Mill Creek Capital Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	Stock	88579Y101	250,564	1,941	SH		SOLE		1,941	0	0
ABBOTT LABS COM	Stock	002824100	672,326	5,944	SH		SOLE		5,944	0	0
ABBVIE INC COM	Stock	00287Y109	555,490	3,126	SH		SOLE		3,126	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	732,075	2,081	SH		SOLE		2,081	0	0
ADAGENE INC ADS	ADR	005329107	397,224	199,610	SH		SOLE		199,610	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	671,834	5,562	SH		SOLE		5,562	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	3,918,889	20,702	SH		SOLE		20,702	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	4,512,572	23,696	SH		SOLE		23,695	0	0
ALTRIA GROUP INC COM	Stock	02209S103	316,412	6,051	SH		SOLE		6,051	0	0
AMAZON COM INC COM	Stock	023135106	7,481,199	34,100	SH		SOLE		34,100	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	2,132,875	11,629	SH		SOLE		11,629	0	0
AMGEN INC COM	Stock	031162100	1,013,629	3,889	SH		SOLE		3,889	0	0
AON PLC SHS CL A	Stock	G0403H108	211,186	588	SH		SOLE		588	0	0
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	1,415,256	8,569	SH		SOLE		8,569	0	0
APPLE INC COM	Stock	037833100	39,569,149	158,011	SH		SOLE		158,011	0	0
APPLIED MATLS INC COM	Stock	038222105	272,243	1,674	SH		SOLE		1,674	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	458,415	1,566	SH		SOLE		1,566	0	0
BAIN CAP SPECIALTY FIN INC COM STK	CEF	05684B107	211,852	12,092	SH		SOLE		12,092	0	0
BANK AMERICA CORP COM	Stock	060505104	382,860	8,711	SH		SOLE		8,711	0	0
BECTON DICKINSON & CO COM	Stock	075887109	267,026	1,177	SH		SOLE		1,177	0	0
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	17,703,920	26	SH		SOLE		26	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	9,745,973	21,501	SH		SOLE		21,501	0	0
BLACKROCK INC COM	Stock	09290D101	618,141	603	SH		SOLE		603	0	0
BLACKSTONE INC COM	Stock	09260D107	1,042,279	6,045	SH		SOLE		6,045	0	0
BLOCK INC CL A	Stock	852234103	259,644	3,055	SH		SOLE		3,055	0	0
BRIDGER AEROSPACE GRP HLDGS IN COM	Stock	96812F102	415,209	194,934	SH		SOLE		194,934	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	336,023	5,941	SH		SOLE		5,941	0	0
BROADCOM INC COM	Stock	11135F101	1,925,199	8,304	SH		SOLE		8,304	0	0
CHEVRON CORP NEW COM	Stock	166764100	717,537	4,954	SH		SOLE		4,954	0	0
CHUBB LIMITED COM	Stock	H1467J104	253,643	918	SH		SOLE		918	0	0
CISCO SYS INC COM	Stock	17275R102	1,292,454	21,832	SH		SOLE		21,832	0	0
COCA COLA CO COM	Stock	191216100	394,479	6,336	SH		SOLE		6,336	0	0
COCA COLA CONS INC COM	Stock	191098102	254,202	202	SH		SOLE		201	0	0
COMCAST CORP NEW CL A	Stock	20030N101	460,681	12,275	SH		SOLE		12,275	0	0
COMMSCOPE HLDG CO INC COM	Stock	20337X109	354,421	68,027	SH		SOLE		68,027	0	0
CONOCOPHILLIPS COM	Stock	20825C104	335,492	3,383	SH		SOLE		3,383	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	483,026	2,153	SH		SOLE		2,153	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	2,085,639	26,531	SH		SOLE		26,531	0	0
CONTEXT THERAPEUTICS INC COM	Stock	21077P108	109,863	104,631	SH		SOLE		104,631	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	2,023,033	2,208	SH		SOLE		2,207	0	0
CSX CORP COM	Stock	126408103	312,406	9,681	SH		SOLE		9,681	0	0
D R HORTON INC COM	Stock	23331A109	284,813	2,037	SH		SOLE		2,037	0	0
DANAHER CORPORATION COM	Stock	235851102	471,496	2,054	SH		SOLE		2,054	0	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	809,437	6,367	SH		SOLE		6,367	0	0
DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX SHARES	ETF	25459Y207	405,940	4,522	SH		SOLE		4,522	0	0
DISNEY WALT CO COM	Stock	254687106	3,223,711	28,951	SH		SOLE		28,951	0	0
DOORDASH INC CL A	Stock	25809K105	277,459	1,654	SH		SOLE		1,654	0	0
EATON CORP PLC SHS	Stock	G29183103	396,253	1,194	SH		SOLE		1,194	0	0
EATON VANCE TAX-MANAGED BUY- W COM	CEF	27828Y108	175,096	12,151	SH		SOLE		12,151	0	0
EATON VANCE TAX-MANAGED GLOBAL COM	CEF	27829F108	270,909	33,159	SH		SOLE		33,159	0	0
ECOLAB INC COM	Stock	278865100	1,140,201	4,866	SH		SOLE		4,866	0	0
ELI LILLY & CO COM	Stock	532457108	315,818	409	SH		SOLE		409	0	0
EMERSON ELEC CO COM	Stock	291011104	243,275	1,963	SH		SOLE		1,963	0	0
ENERGY TRANSFER L P COM UT LTD PTN	Stock	29273V100	560,470	28,610	SH		SOLE		28,610	0	0
ENTERPRISE PRODS PARTNERS L P COM	Stock	293792107	1,020,241	32,533	SH		SOLE		32,533	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,783,884	16,583	SH		SOLE		16,583	0	0
FEDEX CORP COM	Stock	31428X106	823,172	2,926	SH		SOLE		2,926	0	0
FISERV INC COM	Stock	337738108	1,521,751	7,408	SH		SOLE		7,408	0	0
FRANKLIN U.S. LOW VOLATILITY HIGH DIVIDEND INDEX ETF	ETF	52468L406	747,486	19,486	SH		SOLE		19,486	0	0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK	CEF	30290Y101	146,105	21,423	SH		SOLE		21,423	0	0
FS KKR CAP CORP COM	CEF	302635206	673,494	31,008	SH		SOLE		31,008	0	0
GE AEROSPACE COM NEW	Stock	369604301	437,689	2,624	SH		SOLE		2,624	0	0
GE VERNOVA INC COM	Stock	36828A101	263,144	800	SH		SOLE		800	0	0
GILEAD SCIENCES INC COM	Stock	375558103	238,407	2,581	SH		SOLE		2,581	0	0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF	ETF	37954Y673	408,567	10,111	SH		SOLE		10,110	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	2,608,393	4,555	SH		SOLE		4,555	0	0
GRAYSCALE BITCOIN TRUST ETF	ETF	389637109	328,279	4,435	SH		SOLE		4,435	0	0
HARTFORD MULTIFACTOR DEVELOPED MARKETS EX US	ETF	518416102	58,686,539	2,064,973	SH		SOLE		2,064,973	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	4,471,118	32,501	SH		SOLE		32,500	0	0
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	210,105	9,841	SH		SOLE		9,841	0	0
HOME DEPOT INC COM	Stock	437076102	1,906,557	4,901	SH		SOLE		4,901	0	0
HONEYWELL INTL INC COM	Stock	438516106	537,166	2,378	SH		SOLE		2,378	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	512,191	2,020	SH		SOLE		2,020	0	0
INTEL CORP COM	Stock	458140100	253,953	12,666	SH		SOLE		12,666	0	0
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	208,018	1,396	SH		SOLE		1,396	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	456,807	2,078	SH		SOLE		2,078	0	0
INVESCO DORSEY WRIGHT MOMENTUM ETF	ETF	46137V837	707,428	6,574	SH		SOLE		6,574	0	0
INVESCO LARGE CAP GROWTH ETF	ETF	46137V746	4,671,804	45,920	SH		SOLE		45,920	0	0
INVESCO LARGE CAP VALUE ETF	ETF	46137V738	3,925,176	69,013	SH		SOLE		69,013	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	4,718,142	9,229	SH		SOLE		9,229	0	0
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	282,380	4,034	SH		SOLE		4,034	0	0
INVESCO S&P GLOBAL WATER INDEX ETF	ETF	46138E263	1,885,230	34,783	SH		SOLE		34,782	0	0
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	287,756	3,295	SH		SOLE		3,295	0	0
ISHARES AGENCY BOND ETF	ETF	464288166	16,844,553	156,026	SH		SOLE		156,025	0	0
ISHARES BITCOIN TRUST ETF	ETF	46438F101	3,633,713	68,496	SH		SOLE		68,496	0	0
ISHARES CORE DIVIDEND GROWTH ETF	ETF	46434V621	7,489,078	122,091	SH		SOLE		122,091	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	264,835,852	3,768,296	SH		SOLE		3,768,296	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	119,966,237	2,297,324	SH		SOLE		2,297,323	0	0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	311,762,159	4,713,670	SH		SOLE		4,713,670	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	22,332,190	37,936	SH		SOLE		37,936	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	673,073	10,802	SH		SOLE		10,802	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3,796,162	32,947	SH		SOLE		32,947	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	851,179	6,618	SH		SOLE		6,617	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	248,495	1,783	SH		SOLE		1,783	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	113,672,257	1,173,088	SH		SOLE		1,173,088	0	0
ISHARES ESG AWARE MSCI EAFE ETF	ETF	46435G516	679,657	8,926	SH		SOLE		8,926	0	0
ISHARES ETHEREUM TRUST ETF	ETF	46438R105	828,121	32,745	SH		SOLE		32,745	0	0
ISHARES GOLD TRUST	ETF	464285204	832,808	16,821	SH		SOLE		16,821	0	0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF	ETF	46436E866	1,014,420	43,500	SH		SOLE		43,500	0	0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF	ETF	46436E858	1,046,523	45,880	SH		SOLE		45,880	0	0
ISHARES MBS ETF	ETF	464288588	46,480,704	506,988	SH		SOLE		506,988	0	0
ISHARES MORNINGSTAR SMALL CAP VALUE ETF	ETF	464288703	598,083	9,432	SH		SOLE		9,432	0	0
ISHARES MSCI ACWI ETF	ETF	464288257	39,223,247	333,815	SH		SOLE		333,814	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	12,989,697	249,036	SH		SOLE		249,035	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	8,684,225	114,856	SH		SOLE		114,855	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	9,289,155	95,933	SH		SOLE		95,932	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	20,613,253	339,313	SH		SOLE		339,312	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	3,457,647	65,898	SH		SOLE		65,897	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	7,122,365	170,310	SH		SOLE		170,310	0	0
ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	ETF	464286475	835,530	14,371	SH		SOLE		14,371	0	0
ISHARES MSCI EUROZONE ETF	ETF	464286608	1,288,493	27,299	SH		SOLE		27,298	0	0
ISHARES MSCI ISRAEL ETF	ETF	464286632	739,148	9,593	SH		SOLE		9,593	0	0
ISHARES MSCI JAPAN ETF	ETF	46434G822	369,798	5,511	SH		SOLE		5,511	0	0
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	1,288,927	10,601	SH		SOLE		10,600	0	0
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	1,719,137	9,654	SH		SOLE		9,653	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,754,104	16,463	SH		SOLE		16,462	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	3,569,297	11,079	SH		SOLE		11,079	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	10,540,554	26,248	SH		SOLE		26,247	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	6,096,516	32,931	SH		SOLE		32,931	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	6,681,794	30,240	SH		SOLE		30,239	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	3,948,691	13,719	SH		SOLE		13,719	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	3,941,229	24,007	SH		SOLE		24,007	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	42,760,916	127,931	SH		SOLE		127,930	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	12,580,952	99,258	SH		SOLE		99,258	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	7,985,581	61,741	SH		SOLE		61,741	0	0
ISHARES S&P 100 ETF	ETF	464287101	1,086,365	3,761	SH		SOLE		3,761	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	5,499,576	54,167	SH		SOLE		54,167	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,437,708	7,532	SH		SOLE		7,532	0	0
ISHARES S&P GLOBAL TECHNOLOGY ETF	ETF	464287291	254,250	3,000	SH		SOLE		3,000	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	7,970,196	87,652	SH		SOLE		87,652	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	9,025,361	72,226	SH		SOLE		72,226	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	5,246,650	38,758	SH		SOLE		38,757	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	383,393	3,530	SH		SOLE		3,530	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	2,950,060	22,470	SH		SOLE		22,469	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	480,728	8,250	SH		SOLE		8,250	0	0
ISHARES U.S. INDUSTRIALS ETF	ETF	464287754	293,744	2,200	SH		SOLE		2,200	0	0
ISHARES U.S. TECHNOLOGY ETF	ETF	464287721	610,483	3,827	SH		SOLE		3,827	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	53,619,914	2,333,330	SH		SOLE		2,333,329	0	0
JACOBS SOLUTIONS INC COM	Stock	46982L108	393,511	2,945	SH		SOLE		2,945	0	0
JOHNSON & JOHNSON COM	Stock	478160104	35,961,315	248,661	SH		SOLE		248,660	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	6,399,286	26,696	SH		SOLE		26,695	0	0
KENVUE INC COM	Stock	49177J102	2,544,140	119,163	SH		SOLE		119,163	0	0
KKR & CO INC COM	Stock	48251W104	517,685	3,500	SH		SOLE		3,500	0	0
KROGER CO COM	Stock	501044101	250,532	4,097	SH		SOLE		4,097	0	0
LABCORP HOLDINGS INC COM SHS	Stock	504922105	347,190	1,514	SH		SOLE		1,514	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	955,186	1,966	SH		SOLE		1,965	0	0
LOWES COS INC COM	Stock	548661107	1,160,207	4,701	SH		SOLE		4,701	0	0
M & T BK CORP COM	Stock	55261F104	238,382	1,268	SH		SOLE		1,267	0	0
MARRIOTT INTL INC NEW CL A	Stock	571903202	335,007	1,201	SH		SOLE		1,201	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	9,738,228	18,494	SH		SOLE		18,493	0	0
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	231,806	2,755	SH		SOLE		2,755	0	0
MCDONALDS CORP COM	Stock	580135101	849,233	2,930	SH		SOLE		2,929	0	0
MERCK & CO INC COM	Stock	58933Y105	1,136,696	11,426	SH		SOLE		11,426	0	0
META PLATFORMS INC CL A	Stock	30303M102	4,340,139	7,413	SH		SOLE		7,412	0	0
MICROSOFT CORP COM	Stock	594918104	11,764,526	27,911	SH		SOLE		27,911	0	0
MICROSTRATEGY INC CL A NEW	Stock	594972408	479,321	1,655	SH		SOLE		1,655	0	0
MORGAN STANLEY COM NEW	Stock	617446448	440,397	3,503	SH		SOLE		3,503	0	0
MOTLEY FOOL 100 INDEX ETF	ETF	74933W601	219,618	3,653	SH		SOLE		3,653	0	0
MOVADO GROUP INC COM	Stock	624580106	1,156,200	58,750	SH		SOLE		58,750	0	0
NETFLIX INC COM	Stock	64110L106	276,309	310	SH		SOLE		310	0	0
NEW MTN FIN CORP COM	CEF	647551100	1,677,740	149,000	SH		SOLE		149,000	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	424,476	5,921	SH		SOLE		5,921	0	0
NOVO-NORDISK A S ADR	ADR	670100205	240,598	2,797	SH		SOLE		2,797	0	0
NUVEEN NEW YORK AMT QLT MUNICP COM	CEF	670656107	126,807	12,123	SH		SOLE		12,123	0	0
NVIDIA CORPORATION COM	Stock	67066G104	4,219,189	31,418	SH		SOLE		31,418	0	0
ONEOK INC NEW COM	Stock	682680103	614,548	6,121	SH		SOLE		6,121	0	0
OPKO HEALTH INC COM	Stock	68375N103	18,203	12,383	SH		SOLE		12,383	0	0
ORACLE CORP COM	Stock	68389X105	1,307,692	7,847	SH		SOLE		7,847	0	0
PEPSICO INC COM	Stock	713448108	1,019,562	6,705	SH		SOLE		6,705	0	0
PHILIP MORRIS INTL INC COM	Stock	718172109	228,400	1,898	SH		SOLE		1,897	0	0
PPG INDS INC COM	Stock	693506107	368,981	3,089	SH		SOLE		3,089	0	0
PRECIGEN INC COM	Stock	74017N105	123,200	110,000	SH		SOLE		110,000	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	18,790,199	112,080	SH		SOLE		112,079	0	0
PROSHARES ULTRAPRO QQQ	ETF	74347X831	503,979	6,369	SH		SOLE		6,369	0	0
PRUDENTIAL FINL INC COM	Stock	744320102	502,330	4,238	SH		SOLE		4,238	0	0
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	349,028	4,131	SH		SOLE		4,131	0	0
REPUBLIC SVCS INC COM	Stock	760759100	901,286	4,480	SH		SOLE		4,480	0	0
ROSS STORES INC COM	Stock	778296103	208,753	1,380	SH		SOLE		1,380	0	0
RTX CORPORATION COM	Stock	75513E101	409,302	3,537	SH		SOLE		3,537	0	0
S&P GLOBAL INC COM	Stock	78409V104	373,024	749	SH		SOLE		749	0	0
SBA COMMUNICATIONS CORP NEW CL A	REIT	78410G104	426,146	2,091	SH		SOLE		2,091	0	0
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	1,146,411	43,050	SH		SOLE		43,049	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	6,392,083	345,518	SH		SOLE		345,518	0	0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	ETF	808524888	713,471	20,783	SH		SOLE		20,782	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	3,597,339	129,076	SH		SOLE		129,075	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	1,011,803	38,811	SH		SOLE		38,811	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	566,903	21,922	SH		SOLE		21,922	0	0
SIMPLIFY MBS ETF	ETF	82889N525	35,383,098	712,077	SH		SOLE		712,076	0	0
SIRIUSXM HOLDINGS INC COMMON STOCK	Stock	829933100	348,224	15,273	SH		SOLE		15,273	0	0
SLM CORP COM	Stock	78442P106	860,220	31,190	SH		SOLE		31,190	0	0
SONY GROUP CORP SPONSORED ADR	ADR	835699307	2,100,765	99,280	SH		SOLE		99,280	0	0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	ETF	78464A359	347,779	4,465	SH		SOLE		4,465	0	0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	ETF	78467X109	1,996,872	4,693	SH		SOLE		4,693	0	0
SPDR GOLD SHARES	ETF	78463V107	1,287,889	5,319	SH		SOLE		5,319	0	0
SPDR MSCI ACWI EX-US ETF	ETF	78463X848	4,673,697	167,276	SH		SOLE		167,276	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	72,405,527	123,542	SH		SOLE		123,542	0	0
SPDR S&P BIOTECH ETF	ETF	78464A870	609,436	6,767	SH		SOLE		6,767	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	487,317	3,689	SH		SOLE		3,689	0	0
SPDR S&P EMERGING ASIA PACIFIC ETF	ETF	78463X301	626,174	5,419	SH		SOLE		5,418	0	0
SPDR S&P HOMEBUILDERS ETF	ETF	78464A888	289,073	2,766	SH		SOLE		2,766	0	0
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	1,077,999	34,791	SH		SOLE		34,791	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	10,733,799	18,845	SH		SOLE		18,845	0	0
SPDR S&P SEMICONDUCTOR ETF	ETF	78464A862	261,077	1,051	SH		SOLE		1,050	0	0
STRYKER CORPORATION COM	Stock	863667101	268,237	745	SH		SOLE		745	0	0
TARGA RES CORP COM	Stock	87612G101	311,483	1,745	SH		SOLE		1,745	0	0
TARGET CORP COM	Stock	87612E106	288,339	2,133	SH		SOLE		2,133	0	0
TE CONNECTIVITY PLC ORD SHS	Stock	G87052109	539,855	3,776	SH		SOLE		3,776	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	4,417,648	18,999	SH		SOLE		18,999	0	0
TESLA INC COM	Stock	88160R101	8,672,464	21,475	SH		SOLE		21,475	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	4,338,770	8,340	SH		SOLE		8,340	0	0
TJX COS INC NEW COM	Stock	872540109	845,428	6,998	SH		SOLE		6,998	0	0
UNILEVER PLC SPON ADR NEW	ADR	904767704	296,087	5,222	SH		SOLE		5,222	0	0
UNION PAC CORP COM	Stock	907818108	2,204,235	9,666	SH		SOLE		9,666	0	0
UNITED AIRLS HLDGS INC COM	Stock	910047109	258,383	2,661	SH		SOLE		2,661	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	1,502,910	2,971	SH		SOLE		2,971	0	0
UNIVERSAL DISPLAY CORP COM	Stock	91347P105	1,995,338	13,648	SH		SOLE		13,648	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	403,919	2,607	SH		SOLE		2,606	0	0
VANGUARD CONSUMER STAPLES ETF	ETF	92204A207	1,530,391	7,240	SH		SOLE		7,240	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	3,548,635	18,121	SH		SOLE		18,121	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	17,706,586	168,811	SH		SOLE		168,811	0	0
VANGUARD EXTENDED MARKET ETF	ETF	922908652	326,386	1,718	SH		SOLE		1,718	0	0
VANGUARD FINANCIALS ETF	ETF	92204A405	342,521	2,901	SH		SOLE		2,901	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	442,746	7,712	SH		SOLE		7,712	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	679,645	14,213	SH		SOLE		14,212	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,517,370	34,454	SH		SOLE		34,454	0	0
VANGUARD GROWTH ETF	ETF	922908736	1,090,645,989	2,657,260	SH		SOLE		2,657,260	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	4,441,439	34,810	SH		SOLE		34,810	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	850,231	1,367	SH		SOLE		1,367	0	0
VANGUARD LARGE-CAP ETF	ETF	922908637	367,601	1,363	SH		SOLE		1,363	0	0
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	302,201	880	SH		SOLE		880	0	0
VANGUARD MID-CAP ETF	ETF	922908629	1,339,148	5,070	SH		SOLE		5,070	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	573,221	2,259	SH		SOLE		2,259	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	474,310	2,932	SH		SOLE		2,932	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	2,480,522	27,846	SH		SOLE		27,846	0	0
VANGUARD RUSSELL 1000 ETF	ETF	92206C730	408,882	1,533	SH		SOLE		1,533	0	0
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	2,718,139	26,313	SH		SOLE		26,313	0	0
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	2,641,616	32,512	SH		SOLE		32,512	0	0
VANGUARD RUSSELL 2000 GROWTH ETF	ETF	92206C623	504,032	2,399	SH		SOLE		2,398	0	0
VANGUARD S&P 500 ETF	ETF	922908363	90,798,594	168,517	SH		SOLE		168,516	0	0
VANGUARD S&P 500 GROWTH ETF	ETF	921932505	329,454	900	SH		SOLE		900	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	97,215,367	490,541	SH		SOLE		490,540	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	5,507,534	22,921	SH		SOLE		22,921	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	89,059,977	318,003	SH		SOLE		318,003	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	225,384	4,496	SH		SOLE		4,496	0	0
VANGUARD TOTAL CORPORATE BOND ETF	ETF	92206C573	69,397,606	916,624	SH		SOLE		916,624	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	29,302,766	497,247	SH		SOLE		497,247	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	11,778,381	40,642	SH		SOLE		40,641	0	0
VANGUARD UTILITIES ETF	ETF	92204A876	366,878	2,245	SH		SOLE		2,245	0	0
VANGUARD VALUE ETF	ETF	922908744	917,980,530	5,422,212	SH		SOLE		5,422,212	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	258,495	6,464	SH		SOLE		6,464	0	0
VISA INC COM CL A	Stock	92826C839	2,197,215	6,952	SH		SOLE		6,952	0	0
WALGREENS BOOTS ALLIANCE INC COM	Stock	931427108	183,801	19,700	SH		SOLE		19,700	0	0
WALMART INC COM	Stock	931142103	594,450	6,579	SH		SOLE		6,579	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	741,780	3,676	SH		SOLE		3,676	0	0
WELLS FARGO CO NEW COM	Stock	949746101	217,323	3,094	SH		SOLE		3,094	0	0
WILLIAMS COS INC COM	Stock	969457100	379,056	7,004	SH		SOLE		7,004	0	0
WISDOMTREE EUROPE HEDGED EQUITY FUND	ETF	97717X701	293,186	6,706	SH		SOLE		6,706	0	0
WSFS FINL CORP COM	Stock	929328102	748,336	14,085	SH		SOLE		14,085	0	0
ZETA GLOBAL HOLDINGS CORP CL A	Stock	98956A105	3,954,004	219,789	SH		SOLE		219,789	0	0