Sensible Money 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	225,947	1,458	SH		SOLE		0	0	1,458
ALPHABET INC	CAP STK CL A	02079K305	814,673	5,832	SH		SOLE		0	0	5,832
ALPHABET INC	CAP STK CL C	02079K107	533,843	3,788	SH		SOLE		0	0	3,788
ALPS ETF TR	BARRONS 400 ETF	00162Q726	201,271	3,236	SH		SOLE		0	0	3,236
AMAZON COM INC	COM	023135106	558,439	3,675	SH		SOLE		0	0	3,675
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	567,356	10,061	SH		SOLE		0	0	10,061
AMERICAN CENTY ETF TR	EMERGING MKT VAL	025072372	750,125	16,318	SH		SOLE		0	0	16,318
APPLE INC	COM	037833100	3,378,387	17,547	SH		SOLE		0	0	17,547
COSTCO WHSL CORP NEW	COM	22160K105	325,868	494	SH		SOLE		0	0	494
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	9,377,210	375,689	SH		SOLE		0	0	375,689
DIMENSIONAL ETF TRUST	EMERGING MKTS VA	25434V740	10,469,048	415,438	SH		SOLE		0	0	415,438
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	433,066	16,963	SH		SOLE		0	0	16,963
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	7,190,969	278,882	SH		SOLE		0	0	278,882
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	39,880,587	1,364,372	SH		SOLE		0	0	1,364,372
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	386,082	7,449	SH		SOLE		0	0	7,449
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	33,585,264	641,798	SH		SOLE		0	0	641,798
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	20,926,206	856,929	SH		SOLE		0	0	856,929
DISNEY WALT CO	COM	254687106	1,211,156	13,414	SH		SOLE		0	0	13,414
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	335,790	1,800	SH		SOLE		0	0	1,800
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	748,556	4,266	SH		SOLE		0	0	4,266
FREEPORT-MCMORAN INC	CL B	35671D857	1,896,433	44,549	SH		SOLE		0	0	44,549
INTEL CORP	COM	458140100	215,876	4,296	SH		SOLE		0	0	4,296
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	587,759	18,096	SH		SOLE		0	0	18,096
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	227,345	4,275	SH		SOLE		0	0	4,275
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	654,985	10,453	SH		SOLE		0	0	10,453
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	838,617	40,154	SH		SOLE		0	0	40,154
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	340,269	16,635	SH		SOLE		0	0	16,635
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	402,077	20,833	SH		SOLE		0	0	20,833
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	367,350	18,882	SH		SOLE		0	0	18,882
INVESCO EXCH TRD SLF IDX FD	INVSCO 30 CORP	46138J460	197,125	11,850	SH		SOLE		0	0	11,850
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	365,892	18,042	SH		SOLE		0	0	18,042
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	397,962	4,019	SH		SOLE		0	0	4,019
INVESCO EXCHANGE TRADED FD T	DORSEY WRGT FINL	46137V860	268,606	5,973	SH		SOLE		0	0	5,973
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	696,852	23,400	SH		SOLE		0	0	23,400
INVESCO QQQ TR	UNIT SER 1	46090E103	396,006	967	SH		SOLE		0	0	967
ISHARES INC	CORE MSCI EMKT	46434G103	1,144,498	22,627	SH		SOLE		0	0	22,627
ISHARES INC	MSCI GBL MIN VOL	464286525	365,977	3,647	SH		SOLE		0	0	3,647
ISHARES TR	CORE MSCI EAFE	46432F842	355,911	5,059	SH		SOLE		0	0	5,059
ISHARES TR	CORE S&P SCP ETF	464287804	1,156,603	10,685	SH		SOLE		0	0	10,685
ISHARES TR	CORE S&P500 ETF	464287200	928,708	1,944	SH		SOLE		0	0	1,944
ISHARES TR	GRWT ALLOCAT ETF	464289867	218,079	4,100	SH		SOLE		0	0	4,100
ISHARES TR	MRNING SM CP ETF	464288703	274,044	4,628	SH		SOLE		0	0	4,628
ISHARES TR	MSCI EAFE ETF	464287465	271,788	3,607	SH		SOLE		0	0	3,607
ISHARES TR	MSCI USA MIN VOL	46429B697	671,527	8,606	SH		SOLE		0	0	8,606
ISHARES TR	MSCI USA QLT FCT	46432F339	308,553	2,097	SH		SOLE		0	0	2,097
ISHARES TR	RUSSELL 3000 ETF	464287689	1,106,184	4,041	SH		SOLE		0	0	4,041
ISHARES TR	S&P MC 400VL ETF	464287705	366,981	3,218	SH		SOLE		0	0	3,218
ISHARES TR	S&P SML 600 GWT	464287887	288,933	2,309	SH		SOLE		0	0	2,309
ISHARES TR	U.S. TECH ETF	464287721	392,800	3,200	SH		SOLE		0	0	3,200
JPMORGAN CHASE & CO	COM	46625H100	375,921	2,210	SH		SOLE		0	0	2,210
MICROSOFT CORP	COM	594918104	916,460	2,437	SH		SOLE		0	0	2,437
NVIDIA CORPORATION	COM	67066G104	208,273	421	SH		SOLE		0	0	421
PACIRA BIOSCIENCES INC	NOTE 0.750% 8/0	695127AF7	9,293	10,000	SH		SOLE		0	0	10,000
PARK NATL CORP	COM	700658107	289,515	2,179	SH		SOLE		0	0	2,179
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	209,148	5,994	SH		SOLE		0	0	5,994
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	2,476,209	91,238	SH		SOLE		0	0	91,238
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	688,745	19,757	SH		SOLE		0	0	19,757
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	228,929	4,112	SH		SOLE		0	0	4,112
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	251,789	3,307	SH		SOLE		0	0	3,307
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,014,767	63,818	SH		SOLE		0	0	63,818
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	262,845	7,728	SH		SOLE		0	0	7,728
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,135,652	2,389	SH		SOLE		0	0	2,389
SPDR SER TR	S&P 400 MDCP VAL	78464A839	421,715	5,747	SH		SOLE		0	0	5,747
SPDR SER TR	S&P 600 SMCP GRW	78464A201	331,599	3,965	SH		SOLE		0	0	3,965
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,858,957	22,314	SH		SOLE		0	0	22,314
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	219,729	2,589	SH		SOLE		0	0	2,589
VANGUARD INDEX FDS	GROWTH ETF	922908736	307,772	990	SH		SOLE		0	0	990
VANGUARD INDEX FDS	MID CAP ETF	922908629	233,804	1,005	SH		SOLE		0	0	1,005
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,399,628	3,204	SH		SOLE		0	0	3,204
VANGUARD INDEX FDS	SMALL CP ETF	922908751	226,344	1,061	SH		SOLE		0	0	1,061
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	345,248	1,428	SH		SOLE		0	0	1,428
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,069,679	4,509	SH		SOLE		0	0	4,509
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	271,788	1,595	SH		SOLE		0	0	1,595
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,007,981	21,043	SH		SOLE		0	0	21,043
WISDOMTREE TR	US MIDCAP FUND	97717W570	887,996	15,473	SH		SOLE		0	0	15,473
WISDOMTREE TR	US QTLY DIV GRT	97717X669	234,525	3,337	SH		SOLE		0	0	3,337