Delta Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,092	9,986	SH		SOLE		0	0	9,986
ABBOTT LABS	COM	002824100	755	6,857	SH		SOLE		0	0	6,857
ABBVIE INC	COM	00287Y109	1,028	6,636	SH		SOLE		0	0	6,636
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	869	2,476	SH		SOLE		0	0	2,476
ADOBE INC	COM	00724F101	255	428	SH		SOLE		0	0	428
ALAMOS GOLD INC NEW	COM CL A	011532108	179	13,293	SH		SOLE		0	0	13,293
ALPHABET INC	CAP STK CL C	02079K107	3,948	28,015	SH		SOLE		0	0	28,015
ALPHABET INC	CAP STK CL A	02079K305	2,402	17,193	SH		SOLE		0	0	17,193
ALTRIA GROUP INC	COM	02209S103	1,178	29,208	SH		SOLE		0	0	29,208
AMAZON COM INC	COM	023135106	3,114	20,498	SH		SOLE		0	0	20,498
AMERICAN EXPRESS CO	COM	025816109	871	4,649	SH		SOLE		0	0	4,649
AMERICAN TOWER CORP NEW	COM	03027X100	527	2,440	SH		SOLE		0	0	2,440
AMERICAN WTR WKS CO INC NEW	COM	030420103	222	1,679	SH		SOLE		0	0	1,679
AMGEN INC	COM	031162100	794	2,757	SH		SOLE		0	0	2,757
APPLE INC	COM	037833100	87,140	452,606	SH		SOLE		0	0	452,606
APPLIED MATLS INC	COM	038222105	237	1,461	SH		SOLE		0	0	1,461
ARES CAPITAL CORP	COM	04010L103	313	15,645	SH		SOLE		0	0	15,645
AT&T INC	COM	00206R102	2,139	127,502	SH		SOLE		0	0	127,502
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,824	7,828	SH		SOLE		0	0	7,828
BABCOCK & WILCOX ENTERPRISES	COM	05614L209	16	11,000	SH		SOLE		0	0	11,000
BANK AMERICA CORP	COM	060505104	842	25,016	SH		SOLE		0	0	25,016
BARRICK GOLD CORP	COM	067901108	228	12,623	SH		SOLE		0	0	12,623
BECTON DICKINSON & CO	COM	075887109	282	1,158	SH		SOLE		0	0	1,158
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,737	30,103	SH		SOLE		0	0	30,103
BLACKSTONE INC	COM	09260D107	347	2,653	SH		SOLE		0	0	2,653
BOEING CO	COM	097023105	627	2,407	SH		SOLE		0	0	2,407
BP PLC	SPONSORED ADR	055622104	289	8,155	SH		SOLE		0	0	8,155
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,080	40,536	SH		SOLE		0	0	40,536
BROADCOM INC	COM	11135F101	675	604	SH		SOLE		0	0	604
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	678	3,295	SH		SOLE		0	0	3,295
CABOT CORP	COM	127055101	251	3,000	SH		SOLE		0	0	3,000
CAPITAL GROUP CORE EQUITY ET	SHS CREATION UNI	14020V108	203	7,187	SH		SOLE		0	0	7,187
CAPITAL GROUP DIVIDEND VALUE	SHS CREATION UNI	14020W106	2,148	71,970	SH		SOLE		0	0	71,970
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	2,773	116,158	SH		SOLE		0	0	116,158
CATERPILLAR INC	COM	149123101	1,108	3,749	SH		SOLE		0	0	3,749
CHEVRON CORP NEW	COM	166764100	1,775	11,899	SH		SOLE		0	0	11,899
CHUBB LIMITED	COM	H1467J104	243	1,074	SH		SOLE		0	0	1,074
CHURCH & DWIGHT CO INC	COM	171340102	444	4,696	SH		SOLE		0	0	4,696
CISCO SYS INC	COM	17275R102	1,354	26,804	SH		SOLE		0	0	26,804
CITIGROUP INC	COM NEW	172967424	278	5,396	SH		SOLE		0	0	5,396
CITIZENS FINL GROUP INC	COM	174610105	248	7,471	SH		SOLE		0	0	7,471
COCA COLA CO	COM	191216100	729	12,376	SH		SOLE		0	0	12,376
COHEN & STEERS QUALITY INCOM	COM	19247L106	406	33,187	SH		SOLE		0	0	33,187
COLGATE PALMOLIVE CO	COM	194162103	413	5,177	SH		SOLE		0	0	5,177
COLUMBIA FINL INC	COM	197641103	818	42,409	SH		SOLE		0	0	42,409
COMCAST CORP NEW	CL A	20030N101	787	17,949	SH		SOLE		0	0	17,949
COMMERCE BANCSHARES INC	COM	200525103	280	5,250	SH		SOLE		0	0	5,250
CONOCOPHILLIPS	COM	20825C104	546	4,703	SH		SOLE		0	0	4,703
CONSOLIDATED EDISON INC	COM	209115104	504	5,544	SH		SOLE		0	0	5,544
CONSTELLATION BRANDS INC	CL A	21036P108	369	1,525	SH		SOLE		0	0	1,525
COPART INC	COM	217204106	395	8,068	SH		SOLE		0	0	8,068
COSTCO WHSL CORP NEW	COM	22160K105	1,773	2,686	SH		SOLE		0	0	2,686
COTERRA ENERGY INC	COM	127097103	365	14,291	SH		SOLE		0	0	14,291
CSX CORP	COM	126408103	214	6,173	SH		SOLE		0	0	6,173
CURIOSITYSTREAM INC	COM CL A	23130Q107	27	49,705	SH		SOLE		0	0	49,705
CVS HEALTH CORP	COM	126650100	317	4,016	SH		SOLE		0	0	4,016
DANAHER CORPORATION	COM	235851102	1,428	6,172	SH		SOLE		0	0	6,172
DEERE & CO	COM	244199105	301	754	SH		SOLE		0	0	754
DISNEY WALT CO	COM	254687106	1,367	15,140	SH		SOLE		0	0	15,140
DOMINION ENERGY INC	COM	25746U109	313	6,652	SH		SOLE		0	0	6,652
DOW INC	COM	260557103	1,126	20,531	SH		SOLE		0	0	20,531
DUKE ENERGY CORP NEW	COM NEW	26441C204	716	7,378	SH		SOLE		0	0	7,378
DUPONT DE NEMOURS INC	COM	26614N102	211	2,747	SH		SOLE		0	0	2,747
ELI LILLY & CO	COM	532457108	3,925	6,733	SH		SOLE		0	0	6,733
EMPIRE ST RLTY OP L P	UNIT LTD PRT 250	292102308	158	16,150	SH		SOLE		0	0	16,150
EMPIRE ST RLTY TR INC	CL A	292104106	186	19,238	SH		SOLE		0	0	19,238
ENERGY FUELS INC	COM NEW	292671708	231	32,190	SH		SOLE		0	0	32,190
ENTERPRISE PRODS PARTNERS L	COM	293792107	255	9,695	SH		SOLE		0	0	9,695
ESPERION THERAPEUTICS INC NE	COM	29664W105	70	23,250	SH		SOLE		0	0	23,250
EXXON MOBIL CORP	COM	30231G102	5,512	55,136	SH		SOLE		0	0	55,136
FEDEX CORP	COM	31428X106	366	1,448	SH		SOLE		0	0	1,448
FIDELITY COMWLTH TR	NASDAQ COMPSIT	315912808	338	5,710	SH		SOLE		0	0	5,710
FINGERMOTION INC	COM	31788K108	64	15,800	SH		SOLE		0	0	15,800
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	295	17,500	SH		SOLE		0	0	17,500
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	351	7,612	SH		SOLE		0	0	7,612
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	613	3,495	SH		SOLE		0	0	3,495
FISERV INC	COM	337738108	703	5,293	SH		SOLE		0	0	5,293
FORD MTR CO DEL	COM	345370860	224	18,361	SH		SOLE		0	0	18,361
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	777	10,045	SH		SOLE		0	0	10,045
GENERAL ELECTRIC CO	COM NEW	369604301	1,561	12,230	SH		SOLE		0	0	12,230
GENERAL MLS INC	COM	370334104	298	4,572	SH		SOLE		0	0	4,572
GILEAD SCIENCES INC	COM	375558103	345	4,253	SH		SOLE		0	0	4,253
GLOBAL PMTS INC	COM	37940X102	340	2,675	SH		SOLE		0	0	2,675
GLOBAL X FDS	GLB X MLP ENRG I	37954Y293	638	14,304	SH		SOLE		0	0	14,304
GLOBAL X FDS	CYBRSCURTY ETF	37954Y384	210	7,158	SH		SOLE		0	0	7,158
GOLDMAN SACHS GROUP INC	COM	38141G104	366	949	SH		SOLE		0	0	949
GSK PLC	SPONSORED ADR	37733W204	297	8,009	SH		SOLE		0	0	8,009
HALEON PLC	SPON ADS	405552100	90	10,949	SH		SOLE		0	0	10,949
HALLIBURTON CO	COM	406216101	436	12,075	SH		SOLE		0	0	12,075
HOME DEPOT INC	COM	437076102	800	2,310	SH		SOLE		0	0	2,310
HONEYWELL INTL INC	COM	438516106	1,357	6,472	SH		SOLE		0	0	6,472
IDEXX LABS INC	COM	45168D104	789	1,422	SH		SOLE		0	0	1,422
INTEL CORP	COM	458140100	822	16,361	SH		SOLE		0	0	16,361
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,183	7,233	SH		SOLE		0	0	7,233
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	292	3,605	SH		SOLE		0	0	3,605
INTUIT	COM	461202103	893	1,429	SH		SOLE		0	0	1,429
INTUITIVE SURGICAL INC	COM NEW	46120E602	286	847	SH		SOLE		0	0	847
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	397	20,382	SH		SOLE		0	0	20,382
INVESCO EXCH TRD SLF IDX FD	INVSCO BLSH 28	46138J643	336	16,588	SH		SOLE		0	0	16,588
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	266	13,024	SH		SOLE		0	0	13,024
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	244	12,640	SH		SOLE		0	0	12,640
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	510	3,233	SH		SOLE		0	0	3,233
INVESCO QQQ TR	UNIT SER 1	46090E103	941	2,298	SH		SOLE		0	0	2,298
ISHARES TR	RUSSELL 2000 ETF	464287655	2,038	10,156	SH		SOLE		0	0	10,156
ISHARES TR	CORE S&P500 ETF	464287200	1,686	3,529	SH		SOLE		0	0	3,529
ISHARES TR	CORE S&P SCP ETF	464287804	1,314	12,137	SH		SOLE		0	0	12,137
ISHARES TR	CORE 1 5 YR USD	46432F859	1,274	26,786	SH		SOLE		0	0	26,786
ISHARES TR	RUS 1000 GRW ETF	464287614	1,034	3,411	SH		SOLE		0	0	3,411
ISHARES TR	S&P 500 GRWT ETF	464287309	1,019	13,567	SH		SOLE		0	0	13,567
ISHARES TR	GLOBAL ENERG ETF	464287341	494	12,633	SH		SOLE		0	0	12,633
ISHARES TR	RUS 2000 VAL ETF	464287630	458	2,946	SH		SOLE		0	0	2,946
ISHARES TR	U.S. FINLS ETF	464287788	405	4,746	SH		SOLE		0	0	4,746
ISHARES TR	CORE S&P MCP ETF	464287507	354	1,276	SH		SOLE		0	0	1,276
ISHARES TR	RUS 1000 VAL ETF	464287598	340	2,058	SH		SOLE		0	0	2,058
ISHARES TR	RUS MD CP GR ETF	464287481	334	3,196	SH		SOLE		0	0	3,196
ISHARES TR	RUS 2000 GRW ETF	464287648	242	961	SH		SOLE		0	0	961
ISHARES TR	RUS MDCP VAL ETF	464287473	234	2,016	SH		SOLE		0	0	2,016
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	1,316	26,204	SH		SOLE		0	0	26,204
JOHNSON & JOHNSON	COM	478160104	3,958	25,251	SH		SOLE		0	0	25,251
JPMORGAN CHASE & CO	COM	46625H100	3,890	22,868	SH		SOLE		0	0	22,868
KLA CORP	COM NEW	482480100	229	394	SH		SOLE		0	0	394
LAM RESEARCH CORP	COM	512807108	408	521	SH		SOLE		0	0	521
LINDE PLC	SHS	G54950103	561	1,365	SH		SOLE		0	0	1,365
LOCKHEED MARTIN CORP	COM	539830109	274	604	SH		SOLE		0	0	604
MARSH & MCLENNAN COS INC	COM	571748102	580	3,062	SH		SOLE		0	0	3,062
MASTERCARD INCORPORATED	CL A	57636Q104	1,997	4,682	SH		SOLE		0	0	4,682
MCDONALDS CORP	COM	580135101	762	2,570	SH		SOLE		0	0	2,570
MEDTRONIC PLC	SHS	G5960L103	302	3,664	SH		SOLE		0	0	3,664
MERCK & CO INC	COM	58933Y105	3,357	30,795	SH		SOLE		0	0	30,795
META PLATFORMS INC	CL A	30303M102	1,282	3,622	SH		SOLE		0	0	3,622
METLIFE INC	COM	59156R108	445	6,729	SH		SOLE		0	0	6,729
MICROSOFT CORP	COM	594918104	18,618	49,512	SH		SOLE		0	0	49,512
MONDELEZ INTL INC	CL A	609207105	250	3,446	SH		SOLE		0	0	3,446
MORGAN STANLEY	COM NEW	617446448	303	3,249	SH		SOLE		0	0	3,249
NETFLIX INC	COM	64110L106	606	1,244	SH		SOLE		0	0	1,244
NEW YORK CMNTY BANCORP INC	COM	649445103	114	11,154	SH		SOLE		0	0	11,154
NEWBURY STREET ACQUISITN COR	*W EXP 04/30/202	65101L112	2	46,853	SH		SOLE		0	0	46,853
NEXTERA ENERGY INC	COM	65339F101	516	8,496	SH		SOLE		0	0	8,496
NIKE INC	CL B	654106103	673	6,199	SH		SOLE		0	0	6,199
NOVARTIS AG	SPONSORED ADR	66987V109	219	2,170	SH		SOLE		0	0	2,170
NOVO-NORDISK A S	ADR	670100205	2,605	25,184	SH		SOLE		0	0	25,184
NVIDIA CORPORATION	COM	67066G104	1,884	3,804	SH		SOLE		0	0	3,804
OCCIDENTAL PETE CORP	COM	674599105	265	4,431	SH		SOLE		0	0	4,431
ORACLE CORP	COM	68389X105	1,372	13,009	SH		SOLE		0	0	13,009
PALO ALTO NETWORKS INC	COM	697435105	752	2,550	SH		SOLE		0	0	2,550
PEAPACK-GLADSTONE FINL CORP	COM	704699107	248	8,329	SH		SOLE		0	0	8,329
PEPSICO INC	COM	713448108	1,345	7,918	SH		SOLE		0	0	7,918
PFIZER INC	COM	717081103	2,940	102,112	SH		SOLE		0	0	102,112
PGIM ETF TR	PGIM ULTRA SH BD	69344A107	347	7,034	SH		SOLE		0	0	7,034
PHILIP MORRIS INTL INC	COM	718172109	457	4,860	SH		SOLE		0	0	4,860
PHILLIPS 66	COM	718546104	300	2,257	SH		SOLE		0	0	2,257
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,344	23,494	SH		SOLE		0	0	23,494
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	1,128	11,900	SH		SOLE		0	0	11,900
PNC FINL SVCS GROUP INC	COM	693475105	213	1,372	SH		SOLE		0	0	1,372
PROCTER AND GAMBLE CO	COM	742718109	3,650	24,908	SH		SOLE		0	0	24,908
PRUDENTIAL FINL INC	COM	744320102	308	2,975	SH		SOLE		0	0	2,975
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,204	19,697	SH		SOLE		0	0	19,697
QUALCOMM INC	COM	747525103	645	4,457	SH		SOLE		0	0	4,457
REGENERON PHARMACEUTICALS	COM	75886F107	579	659	SH		SOLE		0	0	659
SALESFORCE INC	COM	79466L302	343	1,305	SH		SOLE		0	0	1,305
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	580	7,700	SH		SOLE		0	0	7,700
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	448	5,406	SH		SOLE		0	0	5,406
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	292	5,182	SH		SOLE		0	0	5,182
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	270	7,312	SH		SOLE		0	0	7,312
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	490	3,595	SH		SOLE		0	0	3,595
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	380	1,974	SH		SOLE		0	0	1,974
SELECT SECTOR SPDR TR	ENERGY	81369Y506	359	4,282	SH		SOLE		0	0	4,282
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	336	8,931	SH		SOLE		0	0	8,931
SHERWIN WILLIAMS CO	COM	824348106	369	1,183	SH		SOLE		0	0	1,183
SOUTHERN CO	COM	842587107	513	7,319	SH		SOLE		0	0	7,319
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	203	539	SH		SOLE		0	0	539
SPDR GOLD TR	GOLD SHS	78463V107	601	3,145	SH		SOLE		0	0	3,145
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,304	2,744	SH		SOLE		0	0	2,744
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	2,391	4,713	SH		SOLE		0	0	4,713
SPDR SER TR	BBG CONV SEC ETF	78464A359	525	7,281	SH		SOLE		0	0	7,281
SPDR SER TR	PRTFLO S&P500 GW	78464A409	379	5,833	SH		SOLE		0	0	5,833
SPDR SER TR	S&P HOMEBUILD	78464A888	261	2,733	SH		SOLE		0	0	2,733
STARBUCKS CORP	COM	855244109	681	7,098	SH		SOLE		0	0	7,098
STRYKER CORPORATION	COM	863667101	986	3,292	SH		SOLE		0	0	3,292
TERAWULF INC	COM	88080T104	79	33,000	SH		SOLE		0	0	33,000
TESLA INC	COM	88160R101	1,508	6,070	SH		SOLE		0	0	6,070
TEXAS INSTRS INC	COM	882508104	267	1,564	SH		SOLE		0	0	1,564
THERMO FISHER SCIENTIFIC INC	COM	883556102	378	711	SH		SOLE		0	0	711
TJX COS INC NEW	COM	872540109	904	9,634	SH		SOLE		0	0	9,634
T-MOBILE US INC	COM	872590104	259	1,617	SH		SOLE		0	0	1,617
TOTALENERGIES SE	SPONSORED ADS	89151E109	408	6,060	SH		SOLE		0	0	6,060
TRUIST FINL CORP	COM	89832Q109	205	5,546	SH		SOLE		0	0	5,546
UNION PAC CORP	COM	907818108	783	3,188	SH		SOLE		0	0	3,188
UNITED PARCEL SERVICE INC	CL B	911312106	720	4,576	SH		SOLE		0	0	4,576
UNITEDHEALTH GROUP INC	COM	91324P102	840	1,596	SH		SOLE		0	0	1,596
UNITY SOFTWARE INC	COM	91332U101	222	5,420	SH		SOLE		0	0	5,420
VALLEY NATL BANCORP	COM	919794107	388	35,702	SH		SOLE		0	0	35,702
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	640	8,379	SH		SOLE		0	0	8,379
VANGUARD INDEX FDS	GROWTH ETF	922908736	12,754	41,025	SH		SOLE		0	0	41,025
VANGUARD INDEX FDS	VALUE ETF	922908744	5,421	36,263	SH		SOLE		0	0	36,263
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	645	2,720	SH		SOLE		0	0	2,720
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	508	1,162	SH		SOLE		0	0	1,162
VANGUARD INDEX FDS	SMALL CP ETF	922908751	399	1,870	SH		SOLE		0	0	1,870
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	320	1,325	SH		SOLE		0	0	1,325
VANGUARD INDEX FDS	MID CAP ETF	922908629	309	1,328	SH		SOLE		0	0	1,328
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	242	1,343	SH		SOLE		0	0	1,343
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	200	910	SH		SOLE		0	0	910
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	302	3,710	SH		SOLE		0	0	3,710
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	202	2,612	SH		SOLE		0	0	2,612
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	202	3,458	SH		SOLE		0	0	3,458
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	291	1,708	SH		SOLE		0	0	1,708
VANGUARD STAR FDS	VG TL INTL STK F	921909768	1,148	19,815	SH		SOLE		0	0	19,815
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	830	7,433	SH		SOLE		0	0	7,433
VANGUARD WORLD FDS	INF TECH ETF	92204A702	7,971	16,469	SH		SOLE		0	0	16,469
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	2,695	10,749	SH		SOLE		0	0	10,749
VANGUARD WORLD FDS	ENERGY ETF	92204A306	2,476	21,112	SH		SOLE		0	0	21,112
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	1,205	8,793	SH		SOLE		0	0	8,793
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	976	4,430	SH		SOLE		0	0	4,430
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	263	2,852	SH		SOLE		0	0	2,852
VERIZON COMMUNICATIONS INC	COM	92343V104	3,091	82,001	SH		SOLE		0	0	82,001
VISA INC	COM CL A	92826C839	1,618	6,216	SH		SOLE		0	0	6,216
WALMART INC	COM	931142103	769	4,880	SH		SOLE		0	0	4,880
WARNER BROS DISCOVERY INC	COM SER A	934423104	216	18,971	SH		SOLE		0	0	18,971
WASTE MGMT INC DEL	COM	94106L109	274	1,528	SH		SOLE		0	0	1,528
WATSCO INC	COM	942622200	398	930	SH		SOLE		0	0	930
WELLS FARGO CO NEW	COM	949746101	504	10,248	SH		SOLE		0	0	10,248
ZOETIS INC	CL A	98978V103	228	1,155	SH		SOLE		0	0	1,155