River Street Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	20,800	183	SH		DFND		0	0	183
ABBOTT LABS	COM	002824100	668,828	5,884	SH		SOLE		0	0	5,884
ABBVIE INC	COM	00287Y109	15,297	84	SH		OTR		0	0	84
ABBVIE INC	COM	00287Y109	109,260	600	SH		DFND		0	0	600
ABBVIE INC	COM	00287Y109	1,589,953	8,731	SH		SOLE		0	0	8,731
ADOBE INC	COM	00724F101	570,703	1,131	SH		SOLE		0	0	1,131
AES CORP	COM	00130H105	286,916	16,002	SH		SOLE		0	0	16,002
ALBEMARLE CORP	COM	012653101	386,394	2,933	SH		SOLE		0	0	2,933
ALPHABET INC	CAP STK CL C	02079K107	288,685	1,896	SH		SOLE		0	0	1,896
ALPHABET INC	CAP STK CL A	02079K305	7,547	50	SH		DFND		0	0	50
ALPHABET INC	CAP STK CL A	02079K305	2,203,880	14,602	SH		SOLE		0	0	14,602
ALTRIA GROUP INC	COM	02209S103	278,907	6,394	SH		SOLE		0	0	6,394
AMAZON COM INC	COM	023135106	9,019	50	SH		DFND		0	0	50
AMAZON COM INC	COM	023135106	1,859,177	10,307	SH		SOLE		0	0	10,307
AMPLIFY ETF TR	AMPLIFY CYBERSEC	032108664	224,706	3,505	SH		SOLE		0	0	3,505
APPLE INC	COM	037833100	4,941,135	28,815	SH		SOLE		0	0	28,815
APPLE INC	COM	037833100	232,013	1,353	SH		OTR		0	0	1,353
APPLE INC	COM	037833100	81,111	473	SH		DFND		0	0	473
APTIV PLC	SHS	G6095L109	277,262	3,481	SH		SOLE		0	0	3,481
ARISTA NETWORKS INC	COM	040413106	365,375	1,260	SH		SOLE		0	0	1,260
BADGER METER INC	COM	056525108	570,801	3,528	SH		SOLE		0	0	3,528
BARCLAYS BANK PLC	IPATH SELCT MLP	06742C723	442,665	18,345	SH		SOLE		0	0	18,345
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	978,971	2,328	SH		SOLE		0	0	2,328
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	63,078	150	SH		OTR		0	0	150
BLACKROCK INC	COM	09247X101	13,340	16	SH		DFND		0	0	16
BLACKROCK INC	COM	09247X101	1,628,217	1,953	SH		SOLE		0	0	1,953
BLACKROCK INC	COM	09247X101	17,508	21	SH		OTR		0	0	21
BLACKSTONE INC	COM	09260D107	65,817	501	SH		DFND		0	0	501
BLACKSTONE INC	COM	09260D107	14,057	107	SH		OTR		0	0	107
BLACKSTONE INC	COM	09260D107	1,714,429	13,050	SH		SOLE		0	0	13,050
BROADCOM INC	COM	11135F101	15,905	12	SH		OTR		0	0	12
BROADCOM INC	COM	11135F101	2,228,015	1,681	SH		SOLE		0	0	1,681
BROADCOM INC	COM	11135F101	7,953	6	SH		DFND		0	0	6
CATERPILLAR INC	COM	149123101	3,285,778	8,967	SH		SOLE		0	0	8,967
CF INDS HLDGS INC	COM	125269100	351,646	4,226	SH		SOLE		0	0	4,226
CHEVRON CORP NEW	COM	166764100	428,896	2,719	SH		SOLE		0	0	2,719
CISCO SYS INC	COM	17275R102	36,485	731	SH		DFND		0	0	731
CISCO SYS INC	COM	17275R102	625,993	12,542	SH		SOLE		0	0	12,542
CISCO SYS INC	COM	17275R102	7,038	141	SH		OTR		0	0	141
COMCAST CORP NEW	CL A	20030N101	11,748	271	SH		DFND		0	0	271
COMCAST CORP NEW	CL A	20030N101	559,302	12,902	SH		SOLE		0	0	12,902
COMCAST CORP NEW	CL A	20030N101	3,122	72	SH		OTR		0	0	72
CORNING INC	COM	219350105	563,419	17,094	SH		SOLE		0	0	17,094
CORNING INC	COM	219350105	3,593	109	SH		DFND		0	0	109
CORNING INC	COM	219350105	8,306	252	SH		OTR		0	0	252
COSTCO WHSL CORP NEW	COM	22160K105	13,920	19	SH		OTR		0	0	19
COSTCO WHSL CORP NEW	COM	22160K105	1,558,305	2,127	SH		SOLE		0	0	2,127
COSTCO WHSL CORP NEW	COM	22160K105	6,594	9	SH		DFND		0	0	9
CUMMINS INC	COM	231021106	1,672,043	5,675	SH		SOLE		0	0	5,675
CUMMINS INC	COM	231021106	42,725	145	SH		DFND		0	0	145
CUMMINS INC	COM	231021106	15,322	52	SH		OTR		0	0	52
DANAHER CORPORATION	COM	235851102	510,678	2,045	SH		SOLE		0	0	2,045
DEERE & CO	COM	244199105	817,373	1,990	SH		SOLE		0	0	1,990
DISCOVER FINL SVCS	COM	254709108	14,158	108	SH		OTR		0	0	108
DISCOVER FINL SVCS	COM	254709108	6,031	46	SH		DFND		0	0	46
DISCOVER FINL SVCS	COM	254709108	1,281,799	9,778	SH		SOLE		0	0	9,778
DISNEY WALT CO	COM	254687106	24,105	197	SH		DFND		0	0	197
DISNEY WALT CO	COM	254687106	737,097	6,024	SH		SOLE		0	0	6,024
EATON CORP PLC	SHS	G29183103	18,449	59	SH		OTR		0	0	59
EATON CORP PLC	SHS	G29183103	13,133	42	SH		DFND		0	0	42
EATON CORP PLC	SHS	G29183103	1,903,909	6,089	SH		SOLE		0	0	6,089
ELI LILLY & CO	COM	532457108	236,500	304	SH		DFND		0	0	304
ELI LILLY & CO	COM	532457108	2,489,566	3,200	SH		SOLE		0	0	3,200
ELI LILLY & CO	COM	532457108	10,114	13	SH		OTR		0	0	13
ENBRIDGE INC	COM	29250N105	11,578	320	SH		DFND		0	0	320
ENBRIDGE INC	COM	29250N105	802,292	22,175	SH		SOLE		0	0	22,175
ENBRIDGE INC	COM	29250N105	12,736	352	SH		OTR		0	0	352
EOG RES INC	COM	26875P101	13,807	108	SH		DFND		0	0	108
EOG RES INC	COM	26875P101	1,098,736	8,595	SH		SOLE		0	0	8,595
EOG RES INC	COM	26875P101	9,972	78	SH		OTR		0	0	78
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	749,245	30,066	SH		SOLE		0	0	30,066
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	324	13	SH		OTR		0	0	13
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	411,817	7,303	SH		SOLE		0	0	7,303
FISERV INC	COM	337738108	292,471	1,830	SH		SOLE		0	0	1,830
FORTINET INC	COM	34959E109	259,920	3,805	SH		SOLE		0	0	3,805
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	2,686,402	72,901	SH		SOLE		0	0	72,901
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	23,290	632	SH		OTR		0	0	632
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	16,178	439	SH		DFND		0	0	439
GENERAL ELECTRIC CO	COM NEW	369604301	415,129	2,365	SH		SOLE		0	0	2,365
GLOBAL X FDS	S&P 500 COVERED	37954Y475	4,192,478	102,782	SH		SOLE		0	0	102,782
GLOBAL X FDS	S&P 500 COVERED	37954Y475	51,804	1,270	SH		OTR		0	0	1,270
GLOBAL X FDS	S&P 500 COVERED	37954Y475	52,008	1,275	SH		DFND		0	0	1,275
HOME DEPOT INC	COM	437076102	1,328,644	3,464	SH		SOLE		0	0	3,464
HOME DEPOT INC	COM	437076102	11,892	31	SH		OTR		0	0	31
HOME DEPOT INC	COM	437076102	13,426	35	SH		DFND		0	0	35
HONEYWELL INTL INC	COM	438516106	10,879	53	SH		OTR		0	0	53
HONEYWELL INTL INC	COM	438516106	927,320	4,518	SH		SOLE		0	0	4,518
HONEYWELL INTL INC	COM	438516106	49,055	239	SH		DFND		0	0	239
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	10,175	498	SH		OTR		0	0	498
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	452,578	18,594	SH		SOLE		0	0	18,594
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	2,381,968	104,794	SH		SOLE		0	0	104,794
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	7,417	363	SH		DFND		0	0	363
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	919,722	40,075	SH		SOLE		0	0	40,075
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 MUNI	46138J494	827,925	35,000	SH		SOLE		0	0	35,000
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	12,410	646	SH		DFND		0	0	646
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	752,363	31,927	SH		SOLE		0	0	31,927
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	1,748,840	91,038	SH		SOLE		0	0	91,038
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	941,938	38,012	SH		SOLE		0	0	38,012
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	3,436,438	163,874	SH		SOLE		0	0	163,874
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	21,026	925	SH		OTR		0	0	925
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	34,727	1,656	SH		OTR		0	0	1,656
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	2,915	127	SH		OTR		0	0	127
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	20,363	1,060	SH		OTR		0	0	1,060
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,442,215	70,593	SH		SOLE		0	0	70,593
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	12,888	567	SH		DFND		0	0	567
INVESCO QQQ TR	UNIT SER 1	46090E103	290,827	655	SH		SOLE		0	0	655
ISHARES TR	CRE U S REIT ETF	464288521	377	7	SH		OTR		0	0	7
ISHARES TR	CORE S&P MCP ETF	464287507	10,895,460	179,379	SH		SOLE		0	0	179,379
ISHARES TR	CORE S&P MCP ETF	464287507	110,547	1,820	SH		OTR		0	0	1,820
ISHARES TR	MBS ETF	464288588	204,434	2,212	SH		SOLE		0	0	2,212
ISHARES TR	CORE S&P MCP ETF	464287507	33,407	550	SH		DFND		0	0	550
ISHARES TR	CORE S&P TTL STK	464287150	11,530	100	SH		OTR		0	0	100
ISHARES TR	MSCI AC ASIA ETF	464288182	216,665	3,198	SH		SOLE		0	0	3,198
ISHARES TR	CRE U S REIT ETF	464288521	381,442	7,090	SH		SOLE		0	0	7,090
ISHARES TR	CORE S&P TTL STK	464287150	14,989	130	SH		DFND		0	0	130
ISHARES TR	CORE S&P TTL STK	464287150	325,492	2,823	SH		SOLE		0	0	2,823
JOHNSON & JOHNSON	COM	478160104	16,136	102	SH		OTR		0	0	102
JOHNSON & JOHNSON	COM	478160104	9,808	62	SH		DFND		0	0	62
JOHNSON & JOHNSON	COM	478160104	1,990,347	12,582	SH		SOLE		0	0	12,582
JPMORGAN CHASE & CO	COM	46625H100	41,262	206	SH		DFND		0	0	206
JPMORGAN CHASE & CO	COM	46625H100	3,681,715	18,381	SH		SOLE		0	0	18,381
JPMORGAN CHASE & CO	COM	46625H100	12,820	64	SH		OTR		0	0	64
KLA CORP	COM NEW	482480100	1,668,884	2,389	SH		SOLE		0	0	2,389
KLA CORP	COM NEW	482480100	6,986	10	SH		DFND		0	0	10
KLA CORP	COM NEW	482480100	11,876	17	SH		OTR		0	0	17
LKQ CORP	COM	501889208	342,572	6,414	SH		SOLE		0	0	6,414
LOCKHEED MARTIN CORP	COM	539830109	249,269	548	SH		SOLE		0	0	548
LOWES COS INC	COM	548661107	274,345	1,077	SH		SOLE		0	0	1,077
MASTERCARD INCORPORATED	CL A	57636Q104	1,054,157	2,189	SH		SOLE		0	0	2,189
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	3,827,410	152,974	SH		SOLE		0	0	152,974
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	12,561	502	SH		OTR		0	0	502
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	13,887	555	SH		DFND		0	0	555
MCDONALDS CORP	COM	580135101	1,087,200	3,856	SH		SOLE		0	0	3,856
MCDONALDS CORP	COM	580135101	10,151	36	SH		OTR		0	0	36
MCDONALDS CORP	COM	580135101	30,451	108	SH		DFND		0	0	108
MEDTRONIC PLC	SHS	G5960L103	948,890	10,888	SH		SOLE		0	0	10,888
MEDTRONIC PLC	SHS	G5960L103	5,491	63	SH		OTR		0	0	63
MEDTRONIC PLC	SHS	G5960L103	2,441	28	SH		DFND		0	0	28
MERCADOLIBRE INC	COM	58733R102	409,742	271	SH		SOLE		0	0	271
METLIFE INC	COM	59156R108	1,317,454	17,777	SH		SOLE		0	0	17,777
METLIFE INC	COM	59156R108	8,968	121	SH		OTR		0	0	121
METLIFE INC	COM	59156R108	10,079	136	SH		DFND		0	0	136
MICROSOFT CORP	COM	594918104	11,781	28	SH		OTR		0	0	28
MICROSOFT CORP	COM	594918104	120,326	286	SH		DFND		0	0	286
MICROSOFT CORP	COM	594918104	4,722,308	11,224	SH		SOLE		0	0	11,224
MONDELEZ INTL INC	CL A	609207105	520,661	7,438	SH		SOLE		0	0	7,438
MORGAN STANLEY	COM NEW	617446448	11,111	118	SH		OTR		0	0	118
MORGAN STANLEY	COM NEW	617446448	9,416	100	SH		DFND		0	0	100
MORGAN STANLEY	COM NEW	617446448	1,525,863	16,205	SH		SOLE		0	0	16,205
NEXTERA ENERGY INC	COM	65339F101	6,455	101	SH		OTR		0	0	101
NEXTERA ENERGY INC	COM	65339F101	784,240	12,271	SH		SOLE		0	0	12,271
NEXTERA ENERGY INC	COM	65339F101	31,700	496	SH		DFND		0	0	496
NORFOLK SOUTHN CORP	COM	655844108	938,177	3,681	SH		SOLE		0	0	3,681
NORTHROP GRUMMAN CORP	COM	666807102	2,872	6	SH		DFND		0	0	6
NORTHROP GRUMMAN CORP	COM	666807102	608,377	1,271	SH		SOLE		0	0	1,271
NORTHROP GRUMMAN CORP	COM	666807102	7,659	16	SH		OTR		0	0	16
NUVEEN DYNAMIC MUN OPPORTUNI	COM SHS	67079X102	184,815	16,971	SH		SOLE		0	0	16,971
NVIDIA CORPORATION	COM	67066G104	4,768,087	5,277	SH		SOLE		0	0	5,277
NVIDIA CORPORATION	COM	67066G104	9,036	10	SH		DFND		0	0	10
PACKAGING CORP AMER	COM	695156109	920,244	4,849	SH		SOLE		0	0	4,849
PACKAGING CORP AMER	COM	695156109	4,745	25	SH		DFND		0	0	25
PACKAGING CORP AMER	COM	695156109	6,833	36	SH		OTR		0	0	36
PEPSICO INC	COM	713448108	1,396,055	7,977	SH		SOLE		0	0	7,977
PEPSICO INC	COM	713448108	22,752	130	SH		DFND		0	0	130
PEPSICO INC	COM	713448108	14,526	83	SH		OTR		0	0	83
PIMCO MUN INCOME FD II	COM	72200W106	92,659	10,901	SH		SOLE		0	0	10,901
PROCTER AND GAMBLE CO	COM	742718109	1,050,894	6,477	SH		SOLE		0	0	6,477
PROCTER AND GAMBLE CO	COM	742718109	5,030	31	SH		OTR		0	0	31
PROCTER AND GAMBLE CO	COM	742718109	24,500	151	SH		DFND		0	0	151
PROLOGIS INC.	COM	74340W103	283,570	2,178	SH		SOLE		0	0	2,178
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	14,225	213	SH		DFND		0	0	213
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	12,488	187	SH		OTR		0	0	187
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	969,646	14,520	SH		SOLE		0	0	14,520
PULTE GROUP INC	COM	745867101	748,689	6,207	SH		SOLE		0	0	6,207
QUALCOMM INC	COM	747525103	1,236,229	7,302	SH		SOLE		0	0	7,302
QUALCOMM INC	COM	747525103	10,666	63	SH		OTR		0	0	63
QUALCOMM INC	COM	747525103	16,930	100	SH		DFND		0	0	100
QUANTA SVCS INC	COM	74762E102	539,085	2,075	SH		SOLE		0	0	2,075
REGENERON PHARMACEUTICALS	COM	75886F107	442,746	460	SH		SOLE		0	0	460
ROPER TECHNOLOGIES INC	COM	776696106	438,577	782	SH		SOLE		0	0	782
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	460,475	3,117	SH		SOLE		0	0	3,117
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	485,956	6,364	SH		SOLE		0	0	6,364
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	202,279	1,100	SH		SOLE		0	0	1,100
SELECT SECTOR SPDR TR	ENERGY	81369Y506	450,903	4,776	SH		SOLE		0	0	4,776
SHOPIFY INC	CL A	82509L107	619,444	8,027	SH		SOLE		0	0	8,027
SOFI TECHNOLOGIES INC	COM	83406F102	315,959	43,282	SH		SOLE		0	0	43,282
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	435	12	SH		OTR		0	0	12
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,438	68	SH		OTR		0	0	68
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	683,672	19,076	SH		SOLE		0	0	19,076
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	373,332	10,316	SH		SOLE		0	0	10,316
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,051,555	2,010	SH		SOLE		0	0	2,010
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	201,422	362	SH		SOLE		0	0	362
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,955,189	59,810	SH		SOLE		0	0	59,810
SPDR SER TR	PORTFOLIO S&P500	78464A854	26,212	426	SH		OTR		0	0	426
SPDR SER TR	PORTFOLIO S&P400	78464A847	907	17	SH		OTR		0	0	17
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,025	14	SH		OTR		0	0	14
SPDR SER TR	PORTFOLIO INTRMD	78464A375	21,053	644	SH		OTR		0	0	644
SPDR SER TR	PORTFOLIO S&P400	78464A847	734,119	13,763	SH		SOLE		0	0	13,763
SPDR SER TR	PORTFOLIO S&P600	78468R853	646	15	SH		OTR		0	0	15
SPDR SER TR	PRTFLO S&P500 GW	78464A409	845,980	11,565	SH		SOLE		0	0	11,565
SPDR SER TR	PORTFOLIO S&P500	78464A854	3,796,402	61,700	SH		SOLE		0	0	61,700
SPDR SER TR	PRTFLO S&P500 VL	78464A508	2,155	43	SH		OTR		0	0	43
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,526,547	30,470	SH		SOLE		0	0	30,470
SPDR SER TR	PORTFOLIO S&P600	78468R853	864,281	20,081	SH		SOLE		0	0	20,081
STARBUCKS CORP	COM	855244109	15,811	173	SH		DFND		0	0	173
STARBUCKS CORP	COM	855244109	1,179,480	12,906	SH		SOLE		0	0	12,906
STARBUCKS CORP	COM	855244109	11,698	128	SH		OTR		0	0	128
STRYKER CORPORATION	COM	863667101	608,379	1,700	SH		SOLE		0	0	1,700
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	104	2	SH		OTR		0	0	2
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	293,870	5,688	SH		SOLE		0	0	5,688
TESLA INC	COM	88160R101	372,851	2,121	SH		SOLE		0	0	2,121
THERMO FISHER SCIENTIFIC INC	COM	883556102	303,973	523	SH		SOLE		0	0	523
UNILEVER PLC	SPON ADR NEW	904767704	4,066	81	SH		OTR		0	0	81
UNILEVER PLC	SPON ADR NEW	904767704	722,787	14,401	SH		SOLE		0	0	14,401
UNILEVER PLC	SPON ADR NEW	904767704	5,019	100	SH		DFND		0	0	100
UNITED PARCEL SERVICE INC	CL B	911312106	15,607	105	SH		DFND		0	0	105
UNITED PARCEL SERVICE INC	CL B	911312106	556,917	3,747	SH		SOLE		0	0	3,747
UNITED PARCEL SERVICE INC	CL B	911312106	7,283	49	SH		OTR		0	0	49
VALERO ENERGY CORP	COM	91913Y100	1,879,809	11,013	SH		SOLE		0	0	11,013
VALERO ENERGY CORP	COM	91913Y100	17,411	102	SH		OTR		0	0	102
VALERO ENERGY CORP	COM	91913Y100	17,069	100	SH		DFND		0	0	100
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	247,165	951	SH		SOLE		0	0	951
VANGUARD INDEX FDS	SMALL CP ETF	922908751	361,173	1,580	SH		SOLE		0	0	1,580
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	627,314	1,305	SH		SOLE		0	0	1,305
VANGUARD INDEX FDS	VALUE ETF	922908744	294,451	1,808	SH		SOLE		0	0	1,808
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	3,612,312	53,643	SH		SOLE		0	0	53,643
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	14,142	210	SH		DFND		0	0	210
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	21,280	316	SH		OTR		0	0	316
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	271,790	4,642	SH		SOLE		0	0	4,642
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	458,885	2,513	SH		SOLE		0	0	2,513
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	28,122	154	SH		DFND		0	0	154
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,073,622	8,874	SH		SOLE		0	0	8,874
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	5,929	49	SH		DFND		0	0	49
VANGUARD WORLD FD	UTILITIES ETF	92204A876	4,135	29	SH		OTR		0	0	29
VANGUARD WORLD FD	UTILITIES ETF	92204A876	577,877	4,053	SH		SOLE		0	0	4,053
VANGUARD WORLD FD	UTILITIES ETF	92204A876	4,848	34	SH		DFND		0	0	34
VERIZON COMMUNICATIONS INC	COM	92343V104	586,811	13,985	SH		SOLE		0	0	13,985
VERIZON COMMUNICATIONS INC	COM	92343V104	3,147	75	SH		OTR		0	0	75
VERIZON COMMUNICATIONS INC	COM	92343V104	10,071	240	SH		DFND		0	0	240
WALMART INC	COM	931142103	649,355	10,792	SH		SOLE		0	0	10,792
WALMART INC	COM	931142103	72,204	1,200	SH		OTR		0	0	1,200
WELLTOWER INC	COM	95040Q104	259,857	2,781	SH		SOLE		0	0	2,781
ZOETIS INC	CL A	98978V103	342,651	2,025	SH		SOLE		0	0	2,025