New England Capital Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	14,818	145	SH		SOLE		0	0	145
ABBOTT LABS	COM	002824100	54,322	523	SH		SOLE		0	0	523
ABBVIE INC	COM	00287Y109	68,265	398	SH		SOLE		0	0	398
ABERCROMBIE & FITCH CO	CL A	002896207	21,901	123	SH		SOLE		0	0	123
ACCO BRANDS CORP	COM	00081T108	470	100	SH		SOLE		0	0	100
ADT INC DEL	COM	00090Q103	242	32	SH		SOLE		0	0	32
ADVANCED MICRO DEVICES INC	COM	007903107	5,097	31	SH		SOLE		0	0	31
ADVISORSHARES TR	PURE CANNABIS	00768Y495	4	1	SH		SOLE		0	0	1
AEGON LTD	AMER REG 1 CERT	0076CA104	68	11	SH		SOLE		0	0	11
AFLAC INC	COM	001055102	262,122	2,935	SH		SOLE		0	0	2,935
AIR PRODS & CHEMS INC	COM	009158106	157,698	611	SH		SOLE		0	0	611
ALCOA CORP	COM	013872106	825	21	SH		SOLE		0	0	21
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	9,014	125	SH		SOLE		0	0	125
ALLEGION PLC	ORD SHS	G0176J109	60,695	514	SH		SOLE		0	0	514
ALLIANT ENERGY CORP	COM	018802108	75,638	1,486	SH		SOLE		0	0	1,486
ALLSTATE CORP	COM	020002101	59,463	372	SH		SOLE		0	0	372
ALPHABET INC	CAP STK CL A	02079K305	124,297	682	SH		SOLE		0	0	682
ALPHABET INC	CAP STK CL C	02079K107	102,371	558	SH		SOLE		0	0	558
ALTRIA GROUP INC	COM	02209S103	74,813	1,642	SH		SOLE		0	0	1,642
AMALGAMATED FINANCIAL CORP	COM	022671101	8,220	300	SH		SOLE		0	0	300
AMAZON COM INC	COM	023135106	632,102	3,271	SH		SOLE		0	0	3,271
AMC ENTMT HLDGS INC	CL A NEW	00165C302	105	21	SH		SOLE		0	0	21
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	634	7	SH		SOLE		0	0	7
AMERICAN ELEC PWR CO INC	COM	025537101	7,546	86	SH		SOLE		0	0	86
AMERICAN EXPRESS CO	COM	025816109	188,343	813	SH		SOLE		0	0	813
AMERICAN INTL GROUP INC	COM NEW	026874784	27,015	364	SH		SOLE		0	0	364
AMERICAN TOWER CORP NEW	COM	03027X100	2,859	15	SH		SOLE		0	0	15
AMPHENOL CORP NEW	CL A	032095101	25,348	376	SH		SOLE		0	0	376
AMPLIFY ETF TR	AMPLIFY ALTERNAT	032108631	451	136	SH		SOLE		0	0	136
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	32,408	557	SH		SOLE		0	0	557
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	1,450	76	SH		SOLE		0	0	76
APPLE INC	COM	037833100	1,623,183	7,707	SH		SOLE		0	0	7,707
ARK ETF TR	ARK SPACE EXPL	00214Q807	150	10	SH		SOLE		0	0	10
ARRAY TECHNOLOGIES INC	COM SHS	04271T100	397	39	SH		SOLE		0	0	39
ASHLAND INC	COM	044186104	20,599	218	SH		SOLE		0	0	218
ASTRAZENECA PLC	SPONSORED ADR	046353108	87,380	1,120	SH		SOLE		0	0	1,120
AT&T INC	COM	00206R102	286,997	15,018	SH		SOLE		0	0	15,018
ATI INC	COM	01741R102	20,129	363	SH		SOLE		0	0	363
ATMOS ENERGY CORP	COM	049560105	11,351	97	SH		SOLE		0	0	97
AVANGRID INC	COM	05351W103	43,605	1,227	SH		SOLE		0	0	1,227
AVANOS MED INC	COM	05350V106	120	6	SH		SOLE		0	0	6
BANK AMERICA CORP	COM	060505104	33,138	833	SH		SOLE		0	0	833
BANK NEW YORK MELLON CORP	COM	064058100	19,559	327	SH		SOLE		0	0	327
BANK NOVA SCOTIA HALIFAX	COM	064149107	4,572	100	SH		SOLE		0	0	100
BARINTHUS BIOTHERAPEUTICS PL	ADS	91864C107	146	104	SH		SOLE		0	0	104
BATH & BODY WORKS INC	COM	070830104	18,281	468	SH		SOLE		0	0	468
BAXTER INTL INC	COM	071813109	25,578	765	SH		SOLE		0	0	765
BECTON DICKINSON & CO	COM	075887109	34,356	147	SH		SOLE		0	0	147
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	366,120	900	SH		SOLE		0	0	900
BERKSHIRE HILLS BANCORP INC	COM	084680107	13,527	593	SH		SOLE		0	0	593
BEST BUY INC	COM	086516101	5,005	59	SH		SOLE		0	0	59
BIOGEN INC	COM	09062X103	26,196	113	SH		SOLE		0	0	113
BIOHAVEN LTD	COM	G1110E107	34,710	1,000	SH		SOLE		0	0	1,000
BLACKROCK CORPOR HI YLD FD I	COM	09255P107	3,915	404	SH		SOLE		0	0	404
BLOCK INC	CL A	852234103	15,414	239	SH		SOLE		0	0	239
BOEING CO	COM	097023105	41,023	225	SH		SOLE		0	0	225
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	46,786	304	SH		SOLE		0	0	304
BOSTON SCIENTIFIC CORP	COM	101137107	848	11	SH		SOLE		0	0	11
BP PLC	SPONSORED ADR	055622104	31,522	873	SH		SOLE		0	0	873
BRISTOL-MYERS SQUIBB CO	COM	110122108	263,795	6,352	SH		SOLE		0	0	6,352
BROOKFIELD ASSET MANAGMT LTD	CL A LMT VTG SHS	113004105	4,911	129	SH		SOLE		0	0	129
BROOKFIELD CORP	CL A LTD VT SH	11271J107	20,654	497	SH		SOLE		0	0	497
BUTTERFLY NETWORK INC	COM CL A	124155102	589	700	SH		SOLE		0	0	700
CANADIAN NATL RY CO	COM	136375102	23,626	200	SH		SOLE		0	0	200
CANOPY GROWTH CORP	COM NEW	138035704	65	10	SH		SOLE		0	0	10
CAPITAL GROUP DIVIDEND VALUE	SHS CREATION UNI	14020W106	588,629	17,837	SH		SOLE		0	0	17,837
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	36,837	1,120	SH		SOLE		0	0	1,120
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	52,612,890	1,599,662	SH		SOLE		0	0	1,599,662
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	2,392	93	SH		SOLE		0	0	93
CAPITAL GRP FIXED INCM ETF T	CORE PLUS INCM	14020Y102	8,518,336	383,363	SH		SOLE		0	0	383,363
CAPITAL GRP FIXED INCM ETF T	MUNICIPAL INCOME	14020Y201	3,173,295	118,186	SH		SOLE		0	0	118,186
CAPITAL GRP FIXED INCM ETF T	SHORT DURATION	14020Y409	5,420,624	213,326	SH		SOLE		0	0	213,326
CAPITAL ONE FINL CORP	COM	14040H105	10,946	79	SH		SOLE		0	0	79
CARNIVAL CORP	UNIT 99/99/9999	143658300	6,849	366	SH		SOLE		0	0	366
CARRIAGE SVCS INC	COM	143905107	831	31	SH		SOLE		0	0	31
CARRIER GLOBAL CORPORATION	COM	14448C104	329,846	5,229	SH		SOLE		0	0	5,229
CATERPILLAR INC	COM	149123101	62,931	189	SH		SOLE		0	0	189
CHART INDS INC	COM	16115Q308	5,052	35	SH		SOLE		0	0	35
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	5,775	35	SH		SOLE		0	0	35
CHEMOURS CO	COM	163851108	1,906	84	SH		SOLE		0	0	84
CHEVRON CORP NEW	COM	166764100	402,328	2,572	SH		SOLE		0	0	2,572
CHIPOTLE MEXICAN GRILL INC	COM	169656105	18,795	300	SH		SOLE		0	0	300
CION INVT CORP	COM	17259U204	26,334	2,173	SH		SOLE		0	0	2,173
CISCO SYS INC	COM	17275R102	102,516	2,158	SH		SOLE		0	0	2,158
CITIGROUP INC	COM NEW	172967424	19,292	304	SH		SOLE		0	0	304
CLEAN ENERGY FUELS CORP	COM	184499101	107	40	SH		SOLE		0	0	40
COCA COLA CO	COM	191216100	376,708	5,918	SH		SOLE		0	0	5,918
COLGATE PALMOLIVE CO	COM	194162103	13,623	140	SH		SOLE		0	0	140
COLUMBIA ETF TR I	RESH ENHNC COR	19761L706	710	22	SH		SOLE		0	0	22
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	2,647,065	82,928	SH		SOLE		0	0	82,928
COMCAST CORP NEW	CL A	20030N101	75,554	1,929	SH		SOLE		0	0	1,929
COMPASS PATHWAYS PLC	SPONSORED ADS	20451W101	2,161	358	SH		SOLE		0	0	358
CONOCOPHILLIPS	COM	20825C104	68,257	597	SH		SOLE		0	0	597
CORNING INC	COM	219350105	5,118	132	SH		SOLE		0	0	132
CORTEVA INC	COM	22052L104	9,202	171	SH		SOLE		0	0	171
COSTCO WHSL CORP NEW	COM	22160K105	110,214	130	SH		SOLE		0	0	130
CRANE COMPANY	COMMON STOCK	224408104	92,788	640	SH		SOLE		0	0	640
CRANE NXT CO	COM	224441105	39,363	641	SH		SOLE		0	0	641
CVS HEALTH CORP	COM	126650100	40,585	687	SH		SOLE		0	0	687
CYTOKINETICS INC	COM NEW	23282W605	55	1	SH		SOLE		0	0	1
DANAHER CORPORATION	COM	235851102	6,526	26	SH		SOLE		0	0	26
DEERE & CO	COM	244199105	53,907	144	SH		SOLE		0	0	144
DELL TECHNOLOGIES INC	CL C	24703L202	4,394	32	SH		SOLE		0	0	32
DIREXION SHS ETF TR	DLY SMCAP BULL3X	25459W847	1,276	35	SH		SOLE		0	0	35
DISNEY WALT CO	COM	254687106	297,398	2,995	SH		SOLE		0	0	2,995
DOUGLAS ELLIMAN INC	COM	25961D105	420	362	SH		SOLE		0	0	362
DOW INC	COM	260557103	122,679	2,313	SH		SOLE		0	0	2,313
DRAFTKINGS INC NEW	COM CL A	26142V105	308	8	SH		SOLE		0	0	8
DRAGONFLY ENERGY HOLDINGS CO	COM	26145B106	77	90	SH		SOLE		0	0	90
DRDGOLD LIMITED	SPON ADR REPSTG	26152H301	3,896	452	SH		SOLE		0	0	452
DUKE ENERGY CORP NEW	COM NEW	26441C204	131,279	1,310	SH		SOLE		0	0	1,310
DUPONT DE NEMOURS INC	COM	26614N102	14,099	175	SH		SOLE		0	0	175
DUTCH BROS INC	CL A	26701L100	5,382	130	SH		SOLE		0	0	130
DXC TECHNOLOGY CO	COM	23355L106	1,012	53	SH		SOLE		0	0	53
EDWARDS LIFESCIENCES CORP	COM	28176E108	48,772	528	SH		SOLE		0	0	528
ELECTRONIC ARTS INC	COM	285512109	2,847	20	SH		SOLE		0	0	20
ELEVANCE HEALTH INC	COM	036752103	327,923	605	SH		SOLE		0	0	605
ELI LILLY & CO	COM	532457108	12,847	14	SH		SOLE		0	0	14
ELLINGTON FINANCIAL INC	COM	28852N109	23,153	1,917	SH		SOLE		0	0	1,917
EMBECTA CORP	COMMON STOCK	29082K105	386	31	SH		SOLE		0	0	31
ENBRIDGE INC	COM	29250N105	20,002	562	SH		SOLE		0	0	562
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	8,611	531	SH		SOLE		0	0	531
EQUIFAX INC	COM	294429105	735,673	3,034	SH		SOLE		0	0	3,034
ESSENTIAL UTILS INC	COM	29670G102	5,861	157	SH		SOLE		0	0	157
ETSY INC	COM	29786A106	5,898	100	SH		SOLE		0	0	100
EVERGY INC	COM	30034W106	5,297	100	SH		SOLE		0	0	100
EVERSOURCE ENERGY	COM	30040W108	531,963	9,380	SH		SOLE		0	0	9,380
EVGO INC	CL A COM	30052F100	74	30	SH		SOLE		0	0	30
EXXON MOBIL CORP	COM	30231G102	818,146	7,107	SH		SOLE		0	0	7,107
FEDEX CORP	COM	31428X106	22,146	74	SH		SOLE		0	0	74
FIDELITY COVINGTON TRUST	ENHANCED INTL	31609A404	507	18	SH		SOLE		0	0	18
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	127,268	742	SH		SOLE		0	0	742
FIDELITY NATL INFORMATION SV	COM	31620M106	104,689	1,389	SH		SOLE		0	0	1,389
FIFTH THIRD BANCORP	COM	316773100	586,050	16,061	SH		SOLE		0	0	16,061
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	18,377	192	SH		SOLE		0	0	192
FIRST TR EXCHANGE TRADED FD	INDXX NEXTG ETF	33737K205	20,937	256	SH		SOLE		0	0	256
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	21,865	388	SH		SOLE		0	0	388
FIRST TR EXCHANGE-TRADED FD	DOW 30 EQL WGT	33733A201	260,021	7,769	SH		SOLE		0	0	7,769
FIRST TR EXCHANGE-TRADED FD	NASDQ ARTFCIAL	33738R720	31,436	742	SH		SOLE		0	0	742
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	14,784	96	SH		SOLE		0	0	96
FIRSTENERGY CORP	COM	337932107	9,213	241	SH		SOLE		0	0	241
FOOT LOCKER INC	COM	344849104	2,407	97	SH		SOLE		0	0	97
FORD MTR CO DEL	COM	345370860	21,471	1,712	SH		SOLE		0	0	1,712
FORTINET INC	COM	34959E109	3,014	50	SH		SOLE		0	0	50
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	12,988	200	SH		SOLE		0	0	200
FRANKLIN BSP RLTY TR INC	COMMON STOCK	35243J101	19,091	1,515	SH		SOLE		0	0	1,515
FUEL TECH INC	COM	359523107	2,140	2,000	SH		SOLE		0	0	2,000
FUELCELL ENERGY INC	COM	35952H601	2	3	SH		SOLE		0	0	3
GE AEROSPACE	COM NEW	369604301	111,326	700	SH		SOLE		0	0	700
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	4,333	56	SH		SOLE		0	0	56
GE VERNOVA INC	COM	36828A101	29,482	172	SH		SOLE		0	0	172
GENERAL DYNAMICS CORP	COM	369550108	60,736	209	SH		SOLE		0	0	209
GENERAL MLS INC	COM	370334104	11,164	176	SH		SOLE		0	0	176
GENERAL MTRS CO	COM	37045V100	5,297	114	SH		SOLE		0	0	114
GILEAD SCIENCES INC	COM	375558103	46,001	670	SH		SOLE		0	0	670
GLOBAL PMTS INC	COM	37940X102	189,049	1,955	SH		SOLE		0	0	1,955
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	437	19	SH		SOLE		0	0	19
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	3,754	97	SH		SOLE		0	0	97
GRAIL INC	COM	384747101	31	2	SH		SOLE		0	0	2
GSK PLC	SPONSORED ADR	37733W204	9,229	240	SH		SOLE		0	0	240
GUIDEWIRE SOFTWARE INC	COM	40171V100	6,895	50	SH		SOLE		0	0	50
HALLIBURTON CO	COM	406216101	1,773	52	SH		SOLE		0	0	52
HANESBRANDS INC	COM	410345102	257	52	SH		SOLE		0	0	52
HARLEY DAVIDSON INC	COM	412822108	9,916	296	SH		SOLE		0	0	296
HARTFORD FINL SVCS GROUP INC	COM	416515104	125,625	1,250	SH		SOLE		0	0	1,250
HECLA MNG CO	COM	422704106	607	125	SH		SOLE		0	0	125
HERON THERAPEUTICS INC	COM	427746102	1,663	475	SH		SOLE		0	0	475
HERSHEY CO	COM	427866108	21,639	118	SH		SOLE		0	0	118
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	17,508	827	SH		SOLE		0	0	827
HOME DEPOT INC	COM	437076102	364,177	1,058	SH		SOLE		0	0	1,058
HONEYWELL INTL INC	COM	438516106	41,993	197	SH		SOLE		0	0	197
HOWMET AEROSPACE INC	COM	443201108	1,331	17	SH		SOLE		0	0	17
HP INC	COM	40434L105	30,278	865	SH		SOLE		0	0	865
HSBC HLDGS PLC	SPON ADR NEW	404280406	2,175	50	SH		SOLE		0	0	50
HUBBELL INC	COM	443510607	473,466	1,295	SH		SOLE		0	0	1,295
ILLINOIS TOOL WKS INC	COM	452308109	60,223	254	SH		SOLE		0	0	254
ILLUMINA INC	COM	452327109	1,357	13	SH		SOLE		0	0	13
INGERSOLL RAND INC	COM	45687V106	103,833	1,143	SH		SOLE		0	0	1,143
INTEL CORP	COM	458140100	52,767	1,704	SH		SOLE		0	0	1,704
INTERNATIONAL BUSINESS MACHS	COM	459200101	72,839	421	SH		SOLE		0	0	421
INTERNATIONAL PAPER CO	COM	460146103	1,398	32	SH		SOLE		0	0	32
INVESCO EXCH TRADED FD TR II	INVESCO PHLX SM	46138G615	4,397	102	SH		SOLE		0	0	102
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	2,371	12	SH		SOLE		0	0	12
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	51,786	937	SH		SOLE		0	0	937
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	10,409	101	SH		SOLE		0	0	101
INVESCO EXCHANGE TRADED FD T	LEISURE AND ENTE	46137V720	4,461	98	SH		SOLE		0	0	98
INVESCO EXCHANGE TRADED FD T	S&P MDCP MOMNTUM	46137V464	685	6	SH		SOLE		0	0	6
INVESCO EXCHANGE TRADED FD T	S&P500 EQL IND	46137V324	22,705	500	SH		SOLE		0	0	500
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	17,285,999	105,223	SH		SOLE		0	0	105,223
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	17,618	271	SH		SOLE		0	0	271
INVESCO QQQ TR	UNIT SER 1	46090E103	39,361	82	SH		SOLE		0	0	82
ISHARES TR	CORE S&P SCP ETF	464287804	1,606	15	SH		SOLE		0	0	15
ISHARES TR	ISHARES SEMICDTR	464287523	3,875	16	SH		SOLE		0	0	16
ISHARES TR	MRNING SM CP ETF	464288703	15,289	264	SH		SOLE		0	0	264
ISHARES TR	PFD AND INCM SEC	464288687	10,573	335	SH		SOLE		0	0	335
ISHARES TR	RUS 1000 VAL ETF	464287598	40,478	232	SH		SOLE		0	0	232
ISHARES TR	RUS 2000 GRW ETF	464287648	141,896	540	SH		SOLE		0	0	540
ISHARES TR	RUSSELL 2000 ETF	464287655	91,321	450	SH		SOLE		0	0	450
ISHARES TR	U.S. TECH ETF	464287721	4,067	27	SH		SOLE		0	0	27
ISHARES TR	US OIL EQ&SV ETF	464288844	4,556	205	SH		SOLE		0	0	205
ISHARES TR	US OIL GS EX ETF	464288851	22,392	225	SH		SOLE		0	0	225
JANUS DETROIT STR TR	HENDERSN SML ETF	47103U209	2,198	33	SH		SOLE		0	0	33
JOHNSON & JOHNSON	COM	478160104	367,451	2,514	SH		SOLE		0	0	2,514
JOHNSON CTLS INTL PLC	SHS	G51502105	86,081	1,295	SH		SOLE		0	0	1,295
JPMORGAN CHASE & CO.	COM	46625H100	26,333	130	SH		SOLE		0	0	130
KELLANOVA	COM	487836108	14,984	260	SH		SOLE		0	0	260
KENVUE INC	COM	49177J102	43,804	2,409	SH		SOLE		0	0	2,409
KEYCORP	COM	493267108	3,330	234	SH		SOLE		0	0	234
KIMBERLY-CLARK CORP	COM	494368103	10,187	74	SH		SOLE		0	0	74
KOHLS CORP	COM	500255104	6,897	300	SH		SOLE		0	0	300
KRAFT HEINZ CO	COM	500754106	5,010	155	SH		SOLE		0	0	155
KRANESHARES TRUST	ELEC VEH FUTUR	500767827	3,659	189	SH		SOLE		0	0	189
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	474	18	SH		SOLE		0	0	18
L3HARRIS TECHNOLOGIES INC	COM	502431109	38,179	170	SH		SOLE		0	0	170
LINCOLN NATL CORP IND	COM	534187109	1,397	45	SH		SOLE		0	0	45
LINDBLAD EXPEDITIONS HLDGS I	COM	535219109	53,075	5,500	SH		SOLE		0	0	5,500
LITHIUM AMERICAS ARGENTINA C	COM SHS	53681K100	160	50	SH		SOLE		0	0	50
LITHIUM AMERS CORP NEW	COM SHS	53681J103	134	50	SH		SOLE		0	0	50
LOCKHEED MARTIN CORP	COM	539830109	7,153	15	SH		SOLE		0	0	15
LUCID GROUP INC	COM	549498103	2,088	800	SH		SOLE		0	0	800
LUMEN TECHNOLOGIES INC	COM	550241103	110	100	SH		SOLE		0	0	100
LUMENTUM HLDGS INC	COM	55024U109	1,273	25	SH		SOLE		0	0	25
M & T BK CORP	COM	55261F104	4,447	29	SH		SOLE		0	0	29
MACERICH CO	COM	554382101	23,160	1,500	SH		SOLE		0	0	1,500
MACYS INC	COM	55616P104	4,359	227	SH		SOLE		0	0	227
MANULIFE FINL CORP	COM	56501R106	147,105	5,526	SH		SOLE		0	0	5,526
MARATHON OIL CORP	COM	565849106	3,384	118	SH		SOLE		0	0	118
MARATHON PETE CORP	COM	56585A102	20,471	118	SH		SOLE		0	0	118
MARRIOTT INTL INC NEW	CL A	571903202	1,727	7	SH		SOLE		0	0	7
MARSH & MCLENNAN COS INC	COM	571748102	96,078	456	SH		SOLE		0	0	456
MASTERCARD INCORPORATED	CL A	57636Q104	17,922	41	SH		SOLE		0	0	41
MATTERPORT INC	COM CL A	577096100	90	20	SH		SOLE		0	0	20
MAXLINEAR INC	COM	57776J100	887	44	SH		SOLE		0	0	44
MCDONALDS CORP	COM	580135101	302,006	1,185	SH		SOLE		0	0	1,185
MEDICAL PPTYS TRUST INC	COM	58463J304	224	52	SH		SOLE		0	0	52
MEDTRONIC PLC	SHS	G5960L103	102,417	1,301	SH		SOLE		0	0	1,301
MERCK & CO INC	COM	58933Y105	293,993	2,375	SH		SOLE		0	0	2,375
MEREO BIOPHARMA GROUP PLC	SPON ADS	589492107	1,080	300	SH		SOLE		0	0	300
META PLATFORMS INC	CL A	30303M102	237,760	472	SH		SOLE		0	0	472
METLIFE INC	COM	59156R108	16,991	242	SH		SOLE		0	0	242
MGM RESORTS INTERNATIONAL	COM	552953101	2,223	50	SH		SOLE		0	0	50
MICROSOFT CORP	COM	594918104	676,266	1,513	SH		SOLE		0	0	1,513
MONDELEZ INTL INC	CL A	609207105	30,823	471	SH		SOLE		0	0	471
MV OIL TR	TR UNITS	553859109	6,594	700	SH		SOLE		0	0	700
NATIONAL FUEL GAS CO	COM	636180101	31,672	584	SH		SOLE		0	0	584
NERDY INC	CL A COM	64081V109	144	86	SH		SOLE		0	0	86
NETFLIX INC	COM	64110L106	108,319	161	SH		SOLE		0	0	161
NEXTERA ENERGY INC	COM	65339F101	741	10	SH		SOLE		0	0	10
NIKE INC	CL B	654106103	1,860	25	SH		SOLE		0	0	25
NIO INC	SPON ADS	62914V106	24	6	SH		SOLE		0	0	6
NOKIA CORP	SPONSORED ADR	654902204	1,136	300	SH		SOLE		0	0	300
NORFOLK SOUTHN CORP	COM	655844108	1,391	6	SH		SOLE		0	0	6
NORTHROP GRUMMAN CORP	COM	666807102	1,308	3	SH		SOLE		0	0	3
NORWEGIAN CRUISE LINE HLDG L	SHS	G66721104	1,879	100	SH		SOLE		0	0	100
NUTANIX INC	CL A	67059N108	28,425	500	SH		SOLE		0	0	500
NVENT ELECTRIC PLC	SHS	G6700G107	24,834	324	SH		SOLE		0	0	324
NVIDIA CORPORATION	COM	67066G104	463,405	3,751	SH		SOLE		0	0	3,751
OBSIDIAN ENERGY LTD	COM	674482203	696	93	SH		SOLE		0	0	93
OCCIDENTAL PETE CORP	COM	674599105	3,306	52	SH		SOLE		0	0	52
ORACLE CORP	COM	68389X105	140,582	996	SH		SOLE		0	0	996
ORGANON & CO	COMMON STOCK	68622V106	3,143	152	SH		SOLE		0	0	152
OTIS WORLDWIDE CORP	COM	68902V107	283,483	2,945	SH		SOLE		0	0	2,945
PACER FDS TR	US CASH COWS 100	69374H881	2,324	43	SH		SOLE		0	0	43
PALANTIR TECHNOLOGIES INC	CL A	69608A108	8,866	350	SH		SOLE		0	0	350
PALO ALTO NETWORKS INC	COM	697435105	37,970	112	SH		SOLE		0	0	112
PARAMOUNT GLOBAL	CLASS B COM	92556H206	5,920	570	SH		SOLE		0	0	570
PARKER-HANNIFIN CORP	COM	701094104	32,475	64	SH		SOLE		0	0	64
PAYCHEX INC	COM	704326107	47,080	397	SH		SOLE		0	0	397
PAYPAL HLDGS INC	COM	70450Y103	5,803	100	SH		SOLE		0	0	100
PENN ENTERTAINMENT INC	COM	707569109	968	50	SH		SOLE		0	0	50
PENTAIR PLC	SHS	G7S00T104	24,859	324	SH		SOLE		0	0	324
PEPSICO INC	COM	713448108	168,136	1,019	SH		SOLE		0	0	1,019
PFIZER INC	COM	717081103	184,693	6,601	SH		SOLE		0	0	6,601
PHILIP MORRIS INTL INC	COM	718172109	77,682	767	SH		SOLE		0	0	767
PHILLIPS 66	COM	718546104	44,833	318	SH		SOLE		0	0	318
PLUG POWER INC	COM NEW	72919P202	21	9	SH		SOLE		0	0	9
POLARIS INC	COM	731068102	19,746	252	SH		SOLE		0	0	252
PRIMERICA INC	COM	74164M108	11,829	50	SH		SOLE		0	0	50
PROCTER AND GAMBLE CO	COM	742718109	1,209,606	7,334	SH		SOLE		0	0	7,334
PROLOGIS INC.	COM	74340W103	72,011	641	SH		SOLE		0	0	641
PRUDENTIAL FINL INC	COM	744320102	18,335	156	SH		SOLE		0	0	156
PURE STORAGE INC	CL A	74624M102	6,421	100	SH		SOLE		0	0	100
QUALCOMM INC	COM	747525103	62,047	312	SH		SOLE		0	0	312
QUEST DIAGNOSTICS INC	COM	74834L100	53,309	389	SH		SOLE		0	0	389
REGIONS FINANCIAL CORP NEW	COM	7591EP100	124,977	6,236	SH		SOLE		0	0	6,236
REVVITY INC	COM	714046109	4,760	45	SH		SOLE		0	0	45
ROCKWELL AUTOMATION INC	COM	773903109	68,908	250	SH		SOLE		0	0	250
ROKU INC	COM CL A	77543R102	8,990	150	SH		SOLE		0	0	150
ROYAL BK CDA	COM	780087102	1,809	17	SH		SOLE		0	0	17
RTX CORPORATION	COM	75513E101	644,515	6,420	SH		SOLE		0	0	6,420
SABRE CORP	COM	78573M104	4,086	1,530	SH		SOLE		0	0	1,530
SADOT GROUP INC	COM	627333107	1,909	5,000	SH		SOLE		0	0	5,000
SAGE THERAPEUTICS INC	COM	78667J108	7,059	650	SH		SOLE		0	0	650
SALESFORCE INC	COM	79466L302	11,585	45	SH		SOLE		0	0	45
SANOFI	SPONSORED ADR	80105N105	486	10	SH		SOLE		0	0	10
SCHWAB CHARLES CORP	COM	808513105	10,385	141	SH		SOLE		0	0	141
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	15,552	200	SH		SOLE		0	0	200
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	707	7	SH		SOLE		0	0	7
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	8,731	102	SH		SOLE		0	0	102
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	3,568,483	92,905	SH		SOLE		0	0	92,905
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,227,564	22,145	SH		SOLE		0	0	22,145
SEMPRA	COM	816851109	15,594	205	SH		SOLE		0	0	205
SHELL PLC	SPON ADS	780259305	24,388	338	SH		SOLE		0	0	338
SHOPIFY INC	CL A	82509L107	727	11	SH		SOLE		0	0	11
SILK RD MED INC	COM	82710M100	6,760	250	SH		SOLE		0	0	250
SIRIUS XM HOLDINGS INC	COM	82968B103	3,113	1,100	SH		SOLE		0	0	1,100
SKYWORKS SOLUTIONS INC	COM	83088M102	16,610	156	SH		SOLE		0	0	156
SMITH MICRO SOFTWARE INC	COM SHS	832154405	69	31	SH		SOLE		0	0	31
SMUCKER J M CO	COM NEW	832696405	12,241	112	SH		SOLE		0	0	112
SNAP INC	CL A	83304A106	831	50	SH		SOLE		0	0	50
SOLVENTUM CORP	COM SHS	83444M101	1,904	36	SH		SOLE		0	0	36
SOUNDHOUND AI INC	CLASS A COM	836100107	277	70	SH		SOLE		0	0	70
SOUTHERN CO	COM	842587107	17,351	224	SH		SOLE		0	0	224
SOUTHWEST AIRLS CO	COM	844741108	40,658	1,421	SH		SOLE		0	0	1,421
SPDR GOLD TR	GOLD SHS	78463V107	86,004	400	SH		SOLE		0	0	400
SPDR INDEX SHS FDS	PORTFLI MSCI GBL	78463X475	444,283	7,310	SH		SOLE		0	0	7,310
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	7,464,943	212,798	SH		SOLE		0	0	212,798
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	162,004	4,301	SH		SOLE		0	0	4,301
SPDR S&P 500 ETF TR	TR UNIT	78462F103	46,899	86	SH		SOLE		0	0	86
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	45,937	487	SH		SOLE		0	0	487
SPDR SER TR	BLOOMBERG INVT	78468R200	2,928,482	94,926	SH		SOLE		0	0	94,926
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	15,269	609	SH		SOLE		0	0	609
SPDR SER TR	PRTFLO S&P500 GW	78464A409	12,125,907	151,328	SH		SOLE		0	0	151,328
SPDR SER TR	PRTFLO S&P500 HI	78468R788	37,436	931	SH		SOLE		0	0	931
SPDR SER TR	PRTFLO S&P500 VL	78464A508	11,793,310	241,964	SH		SOLE		0	0	241,964
SPDR SER TR	S&P 400 MDCP GRW	78464A821	673,748	8,015	SH		SOLE		0	0	8,015
SPDR SER TR	S&P 600 SMCP GRW	78464A201	3,940,315	45,892	SH		SOLE		0	0	45,892
SPDR SER TR	S&P 600 SMCP VAL	78464A300	3,504,307	44,749	SH		SOLE		0	0	44,749
SPDR SER TR	S&P BK ETF	78464A797	2,313	50	SH		SOLE		0	0	50
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	1,242	125	SH		SOLE		0	0	125
SSGA ACTIVE ETF TR	MULT ASS RLRTN	78467V103	12,128	439	SH		SOLE		0	0	439
STAG INDL INC	COM	85254J102	1,296	36	SH		SOLE		0	0	36
STANLEY BLACK & DECKER INC	COM	854502101	15,822	198	SH		SOLE		0	0	198
SUMMIT MATLS INC	CL A	86614U100	1,868	51	SH		SOLE		0	0	51
SUPER MICRO COMPUTER INC	COM	86800U104	16,387	20	SH		SOLE		0	0	20
SURMODICS INC	COM	868873100	4,204	100	SH		SOLE		0	0	100
SYNCHRONY FINANCIAL	COM	87165B103	7,027	149	SH		SOLE		0	0	149
SYNOVUS FINL CORP	COM NEW	87161C501	79,858	1,987	SH		SOLE		0	0	1,987
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	7,153	46	SH		SOLE		0	0	46
TE CONNECTIVITY LTD	SHS	H84989104	187,585	1,247	SH		SOLE		0	0	1,247
TELADOC HEALTH INC	COM	87918A105	98	10	SH		SOLE		0	0	10
TELEDYNE TECHNOLOGIES INC	COM	879360105	5,820	15	SH		SOLE		0	0	15
TERADATA CORP DEL	COM	88076W103	519	15	SH		SOLE		0	0	15
TESLA INC	COM	88160R101	243,632	1,231	SH		SOLE		0	0	1,231
TETRA TECHNOLOGIES INC DEL	COM	88162F105	6,211	1,795	SH		SOLE		0	0	1,795
THE CIGNA GROUP	COM	125523100	62,274	188	SH		SOLE		0	0	188
THE LION ELECTRIC COMPANY	COMMON STOCK	536221104	6,725	7,401	SH		SOLE		0	0	7,401
THERMO FISHER SCIENTIFIC INC	COM	883556102	6,100	11	SH		SOLE		0	0	11
TJX COS INC NEW	COM	872540109	62,757	570	SH		SOLE		0	0	570
T-MOBILE US INC	COM	872590104	10,571	60	SH		SOLE		0	0	60
TRANE TECHNOLOGIES PLC	SHS	G8994E103	435,061	1,323	SH		SOLE		0	0	1,323
TRAVELERS COMPANIES INC	COM	89417E109	22,368	110	SH		SOLE		0	0	110
TRILOGY METALS INC NEW	COM	89621C105	170	333	SH		SOLE		0	0	333
TYSON FOODS INC	CL A	902494103	14,956	262	SH		SOLE		0	0	262
UBIQUITI INC	COM	90353W103	15,301	105	SH		SOLE		0	0	105
UNDER ARMOUR INC	CL C	904311206	3,638	557	SH		SOLE		0	0	557
UNILEVER PLC	SPON ADR NEW	904767704	20,565	374	SH		SOLE		0	0	374
UNITED PARCEL SERVICE INC	CL B	911312106	3,308	24	SH		SOLE		0	0	24
UNITED STATES STL CORP NEW	COM	912909108	3,780	100	SH		SOLE		0	0	100
UNITED STS NAT GAS FD LP	UNIT PAR	912318409	314	18	SH		SOLE		0	0	18
UNITEDHEALTH GROUP INC	COM	91324P102	467,776	919	SH		SOLE		0	0	919
UNUM GROUP	COM	91529Y106	97,334	1,904	SH		SOLE		0	0	1,904
URBAN OUTFITTERS INC	COM	917047102	24,630	600	SH		SOLE		0	0	600
US BANCORP DEL	COM NEW	902973304	12,537	316	SH		SOLE		0	0	316
VALERO ENERGY CORP	COM	91913Y100	2,362	15	SH		SOLE		0	0	15
VALVOLINE INC	COM	92047W101	29,636	686	SH		SOLE		0	0	686
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	1,638	6	SH		SOLE		0	0	6
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	48,017	144	SH		SOLE		0	0	144
VANGUARD INDEX FDS	GROWTH ETF	922908736	35,692	95	SH		SOLE		0	0	95
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	14,540,811	79,667	SH		SOLE		0	0	79,667
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	42,802	160	SH		SOLE		0	0	160
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	118	2	SH		SOLE		0	0	2
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	134	2	SH		SOLE		0	0	2
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	118	1	SH		SOLE		0	0	1
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	23,453	250	SH		SOLE		0	0	250
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	35,050	192	SH		SOLE		0	0	192
VANGUARD STAR FDS	VG TL INTL STK F	921909768	61	1	SH		SOLE		0	0	1
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	99	2	SH		SOLE		0	0	2
VANGUARD WORLD FD	ENERGY ETF	92204A306	10,499	82	SH		SOLE		0	0	82
VANGUARD WORLD FD	INF TECH ETF	92204A702	65,684	114	SH		SOLE		0	0	114
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	46,504	148	SH		SOLE		0	0	148
VECTOR GROUP LTD	COM	92240M108	7,304	691	SH		SOLE		0	0	691
VERALTO CORP	COM SHS	92338C103	766	8	SH		SOLE		0	0	8
VERIZON COMMUNICATIONS INC	COM	92343V104	119,119	2,888	SH		SOLE		0	0	2,888
VIATRIS INC	COM	92556V106	8,603	809	SH		SOLE		0	0	809
VIKING HOLDINGS LTD	ORD SHS	G93A5A101	5,770	170	SH		SOLE		0	0	170
VISA INC	COM CL A	92826C839	136,975	522	SH		SOLE		0	0	522
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	6,449	727	SH		SOLE		0	0	727
VULCAN MATLS CO	COM	929160109	17,470	70	SH		SOLE		0	0	70
WABTEC	COM	929740108	3,036	19	SH		SOLE		0	0	19
WALGREENS BOOTS ALLIANCE INC	COM	931427108	13,507	1,117	SH		SOLE		0	0	1,117
WALMART INC	COM	931142103	547,072	8,080	SH		SOLE		0	0	8,080
WARNER BROS DISCOVERY INC	COM SER A	934423104	23,012	3,093	SH		SOLE		0	0	3,093
WEBSTER FINL CORP	COM	947890109	5,238	120	SH		SOLE		0	0	120
WELLS FARGO CO NEW	COM	949746101	70,748	1,191	SH		SOLE		0	0	1,191
WELLTOWER INC	COM	95040Q104	3,545	34	SH		SOLE		0	0	34
WK KELLOGG CO	COM SHS	92942W107	1,054	64	SH		SOLE		0	0	64
WP CAREY INC	COM	92936U109	32,077	583	SH		SOLE		0	0	583
WPP PLC NEW	ADR	92937A102	18,460	403	SH		SOLE		0	0	403
WYNN RESORTS LTD	COM	983134107	454	5	SH		SOLE		0	0	5
YUM BRANDS INC	COM	988498101	35,278	266	SH		SOLE		0	0	266
YUM CHINA HLDGS INC	COM	98850P109	7,751	251	SH		SOLE		0	0	251
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	23,521	217	SH		SOLE		0	0	217
ZIMVIE INC	COM	98888T107	347	19	SH		SOLE		0	0	19