE		0	0	250
DFA US SMALL CAP VALUE I	EQUITY FUNDS	233203819	2,975	66	SH		SOLE		0	0	66
MERCK & CO. INC.	COMMON STOCK	58933Y105	2,944	27	SH		SOLE		0	0	27
REALTY INCOME CORP REIT	REAL ESTATE INVESTME	756109104	5,742	100	SH		SOLE		0	0	100
MORGAN STANLEY PVT 5percent25CD FDIC INS DUE 072825US	CERTIFICATE DEPOSIT	61768EXB4	171,582	171,000	SH		SOLE		0	0	171,000
DIMENSIONAL INTERN SMALLCAP VL ETF	UIT EXCHANGE TRADED	25434V781	166,665	6,464	SH		SOLE		0	0	6,464
VANGUARD US GROWTH ADMIRAL	EQUITY FUNDS	921910600	142,143	969	SH		SOLE		0	0	969
VANGUARD TOTAL STOCK MKT IDX ADM	EQUITY FUNDS	922908728	89,072	768	SH		SOLE		0	0	768
DIMENSIONAL EMERG CORE EQY MRKT ETF	UIT EXCHANGE TRADED	25434V302	42,690	1,771	SH		SOLE		0	0	1,771
SPLUNK INC	COMMON STOCK	848637104	1,524	10	SH		SOLE		0	0	10
CSX CORP	COMMON STOCK	126408103	20,421	589	SH		SOLE		0	0	589
BIOGEN INC	COMMON STOCK	09062X103	2,588	10	SH		SOLE		0	0	10
BLACKSTONE INC	COMMON STOCK	09260D107	1,386	11	SH		SOLE		0	0	11
VERIZON COMMUNICATN	COMMON STOCK	92343V104	43,166	1,145	SH		SOLE		0	0	1,145
DEVON ENERGY CORP	COMMON STOCK	25179M103	4,530	100	SH		SOLE		0	0	100
SPDR S&P 500 ETF	UIT EXCHANGE TRADED	78462F103	36,124	76	SH		SOLE		0	0	76
VANGUARD SHRT INF PROT SEC INDEX ETF	UIT EXCHANGE TRADED	922020805	7	0	SH		SOLE		0	0	0
T. ROWE PRICE NEW ASIA	NTF EQUITY FUNDS	77956H500	16,329	1,033	SH		SOLE		0	0	1,033
MERCK & CO. INC.	COMMON STOCK	58933Y105	1,635	15	SH		SOLE		0	0	15
VANGUARD INDUSTRIALS ETF	UIT EXCHANGE TRADED	92204A603	5,511	25	SH		SOLE		0	0	25
MORGAN STANLEY P 4.85percent24CD FDIC INS DUE 042624US	CERTIFICATE DEPOSIT	61768ESK0	239,560	240,000	SH		SOLE		0	0	240,000
KROGER CO	COMMON STOCK	501044101	39,549	865	SH		SOLE		0	0	865
GREEN THUMB INDS INC F	FOREIGN CANADIAN	39342L108	1,806	160	SH		SOLE		0	0	160
DOUBLELINE TOTAL RETURN BOND I	BOND FUNDS	258620103	3,789	429	SH		SOLE		0	0	429
AMERICAN FUNDS INVMT CO OF AMER A	LOAD EQUITY FUND	461308108	28,376	563	SH		SOLE		0	0	563
AMERICAN FUNDS CAPITAL WORLD GR&INC F1	NTF EQUITY FUNDS	140543406	57,689	962	SH		SOLE		0	0	962
NEXTERA ENERGY INC	COMMON STOCK	65339F101	102,986	1,696	SH		SOLE		0	0	1,696
DIMENSIONAL CORE FIXED INCOME ETF	UIT EXCHANGE TRADED	25434V872	257,054	6,063	SH		SOLE		0	0	6,063
AMERICAN FUNDS BOND FUND OF AMER F1	NTF BOND FUNDS	097873400	182,397	15,874	SH		SOLE		0	0	15,874
AMERICAN FUNDS AMERICAN BALANCED F1	NTF EQUITY FUNDS	024071409	29,399	920	SH		SOLE		0	0	920
ISHARES TIPS BOND ETF	UIT EXCHANGE TRADED	464287176	21,498	200	SH		SOLE		0	0	200
ROBINHOOD MKTS INC CLASS A	COMMON STOCK	770700102	86,849	6,817	SH		SOLE		0	0	6,817
ABBVIE INC	COMMON STOCK	00287Y109	19,507	126	SH		SOLE		0	0	126
ARCHERDANIELSMIDLN	COMMON STOCK	039483102	1,090	15	SH		SOLE		0	0	15
WELLTOWER INC REIT	REAL ESTATE INVESTME	95040Q104	18,446	205	SH		SOLE		0	0	205
COCA COLA CONSOLIDATED I	COMMON STOCK	191098102	37,136	40	SH		SOLE		0	0	40
INVESCO DYNAMIC CREDIT OPPTY AX	EQUITY FUNDS	46091B207	1,110	99	SH		SOLE		0	0	99
TRUIST FINL CORP	COMMON STOCK	89832Q109	10,866	294	SH		SOLE		0	0	294
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	431,641	7,240	SH		SOLE		0	0	7,240
ADOBE INC	COMMON STOCK	00724F101	2,386	4	SH		SOLE		0	0	4
VANGUARD BALANCED INDEX ADM	EQUITY FUNDS	921931200	67,978	1,525	SH		SOLE		0	0	1,525
VANGUARD DIVIDEND APPRECIATION ETF	UIT EXCHANGE TRADED	921908844	345,230	2,026	SH		SOLE		0	0	2,026
VANGUARD CA INTERMTERM TAXEXEMPT ADM	BOND FUNDS	922021407	101,679	8,857	SH		SOLE		0	0	8,857
TAIWAN SEMICONDUCTR FSPONSORED ADR 1 ADR REPS 5 ORD SHS	AMERICAN DEPOSITORY	874039100	21,216	204	SH		SOLE		0	0	204
CONOCOPHILLIPS	COMMON STOCK	20825C104	55,647	479	SH		SOLE		0	0	479
CF INDUSTRIES HLDG	COMMON STOCK	125269100	556	7	SH		SOLE		0	0	7
VANGUARD TOTAL WORLD STOCK ETF	UIT EXCHANGE TRADED	922042742	103,414	1,005	SH		SOLE		0	0	1,005
COCACOLA EUROPACIFIC F	FOREIGN ORDINARIES	G25839104	934	14	SH		SOLE		0	0	14
VERIZON COMMUNICATN	COMMON STOCK	92343V104	18,373	487	SH		SOLE		0	0	487
ROPER TECHNOLOGIES	COMMON STOCK	776696106	50,156	92	SH		SOLE		0	0	92
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	47,149	609	SH		SOLE		0	0	609
FRANKLIN MUTUAL U.S. MID CAP VALUE A	NTF EQUITY FUNDS	355148107	2,914	86	SH		SOLE		0	0	86
AMERICAN EXPRESS CO	COMMON STOCK	025816109	80,041	427	SH		SOLE		0	0	427
CHEVRON CORP	COMMON STOCK	166764100	308,870	2,071	SH		SOLE		0	0	2,071
AMERICAN EXPRESS CO	COMMON STOCK	025816109	29,135	156	SH		SOLE		0	0	156
COTTONWOOD COMMUNITIES INC CLASS I	REAL ESTATE INVESTME	221839707	22,120	1,528	SH		SOLE		0	0	1,528
TRAVELERS COMPANIES	COMMON STOCK	89417E109	7,048	37	SH		SOLE		0	0	37
GLBL X FND GLB X NSDQ 100 CVD ETF IV	UIT EXCHANGE TRADED	37954Y483	7,630	440	SH		SOLE		0	0	440
DIMENSIONAL SHRT DRT FXDINCM ETF	UIT EXCHANGE TRADED	25434V864	407,812	8,675	SH		SOLE		0	0	8,675
VANGUARD UTILITIES ETF	UIT EXCHANGE TRADED	92204A876	191,898	1,400	SH		SOLE		0	0	1,400
FIRST HORIZON BA 5.15percent24CD FDIC INS DUE 120224US	CERTIFICATE DEPOSIT	337158BB4	50,059	50,000	SH		SOLE		0	0	50,000
FIDELITY ADVISOR EMERGING ASIA A	NTF EQUITY FUNDS	315920413	14,757	381	SH		SOLE		0	0	381
FEDERATED HERMES GLBL TOTAL RET BOND IS	BOND FUNDS	31420G879	1,679	201	SH		SOLE		0	0	201
STAR JETS INTERNTNL I005	COMMON STOCK	855140109	105	10,000	SH		SOLE		0	0	10,000
WELLS FARGO BANK 4.95percent24CD FDIC INS DUE 042424US	CERTIFICATE DEPOSIT	949764BH6	239,638	240,000	SH		SOLE		0	0	240,000
BLACKROCK TECHNOLOGY OPPORTUNITIES INSTL	NTF EQUITY FUNDS	091929612	3,332	59	SH		SOLE		0	0	59
PHILLIPS 66	COMMON STOCK	718546104	47,117	354	SH		SOLE		0	0	354
MORGAN STANLEY P 4.85percent25CD FDIC INS DUE 051225US	CERTIFICATE DEPOSIT	61768ETE3	100,036	100,000	SH		SOLE		0	0	100,000
MICROSOFT CORP	COMMON STOCK	594918104	9,025	24	SH		SOLE		0	0	24
TESLA INC	COMMON STOCK	88160R101	745,440	3,000	SH		SOLE		0	0	3,000
FEDEX CORP	COMMON STOCK	31428X106	8,082	32	SH		SOLE		0	0	32
LAZARD US EQUITY CONCENTRATED INSTL	EQUITY FUNDS	52106N616	969	113	SH		SOLE		0	0	113
DOUBLELINE TOTAL RETURN BOND N	NTF BOND FUNDS	258620202	37,547	4,252	SH		SOLE		0	0	4,252
SCHWAB US SMALL CAP ETF	UIT EXCHANGE TRADED	808524607	608,070	12,872	SH		SOLE		0	0	12,872
CHARGEPOINT HOLDINGS INCCLASS A	COMMON STOCK	15961R105	351	150	SH		SOLE		0	0	150
MONDELEZ INTL CLASS A	COMMON STOCK	609207105	8,329	115	SH		SOLE		0	0	115
VANGUARD TOTAL STOCK MARKET ETF	UIT EXCHANGE TRADED	922908769	151,180	637	SH		SOLE		0	0	637
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	42,695	251	SH		SOLE		0	0	251
VANGUARD HIGHYIELD TAXEXEMPT ADM	BOND FUNDS	922907845	1,789,090	167,049	SH		SOLE		0	0	167,049
VANGUARD MID CAP INDEX ADMIRAL	EQUITY FUNDS	922908645	95,364	329	SH		SOLE		0	0	329
DIMENSIONAL 2040 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y477	198,440	13,573	SH		SOLE		0	0	13,573
CHANGING TECHNOLOGIE	COMMON STOCK	15911U109	0	1,000	SH		SOLE		0	0	1,000
CONSTELLATION BRAND CLASS A	COMMON STOCK	21036P108	239,369	990	SH		SOLE		0	0	990
RPM INTERNTNL	COMMON STOCK	749685103	67,718	607	SH		SOLE		0	0	607
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	1,340,724	46,862	SH		SOLE		0	0	46,862
BNY MELLON TECHNOLOGY GROWTH A	NTF EQUITY FUNDS	05587N588	20,207	395	SH		SOLE		0	0	395
DFA INTERMEDIATE GOVT FIXEDINCOME I	BOND FUNDS	233203876	184,134	16,664	SH		SOLE		0	0	16,664
ALPHABET INC. CLASS A	COMMON STOCK	02079K305	465,726	3,334	SH		SOLE		0	0	3,334
ISHARES US HEALTHCARE ETF	UIT EXCHANGE TRADED	464287762	44,981	157	SH		SOLE		0	0	157
PELOTON INTERACTIVE INC	COMMON STOCK	70614W100	609	100	SH		SOLE		0	0	100
VANGUARD 500 INDEX ADMIRAL	EQUITY FUNDS	922908710	70,020	159	SH		SOLE		0	0	159
CIRCA PIC & PROD CO	COMMON STOCK	17253V109	0	100	SH		SOLE		0	0	100
FIDELITY ADVISOR STRATEGIC INCOME A	NTF BOND FUNDS	315920850	5,502	490	SH		SOLE		0	0	490
TMOBILE US INC	COMMON STOCK	872590104	805	5	SH		SOLE		0	0	5
RTX CORP	COMMON STOCK	75513E101	25,850	307	SH		SOLE		0	0	307
AMERICAN FUNDS GROWTH FUND OF AMER F1	NTF EQUITY FUNDS	399874403	3,203	51	SH		SOLE		0	0	51
DIMENSIONAL WLD EX US CREQ 2 ETF	UIT EXCHANGE TRADED	25434V880	558,730	22,880	SH		SOLE		0	0	22,880
NOVONORDISK AS VORMAL FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	670100205	31,035	300	SH		SOLE		0	0	300
JOHNSON & JOHNSON	COMMON STOCK	478160104	59,715	381	SH		SOLE		0	0	381
PFIZER INC	COMMON STOCK	717081103	4,878	169	SH		SOLE		0	0	169
AMGEN INC.	COMMON STOCK	031162100	32,834	114	SH		SOLE		0	0	114
JANUS HENDERSON OVERSEAS I	NTF EQUITY FUNDS	47103C464	792	18	SH		SOLE		0	0	18
INNOVATIVE INDUSTRIAL PRREIT	REAL ESTATE INVESTME	45781V101	131	1	SH		SOLE		0	0	1
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	866,628	28,442	SH		SOLE		0	0	28,442
MICRON TECHNOLOGY	COMMON STOCK	595112103	42,319	496	SH		SOLE		0	0	496
ENERGY TRANSFER L P LP	LIMITED PARTNERSHP	29273V100	30,255	2,192	SH		SOLE		0	0	2,192
PUB SVC ENTERPISE GP	COMMON STOCK	744573106	68,243	1,116	SH		SOLE		0	0	1,116
CHARLES SCHWAB BA 5.1percent24CD FDIC INS DUE 051624US	CERTIFICATE DEPOSIT	15987UBN7	49,972	50,000	SH		SOLE		0	0	50,000
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	560,070	19,161	SH		SOLE		0	0	19,161
REDFIN CORP	COMMON STOCK	75737F108	83	8	SH		SOLE		0	0	8
DFA EMERGING MARKETS SMALL CAP I	EQUITY FUNDS	233203611	9,362	410	SH		SOLE		0	0	410
DODGE & COX INTERNATIONAL STOCK I	EQUITY FUNDS	256206103	19,346	394	SH		SOLE		0	0	394
VANGUARD SHORTTERM BONDETF	UIT EXCHANGE TRADED	921937827	20,333	264	SH		SOLE		0	0	264
FUBOTV INC	COMMON STOCK	35953D104	398	125	SH		SOLE		0	0	125
AES CORP	COMMON STOCK	00130H105	3,792	197	SH		SOLE		0	0	197
PINTEREST INC CLASS A	COMMON STOCK	72352L106	44,596	1,204	SH		SOLE		0	0	1,204
VIATRIS INC	COMMON STOCK	92556V106	10,255	947	SH		SOLE		0	0	947
VANGUARD SMALL CAP INDEX ADM	EQUITY FUNDS	922908686	14,169	137	SH		SOLE		0	0	137
HOME DEPOT INC	COMMON STOCK	437076102	43,782	126	SH		SOLE		0	0	126
RWE AG ORD FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	74975E303	684	15	SH		SOLE		0	0	15
INVESCO PREFERRED ETF	UIT EXCHANGE TRADED	46138E511	13,306	1,160	SH		SOLE		0	0	1,160
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	826,258	22,913	SH		SOLE		0	0	22,913
FIDELITY ADVISOR MID CAP II M	NTF EQUITY FUNDS	315807495	3,362	165	SH		SOLE		0	0	165
PIMCO COMMODITY REAL RET STRAT INSTL	EQUITY FUNDS	722005667	67,870	5,241	SH		SOLE		0	0	5,241
ISHARES CORE S&P 500 ETF	UIT EXCHANGE TRADED	464287200	165,511	347	SH		SOLE		0	0	347
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	38,305	1,257	SH		SOLE		0	0	1,257
SCHWAB TREASURY OBLIG MONEY INV	SCHWAB NONSWEEP MMF	808515621	81,328	81,328	SH		SOLE		0	0	81,328
CHARLES SCHWAB US MC ETF	UIT EXCHANGE TRADED	808524508	109,214	1,450	SH		SOLE		0	0	1,450
DIMENSIONAL EMERG CORE EQY MRKT ETF	UIT EXCHANGE TRADED	25434V302	3,479	144	SH		SOLE		0	0	144
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	140,815	3,589	SH		SOLE		0	0	3,589
OKTA INC CLASS A	COMMON STOCK	679295105	2,263	25	SH		SOLE		0	0	25
VANGUARD SMALL CAP GROWTH ETF	UIT EXCHANGE TRADED	922908595	68,694	284	SH		SOLE		0	0	284
AMERICAN FUNDS AMERICAN MUTUAL F1	NTF EQUITY FUNDS	027681402	6,941	137	SH		SOLE		0	0	137
DIMENSIONAL INTERN HIGH PROFIT ETF	UIT EXCHANGE TRADED	25434V765	45,078	1,757	SH		SOLE		0	0	1,757
US OIL XXXREGISTRATION REVOKED BY THE SEC EFF: 011614	COMMON STOCK	91232R109	0	2,800	SH		SOLE		0	0	2,800
VERIZON COMMUNICATN	COMMON STOCK	92343V104	2,714	72	SH		SOLE		0	0	72
T. ROWE PRICE BLUE CHIP GROWTH	NTF EQUITY FUNDS	77954Q106	21,473	144	SH		SOLE		0	0	144
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,745	18	SH		SOLE		0	0	18
3M CO	COMMON STOCK	88579Y101	10,932	100	SH		SOLE		0	0	100
FIRST HORIZON BA 5.15percent24CD FDIC INS DUE 120224US	CERTIFICATE DEPOSIT	337158BB4	290,344	290,000	SH		SOLE		0	0	290,000
US TREASUR NT 0.25percent0624UST NOTE DUE 061524	TREASURY	91282CCG4	50,846	52,000	SH		SOLE		0	0	52,000
INVESCO EQUITY AND INCOME A	NTF EQUITY FUNDS	00142J479	10,808	1,072	SH		SOLE		0	0	1,072
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	7,046	50	SH		SOLE		0	0	50
FMI LARGE CAP INVESTOR	NTF EQUITY FUNDS	302933205	9,093	609	SH		SOLE		0	0	609
SCHWAB TOTAL STOCK MARKET INDEX	SCHWAB MUTL FUNDS	808509756	135,074	1,668	SH		SOLE		0	0	1,668
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	12,181	204	SH		SOLE		0	0	204
SOUTHERN CO	COMMON STOCK	842587107	23,102	329	SH		SOLE		0	0	329
MORGAN STANLEY BA 5.5percent25CD FDIC INS DUE 041125US	CERTIFICATE DEPOSIT	61690DFE3	221,707	220,000	SH		SOLE		0	0	220,000
A T & T INC	COMMON STOCK	00206R102	6,225	371	SH		SOLE		0	0	371
BLACKROCK TECHNOLOGY OPPORTUNITIES INSTL	NTF EQUITY FUNDS	091929612	84,662	1,507	SH		SOLE		0	0	1,507
VANGUARD S&P 500 ETF	UIT EXCHANGE TRADED	922908363	48,878	112	SH		SOLE		0	0	112
PIMCO INCOME INSTL	BOND FUNDS	72201F490	4,775,426	449,664	SH		SOLE		0	0	449,664
US TREASURY BILL24U S T BILL DUE 022024	TREASURY BILLS	912797JE8	14,893	15,000	SH		SOLE		0	0	15,000
AGEX THERAPEUTICS INC	COMMON STOCK	00848H108	58	150	SH		SOLE		0	0	150
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	127,461	410	SH		SOLE		0	0	410
VANGUARD INTERMEDIATE TERM BOND ETF	UIT EXCHANGE TRADED	921937819	116,174	1,521	SH		SOLE		0	0	1,521
MORGAN STANLEY BA 4.6percent26CD FDIC INS DUE 050426US	CERTIFICATE DEPOSIT	61690U5J5	20,029	20,000	SH		SOLE		0	0	20,000
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	55,618	179	SH		SOLE		0	0	179
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	635,594	12,263	SH		SOLE		0	0	12,263
MORGAN STANLEY P 5.45percent24CD FDIC INS DUE 110724US	CERTIFICATE DEPOSIT	61768EE58	100,298	100,000	SH		SOLE		0	0	100,000
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	1,280,017	100,393	SH		SOLE		0	0	100,393
YUM BRANDS INC	COMMON STOCK	988498101	29,717	227	SH		SOLE		0	0	227
DIMENSIONAL 2055 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y444	2,494	146	SH		SOLE		0	0	146
ST CHARLES MO PW 3.25percent34COMB COPS DUE 120134OID XTRO	MUNI BONDS	78764YDA2	10,002	10,000	SH		SOLE		0	0	10,000
AMERICAN FUNDS NEW PERSPECTIVE F3	EQUITY FUNDS	648018778	165,134	2,954	SH		SOLE		0	0	2,954
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	16,669	1,088	SH		SOLE		0	0	1,088
ISHARES BLOCKCHAIN AND TECH ETF	UIT EXCHANGE TRADED	46436E361	8,085	277	SH		SOLE		0	0	277
COTERRA ENERGY INC	COMMON STOCK	127097103	14,024	550	SH		SOLE		0	0	550
OCCIDENTAL PETROL 27 WTSWARRANTS EXP 080327	WARRANTS	674599162	856	22	SH		SOLE		0	0	22
SCHWAB INTERNATIONAL EQUITY ETF	UIT EXCHANGE TRADED	808524805	569,184	15,400	SH		SOLE		0	0	15,400
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	2,260	68	SH		SOLE		0	0	68
STATE STREET CORP	COMMON STOCK	857477103	855	11	SH		SOLE		0	0	11
VANGUARD INFLATIONPROTECTED SECS ADM	BOND FUNDS	922031737	834	36	SH		SOLE		0	0	36
SNOWFLAKE INC CLASS A	COMMON STOCK	833445109	84,177	423	SH		SOLE		0	0	423
BRISTOLMYERS SQUIBB	COMMON STOCK	110122108	13,096	255	SH		SOLE		0	0	255
LUCID GROUP INC	COMMON STOCK	549498103	50,844	12,077	SH		SOLE		0	0	12,077
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	4,936,990	360,627	SH		SOLE		0	0	360,627
CMKM DIAMONDS INC XXXREGISTRATION REVOKED BY THE SEC EFF: 102805	COMMON STOCK	125809103	0	600,000	SH		SOLE		0	0	600,000
JPMORGAN CHASE & 5.1percent24CD FDIC INS DUE 040824US	CERTIFICATE DEPOSIT	46656MBK6	99,921	100,000	SH		SOLE		0	0	100,000
JPMORGAN CORE BOND I	BOND FUNDS	4812C0381	32,945	3,199	SH		SOLE		0	0	3,199
STEM INC	COMMON STOCK	85859N102	1,940	500	SH		SOLE		0	0	500
AMERICAN FUNDS AMERICAN BALANCED F1	NTF EQUITY FUNDS	024071409	43,772	1,370	SH		SOLE		0	0	1,370
DIMENSIONAL INFLTN PRTD SECRT ETF	UIT EXCHANGE TRADED	25434V856	75,169	1,821	SH		SOLE		0	0	1,821
US TREASUR NT 2.5percent0524UST NOTE DUE 053124	TREASURY	91282CER8	98,859	100,000	SH		SOLE		0	0	100,000
PFIZER INC	COMMON STOCK	717081103	1,508	52	SH		SOLE		0	0	52
FRANKLIN DYNATECH A	NTF EQUITY FUNDS	353496201	38,779	290	SH		SOLE		0	0	290
STARBUCKS CORP	COMMON STOCK	855244109	54,822	571	SH		SOLE		0	0	571
DIMENSIONAL US SMALL CAPVALU ETF	UIT EXCHANGE TRADED	25434V815	347,515	11,934	SH		SOLE		0	0	11,934
T. ROWE PRICE EMERGING MARKETS STOCK I	NTF EQUITY FUNDS	77956H484	6,421	185	SH		SOLE		0	0	185
DFA SHORTDURATION REAL RETURN INSTL	BOND FUNDS	25239Y576	1,589,808	154,952	SH		SOLE		0	0	154,952
CROWN HOLDINGS INC	COMMON STOCK	228368106	7,862	85	SH		SOLE		0	0	85
DFA US LARGE CAP EQUITY INSTITUTIONAL	EQUITY FUNDS	23320G240	297,919	11,315	SH		SOLE		0	0	11,315
SCHWAB TARGET 2060 INDEX	SCHWAB MUTL FUNDS	80850L742	4,425	262	SH		SOLE		0	0	262
COTERRA ENERGY INC	COMMON STOCK	127097103	5,104	200	SH		SOLE		0	0	200
GENERAL MOTORS CO	COMMON STOCK	37045V100	328	9	SH		SOLE		0	0	9
THERAPEUTIC SOLUTION	COMMON STOCK	883378101	3	3,000	SH		SOLE		0	0	3,000
VANGUARD REAL ESTATE INDEX ADMIRAL	EQUITY FUNDS	921908877	14,843	117	SH		SOLE		0	0	117
AMERICAN FUNDS CAPITAL INCOME BLDR A	LOAD EQUITY FUND	140193103	10,365	157	SH		SOLE		0	0	157
M&T BANK CORP 5percent24CD FDIC INS DUE 012924US	CERTIFICATE DEPOSIT	564759SH2	45,984	46,000	SH		SOLE		0	0	46,000
MORGAN STANLEY BA 5.5percent25CD FDIC INS DUE 050825US	CERTIFICATE DEPOSIT	61690DGQ5	50,438	50,000	SH		SOLE		0	0	50,000
US TREASURY BILL24U S T BILL DUE 071124	TREASURY BILLS	912797GB7	97,490	100,000	SH		SOLE		0	0	100,000
BOULDER CNTY CO 3.125percent31FAC COPS DUE 101531OID XTRO	MUNI BONDS	10146LBY2	10,002	10,000	SH		SOLE		0	0	10,000
UBS AG LONDON BRAN 0percentPFD DUE 020725SUBJ TO XTRO REDEMPTION	PREFERRED DEBT	90290V192	4,995	500	SH		SOLE		0	0	500
AMERICAN FUNDS AMCAP F1	NTF EQUITY FUNDS	023375405	65,523	1,739	SH		SOLE		0	0	1,739
VIATRIS INC	COMMON STOCK	92556V106	220	20	SH		SOLE		0	0	20
WELLS FARGO BANK, N 5percent25CD FDIC INS DUE 061925US	CERTIFICATE DEPOSIT	949764JW5	100,370	100,000	SH		SOLE		0	0	100,000
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	73,284	520	SH		SOLE		0	0	520
LINDE PLC F	FOREIGN ORDINARIES	G54950103	34,910	85	SH		SOLE		0	0	85
AMERICAN FUNDS AMCAP F2	NTF EQUITY FUNDS	023375827	2,166	56	SH		SOLE		0	0	56
DIMENSIONAL US SMALL CAPVALU ETF	UIT EXCHANGE TRADED	25434V815	2,041,456	70,105	SH		SOLE		0	0	70,105
ALPHABET INC. CLASS A	COMMON STOCK	02079K305	18,160	130	SH		SOLE		0	0	130
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	16,720,431	53,784	SH		SOLE		0	0	53,784
DIMENSIONAL WLD EX US CREQ 2 ETF	UIT EXCHANGE TRADED	25434V880	977	40	SH		SOLE		0	0	40
DIMENSIONAL CORE FIXED INCOME ETF	UIT EXCHANGE TRADED	25434V872	214,426	5,057	SH		SOLE		0	0	5,057
CONOCOPHILLIPS	COMMON STOCK	20825C104	55,828	481	SH		SOLE		0	0	481
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	51,371	862	SH		SOLE		0	0	862
FIDELITY ADVISOR STRATEGIC INCOME M	NTF BOND FUNDS	315920504	4,933	439	SH		SOLE		0	0	439
VIATRIS INC	COMMON STOCK	92556V106	401	37	SH		SOLE		0	0	37
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	215,108	14,041	SH		SOLE		0	0	14,041
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	56,122	737	SH		SOLE		0	0	737
DFA INTL HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G141	1,247,561	97,848	SH		SOLE		0	0	97,848
INVSC INTL DVDND ACHVRS ETF	UIT EXCHANGE TRADED	46137V548	1,442	78	SH		SOLE		0	0	78
W E C ENERGY GROUP INC	COMMON STOCK	92939U106	17,423	207	SH		SOLE		0	0	207
INVSC SP 500 EQL WGHT CNSMR STPL ETF	UIT EXCHANGE TRADED	46137V373	4,553	145	SH		SOLE		0	0	145
GOPRO INC CLASS A	COMMON STOCK	38268T103	35	10	SH		SOLE		0	0	10
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	10,908	797	SH		SOLE		0	0	797
VANGUARD FTSE EMERGING MARKETS ETF	UIT EXCHANGE TRADED	922042858	1,028	25	SH		SOLE		0	0	25
AQR LONGSHORT EQUITY N	NTF EQUITY FUNDS	00203H438	9,977	776	SH		SOLE		0	0	776
CHARLES SCHWAB US MC ETF	UIT EXCHANGE TRADED	808524508	32,955	438	SH		SOLE		0	0	438
WELLS FARGO & CO	COMMON STOCK	949746101	6,949	141	SH		SOLE		0	0	141
TILRAY BRANDS INC	COMMON STOCK	88688T100	115	50	SH		SOLE		0	0	50
CIRCA PIC & PROD CO INTLRESTRICTED SHARES	COMMON STOCK	172992075	0	3	SH		SOLE		0	0	3
COINBASE GLOBAL INC CLASS A	COMMON STOCK	19260Q107	166,963	960	SH		SOLE		0	0	960
VANGUARD SHRT INF PROT SEC INDEX ETF	UIT EXCHANGE TRADED	922020805	2,708	57	SH		SOLE		0	0	57
DFA SELECTIVE STATE MUNICIPAL BOND INSTL	BOND FUNDS	25239Y345	50,096	5,296	SH		SOLE		0	0	5,296
SANUWAVE HEALTH INC	COMMON STOCK	80303D107	6,500	500,000	SH		SOLE		0	0	500,000
W E C ENERGY GROUP INC	COMMON STOCK	92939U106	32,824	390	SH		SOLE		0	0	390
DFA SHORTTERM GOVERNMENT I	BOND FUNDS	233203405	9,922	1,002	SH		SOLE		0	0	1,002
VANGUARD RUSSELL 2000 ETF IV	UIT EXCHANGE TRADED	92206C664	4,542	56	SH		SOLE		0	0	56
AMERICAN CENTURY ULTRA INV	NTF EQUITY FUNDS	025083882	51,772	695	SH		SOLE		0	0	695
INVSC QQQ TRUST SRS 1 ETF IV	UIT EXCHANGE TRADED	46090E103	158,894	388	SH		SOLE		0	0	388
MOLSON COORS BEVERAGE CLCLASS B	COMMON STOCK	60871R209	6,362	104	SH		SOLE		0	0	104
SNOWFLAKE INC CLASS A	COMMON STOCK	833445109	1,990	10	SH		SOLE		0	0	10
DIMENSIONL GLOBAL REAL ESTATE ETF	UIT EXCHANGE TRADED	25434V658	520	20	SH		SOLE		0	0	20
BLACKROCK STRATEGIC INCOME OPPS INSTL	NTF BOND FUNDS	09260B382	9,420	999	SH		SOLE		0	0	999
ISHARES CORE MSCI TOTL INTL STCK ETF	UIT EXCHANGE TRADED	46432F834	508,804	7,836	SH		SOLE		0	0	7,836
DFA EMERGING MARKETS CORE EQUITY I	EQUITY FUNDS	233203421	257,046	11,470	SH		SOLE		0	0	11,470
VANGUARD GROWTH INDEX ADMIRAL	EQUITY FUNDS	922908660	90,323	565	SH		SOLE		0	0	565
SCHWAB VALUE ADVANTAGE MONEY ULTRA	SCHWAB NONSWEEP MMF	808515696	1,120,300	1,120,300	SH		SOLE		0	0	1,120,300
T ROWE PRICE DIVIDEND GROWTH ETF	UIT EXCHANGE TRADED	87283Q404	18,693	530	SH		SOLE		0	0	530
ISHARES S&P GSCI COMMODITY INDEXED T	UIT EXCHANGE TRADED	46428R107	28,365	1,414	SH		SOLE		0	0	1,414
QUANTUMSCAPE CORP CLASS A	COMMON STOCK	74767V109	2,780	400	SH		SOLE		0	0	400
MARATHON PETE CORP	COMMON STOCK	56585A102	4,020	27	SH		SOLE		0	0	27
US TREASU NT 0.375percent0824UST NOTE DUE 081524	TREASURY	91282CCT6	165,086	170,000	SH		SOLE		0	0	170,000
DIMENSIONAL WLD EX US CREQ 2 ETF	UIT EXCHANGE TRADED	25434V880	1,724,788	70,630	SH		SOLE		0	0	70,630
DFA US SMALL CAP VALUE I	EQUITY FUNDS	233203819	14,539	324	SH		SOLE		0	0	324
SCHWAB US LARGE CAP ETF	UIT EXCHANGE TRADED	808524201	38,321	679	SH		SOLE		0	0	679
JONES LANG LASALLE	COMMON STOCK	48020Q107	37,774	200	SH		SOLE		0	0	200
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	5,000	164	SH		SOLE		0	0	164
VISA INC CLASS A	COMMON STOCK	92826C839	18,762	72	SH		SOLE		0	0	72
DELTA AIR LINES INC DEL	COMMON STOCK	247361702	6,034	150	SH		SOLE		0	0	150
VANGUARD SHORTTERM FEDERAL INV	BOND FUNDS	922031604	6,030	598	SH		SOLE		0	0	598
SOFI TECHNOLOGIES INC	COMMON STOCK	83406F102	4,975	500	SH		SOLE		0	0	500
US TREASU NT 1.875percent0824UST NOTE DUE 083124	TREASURY	9128282U3	201,687	206,000	SH		SOLE		0	0	206,000
NIKE INC CLASS B	COMMON STOCK	654106103	6,623	61	SH		SOLE		0	0	61
CHARLES SCHWAB US REIT ETF	UIT EXCHANGE TRADED	808524847	21	1	SH		SOLE		0	0	1
CHARLES SCHWAB BA 5.5percent24CD FDIC INS DUE 110124US	CERTIFICATE DEPOSIT	15987UCD8	150,483	150,000	SH		SOLE		0	0	150,000
FMI INTERNATIONAL INVESTOR	NTF EQUITY FUNDS	302933304	6,054	179	SH		SOLE		0	0	179
DIMENSIONAL CORE FIXED INCOME ETF	UIT EXCHANGE TRADED	25434V872	22,302	526	SH		SOLE		0	0	526
T ROWE PRICE DIVIDEND GROWTH ETF	UIT EXCHANGE TRADED	87283Q404	39,855	1,130	SH		SOLE		0	0	1,130
BAYER AG FSPONSORED ADR 1 ADR REP 0.25 ORD SHS	AMERICAN DEPOSITORY	072730302	923	100	SH		SOLE		0	0	100
SCHWAB TARGET 2050 INDEX	SCHWAB MUTL FUNDS	80850L783	23,921	1,445	SH		SOLE		0	0	1,445
VANGUARD ULTRASHORTTERM BOND ADMIRAL	BOND FUNDS	922031711	260,295	13,047	SH		SOLE		0	0	13,047
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	175,214	4,859	SH		SOLE		0	0	4,859
ISHARES SILVER TRUST ETF	UIT EXCHANGE TRADED	46428Q109	11,064	508	SH		SOLE		0	0	508
ISHARES MSCI GLO GOLD MINERS ETF IV	UIT EXCHANGE TRADED	46434G855	37,830	1,539	SH		SOLE		0	0	1,539
METATRON INC NEW RESTRICTED SHARES	COMMON STOCK	59141K994	0	1	SH		SOLE		0	0	1
CHEVRON CORP	COMMON STOCK	166764100	15,811	106	SH		SOLE		0	0	106
DFA US SMALL CAP I	EQUITY FUNDS	233203843	195,416	4,405	SH		SOLE		0	0	4,405
SCHWAB TARGET 2050	SCHWAB MUTL FUNDS	808509186	8,271	541	SH		SOLE		0	0	541
ANALOG DEVICES INC	COMMON STOCK	032654105	39,116	197	SH		SOLE		0	0	197
FRANKLIN US GOVERNMENT SECS A	NTF BOND FUNDS	353496482	6,550	1,274	SH		SOLE		0	0	1,274
DIGITAL WORLD ACQUISITIOCLASS A	COMMON STOCK	25400Q105	350	20	SH		SOLE		0	0	20
VANGUARD DIVIDEND GROWTH FUND INV	EQUITY FUNDS	921908604	49,571	1,332	SH		SOLE		0	0	1,332
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	35,473	252	SH		SOLE		0	0	252
DFA US HI RELATV PROFITABILITY INSTL	EQUITY FUNDS	23320G133	2,330,570	113,299	SH		SOLE		0	0	113,299
ORACLE CORP	COMMON STOCK	68389X105	30,680	291	SH		SOLE		0	0	291
FLEX LTD FTRADES WITH DUE BILLS	FOREIGN ORDINARIES	Y2573F102	2,132	70	SH		SOLE		0	0	70
FIDELITY ADVISOR STRATEGIC INCOME A	NTF BOND FUNDS	315920850	235,020	20,909	SH		SOLE		0	0	20,909
ISHARES CORE US AGGREGATE BOND ETF	UIT EXCHANGE TRADED	464287226	70,109	706	SH		SOLE		0	0	706
DIMENSIONAL 2065 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y329	336,109	26,075	SH		SOLE		0	0	26,075
ISHARES GLOBAL UTILITIESETF	UIT EXCHANGE TRADED	464288711	142,529	2,438	SH		SOLE		0	0	2,438
CITIBANK, N.A. 5.35percent24CD FDIC INS DUE 060524US	CERTIFICATE DEPOSIT	17312Q4G1	25,013	25,000	SH		SOLE		0	0	25,000
VANGUARD S&P 500 ETF	UIT EXCHANGE TRADED	922908363	157,047	360	SH		SOLE		0	0	360
WALMART INC	COMMON STOCK	931142103	391,760	2,485	SH		SOLE		0	0	2,485
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	96,189	6,279	SH		SOLE		0	0	6,279
DFA US LARGE CAP VALUE III	EQUITY FUNDS	25434D807	100,623	3,518	SH		SOLE		0	0	3,518
INVESCO S & P MIDCAP MOMENTUM ETF	UIT EXCHANGE TRADED	46137V464	7,454	83	SH		SOLE		0	0	83
BNY MELLON LARGE CAP SECURITIES INC	NTF EQUITY FUNDS	05588K104	3,313	203	SH		SOLE		0	0	203
SIMON PPTY GROUP REIT	REAL ESTATE INVESTME	828806109	3,472	24	SH		SOLE		0	0	24
AMAZON.COM INC	COMMON STOCK	023135106	1,292,402	8,506	SH		SOLE		0	0	8,506
DFA EMERGING MARKETS I	EQUITY FUNDS	233203785	242,656	8,814	SH		SOLE		0	0	8,814
EDWARDS LIFESCIENCES	COMMON STOCK	28176E108	14,640	192	SH		SOLE		0	0	192
VANGUARD CORE BOND ADMIRAL	BOND FUNDS	922020839	2,365	130	SH		SOLE		0	0	130
US TREASURY BILL24U S T BILL DUE 030724	TREASURY BILLS	912797GQ4	410,109	414,000	SH		SOLE		0	0	414,000
ALTRIA GROUP INC	COMMON STOCK	02209S103	4,212	104	SH		SOLE		0	0	104
SALESFORCE INC	COMMON STOCK	79466L302	20,525	78	SH		SOLE		0	0	78
CITIZENS BK NA PROV 5percent24CD FDIC INS DUE 042524US	CERTIFICATE DEPOSIT	75524KQR8	98,865	99,000	SH		SOLE		0	0	99,000
ISHARES CORE MSCI TOTL INTL STCK ETF	UIT EXCHANGE TRADED	46432F834	10,305	159	SH		SOLE		0	0	159
VANGUARD LIFESTRATEGY GROWTH INV	EQUITY FUNDS	921909503	16,192	390	SH		SOLE		0	0	390
COMCAST CORP CLASS A	COMMON STOCK	20030N101	17,452	398	SH		SOLE		0	0	398
ENOVIX CORP	COMMON STOCK	293594107	21,885	1,748	SH		SOLE		0	0	1,748
EATON VANCE OH MUNICIPAL INCOME A	NTF BOND FUNDS	27826L462	87,327	10,334	SH		SOLE		0	0	10,334
US TREASUR NT 2.25percent0324UST NOTE DUE 033124	TREASURY	91282CEG2	38,708	39,000	SH		SOLE		0	0	39,000
DIMENSIONAL CALIFRNA MNCL BD ETF	UIT EXCHANGE TRADED	25434V633	101,053	1,992	SH		SOLE		0	0	1,992
PANDORA AS FUNSPONSORED ADR 1 ADR REP 0.25 ORD SHS	AMERICAN DEPOSITORY	698341203	622	18	SH		SOLE		0	0	18
TILRAY BRANDS INC	COMMON STOCK	88688T100	690	300	SH		SOLE		0	0	300
ASML HOLDING N V FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	N07059210	7,569	10	SH		SOLE		0	0	10
BLACKSTONE INC	COMMON STOCK	09260D107	26,184	200	SH		SOLE		0	0	200
W E C ENERGY GROUP INC	COMMON STOCK	92939U106	20,765	247	SH		SOLE		0	0	247
DUPONT DE NEMOURS INC IA	COMMON STOCK	26614N102	14,309	186	SH		SOLE		0	0	186
DODGE & COX INCOME I	BOND FUNDS	256210105	2,823,301	223,716	SH		SOLE		0	0	223,716
U S BANCORP	COMMON STOCK	902973304	16,446	380	SH		SOLE		0	0	380
BARCLAYS BANK DELAW 5percent25CD FDIC INS DUE 060625US	CERTIFICATE DEPOSIT	06740KRQ2	49,315	50,000	SH		SOLE		0	0	50,000
MARKEL GROUP INC	COMMON STOCK	570535104	21,298	15	SH		SOLE		0	0	15
ISHARES CORE MSCI TOTL INTL STCK ETF	UIT EXCHANGE TRADED	46432F834	965,390	14,868	SH		SOLE		0	0	14,868
GENERAL ELECTRIC CO	COMMON STOCK	369604301	57,314	449	SH		SOLE		0	0	449
ORGANON & CO	COMMON STOCK	68622V106	29	2	SH		SOLE		0	0	2
CME GROUP INC CLASS A	COMMON STOCK	12572Q105	5,686	27	SH		SOLE		0	0	27
ADOBE INC	COMMON STOCK	00724F101	72,189	121	SH		SOLE		0	0	121
BERKSHIRE HATHAWAY CLASS B	COMMON STOCK	084670702	142,664	400	SH		SOLE		0	0	400
INTEL CORP	COMMON STOCK	458140100	14,623	291	SH		SOLE		0	0	291
TELADOC INC	COMMON STOCK	87918A105	65	3	SH		SOLE		0	0	3
DIMENSIONAL WORLD EQUITYETF	UIT EXCHANGE TRADED	25434V617	2,463,638	44,871	SH		SOLE		0	0	44,871
FAIRHOLME	EQUITY FUNDS	304871106	5,605	155	SH		SOLE		0	0	155
DIMENSIONAL US SUS CORE 1 ETF	UIT EXCHANGE TRADED	25434V716	3,961,061	127,243	SH		SOLE		0	0	127,243
TRAVELERS COMPANIES	COMMON STOCK	89417E109	22,859	120	SH		SOLE		0	0	120
META PLATFORMS INC CLASS A	COMMON STOCK	30303M102	38,936	110	SH		SOLE		0	0	110
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	300,403	8,331	SH		SOLE		0	0	8,331
GENERAL ELECTRIC CO	COMMON STOCK	369604301	1,343	11	SH		SOLE		0	0	11
RTX CORP	COMMON STOCK	75513E101	9,844	117	SH		SOLE		0	0	117
DFA EMERGING MARKETS SMALL CAP I	EQUITY FUNDS	233203611	67,720	2,968	SH		SOLE		0	0	2,968
US TREASUR NT 1.75percent0624UST NOTE DUE 063024	TREASURY	9128286Z8	52,106	53,000	SH		SOLE		0	0	53,000
APPLE INC	COMMON STOCK	037833100	246,099	1,278	SH		SOLE		0	0	1,278
DFA EMERGING MARKETS CORE EQUITY I	EQUITY FUNDS	233203421	60,897	2,717	SH		SOLE		0	0	2,717
DIMENSNL ULTRASHRT FIXEDINCM ETF	UIT EXCHANGE TRADED	25434V591	2,661,828	52,898	SH		SOLE		0	0	52,898
PGIM HIGH YIELD Z	NTF BOND FUNDS	74440Y801	770	162	SH		SOLE		0	0	162
DATADOG INC CLASS A	COMMON STOCK	23804L103	2,185	18	SH		SOLE		0	0	18
DFA WORLD CORE EQUITY INSTITUTIONAL	EQUITY FUNDS	25239Y105	315,969	14,527	SH		SOLE		0	0	14,527
WELLS FARGO BANK 5.15percent24CD FDIC INS DUE 121824US	CERTIFICATE DEPOSIT	949764JT2	100,145	100,000	SH		SOLE		0	0	100,000
BOEING CO	COMMON STOCK	097023105	26,066	100	SH		SOLE		0	0	100
KROGER CO	COMMON STOCK	501044101	27,042	592	SH		SOLE		0	0	592
DOW INC	COMMON STOCK	260557103	10,200	186	SH		SOLE		0	0	186
WALGREENS BOOTS ALLI	COMMON STOCK	931427108	87,345	3,345	SH		SOLE		0	0	3,345
VANGUARD SHORT TERM TREASURY ETF	UIT EXCHANGE TRADED	92206C102	583,460	10,003	SH		SOLE		0	0	10,003
VANGUARD ULTRA SHORT BOND ETF	UIT EXCHANGE TRADED	92203C303	2,169,682	43,885	SH		SOLE		0	0	43,885
COSTCO WHOLESALE CO	COMMON STOCK	22160K105	66,008	100	SH		SOLE		0	0	100
PALO ALTO NETWORKS	COMMON STOCK	697435105	9,141	31	SH		SOLE		0	0	31
NEXTERA ENERGY INC	COMMON STOCK	65339F101	79,851	1,315	SH		SOLE		0	0	1,315
DFA US LARGE COMPANY I	EQUITY FUNDS	25434D823	70,666	2,235	SH		SOLE		0	0	2,235
MORGAN STANLEY BANK 5percent25CD FDIC INS DUE 080425US	CERTIFICATE DEPOSIT	61690DCB2	36,127	36,000	SH		SOLE		0	0	36,000
FT NAS CL ED ETF DV	UIT EXCHANGE TRADED	33733E500	3,121	74	SH		SOLE		0	0	74
VANGUARD WELLESLEY INCOME INV	EQUITY FUNDS	921938106	124,503	4,990	SH		SOLE		0	0	4,990
AMERICAN FUNDS GROWTH FUND OF AMER F1	NTF EQUITY FUNDS	399874403	61,446	981	SH		SOLE		0	0	981
SCHWAB GOVERNMENT MONEY INV	SCHWAB NONSWEEP MMF	808515613	244,221	244,221	SH		SOLE		0	0	244,221
DIMENSIONAL INTERNATIONAL VAL ETF	UIT EXCHANGE TRADED	25434V807	3,436	100	SH		SOLE		0	0	100
ISHARES CORE US AGGREGATE BOND ETF	UIT EXCHANGE TRADED	464287226	377,446	3,803	SH		SOLE		0	0	3,803
NIKE INC CLASS B	COMMON STOCK	654106103	76,542	705	SH		SOLE		0	0	705
WISDOMTREE INTERNATIONALEQY ETF	UIT EXCHANGE TRADED	97717W703	6,564	125	SH		SOLE		0	0	125
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	97,761	1,886	SH		SOLE		0	0	1,886
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	1,265,267	38,053	SH		SOLE		0	0	38,053
DIMENSIONAL SHRT DRT FXDINCM ETF	UIT EXCHANGE TRADED	25434V864	54,042	1,150	SH		SOLE		0	0	1,150
PROSHARES ULTRA SILVER ETF	UIT EXCHANGE TRADED	74347W353	0	0	SH		SOLE		0	0	0
BMO BANK NTNL ASS 4.9percent25CD FDIC INS DUE 062325US	CERTIFICATE DEPOSIT	05600XRW2	50,083	50,000	SH		SOLE		0	0	50,000
PAYPAL HOLDINGS INCORPOR	COMMON STOCK	70450Y103	18,423	300	SH		SOLE		0	0	300
SOUTHWEST AIRLINES	COMMON STOCK	844741108	2,888	100	SH		SOLE		0	0	100
ILLUMINA INC	COMMON STOCK	452327109	4,177	30	SH		SOLE		0	0	30
INVESCO AEROSPACE & DEFENSE ETF	UIT EXCHANGE TRADED	46137V100	72,806	790	SH		SOLE		0	0	790
INVESCO PREFERRED ETF	UIT EXCHANGE TRADED	46138E511	8,316	725	SH		SOLE		0	0	725
AMERICAN WATER WORKS	COMMON STOCK	030420103	20,644	156	SH		SOLE		0	0	156
PEPSICO INC	COMMON STOCK	713448108	18,040	106	SH		SOLE		0	0	106
SCHWAB US BROAD MARKET ETF	UIT EXCHANGE TRADED	808524102	19,645	353	SH		SOLE		0	0	353
CORTEVA INC	COMMON STOCK	22052L104	8,146	170	SH		SOLE		0	0	170
DIMENSIONAL 2060 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y436	20,481	1,194	SH		SOLE		0	0	1,194
KR1 PLC ORDF	UNLSTD FOREIGN ORDRY	G5320M106	1,629	1,390	SH		SOLE		0	0	1,390
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	163,823	5,045	SH		SOLE		0	0	5,045
BAXTER INTERNTNL	COMMON STOCK	071813109	8,628	223	SH		SOLE		0	0	223
RIVIAN AUTOMOTIVE INC CLASS A	COMMON STOCK	76954A103	1,056	45	SH		SOLE		0	0	45
VANGUARD SHRT INF PROT SEC INDEX ETF	UIT EXCHANGE TRADED	922020805	25,597	539	SH		SOLE		0	0	539
LIBERTY BROADBAND CO CLASS C	COMMON STOCK	530307305	1,612	20	SH		SOLE		0	0	20
VANGUARD TOTAL WORLD STOCK ETF	UIT EXCHANGE TRADED	922042742	54,980	534	SH		SOLE		0	0	534
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	11,521	294	SH		SOLE		0	0	294
US TREASURY BILL24U S T BILL DUE 020124	TREASURY BILLS	912797GE1	31,859	32,000	SH		SOLE		0	0	32,000
CISCO SYSTEMS INC	COMMON STOCK	17275R102	12,125	240	SH		SOLE		0	0	240
CIM REAL ESTATE FINANCE TRUST INC	REAL ESTATE INVESTME	12558Q103	36,386	5,766	SH		SOLE		0	0	5,766
TCW STRATEGIC INCOME CF	CLOSED END MUTL FUND	872340104	2,662	580	SH		SOLE		0	0	580
NEXTERA ENERGY INC	COMMON STOCK	65339F101	27,940	460	SH		SOLE		0	0	460
VANGUARD HIGHYIELD TAXEXEMPT ADM	BOND FUNDS	922907845	102,392	9,560	SH		SOLE		0	0	9,560
KRANESHARES CSI CHINA INTERNET ETF	UIT EXCHANGE TRADED	500767306	2,700	100	SH		SOLE		0	0	100
KINDER MORGAN INC	COMMON STOCK	49456B101	1,464	83	SH		SOLE		0	0	83
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	80,942	1,817	SH		SOLE		0	0	1,817
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	6,328,291	630,308	SH		SOLE		0	0	630,308
PNC BANK, NTNL A 5.25percent24CD FDIC INS DUE 062824US	CERTIFICATE DEPOSIT	69355NCX1	49,984	50,000	SH		SOLE		0	0	50,000
FIRST EAGLE GLOBAL A	NTF EQUITY FUNDS	32008F507	18,715	297	SH		SOLE		0	0	297
US TREASURY BILL24U S T BILL DUE 022224	TREASURY BILLS	912796Z28	39,700	40,000	SH		SOLE		0	0	40,000
SOUNDHOUND AI INC CLASS A	COMMON STOCK	836100107	7,420	3,500	SH		SOLE		0	0	3,500
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	7,754	385	SH		SOLE		0	0	385
VANGUARD TOTAL STOCK MKT IDX ADM	EQUITY FUNDS	922908728	289,088	2,493	SH		SOLE		0	0	2,493
PIMCO DYNAMIC BOND A	NTF BOND FUNDS	72201M479	265,808	27,207	SH		SOLE		0	0	27,207
A T & T INC	COMMON STOCK	00206R102	42,568	2,537	SH		SOLE		0	0	2,537
BOEING CO	COMMON STOCK	097023105	26,066	100	SH		SOLE		0	0	100
VANGUARD WELLESLEY INCOME ADMIRAL	EQUITY FUNDS	921938205	4,564,963	75,541	SH		SOLE		0	0	75,541
WELLS FARGO & CO	COMMON STOCK	949746101	14,766	300	SH		SOLE		0	0	300
PRUDENTIAL FINL	COMMON STOCK	744320102	20,016	193	SH		SOLE		0	0	193
VANGUARD SMALL CAP ETF IV	UIT EXCHANGE TRADED	922908751	463,333	2,172	SH		SOLE		0	0	2,172
ENERGY SELECT SECTOR SPDR ETF	UIT EXCHANGE TRADED	81369Y506	16,768	200	SH		SOLE		0	0	200
VANGUARD BALANCED INDEX ADM	EQUITY FUNDS	921931200	4,767,599	106,945	SH		SOLE		0	0	106,945
VANGUARD FTSE EMERGING MARKETS ETF	UIT EXCHANGE TRADED	922042858	5,220	127	SH		SOLE		0	0	127
DIMENSIONAL 2060 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y436	19,327	1,127	SH		SOLE		0	0	1,127
US TREASURY BILL24U S T BILL DUE 011624	TREASURY BILLS	912797HZ3	299,387	300,000	SH		SOLE		0	0	300,000
HUMANA INC	COMMON STOCK	444859102	2,891	6	SH		SOLE		0	0	6
WALT DISNEY CO	COMMON STOCK	254687106	14,238	158	SH		SOLE		0	0	158
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	32,049	2,959	SH		SOLE		0	0	2,959
DUPONT DE NEMOURS INC IA	COMMON STOCK	26614N102	308	4	SH		SOLE		0	0	4
PLANET LABS PBC CLASS A	COMMON STOCK	72703X106	1,050	425	SH		SOLE		0	0	425
MFS UTILITIES A	NTF EQUITY FUNDS	552986309	5,014	240	SH		SOLE		0	0	240
FIDELITY BALANCED	EQUITY FUNDS	316345206	1,549	58	SH		SOLE		0	0	58
MORGAN STANLEY PV 4.9percent25CD FDIC INS DUE 061625US	CERTIFICATE DEPOSIT	61768EVE0	50,077	50,000	SH		SOLE		0	0	50,000
DFA GLOBAL SUSTAINABILITY FIXED INC INS	BOND FUNDS	25239Y360	47,319	4,976	SH		SOLE		0	0	4,976
ISHARES SHORT TREASURY BOND ETF	UIT EXCHANGE TRADED	464288679	40,722	370	SH		SOLE		0	0	370
BP PLC FSPONSORED ADR 1 ADR REPS 6 ORD SHS	AMERICAN DEPOSITORY	055622104	14,656	414	SH		SOLE		0	0	414
ISHARES IBOXX HIGH YIELDBOND ETF	UIT EXCHANGE TRADED	464288513	29,143	377	SH		SOLE		0	0	377
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	5,614	18	SH		SOLE		0	0	18
VISTEON CORP	COMMON STOCK	92839U206	624	5	SH		SOLE		0	0	5
A T & T INC	COMMON STOCK	00206R102	53,109	3,165	SH		SOLE		0	0	3,165
DFA US SOCIAL CORE EQUITY 2 PORTFOLIO	EQUITY FUNDS	233203298	3,284	138	SH		SOLE		0	0	138
DFA US TARGETED VALUE I	EQUITY FUNDS	233203595	188,663	5,916	SH		SOLE		0	0	5,916
MFS INTERNATIONAL NEW DISCOVERY A	NTF EQUITY FUNDS	552981888	2,452	80	SH		SOLE		0	0	80
PROFRAC HLDG CORP CLASS A	COMMON STOCK	74319N100	924	109	SH		SOLE		0	0	109
TEXAS INSTRUMENTS	COMMON STOCK	882508104	102,276	600	SH		SOLE		0	0	600
US TREASUR NT 2.5percent0524UST NOTE DUE 053124	TREASURY	91282CER8	32,624	33,000	SH		SOLE		0	0	33,000
MI HOMES INC	COMMON STOCK	55305B101	6,061	44	SH		SOLE		0	0	44
GENERAL MILLS INC	COMMON STOCK	370334104	3,257	50	SH		SOLE		0	0	50
PUBLIC STORAGE REIT	REAL ESTATE INVESTME	74460D109	32,338	106	SH		SOLE		0	0	106
DFA US SMALL CAP GROWTH INSTL	EQUITY FUNDS	23320G273	129,658	5,099	SH		SOLE		0	0	5,099
CLOUDFLARE INC CLASS A	COMMON STOCK	18915M107	2,498	30	SH		SOLE		0	0	30
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	323,817	6,248	SH		SOLE		0	0	6,248
OCCIDENTAL PETROL CO	COMMON STOCK	674599105	3,881	65	SH		SOLE		0	0	65
US TREASURY BILL24U S T BILL DUE 103124	TREASURY BILLS	912797HE0	96,107	100,000	SH		SOLE		0	0	100,000
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	45,232	3,304	SH		SOLE		0	0	3,304
US TREASUR NT 1.75percent0724UST NOTE DUE 073124	TREASURY	912828Y87	152,045	155,000	SH		SOLE		0	0	155,000
SCHWAB US LARGE CAP GROWTH ETF	UIT EXCHANGE TRADED	808524300	604,606	7,288	SH		SOLE		0	0	7,288
OCCIDENTAL PETROL 27 WTSWARRANTS EXP 080327	WARRANTS	674599162	3,387	87	SH		SOLE		0	0	87
ISHARES GOLD ETF	UIT EXCHANGE TRADED	464285204	1,206,651	30,916	SH		SOLE		0	0	30,916
ACCENTURE PLC FCLASS A	FOREIGN ORDINARIES	G1151C101	34,740	99	SH		SOLE		0	0	99
PIMCO TOTAL RETURN INSTL	BOND FUNDS	693390700	1,176	136	SH		SOLE		0	0	136
VANGUARD TARGET RETIREMENT 2030 FUND	EQUITY FUNDS	92202E888	276,583	7,782	SH		SOLE		0	0	7,782
SCHWAB EMERGING MARKETS EQUITY ETF	UIT EXCHANGE TRADED	808524706	20,621	832	SH		SOLE		0	0	832
VANGUARD 500 INDEX ADMIRAL	EQUITY FUNDS	922908710	41,920	95	SH		SOLE		0	0	95
METLIFE INC	COMMON STOCK	59156R108	9,060	137	SH		SOLE		0	0	137
AMERN EAGLE OUTFITRS	COMMON STOCK	02553E106	10,580	500	SH		SOLE		0	0	500
MATSON INC	COMMON STOCK	57686G105	11,274	103	SH		SOLE		0	0	103
DIMENSIONAL INTERN CORE EQT MKT ETF	UIT EXCHANGE TRADED	25434V203	113,938	3,978	SH		SOLE		0	0	3,978
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	6,929,072	213,399	SH		SOLE		0	0	213,399
L3HARRIS TECHNOLOGIES IN	COMMON STOCK	502431109	4,212	20	SH		SOLE		0	0	20
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	52,421	1,002	SH		SOLE		0	0	1,002
DIMENSIONAL INTERN HIGH PROFIT ETF	UIT EXCHANGE TRADED	25434V765	174,007	6,781	SH		SOLE		0	0	6,781
VANGUARD S&P 500 ETF	UIT EXCHANGE TRADED	922908363	854,118	1,955	SH		SOLE		0	0	1,955
DIM US LRGE CAP VAL	UIT EXCHANGE TRADED	25434V666	11,361	420	SH		SOLE		0	0	420
VERIZON COMMUNIC 7.35percent39 DUE 040139	CORPORATE BONDS	92343VAU8	6,823	6,000	SH		SOLE		0	0	6,000
SCHWAB EMERGING MARKETS EQUITY ETF	UIT EXCHANGE TRADED	808524706	11,094	448	SH		SOLE		0	0	448
NISOURCE INC 00500	COMMON STOCK	65473P105	79,650	3,000	SH		SOLE		0	0	3,000
VANGUARD ENERGY ETF	UIT EXCHANGE TRADED	92204A306	113,622	969	SH		SOLE		0	0	969
VANGUARD GLOBAL CAPITAL CYCLES INVESTOR	EQUITY FUNDS	921908208	19	2	SH		SOLE		0	0	2
DFA FIVEYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203884	318,370	31,965	SH		SOLE		0	0	31,965
ALTRIA GROUP INC	COMMON STOCK	02209S103	54,422	1,349	SH		SOLE		0	0	1,349
ISHARES 710 YEAR TREASURY BOND ETF	UIT EXCHANGE TRADED	464287440	2,311	24	SH		SOLE		0	0	24
VISA INC CLASS A	COMMON STOCK	92826C839	24,933	96	SH		SOLE		0	0	96
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	20,547	633	SH		SOLE		0	0	633
ALIBABA GROUP HLDG LTD FSPONSORED ADR 1 ADR REPS 8 ORD SHS	AMERICAN DEPOSITORY	01609W102	13,177	170	SH		SOLE		0	0	170
PIMCO LOW DURATION A	NTF BOND FUNDS	693390411	50,641	5,504	SH		SOLE		0	0	5,504
CENTERPOINT ENERGY INC	COMMON STOCK	15189T107	20,661	723	SH		SOLE		0	0	723
MORGAN STANLEY PV 5.5percent25CD FDIC INS DUE 041125US	CERTIFICATE DEPOSIT	61768EA37	151,164	150,000	SH		SOLE		0	0	150,000
DIMENSIONAL U S TARGETEDVALUE ETF	UIT EXCHANGE TRADED	25434V609	16,328	312	SH		SOLE		0	0	312
PSQ HLDGS INC CLASS A	COMMON STOCK	693691107	52	10	SH		SOLE		0	0	10
MFS VALUE A	NTF EQUITY FUNDS	552983801	5,565	118	SH		SOLE		0	0	118
FIDELITY CAPITAL & INCOME	BOND FUNDS	316062108	14,201	1,472	SH		SOLE		0	0	1,472
PAYPAL HOLDINGS INCORPOR	COMMON STOCK	70450Y103	9,212	150	SH		SOLE		0	0	150
VANGUARD DIVIDEND GROWTH FUND INV	EQUITY FUNDS	921908604	8,200	220	SH		SOLE		0	0	220
ALPHABET INC. CLASS A	COMMON STOCK	02079K305	69,845	500	SH		SOLE		0	0	500
PENN ENTMT INC	COMMON STOCK	707569109	6,843	263	SH		SOLE		0	0	263
PEOPLES BANCORP INC	COMMON STOCK	709789101	3,376	100	SH		SOLE		0	0	100
FIDELITY ADVISOR STRATEGIC REAL RET M	NTF BOND FUNDS	315912840	2,414	291	SH		SOLE		0	0	291
SCHWAB US BROAD MARKET ETF	UIT EXCHANGE TRADED	808524102	22,268	400	SH		SOLE		0	0	400
EDGEWOOD GROWTH INSTL	EQUITY FUNDS	0075W0759	34,957	799	SH		SOLE		0	0	799
DFA US CORE EQUITY 1 I	EQUITY FUNDS	233203413	6,237,886	172,986	SH		SOLE		0	0	172,986
JD COM INC FSPONSORED ADR 1 ADR REPS 2 ORD SHS	AMERICAN DEPOSITORY	47215P106	1,444	50	SH		SOLE		0	0	50
PFIZER INC	COMMON STOCK	717081103	8,637	300	SH		SOLE		0	0	300
WEWORK INC CLASS A	COMMON STOCK	96209A401	8	28	SH		SOLE		0	0	28
PERMANENT PORTFOLIO PERMANENT I	NTF EQUITY FUNDS	714199106	48,190	941	SH		SOLE		0	0	941
AMERICAN FUNDS AMERICAN BALANCED F2	NTF EQUITY FUNDS	024071821	525,448	16,441	SH		SOLE		0	0	16,441
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	9,875,480	345,176	SH		SOLE		0	0	345,176
NORFOLK SOUTHERN CO	COMMON STOCK	655844108	10,438	44	SH		SOLE		0	0	44
UBS BANK USA 4.55percent27CD FDIC INS DUE 050527US	CERTIFICATE DEPOSIT	90355GDA1	100,869	100,000	SH		SOLE		0	0	100,000
AMERICAN FUNDS GROWTH FUND OF AMER F1	NTF EQUITY FUNDS	399874403	1,255	20	SH		SOLE		0	0	20
EXXON MOBIL CORP	COMMON STOCK	30231G102	2,445	24	SH		SOLE		0	0	24
SCHWAB 1000 INDEX ETF	UIT EXCHANGE TRADED	808524722	7,646	166	SH		SOLE		0	0	166
CHAMPLAIN SMALL COMPANY INSTITUTIONAL	EQUITY FUNDS	00766Y190	263	12	SH		SOLE		0	0	12
DFA INTERMEDIATE GOVT FIXEDINCOME I	BOND FUNDS	233203876	710,308	64,281	SH		SOLE		0	0	64,281
SCHWAB SMALL CAP INDEX	SCHWAB MUTL FUNDS	808509848	14,217	437	SH		SOLE		0	0	437
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	16,516	277	SH		SOLE		0	0	277
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	1,654	21	SH		SOLE		0	0	21
DFA EMERGING MARKETS CORE EQUITY I	EQUITY FUNDS	233203421	121,431	5,419	SH		SOLE		0	0	5,419
FEDERATED HERMES STRATEGIC INCOME IS	NTF BOND FUNDS	31417P841	6,784	843	SH		SOLE		0	0	843
DFA SHORTDURATION REAL RETURN INSTL	BOND FUNDS	25239Y576	129,858	12,657	SH		SOLE		0	0	12,657
DIMENSIONAL 2030 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y493	79,723	6,722	SH		SOLE		0	0	6,722
APPLE INC	COMMON STOCK	037833100	389,048	2,021	SH		SOLE		0	0	2,021
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	26,461	1,727	SH		SOLE		0	0	1,727
STEM INC	COMMON STOCK	85859N102	256	66	SH		SOLE		0	0	66
DIMENSIONAL INTERN HIGH PROFIT ETF	UIT EXCHANGE TRADED	25434V765	197,295	7,689	SH		SOLE		0	0	7,689
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	281,616	20,571	SH		SOLE		0	0	20,571
SANARA MEDTECH INC	COMMON STOCK	79957L100	4,110	100	SH		SOLE		0	0	100
IZEA WORLDWIDE INC	COMMON STOCK	46604H204	2,512	1,250	SH		SOLE		0	0	1,250
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF	UIT EXCHANGE TRADED	46138E362	12,723	300	SH		SOLE		0	0	300
DUKE ENERGY CORP	COMMON STOCK	26441C204	69,442	716	SH		SOLE		0	0	716
YIELDMAX TSLA OPT INCM STGY ETF	UIT EXCHANGE TRADED	88634T709	125	11	SH		SOLE		0	0	11
US TREASUR NT 2.25percent0424UST NOTE DUE 043024	TREASURY	9128286R6	155,430	157,000	SH		SOLE		0	0	157,000
VANGUARD TOTAL INTL BD IDX ADMIRAL	BOND FUNDS	92203J308	128,417	6,512	SH		SOLE		0	0	6,512
ALIBABA GROUP HLDG LTD FSPONSORED ADR 1 ADR REPS 8 ORD SHS	AMERICAN DEPOSITORY	01609W102	23,331	301	SH		SOLE		0	0	301
CHUBB LTD F	FOREIGN ORDINARIES	H1467J104	26,442	117	SH		SOLE		0	0	117
MORGAN STANLEY PV 4.8percent25CD FDIC INS DUE 050525US	CERTIFICATE DEPOSIT	61768ESV6	151,913	152,000	SH		SOLE		0	0	152,000
SCHWAB TOTAL STOCK MARKET INDEX	SCHWAB MUTL FUNDS	808509756	316,280	3,906	SH		SOLE		0	0	3,906
MONEY MARKET POOL	MUTUAL FUND OTHER	808516603	202,699	180,049	SH		SOLE		0	0	180,049
FRANKLIN DYNATECH A	NTF EQUITY FUNDS	353496201	9,420	70	SH		SOLE		0	0	70
DIMENSIONAL INTERNATIONAL VAL ETF	UIT EXCHANGE TRADED	25434V807	732,097	21,307	SH		SOLE		0	0	21,307
STRYKER CORP	COMMON STOCK	863667101	6,142	21	SH		SOLE		0	0	21
DFA EMERGING MARKETS CORE EQUITY I	EQUITY FUNDS	233203421	49,223	2,196	SH		SOLE		0	0	2,196
ULTA BEAUTY INC.	COMMON STOCK	90384S303	430,701	879	SH		SOLE		0	0	879
WARNER BROTHERS DISCOVER	COMMON STOCK	934423104	8,285	728	SH		SOLE		0	0	728
DIMENSIONAL US HIGH PROFTBLTY ETF	UIT EXCHANGE TRADED	25434V831	58,161	2,033	SH		SOLE		0	0	2,033
SCHWAB US SMALL CAP ETF	UIT EXCHANGE TRADED	808524607	270,213	5,720	SH		SOLE		0	0	5,720
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	212,783	2,795	SH		SOLE		0	0	2,795
VIATRIS INC	COMMON STOCK	92556V106	2,437	225	SH		SOLE		0	0	225
DFA SHORTDURATION REAL RETURN INSTL	BOND FUNDS	25239Y576	7,161,142	697,967	SH		SOLE		0	0	697,967
PIMCO SHORT ASSET INVESTMENT INSTL	BOND FUNDS	72201U828	9,009	910	SH		SOLE		0	0	910
HARTFORD MIDCAP VALUE F	EQUITY FUNDS	41664T412	1,201	75	SH		SOLE		0	0	75
SPROUTS FARMERS MARK	COMMON STOCK	85208M102	9,622	200	SH		SOLE		0	0	200
DFA INTERMEDIATE GOVT FIXEDINCOME I	BOND FUNDS	233203876	152,036	13,759	SH		SOLE		0	0	13,759
AMERICA MOVIL SAB FSPONSORED ADR 1 ADR REPS 20 ORD SHS	AMERICAN DEPOSITORY	02390A101	12,964	700	SH		SOLE		0	0	700
VANGUARD US VALUE FACTORETF	UIT EXCHANGE TRADED	921935805	4,974	44	SH		SOLE		0	0	44
RYAN SPECIALTY HOLDINGS CLASS A	COMMON STOCK	78351F107	4,302	100	SH		SOLE		0	0	100
SNAP INC CLASS A	COMMON STOCK	83304A106	1,693	100	SH		SOLE		0	0	100
DFA US SMALL CAP GROWTH INSTL	EQUITY FUNDS	23320G273	36,364	1,430	SH		SOLE		0	0	1,430
ISHARES US MEDICAL DEVICES ETF	UIT EXCHANGE TRADED	464288810	445,643	8,257	SH		SOLE		0	0	8,257
DFA GLOBAL EQUITY I	EQUITY FUNDS	25434D674	10,494	344	SH		SOLE		0	0	344
ISHARES CORE US AGGREGATE BOND ETF	UIT EXCHANGE TRADED	464287226	545	5	SH		SOLE		0	0	5
NXU INC CLASS A	COMMON STOCK	62956D204	2	1	SH		SOLE		0	0	1
DFA INTERNATIONAL REAL ESTATE SEC I	EQUITY FUNDS	233203348	5,753	1,542	SH		SOLE		0	0	1,542
ALLY FINL INC	COMMON STOCK	02005N100	18,927	542	SH		SOLE		0	0	542
FRANKLIN INCOME A1	NTF BOND FUNDS	353496300	1,759	755	SH		SOLE		0	0	755
AMERICAN FUNDS 2030 TRGT DATE RETIRE A	LOAD EQUITY FUND	02630T712	31,074	1,925	SH		SOLE		0	0	1,925
ISHARES EMERGING MARKETSDIV ETF	UIT EXCHANGE TRADED	464286319	4,238	160	SH		SOLE		0	0	160
TESLA INC	COMMON STOCK	88160R101	202,760	816	SH		SOLE		0	0	816
DFA EMERGING MARKETS I	EQUITY FUNDS	233203785	5,668	206	SH		SOLE		0	0	206
SCHWAB FUNDAMENTAL US SMALL COMPANY IDX	SCHWAB MUTL FUNDS	808509418	22,586	1,366	SH		SOLE		0	0	1,366
BELLRING BRANDS INC	COMMON STOCK	07831C103	554	10	SH		SOLE		0	0	10
FEDERATED HERMES GOVERNMENT INC SECS A	NTF BOND FUNDS	313912206	2,313	302	SH		SOLE		0	0	302
EMERSON ELECTRIC CO	COMMON STOCK	291011104	18,687	192	SH		SOLE		0	0	192
PHILLIPS 66	COMMON STOCK	718546104	3,559	27	SH		SOLE		0	0	27
FIDELITY ADVISOR EQUITY GROWTH M	NTF EQUITY FUNDS	315805200	14,135	860	SH		SOLE		0	0	860
AMERICAN FUNDS AMERICAN MUTUAL F2	NTF EQUITY FUNDS	027681824	3,235,402	63,489	SH		SOLE		0	0	63,489
VANGUARD S&P 500 ETF	UIT EXCHANGE TRADED	922908363	2,431,738	5,567	SH		SOLE		0	0	5,567
WYNDHAM HOTELS & RESORTS	COMMON STOCK	98311A105	18,491	230	SH		SOLE		0	0	230
WABTEC	COMMON STOCK	929740108	761	6	SH		SOLE		0	0	6
DFA EMERGING MARKETS I	EQUITY FUNDS	233203785	68,309	2,481	SH		SOLE		0	0	2,481
CHARLES SCHWAB B 5.05percent24CD FDIC INS DUE 110524US	CERTIFICATE DEPOSIT	15987UBR8	327,063	327,000	SH		SOLE		0	0	327,000
JPMORGAN SMALL CAP EQUITY I	EQUITY FUNDS	4812A1373	4,845	90	SH		SOLE		0	0	90
SPROTT GOLD EQUITY INVESTOR	EQUITY FUNDS	85208P105	62,253	1,458	SH		SOLE		0	0	1,458
PRUDENTIAL FINL	COMMON STOCK	744320102	5,806	56	SH		SOLE		0	0	56
PROSHARES ULTPRO SH 20 YR TSRY ETF	UIT EXCHANGE TRADED	74347G887	6,097	100	SH		SOLE		0	0	100
PIMCO REAL RETURN A	NTF BOND FUNDS	693391120	18,462	1,841	SH		SOLE		0	0	1,841
T. ROWE PRICE COMM & TECH INVESTOR	NTF EQUITY FUNDS	741454102	22,460	188	SH		SOLE		0	0	188
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	4,058,389	4,058,389	SH		SOLE		0	0	4,058,389
DOW INC	COMMON STOCK	260557103	219	4	SH		SOLE		0	0	4
VANGUARD WELLINGTON INV	EQUITY FUNDS	921935102	155,026	3,749	SH		SOLE		0	0	3,749
CONTEXTLOGIC INC CLASS A	COMMON STOCK	21077C305	12	2	SH		SOLE		0	0	2
VANGUARD GROWTH ETF	UIT EXCHANGE TRADED	922908736	58,445	188	SH		SOLE		0	0	188
AMERICAN FUNDS EUROPACIFIC GROWTH F2	NTF EQUITY FUNDS	29875E100	49,905	915	SH		SOLE		0	0	915
SCHWAB TARGET 2060 INDEX	SCHWAB MUTL FUNDS	80850L742	6,460	383	SH		SOLE		0	0	383
AURORA CANNABIS INC F	FOREIGN CANADIAN	05156X884	6	12	SH		SOLE		0	0	12
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	992,051	13,031	SH		SOLE		0	0	13,031
DIMENSIONAL 2055 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y444	131,666	7,727	SH		SOLE		0	0	7,727
VANGUARD DIVIDEND GROWTH FUND INV	EQUITY FUNDS	921908604	6,005	161	SH		SOLE		0	0	161
VANGUARD SMALL CAP GROWTH ETF	UIT EXCHANGE TRADED	922908595	29,813	123	SH		SOLE		0	0	123
VANGUARD WELLESLEY INCOME ADMIRAL	EQUITY FUNDS	921938205	41,743	691	SH		SOLE		0	0	691
INVSC S P 500 EQUAL WGHTENRGY ETF	UIT EXCHANGE TRADED	46137V365	5,013	68	SH		SOLE		0	0	68
TRUIST BANK 5.15percent24CD FDIC INS DUE 021224US	CERTIFICATE DEPOSIT	89788HEH2	49,983	50,000	SH		SOLE		0	0	50,000
US TREASURY BILL24U S T BILL DUE 031424	TREASURY BILLS	912797GX9	494,800	500,000	SH		SOLE		0	0	500,000
US TREASUR NT 1.5percent1124UST NOTE DUE 113024	TREASURY	912828YV6	130,950	135,000	SH		SOLE		0	0	135,000
NEWELL BRANDS INC	COMMON STOCK	651229106	1,085	125	SH		SOLE		0	0	125
MCEWEN MNG INC	COMMON STOCK	58039P305	5,299	735	SH		SOLE		0	0	735
DFA INTERNATIONAL SMALL CAP VALUE I	EQUITY FUNDS	233203736	65,772	3,098	SH		SOLE		0	0	3,098
WW GRAINGER INC	COMMON STOCK	384802104	593,653	716	SH		SOLE		0	0	716
VODAFONE GROUP FSPONSORED ADR 1 ADR REPS 10 ORD SHS	AMERICAN DEPOSITORY	92857W308	122	14	SH		SOLE		0	0	14
AIR PROD & CHEMICALS	COMMON STOCK	009158106	21,904	80	SH		SOLE		0	0	80
VERIZON COMMUNICATN	COMMON STOCK	92343V104	14,967	397	SH		SOLE		0	0	397
GLOBAL X ROBOTICS ARTFCLINTLGNC ETF	UIT EXCHANGE TRADED	37954Y715	4,560	160	SH		SOLE		0	0	160
HARBOR CAPITAL APPRECIATION INSTL	EQUITY FUNDS	411511504	22,740	236	SH		SOLE		0	0	236
SCHWAB US SMALL CAP ETF	UIT EXCHANGE TRADED	808524607	62,078	1,314	SH		SOLE		0	0	1,314
CHARLES SCHWAB BA 4.8percent25CD FDIC INS DUE 042425US	CERTIFICATE DEPOSIT	15987UBK3	57,957	58,000	SH		SOLE		0	0	58,000
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	30,097	2,998	SH		SOLE		0	0	2,998
US TREASU NT 4.375percent1024UST NOTE DUE 103124	TREASURY	91282CFQ9	204,103	205,000	SH		SOLE		0	0	205,000
VALERO ENERGY CORP	COMMON STOCK	91913Y100	3,300	25	SH		SOLE		0	0	25
DT MIDSTREAM INC	COMMON STOCK	23345M107	3,014	55	SH		SOLE		0	0	55
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	72,574	6,701	SH		SOLE		0	0	6,701
ALPHABET INC. CLASS C	COMMON STOCK	02079K107	70,465	500	SH		SOLE		0	0	500
SCHWAB FDMTL INTL LG CO IDX	SCHWAB MUTL FUNDS	808509376	5,451	519	SH		SOLE		0	0	519
INVESCO DIVERSIFIED DIVIDEND A	NTF EQUITY FUNDS	001413541	52,273	2,967	SH		SOLE		0	0	2,967
VANGUARD SHRTTERM INFLPROT SEC IDX ADM	BOND FUNDS	922020706	41,060	1,724	SH		SOLE		0	0	1,724
PEPSICO INC	COMMON STOCK	713448108	16,984	100	SH		SOLE		0	0	100
DOLLAR GENERAL CORP	COMMON STOCK	256677105	18,026	133	SH		SOLE		0	0	133
UNION PACIFIC CORP	COMMON STOCK	907818108	2,702	11	SH		SOLE		0	0	11
DFA INTERMEDIATETERM MUNICIPAL BD I	BOND FUNDS	23320G315	892,056	88,061	SH		SOLE		0	0	88,061
INVESCO UNIT TRUSTS UNIT SER 12 MONTHLY CASH	UIT MUNI	12008A328	1,839	6	SH		SOLE		0	0	6
TIAACREF MIDCAP VALUE RETAIL	NTF EQUITY FUNDS	87244W847	19,734	1,259	SH		SOLE		0	0	1,259
GXO LOGISTICS INC	COMMON STOCK	36262G101	6,116	100	SH		SOLE		0	0	100
AMERICAN FUNDS SMALLCAP WORLD A	LOAD EQUITY FUND	831681101	58,058	876	SH		SOLE		0	0	876
CRH PUBLIC LIMITED CO F IE SHRS	UNLSTD FOREIGN ORDRY	0NONUMBER	0	8,535	SH		SOLE		0	0	8,535
BAKER HUGHES CO. CLASS A	COMMON STOCK	05722G100	5,982	175	SH		SOLE		0	0	175
DFA US SMALL CAP VALUE I	EQUITY FUNDS	233203819	125,114	2,784	SH		SOLE		0	0	2,784
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	40,065	672	SH		SOLE		0	0	672
DOUBLELINE TOTAL RETURN BOND N	NTF BOND FUNDS	258620202	4,867	551	SH		SOLE		0	0	551
VANGUARD MID CAP GROWTH ETF	UIT EXCHANGE TRADED	922908538	142,295	648	SH		SOLE		0	0	648
GERON CORP	COMMON STOCK	374163103	3,165	1,500	SH		SOLE		0	0	1,500
CSX CORP	COMMON STOCK	126408103	12,204	352	SH		SOLE		0	0	352
ISHARES CORE S&P TOTAL US STOCK MARK	UIT EXCHANGE TRADED	464287150	22,196	211	SH		SOLE		0	0	211
AMERICAN FUNDS CORPORATE BOND F2	NTF BOND FUNDS	02629H505	23,924	2,500	SH		SOLE		0	0	2,500
ABBOTT LABORATORIES	COMMON STOCK	002824100	31,278	284	SH		SOLE		0	0	284
DFA COMMODITY STRATEGY INSTITUTIONAL	EQUITY FUNDS	23320G463	6,500	1,494	SH		SOLE		0	0	1,494
CSX CORP	COMMON STOCK	126408103	144,217	4,160	SH		SOLE		0	0	4,160
US TREASURY BILL24U S T BILL DUE 032124	TREASURY BILLS	912797LL9	168,062	170,000	SH		SOLE		0	0	170,000
US TREASU NT 0.375percent0924UST NOTE DUE 091524	TREASURY	91282CCX7	248,808	257,000	SH		SOLE		0	0	257,000
GE HEALTHCARE TECHNOLOGI	COMMON STOCK	36266G107	232	3	SH		SOLE		0	0	3
LINDE PLC F	FOREIGN ORDINARIES	G54950103	295,711	720	SH		SOLE		0	0	720
LORD ABBETT FLOATING RATE I	NTF BOND FUNDS	543916134	10,466	1,284	SH		SOLE		0	0	1,284
MERIDIAN SMALL CAP GROWTH INVESTOR	EQUITY FUNDS	589619840	342	28	SH		SOLE		0	0	28
VGRD STC ETF DV	UIT EXCHANGE TRADED	92206C409	940,322	12,154	SH		SOLE		0	0	12,154
BANK OF AMERICA CORP	COMMON STOCK	060505104	3,367	100	SH		SOLE		0	0	100
DFA REAL ESTATE SECURITIES I	EQUITY FUNDS	233203835	134,594	3,431	SH		SOLE		0	0	3,431
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	165	90	SH		SOLE		0	0	90
UNITED AIRLINES HLDGS	COMMON STOCK	910047109	83	2	SH		SOLE		0	0	2
DOMINION ENERGY INC	COMMON STOCK	25746U109	15,335	326	SH		SOLE		0	0	326
ISHARES SHORT TERM NTNL MUN BND ETF	UIT EXCHANGE TRADED	464288158	192,335	1,824	SH		SOLE		0	0	1,824
GOLDMAN SACHS BA 5.45percent24CD FDIC INS DUE 071124US	CERTIFICATE DEPOSIT	38150VNF2	35,040	35,000	SH		SOLE		0	0	35,000
WARNER BROTHERS DISCOVER	COMMON STOCK	934423104	1,582	139	SH		SOLE		0	0	139
AMR CORP DEL XXXESC PEND POSS FUTR DISTR	REORG STOCK	001ESC102	0	10	SH		SOLE		0	0	10
BERKSHIRE HATHAWAY CLASS B	COMMON STOCK	084670702	2,369,292	6,643	SH		SOLE		0	0	6,643
MASTERCARD INC CLASS A	COMMON STOCK	57636Q104	14,075	33	SH		SOLE		0	0	33
INTERRA COPPER CORP F	FOREIGN CANADIAN	46072A202	82	488	SH		SOLE		0	0	488
T. ROWE PRICE CAPITAL APPRECIATION	NTF EQUITY FUNDS	77954M105	56,753	1,674	SH		SOLE		0	0	1,674
CHARLES SCHWAB B 5.15percent24CD FDIC INS DUE 052124US	CERTIFICATE DEPOSIT	15987UBQ0	89,968	90,000	SH		SOLE		0	0	90,000
DODGE & COX INTERNATIONAL STOCK I	EQUITY FUNDS	256206103	10,231	208	SH		SOLE		0	0	208
MORGAN STANLEY PV 4.9percent25CD FDIC INS DUE 052725US	CERTIFICATE DEPOSIT	61768EUA9	130,142	130,000	SH		SOLE		0	0	130,000
MORGAN STANLEY	COMMON STOCK	617446448	932	10	SH		SOLE		0	0	10
FRANKLIN GOLD AND PRECIOUS METALS A	NTF EQUITY FUNDS	353535107	6,354	382	SH		SOLE		0	0	382
WORKDAY INC CLASS A	COMMON STOCK	98138H101	27,606	100	SH		SOLE		0	0	100
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	36,831	3,401	SH		SOLE		0	0	3,401
AFFIRM HLDGS INC CLASS A	COMMON STOCK	00827B106	34,398	700	SH		SOLE		0	0	700
MICROCHIP TECHNOLOGY	COMMON STOCK	595017104	120,738	1,339	SH		SOLE		0	0	1,339
MERCK & CO. INC.	COMMON STOCK	58933Y105	872	8	SH		SOLE		0	0	8
MORGAN STANLEY BA 4.7percent25CD FDIC INS DUE 042825US	CERTIFICATE DEPOSIT	61690U5B2	821,446	823,000	SH		SOLE		0	0	823,000
MP MATLS CORP CLASS A	COMMON STOCK	553368101	1,588	80	SH		SOLE		0	0	80
DFA GLOBAL ALLOCATION 6040 I	EQUITY FUNDS	25434D658	1,038,421	51,560	SH		SOLE		0	0	51,560
ALLSPRING DISCOVERY ALL CAP GROWTH A	NTF EQUITY FUNDS	94985D103	70,273	1,321	SH		SOLE		0	0	1,321
SEMTECH CORP	COMMON STOCK	816850101	4,382	200	SH		SOLE		0	0	200
CHARTER COMMUNICATN CLASS A	COMMON STOCK	16119P108	1,166	3	SH		SOLE		0	0	3
NVIDIA CORP	COMMON STOCK	67066G104	101,818	206	SH		SOLE		0	0	206
AIR PROD & CHEMICALS	COMMON STOCK	009158106	50,105	183	SH		SOLE		0	0	183
DISCOVER BANK 4.7percent25CD FDIC INS DUE 042525US	CERTIFICATE DEPOSIT	2546733Z7	199,605	200,000	SH		SOLE		0	0	200,000
DFA SHORTDURATION REAL RETURN INSTL	BOND FUNDS	25239Y576	29,663	2,891	SH		SOLE		0	0	2,891
KITE REALTY GRP TR REIT	REAL ESTATE INVESTME	49803T300	37,787	1,653	SH		SOLE		0	0	1,653
VANGUARD CORE BOND INVESTOR	BOND FUNDS	922020847	61,297	6,736	SH		SOLE		0	0	6,736
BAIRD AGGREGATE BOND INST	BOND FUNDS	057071854	1,176	119	SH		SOLE		0	0	119
AMG RIVER ROAD MID CAP VALUE I	EQUITY FUNDS	00171A720	12,753	584	SH		SOLE		0	0	584
INVESCO AMERICAN FRANCHISE A	NTF EQUITY FUNDS	00142J578	8,370	371	SH		SOLE		0	0	371
DFA INTERNATIONAL VALUE I	EQUITY FUNDS	25434D203	10,539	527	SH		SOLE		0	0	527
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	1,791,243	1,791,243	SH		SOLE		0	0	1,791,243
TERADYNE INCORPORATE	COMMON STOCK	880770102	29,626	273	SH		SOLE		0	0	273
LAB CO OF AMER HLDG	COMMON STOCK	50540R409	4,091	18	SH		SOLE		0	0	18
PALANTIR TECHNOLOGIES INCLASS A	COMMON STOCK	69608A108	172	10	SH		SOLE		0	0	10
ADVANCED MICRO DEVICE IN	COMMON STOCK	007903107	29,482	200	SH		SOLE		0	0	200
MICRON TECHNOLOGY	COMMON STOCK	595112103	8,615	101	SH		SOLE		0	0	101
PROCTER & GAMBLE	COMMON STOCK	742718109	75,836	518	SH		SOLE		0	0	518
DARLING INGREDIENTS	COMMON STOCK	237266101	10,865	218	SH		SOLE		0	0	218
DIMENSIONAL U S EQUITY ETF	UIT EXCHANGE TRADED	25434V401	12,733,728	245,683	SH		SOLE		0	0	245,683
MORGAN STANLEY INST GROWTH I	EQUITY FUNDS	61744J861	87,681	2,282	SH		SOLE		0	0	2,282
DFA US CORE EQUITY 2 I	EQUITY FUNDS	233203397	1,903,179	58,613	SH		SOLE		0	0	58,613
VANGUARD INFORMATION TECHNOLOGY ETF	UIT EXCHANGE TRADED	92204A702	42,108	87	SH		SOLE		0	0	87
DFA MUNICIPAL REAL RETURN INSTITUTIONAL	BOND FUNDS	25239Y550	407,154	37,840	SH		SOLE		0	0	37,840
US TREASURY BILL24U S T BILL DUE 011124	TREASURY BILLS	912797GC5	299,607	300,000	SH		SOLE		0	0	300,000
INTEL CORP	COMMON STOCK	458140100	20,100	400	SH		SOLE		0	0	400
DIMENSIONAL U S CORE EQUITY 2 ETF	UIT EXCHANGE TRADED	25434V708	62,487	2,138	SH		SOLE		0	0	2,138
VANGUARD TOTAL BOND MARKET INDEX ADM	BOND FUNDS	921937603	44,881	4,622	SH		SOLE		0	0	4,622
PIMCO TOTAL RETURN A	NTF BOND FUNDS	693390445	14,592	1,687	SH		SOLE		0	0	1,687
KRAFT HEINZ CO	COMMON STOCK	500754106	35,057	948	SH		SOLE		0	0	948
DFA INFLATIONPROTECTED SECURITIES I	BOND FUNDS	233203355	316,667	29,240	SH		SOLE		0	0	29,240
ENTERGY CORP	COMMON STOCK	29364G103	36,327	359	SH		SOLE		0	0	359
GE HEALTHCARE TECHNOLOGI	COMMON STOCK	36266G107	3,479	45	SH		SOLE		0	0	45
DFA US LARGE CAP VALUE I	EQUITY FUNDS	233203827	151,519	3,402	SH		SOLE		0	0	3,402
WELLS FARGO BANK 5.35percent24CD FDIC INS DUE 090524US	CERTIFICATE DEPOSIT	949764FM1	50,045	50,000	SH		SOLE		0	0	50,000
DIMENSIONAL U S SMALL CAP ETF	UIT EXCHANGE TRADED	25434V500	182,528	3,062	SH		SOLE		0	0	3,062
US CHINA BIOMEDICAL XXXREGISTRATION REVOKED BY THE SEC EFF: 091021	COMMON STOCK	91734Q104	0	1	SH		SOLE		0	0	1
VANGUARD GROWTH INDEX ADMIRAL	EQUITY FUNDS	922908660	29,820	186	SH		SOLE		0	0	186
SCHWAB US AGGREGATE BONDETF	UIT EXCHANGE TRADED	808524839	19,217	412	SH		SOLE		0	0	412
AMERICAN FUNDS INVMT CO OF AMER F1	NTF EQUITY FUNDS	461308405	13,023	259	SH		SOLE		0	0	259
US TREASURY BILL24U S T BILL DUE 032124	TREASURY BILLS	912797LL9	83,042	84,000	SH		SOLE		0	0	84,000
MORGAN STANLEY BA 4.9percent25CD FDIC INS DUE 052725US	CERTIFICATE DEPOSIT	61690U6P0	50,055	50,000	SH		SOLE		0	0	50,000
VANGUARD MUNI BND TAX EXEMPT ETF	UIT EXCHANGE TRADED	922907746	41,599	815	SH		SOLE		0	0	815
US TREASUR NT 0.25percent0324UST NOTE DUE 031524	TREASURY	91282CBR1	9,900	10,000	SH		SOLE		0	0	10,000
GRAYSCALE BITCOIN TR BTC	CLOSED END MUTL FUND	389637109	346	10	SH		SOLE		0	0	10
DOUBLELINE TOTAL RETURN BOND I	BOND FUNDS	258620103	138	16	SH		SOLE		0	0	16
OCCIDENTAL PETROL 27 WTSWARRANTS EXP 080327	WARRANTS	674599162	2,180	56	SH		SOLE		0	0	56
US TREASU NT 0.375percent0924UST NOTE DUE 091524	TREASURY	91282CCX7	201,370	208,000	SH		SOLE		0	0	208,000
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	913	2	SH		SOLE		0	0	2
VANGUARD TARGET RETIREMENT 2050 FUND	EQUITY FUNDS	92202E862	114,729	2,577	SH		SOLE		0	0	2,577
ZIONS BANCORP, NT 5.4percent24CD FDIC INS DUE 061324US	CERTIFICATE DEPOSIT	98970LG80	158,036	158,000	SH		SOLE		0	0	158,000
SCHWAB HEALTH CARE	SCHWAB MUTL FUNDS	808509731	40,269	1,588	SH		SOLE		0	0	1,588
FEDERATED HERMES TOTAL RETURN BOND SVC	NTF BOND FUNDS	31428Q507	2,553	266	SH		SOLE		0	0	266
FRANKLIN GROWTH A	NTF EQUITY FUNDS	353496508	17,593	143	SH		SOLE		0	0	143
AMG YACKTMAN I	EQUITY FUNDS	00170K588	17,059	731	SH		SOLE		0	0	731
JPMORGAN SMALL CAP EQUITY I	EQUITY FUNDS	4812A1373	12,886	238	SH		SOLE		0	0	238
POLARITYTE INC	COMMON STOCK	731094207	2	40	SH		SOLE		0	0	40
PINNACLE BK NASHV 4.6percent26CD FDIC INS DUE 050826US	CERTIFICATE DEPOSIT	72345SLN9	315,526	315,000	SH		SOLE		0	0	315,000
DFA INTERNATIONAL CORE EQUITY I	EQUITY FUNDS	233203371	113,718	7,423	SH		SOLE		0	0	7,423
NOVARTIS AG FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	66987V109	8,078	80	SH		SOLE		0	0	80
CROWDSTRIKE HLDGS INC CLASS A	COMMON STOCK	22788C105	6,383	25	SH		SOLE		0	0	25
MICROSOFT CORP	COMMON STOCK	594918104	37,604	100	SH		SOLE		0	0	100
RUSSELL INV TAXMANAGED US LARGE CAP S	NTF EQUITY FUNDS	782493720	399,326	5,667	SH		SOLE		0	0	5,667
DFA US MICRO CAP I	EQUITY FUNDS	233203504	71,648	2,726	SH		SOLE		0	0	2,726
DIMENSIONAL US LRGE CP VCTR ETF IV	UIT EXCHANGE TRADED	25434V641	55,315	985	SH		SOLE		0	0	985
RTX CORP	COMMON STOCK	75513E101	1,087	13	SH		SOLE		0	0	13
KIMBERLY CLARK CORP	COMMON STOCK	494368103	11,808	97	SH		SOLE		0	0	97
MATERION CORP	COMMON STOCK	576690101	2,111	16	SH		SOLE		0	0	16
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	30,618	180	SH		SOLE		0	0	180
CONSTELLATION ENERGY COR	COMMON STOCK	21037T109	94,643	810	SH		SOLE		0	0	810
DIMENSIONAL US CORE EQUITY MARKT ETF	UIT EXCHANGE TRADED	25434V104	537,446	16,164	SH		SOLE		0	0	16,164
DFA TWOYEAR GLOBAL FIXEDINCOME I	BOND FUNDS	233203645	342,406	35,409	SH		SOLE		0	0	35,409
WISDOMTREE US QLT DIV GRW ETF IV	UIT EXCHANGE TRADED	97717X669	85,812	1,221	SH		SOLE		0	0	1,221
META PLATFORMS INC CLASS A	COMMON STOCK	30303M102	1,062	3	SH		SOLE		0	0	3
ISHARES 13 YEAR TREASRYBOND ETF	UIT EXCHANGE TRADED	464287457	3,977	48	SH		SOLE		0	0	48
PIMCO ALL ASSET ALL AUTHORITY A	NTF EQUITY FUNDS	72200Q232	12,340	1,904	SH		SOLE		0	0	1,904
US TREASURY BILL24U S T BILL DUE 051624	TREASURY BILLS	912797FH5	98,080	100,000	SH		SOLE		0	0	100,000
DFA GLOBAL ALLOCATION 2575 I	EQUITY FUNDS	25434D633	4,939	361	SH		SOLE		0	0	361
VANGUARD REAL ESTATE ETF	UIT EXCHANGE TRADED	922908553	19,192	217	SH		SOLE		0	0	217
GENERAL DYNAMICS CO	COMMON STOCK	369550108	2,179	8	SH		SOLE		0	0	8
PUTNAM DIVERSIFIED INCOME A	NTF BOND FUNDS	746704105	38,312	6,928	SH		SOLE		0	0	6,928
ISHARES S&P 500 VALUE ETF	UIT EXCHANGE TRADED	464287408	82,946	477	SH		SOLE		0	0	477
NVIDIA CORP	COMMON STOCK	67066G104	266,428	538	SH		SOLE		0	0	538
ABBOTT LABORATORIES	COMMON STOCK	002824100	296,177	2,691	SH		SOLE		0	0	2,691
TESLA INC	COMMON STOCK	88160R101	6,460	26	SH		SOLE		0	0	26
PORTILLOS INC	COMMON STOCK	73642K106	796	50	SH		SOLE		0	0	50
DFA EMERGING MARKETS VALUE I	EQUITY FUNDS	233203587	12,710	432	SH		SOLE		0	0	432
MCDONALDS CORP	COMMON STOCK	580135101	9,785	33	SH		SOLE		0	0	33
SCHWAB US DIVIDEND EQUITY ETF	UIT EXCHANGE TRADED	808524797	8,122	107	SH		SOLE		0	0	107
IDEXX LABS INC	COMMON STOCK	45168D104	42,184	76	SH		SOLE		0	0	76
MERCADOLIBRE INC	COMMON STOCK	58733R102	15,715	10	SH		SOLE		0	0	10
ISHARES IBOXX INVT GRADEBOND ETF	UIT EXCHANGE TRADED	464287242	2,583	23	SH		SOLE		0	0	23
VANGUARD SCOTTSDALE FDS INTERMEDIATETERM CORP BND IDX FD ETF	UIT EXCHANGE TRADED	92206C870	10,931	134	SH		SOLE		0	0	134
DIMENSIONAL 2025 TARGET DT RTR INC INSTL	EQUITY FUNDS	25239Y519	361,939	33,175	SH		SOLE		0	0	33,175
PLUG POWER INC	COMMON STOCK	72919P202	65,682	14,596	SH		SOLE		0	0	14,596
TEUCRIUM CORN ETF	UIT EXCHANGE TRADED	88166A102	8,628	400	SH		SOLE		0	0	400
ENVESTNET INC	COMMON STOCK	29404K106	58,582	1,183	SH		SOLE		0	0	1,183
CIVISTA BANK 5percent24CD FDIC INS DUE 122024US	CERTIFICATE DEPOSIT	17886TAS8	250,126	250,000	SH		SOLE		0	0	250,000
A T & T INC	COMMON STOCK	00206R102	7,070	421	SH		SOLE		0	0	421
VANGUARD VALUE ETF	UIT EXCHANGE TRADED	922908744	2,956,078	19,773	SH		SOLE		0	0	19,773
BAIRD AGGREGATE BOND INST	BOND FUNDS	057071854	1,301	132	SH		SOLE		0	0	132
CHARLES SCHWAB BA 5.2percent24CD FDIC INS DUE 060624US	CERTIFICATE DEPOSIT	15987UBU1	37,996	38,000	SH		SOLE		0	0	38,000
NORFOLK SOUTHERN CO	COMMON STOCK	655844108	61,459	260	SH		SOLE		0	0	260
GLOBAL X SILVER MINERS ETF	UIT EXCHANGE TRADED	37954Y848	0	0	SH		SOLE		0	0	0
WELLS FARGO BANK, N 5percent25CD FDIC INS DUE 070725US	CERTIFICATE DEPOSIT	949764DA9	100,403	100,000	SH		SOLE		0	0	100,000
DIMENSIONAL GLOBAL CREDIT ETF	UIT EXCHANGE TRADED	25434V567	1,388,019	26,140	SH		SOLE		0	0	26,140
AMERICAN FUNDS WASHINGTON MUTUAL F1	NTF EQUITY FUNDS	939330403	7,881	138	SH		SOLE		0	0	138
DFA COMMODITY STRATEGY INSTITUTIONAL	EQUITY FUNDS	23320G463	21,320	4,901	SH		SOLE		0	0	4,901
ENBRIDGE INC F	FOREIGN CANADIAN	29250N105	720	20	SH		SOLE		0	0	20
TE CONNECTIVITY LTD F	FOREIGN ORDINARIES	H84989104	7,979	57	SH		SOLE		0	0	57
METROPOLITAN WEST TOTAL RETURN BD I	BOND FUNDS	592905509	31,165	3,391	SH		SOLE		0	0	3,391
STRYKER CORP	COMMON STOCK	863667101	1,497	5	SH		SOLE		0	0	5
MORGAN STANLEY INST GROWTH A	NTF EQUITY FUNDS	61744J564	53,176	1,545	SH		SOLE		0	0	1,545
DFA US SMALL CAP I	EQUITY FUNDS	233203843	359,435	8,103	SH		SOLE		0	0	8,103
AFLAC INC	COMMON STOCK	001055102	16,500	200	SH		SOLE		0	0	200
HIGHLANDS REIT INC	REAL ESTATE INVESTME	0NONUMBER	601	2,146	SH		SOLE		0	0	2,146
VANGUARD ENERGY ETF	UIT EXCHANGE TRADED	92204A306	44,608	380	SH		SOLE		0	0	380
AVIS BUDGET GROUP	COMMON STOCK	053774105	21,448	121	SH		SOLE		0	0	121
GOLD FIELDS LTD FSPONSORED ADR 1 ADR REPS 1 ORD SHS	AMERICAN DEPOSITORY	38059T106	2,892	200	SH		SOLE		0	0	200
SCHWAB VALUE ADVANTAGE MONEY INV	SCHWAB NONSWEEP MMF	808515605	1,494,845	1,494,845	SH		SOLE		0	0	1,494,845
DIMENSIONAL WLD EX US CREQ 2 ETF	UIT EXCHANGE TRADED	25434V880	22,130	906	SH		SOLE		0	0	906
US TREASU NT 2.125percent03 24UST NOTE DUE 033124	TREASURY	912828W71	150,812	152,000	SH		SOLE		0	0	152,000
ABBVIE INC	COMMON STOCK	00287Y109	16,019	103	SH		SOLE		0	0	103
EXELON CORP	COMMON STOCK	30161N101	45,656	1,272	SH		SOLE		0	0	1,272
VANECK VIETNAM ETF	UIT EXCHANGE TRADED	92189F817	13,115	1,015	SH		SOLE		0	0	1,015
DFA INVESTMENT GRADE I	BOND FUNDS	23320G448	83,433	8,310	SH		SOLE		0	0	8,310
JPMORGAN SMALL CAP EQUITY I	EQUITY FUNDS	4812A1373	371	7	SH		SOLE		0	0	7
MICROSOFT CORP	COMMON STOCK	594918104	81,642	217	SH		SOLE		0	0	217
MICROSOFT CORP	COMMON STOCK	594918104	81,642	217	SH		SOLE		0	0	217