River Street Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	19,016	183	SH		DFND		0	0	183
ABBOTT LABS	COM	002824100	631,197	6,074	SH		SOLE		0	0	6,074
ABBVIE INC	COM	00287Y109	77,184	450	SH		DFND		0	0	450
ABBVIE INC	COM	00287Y109	14,408	84	SH		OTR		0	0	84
ABBVIE INC	COM	00287Y109	1,523,477	8,882	SH		SOLE		0	0	8,882
ADOBE INC	COM	00724F101	768,868	1,384	SH		SOLE		0	0	1,384
AES CORP	COM	00130H105	296,354	16,867	SH		SOLE		0	0	16,867
ALBEMARLE CORP	COM	012653101	279,014	2,921	SH		SOLE		0	0	2,921
ALPHABET INC	CAP STK CL A	02079K305	2,732,081	14,999	SH		SOLE		0	0	14,999
ALPHABET INC	CAP STK CL C	02079K107	454,148	2,476	SH		SOLE		0	0	2,476
ALTRIA GROUP INC	COM	02209S103	220,417	4,839	SH		SOLE		0	0	4,839
AMAZON COM INC	COM	023135106	2,150,293	11,127	SH		SOLE		0	0	11,127
AMGEN INC	COM	031162100	185,596	594	SH		SOLE		0	0	594
AMPLIFY ETF TR	AMPLIFY CYBERSEC	032108664	202,605	3,130	SH		SOLE		0	0	3,130
APPLE INC	COM	037833100	65,925	313	SH		DFND		0	0	313
APPLE INC	COM	037833100	284,969	1,353	SH		OTR		0	0	1,353
APPLE INC	COM	037833100	6,320,421	30,009	SH		SOLE		0	0	30,009
APTIV PLC	SHS	G6095L109	262,315	3,725	SH		SOLE		0	0	3,725
ARISTA NETWORKS INC	COM	040413106	441,605	1,260	SH		SOLE		0	0	1,260
BADGER METER INC	COM	056525108	663,890	3,563	SH		SOLE		0	0	3,563
BARCLAYS BANK PLC	IPATH SELCT MLP	06742C723	460,460	18,345	SH		SOLE		0	0	18,345
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	52,884	130	SH		OTR		0	0	130
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,052,799	2,588	SH		SOLE		0	0	2,588
BLACKROCK INC	COM	09247X101	16,534	21	SH		OTR		0	0	21
BLACKROCK INC	COM	09247X101	1,728,168	2,195	SH		SOLE		0	0	2,195
BLACKSTONE INC	COM	09260D107	47,663	385	SH		DFND		0	0	385
BLACKSTONE INC	COM	09260D107	13,247	107	SH		OTR		0	0	107
BLACKSTONE INC	COM	09260D107	1,706,383	13,783	SH		SOLE		0	0	13,783
BROADCOM INC	COM	11135F101	19,267	12	SH		OTR		0	0	12
BROADCOM INC	COM	11135F101	2,763,118	1,721	SH		SOLE		0	0	1,721
CATERPILLAR INC	COM	149123101	3,026,880	9,087	SH		SOLE		0	0	9,087
CF INDS HLDGS INC	COM	125269100	298,408	4,026	SH		SOLE		0	0	4,026
CHEVRON CORP NEW	COM	166764100	490,377	3,135	SH		SOLE		0	0	3,135
CISCO SYS INC	COM	17275R102	26,131	550	SH		DFND		0	0	550
CISCO SYS INC	COM	17275R102	6,699	141	SH		OTR		0	0	141
CISCO SYS INC	COM	17275R102	623,684	13,127	SH		SOLE		0	0	13,127
COINBASE GLOBAL INC	COM CL A	19260Q107	202,230	910	SH		SOLE		0	0	910
COMCAST CORP NEW	CL A	20030N101	1,214	31	SH		DFND		0	0	31
COMCAST CORP NEW	CL A	20030N101	2,820	72	SH		OTR		0	0	72
COMCAST CORP NEW	CL A	20030N101	552,078	14,098	SH		SOLE		0	0	14,098
CORNING INC	COM	219350105	9,791	252	SH		OTR		0	0	252
CORNING INC	COM	219350105	670,357	17,255	SH		SOLE		0	0	17,255
COSTCO WHSL CORP NEW	COM	22160K105	16,150	19	SH		OTR		0	0	19
COSTCO WHSL CORP NEW	COM	22160K105	1,756,080	2,066	SH		SOLE		0	0	2,066
CUMMINS INC	COM	231021106	12,462	45	SH		DFND		0	0	45
CUMMINS INC	COM	231021106	14,401	52	SH		OTR		0	0	52
CUMMINS INC	COM	231021106	1,593,365	5,754	SH		SOLE		0	0	5,754
DANAHER CORPORATION	COM	235851102	604,887	2,421	SH		SOLE		0	0	2,421
DEERE & CO	COM	244199105	636,666	1,704	SH		SOLE		0	0	1,704
DISCOVER FINL SVCS	COM	254709108	14,128	108	SH		OTR		0	0	108
DISCOVER FINL SVCS	COM	254709108	1,234,978	9,441	SH		SOLE		0	0	9,441
DISNEY WALT CO	COM	254687106	621,754	6,262	SH		SOLE		0	0	6,262
EATON CORP PLC	SHS	G29183103	18,500	59	SH		OTR		0	0	59
EATON CORP PLC	SHS	G29183103	1,904,817	6,075	SH		SOLE		0	0	6,075
ELI LILLY & CO	COM	532457108	224,535	248	SH		DFND		0	0	248
ELI LILLY & CO	COM	532457108	11,770	13	SH		OTR		0	0	13
ELI LILLY & CO	COM	532457108	2,630,238	2,905	SH		SOLE		0	0	2,905
ENBRIDGE INC	COM	29250N105	12,528	352	SH		OTR		0	0	352
ENBRIDGE INC	COM	29250N105	795,651	22,356	SH		SOLE		0	0	22,356
EOG RES INC	COM	26875P101	1,007	8	SH		DFND		0	0	8
EOG RES INC	COM	26875P101	9,818	78	SH		OTR		0	0	78
EOG RES INC	COM	26875P101	1,159,215	9,210	SH		SOLE		0	0	9,210
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	694	28	SH		OTR		0	0	28
FEDERATED HERMES ETF TRUST	HERMES TOTAL RET	31423L404	808,398	32,623	SH		SOLE		0	0	32,623
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	462,644	8,200	SH		SOLE		0	0	8,200
FISERV INC	COM	337738108	263,801	1,770	SH		SOLE		0	0	1,770
FORTINET INC	COM	34959E109	229,328	3,805	SH		SOLE		0	0	3,805
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	25,192	632	SH		OTR		0	0	632
FRANKLIN TEMPLETON ETF TR	FRANKLIN INDIA	35473P769	3,107,287	77,955	SH		SOLE		0	0	77,955
GE AEROSPACE	COM NEW	369604301	375,965	2,365	SH		SOLE		0	0	2,365
GLOBAL X FDS	S&P 500 COVERED	37954Y475	36,387	900	SH		OTR		0	0	900
GLOBAL X FDS	S&P 500 COVERED	37954Y475	3,198,499	79,112	SH		SOLE		0	0	79,112
HOME DEPOT INC	COM	437076102	10,672	31	SH		OTR		0	0	31
HOME DEPOT INC	COM	437076102	1,211,249	3,519	SH		SOLE		0	0	3,519
HONEYWELL INTL INC	COM	438516106	41,641	195	SH		DFND		0	0	195
HONEYWELL INTL INC	COM	438516106	11,318	53	SH		OTR		0	0	53
HONEYWELL INTL INC	COM	438516106	1,038,018	4,861	SH		SOLE		0	0	4,861
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	13,252	648	SH		OTR		0	0	648
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	2,910	127	SH		OTR		0	0	127
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	20,326	1,060	SH		OTR		0	0	1,060
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	298,138	12,012	SH		SOLE		0	0	12,012
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	1,506,961	73,690	SH		SOLE		0	0	73,690
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	1,029,553	44,939	SH		SOLE		0	0	44,939
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	330,199	13,594	SH		SOLE		0	0	13,594
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	1,772,443	92,435	SH		SOLE		0	0	92,435
INVESCO QQQ TR	UNIT SER 1	46090E103	368,915	770	SH		SOLE		0	0	770
ISHARES INC	CORE MSCI EMKT	46434G103	378,136	7,064	SH		SOLE		0	0	7,064
ISHARES SILVER TR	ISHARES	46428Q109	314,191	11,825	SH		SOLE		0	0	11,825
ISHARES TR	CORE S&P MCP ETF	464287507	106,507	1,820	SH		OTR		0	0	1,820
ISHARES TR	CORE S&P TTL STK	464287150	16,630	140	SH		OTR		0	0	140
ISHARES TR	CRE U S REIT ETF	464288521	590	11	SH		OTR		0	0	11
ISHARES TR	CORE DIV GRWTH	46434V621	337,768	5,863	SH		SOLE		0	0	5,863
ISHARES TR	CORE MSCI EAFE	46432F842	1,109,213	15,270	SH		SOLE		0	0	15,270
ISHARES TR	CORE S&P MCP ETF	464287507	10,779,774	184,207	SH		SOLE		0	0	184,207
ISHARES TR	CORE S&P TTL STK	464287150	359,191	3,024	SH		SOLE		0	0	3,024
ISHARES TR	CORE S&P500 ETF	464287200	761,745	1,392	SH		SOLE		0	0	1,392
ISHARES TR	CRE U S REIT ETF	464288521	647,434	12,088	SH		SOLE		0	0	12,088
ISHARES TR	MBS ETF	464288588	618,800	6,740	SH		SOLE		0	0	6,740
ISHARES TR	MSCI AC ASIA ETF	464288182	230,193	3,198	SH		SOLE		0	0	3,198
ISHARES TR	RUSSELL 2000 ETF	464287655	280,394	1,382	SH		SOLE		0	0	1,382
ISHARES TR	S&P 500 GRWT ETF	464287309	786,405	8,498	SH		SOLE		0	0	8,498
ISHARES TR	S&P 500 VAL ETF	464287408	323,068	1,775	SH		SOLE		0	0	1,775
ISHARES TR	S&P MC 400GR ETF	464287606	653,072	7,412	SH		SOLE		0	0	7,412
ISHARES TR	S&P MC 400VL ETF	464287705	561,401	4,948	SH		SOLE		0	0	4,948
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	399,349	7,542	SH		SOLE		0	0	7,542
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	339,574	6,674	SH		SOLE		0	0	6,674
JOHNSON & JOHNSON	COM	478160104	14,909	102	SH		OTR		0	0	102
JOHNSON & JOHNSON	COM	478160104	1,825,539	12,490	SH		SOLE		0	0	12,490
JPMORGAN CHASE & CO.	COM	46625H100	30,946	153	SH		DFND		0	0	153
JPMORGAN CHASE & CO.	COM	46625H100	12,945	64	SH		OTR		0	0	64
JPMORGAN CHASE & CO.	COM	46625H100	4,277,799	21,150	SH		SOLE		0	0	21,150
KLA CORP	COM NEW	482480100	14,017	17	SH		OTR		0	0	17
KLA CORP	COM NEW	482480100	1,975,526	2,396	SH		SOLE		0	0	2,396
LKQ CORP	COM	501889208	284,892	6,850	SH		SOLE		0	0	6,850
LOCKHEED MARTIN CORP	COM	539830109	266,247	570	SH		SOLE		0	0	570
LOWES COS INC	COM	548661107	308,644	1,400	SH		SOLE		0	0	1,400
MASTERCARD INCORPORATED	CL A	57636Q104	995,257	2,256	SH		SOLE		0	0	2,256
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	26,896	1,002	SH		OTR		0	0	1,002
MATTHEWS INTL FDS	PACIFIC TIGER AC	577130578	4,239,491	157,943	SH		SOLE		0	0	157,943
MCDONALDS CORP	COM	580135101	17,584	69	SH		DFND		0	0	69
MCDONALDS CORP	COM	580135101	9,175	36	SH		OTR		0	0	36
MCDONALDS CORP	COM	580135101	1,074,151	4,215	SH		SOLE		0	0	4,215
MEDTRONIC PLC	SHS	G5960L103	4,959	63	SH		OTR		0	0	63
MEDTRONIC PLC	SHS	G5960L103	917,602	11,658	SH		SOLE		0	0	11,658
MERCADOLIBRE INC	COM	58733R102	543,966	331	SH		SOLE		0	0	331
METLIFE INC	COM	59156R108	4,072	58	SH		DFND		0	0	58
METLIFE INC	COM	59156R108	8,493	121	SH		OTR		0	0	121
METLIFE INC	COM	59156R108	1,255,910	17,893	SH		SOLE		0	0	17,893
MICROSOFT CORP	COM	594918104	96,542	216	SH		DFND		0	0	216
MICROSOFT CORP	COM	594918104	12,515	28	SH		OTR		0	0	28
MICROSOFT CORP	COM	594918104	5,280,870	11,815	SH		SOLE		0	0	11,815
MONDELEZ INTL INC	CL A	609207105	438,711	6,704	SH		SOLE		0	0	6,704
MORGAN STANLEY	COM NEW	617446448	11,469	118	SH		OTR		0	0	118
MORGAN STANLEY	COM NEW	617446448	1,615,104	16,618	SH		SOLE		0	0	16,618
NEXTERA ENERGY INC	COM	65339F101	16,712	236	SH		DFND		0	0	236
NEXTERA ENERGY INC	COM	65339F101	7,152	101	SH		OTR		0	0	101
NEXTERA ENERGY INC	COM	65339F101	913,237	12,897	SH		SOLE		0	0	12,897
NORFOLK SOUTHN CORP	COM	655844108	810,670	3,776	SH		SOLE		0	0	3,776
NORTHROP GRUMMAN CORP	COM	666807102	6,976	16	SH		OTR		0	0	16
NORTHROP GRUMMAN CORP	COM	666807102	551,041	1,264	SH		SOLE		0	0	1,264
NUVEEN DYNAMIC MUN OPPORTUNI	COM SHS	67079X102	183,287	16,971	SH		SOLE		0	0	16,971
NVIDIA CORPORATION	COM	67066G104	6,769,376	54,795	SH		SOLE		0	0	54,795
PACKAGING CORP AMER	COM	695156109	6,573	36	SH		OTR		0	0	36
PACKAGING CORP AMER	COM	695156109	889,433	4,872	SH		SOLE		0	0	4,872
PEPSICO INC	COM	713448108	4,454	27	SH		DFND		0	0	27
PEPSICO INC	COM	713448108	13,690	83	SH		OTR		0	0	83
PEPSICO INC	COM	713448108	1,380,959	8,373	SH		SOLE		0	0	8,373
PIMCO MUN INCOME FD II	COM	72200W106	92,986	10,901	SH		SOLE		0	0	10,901
PROCTER AND GAMBLE CO	COM	742718109	8,411	51	SH		DFND		0	0	51
PROCTER AND GAMBLE CO	COM	742718109	11,710	71	SH		OTR		0	0	71
PROCTER AND GAMBLE CO	COM	742718109	1,140,917	6,918	SH		SOLE		0	0	6,918
PROLOGIS INC.	COM	74340W103	251,645	2,241	SH		SOLE		0	0	2,241
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	13,782	187	SH		OTR		0	0	187
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,056,269	14,332	SH		SOLE		0	0	14,332
PULTE GROUP INC	COM	745867101	752,644	6,836	SH		SOLE		0	0	6,836
QUALCOMM INC	COM	747525103	12,549	63	SH		OTR		0	0	63
QUALCOMM INC	COM	747525103	1,480,306	7,432	SH		SOLE		0	0	7,432
QUANTA SVCS INC	COM	74762E102	527,237	2,075	SH		SOLE		0	0	2,075
REGENERON PHARMACEUTICALS	COM	75886F107	529,720	504	SH		SOLE		0	0	504
ROPER TECHNOLOGIES INC	COM	776696106	471,220	836	SH		SOLE		0	0	836
SELECT SECTOR SPDR TR	ENERGY	81369Y506	494,398	5,424	SH		SOLE		0	0	5,424
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	200,640	1,100	SH		SOLE		0	0	1,100
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	484,446	6,326	SH		SOLE		0	0	6,326
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	432,441	2,967	SH		SOLE		0	0	2,967
SERVICENOW INC	COM	81762P102	222,628	283	SH		SOLE		0	0	283
SHOPIFY INC	CL A	82509L107	549,999	8,327	SH		SOLE		0	0	8,327
SOFI TECHNOLOGIES INC	COM	83406F102	311,636	47,146	SH		SOLE		0	0	47,146
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	3,088	88	SH		OTR		0	0	88
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	453	12	SH		OTR		0	0	12
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	688,047	19,614	SH		SOLE		0	0	19,614
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	401,671	10,663	SH		SOLE		0	0	10,663
SPDR S&P 500 ETF TR	PUT	78462F103	1,578,238	2,900	PRN	Put	SOLE		0	0	2,900
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,500,296	4,594	SH		SOLE		0	0	4,594
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	421,113	787	SH		SOLE		0	0	787
SPDR SER TR	PORTFOLIO INTRMD	78464A375	20,969	644	SH		OTR		0	0	644
SPDR SER TR	PORTFOLIO S&P400	78464A847	873	17	SH		OTR		0	0	17
SPDR SER TR	PORTFOLIO S&P500	78464A854	27,264	426	SH		OTR		0	0	426
SPDR SER TR	PORTFOLIO S&P600	78468R853	623	15	SH		OTR		0	0	15
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,122	14	SH		OTR		0	0	14
SPDR SER TR	PRTFLO S&P500 VL	78464A508	2,096	43	SH		OTR		0	0	43
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,964,476	60,334	SH		SOLE		0	0	60,334
SPDR SER TR	PORTFOLIO S&P400	78464A847	723,279	14,099	SH		SOLE		0	0	14,099
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,292,224	67,066	SH		SOLE		0	0	67,066
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,117,568	26,910	SH		SOLE		0	0	26,910
SPDR SER TR	PRTFLO S&P500 GW	78464A409	941,528	11,750	SH		SOLE		0	0	11,750
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,499,828	30,772	SH		SOLE		0	0	30,772
STARBUCKS CORP	COM	855244109	2,336	30	SH		DFND		0	0	30
STARBUCKS CORP	COM	855244109	9,965	128	SH		OTR		0	0	128
STARBUCKS CORP	COM	855244109	1,009,170	12,963	SH		SOLE		0	0	12,963
STRYKER CORPORATION	COM	863667101	643,413	1,891	SH		SOLE		0	0	1,891
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	207	4	SH		OTR		0	0	4
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	338,323	6,563	SH		SOLE		0	0	6,563
TESLA INC	COM	88160R101	438,700	2,217	SH		SOLE		0	0	2,217
THERMO FISHER SCIENTIFIC INC	COM	883556102	304,703	551	SH		SOLE		0	0	551
UNILEVER PLC	SPON ADR NEW	904767704	7,204	131	SH		OTR		0	0	131
UNILEVER PLC	SPON ADR NEW	904767704	789,822	14,363	SH		SOLE		0	0	14,363
UNITED PARCEL SERVICE INC	CL B	911312106	685	5	SH		DFND		0	0	5
UNITED PARCEL SERVICE INC	CL B	911312106	6,706	49	SH		OTR		0	0	49
UNITED PARCEL SERVICE INC	CL B	911312106	523,452	3,825	SH		SOLE		0	0	3,825
VALERO ENERGY CORP	COM	91913Y100	15,990	102	SH		OTR		0	0	102
VALERO ENERGY CORP	COM	91913Y100	1,688,776	10,773	SH		SOLE		0	0	10,773
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	37,944	453	SH		OTR		0	0	453
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,225,645	50,449	SH		SOLE		0	0	50,449
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	652,670	1,305	SH		SOLE		0	0	1,305
VANGUARD INDEX FDS	SMALL CP ETF	922908751	344,504	1,580	SH		SOLE		0	0	1,580
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	254,403	951	SH		SOLE		0	0	951
VANGUARD INDEX FDS	VALUE ETF	922908744	437,278	2,726	SH		SOLE		0	0	2,726
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	24,438	366	SH		OTR		0	0	366
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	3,666,467	54,912	SH		SOLE		0	0	54,912
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	830,768	14,267	SH		SOLE		0	0	14,267
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	458,734	2,513	SH		SOLE		0	0	2,513
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	5,219	44	SH		DFND		0	0	44
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,054,420	8,891	SH		SOLE		0	0	8,891
VANGUARD WORLD FD	UTILITIES ETF	92204A876	6,509	44	SH		OTR		0	0	44
VANGUARD WORLD FD	UTILITIES ETF	92204A876	589,166	3,983	SH		SOLE		0	0	3,983
VERIZON COMMUNICATIONS INC	COM	92343V104	5,197	126	SH		DFND		0	0	126
VERIZON COMMUNICATIONS INC	COM	92343V104	4,949	120	SH		OTR		0	0	120
VERIZON COMMUNICATIONS INC	COM	92343V104	646,190	15,669	SH		SOLE		0	0	15,669
WALMART INC	COM	931142103	60,939	900	SH		OTR		0	0	900
WALMART INC	COM	931142103	777,379	11,481	SH		SOLE		0	0	11,481
WELLTOWER INC	COM	95040Q104	317,337	3,044	SH		SOLE		0	0	3,044
ZOETIS INC	CL A	98978V103	376,538	2,172	SH		SOLE		0	0	2,172