Mill Creek Capital Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD VALUE ETF	ETF	922908744	946,547,787	5,422,168	SH		SOLE		5,422,167	0	0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	307,469,518	4,233,368	SH		SOLE		4,233,367	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	256,411,405	3,285,220	SH		SOLE		3,285,219	0	0
VANGUARD GROWTH ETF	ETF	922908736	1,030,868,899	2,685,044	SH		SOLE		2,685,043	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	54,421,697	2,320,755	SH		SOLE		2,320,754	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	128,112,683	2,231,539	SH		SOLE		2,231,539	0	0
HARTFORD MULTIFACTOR DEVELOPED MARKETS EX US	ETF	518416102	65,639,860	2,152,021	SH		SOLE		2,152,020	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	121,301,820	1,197,806	SH		SOLE		1,197,806	0	0
VANGUARD TOTAL CORPORATE BOND ETF	ETF	92206C573	72,375,155	912,675	SH		SOLE		912,675	0	0
SIMPLIFY MBS ETF	ETF	82889N525	46,493,246	903,132	SH		SOLE		903,132	0	0
ISHARES MBS ETF	ETF	464288588	48,264,666	503,754	SH		SOLE		503,753	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	32,191,771	497,247	SH		SOLE		497,247	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	97,042,739	483,329	SH		SOLE		483,328	0	0
ISHARES MSCI ACWI ETF	ETF	464288257	41,553,464	347,582	SH		SOLE		347,582	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	23,377,735	345,314	SH		SOLE		345,313	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	84,122,741	314,630	SH		SOLE		314,630	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	14,292,782	249,786	SH		SOLE		249,786	0	0
JOHNSON & JOHNSON COM	Stock	478160104	40,112,561	247,517	SH		SOLE		247,516	0	0
BRIDGER AEROSPACE GRP HLDGS IN COM	Stock	96812F102	432,753	194,934	SH		SOLE		194,934	0	0
VANGUARD S&P 500 ETF	ETF	922908363	91,461,464	173,331	SH		SOLE		173,330	0	0
SPDR MSCI ACWI EX-US ETF	ETF	78463X848	5,244,235	172,281	SH		SOLE		172,281	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	7,797,816	170,035	SH		SOLE		170,035	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	17,159,638	168,811	SH		SOLE		168,811	0	0
APPLE INC COM	Stock	037833100	37,504,517	160,964	SH		SOLE		160,963	0	0
ISHARES AGENCY BOND ETF	ETF	464288166	17,059,324	154,523	SH		SOLE		154,522	0	0
NEW MTN FIN CORP COM	CEF	647551100	1,785,020	149,000	SH		SOLE		149,000	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	77,564,368	135,186	SH		SOLE		135,186	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	41,315,224	126,451	SH		SOLE		126,450	0	0
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	7,638,997	121,854	SH		SOLE		121,853	0	0
KENVUE INC COM	Stock	49177J102	2,755,905	119,149	SH		SOLE		119,148	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	9,502,547	113,626	SH		SOLE		113,626	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	19,368,510	111,827	SH		SOLE		111,827	0	0
PRECIGEN INC COM	Stock	74017N105	104,181	110,000	SH		SOLE		110,000	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	4,477,598	108,891	SH		SOLE		108,891	0	0
CONTEXT THERAPEUTICS INC COM	Stock	21077P108	205,077	104,631	SH		SOLE		104,631	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	11,687,460	99,646	SH		SOLE		99,645	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	10,300,489	95,685	SH		SOLE		95,684	0	0
ADAGENE INC ADS	ADR	005329107	201,816	90,908	SH		SOLE		90,908	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	8,057,848	87,652	SH		SOLE		87,652	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	8,928,578	72,226	SH		SOLE		72,226	0	0
INVESCO LARGE CAP VALUE ETF	ETF	46137V738	4,024,914	69,013	SH		SOLE		69,013	0	0
COMMSCOPE HLDG CO INC COM	Stock	20337X109	415,645	68,027	SH		SOLE		68,027	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	3,791,088	65,898	SH		SOLE		65,897	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	8,201,491	62,015	SH		SOLE		62,015	0	0
ISHARES BITCOIN TRUST ETF	ETF	46438F101	2,225,933	61,609	SH		SOLE		61,609	0	0
MOVADO GROUP INC COM	Stock	624580106	1,092,750	58,750	SH		SOLE		58,750	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	5,186,490	54,167	SH		SOLE		54,167	0	0
SLM CORP COM	Stock	78442P106	1,174,763	51,367	SH		SOLE		51,367	0	0
INVESCO LARGE CAP GROWTH ETF	ETF	46137V746	4,531,491	45,920	SH		SOLE		45,920	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	1,058,222	45,880	SH		SOLE		45,880	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	1,018,770	43,500	SH		SOLE		43,500	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	ETF	46436E874	1,017,600	42,400	SH		SOLE		42,400	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	5,446,945	39,049	SH		SOLE		39,049	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	21,880,504	37,933	SH		SOLE		37,932	0	0
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	1,083,150	37,120	SH		SOLE		37,119	0	0
ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF	ETF	46435U184	852,224	36,592	SH		SOLE		36,591	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	10,065,530	35,547	SH		SOLE		35,547	0	0
INVESCO S&P GLOBAL WATER INDEX ETF	ETF	46138E263	2,146,243	35,069	SH		SOLE		35,069	0	0
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	1,187,417	34,791	SH		SOLE		34,791	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	4,451,676	34,724	SH		SOLE		34,724	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,648,641	34,454	SH		SOLE		34,454	0	0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	848,506	33,658	SH		SOLE		33,657	0	0
EATON VANCE TAX-MANAGED GLOBAL COM	CEF	27829F108	289,146	33,159	SH		SOLE		33,159	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	6,250,304	32,931	SH		SOLE		32,931	0	0
ISHARES ETHEREUM TRUST ETF	ETF	46438R105	644,094	32,745	SH		SOLE		32,745	0	0
THE BEACHBODY COMPANY INC COM CL A NEW	Stock	073463309	185,814	32,485	SH		SOLE		32,485	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	4,996,272	32,439	SH		SOLE		32,439	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	3,360,377	32,255	SH		SOLE		32,255	0	0
FS KKR CAP CORP COM	CEF	302635206	611,788	31,008	SH		SOLE		31,008	0	0
AMAZON COM INC COM	Stock	023135106	5,724,430	30,722	SH		SOLE		30,722	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	6,634,092	30,033	SH		SOLE		30,033	0	0
DISNEY WALT CO COM	Stock	254687106	2,887,542	30,019	SH		SOLE		30,019	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	2,712,757	27,846	SH		SOLE		27,846	0	0
NVIDIA CORPORATION COM	Stock	67066G104	3,359,152	27,661	SH		SOLE		27,661	0	0
ISHARES MSCI EUROZONE ETF	ETF	464286608	1,424,986	27,283	SH		SOLE		27,282	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	5,718,822	27,121	SH		SOLE		27,121	0	0
FRANKLIN U.S. LOW VOLATILITY HIGH DIVIDEND INDEX ETF	ETF	52468L406	1,090,812	26,788	SH		SOLE		26,788	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	2,196,260	26,461	SH		SOLE		26,460	0	0
MICROSOFT CORP COM	Stock	594918104	11,294,655	26,248	SH		SOLE		26,248	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	9,852,230	26,246	SH		SOLE		26,246	0	0
TESLA INC COM	Stock	88160R101	6,665,809	25,478	SH		SOLE		25,478	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	4,004,848	24,007	SH		SOLE		24,007	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	5,425,481	22,872	SH		SOLE		22,872	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	3,012,673	22,305	SH		SOLE		22,304	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	10,140,909	22,033	SH		SOLE		22,033	0	0
CISCO SYS INC COM	Stock	17275R102	1,160,036	21,797	SH		SOLE		21,797	0	0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK	CEF	30290Y101	136,036	21,423	SH		SOLE		21,423	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	2,480,447	21,208	SH		SOLE		21,207	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	12,043,393	21,141	SH		SOLE		21,141	0	0
ENTERPRISE PRODS PARTNERS L P COM	Stock	293792107	609,511	20,938	SH		SOLE		20,938	0	0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	ETF	808524888	800,758	20,783	SH		SOLE		20,782	0	0
SONY GROUP CORP SPONSORED ADR	ADR	835699307	1,921,164	19,894	SH		SOLE		19,894	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	3,288,627	19,670	SH		SOLE		19,670	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	4,286,160	18,985	SH		SOLE		18,985	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	9,164,780	18,560	SH		SOLE		18,559	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	3,589,045	18,121	SH		SOLE		18,121	0	0
ISHARES GOLD TRUST	ETF	464285204	836,004	16,821	SH		SOLE		16,821	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	2,740,505	16,524	SH		SOLE		16,524	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,785,578	16,437	SH		SOLE		16,437	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,856,702	15,839	SH		SOLE		15,839	0	0
FORD MTR CO COM	Stock	345370860	162,497	15,388	SH		SOLE		15,388	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	3,398,167	14,612	SH		SOLE		14,612	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	770,456	14,589	SH		SOLE		14,589	0	0
SIRIUSXM HOLDINGS INC COMMON STOCK	Stock	829933100	341,411	14,436	SH		SOLE		14,436	0	0
ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	ETF	464286475	916,726	14,371	SH		SOLE		14,371	0	0
WSFS FINL CORP COM	Stock	929328102	718,194	14,085	SH		SOLE		14,085	0	0
ENERGY TRANSFER L P COM UT LTD PTN	Stock	29273V100	220,960	13,767	SH		SOLE		13,767	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	3,896,227	13,719	SH		SOLE		13,719	0	0
UNIVERSAL DISPLAY CORP COM	Stock	91347P105	2,864,715	13,648	SH		SOLE		13,648	0	0
NUVEEN NEW YORK AMT QLT MUNICP COM	CEF	670656107	151,200	13,500	SH		SOLE		13,500	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	1,039,747	12,937	SH		SOLE		12,937	0	0
OPKO HEALTH INC COM	Stock	68375N103	18,451	12,383	SH		SOLE		12,383	0	0
COMCAST CORP NEW CL A	Stock	20030N101	511,891	12,255	SH		SOLE		12,255	0	0
CVS HEALTH CORP COM	Stock	126650100	770,217	12,249	SH		SOLE		12,249	0	0
EATON VANCE TAX-MANAGED BUY- W COM	CEF	27828Y108	167,684	12,151	SH		SOLE		12,151	0	0
BAIN CAP SPECIALTY FIN INC COM STK	CEF	05684B107	200,727	12,092	SH		SOLE		12,092	0	0
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	1,450,210	12,048	SH		SOLE		12,047	0	0
FISERV INC COM	Stock	337738108	2,140,350	11,914	SH		SOLE		11,914	0	0
INTEL CORP COM	Stock	458140100	278,986	11,892	SH		SOLE		11,892	0	0
PROSHARES ULTRAPRO QQQ	ETF	74347X831	826,676	11,404	SH		SOLE		11,404	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	3,473,589	11,049	SH		SOLE		11,048	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	564,492	10,961	SH		SOLE		10,961	0	0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF	ETF	37954Y673	416,150	10,111	SH		SOLE		10,110	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	618,277	9,921	SH		SOLE		9,921	0	0
CSX CORP COM	Stock	126408103	339,741	9,839	SH		SOLE		9,839	0	0
MERCK & CO INC COM	Stock	58933Y105	1,115,770	9,825	SH		SOLE		9,825	0	0
UNION PAC CORP COM	Stock	907818108	2,400,222	9,738	SH		SOLE		9,738	0	0
ISHARES MSCI ISRAEL ETF	ETF	464286632	647,745	9,593	SH		SOLE		9,593	0	0
ISHARES MORNINGSTAR SMALL CAP VALUE ETF	ETF	464288703	598,747	9,432	SH		SOLE		9,432	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	4,526,361	9,274	SH		SOLE		9,274	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	5,670,493	9,167	SH		SOLE		9,167	0	0
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	1,642,124	9,159	SH		SOLE		9,158	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	758,235	9,008	SH		SOLE		9,008	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	575,575	8,855	SH		SOLE		8,855	0	0
WISDOMTREE EUROPE HEDGED EQUITY FUND	ETF	97717X701	367,282	8,180	SH		SOLE		8,180	0	0
BANK AMERICA CORP COM	Stock	060505104	311,141	7,841	SH		SOLE		7,841	0	0
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	764,595	7,794	SH		SOLE		7,794	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,485,084	7,532	SH		SOLE		7,532	0	0
TJX COS INC NEW COM	Stock	872540109	879,904	7,486	SH		SOLE		7,486	0	0
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	603,476	7,242	SH		SOLE		7,242	0	0
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	1,581,795	7,240	SH		SOLE		7,240	0	0
SPDR S&P BIOTECH ETF	ETF	78464A870	690,148	6,985	SH		SOLE		6,985	0	0
META PLATFORMS INC CL A	Stock	30303M102	3,969,323	6,934	SH		SOLE		6,934	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	299,819	6,676	SH		SOLE		6,676	0	0
SPDR S&P EMERGING ASIA PACIFIC ETF	ETF	78463X301	817,250	6,638	SH		SOLE		6,637	0	0
WALMART INC COM	Stock	931142103	535,648	6,633	SH		SOLE		6,633	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	831,251	6,617	SH		SOLE		6,617	0	0
INVESCO DORSEY WRIGHT MOMENTUM ETF	ETF	46137V837	678,831	6,574	SH		SOLE		6,574	0	0
PEPSICO INC COM	Stock	713448108	1,111,617	6,537	SH		SOLE		6,537	0	0
ISHARES CURRENCY HEDGED MSCI EUROZONE ETF	ETF	46434V639	237,800	6,469	SH		SOLE		6,469	0	0
COCA COLA CO COM	Stock	191216100	462,491	6,436	SH		SOLE		6,436	0	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	878,949	6,263	SH		SOLE		6,263	0	0
BROADCOM INC COM	Stock	11135F101	1,048,800	6,080	SH		SOLE		6,080	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	312,199	6,034	SH		SOLE		6,034	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	989,238	6,029	SH		SOLE		6,029	0	0
WILLIAMS COS INC COM	Stock	969457100	273,763	5,997	SH		SOLE		5,997	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	506,588	5,993	SH		SOLE		5,993	0	0
ALTRIA GROUP INC COM	Stock	02209S103	294,397	5,768	SH		SOLE		5,767	0	0
ORACLE CORP COM	Stock	68389X105	972,473	5,707	SH		SOLE		5,707	0	0
UNILEVER PLC SPON ADR NEW	ADR	904767704	350,654	5,398	SH		SOLE		5,398	0	0
TE CONNECTIVITY PLC ORD SHS	Stock	G87052109	812,779	5,383	SH		SOLE		5,383	0	0
SPDR GOLD SHARES	ETF	78463V107	1,298,913	5,344	SH		SOLE		5,344	0	0
BLACKSTONE INC COM	Stock	09260D107	810,823	5,295	SH		SOLE		5,295	0	0
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	371,992	5,186	SH		SOLE		5,186	0	0
VANGUARD MID-CAP ETF	ETF	922908629	1,334,641	5,059	SH		SOLE		5,058	0	0
ECOLAB INC COM	Stock	278865100	1,286,097	5,037	SH		SOLE		5,037	0	0
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	625,674	5,009	SH		SOLE		5,009	0	0
ISHARES MSCI JAPAN ETF	ETF	46434G822	353,933	4,947	SH		SOLE		4,947	0	0
LOWES COS INC COM	Stock	548661107	1,281,121	4,730	SH		SOLE		4,730	0	0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	ETF	78467X109	1,985,702	4,693	SH		SOLE		4,693	0	0
VISA INC COM CL A	Stock	92826C839	1,255,113	4,565	SH		SOLE		4,564	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	231,318	4,525	SH		SOLE		4,525	0	0
DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX SHARES	ETF	25459Y207	407,884	4,522	SH		SOLE		4,522	0	0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	341,974	4,465	SH		SOLE		4,465	0	0
GRAYSCALE BITCOIN TRUST	ETF	389637109	223,968	4,435	SH		SOLE		4,435	0	0
HOME DEPOT INC COM	Stock	437076102	1,792,321	4,423	SH		SOLE		4,423	0	0
PRUDENTIAL FINL INC COM	Stock	744320102	513,222	4,238	SH		SOLE		4,238	0	0
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	369,686	4,144	SH		SOLE		4,144	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	2,034,048	4,108	SH		SOLE		4,108	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	414,060	3,846	SH		SOLE		3,846	0	0
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	580,250	3,827	SH		SOLE		3,827	0	0
ISHARES S&P 100 ETF	ETF	464287101	1,040,894	3,761	SH		SOLE		3,761	0	0
AMGEN INC COM	Stock	031162100	1,206,354	3,744	SH		SOLE		3,744	0	0
CHEVRON CORP NEW COM	Stock	166764100	546,519	3,711	SH		SOLE		3,711	0	0
MORGAN STANLEY COM NEW	Stock	617446448	386,313	3,706	SH		SOLE		3,706	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	523,986	3,689	SH		SOLE		3,689	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	763,138	3,676	SH		SOLE		3,676	0	0
ABBOTT LABS COM	Stock	002824100	418,987	3,675	SH		SOLE		3,675	0	0
MOTLEY FOOL 100 INDEX ETF	ETF	74933W601	205,481	3,653	SH		SOLE		3,653	0	0
HOWMET AEROSPACE INC COM	Stock	443201108	354,384	3,535	SH		SOLE		3,535	0	0
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	317,744	3,292	SH		SOLE		3,292	0	0
ABBVIE INC COM	Stock	00287Y109	645,167	3,267	SH		SOLE		3,267	0	0
RTX CORPORATION COM	Stock	75513E101	379,715	3,134	SH		SOLE		3,134	0	0
PPG INDS INC COM	Stock	693506107	409,169	3,089	SH		SOLE		3,089	0	0
MCDONALDS CORP COM	Stock	580135101	917,032	3,012	SH		SOLE		3,011	0	0
ISHARES S&P GLOBAL TECHNOLOGY ETF	ETF	464287291	247,590	3,000	SH		SOLE		3,000	0	0
JACOBS SOLUTIONS INC COM	Stock	46982L108	385,501	2,945	SH		SOLE		2,945	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	491,608	2,932	SH		SOLE		2,932	0	0
FEDEX CORP COM	Stock	31428X106	800,788	2,926	SH		SOLE		2,926	0	0
FORTIVE CORP COM	Stock	34959J108	222,109	2,814	SH		SOLE		2,814	0	0
GILEAD SCIENCES INC COM	Stock	375558103	232,069	2,768	SH		SOLE		2,768	0	0
SPDR S&P HOMEBUILDERS ETF	ETF	78464A888	344,458	2,765	SH		SOLE		2,765	0	0
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	265,527	2,755	SH		SOLE		2,755	0	0
NOVO-NORDISK A S ADR	ADR	670100205	325,537	2,734	SH		SOLE		2,734	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	238,862	2,721	SH		SOLE		2,720	0	0
CONOCOPHILLIPS COM	Stock	20825C104	286,362	2,720	SH		SOLE		2,720	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	378,606	2,604	SH		SOLE		2,604	0	0
GE AEROSPACE COM NEW	Stock	369604301	489,187	2,594	SH		SOLE		2,594	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	208,469	2,590	SH		SOLE		2,590	0	0
DANAHER CORPORATION COM	Stock	235851102	649,177	2,335	SH		SOLE		2,335	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	549,999	2,259	SH		SOLE		2,259	0	0
HONEYWELL INTL INC COM	Stock	438516106	465,511	2,252	SH		SOLE		2,252	0	0
LAUDER ESTEE COS INC CL A	Stock	518439104	224,303	2,250	SH		SOLE		2,250	0	0
VANGUARD UTILITIES ETF	ETF	92204A876	390,742	2,245	SH		SOLE		2,245	0	0
ISHARES U.S. INDUSTRIALS ETF	ETF	464287754	294,074	2,200	SH		SOLE		2,200	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	431,397	2,153	SH		SOLE		2,153	0	0
TARGET CORP COM	Stock	87612E106	332,449	2,133	SH		SOLE		2,133	0	0
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	503,304	2,091	SH		SOLE		2,091	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	529,381	2,020	SH		SOLE		2,020	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	712,616	2,016	SH		SOLE		2,016	0	0
3M CO COM	Stock	88579Y101	270,529	1,979	SH		SOLE		1,979	0	0
EMERSON ELEC CO COM	Stock	291011104	214,693	1,963	SH		SOLE		1,963	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	1,661,250	1,874	SH		SOLE		1,873	0	0
PHILIP MORRIS INTL INC COM	Stock	718172109	213,876	1,762	SH		SOLE		1,761	0	0
VANGUARD EXTENDED MARKET ETF	ETF	922908652	312,659	1,718	SH		SOLE		1,718	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	1,003,858	1,717	SH		SOLE		1,717	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	979,339	1,675	SH		SOLE		1,675	0	0
DOORDASH INC CL A	Stock	25809K105	236,075	1,654	SH		SOLE		1,654	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	443,045	1,601	SH		SOLE		1,601	0	0
VANGUARD RUSSELL 1000 ETF	ETF	92206C730	398,687	1,533	SH		SOLE		1,533	0	0
MICROSTRATEGY INC CL A NEW	Stock	594972408	234,354	1,390	SH		SOLE		1,390	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	801,938	1,367	SH		SOLE		1,367	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	358,864	1,363	SH		SOLE		1,363	0	0
M & T BK CORP COM	Stock	55261F104	224,253	1,259	SH		SOLE		1,259	0	0
BECTON DICKINSON & CO COM	Stock	075887109	283,775	1,177	SH		SOLE		1,177	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	255,347	1,155	SH		SOLE		1,155	0	0
CDW CORP COM	Stock	12514G108	244,857	1,082	SH		SOLE		1,082	0	0
SPDR S&P SEMICONDUCTOR ETF	ETF	78464A862	252,441	1,051	SH		SOLE		1,050	0	0
CHUBB LIMITED COM	Stock	H1467J104	291,274	1,010	SH		SOLE		1,010	0	0
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	287,823	894	SH		SOLE		894	0	0
S&P GLOBAL INC COM	Stock	78409V104	395,214	765	SH		SOLE		765	0	0
STRYKER CORPORATION COM	Stock	863667101	220,007	609	SH		SOLE		609	0	0
AON PLC SHS CL A	Stock	G0403H108	203,442	588	SH		SOLE		588	0	0
BLACKROCK INC COM	Stock	09290D101	543,120	572	SH		SOLE		572	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	252,200	485	SH		SOLE		485	0	0
FERRARI N V COM	Stock	N3167Y103	218,131	464	SH		SOLE		464	0	0
ELI LILLY & CO COM	Stock	532457108	398,711	450	SH		SOLE		450	0	0
COCA COLA CONS INC COM	Stock	191098102	229,054	174	SH		SOLE		174	0	0
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	17,970,680	26	SH		SOLE		26	0	0