ZRC Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	76,569	765	SH		SOLE		0	0	765
ABBOTT LABS	COM	002824100	93,540	858	SH		SOLE		0	0	858
ABBVIE INC	COM	00287Y109	199,940	1,484	SH		SOLE		0	0	1,484
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	15,429	50	SH		SOLE		0	0	50
ADOBE SYSTEMS INCORPORATED	COM	00724F101	466,497	954	SH		SOLE		0	0	954
ADVANCED MICRO DEVICES INC	COM	007903107	67,663	594	SH		SOLE		0	0	594
ADVISORSHARES TR	PURE US CANNABIS	00768Y453	1,606	290	SH		SOLE		0	0	290
AES CORP	COM	00130H105	10	0	SH		SOLE		0	0	0
AFLAC INC	COM	001055102	11	0	SH		SOLE		0	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	504,569	4,196	SH		SOLE		0	0	4,196
AIR PRODS & CHEMS INC	COM	009158106	85,966	287	SH		SOLE		0	0	287
AKERO THERAPEUTICS INC	COM	00973Y108	467	10	SH		SOLE		0	0	10
ALCON AG	ORD SHS	H01301128	30,381	370	SH		SOLE		0	0	370
ALIGOS THERAPEUTICS INC	COM	01626L105	98	100	SH		SOLE		0	0	100
ALPHABET INC	CAP STK CL A	02079K305	1,832,856	15,312	SH		SOLE		0	0	15,312
ALPHABET INC	CAP STK CL C	02079K107	1,965,429	16,247	SH		SOLE		0	0	16,247
ALPS ETF TR	ALERIAN MLP	00162Q452	101,807	2,596	SH		SOLE		0	0	2,596
ALTRIA GROUP INC	COM	02209S103	17,948	396	SH		SOLE		0	0	396
AMAZON COM INC	COM	023135106	335,065	2,570	SH		SOLE		0	0	2,570
AMEREN CORP	COM	023608102	49,493	606	SH		SOLE		0	0	606
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	3,162,967	58,780	SH		SOLE		0	0	58,780
AMERICAN CENTY ETF TR	AVANTIS RESPON U	025072281	28,566	553	SH		SOLE		0	0	553
AMERICAN CENTY ETF TR	AVANTIS RESPONSI	025072299	12,209	238	SH		SOLE		0	0	238
AMERICAN CENTY ETF TR	AVANTIS RESPONSI	025072315	21,502	468	SH		SOLE		0	0	468
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	7,221,781	125,815	SH		SOLE		0	0	125,815
AMERICAN CENTY ETF TR	US EQT ETF	025072885	2,315,611	30,797	SH		SOLE		0	0	30,797
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	836,628	15,682	SH		SOLE		0	0	15,682
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	54,247	699	SH		SOLE		0	0	699
AMGEN INC	COM	031162100	45,737	206	SH		SOLE		0	0	206
AMPLIFY ETF TR	BLOCKCHAIN LDR	032108607	933	41	SH		SOLE		0	0	41
ANALOG DEVICES INC	COM	032654105	77,924	400	SH		SOLE		0	0	400
ANGLOGOLD ASHANTI LIMITED	SPONSORED ADR	035128206	2,109	100	SH		SOLE		0	0	100
ANNALY CAPITAL MANAGEMENT IN	COM NEW	035710839	15,008	750	SH		SOLE		0	0	750
AON PLC	SHS CL A	G0403H108	28,997	84	SH		SOLE		0	0	84
APPLE INC	COM	037833100	2,519,411	12,989	SH		SOLE		0	0	12,989
ARCHER DANIELS MIDLAND CO	COM	039483102	11	0	SH		SOLE		0	0	0
ARES CAPITAL CORP	COM	04010L103	46,975	2,500	SH		SOLE		0	0	2,500
ARES MANAGEMENT CORPORATION	CL A COM STK	03990B101	88,450	918	SH		SOLE		0	0	918
ASTRAZENECA PLC	SPONSORED ADR	046353108	2,004	28	SH		SOLE		0	0	28
ASYMMETRIC ETFS TRUST	SMART S&P 500	04651A101	4,872	186	SH		SOLE		0	0	186
AT&T INC	COM	00206R102	6,046	379	SH		SOLE		0	0	379
AUTODESK INC	COM	052769106	11	0	SH		SOLE		0	0	0
AVERY DENNISON CORP	COM	053611109	85,900	500	SH		SOLE		0	0	500
BAIDU INC	SPON ADR REP A	056752108	5,477	40	SH		SOLE		0	0	40
BALCHEM CORP	COM	057665200	90,054	668	SH		SOLE		0	0	668
BANK AMERICA CORP	COM	060505104	11,118	388	SH		SOLE		0	0	388
BATH & BODY WORKS INC	COM	070830104	8	0	SH		SOLE		0	0	0
BAXTER INTL INC	COM	071813109	8,794	193	SH		SOLE		0	0	193
BECTON DICKINSON & CO	COM	075887109	3,433	13	SH		SOLE		0	0	13
BIOGEN INC	COM	09062X103	8,546	30	SH		SOLE		0	0	30
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	261	3	SH		SOLE		0	0	3
BIO-TECHNE CORP	COM	09073M104	111,997	1,372	SH		SOLE		0	0	1,372
BLACKROCK INC	COM	09247X101	15,897	23	SH		SOLE		0	0	23
BLUE BIRD CORP	COM	095306106	11,240	500	SH		SOLE		0	0	500
BOEING CO	COM	097023105	51,332	243	SH		SOLE		0	0	243
BOSTON BEER INC	CL A	100557107	6,169	20	SH		SOLE		0	0	20
BRISTOL-MYERS SQUIBB CO	COM	110122108	43,423	679	SH		SOLE		0	0	679
BROADCOM INC	COM	11135F101	67,660	78	SH		SOLE		0	0	78
BRP GROUP INC	COM CL A	05589G102	16,653	672	SH		SOLE		0	0	672
CARVANA CO	CL A	146869102	10,368	400	SH		SOLE		0	0	400
CATERPILLAR INC	COM	149123101	24,995	102	SH		SOLE		0	0	102
CATHAY GEN BANCORP	COM	149150104	6,904	214	SH		SOLE		0	0	214
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	37,058	295	SH		SOLE		0	0	295
CHEVRON CORP NEW	COM	166764100	185,596	1,180	SH		SOLE		0	0	1,180
CHIPOTLE MEXICAN GRILL INC	COM	169656105	44	0	SH		SOLE		0	0	0
CHURCH & DWIGHT CO INC	COM	171340102	11	0	SH		SOLE		0	0	0
CISCO SYS INC	COM	17275R102	60,134	1,162	SH		SOLE		0	0	1,162
CLOROX CO DEL	COM	189054109	23,173	146	SH		SOLE		0	0	146
CME GROUP INC	COM	12572Q105	4,633	25	SH		SOLE		0	0	25
COCA COLA CO	COM	191216100	9,063	150	SH		SOLE		0	0	150
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	11	0	SH		SOLE		0	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	2,290	32	SH		SOLE		0	0	32
COLGATE PALMOLIVE CO	COM	194162103	10	0	SH		SOLE		0	0	0
COMCAST CORP NEW	CL A	20030N101	98,806	2,378	SH		SOLE		0	0	2,378
CONCENTRIX CORP	COM	20602D101	180,477	2,235	SH		SOLE		0	0	2,235
CONOCOPHILLIPS	COM	20825C104	7,771	75	SH		SOLE		0	0	75
COSTCO WHSL CORP NEW	COM	22160K105	196,045	364	SH		SOLE		0	0	364
CSX CORP	COM	126408103	161,430	4,734	SH		SOLE		0	0	4,734
CVS HEALTH CORP	COM	126650100	6,913	100	SH		SOLE		0	0	100
DANAHER CORPORATION	COM	235851102	76,560	319	SH		SOLE		0	0	319
DAVITA INC	COM	23918K108	18,788	187	SH		SOLE		0	0	187
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	136,027	5,656	SH		SOLE		0	0	5,656
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	51,283	2,113	SH		SOLE		0	0	2,113
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	52,819	1,945	SH		SOLE		0	0	1,945
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,258,814	22,971	SH		SOLE		0	0	22,971
DIMENSIONAL ETF TRUST	US SUSTAINABILTY	25434V716	23,187	808	SH		SOLE		0	0	808
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	1,238,850	26,705	SH		SOLE		0	0	26,705
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	6,784	291	SH		SOLE		0	0	291
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	50,825	1,055	SH		SOLE		0	0	1,055
DIMENSIONAL ETF TRUST	INTERNATIONAL VALUE ETF	25434V807	10,775	328	SH		SOLE		0	0	328
DISNEY WALT CO	COM	254687106	39,164	439	SH		SOLE		0	0	439
DOCUSIGN INC	COM	256163106	3,679	72	SH		SOLE		0	0	72
DOW INC	COM	260557103	32,164	604	SH		SOLE		0	0	604
DUCKHORN PORTFOLIO INC	COM	26414D106	364	28	SH		SOLE		0	0	28
DUPONT DE NEMOURS INC	COM	26614N102	17,775	249	SH		SOLE		0	0	249
DXC TECHNOLOGY CO	COM	23355L106	49,899	1,867	SH		SOLE		0	0	1,867
EATON CORP PLC	SHS	G29183103	53,292	265	SH		SOLE		0	0	265
EBAY INC.	COM	278642103	18,502	414	SH		SOLE		0	0	414
ECOLAB INC	COM	278865100	14,002	75	SH		SOLE		0	0	75
EDITAS MEDICINE INC	COM	28106W103	9,876	1,200	SH		SOLE		0	0	1,200
ELASTIC N V	ORD SHS	N14506104	3,206	50	SH		SOLE		0	0	50
ELEVANCE HEALTH INC	COM	036752103	10	0	SH		SOLE		0	0	0
EMERSON ELEC CO	COM	291011104	9,039	100	SH		SOLE		0	0	100
ENPHASE ENERGY INC	COM	29355A107	108,862	650	SH		SOLE		0	0	650
ENTERPRISE PRODS PARTNERS L	COM	293792107	100,631	3,819	SH		SOLE		0	0	3,819
EQUITRANS MIDSTREAM CORP	COM	294600101	20,781	2,174	SH		SOLE		0	0	2,174
ETF MANAGERS TR	ETFMG ALTR HRVST	26924G508	3,988	1,333	SH		SOLE		0	0	1,333
ETSY INC	COM	29786A106	92	1	SH		SOLE		0	0	1
EXPEDIA GROUP INC	COM NEW	30212P303	26	0	SH		SOLE		0	0	0
EXXON MOBIL CORP	COM	30231G102	118,404	1,104	SH		SOLE		0	0	1,104
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	44,336	2,776	SH		SOLE		0	0	2,776
FLEXSHARES TR	DEV MRK EX LOW	33939L647	26,166	1,026	SH		SOLE		0	0	1,026
FLEXSHARES TR	GLB QLT R/E IDX	33939L787	33,160	625	SH		SOLE		0	0	625
FMC CORP	COM NEW	302491303	36,519	350	SH		SOLE		0	0	350
FORD MTR CO DEL	COM	345370860	5,970	395	SH		SOLE		0	0	395
FUELCELL ENERGY INC	COM	35952H601	162	75	SH		SOLE		0	0	75
GALLAGHER ARTHUR J & CO	COM	363576109	33,156	151	SH		SOLE		0	0	151
GALMED PHARMACEUTICALS LTD	SHS NEW	M47238122	21	7	SH		SOLE		0	0	7
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,625	20	SH		SOLE		0	0	20
GENERAL ELECTRIC CO	COM NEW	369604301	6,811	62	SH		SOLE		0	0	62
GENERAL MLS INC	COM	370334104	12	0	SH		SOLE		0	0	0
GENERAL MTRS CO	COM	37045V100	11,655	302	SH		SOLE		0	0	302
GILEAD SCIENCES INC	COM	375558103	83,313	1,081	SH		SOLE		0	0	1,081
GLADSTONE CAPITAL CORP	COM	376535100	39,040	4,000	SH		SOLE		0	0	4,000
GLOBAL X FDS	S&P 500 CATHOLIC	37954Y889	27,312	502	SH		SOLE		0	0	502
GLOBE LIFE INC	COM	37959E102	54,810	500	SH		SOLE		0	0	500
GOLDMAN SACHS GROUP INC	COM	38141G104	10,967	34	SH		SOLE		0	0	34
GOODYEAR TIRE & RUBR CO	COM	382550101	206	15	SH		SOLE		0	0	15
HASBRO INC	COM	418056107	24,289	375	SH		SOLE		0	0	375
HERCULES CAPITAL INC	COM	427096508	26,480	1,789	SH		SOLE		0	0	1,789
HERSHEY CO	COM	427866108	13	0	SH		SOLE		0	0	0
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	377,900	22,494	SH		SOLE		0	0	22,494
HOME DEPOT INC	COM	437076102	146,312	471	SH		SOLE		0	0	471
HONEYWELL INTL INC	COM	438516106	89,225	430	SH		SOLE		0	0	430
HP INC	COM	40434L105	690,791	22,494	SH		SOLE		0	0	22,494
IDEANOMICS INC	COM	45166V106	10	125	SH		SOLE		0	0	125
ILLUMINA INC	COM	452327109	19,312	103	SH		SOLE		0	0	103
INGERSOLL RAND INC	COM	45687V106	11,504	176	SH		SOLE		0	0	176
INSTRUCTURE HLDGS INC	COM	457790103	2,900	115	SH		SOLE		0	0	115
INTEL CORP	COM	458140100	45,699	1,367	SH		SOLE		0	0	1,367
INTERNATIONAL BUSINESS MACHS	COM	459200101	44,487	332	SH		SOLE		0	0	332
INVESCO EXCH TRADED FD TR II	CALIF AMT MUN	46138E206	72,122	2,927	SH		SOLE		0	0	2,927
INVESCO EXCH TRADED FD TR II	CEF INM COMPSI	46138E404	23,711	1,311	SH		SOLE		0	0	1,311
INVESCO EXCH TRADED FD TR II	FTSE RAFI DEV	46138E743	8,948	199	SH		SOLE		0	0	199
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	67,509	413	SH		SOLE		0	0	413
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	11,169	65	SH		SOLE		0	0	65
INVESCO MORTGAGE CAPITAL INC	COM	46131B704	13,813	1,204	SH		SOLE		0	0	1,204
INVESCO QQQ TR	UNIT SER 1	46090E103	193,577	524	SH		SOLE		0	0	524
ISHARES INC	CORE MSCI EMKT	46434G103	9,316	189	SH		SOLE		0	0	189
ISHARES INC	ESG AWR MSCI EM	46434G863	132,458	4,188	SH		SOLE		0	0	4,188
ISHARES INC	MSCI AUST ETF	464286103	55,451	2,459	SH		SOLE		0	0	2,459
ISHARES INC	MSCI EMERG MRKT	464286533	56,193	1,022	SH		SOLE		0	0	1,022
ISHARES TR	0-5YR HI YL CP	46434V407	56,950	1,374	SH		SOLE		0	0	1,374
ISHARES TR	3 7 YR TREAS BD	464288661	4,265	37	SH		SOLE		0	0	37
ISHARES TR	AGGRES ALLOC ETF	464289859	107,633	1,622	SH		SOLE		0	0	1,622
ISHARES TR	BROAD USD HIGH	46435U853	47,000	1,331	SH		SOLE		0	0	1,331
ISHARES TR	CONV BD ETF	46435G102	46,693	611	SH		SOLE		0	0	611
ISHARES TR	CORE MSCI EAFE	46432F842	548,043	7,743	SH		SOLE		0	0	7,743
ISHARES TR	CORE S&P MCP ETF	464287507	127,603	488	SH		SOLE		0	0	488
ISHARES TR	CORE S&P SCP ETF	464287804	4,385,587	43,871	SH		SOLE		0	0	43,871
ISHARES TR	CORE S&P TTL STK	464287150	516,952	5,284	SH		SOLE		0	0	5,284
ISHARES TR	CORE S&P US GWT	464287671	10,360,567	104,211	SH		SOLE		0	0	104,211
ISHARES TR	CORE S&P500 ETF	464287200	46,800	105	SH		SOLE		0	0	105
ISHARES TR	CORE TOTAL USD	46434V613	18,902,196	402,366	SH		SOLE		0	0	402,366
ISHARES TR	CORE US AGGBD ET	464287226	4,195,747	41,027	SH		SOLE		0	0	41,027
ISHARES TR	EAFE SML CP ETF	464288273	52,316	887	SH		SOLE		0	0	887
ISHARES TR	EAFE VALUE ETF	464288877	203,787	4,164	SH		SOLE		0	0	4,164
ISHARES TR	ESG AW MSCI EAFE	46435G516	785,585	10,772	SH		SOLE		0	0	10,772
ISHARES TR	ESG AWARE MSCI	46435U663	12,788	360	SH		SOLE		0	0	360
ISHARES TR	ESG AWR MSCI USA	46435G425	1,194,034	12,252	SH		SOLE		0	0	12,252
ISHARES TR	EXPND TEC SC ETF	464287549	182,685	465	SH		SOLE		0	0	465
ISHARES TR	EXPONENTIAL TECH	46434V381	11,686	210	SH		SOLE		0	0	210
ISHARES TR	FLTG RATE NT ETF	46429B655	38,898	765	SH		SOLE		0	0	765
ISHARES TR	GLOBAL REIT ETF	46434V647	74,400	3,239	SH		SOLE		0	0	3,239
ISHARES TR	GRWT ALLOCAT ETF	464289867	40,034	778	SH		SOLE		0	0	778
ISHARES TR	INTL SEL DIV ETF	464288448	11,217	426	SH		SOLE		0	0	426
ISHARES TR	JPMORGAN USD EMG	464288281	3,981	46	SH		SOLE		0	0	46
ISHARES TR	MSCI EAFE ETF	464287465	441,888	6,095	SH		SOLE		0	0	6,095
ISHARES TR	MSCI EAFE MIN VL	46429B689	89,353	1,324	SH		SOLE		0	0	1,324
ISHARES TR	MSCI EMG MKT ETF	464287234	42,963	1,086	SH		SOLE		0	0	1,086
ISHARES TR	MSCI USA QLT FCT	46432F339	2,293	17	SH		SOLE		0	0	17
ISHARES TR	RUS 1000 ETF	464287622	15,600	64	SH		SOLE		0	0	64
ISHARES TR	RUS 1000 GRW ETF	464287614	1,656,652	6,020	SH		SOLE		0	0	6,020
ISHARES TR	RUS 2000 VAL ETF	464287630	70,400	500	SH		SOLE		0	0	500
ISHARES TR	RUS MD CP GR ETF	464287481	54,983	569	SH		SOLE		0	0	569
ISHARES TR	RUS MDCP VAL ETF	464287473	96,220	876	SH		SOLE		0	0	876
ISHARES TR	RUS MID CAP ETF	464287499	102,535	1,404	SH		SOLE		0	0	1,404
ISHARES TR	RUSSELL 2000 ETF	464287655	64,796	346	SH		SOLE		0	0	346
ISHARES TR	S&P 500 VAL ETF	464287408	155,549	965	SH		SOLE		0	0	965
ISHARES TR	S&P MC 400VL ETF	464287705	32,568	304	SH		SOLE		0	0	304
ISHARES TR	SP SMCP600VL ETF	464287879	393,812	4,141	SH		SOLE		0	0	4,141
ISHARES TR	SELECT DIVIDEND	464287168	20,281	179	SH		SOLE		0	0	179
ISHARES U S ETF TR	U.S. TECH INDEPD	46431W648	56	1	SH		SOLE		0	0	1
ISHARES U S ETF TR	US CONSUMER FOC	46431W663	81	2	SH		SOLE		0	0	2
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	48,974	885	SH		SOLE		0	0	885
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	125,124	2,495	SH		SOLE		0	0	2,495
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	241,610	4,770	SH		SOLE		0	0	4,770
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	924,640	18,608	SH		SOLE		0	0	18,608
JOHNSON & JOHNSON	COM	478160104	131,612	795	SH		SOLE		0	0	795
JPMORGAN CHASE & CO	ALERIAN ML ETN	46625H365	24,239	1,058	SH		SOLE		0	0	1,058
JPMORGAN CHASE & CO	COM	46625H100	106,817	734	SH		SOLE		0	0	734
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	406,569	2,428	SH		SOLE		0	0	2,428
KIMBERLY-CLARK CORP	COM	494368103	5,937	43	SH		SOLE		0	0	43
KLA CORP	COM NEW	482480100	227,475	469	SH		SOLE		0	0	469
KRAFT HEINZ CO	COM	500754106	10	0	SH		SOLE		0	0	0
KYNDRYL HOLDINGS	COM	50155Q100	491	37	SH		SOLE		0	0	37
L3HARRIS TECHNOLOGIES INC	COM	502431109	19,577	100	SH		SOLE		0	0	100
LAUDER ESTEE COS INC	CL A	518439104	13,943	71	SH		SOLE		0	0	71
LIVE NATION ENTERTAINMENT IN	COM	538034109	6,378	70	SH		SOLE		0	0	70
LUCID GROUP INC	COM	549498103	1,978	287	SH		SOLE		0	0	287
MARRIOTT INTL INC NEW	CL A	571903202	11	0	SH		SOLE		0	0	0
MARSH & MCLENNAN COS INC	COM	571748102	27,648	147	SH		SOLE		0	0	147
MARTIN MARIETTA MATLS INC	COM	573284106	50,786	110	SH		SOLE		0	0	110
MARVELL TECHNOLOGY INC	COM	573874104	205,123	3,431	SH		SOLE		0	0	3,431
MASTERCARD INCORPORATED	CL A	57636Q104	51,523	131	SH		SOLE		0	0	131
MCCORMICK & CO INC	COM NON VTG	579780206	26	0	SH		SOLE		0	0	0
MCDONALDS CORP	COM	580135101	495,393	1,660	SH		SOLE		0	0	1,660
MERCK & CO INC	COM	58933Y105	113,628	985	SH		SOLE		0	0	985
META PLATFORMS INC	CL A	30303M102	188,577	657	SH		SOLE		0	0	657
METTLER TOLEDO INTERNATIONAL	COM	592688105	262,328	200	SH		SOLE		0	0	200
MICROCHIP TECHNOLOGY INC.	COM	595017104	112,615	1,257	SH		SOLE		0	0	1,257
MICROSOFT CORP	COM	594918104	651,057	1,912	SH		SOLE		0	0	1,912
MONDELEZ INTL INC	CL A	609207105	112,109	1,537	SH		SOLE		0	0	1,537
MOTOROLA SOLUTIONS INC	COM NEW	620076307	13,491	46	SH		SOLE		0	0	46
NETFLIX INC	COM	64110L106	2,203	5	SH		SOLE		0	0	5
NEXTERA ENERGY INC	COM	65339F101	148,400	2,000	SH		SOLE		0	0	2,000
NIKE INC	CL B	654106103	68,910	624	SH		SOLE		0	0	624
NIKOLA CORP	COM	654110105	2,070	1,500	SH		SOLE		0	0	1,500
NOKIA CORP	SPONSORED ADR	654902204	2,143	515	SH		SOLE		0	0	515
NOVARTIS AG	SPONSORED ADR	66987V109	35,319	350	SH		SOLE		0	0	350
NOVO-NORDISK A S	ADR	670100205	810	5	SH		SOLE		0	0	5
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	37,212	1,006	SH		SOLE		0	0	1,006
ON SEMICONDUCTOR CORP	COM	682189105	14,187	150	SH		SOLE		0	0	150
ONE GAS INC	COM	68235P108	7,681	100	SH		SOLE		0	0	100
ONTO INNOVATION INC	COM	683344105	179,248	1,539	SH		SOLE		0	0	1,539
OREILLY AUTOMOTIVE INC	COM	67103H107	14	0	SH		SOLE		0	0	0
ORGANON & CO	COMMON STOCK	68622V106	1,731	83	SH		SOLE		0	0	83
PALANTIR TECHNOLOGIES INC	CL A	69608A108	4,599	300	SH		SOLE		0	0	300
PALO ALTO NETWORKS INC	COM	697435105	157,906	618	SH		SOLE		0	0	618
PAYPAL HLDGS INC	COM	70450Y103	28,161	422	SH		SOLE		0	0	422
PEPSICO INC	COM	713448108	243,194	1,313	SH		SOLE		0	0	1,313
PFIZER INC	COM	717081103	95,140	2,594	SH		SOLE		0	0	2,594
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	4,925	54	SH		SOLE		0	0	54
PIMCO ETF TR	ACTIVE BD ETF	72201R775	242,613	2,648	SH		SOLE		0	0	2,648
PROCTER AND GAMBLE CO	COM	742718109	64,206	423	SH		SOLE		0	0	423
PROSHARES TR	ULTR RUSSL2000	74347X799	1,958	47	SH		SOLE		0	0	47
QUANTA SVCS INC	COM	74762E102	101,172	515	SH		SOLE		0	0	515
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	155,438	1,587	SH		SOLE		0	0	1,587
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	83,214	600	SH		SOLE		0	0	600
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	3,216	193	SH		SOLE		0	0	193
ROKU INC	COM CL A	77543R102	768	12	SH		SOLE		0	0	12
ROPER TECHNOLOGIES INC	COM	776696106	187,993	391	SH		SOLE		0	0	391
SALESFORCE INC	COM	79466L302	11	0	SH		SOLE		0	0	0
SCHWAB CHARLES CORP	COM	808513105	318,355	5,617	SH		SOLE		0	0	5,617
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	5,463	124	SH		SOLE		0	0	124
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	35,936	1,459	SH		SOLE		0	0	1,459
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	408,942	11,471	SH		SOLE		0	0	11,471
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	23,200	687	SH		SOLE		0	0	687
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	592	12	SH		SOLE		0	0	12
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	1,127,025	19,863	SH		SOLE		0	0	19,863
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	12,392,234	209,994	SH		SOLE		0	0	209,994
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	3,280	65	SH		SOLE		0	0	65
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	108,579	4,056	SH		SOLE		0	0	4,056
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	1,219,310	37,761	SH		SOLE		0	0	37,761
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	4,249	128	SH		SOLE		0	0	128
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	385,669	7,460	SH		SOLE		0	0	7,460
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	75,218	1,036	SH		SOLE		0	0	1,036
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	160,393	2,140	SH		SOLE		0	0	2,140
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,048	20	SH		SOLE		0	0	20
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	244,666	3,445	SH		SOLE		0	0	3,445
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,895	97	SH		SOLE		0	0	97
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	343,286	7,838	SH		SOLE		0	0	7,838
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	682	13	SH		SOLE		0	0	13
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	65,398	1,940	SH		SOLE		0	0	1,940
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	62,915	474	SH		SOLE		0	0	474
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	10,732	100	SH		SOLE		0	0	100
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	35,294	203	SH		SOLE		0	0	203
SENSEONICS HLDGS INC	COM	81727U105	329	430	SH		SOLE		0	0	430
SIBANYE STILLWATER LTD	SPONSORED ADR	82575P107	13,853	2,220	SH		SOLE		0	0	2,220
SIREN ETF TR	NSD NXGN ECO ETF	829658202	1,079	50	SH		SOLE		0	0	50
SOFI TECHNOLOGIES INC	COM	83406F102	25,020	3,000	SH		SOLE		0	0	3,000
SOUTHWEST AIRLS CO	COM	844741108	8	0	SH		SOLE		0	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	117,941	343	SH		SOLE		0	0	343
SPDR GOLD TR	GOLD SHS	78463V107	70,952	398	SH		SOLE		0	0	398
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	45,462	1,835	SH		SOLE		0	0	1,835
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,243,303	5,061	SH		SOLE		0	0	5,061
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	930,896	1,944	SH		SOLE		0	0	1,944
SPDR SER TR	NYSE TECH ETF	78464A102	9,548	68	SH		SOLE		0	0	68
SPDR SER TR	PORTFLI TIPS ETF	78464A656	1,267	49	SH		SOLE		0	0	49
SPDR SER TR	PORTFOLIO INTRMD	78464A375	4,303	134	SH		SOLE		0	0	134
SPDR SER TR	S&P BIOTECH	78464A870	44,429	534	SH		SOLE		0	0	534
SPDR SER TR	S&P DIVID ETF	78464A763	18,020	147	SH		SOLE		0	0	147
SPIRIT AIRLS INC	COM	848577102	601	35	SH		SOLE		0	0	35
STARBUCKS CORP	COM	855244109	73,767	745	SH		SOLE		0	0	745
STONECO LTD	COM CL A	G85158106	5,096	400	SH		SOLE		0	0	400
SVB FINANCIAL GROUP	COM	78486Q101	259	500	SH		SOLE		0	0	500
SYNCHRONY FINANCIAL	COM	87165B103	21,574	636	SH		SOLE		0	0	636
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	33,809	335	SH		SOLE		0	0	335
TARGET CORP	COM	87612E106	237,666	1,802	SH		SOLE		0	0	1,802
TD SYNNEX CORPORATION	COM	87162W100	23,500	250	SH		SOLE		0	0	250
TE CONNECTIVITY LTD	SHS	H84989104	10,092	72	SH		SOLE		0	0	72
TESLA INC	COM	88160R101	1,386,381	5,296	SH		SOLE		0	0	5,296
THE NECESSITY RETAIL REIT IN	COM CLASS A	02607T109	11,524	1,705	SH		SOLE		0	0	1,705
THERMO FISHER SCIENTIFIC INC	COM	883556102	100,698	193	SH		SOLE		0	0	193
TJX COS INC NEW	COM	872540109	25,437	300	SH		SOLE		0	0	300
UGI CORP NEW	COM	902681105	6,365	236	SH		SOLE		0	0	236
UNITED AIRLS HLDGS INC	COM	910047109	6,530	119	SH		SOLE		0	0	119
UNITEDHEALTH GROUP INC	COM	91324P102	81,229	169	SH		SOLE		0	0	169
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	6,783	85	SH		SOLE		0	0	85
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	83,129	546	SH		SOLE		0	0	546
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	192,741	2,550	SH		SOLE		0	0	2,550
VANGUARD BD INDEX FDS	TOTAL BOND MARKET ETF	921937835	10,104	139	SH		SOLE		0	0	139
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	2,031,725	41,566	SH		SOLE		0	0	41,566
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	126,638	615	SH		SOLE		0	0	615
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,041,183	27,293	SH		SOLE		0	0	27,293
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	473,068	5,494	SH		SOLE		0	0	5,494
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	30,139	74	SH		SOLE		0	0	74
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	445,298	2,630	SH		SOLE		0	0	2,630
VANGUARD INDEX FDS	SMALL CP ETF	922908751	532,558	2,678	SH		SOLE		0	0	2,678
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,832,503	7,739	SH		SOLE		0	0	7,739
VANGUARD INDEX FDS	VALUE ETF	922908744	4,548	32	SH		SOLE		0	0	32
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	103,924	1,910	SH		SOLE		0	0	1,910
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	39,556	972	SH		SOLE		0	0	972
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	51,635	467	SH		SOLE		0	0	467
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	195,694	4,869	SH		SOLE		0	0	4,869
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	273,558	2,821	SH		SOLE		0	0	2,821
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	66,009	1,392	SH		SOLE		0	0	1,392
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	10,164	221	SH		SOLE		0	0	221
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	43,614	755	SH		SOLE		0	0	755
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	66,736	882	SH		SOLE		0	0	882
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	220,527	1,358	SH		SOLE		0	0	1,358
VANGUARD STAR FDS	VG TL INTL STK F	921909768	18,284	326	SH		SOLE		0	0	326
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	107,306	2,324	SH		SOLE		0	0	2,324
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	181,375	2,913	SH		SOLE		0	0	2,913
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	83,325	1,110	SH		SOLE		0	0	1,110
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	29,136	461	SH		SOLE		0	0	461
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	14,120	60	SH		SOLE		0	0	60
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	19,806	102	SH		SOLE		0	0	102
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	97,011	472	SH		SOLE		0	0	472
VEEVA SYS INC	CL A COM	922475108	111,322	563	SH		SOLE		0	0	563
VERIZON COMMUNICATIONS INC	COM	92343V104	18,919	509	SH		SOLE		0	0	509
VIA RENEWABLES INC	CL A COM NEW	92556D304	2,597	373	SH		SOLE		0	0	373
VIATRIS INC	COM	92556V106	7,070	708	SH		SOLE		0	0	708
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	10,765	187	SH		SOLE		0	0	187
VINTAGE WINE ESTATES INC	COM	92747V106	856	1,000	SH		SOLE		0	0	1,000
VIRGIN GALACTIC HOLDINGS INC	COM	92766K106	148	38	SH		SOLE		0	0	38
VISA INC	COM CL A	92826C839	175,023	737	SH		SOLE		0	0	737
WARNER BROS DISCOVERY INC	COM SER A	934423104	552	44	SH		SOLE		0	0	44
WELLS FARGO CO NEW	COM	949746101	2,561	60	SH		SOLE		0	0	60
WESTERN ALLIANCE BANCORP	COM	957638109	10,941	300	SH		SOLE		0	0	300
WEYERHAEUSER CO MTN BE	COM NEW	962166104	53,616	1,600	SH		SOLE		0	0	1,600
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	411,181	10,744	SH		SOLE		0	0	10,744
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	19,089	410	SH		SOLE		0	0	410
XCEL ENERGY INC	COM	98389B100	30,712	494	SH		SOLE		0	0	494
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	44,375	150	SH		SOLE		0	0	150
ZOETIS INC	CL A	98978V103	189,431	1,100	SH		SOLE		0	0	1,100