River Street Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	527,997	5,452	SH		SOLE		0	0	5,452
ABBOTT LABS	COM	002824100	17,724	183	SH		DFND		0	0	183
ABBVIE INC	COM	00287Y109	104,342	700	SH		DFND		0	0	700
ABBVIE INC	COM	00287Y109	1,247,644	8,370	SH		SOLE		0	0	8,370
ABBVIE INC	COM	00287Y109	12,522	84	SH		OTR		0	0	84
ADOBE INC	COM	00724F101	472,168	926	SH		SOLE		0	0	926
AES CORP	COM	00130H105	190,732	12,548	SH		SOLE		0	0	12,548
AIR PRODS & CHEMS INC	COM	009158106	860,686	3,037	SH		SOLE		0	0	3,037
AIR PRODS & CHEMS INC	COM	009158106	13,037	46	SH		DFND		0	0	46
AIR PRODS & CHEMS INC	COM	009158106	7,652	27	SH		OTR		0	0	27
ALBEMARLE CORP	COM	012653101	382,659	2,250	SH		SOLE		0	0	2,250
ALPHABET INC	CAP STK CL A	02079K305	1,887,656	14,425	SH		SOLE		0	0	14,425
ALTRIA GROUP INC	COM	02209S103	268,868	6,394	SH		SOLE		0	0	6,394
AMAZON COM INC	COM	023135106	17,797	140	SH		DFND		0	0	140
AMAZON COM INC	COM	023135106	1,043,529	8,209	SH		SOLE		0	0	8,209
APPLE INC	COM	037833100	248,769	1,453	SH		OTR		0	0	1,453
APPLE INC	COM	037833100	4,741,308	27,693	SH		SOLE		0	0	27,693
APPLE INC	COM	037833100	98,104	573	SH		DFND		0	0	573
APTIV PLC	SHS	G6095L109	257,222	2,609	SH		SOLE		0	0	2,609
ARISTA NETWORKS INC	COM	040413106	231,752	1,260	SH		SOLE		0	0	1,260
BADGER METER INC	COM	056525108	496,003	3,448	SH		SOLE		0	0	3,448
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	70,060	200	SH		OTR		0	0	200
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	848,077	2,421	SH		SOLE		0	0	2,421
BLACKROCK INC	COM	09247X101	10,991	17	SH		OTR		0	0	17
BLACKROCK INC	COM	09247X101	10,344	16	SH		DFND		0	0	16
BLACKROCK INC	COM	09247X101	1,104,389	1,708	SH		SOLE		0	0	1,708
BLACKSTONE INC	COM	09260D107	8,357	78	SH		OTR		0	0	78
BLACKSTONE INC	COM	09260D107	51,749	483	SH		DFND		0	0	483
BLACKSTONE INC	COM	09260D107	963,140	8,990	SH		SOLE		0	0	8,990
BRISTOL-MYERS SQUIBB CO	COM	110122108	9,635	166	SH		OTR		0	0	166
BRISTOL-MYERS SQUIBB CO	COM	110122108	658,000	11,337	SH		SOLE		0	0	11,337
BRISTOL-MYERS SQUIBB CO	COM	110122108	11,202	193	SH		DFND		0	0	193
BROADCOM INC	COM	11135F101	4,984	6	SH		DFND		0	0	6
BROADCOM INC	COM	11135F101	1,404,020	1,690	SH		SOLE		0	0	1,690
BROADCOM INC	COM	11135F101	9,967	12	SH		OTR		0	0	12
CATERPILLAR INC	COM	149123101	2,451,267	8,979	SH		SOLE		0	0	8,979
CF INDS HLDGS INC	COM	125269100	346,989	4,047	SH		SOLE		0	0	4,047
CHEVRON CORP NEW	COM	166764100	414,867	2,460	SH		SOLE		0	0	2,460
CISCO SYS INC	COM	17275R102	7,581	141	SH		OTR		0	0	141
CISCO SYS INC	COM	17275R102	635,966	11,830	SH		SOLE		0	0	11,830
CISCO SYS INC	COM	17275R102	39,299	731	SH		DFND		0	0	731
COMCAST CORP NEW	CL A	20030N101	511,906	11,545	SH		SOLE		0	0	11,545
COMCAST CORP NEW	CL A	20030N101	3,193	72	SH		OTR		0	0	72
COMCAST CORP NEW	CL A	20030N101	12,017	271	SH		DFND		0	0	271
CORNING INC	COM	219350105	3,322	109	SH		DFND		0	0	109
CORNING INC	COM	219350105	491,055	16,116	SH		SOLE		0	0	16,116
CORNING INC	COM	219350105	7,679	252	SH		OTR		0	0	252
COSTCO WHSL CORP NEW	COM	22160K105	5,085	9	SH		DFND		0	0	9
COSTCO WHSL CORP NEW	COM	22160K105	1,107,322	1,960	SH		SOLE		0	0	1,960
COSTCO WHSL CORP NEW	COM	22160K105	10,735	19	SH		OTR		0	0	19
CUMMINS INC	COM	231021106	33,127	145	SH		DFND		0	0	145
CUMMINS INC	COM	231021106	11,880	52	SH		OTR		0	0	52
CUMMINS INC	COM	231021106	1,158,232	5,070	SH		SOLE		0	0	5,070
DANAHER CORPORATION	COM	235851102	402,438	1,622	SH		SOLE		0	0	1,622
DEERE & CO	COM	244199105	695,536	1,843	SH		SOLE		0	0	1,843
DISCOVER FINL SVCS	COM	254709108	3,985	46	SH		DFND		0	0	46
DISCOVER FINL SVCS	COM	254709108	809,125	9,340	SH		SOLE		0	0	9,340
DISCOVER FINL SVCS	COM	254709108	9,357	108	SH		OTR		0	0	108
DISNEY WALT CO	COM	254687106	15,967	197	SH		DFND		0	0	197
DISNEY WALT CO	COM	254687106	554,950	6,847	SH		SOLE		0	0	6,847
EATON CORP PLC	SHS	G29183103	8,958	42	SH		DFND		0	0	42
EATON CORP PLC	SHS	G29183103	12,584	59	SH		OTR		0	0	59
EATON CORP PLC	SHS	G29183103	1,153,205	5,407	SH		SOLE		0	0	5,407
ELI LILLY & CO	COM	532457108	163,288	304	SH		DFND		0	0	304
ELI LILLY & CO	COM	532457108	1,692,538	3,151	SH		SOLE		0	0	3,151
ELI LILLY & CO	COM	532457108	2,149	4	SH		OTR		0	0	4
ENBRIDGE INC	COM	29250N105	11,807	352	SH		OTR		0	0	352
ENBRIDGE INC	COM	29250N105	680,594	20,292	SH		SOLE		0	0	20,292
ENBRIDGE INC	COM	29250N105	10,733	320	SH		DFND		0	0	320
EOG RES INC	COM	26875P101	999,711	7,887	SH		SOLE		0	0	7,887
EOG RES INC	COM	26875P101	8,620	68	SH		OTR		0	0	68
EOG RES INC	COM	26875P101	13,691	108	SH		DFND		0	0	108
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	310,290	6,830	SH		SOLE		0	0	6,830
FORTINET INC	COM	34959E109	223,278	3,805	SH		SOLE		0	0	3,805
GENERAL ELECTRIC CO	COM NEW	369604301	261,451	2,365	SH		SOLE		0	0	2,365
GLOBAL X FDS	S&P 500 COVERED	37954Y475	53,358	1,372	SH		OTR		0	0	1,372
GLOBAL X FDS	S&P 500 COVERED	37954Y475	25,551	657	SH		DFND		0	0	657
GLOBAL X FDS	S&P 500 COVERED	37954Y475	4,332,437	111,402	SH		SOLE		0	0	111,402
HOME DEPOT INC	COM	437076102	9,367	31	SH		OTR		0	0	31
HOME DEPOT INC	COM	437076102	10,576	35	SH		DFND		0	0	35
HOME DEPOT INC	COM	437076102	954,893	3,160	SH		SOLE		0	0	3,160
HONEYWELL INTL INC	COM	438516106	426,565	2,309	SH		SOLE		0	0	2,309
HONEYWELL INTL INC	COM	438516106	2,402	13	SH		OTR		0	0	13
HONEYWELL INTL INC	COM	438516106	41,936	227	SH		DFND		0	0	227
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	262,124	12,488	SH		SOLE		0	0	12,488
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	337,762	15,025	SH		SOLE		0	0	15,025
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,388,276	69,034	SH		SOLE		0	0	69,034
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	24,991	1,209	SH		DFND		0	0	1,209
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	7,300	363	SH		DFND		0	0	363
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	3,680,555	178,063	SH		SOLE		0	0	178,063
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	12,136	646	SH		DFND		0	0	646
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	2,217,565	98,629	SH		SOLE		0	0	98,629
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	12,749	567	SH		DFND		0	0	567
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	37,889	1,833	SH		OTR		0	0	1,833
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	2,855	127	SH		OTR		0	0	127
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	1,438,278	76,564	SH		SOLE		0	0	76,564
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	17,201	765	SH		OTR		0	0	765
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	21,979	1,170	SH		OTR		0	0	1,170
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	11,242	559	SH		OTR		0	0	559
ISHARES TR	CRE U S REIT ETF	464288521	331	7	SH		OTR		0	0	7
ISHARES TR	CORE MSCI INTL	46435G326	235,976	4,049	SH		SOLE		0	0	4,049
ISHARES TR	CORE S&P MCP ETF	464287507	72,063	289	SH		OTR		0	0	289
ISHARES TR	CORE S&P MCP ETF	464287507	27,429	110	SH		DFND		0	0	110
ISHARES TR	CRE U S REIT ETF	464288521	307,284	6,513	SH		SOLE		0	0	6,513
ISHARES TR	CORE S&P MCP ETF	464287507	7,832,987	31,414	SH		SOLE		0	0	31,414
JOHNSON & JOHNSON	COM	478160104	4,517	29	SH		OTR		0	0	29
JOHNSON & JOHNSON	COM	478160104	9,657	62	SH		DFND		0	0	62
JOHNSON & JOHNSON	COM	478160104	1,795,746	11,530	SH		SOLE		0	0	11,530
JPMORGAN CHASE & CO	COM	46625H100	29,875	206	SH		DFND		0	0	206
JPMORGAN CHASE & CO	COM	46625H100	2,415,583	16,657	SH		SOLE		0	0	16,657
JPMORGAN CHASE & CO	COM	46625H100	4,206	29	SH		OTR		0	0	29
KLA CORP	COM NEW	482480100	1,027,555	2,240	SH		SOLE		0	0	2,240
KLA CORP	COM NEW	482480100	7,798	17	SH		OTR		0	0	17
KLA CORP	COM NEW	482480100	4,587	10	SH		DFND		0	0	10
LKQ CORP	COM	501889208	289,944	5,856	SH		SOLE		0	0	5,856
LOCKHEED MARTIN CORP	COM	539830109	224,111	548	SH		SOLE		0	0	548
LOWES COS INC	COM	548661107	223,844	1,077	SH		SOLE		0	0	1,077
MASTERCARD INCORPORATED	CL A	57636Q104	856,798	2,164	SH		SOLE		0	0	2,164
MCDONALDS CORP	COM	580135101	908,605	3,449	SH		SOLE		0	0	3,449
MCDONALDS CORP	COM	580135101	9,484	36	SH		OTR		0	0	36
MCDONALDS CORP	COM	580135101	28,452	108	SH		DFND		0	0	108
MEDTRONIC PLC	SHS	G5960L103	4,624	59	SH		OTR		0	0	59
MEDTRONIC PLC	SHS	G5960L103	10,031	128	SH		DFND		0	0	128
MEDTRONIC PLC	SHS	G5960L103	820,748	10,474	SH		SOLE		0	0	10,474
METLIFE INC	COM	59156R108	7,613	121	SH		OTR		0	0	121
METLIFE INC	COM	59156R108	1,062,591	16,891	SH		SOLE		0	0	16,891
METLIFE INC	COM	59156R108	8,556	136	SH		DFND		0	0	136
MICROSOFT CORP	COM	594918104	3,266,063	10,344	SH		SOLE		0	0	10,344
MICROSOFT CORP	COM	594918104	83,990	266	SH		DFND		0	0	266
MICROSOFT CORP	COM	594918104	7,894	25	SH		OTR		0	0	25
MONDELEZ INTL INC	CL A	609207105	492,589	7,098	SH		SOLE		0	0	7,098
MORGAN STANLEY	COM NEW	617446448	8,167	100	SH		DFND		0	0	100
MORGAN STANLEY	COM NEW	617446448	1,239,481	15,177	SH		SOLE		0	0	15,177
MORGAN STANLEY	COM NEW	617446448	9,638	118	SH		OTR		0	0	118
NORFOLK SOUTHN CORP	COM	655844108	684,836	3,478	SH		SOLE		0	0	3,478
NORTHROP GRUMMAN CORP	COM	666807102	3,522	8	SH		OTR		0	0	8
NORTHROP GRUMMAN CORP	COM	666807102	261,914	595	SH		SOLE		0	0	595
NORTHROP GRUMMAN CORP	COM	666807102	2,642	6	SH		DFND		0	0	6
NVIDIA CORPORATION	COM	67066G104	2,382,898	5,478	SH		SOLE		0	0	5,478
PACKAGING CORP AMER	COM	695156109	2,457	16	SH		OTR		0	0	16
PACKAGING CORP AMER	COM	695156109	707,559	4,608	SH		SOLE		0	0	4,608
PACKAGING CORP AMER	COM	695156109	3,839	25	SH		DFND		0	0	25
PAYPAL HLDGS INC	COM	70450Y103	299,023	5,115	SH		SOLE		0	0	5,115
PEPSICO INC	COM	713448108	939,715	5,546	SH		SOLE		0	0	5,546
PEPSICO INC	COM	713448108	4,067	24	SH		OTR		0	0	24
PEPSICO INC	COM	713448108	22,028	130	SH		DFND		0	0	130
PROCTER AND GAMBLE CO	COM	742718109	4,522	31	SH		OTR		0	0	31
PROCTER AND GAMBLE CO	COM	742718109	22,025	151	SH		DFND		0	0	151
PROCTER AND GAMBLE CO	COM	742718109	911,917	6,252	SH		SOLE		0	0	6,252
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	12,122	213	SH		DFND		0	0	213
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	4,383	77	SH		OTR		0	0	77
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	718,888	12,632	SH		SOLE		0	0	12,632
PULTE GROUP INC	COM	745867101	482,850	6,521	SH		SOLE		0	0	6,521
QUALCOMM INC	COM	747525103	750,655	6,759	SH		SOLE		0	0	6,759
QUALCOMM INC	COM	747525103	11,106	100	SH		DFND		0	0	100
QUALCOMM INC	COM	747525103	4,110	37	SH		OTR		0	0	37
QUANTA SVCS INC	COM	74762E102	388,171	2,075	SH		SOLE		0	0	2,075
REGENERON PHARMACEUTICALS	COM	75886F107	400,782	487	SH		SOLE		0	0	487
ROPER TECHNOLOGIES INC	COM	776696106	353,067	729	SH		SOLE		0	0	729
SELECT SECTOR SPDR TR	ENERGY	81369Y506	413,659	4,576	SH		SOLE		0	0	4,576
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	403,214	3,132	SH		SOLE		0	0	3,132
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	399,711	5,809	SH		SOLE		0	0	5,809
SHOPIFY INC	CL A	82509L107	459,862	8,427	SH		SOLE		0	0	8,427
SOFI TECHNOLOGIES INC	COM	83406F102	270,766	33,888	SH		SOLE		0	0	33,888
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	403	12	SH		OTR		0	0	12
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	586,809	18,923	SH		SOLE		0	0	18,923
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	1,489	48	SH		OTR		0	0	48
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	357,770	10,657	SH		SOLE		0	0	10,657
SPDR S&P 500 ETF TR	TR UNIT	78462F103	579,278	1,355	SH		SOLE		0	0	1,355
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	278,199	609	SH		SOLE		0	0	609
SPDR SER TR	PORTFOLIO S&P400	78464A847	745	17	SH		OTR		0	0	17
SPDR SER TR	PORTFOLIO INTRMD	78464A375	4,435	141	SH		OTR		0	0	141
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,288,715	31,234	SH		SOLE		0	0	31,234
SPDR SER TR	PORTFOLIO S&P500	78464A854	11,359	226	SH		OTR		0	0	226
SPDR SER TR	PRTFLO S&P500 GW	78464A409	666,604	11,245	SH		SOLE		0	0	11,245
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	684,733	28,132	SH		SOLE		0	0	28,132
SPDR SER TR	PORTFOLIO S&P500	78464A854	2,675,742	53,238	SH		SOLE		0	0	53,238
SPDR SER TR	PORTFOLIO S&P400	78464A847	574,744	13,125	SH		SOLE		0	0	13,125
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,775	43	SH		OTR		0	0	43
SPDR SER TR	PRTFLO S&P500 GW	78464A409	830	14	SH		OTR		0	0	14
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,801,268	57,274	SH		SOLE		0	0	57,274
SPDR SER TR	PORTFOLIO S&P600	78468R853	672,921	18,236	SH		SOLE		0	0	18,236
SPDR SER TR	PORTFOLIO S&P600	78468R853	554	15	SH		OTR		0	0	15
STARBUCKS CORP	COM	855244109	11,227	123	SH		OTR		0	0	123
STARBUCKS CORP	COM	855244109	15,790	173	SH		DFND		0	0	173
STARBUCKS CORP	COM	855244109	1,089,764	11,940	SH		SOLE		0	0	11,940
STRYKER CORPORATION	COM	863667101	433,467	1,586	SH		SOLE		0	0	1,586
TESLA INC	COM	88160R101	516,705	2,065	SH		SOLE		0	0	2,065
THERMO FISHER SCIENTIFIC INC	COM	883556102	285,480	564	SH		SOLE		0	0	564
UNILEVER PLC	SPON ADR NEW	904767704	4,940	100	SH		DFND		0	0	100
UNILEVER PLC	SPON ADR NEW	904767704	4,002	81	SH		OTR		0	0	81
UNILEVER PLC	SPON ADR NEW	904767704	690,464	13,977	SH		SOLE		0	0	13,977
UNITED PARCEL SERVICE INC	CL B	911312106	7,638	49	SH		OTR		0	0	49
UNITED PARCEL SERVICE INC	CL B	911312106	16,367	105	SH		DFND		0	0	105
UNITED PARCEL SERVICE INC	CL B	911312106	522,009	3,349	SH		SOLE		0	0	3,349
VALERO ENERGY CORP	COM	91913Y100	14,171	100	SH		DFND		0	0	100
VALERO ENERGY CORP	COM	91913Y100	14,455	102	SH		OTR		0	0	102
VALERO ENERGY CORP	COM	91913Y100	1,469,533	10,370	SH		SOLE		0	0	10,370
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	204,127	961	SH		SOLE		0	0	961
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	490,090	1,248	SH		SOLE		0	0	1,248
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	12,166	210	SH		DFND		0	0	210
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	17,090	295	SH		OTR		0	0	295
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	2,860,749	49,383	SH		SOLE		0	0	49,383
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	23,929	154	SH		DFND		0	0	154
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	389,065	2,504	SH		SOLE		0	0	2,504
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	5,063	49	SH		DFND		0	0	49
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,005,824	9,735	SH		SOLE		0	0	9,735
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	454,936	3,567	SH		SOLE		0	0	3,567
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	3,699	29	SH		OTR		0	0	29
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	4,337	34	SH		DFND		0	0	34
VERIZON COMMUNICATIONS INC	COM	92343V104	11,020	340	SH		DFND		0	0	340
VERIZON COMMUNICATIONS INC	COM	92343V104	440,161	13,581	SH		SOLE		0	0	13,581
VERIZON COMMUNICATIONS INC	COM	92343V104	2,431	75	SH		OTR		0	0	75
WALMART INC	COM	931142103	111,951	700	SH		OTR		0	0	700
WALMART INC	COM	931142103	554,419	3,467	SH		SOLE		0	0	3,467
WELLTOWER INC	COM	95040Q104	206,569	2,522	SH		SOLE		0	0	2,522
ZOETIS INC	CL A	98978V103	295,644	1,699	SH		SOLE		0	0	1,699