Sensible Money 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	265,502	1,458	SH		SOLE		0	0	1,458
ALPHABET INC	CAP STK CL A	02079K305	795,553	5,271	SH		SOLE		0	0	5,271
ALPHABET INC	CAP STK CL C	02079K107	546,244	3,588	SH		SOLE		0	0	3,588
ALPS ETF TR	BARRONS 400 ETF	00162Q726	219,744	3,236	SH		SOLE		0	0	3,236
AMAZON COM INC	COM	023135106	627,629	3,479	SH		SOLE		0	0	3,479
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	583,153	10,061	SH		SOLE		0	0	10,061
AMERICAN CENTY ETF TR	EMERGING MKT VAL	025072372	773,289	16,318	SH		SOLE		0	0	16,318
APPLE INC	COM	037833100	2,910,470	16,973	SH		SOLE		0	0	16,973
COSTCO WHSL CORP NEW	COM	22160K105	250,423	342	SH		SOLE		0	0	342
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	10,518,696	412,660	SH		SOLE		0	0	412,660
DIMENSIONAL ETF TRUST	EMERGING MKTS VA	25434V740	12,221,667	470,788	SH		SOLE		0	0	470,788
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	926,888	34,650	SH		SOLE		0	0	34,650
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	7,916,260	291,146	SH		SOLE		0	0	291,146
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	47,013,872	1,471,483	SH		SOLE		0	0	1,471,483
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	643,305	11,290	SH		SOLE		0	0	11,290
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	367,798	12,264	SH		SOLE		0	0	12,264
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	36,475,128	670,129	SH		SOLE		0	0	670,129
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	23,495,596	923,569	SH		SOLE		0	0	923,569
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	369,162	1,800	SH		SOLE		0	0	1,800
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	205,864	3,665	SH		SOLE		0	0	3,665
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	813,441	4,266	SH		SOLE		0	0	4,266
FREEPORT-MCMORAN INC	CL B	35671D857	2,441,200	51,918	SH		SOLE		0	0	51,918
INTEL CORP	COM	458140100	211,621	4,791	SH		SOLE		0	0	4,791
INVESCO EXCH TRADED FD TR II	FTSE RAFI SML	46138E735	594,997	18,096	SH		SOLE		0	0	18,096
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	241,110	4,275	SH		SOLE		0	0	4,275
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	688,540	10,453	SH		SOLE		0	0	10,453
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	869,039	41,442	SH		SOLE		0	0	41,442
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	366,127	17,921	SH		SOLE		0	0	17,921
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	438,526	22,828	SH		SOLE		0	0	22,828
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	383,582	19,885	SH		SOLE		0	0	19,885
INVESCO EXCH TRD SLF IDX FD	INVSCO 30 CORP	46138J460	197,926	12,076	SH		SOLE		0	0	12,076
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	379,063	18,887	SH		SOLE		0	0	18,887
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	434,977	4,019	SH		SOLE		0	0	4,019
INVESCO EXCHANGE TRADED FD T	DORSEY WRGT FINL	46137V860	296,933	5,973	SH		SOLE		0	0	5,973
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	743,886	23,400	SH		SOLE		0	0	23,400
INVESCO QQQ TR	UNIT SER 1	46090E103	429,358	967	SH		SOLE		0	0	967
ISHARES INC	CORE MSCI EMKT	46434G103	1,164,017	22,558	SH		SOLE		0	0	22,558
ISHARES INC	MSCI GBL MIN VOL	464286525	383,920	3,647	SH		SOLE		0	0	3,647
ISHARES TR	CORE DIV GRWTH	46434V621	200,596	3,455	SH		SOLE		0	0	3,455
ISHARES TR	CORE MSCI EAFE	46432F842	373,708	5,035	SH		SOLE		0	0	5,035
ISHARES TR	CORE S&P SCP ETF	464287804	1,028,316	9,304	SH		SOLE		0	0	9,304
ISHARES TR	CORE S&P500 ETF	464287200	1,033,274	1,965	SH		SOLE		0	0	1,965
ISHARES TR	GRWT ALLOCAT ETF	464289867	228,247	4,100	SH		SOLE		0	0	4,100
ISHARES TR	MRNING SM CP ETF	464288703	337,354	5,512	SH		SOLE		0	0	5,512
ISHARES TR	MSCI EAFE ETF	464287465	255,712	3,202	SH		SOLE		0	0	3,202
ISHARES TR	MSCI USA MIN VOL	46429B697	719,290	8,606	SH		SOLE		0	0	8,606
ISHARES TR	MSCI USA QLT FCT	46432F339	344,642	2,097	SH		SOLE		0	0	2,097
ISHARES TR	RUSSELL 3000 ETF	464287689	1,212,624	4,041	SH		SOLE		0	0	4,041
ISHARES TR	S&P MC 400VL ETF	464287705	393,906	3,330	SH		SOLE		0	0	3,330
ISHARES TR	S&P SML 600 GWT	464287887	348,938	2,669	SH		SOLE		0	0	2,669
ISHARES TR	U.S. FIN SVC ETF	464287770	213,022	3,213	SH		SOLE		0	0	3,213
ISHARES TR	U.S. TECH ETF	464287721	432,192	3,200	SH		SOLE		0	0	3,200
JPMORGAN CHASE & CO	COM	46625H100	442,663	2,210	SH		SOLE		0	0	2,210
MEDTRONIC PLC	SHS	G5960L103	203,060	2,330	SH		SOLE		0	0	2,330
MICROSOFT CORP	COM	594918104	1,074,502	2,554	SH		SOLE		0	0	2,554
NVIDIA CORPORATION	COM	67066G104	538,087	596	SH		SOLE		0	0	596
PACER FDS TR	TRENDPILOT 100	69374H303	206,040	3,000	SH		SOLE		0	0	3,000
PACIRA BIOSCIENCES INC	NOTE 0.750% 8/0	695127AF7	9,492	10,000	SH		SOLE		0	0	10,000
PARK NATL CORP	COM	700658107	296,611	2,183	SH		SOLE		0	0	2,183
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	217,359	6,071	SH		SOLE		0	0	6,071
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	2,535,663	91,342	SH		SOLE		0	0	91,342
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	700,797	19,757	SH		SOLE		0	0	19,757
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	266,768	3,309	SH		SOLE		0	0	3,309
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	204,479	3,295	SH		SOLE		0	0	3,295
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	3,039,098	61,720	SH		SOLE		0	0	61,720
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	330,246	9,214	SH		SOLE		0	0	9,214
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,192,902	2,281	SH		SOLE		0	0	2,281
SPDR SER TR	S&P 400 MDCP VAL	78464A839	436,772	5,747	SH		SOLE		0	0	5,747
SPDR SER TR	S&P 600 SMCP GRW	78464A201	340,035	3,898	SH		SOLE		0	0	3,898
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,743,762	21,017	SH		SOLE		0	0	21,017
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	232,752	2,589	SH		SOLE		0	0	2,589
VANGUARD INDEX FDS	GROWTH ETF	922908736	340,758	990	SH		SOLE		0	0	990
VANGUARD INDEX FDS	MID CAP ETF	922908629	251,110	1,005	SH		SOLE		0	0	1,005
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,564,365	3,254	SH		SOLE		0	0	3,254
VANGUARD INDEX FDS	SMALL CP ETF	922908751	242,534	1,061	SH		SOLE		0	0	1,061
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	363,444	1,394	SH		SOLE		0	0	1,394
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,125,108	4,329	SH		SOLE		0	0	4,329
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	291,446	1,596	SH		SOLE		0	0	1,596
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,052,667	20,982	SH		SOLE		0	0	20,982
VISA INC	COM CL A	92826C839	210,148	753	SH		SOLE		0	0	753
WISDOMTREE TR	US MIDCAP FUND	97717W570	944,163	15,473	SH		SOLE		0	0	15,473
WISDOMTREE TR	US QTLY DIV GRT	97717X669	254,247	3,337	SH		SOLE		0	0	3,337