River Street Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	809,410	7,099	SH		SOLE		0	0	7,099
ABBOTT LABS	COM	002824100	20,864	183	SH		DFND		0	0	183
ABBVIE INC	COM	00287Y109	1,988,468	10,069	SH		SOLE		0	0	10,069
ABBVIE INC	COM	00287Y109	88,866	450	SH		DFND		0	0	450
ABBVIE INC	COM	00287Y109	15,009	76	SH		OTR		0	0	76
ADOBE INC	COM	00724F101	729,553	1,409	SH		SOLE		0	0	1,409
AES CORP	COM	00130H105	365,895	18,240	SH		SOLE		0	0	18,240
ALBEMARLE CORP	COM	012653101	321,067	3,390	SH		SOLE		0	0	3,390
ALPHABET INC	CAP STK CL C	02079K107	413,963	2,476	SH		SOLE		0	0	2,476
ALPHABET INC	CAP STK CL A	02079K305	2,528,076	15,243	SH		SOLE		0	0	15,243
ALTRIA GROUP INC	COM	02209S103	246,983	4,839	SH		SOLE		0	0	4,839
AMAZON COM INC	COM	023135106	2,133,665	11,451	SH		SOLE		0	0	11,451
AMGEN INC	COM	031162100	191,393	594	SH		SOLE		0	0	594
AMPLIFY ETF TR	AMPLIFY CYBERSEC	032108664	213,717	3,130	SH		SOLE		0	0	3,130
APPLE INC	COM	037833100	7,016,013	30,112	SH		SOLE		0	0	30,112
APPLE INC	COM	037833100	72,929	313	SH		DFND		0	0	313
APPLE INC	COM	037833100	294,745	1,265	SH		OTR		0	0	1,265
APTIV PLC	SHS	G6095L109	273,566	3,799	SH		SOLE		0	0	3,799
ARISTA NETWORKS INC	COM	040413106	483,614	1,260	SH		SOLE		0	0	1,260
BADGER METER INC	COM	056525108	945,627	4,330	SH		SOLE		0	0	4,330
BARCLAYS BANK PLC	IPATH SELCT MLP	06742C723	476,420	18,345	SH		SOLE		0	0	18,345
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,158,935	2,518	SH		SOLE		0	0	2,518
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	59,834	130	SH		OTR		0	0	130
BLACKROCK INC	COM	09247X101	2,093,195	2,205	SH		SOLE		0	0	2,205
BLACKROCK INC	COM	09247X101	18,041	19	SH		OTR		0	0	19
BLACKSTONE INC	COM	09260D107	2,206,509	14,409	SH		SOLE		0	0	14,409
BLACKSTONE INC	COM	09260D107	58,956	385	SH		DFND		0	0	385
BLACKSTONE INC	COM	09260D107	14,548	95	SH		OTR		0	0	95
BROADCOM INC	COM	11135F101	3,125,355	18,118	SH		SOLE		0	0	18,118
BROADCOM INC	COM	11135F101	18,975	110	SH		OTR		0	0	110
CATERPILLAR INC	COM	149123101	3,556,064	9,092	SH		SOLE		0	0	9,092
CHEVRON CORP NEW	COM	166764100	1,119,400	7,601	SH		SOLE		0	0	7,601
CHEVRON CORP NEW	COM	166764100	8,248	56	SH		OTR		0	0	56
COINBASE GLOBAL INC	COM CL A	19260Q107	248,548	1,395	SH		SOLE		0	0	1,395
COMCAST CORP NEW	CL A	20030N101	594,972	14,244	SH		SOLE		0	0	14,244
COMCAST CORP NEW	CL A	20030N101	1,295	31	SH		DFND		0	0	31
COMCAST CORP NEW	CL A	20030N101	2,381	57	SH		OTR		0	0	57
CORNING INC	COM	219350105	808,456	17,906	SH		SOLE		0	0	17,906
CORNING INC	COM	219350105	10,566	234	SH		OTR		0	0	234
COSTCO WHSL CORP NEW	COM	22160K105	1,922,862	2,169	SH		SOLE		0	0	2,169
COSTCO WHSL CORP NEW	COM	22160K105	15,071	17	SH		OTR		0	0	17
CUMMINS INC	COM	231021106	1,938,425	5,987	SH		SOLE		0	0	5,987
CUMMINS INC	COM	231021106	14,571	45	SH		DFND		0	0	45
CUMMINS INC	COM	231021106	15,542	48	SH		OTR		0	0	48
DANAHER CORPORATION	COM	235851102	691,158	2,486	SH		SOLE		0	0	2,486
DEERE & CO	COM	244199105	729,911	1,749	SH		SOLE		0	0	1,749
DISCOVER FINL SVCS	COM	254709108	1,343,909	9,580	SH		SOLE		0	0	9,580
DISCOVER FINL SVCS	COM	254709108	14,170	101	SH		OTR		0	0	101
DISNEY WALT CO	COM	254687106	607,248	6,313	SH		SOLE		0	0	6,313
EATON CORP PLC	SHS	G29183103	2,090,393	6,307	SH		SOLE		0	0	6,307
EATON CORP PLC	SHS	G29183103	17,898	54	SH		OTR		0	0	54
ELI LILLY & CO	COM	532457108	2,560,474	2,890	SH		SOLE		0	0	2,890
ELI LILLY & CO	COM	532457108	219,714	248	SH		DFND		0	0	248
ELI LILLY & CO	COM	532457108	9,746	11	SH		OTR		0	0	11
ENBRIDGE INC	COM	29250N105	892,426	21,976	SH		SOLE		0	0	21,976
ENBRIDGE INC	COM	29250N105	13,239	326	SH		OTR		0	0	326
EOG RES INC	COM	26875P101	1,145,538	9,319	SH		SOLE		0	0	9,319
EOG RES INC	COM	26875P101	984	8	SH		DFND		0	0	8
EOG RES INC	COM	26875P101	8,729	71	SH		OTR		0	0	71
EXXON MOBIL CORP	COM	30231G102	174,541	1,489	SH		SOLE		0	0	1,489
EXXON MOBIL CORP	COM	30231G102	41,379	353	SH		DFND		0	0	353
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	999,338	38,734	SH		SOLE		0	0	38,734
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	1,007	39	SH		OTR		0	0	39
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	477,809	8,067	SH		SOLE		0	0	8,067
FISERV INC	COM	337738108	308,998	1,720	SH		SOLE		0	0	1,720
FORTINET INC	COM	34959E109	295,078	3,805	SH		SOLE		0	0	3,805
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	3,394,655	81,018	SH		SOLE		0	0	81,018
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	23,967	572	SH		OTR		0	0	572
GE AEROSPACE	COM NEW	369604301	450,707	2,390	SH		SOLE		0	0	2,390
HOME DEPOT INC	COM	437076102	1,442,357	3,560	SH		SOLE		0	0	3,560
HOME DEPOT INC	COM	437076102	11,346	28	SH		OTR		0	0	28
HONEYWELL INTL INC	COM	438516106	1,066,831	5,161	SH		SOLE		0	0	5,161
HONEYWELL INTL INC	COM	438516106	40,309	195	SH		DFND		0	0	195
HONEYWELL INTL INC	COM	438516106	9,923	48	SH		OTR		0	0	48
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 MUNI	46138J494	49,770	2,100	SH		SOLE		0	0	2,100
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	154,951	6,527	SH		SOLE		0	0	6,527
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	380,502	15,537	SH		SOLE		0	0	15,537
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	298,138	12,012	SH		SOLE		0	0	12,012
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	4,565,704	194,658	SH		SOLE		0	0	194,658
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 26	46138J635	9,734	415	SH		OTR		0	0	415
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	14,906	725	SH		SOLE		0	0	725
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	176,968	8,974	SH		SOLE		0	0	8,974
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	5,478,756	280,100	SH		SOLE		0	0	280,100
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	40,118	2,051	SH		OTR		0	0	2,051
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,747,858	84,642	SH		SOLE		0	0	84,642
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	12,514	606	SH		OTR		0	0	606
INVESCO QQQ TR	UNIT SER 1	46090E103	397,289	814	SH		SOLE		0	0	814
ISHARES INC	CORE MSCI EMKT	46434G103	454,803	7,922	SH		SOLE		0	0	7,922
ISHARES SILVER TR	ISHARES	46428Q109	449,589	15,825	SH		SOLE		0	0	15,825
ISHARES TR	CORE S&P TTL STK	464287150	369,826	2,944	SH		SOLE		0	0	2,944
ISHARES TR	CORE S&P TTL STK	464287150	22,361	178	SH		OTR		0	0	178
ISHARES TR	CORE S&P500 ETF	464287200	1,060,772	1,839	SH		SOLE		0	0	1,839
ISHARES TR	S&P 500 GRWT ETF	464287309	955,681	9,981	SH		SOLE		0	0	9,981
ISHARES TR	S&P 500 VAL ETF	464287408	349,977	1,775	SH		SOLE		0	0	1,775
ISHARES TR	CORE S&P MCP ETF	464287507	11,631,633	186,644	SH		SOLE		0	0	186,644
ISHARES TR	CORE S&P MCP ETF	464287507	102,517	1,645	SH		OTR		0	0	1,645
ISHARES TR	S&P MC 400GR ETF	464287606	800,435	8,707	SH		SOLE		0	0	8,707
ISHARES TR	RUSSELL 2000 ETF	464287655	305,270	1,382	SH		SOLE		0	0	1,382
ISHARES TR	S&P MC 400VL ETF	464287705	726,762	5,879	SH		SOLE		0	0	5,879
ISHARES TR	MSCI AC ASIA ETF	464288182	250,884	3,198	SH		SOLE		0	0	3,198
ISHARES TR	CRE U S REIT ETF	464288521	818,389	13,292	SH		SOLE		0	0	13,292
ISHARES TR	CRE U S REIT ETF	464288521	678	11	SH		OTR		0	0	11
ISHARES TR	MBS ETF	464288588	754,408	7,874	SH		SOLE		0	0	7,874
ISHARES TR	CORE MSCI EAFE	46432F842	1,416,140	18,144	SH		SOLE		0	0	18,144
ISHARES TR	CORE DIV GRWTH	46434V621	367,552	5,863	SH		SOLE		0	0	5,863
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	30,055	590	SH		SOLE		0	0	590
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	596,361	10,542	SH		SOLE		0	0	10,542
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	328,176	6,450	SH		SOLE		0	0	6,450
JOHNSON & JOHNSON	COM	478160104	2,037,500	12,573	SH		SOLE		0	0	12,573
JOHNSON & JOHNSON	COM	478160104	15,234	94	SH		OTR		0	0	94
JPMORGAN CHASE & CO.	COM	46625H100	4,522,104	21,446	SH		SOLE		0	0	21,446
JPMORGAN CHASE & CO.	COM	46625H100	32,262	153	SH		DFND		0	0	153
JPMORGAN CHASE & CO.	COM	46625H100	11,809	56	SH		OTR		0	0	56
KLA CORP	COM NEW	482480100	1,790,436	2,312	SH		SOLE		0	0	2,312
KLA CORP	COM NEW	482480100	15,489	20	SH		OTR		0	0	20
LKQ CORP	COM	501889208	281,995	7,064	SH		SOLE		0	0	7,064
LOCKHEED MARTIN CORP	COM	539830109	419,130	717	SH		SOLE		0	0	717
LOWES COS INC	COM	548661107	338,563	1,250	SH		SOLE		0	0	1,250
MASTERCARD INCORPORATED	CL A	57636Q104	1,080,929	2,189	SH		SOLE		0	0	2,189
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	4,695,857	166,456	SH		SOLE		0	0	166,456
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	39,185	1,389	SH		OTR		0	0	1,389
MCDONALDS CORP	COM	580135101	1,299,345	4,267	SH		SOLE		0	0	4,267
MCDONALDS CORP	COM	580135101	21,012	69	SH		DFND		0	0	69
MCDONALDS CORP	COM	580135101	10,049	33	SH		OTR		0	0	33
MEDTRONIC PLC	SHS	G5960L103	1,066,496	11,846	SH		SOLE		0	0	11,846
MEDTRONIC PLC	SHS	G5960L103	4,322	48	SH		OTR		0	0	48
MERCADOLIBRE INC	COM	58733R102	679,199	331	SH		SOLE		0	0	331
METLIFE INC	COM	59156R108	1,519,035	18,417	SH		SOLE		0	0	18,417
METLIFE INC	COM	59156R108	4,784	58	SH		DFND		0	0	58
METLIFE INC	COM	59156R108	9,073	110	SH		OTR		0	0	110
MICROSOFT CORP	COM	594918104	5,171,065	12,017	SH		SOLE		0	0	12,017
MICROSOFT CORP	COM	594918104	92,945	216	SH		DFND		0	0	216
MICROSOFT CORP	COM	594918104	9,897	23	SH		OTR		0	0	23
MONDELEZ INTL INC	CL A	609207105	493,884	6,704	SH		SOLE		0	0	6,704
MORGAN STANLEY	COM NEW	617446448	1,765,982	16,942	SH		SOLE		0	0	16,942
MORGAN STANLEY	COM NEW	617446448	11,363	109	SH		OTR		0	0	109
NEXTERA ENERGY INC	COM	65339F101	1,138,451	13,468	SH		SOLE		0	0	13,468
NEXTERA ENERGY INC	COM	65339F101	19,950	236	SH		DFND		0	0	236
NEXTERA ENERGY INC	COM	65339F101	7,862	93	SH		OTR		0	0	93
NORFOLK SOUTHN CORP	COM	655844108	918,705	3,697	SH		SOLE		0	0	3,697
NORTHROP GRUMMAN CORP	COM	666807102	683,323	1,294	SH		SOLE		0	0	1,294
NORTHROP GRUMMAN CORP	COM	666807102	7,393	14	SH		OTR		0	0	14
NUVEEN DYNAMIC MUN OPPORTUNI	COM SHS	67079X102	190,245	16,971	SH		SOLE		0	0	16,971
NVIDIA CORPORATION	COM	67066G104	6,549,625	53,933	SH		SOLE		0	0	53,933
ON HLDG AG	NAMEN AKT A	H5919C104	183,048	3,650	SH		SOLE		0	0	3,650
PACKAGING CORP AMER	COM	695156109	1,122,881	5,213	SH		SOLE		0	0	5,213
PACKAGING CORP AMER	COM	695156109	6,678	31	SH		OTR		0	0	31
PEPSICO INC	COM	713448108	1,699,820	9,996	SH		SOLE		0	0	9,996
PEPSICO INC	COM	713448108	4,592	27	SH		DFND		0	0	27
PEPSICO INC	COM	713448108	11,564	68	SH		OTR		0	0	68
PIMCO MUN INCOME FD II	COM	72200W106	102,361	10,901	SH		SOLE		0	0	10,901
PROCTER AND GAMBLE CO	COM	742718109	1,233,011	7,119	SH		SOLE		0	0	7,119
PROCTER AND GAMBLE CO	COM	742718109	8,834	51	SH		DFND		0	0	51
PROCTER AND GAMBLE CO	COM	742718109	11,258	65	SH		OTR		0	0	65
PROLOGIS INC.	COM	74340W103	293,048	2,321	SH		SOLE		0	0	2,321
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,282,840	14,380	SH		SOLE		0	0	14,380
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	15,345	172	SH		OTR		0	0	172
PULTE GROUP INC	COM	745867101	975,574	6,797	SH		SOLE		0	0	6,797
QUALCOMM INC	COM	747525103	1,328,601	7,813	SH		SOLE		0	0	7,813
QUALCOMM INC	COM	747525103	9,353	55	SH		OTR		0	0	55
QUANTA SVCS INC	COM	74762E102	618,662	2,075	SH		SOLE		0	0	2,075
REGENERON PHARMACEUTICALS	COM	75886F107	538,235	512	SH		SOLE		0	0	512
ROPER TECHNOLOGIES INC	COM	776696106	470,192	845	SH		SOLE		0	0	845
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	456,978	2,967	SH		SOLE		0	0	2,967
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	531,283	6,401	SH		SOLE		0	0	6,401
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	220,407	1,100	SH		SOLE		0	0	1,100
SELECT SECTOR SPDR TR	ENERGY	81369Y506	479,827	5,465	SH		SOLE		0	0	5,465
SERVICENOW INC	COM	81762P102	253,113	283	SH		SOLE		0	0	283
SHOPIFY INC	CL A	82509L107	659,713	8,232	SH		SOLE		0	0	8,232
SOFI TECHNOLOGIES INC	COM	83406F102	450,921	57,369	SH		SOLE		0	0	57,369
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	476,450	11,542	SH		SOLE		0	0	11,542
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	496	12	SH		OTR		0	0	12
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	807,941	21,511	SH		SOLE		0	0	21,511
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	4,245	113	SH		OTR		0	0	113
SPDR S&P 500 ETF TR	PUT	78462F103	1,663,904	2,900	PRN		SOLE		0	0	2,900
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,648,633	4,616	SH		SOLE		0	0	4,616
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	448,328	787	SH		SOLE		0	0	787
SPDR SER TR	PORTFOLIO INTRMD	78464A375	2,107,179	62,509	SH		SOLE		0	0	62,509
SPDR SER TR	PORTFOLIO INTRMD	78464A375	9,574	284	SH		OTR		0	0	284
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,034,677	12,475	SH		SOLE		0	0	12,475
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,162	14	SH		OTR		0	0	14
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,699,502	32,151	SH		SOLE		0	0	32,151
SPDR SER TR	PRTFLO S&P500 VL	78464A508	2,273	43	SH		OTR		0	0	43
SPDR SER TR	PORTFOLIO S&P400	78464A847	844,806	15,450	SH		SOLE		0	0	15,450
SPDR SER TR	PORTFOLIO S&P400	78464A847	930	17	SH		OTR		0	0	17
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,986,154	73,858	SH		SOLE		0	0	73,858
SPDR SER TR	PORTFOLIO S&P500	78464A854	28,760	426	SH		OTR		0	0	426
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,306,542	28,709	SH		SOLE		0	0	28,709
SPDR SER TR	PORTFOLIO S&P600	78468R853	683	15	SH		OTR		0	0	15
STARBUCKS CORP	COM	855244109	1,262,447	12,950	SH		SOLE		0	0	12,950
STARBUCKS CORP	COM	855244109	2,925	30	SH		DFND		0	0	30
STARBUCKS CORP	COM	855244109	14,916	153	SH		OTR		0	0	153
STRYKER CORPORATION	COM	863667101	691,091	1,913	SH		SOLE		0	0	1,913
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	380,514	7,370	SH		SOLE		0	0	7,370
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	207	4	SH		OTR		0	0	4
TESLA INC	COM	88160R101	560,935	2,144	SH		SOLE		0	0	2,144
THERMO FISHER SCIENTIFIC INC	COM	883556102	340,833	551	SH		SOLE		0	0	551
UNILEVER PLC	SPON ADR NEW	904767704	919,639	14,157	SH		SOLE		0	0	14,157
UNILEVER PLC	SPON ADR NEW	904767704	7,536	116	SH		OTR		0	0	116
UNITED PARCEL SERVICE INC	CL B	911312106	502,686	3,687	SH		SOLE		0	0	3,687
UNITED PARCEL SERVICE INC	CL B	911312106	682	5	SH		DFND		0	0	5
UNITED PARCEL SERVICE INC	CL B	911312106	6,136	45	SH		OTR		0	0	45
VALERO ENERGY CORP	COM	91913Y100	1,516,522	11,231	SH		SOLE		0	0	11,231
VALERO ENERGY CORP	COM	91913Y100	12,423	92	SH		OTR		0	0	92
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	481,763	913	SH		SOLE		0	0	913
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,991,364	51,236	SH		SOLE		0	0	51,236
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	40,040	411	SH		OTR		0	0	411
VANGUARD INDEX FDS	VALUE ETF	922908744	614,138	3,518	SH		SOLE		0	0	3,518
VANGUARD INDEX FDS	SMALL CP ETF	922908751	374,792	1,580	SH		SOLE		0	0	1,580
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	269,286	951	SH		SOLE		0	0	951
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	175,959	1,470	SH		SOLE		0	0	1,470
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	4,123,223	57,992	SH		SOLE		0	0	57,992
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	34,911	491	SH		OTR		0	0	491
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	1,012,700	16,761	SH		SOLE		0	0	16,761
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	489,193	2,470	SH		SOLE		0	0	2,470
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,122,168	8,753	SH		SOLE		0	0	8,753
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	5,641	44	SH		DFND		0	0	44
VANGUARD WORLD FD	UTILITIES ETF	92204A876	741,105	4,258	SH		SOLE		0	0	4,258
VANGUARD WORLD FD	UTILITIES ETF	92204A876	6,614	38	SH		OTR		0	0	38
VERIZON COMMUNICATIONS INC	COM	92343V104	747,662	16,648	SH		SOLE		0	0	16,648
VERIZON COMMUNICATIONS INC	COM	92343V104	5,659	126	SH		DFND		0	0	126
VERIZON COMMUNICATIONS INC	COM	92343V104	4,626	103	SH		OTR		0	0	103
VISA INC	COM CL A	92826C839	128,952	469	SH		SOLE		0	0	469
WALMART INC	COM	931142103	907,711	11,241	SH		SOLE		0	0	11,241
WALMART INC	COM	931142103	72,675	900	SH		OTR		0	0	900
WELLTOWER INC	COM	95040Q104	386,779	3,021	SH		SOLE		0	0	3,021
ZOETIS INC	CL A	98978V103	435,307	2,228	SH		SOLE		0	0	2,228