Commonwealth Retirement Investments 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	304,332	3,623	SH		SOLE	0	3,623	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	216,473	422	SH		SOLE	0	422	0	0
JOHNSON & JOHNSON COM	Stock	478160104	5,231,455	29,615	SH		SOLE	0	29,614	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	3,291,420	20,980	SH		SOLE	0	20,980	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	243,771	534	SH		SOLE	0	534	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	5,922,722	39,078	SH		SOLE	0	39,078	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	3,688,701	21,219	SH		SOLE	0	21,218	0	0
MERCK & CO INC COM	Stock	58933Y105	6,619,189	59,659	SH		SOLE	0	59,659	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	784,746	2,052	SH		SOLE	0	2,052	0	0
ALLSTATE CORP COM	Stock	020002101	1,164,533	8,588	SH		SOLE	0	8,588	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	2,436,800	61,848	SH		SOLE	0	61,847	0	0
PEPSICO INC COM	Stock	713448108	6,536,436	36,181	SH		SOLE	0	36,180	0	0
INVESCO S&P 500 EQUAL WEIGHT MATERIALS ETF	ETF	46137V316	502,624	3,168	SH		SOLE	0	3,168	0	0
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	3,433,223	40,510	SH		SOLE	0	40,510	0	0
HOME DEPOT INC COM	Stock	437076102	4,987,900	15,791	SH		SOLE	0	15,791	0	0
AMERISOURCEBERGEN CORP COM	Stock	03073E105	494,479	2,984	SH		SOLE	0	2,984	0	0
REGIONS FINANCIAL CORP NEW COM	Stock	7591EP100	1,228,316	56,972	SH		SOLE	0	56,972	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	430,622	2,010	SH		SOLE	0	2,010	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	384,683	4,065	SH		SOLE	0	4,064	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	330,214	1,069	SH		SOLE	0	1,069	0	0
BLACKSTONE MORTGAGE TRUST INC 4.75 03/15/2023	Convertible	09257WAC4	19,692	20,000	SH		SOLE	0	20,000	0	0
COMCAST CORP NEW CL A	Stock	20030N101	1,831,854	52,384	SH		SOLE	0	52,383	0	0
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	244,719	6,749	SH		SOLE	0	6,749	0	0
MICROSOFT CORP COM	Stock	594918104	5,855,401	24,416	SH		SOLE	0	24,415	0	0
EVERGY INC COM	Stock	30034W106	3,892,757	61,859	SH		SOLE	0	61,858	0	0
PGIM ULTRA SHORT BOND ETF	ETF	69344A107	1,026,849	20,913	SH		SOLE	0	20,913	0	0
NIKE INC CL B	Stock	654106103	1,692,529	14,465	SH		SOLE	0	14,464	0	0
PROSPECT CAP CORP 6.375 03/01/2025	Convertible	74348TAT9	29,800	30,000	SH		SOLE	0	30,000	0	0
LYONDELLBASELL INDUSTRIES N V SHS - A -	Stock	N53745100	1,691,942	20,377	SH		SOLE	0	20,377	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	648,541	7,885	SH		SOLE	0	7,885	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	1,234,643	14,740	SH		SOLE	0	14,740	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	1,712,425	37,324	SH		SOLE	0	37,324	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	2,567,151	33,984	SH		SOLE	0	33,984	0	0
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	ETF	464286533	963,600	18,164	SH		SOLE	0	18,164	0	0
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	454,879	6,309	SH		SOLE	0	6,309	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	208,547	9,179	SH		SOLE	0	9,179	0	0
BROADCOM INC COM	Stock	11135F101	8,072,593	14,438	SH		SOLE	0	14,437	0	0
METLIFE INC COM	Stock	59156R108	2,426,893	33,535	SH		SOLE	0	33,534	0	0
ROYAL BK CDA SUSTAINABL COM	Stock	780087102	3,371,275	35,857	SH		SOLE	0	35,857	0	0
ENBRIDGE INC COM	Stock	29250N105	6,087,518	155,691	SH		SOLE	0	155,691	0	0
ABBVIE INC COM	Stock	00287Y109	5,729,802	35,455	SH		SOLE	0	35,454	0	0
CISCO SYS INC COM	Stock	17275R102	6,599,526	138,529	SH		SOLE	0	138,529	0	0
ISHARES U.S. TELECOMMUNICATIONS ETF	ETF	464287713	934,411	41,659	SH		SOLE	0	41,659	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	354,318	2,428	SH		SOLE	0	2,428	0	0
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	469,659	6,305	SH		SOLE	0	6,305	0	0
ISHARES US FINANCIAL SERVICES ETF	ETF	464287770	491,777	3,122	SH		SOLE	0	3,122	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	6,057,003	15,765	SH		SOLE	0	15,764	0	0
RIO TINTO PLC SPONSORED ADR	ADR	767204100	3,761,084	52,824	SH		SOLE	0	52,824	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	4,978,315	10,233	SH		SOLE	0	10,233	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	6,514,262	48,578	SH		SOLE	0	48,577	0	0
M & T BK CORP COM	Stock	55261F104	1,182,819	8,154	SH		SOLE	0	8,154	0	0
VANECK RETAIL ETF	ETF	92189F684	503,935	3,180	SH		SOLE	0	3,180	0	0
WALMART INC COM	Stock	931142103	3,841,924	27,096	SH		SOLE	0	27,095	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	598,401	5,530	SH		SOLE	0	5,530	0	0
PFIZER INC COM	Stock	717081103	6,428,650	125,462	SH		SOLE	0	125,461	0	0
CATERPILLAR INC COM	Stock	149123101	2,642,760	11,032	SH		SOLE	0	11,031	0	0
ANALOG DEVICES INC COM	Stock	032654105	3,818,192	23,277	SH		SOLE	0	23,277	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	513,487	3,382	SH		SOLE	0	3,381	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	4,632,990	47,768	SH		SOLE	0	47,767	0	0
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	438,450	8,769	SH		SOLE	0	8,769	0	0
REALTY INCOME CORP COM	REIT	756109104	3,405,620	53,691	SH		SOLE	0	53,691	0	0
DOMINION ENERGY INC COM	Stock	25746U109	546,717	8,916	SH		SOLE	0	8,915	0	0
EXXON MOBIL CORP COM	Stock	30231G102	4,546,404	41,219	SH		SOLE	0	41,218	0	0
ARK INNOVATION ETF	ETF	00214Q104	426,926	13,666	SH		SOLE	0	13,666	0	0
BLACKROCK INC COM	Stock	09247X101	2,064,018	2,913	SH		SOLE	0	2,912	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	230,037	951	SH		SOLE	0	951	0	0
APPLE INC COM	Stock	037833100	991,515	7,631	SH		SOLE	0	7,631	0	0