Cherry Tree Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	864,824	8,463	SH		SOLE		8,463	0	0
ABBOTT LABS	COM	002824100	24,523	236	SH		SOLE		236	0	0
ABBVIE INC	COM	00287Y109	37,392	218	SH		SOLE		218	0	0
ABRDN GLOBAL INCOME FUND INC	COM	003013109	2,033	350	SH		SOLE		350	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	8,344	28	SH		SOLE		28	0	0
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	5,416	252	SH		SOLE		252	0	0
ADOBE INC	COM	00724F101	41,666	75	SH		SOLE		75	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	3,731	23	SH		SOLE		23	0	0
AECOM	COM	00766T100	1,323	15	SH		SOLE		15	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	4,797	37	SH		SOLE		37	0	0
ALERUS FINL CORP	COM	01446U103	16,277	830	SH		SOLE		830	0	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	720	10	SH		SOLE		10	0	0
ALPHABET INC	CAP STK CL A	02079K305	294,355	1,616	SH		SOLE		1,616	0	0
ALPHABET INC	CAP STK CL C	02079K107	500,801	2,730	SH		SOLE		2,730	0	0
ALTRIA GROUP INC	COM	02209S103	126,037	2,767	SH		SOLE		2,767	0	0
AMAZON COM INC	COM	023135106	357,706	1,851	SH		SOLE		1,851	0	0
AMEREN CORP	COM	023608102	16,071	226	SH		SOLE		226	0	0
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	3,989,647	65,308	SH		SOLE		63,723	0	1,585
AMERICAN CENTY ETF TR	INTERNATIONAL LR	025072364	56,531	1,078	SH		SOLE		1,078	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	214,011	3,295	SH		SOLE		3,295	0	0
AMERICAN CENTY ETF TR	REAL ESTATE ETF	025072356	25,681	623	SH		SOLE		623	0	0
AMERICAN CENTY ETF TR	US EQT ETF	025072885	7,306	81	SH		SOLE		81	0	0
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	4,538,169	72,218	SH		SOLE		69,500	0	2,718
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,982,114	33,238	SH		SOLE		31,157	0	2,081
AMERICAN ELEC PWR CO INC	COM	025537101	3,335	38	SH		SOLE		38	0	0
AMERICAN EXPRESS CO	COM	025816109	629,485	2,719	SH		SOLE		2,719	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	706	10	SH		SOLE		10	0	0
AMERICAN LITHIUM CORP	COM NEW	027259209	19,634	35,300	SH		SOLE		35,300	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	12,052	62	SH		SOLE		62	0	0
AMERIPRISE FINL INC	COM	03076C106	222,566	521	SH		SOLE		521	0	0
AMETEK INC	COM	031100100	8,836	53	SH		SOLE		53	0	0
AMGEN INC	COM	031162100	148,414	475	SH		SOLE		475	0	0
AMN HEALTHCARE SVCS INC	COM	001744101	871	17	SH		SOLE		17	0	0
AMPHENOL CORP NEW	CL A	032095101	11,588	172	SH		SOLE		172	0	0
ANALOG DEVICES INC	COM	032654105	11,870	52	SH		SOLE		52	0	0
AON PLC	SHS CL A	G0403H108	9,689	33	SH		SOLE		33	0	0
APOLLO GLOBAL MGMT INC	COM	03769M106	8,856	75	SH		SOLE		75	0	0
APPLE INC	COM	037833100	2,944,973	13,982	SH		SOLE		13,982	0	0
APPLIED MATLS INC	COM	038222105	50,480	214	SH		SOLE		214	0	0
ARROW ELECTRS INC	COM	042735100	6,884	57	SH		SOLE		57	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	70,569	69	SH		SOLE		69	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	26,049	334	SH		SOLE		334	0	0
AT&T INC	COM	00206R102	278,854	14,592	SH		SOLE		14,592	0	0
AUTODESK INC	COM	052769106	13,115	53	SH		SOLE		53	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	109,559	459	SH		SOLE		459	0	0
AUTOZONE INC	COM	053332102	23,713	8	SH		SOLE		8	0	0
AVERY DENNISON CORP	COM	053611109	1,968	9	SH		SOLE		9	0	0
BALL CORP	COM	058498106	4,442	74	SH		SOLE		74	0	0
BANK AMERICA CORP	COM	060505104	15,193	382	SH		SOLE		382	0	0
BECTON DICKINSON & CO	COM	075887109	126,204	540	SH		SOLE		540	0	0
BERKLEY W R CORP	COM	084423102	5,658	72	SH		SOLE		72	0	0
BEST BUY INC	COM	086516101	8,434	100	SH		SOLE		100	0	0
BHP GROUP LTD	SPONSORED ADS	088606108	1,485	26	SH		SOLE		26	0	0
BIO-TECHNE CORP	COM	09073M104	4,586	64	SH		SOLE		64	0	0
BLACKLINE INC	COM	09239B109	2,084	43	SH		SOLE		43	0	0
BLACKROCK INC	COM	09247X101	1,575	2	SH		SOLE		2	0	0
BLOCK H & R INC	COM	093671105	24,350	449	SH		SOLE		449	0	0
BOEING CO	COM	097023105	27,848	153	SH		SOLE		153	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,693	11	SH		SOLE		11	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	43,973	571	SH		SOLE		571	0	0
BRIGHTHOUSE FINL INC	COM	10922N103	217	5	SH		SOLE		5	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	42,070	1,013	SH		SOLE		1,013	0	0
BROADCOM INC	COM	11135F101	21,675	14	SH		SOLE		14	0	0
CADENCE DESIGN SYSTEM INC	COM	127387108	924	3	SH		SOLE		3	0	0
CAMPBELL SOUP CO	COM	134429109	6,056	134	SH		SOLE		134	0	0
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	8,267	105	SH		SOLE		105	0	0
CAPITAL ONE FINL CORP	COM	14040H105	1,039	8	SH		SOLE		8	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	76,643	1,215	SH		SOLE		1,215	0	0
CATERPILLAR INC	COM	149123101	148,230	445	SH		SOLE		445	0	0
CDW CORP	COM	12514G108	2,575	12	SH		SOLE		12	0	0
CENCORA INC	COM	03073E105	6,534	29	SH		SOLE		29	0	0
CENTERPOINT ENERGY INC	COM	15189T107	155	5	SH		SOLE		5	0	0
CERTARA INC	COM	15687V109	1,385	100	SH		SOLE		100	0	0
CHARLES RIV LABS INTL INC	COM	159864107	3,306	16	SH		SOLE		16	0	0
CHEMOURS CO	COM	163851108	6,862	304	SH		SOLE		304	0	0
CHENIERE ENERGY INC	COM NEW	16411R208	700	4	SH		SOLE		4	0	0
CHEVRON CORP NEW	COM	166764100	101,673	650	SH		SOLE		650	0	0
CHUBB LIMITED	COM	H1467J104	19,387	76	SH		SOLE		76	0	0
CINTAS CORP	COM	172908105	15,406	22	SH		SOLE		22	0	0
CISCO SYS INC	COM	17275R102	70,838	1,491	SH		SOLE		1,491	0	0
CITIGROUP INC	COM NEW	172967424	1,904	30	SH		SOLE		30	0	0
CITIZENS FINL GROUP INC	COM	174610105	7,116	198	SH		SOLE		198	0	0
CLOROX CO DEL	COM	189054109	30,433	223	SH		SOLE		223	0	0
COCA COLA CO	COM	191216100	118,262	1,858	SH		SOLE		1,858	0	0
COGNEX CORP	COM	192422103	2,759	59	SH		SOLE		59	0	0
COLGATE PALMOLIVE CO	COM	194162103	437	5	SH		SOLE		5	0	0
COMCAST CORP NEW	CL A	20030N101	29,449	752	SH		SOLE		752	0	0
CONOCOPHILLIPS	COM	20825C104	21,504	188	SH		SOLE		188	0	0
CONSOLIDATED EDISON INC	COM	209115104	2,951	33	SH		SOLE		33	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	258	1	SH		SOLE		1	0	0
COPART INC	COM	217204106	434	8	SH		SOLE		8	0	0
CORNING INC	COM	219350105	14,958	385	SH		SOLE		385	0	0
CORTEVA INC	COM	22052L104	13,539	251	SH		SOLE		251	0	0
COSTAR GROUP INC	COM	22160N109	10,899	147	SH		SOLE		147	0	0
COSTCO WHSL CORP NEW	COM	22160K105	138,974	164	SH		SOLE		164	0	0
CRANE NXT CO	COM	224441105	6,142	100	SH		SOLE		100	0	0
CROWDSTRIKE HLDGS INC	CL A	22788C105	4,216	11	SH		SOLE		11	0	0
CUMMINS INC	COM	231021106	11,355	41	SH		SOLE		41	0	0
CVS HEALTH CORP	COM	126650100	76,129	1,289	SH		SOLE		1,289	0	0
DANAHER CORPORATION	COM	235851102	3,124	13	SH		SOLE		13	0	0
DEFINITIVE HEALTHCARE CORP	CLASS A COM	24477E103	421	77	SH		SOLE		77	0	0
DELL TECHNOLOGIES INC	CL C	24703L202	12,274	89	SH		SOLE		89	0	0
DEVON ENERGY CORP NEW	COM	25179M103	71,100	1,500	SH		SOLE		1,500	0	0
DICKS SPORTING GOODS INC	COM	253393102	10,098	47	SH		SOLE		47	0	0
DIGITAL TURBINE INC	COM NEW	25400W102	830	500	SH		SOLE		500	0	0
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	2,946	215	SH		SOLE		215	0	0
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	888,333	21,385	SH		SOLE		21,385	0	0
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	446,879	17,274	SH		SOLE		17,274	0	0
DIMENSIONAL ETF TRUST	GLOBAL REAL EST	25434V658	2,168,528	86,776	SH		SOLE		86,558	0	218
DIMENSIONAL ETF TRUST	INTERNATIONAL	25434V690	23,487	713	SH		SOLE		713	0	0
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,126,682	31,349	SH		SOLE		31,349	0	0
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	271,926	9,165	SH		SOLE		3,957	0	5,208
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	20,428	777	SH		SOLE		0	0	777
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	186,068	7,554	SH		SOLE		7,342	0	212
DIMENSIONAL ETF TRUST	INTL SMALL CAP V	25434V781	356,815	13,262	SH		SOLE		13,262	0	0
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	11,307,730	350,736	SH		SOLE		338,226	0	12,510
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	276,007	4,690	SH		SOLE		4,690	0	0
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	31,483	1,089	SH		SOLE		1,089	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	5,964,226	151,877	SH		SOLE		151,877	0	0
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	100,600	4,552	SH		SOLE		4,552	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,452,014	24,168	SH		SOLE		24,168	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	5,385,318	103,823	SH		SOLE		103,823	0	0
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	2,405,292	94,622	SH		SOLE		94,622	0	0
DISNEY WALT CO	COM	254687106	80,742	813	SH		SOLE		813	0	0
DNP SELECT INCOME FD INC	COM	23325P104	652,299	79,355	SH		SOLE		79,355	0	0
DOLLAR GEN CORP NEW	COM	256677105	926	7	SH		SOLE		7	0	0
DOW INC	COM	260557103	14,271	269	SH		SOLE		269	0	0
DTE ENERGY CO	COM	233331107	1,000	9	SH		SOLE		9	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	76,526	764	SH		SOLE		764	0	0
DUPONT DE NEMOURS INC	COM	26614N102	20,727	258	SH		SOLE		258	0	0
DXC TECHNOLOGY CO	COM	23355L106	306	16	SH		SOLE		16	0	0
EATON CORP PLC	SHS	G29183103	16,305	52	SH		SOLE		52	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	13,117	142	SH		SOLE		142	0	0
ELECTRONIC ARTS INC	COM	285512109	1,533	11	SH		SOLE		11	0	0
ELEVANCE HEALTH INC	COM	036752103	17,882	33	SH		SOLE		33	0	0
ELI LILLY & CO	COM	532457108	1,386,137	1,531	SH		SOLE		1,531	0	0
EMBECTA CORP	COMMON STOCK	29082K105	1,350	108	SH		SOLE		108	0	0
EMERSON ELEC CO	COM	291011104	1,492,008	13,544	SH		SOLE		13,544	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	35,863	2,211	SH		SOLE		2,211	0	0
ENTERGY CORP NEW	COM	29364G103	2,354	22	SH		SOLE		22	0	0
EOG RES INC	COM	26875P101	4,532	36	SH		SOLE		36	0	0
EPR PPTYS	COM SH BEN INT	26884U109	2,477	59	SH		SOLE		59	0	0
EQT CORP	COM	26884L109	18,490	500	SH		SOLE		500	0	0
EQUIFAX INC	COM	294429105	8,244	34	SH		SOLE		34	0	0
EQUINIX INC	COM	29444U700	757	1	SH		SOLE		1	0	0
EQUINOR ASA	SPONSORED ADR	29446M102	3,770	132	SH		SOLE		132	0	0
EXPEDIA GROUP INC	COM NEW	30212P303	5,544	44	SH		SOLE		44	0	0
EXPONENT INC	COM	30214U102	3,235	34	SH		SOLE		34	0	0
EXXON MOBIL CORP	COM	30231G102	157,310	1,366	SH		SOLE		1,366	0	0
FARMLAND PARTNERS INC	COM	31154R109	334,370	29,000	SH		SOLE		29,000	0	0
FASTENAL CO	COM	311900104	8,107	129	SH		SOLE		129	0	0
FEDEX CORP	COM	31428X106	32,683	109	SH		SOLE		109	0	0
FIFTH THIRD BANCORP	COM	316773100	8,904	244	SH		SOLE		244	0	0
FIRST SOLAR INC	COM	336433107	2,931	13	SH		SOLE		13	0	0
FIRST TR EXCHANGE-TRADED FD	DORSEYWRGT ETF	33738R712	60,952	2,527	SH		SOLE		2,527	0	0
FIRST TR EXCHANGE-TRADED FD	RBA INDL ETF	33738R704	15,097	221	SH		SOLE		221	0	0
FISERV INC	COM	337738108	8,198	55	SH		SOLE		55	0	0
FIVE BELOW INC	COM	33829M101	4,468	41	SH		SOLE		41	0	0
FIVE9 INC	COM	338307101	1,015	23	SH		SOLE		23	0	0
FLEXSHARES TR	CR SCD US BD	33939L761	1,168,807	24,622	SH		SOLE		24,622	0	0
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	380,460	16,128	SH		SOLE		16,128	0	0
FLEXSHARES TR	MORNSTAR USMKT	33939L100	5,197	26	SH		SOLE		26	0	0
FLEXSHARES TR	MSTAR EMKT FAC	33939L308	47,009	883	SH		SOLE		883	0	0
FLEXSHARES TR	QLT DIV DEF IDX	33939L845	110,264	1,682	SH		SOLE		1,682	0	0
FORD MTR CO DEL	COM	345370860	28,429	2,267	SH		SOLE		2,267	0	0
FORTINET INC	COM	34959E109	302	5	SH		SOLE		5	0	0
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	2,793	43	SH		SOLE		43	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	25,953	534	SH		SOLE		534	0	0
GARMIN LTD	SHS	H2906T109	571	4	SH		SOLE		4	0	0
GE AEROSPACE	COM NEW	369604301	13,672	86	SH		SOLE		86	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	2,182	28	SH		SOLE		28	0	0
GE VERNOVA INC	COM	36828A101	3,602	21	SH		SOLE		21	0	0
GENERAC HLDGS INC	COM	368736104	10,578	80	SH		SOLE		80	0	0
GENERAL MLS INC	COM	370334104	306,015	4,837	SH		SOLE		4,837	0	0
GILEAD SCIENCES INC	COM	375558103	618	9	SH		SOLE		9	0	0
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	39,581	1,685	SH		SOLE		1,685	0	0
GLOBAL X FDS	GLOBX SUPDV US	37950E291	18,354	1,064	SH		SOLE		1,064	0	0
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	4,347	112	SH		SOLE		112	0	0
GLOBAL X FDS	US PFD ETF	37954Y657	301,911	15,341	SH		SOLE		15,341	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	11,308	25	SH		SOLE		25	0	0
GRACO INC	COM	384109104	362,944	4,578	SH		SOLE		4,578	0	0
GRID DYNAMICS HLDGS INC	CL A	39813G109	1,388	132	SH		SOLE		132	0	0
GSK PLC	SPONSORED ADR	37733W204	20,867	542	SH		SOLE		542	0	0
HALEON PLC	SPON ADS	405552100	5,584	676	SH		SOLE		676	0	0
HANNON ARMSTRONG SUST INFR C	COM	41068X100	5,536	187	SH		SOLE		187	0	0
HARLEY DAVIDSON INC	COM	412822108	20,124	600	SH		SOLE		600	0	0
HAWKINS INC	COM	420261109	23,205	255	SH		SOLE		255	0	0
HCA HEALTHCARE INC	COM	40412C101	9,639	30	SH		SOLE		30	0	0
HEALTHPEAK PROPERTIES INC	COM	42250P103	1,314	67	SH		SOLE		67	0	0
HEICO CORP NEW	COM	422806109	9,839	44	SH		SOLE		44	0	0
HENRY JACK & ASSOC INC	COM	426281101	10,958	66	SH		SOLE		66	0	0
HENRY SCHEIN INC	COM	806407102	1,411	22	SH		SOLE		22	0	0
HERSHEY CO	COM	427866108	1,655	9	SH		SOLE		9	0	0
HESS CORP	COM	42809H107	1,328	9	SH		SOLE		9	0	0
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	4,806	227	SH		SOLE		227	0	0
HOME DEPOT INC	COM	437076102	322,898	938	SH		SOLE		938	0	0
HONEYWELL INTL INC	COM	438516106	59,044	277	SH		SOLE		277	0	0
HORMEL FOODS CORP	COM	440452100	464,241	15,226	SH		SOLE		15,226	0	0
HP INC	COM	40434L105	7,950	227	SH		SOLE		227	0	0
HUMANA INC	COM	444859102	10,089	27	SH		SOLE		27	0	0
IAC INC	COM NEW	44891N208	984	21	SH		SOLE		21	0	0
IDEX CORP	COM	45167R104	7,042	35	SH		SOLE		35	0	0
IDEXX LABS INC	COM	45168D104	488	1	SH		SOLE		1	0	0
ILLINOIS TOOL WKS INC	COM	452308109	159,712	674	SH		SOLE		674	0	0
INSPIRE MED SYS INC	COM	457730109	4,149	31	SH		SOLE		31	0	0
INTEL CORP	COM	458140100	38,434	1,241	SH		SOLE		1,241	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	411	3	SH		SOLE		3	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	147,700	854	SH		SOLE		854	0	0
INTERNATIONAL GAME TECHNOLOG	SHS USD	G4863A108	410	20	SH		SOLE		20	0	0
INTERNATIONAL PAPER CO	COM	460146103	86,300	2,000	SH		SOLE		2,000	0	0
INTUIT	COM	461202103	21,688	33	SH		SOLE		33	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	20,464	46	SH		SOLE		46	0	0
INVENTRUST PPTYS CORP	COM NEW	46124J201	18,670	754	SH		SOLE		754	0	0
INVESCO CALIF VALUE MUN INCO	COM	46132H106	16,933	1,625	SH		SOLE		1,625	0	0
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	4,140	21	SH		SOLE		21	0	0
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	5,633,831	487,778	SH		SOLE		484,249	0	3,529
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	31,491	340	SH		SOLE		340	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	6,546,092	100,787	SH		SOLE		100,787	0	0
INVESCO EXCH TRD SLF IDX FD	BULETSHS 2031 CP	46138J429	245,088	15,366	SH		SOLE		15,366	0	0
INVESCO EXCH TRD SLF IDX FD	BULLETSHS 2032	46139W858	302,943	15,132	SH		SOLE		15,132	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	185,576	4,890	SH		SOLE		4,890	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	3,767,556	22,934	SH		SOLE		22,867	0	67
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	65,040	1,002	SH		SOLE		1,002	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	263,122	549	SH		SOLE		549	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	903,882	16,886	SH		SOLE		16,886	0	0
ISHARES INC	EM MKTS DIV ETF	464286319	12,748	469	SH		SOLE		469	0	0
ISHARES INC	MSCI EMERG MRKT	464286533	469,752	8,211	SH		SOLE		8,211	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	35,047	592	SH		SOLE		592	0	0
ISHARES INC	MSCI JPN ETF NEW	46434G822	26,000	381	SH		SOLE		381	0	0
ISHARES INC	MSCI PAC JP ETF	464286665	128,686	2,993	SH		SOLE		2,993	0	0
ISHARES SILVER TR	ISHARES	46428Q109	68,206	2,567	SH		SOLE		2,567	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	20,594	488	SH		SOLE		488	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	472,264	5,784	SH		SOLE		5,784	0	0
ISHARES TR	20 YR TR BD ETF	464287432	40,843	445	SH		SOLE		445	0	0
ISHARES TR	CALIF MUN BD ETF	464288356	379,333	6,669	SH		SOLE		6,669	0	0
ISHARES TR	CHINA LG-CAP ETF	464287184	89,822	3,456	SH		SOLE		3,456	0	0
ISHARES TR	CORE 1 5 YR USD	46432F859	88,535	1,869	SH		SOLE		1,869	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	1,470,743	20,247	SH		SOLE		20,247	0	0
ISHARES TR	CORE MSCI TOTAL	46432F834	568,506	8,415	SH		SOLE		8,415	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	138,108	2,360	SH		SOLE		2,360	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	486,583	4,562	SH		SOLE		4,562	0	0
ISHARES TR	CORE S&P TTL STK	464287150	2,050,262	17,261	SH		SOLE		17,261	0	0
ISHARES TR	CORE S&P500 ETF	464287200	12,670,495	23,154	SH		SOLE		22,295	0	859
ISHARES TR	CORE US AGGBD ET	464287226	2,675,032	27,558	SH		SOLE		27,558	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	3,172	31	SH		SOLE		31	0	0
ISHARES TR	EAFE SML CP ETF	464288273	9,431	153	SH		SOLE		153	0	0
ISHARES TR	EAFE VALUE ETF	464288877	526,104	9,919	SH		SOLE		9,919	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	7,012	89	SH		SOLE		89	0	0
ISHARES TR	ESG AWARE MSCI	46435U663	9,548	248	SH		SOLE		248	0	0
ISHARES TR	ESG AWR US AGRGT	46435U549	793	17	SH		SOLE		17	0	0
ISHARES TR	ESG AWRE 1 5 YR	46435G243	303,897	12,409	SH		SOLE		12,286	0	123
ISHARES TR	ESG MSCI LEADR	46435U218	9,549	98	SH		SOLE		98	0	0
ISHARES TR	ESG SCRND S&P SM	46436E544	80,477	2,125	SH		SOLE		2,125	0	0
ISHARES TR	EXPONENTIAL TECH	46434V381	24,650	419	SH		SOLE		419	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	497,753	9,743	SH		SOLE		9,743	0	0
ISHARES TR	GL CLEAN ENE ETF	464288224	42,523	3,192	SH		SOLE		3,192	0	0
ISHARES TR	GL TIMB FORE ETF	464288174	83,151	1,061	SH		SOLE		1,061	0	0
ISHARES TR	IBDS DEC28 ETF	46435U515	3,898,337	157,381	SH		SOLE		157,381	0	0
ISHARES TR	IBOND DEC 2030	46436E593	30,694	1,592	SH		SOLE		1,592	0	0
ISHARES TR	IBONDS 2026 TERM	46436E528	108,136	4,720	SH		SOLE		4,720	0	0
ISHARES TR	IBONDS 2027 TERM	46436E478	4,957	225	SH		SOLE		225	0	0
ISHARES TR	IBONDS 24 TRM TS	46436E874	1,618,123	67,478	SH		SOLE		67,060	0	418
ISHARES TR	IBONDS 25 TRM HG	46435U168	52,928	2,274	SH		SOLE		2,274	0	0
ISHARES TR	IBONDS 25 TRM TS	46436E866	539,889	23,251	SH		SOLE		23,251	0	0
ISHARES TR	IBONDS 26 TRM TS	46436E858	66,538	2,937	SH		SOLE		2,937	0	0
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,040,234	128,118	SH		SOLE		128,118	0	0
ISHARES TR	IBONDS 27 TRM TS	46436E841	87,334	3,956	SH		SOLE		3,956	0	0
ISHARES TR	IBONDS 28 TR HI	46436E387	39,559	1,711	SH		SOLE		1,711	0	0
ISHARES TR	IBONDS 28 TRM TS	46436E833	40,548	1,857	SH		SOLE		1,857	0	0
ISHARES TR	IBONDS 29 TRM TS	46436E825	68,735	3,216	SH		SOLE		3,216	0	0
ISHARES TR	IBONDS DEC 2030	46436E726	902,764	42,463	SH		SOLE		42,463	0	0
ISHARES TR	IBONDS DEC 2031	46436E460	65,745	3,292	SH		SOLE		3,292	0	0
ISHARES TR	IBONDS DEC 2031	46436E486	509,150	25,094	SH		SOLE		25,094	0	0
ISHARES TR	IBONDS DEC 2032	46436E296	17,010	758	SH		SOLE		758	0	0
ISHARES TR	IBONDS DEC 2032	46436E312	95,907	3,905	SH		SOLE		3,905	0	0
ISHARES TR	IBONDS DEC 2033	46436E148	16,968	707	SH		SOLE		707	0	0
ISHARES TR	IBONDS DEC 29	46436E205	2,847,351	125,600	SH		SOLE		125,600	0	0
ISHARES TR	IBONDS DEC2026	46435GAA0	934,030	39,212	SH		SOLE		39,212	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	1,947,525	77,498	SH		SOLE		77,498	0	0
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	1,135,804	45,688	SH		SOLE		45,688	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	105,297	1,365	SH		SOLE		1,365	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	360,734	13,037	SH		SOLE		13,037	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	493,342	9,628	SH		SOLE		9,628	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	14,541	164	SH		SOLE		0	0	164
ISHARES TR	MRGSTR SM CP GR	464288604	3,457	76	SH		SOLE		76	0	0
ISHARES TR	MSCI AC ASIA ETF	464288182	139,138	1,933	SH		SOLE		1,933	0	0
ISHARES TR	MSCI ACWI ETF	464288257	7,644	68	SH		SOLE		68	0	0
ISHARES TR	MSCI CHINA ETF	46429B671	11,597	275	SH		SOLE		275	0	0
ISHARES TR	MSCI EAFE ETF	464287465	321,545	4,105	SH		SOLE		4,105	0	0
ISHARES TR	MSCI EAFE MIN VL	46429B689	455,871	6,573	SH		SOLE		6,573	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	114,525	2,689	SH		SOLE		2,689	0	0
ISHARES TR	MSCI GBL SUS DEV	46435G532	11,111	148	SH		SOLE		148	0	0
ISHARES TR	MSCI INTL QUALTY	46434V456	116,096	2,973	SH		SOLE		2,973	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	140,198	1,350	SH		SOLE		1,350	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	1,316,892	15,685	SH		SOLE		15,685	0	0
ISHARES TR	MSCI USA MMENTM	46432F396	210,265	1,079	SH		SOLE		1,079	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	611,663	3,582	SH		SOLE		3,582	0	0
ISHARES TR	MSCI USA VALUE	46432F388	7,243	70	SH		SOLE		70	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	1,195,598	11,221	SH		SOLE		11,221	0	0
ISHARES TR	PFD AND INCM SEC	464288687	949,782	30,104	SH		SOLE		30,104	0	0
ISHARES TR	RUS 1000 ETF	464287622	327,890	1,102	SH		SOLE		1,102	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	93,036	255	SH		SOLE		255	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	79,733	457	SH		SOLE		457	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	5,251	20	SH		SOLE		20	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	171,947	1,129	SH		SOLE		1,129	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	352,152	3,191	SH		SOLE		3,191	0	0
ISHARES TR	RUS MDCP VAL ETF	464287473	332,556	2,754	SH		SOLE		2,754	0	0
ISHARES TR	RUS TP200 GR ETF	464289438	153,382	715	SH		SOLE		715	0	0
ISHARES TR	RUS TP200 VL ETF	464289420	19,977	267	SH		SOLE		267	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	582,701	2,872	SH		SOLE		2,872	0	0
ISHARES TR	S&P 100 ETF	464287101	382,443	1,447	SH		SOLE		1,447	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	38,587	212	SH		SOLE		212	0	0
ISHARES TR	SELECT DIVID ETF	464287168	138,523	1,145	SH		SOLE		1,145	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	470,894	4,504	SH		SOLE		4,504	0	0
ISHARES TR	TIPS BD ETF	464287176	321	3	SH		SOLE		3	0	0
ISHARES TR	U.S. TECH ETF	464287721	181,052	1,203	SH		SOLE		1,203	0	0
ISHARES TR	U.S. UTILITS ETF	464287697	31,286	356	SH		SOLE		356	0	0
ISHARES TR	US HLTHCARE ETF	464287762	22,977	375	SH		SOLE		375	0	0
ISHARES TR	US TREAS BD ETF	46429B267	45,276	2,006	SH		SOLE		2,006	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	1,849,752	32,635	SH		SOLE		32,635	0	0
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	328,449	5,918	SH		SOLE		5,918	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	837,449	16,593	SH		SOLE		16,593	0	0
JABIL INC	COM	466313103	6,854	63	SH		SOLE		63	0	0
JACOBS SOLUTIONS INC	COM	46982L108	10,479	75	SH		SOLE		75	0	0
JOHNSON & JOHNSON	COM	478160104	321,175	2,197	SH		SOLE		2,197	0	0
JOHNSON CTLS INTL PLC	SHS	G51502105	1,396	21	SH		SOLE		21	0	0
JOHNSON OUTDOORS INC	CL A	479167108	4,730	135	SH		SOLE		135	0	0
JPMORGAN CHASE & CO.	COM	46625H100	640,962	3,169	SH		SOLE		3,169	0	0
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	2,462	18	SH		SOLE		18	0	0
KIMBERLY-CLARK CORP	COM	494368103	17,137	124	SH		SOLE		124	0	0
KINDER MORGAN INC DEL	COM	49456B101	360,383	18,137	SH		SOLE		18,137	0	0
KLA CORP	COM NEW	482480100	23,911	29	SH		SOLE		29	0	0
KORNIT DIGITAL LTD	SHS	M6372Q113	689	47	SH		SOLE		47	0	0
KRAFT HEINZ CO	COM	500754106	7,062	219	SH		SOLE		219	0	0
KROGER CO	COM	501044101	41,592	833	SH		SOLE		833	0	0
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	3,131	119	SH		SOLE		119	0	0
LAS VEGAS SANDS CORP	COM	517834107	753	17	SH		SOLE		17	0	0
LENNOX INTL INC	COM	526107107	390,001	729	SH		SOLE		729	0	0
LINDE PLC	SHS	G54950103	5,047	12	SH		SOLE		12	0	0
LOCKHEED MARTIN CORP	COM	539830109	3,270	7	SH		SOLE		7	0	0
LOWES COS INC	COM	548661107	82,453	374	SH		SOLE		374	0	0
LPL FINL HLDGS INC	COM	50212V100	1,397	5	SH		SOLE		5	0	0
LUMEN TECHNOLOGIES INC	COM	550241103	38	34	SH		SOLE		34	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	1,818	19	SH		SOLE		19	0	0
MARATHON PETE CORP	COM	56585A102	1,041	6	SH		SOLE		6	0	0
MARRIOTT INTL INC NEW	CL A	571903202	6,287	26	SH		SOLE		26	0	0
MARSH & MCLENNAN COS INC	COM	571748102	27,183	129	SH		SOLE		129	0	0
MARTIN MARIETTA MATLS INC	COM	573284106	542	1	SH		SOLE		1	0	0
MARVELL TECHNOLOGY INC	COM	573874104	2,587	37	SH		SOLE		37	0	0
MASCO CORP	COM	574599106	6,467	97	SH		SOLE		97	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	19,853	45	SH		SOLE		45	0	0
MCDONALDS CORP	COM	580135101	272,857	1,071	SH		SOLE		1,071	0	0
MCKESSON CORP	COM	58155Q103	13,433	23	SH		SOLE		23	0	0
MEDTRONIC PLC	SHS	G5960L103	992,338	12,608	SH		SOLE		12,608	0	0
MERCK & CO INC	COM	58933Y105	160,693	1,298	SH		SOLE		1,298	0	0
META PLATFORMS INC	CL A	30303M102	112,694	224	SH		SOLE		224	0	0
METLIFE INC	COM	59156R108	12,565	179	SH		SOLE		179	0	0
MICROSOFT CORP	COM	594918104	3,755,241	8,402	SH		SOLE		8,402	0	0
MONDELEZ INTL INC	CL A	609207105	49,755	760	SH		SOLE		760	0	0
MORGAN STANLEY	COM NEW	617446448	10,886	112	SH		SOLE		112	0	0
NASDAQ INC	COM	631103108	6,870	114	SH		SOLE		114	0	0
NET LEASE OFFICE PROPERTIES	COM	64110Y108	7,780	316	SH		SOLE		316	0	0
NETFLIX INC	COM	64110L106	98,533	146	SH		SOLE		146	0	0
NEW YORK MTG TR INC	COM	649604840	36	6	SH		SOLE		6	0	0
NEWMONT CORP	COM	651639106	335	8	SH		SOLE		8	0	0
NEXTERA ENERGY INC	COM	65339F101	1,133	16	SH		SOLE		16	0	0
NIKE INC	CL B	654106103	95,683	1,270	SH		SOLE		1,270	0	0
NOKIA CORP	SPONSORED ADR	654902204	3,474	919	SH		SOLE		919	0	0
NORDIC AMERICAN TANKERS LIMI	COM	G65773106	125,768	31,600	SH		SOLE		31,600	0	0
NORFOLK SOUTHN CORP	COM	655844108	1,718	8	SH		SOLE		8	0	0
NORTHERN TR CORP	COM	665859104	2,184	26	SH		SOLE		26	0	0
NORTHROP GRUMMAN CORP	COM	666807102	10,899	25	SH		SOLE		25	0	0
NUSHARES ETF TR	ESG LARGE CAP	67092P862	36,162	825	SH		SOLE		825	0	0
NUSHARES ETF TR	NUVEEN ESG 1-5	67092P110	4,517	197	SH		SOLE		197	0	0
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	77,184	951	SH		SOLE		951	0	0
NUSHARES ETF TR	NUVEEN ESG US	67092P870	391,800	17,956	SH		SOLE		17,109	0	847
NVIDIA CORPORATION	COM	67066G104	1,225,388	9,919	SH		SOLE		9,919	0	0
NVR INC	COM	62944T105	7,589	1	SH		SOLE		1	0	0
NXP SEMICONDUCTORS N V	COM	N6596X109	8,342	31	SH		SOLE		31	0	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	707	4	SH		SOLE		4	0	0
ON SEMICONDUCTOR CORP	COM	682189105	6,101	89	SH		SOLE		89	0	0
ONEOK INC NEW	COM	682680103	83,752	1,027	SH		SOLE		1,027	0	0
ORACLE CORP	COM	68389X105	70,318	498	SH		SOLE		498	0	0
OREILLY AUTOMOTIVE INC	COM	67103H107	2,113	2	SH		SOLE		2	0	0
ORGANON & CO	COMMON STOCK	68622V106	953	46	SH		SOLE		46	0	0
ORION OFFICE REIT INC	COM	68629Y103	119	33	SH		SOLE		33	0	0
ORION S.A.	COM	L72967109	6,912	315	SH		SOLE		315	0	0
OTIS WORLDWIDE CORP	COM	68902V107	99,052	1,029	SH		SOLE		1,029	0	0
OTTER TAIL CORP	COM	689648103	39,766	454	SH		SOLE		454	0	0
OXFORD INDS INC	COM	691497309	60,090	600	SH		SOLE		600	0	0
PACCAR INC	COM	693718108	618	6	SH		SOLE		6	0	0
PACER FDS TR	US CASH COWS 100	69374H881	22,341	410	SH		SOLE		410	0	0
PALO ALTO NETWORKS INC	COM	697435105	4,747	14	SH		SOLE		14	0	0
PARKER-HANNIFIN CORP	COM	701094104	38,442	76	SH		SOLE		76	0	0
PAYCOM SOFTWARE INC	COM	70432V102	2,146	15	SH		SOLE		15	0	0
PAYLOCITY HLDG CORP	COM	70438V106	3,560	27	SH		SOLE		27	0	0
PEGASYSTEMS INC	COM	705573103	2,906	48	SH		SOLE		48	0	0
PEPSICO INC	COM	713448108	409,518	2,483	SH		SOLE		2,483	0	0
PFIZER INC	COM	717081103	252,885	9,038	SH		SOLE		9,038	0	0
PHILIP MORRIS INTL INC	COM	718172109	27,258	269	SH		SOLE		269	0	0
PHILLIPS 66	COM	718546104	239,284	1,695	SH		SOLE		1,695	0	0
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	67,950	733	SH		SOLE		733	0	0
PIMCO ETF TR	1-5 US TIP IDX	72201R205	560,966	10,863	SH		SOLE		10,863	0	0
POPULAR INC	COM NEW	733174700	16,802	190	SH		SOLE		190	0	0
PRICE T ROWE GROUP INC	COM	74144T108	4,325	38	SH		SOLE		38	0	0
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	628	8	SH		SOLE		8	0	0
PROCTER AND GAMBLE CO	COM	742718109	617,572	3,745	SH		SOLE		3,745	0	0
PROGRESSIVE CORP	COM	743315103	40,712	196	SH		SOLE		196	0	0
PROGYNY INC	COM	74340E103	1,259	44	SH		SOLE		44	0	0
PROLOGIS INC.	COM	74340W103	1,797	16	SH		SOLE		16	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	172,938	1,799	SH		SOLE		1,799	0	0
PROSHARES TR	ULTRASHRT S&P500	74347G416	1,152	50	SH		SOLE		50	0	0
PRUDENTIAL FINL INC	COM	744320102	18,751	160	SH		SOLE		160	0	0
QUALCOMM INC	COM	747525103	60,233	302	SH		SOLE		302	0	0
REALTY INCOME CORP	COM	756109104	104,691	1,982	SH		SOLE		1,982	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	2,103	2	SH		SOLE		2	0	0
RIO TINTO PLC	SPONSORED ADR	767204100	8,440	128	SH		SOLE		128	0	0
ROCKWELL AUTOMATION INC	COM	773903109	551	2	SH		SOLE		2	0	0
ROPER TECHNOLOGIES INC	COM	776696106	564	1	SH		SOLE		1	0	0
RTX CORPORATION	COM	75513E101	203,177	2,024	SH		SOLE		2,024	0	0
RUMBLE INC	COM CL A	78137L105	555	100	SH		SOLE		100	0	0
RYAN SPECIALTY HOLDINGS INC	CL A	78351F107	57,910	1,000	SH		SOLE		1,000	0	0
S&P GLOBAL INC	COM	78409V104	19,401	44	SH		SOLE		44	0	0
SALESFORCE INC	COM	79466L302	43,193	168	SH		SOLE		168	0	0
SANDSTORM GOLD LTD	COM NEW	80013R206	195,840	36,000	SH		SOLE		36,000	0	0
SANOFI	SPONSORED ADR	80105N105	11,742	242	SH		SOLE		242	0	0
SAP SE	SPON ADR	803054204	48,613	241	SH		SOLE		241	0	0
SCHWAB CHARLES CORP	COM	808513105	6,427	87	SH		SOLE		87	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	427,298	16,088	SH		SOLE		16,088	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	9,345	316	SH		SOLE		316	0	0
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	6,463,386	185,943	SH		SOLE		182,516	0	3,427
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	7,608,097	217,188	SH		SOLE		214,451	0	2,737
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	254,719	4,638	SH		SOLE		4,638	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	3,385,225	88,111	SH		SOLE		88,111	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,658,748	36,392	SH		SOLE		34,851	0	1,541
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	2,591,628	41,222	SH		SOLE		41,222	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	392,766	5,051	SH		SOLE		5,051	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,427,507	22,218	SH		SOLE		22,218	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	5,432	272	SH		SOLE		272	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	95,090	2,004	SH		SOLE		2,004	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	9,086	221	SH		SOLE		221	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	93,109	764	SH		SOLE		764	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,189	12	SH		SOLE		12	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	201,406	2,630	SH		SOLE		2,630	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	124,617	855	SH		SOLE		855	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	452,178	6,636	SH		SOLE		6,636	0	0
SEMPRA	COM	816851109	95,684	1,258	SH		SOLE		1,258	0	0
SERVICENOW INC	COM	81762P102	22,814	29	SH		SOLE		29	0	0
SHELL PLC	SPON ADS	780259305	9,745	135	SH		SOLE		135	0	0
SHERWIN WILLIAMS CO	COM	824348106	7,760	26	SH		SOLE		26	0	0
SIRIUS XM HOLDINGS INC	COM	82968B103	2,604	920	SH		SOLE		920	0	0
SMUCKER J M CO	COM NEW	832696405	2,181	20	SH		SOLE		20	0	0
SOLVENTUM CORP	COM SHS	83444M101	107,082	2,025	SH		SOLE		2,025	0	0
SONY GROUP CORP	SPONSORED ADR	835699307	14,017	165	SH		SOLE		165	0	0
SOUTHERN CO	COM	842587107	9,386	121	SH		SOLE		121	0	0
SOUTHWEST AIRLS CO	COM	844741108	7,582	265	SH		SOLE		265	0	0
SOUTHWESTERN ENERGY CO	COM	845467109	162,866	24,200	SH		SOLE		24,200	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	63,364	162	SH		SOLE		162	0	0
SPDR GOLD TR	GOLD SHS	78463V107	67,299	313	SH		SOLE		313	0	0
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	4,403	106	SH		SOLE		106	0	0
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	39,220	1,118	SH		SOLE		1,118	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	54,245	1,440	SH		SOLE		1,440	0	0
SPDR INDEX SHS FDS	S&P EM MKT DIV	78463X533	320,175	9,070	SH		SOLE		9,070	0	0
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	32,494	561	SH		SOLE		561	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,903,439	3,498	SH		SOLE		3,498	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	23,544	44	SH		SOLE		44	0	0
SPDR SER TR	AEROSPACE DEF	78464A631	1,540	11	SH		SOLE		11	0	0
SPDR SER TR	BBG CONV SEC ETF	78464A359	10,809	150	SH		SOLE		150	0	0
SPDR SER TR	BLOOMBERG INVT	78468R200	11,432,490	370,583	SH		SOLE		366,710	0	3,873
SPDR SER TR	PORTFOLI S&P1500	78464A805	104,170	1,570	SH		SOLE		1,570	0	0
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	6,950	277	SH		SOLE		277	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	22,611,823	694,466	SH		SOLE		685,911	0	8,555
SPDR SER TR	PORTFOLIO S&P500	78464A854	1,116,032	17,438	SH		SOLE		17,438	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	18,094,042	609,227	SH		SOLE		605,748	0	3,479
SPDR SER TR	PRTFLO S&P500 VL	78464A508	12,624	259	SH		SOLE		259	0	0
SPDR SER TR	S&P 400 MDCP GRW	78464A821	9,836	117	SH		SOLE		117	0	0
SPDR SER TR	S&P 400 MDCP VAL	78464A839	15,245	209	SH		SOLE		209	0	0
SPDR SER TR	S&P 600 SMCP GRW	78464A201	10,132	118	SH		SOLE		118	0	0
SPDR SER TR	S&P 600 SMCP VAL	78464A300	9,006	115	SH		SOLE		115	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	302,816	2,381	SH		SOLE		2,381	0	0
SPDR SER TR	S&P REGL BKG	78464A698	17,676	360	SH		SOLE		360	0	0
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	357,480	36,000	SH		SOLE		36,000	0	0
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	273,314	6,881	SH		SOLE		6,881	0	0
STANLEY BLACK & DECKER INC	COM	854502101	200	3	SH		SOLE		3	0	0
STARBUCKS CORP	COM	855244109	9,849	127	SH		SOLE		127	0	0
STERIS PLC	SHS USD	G8473T100	330	2	SH		SOLE		2	0	0
STRATASYS LTD	SHS	M85548101	3,885	463	SH		SOLE		463	0	0
STRATEGIC ED INC	COM	86272C103	10,624	96	SH		SOLE		96	0	0
SYLVAMO CORP	COMMON STOCK	871332102	12,348	180	SH		SOLE		180	0	0
SYNOPSYS INC	COM	871607107	40,167	68	SH		SOLE		68	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	96,094	553	SH		SOLE		553	0	0
TAPESTRY INC	COM	876030107	129	3	SH		SOLE		3	0	0
TARGET CORP	COM	87612E106	231,298	1,562	SH		SOLE		1,562	0	0
TE CONNECTIVITY LTD	SHS	H84989104	452	3	SH		SOLE		3	0	0
TEREX CORP NEW	COM	880779103	14,533	265	SH		SOLE		265	0	0
TESLA INC	COM	88160R101	10,092	51	SH		SOLE		51	0	0
TEXAS INSTRS INC	COM	882508104	16,244	84	SH		SOLE		84	0	0
THE CIGNA GROUP	COM	125523100	38,016	115	SH		SOLE		115	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	21,014	38	SH		SOLE		38	0	0
TIMKEN CO	COM	887389104	5,449	68	SH		SOLE		68	0	0
TITAN MACHY INC	COM	88830R101	3,778,524	237,643	SH		SOLE		237,643	0	0
TOTALENERGIES SE	SPONSORED ADS	89151E109	8,869	133	SH		SOLE		133	0	0
TRUIST FINL CORP	COM	89832Q109	3,031	78	SH		SOLE		78	0	0
UBER TECHNOLOGIES INC	COM	90353T100	15,917	219	SH		SOLE		219	0	0
ULTA BEAUTY INC	COM	90384S303	772	2	SH		SOLE		2	0	0
UNION PAC CORP	COM	907818108	93,333	413	SH		SOLE		413	0	0
UNITED AIRLS HLDGS INC	COM	910047109	195	4	SH		SOLE		4	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	411	3	SH		SOLE		3	0	0
UNITED RENTALS INC	COM	911363109	13,582	21	SH		SOLE		21	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	414,825	815	SH		SOLE		815	0	0
UNUM GROUP	COM	91529Y106	14,516	284	SH		SOLE		284	0	0
US BANCORP DEL	COM NEW	902973304	582,042	14,661	SH		SOLE		14,661	0	0
VALERO ENERGY CORP	COM	91913Y100	3,136	20	SH		SOLE		20	0	0
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	457,105	13,472	SH		SOLE		13,472	0	0
VANECK ETF TRUST	INTRMDT MUNI ETF	92189H201	32,043	699	SH		SOLE		699	0	0
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	18,102	209	SH		SOLE		209	0	0
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	2,607	10	SH		SOLE		10	0	0
VANECK ETF TRUST	VANECK SHRT MUNI	92189F528	249,169	14,657	SH		SOLE		14,657	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	9,207,347	120,044	SH		SOLE		119,541	0	503
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	20,334,939	282,234	SH		SOLE		277,570	0	4,664
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	201,884	4,148	SH		SOLE		4,148	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	42,367	251	SH		SOLE		251	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,448,541	3,873	SH		SOLE		3,873	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	453,310	1,816	SH		SOLE		1,816	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	106,524	440	SH		SOLE		440	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	4,275,245	51,042	SH		SOLE		49,767	0	1,275
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,955,509	3,910	SH		SOLE		3,910	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	10,855,608	59,476	SH		SOLE		58,906	0	570
VANGUARD INDEX FDS	SMALL CP ETF	922908751	9,123,812	41,845	SH		SOLE		41,590	0	255
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	7,755	31	SH		SOLE		31	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,626,447	13,556	SH		SOLE		12,988	0	568
VANGUARD INDEX FDS	VALUE ETF	922908744	16,271,155	101,435	SH		SOLE		99,810	0	1,625
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	8,669,486	147,843	SH		SOLE		143,588	0	4,255
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,499,227	125,668	SH		SOLE		125,362	0	306
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	4,407	66	SH		SOLE		66	0	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	1,444,036	12,291	SH		SOLE		12,199	0	92
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	333,257	8,214	SH		SOLE		7,762	0	452
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	111,504	990	SH		SOLE		990	0	0
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	8,454,144	174,169	SH		SOLE		173,206	0	963
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	3,774,035	75,315	SH		SOLE		75,315	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,532,540	43,492	SH		SOLE		43,492	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	21,582	270	SH		SOLE		270	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	10,449,920	135,230	SH		SOLE		133,307	0	1,923
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	463,130	2,537	SH		SOLE		2,537	0	0
VANGUARD STAR FDS	VG TL INTL STK F	921909768	4,972,834	82,468	SH		SOLE		81,103	0	1,365
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,047,159	264,006	SH		SOLE		263,411	0	595
VANGUARD WELLINGTON FD	US MULTIFACTOR	921935607	264,642	2,162	SH		SOLE		2,162	0	0
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	17,427	277	SH		SOLE		277	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	11,691,632	98,580	SH		SOLE		97,245	0	1,335
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	6,302,632	91,969	SH		SOLE		90,379	0	1,590
VANGUARD WORLD FD	COMM SRVC ETF	92204A884	968	7	SH		SOLE		7	0	0
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	25,379	125	SH		SOLE		125	0	0
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	308,399	5,385	SH		SOLE		5,385	0	0
VANGUARD WORLD FD	ESG US STK ETF	921910733	900,885	9,324	SH		SOLE		9,324	0	0
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	110,168	1,103	SH		SOLE		1,103	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	8,512	32	SH		SOLE		32	0	0
VANGUARD WORLD FD	INF TECH ETF	92204A702	136,652	237	SH		SOLE		237	0	0
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	134,797	429	SH		SOLE		429	0	0
VANGUARD WORLD FD	UTILITIES ETF	92204A876	477,634	3,229	SH		SOLE		3,229	0	0
VEEVA SYS INC	CL A COM	922475108	7,321	40	SH		SOLE		40	0	0
VERALTO CORP	COM SHS	92338C103	9,929	104	SH		SOLE		104	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	29,240	709	SH		SOLE		709	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	5,391	12	SH		SOLE		12	0	0
VIATRIS INC	COM	92556V106	18,755	1,764	SH		SOLE		1,764	0	0
VISA INC	COM CL A	92826C839	112,731	430	SH		SOLE		430	0	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1,198	135	SH		SOLE		135	0	0
WABTEC	COM	929740108	159	1	SH		SOLE		1	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	254	21	SH		SOLE		21	0	0
WALMART INC	COM	931142103	273,975	4,046	SH		SOLE		4,046	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	2,240	301	SH		SOLE		301	0	0
WASTE MGMT INC DEL	COM	94106L109	39,739	186	SH		SOLE		186	0	0
WEC ENERGY GROUP INC	COM	92939U106	42,997	548	SH		SOLE		548	0	0
WELLS FARGO CO NEW	COM	949746101	205,431	3,459	SH		SOLE		3,459	0	0
WELLTOWER INC	COM	95040Q104	26,063	250	SH		SOLE		250	0	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	32,819	1,156	SH		SOLE		1,156	0	0
WHIRLPOOL CORP	COM	963320106	818	8	SH		SOLE		8	0	0
WILLIAMS COS INC	COM	969457100	489	12	SH		SOLE		12	0	0
WISDOMTREE TR	BATTERY VL CHAIN	97717Y592	7,499	286	SH		SOLE		286	0	0
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	44,114	1,019	SH		SOLE		1,019	0	0
WISDOMTREE TR	EMERGING MKT EXC	97717Y535	38,841	1,210	SH		SOLE		1,210	0	0
WISDOMTREE TR	HEDGED HI YLD BD	97717W430	29,599	1,354	SH		SOLE		1,354	0	0
WISDOMTREE TR	INTERNTNL AI ENH	97717W786	31,016	788	SH		SOLE		788	0	0
WISDOMTREE TR	INTL LRGCAP DV	97717W794	44,685	881	SH		SOLE		881	0	0
WISDOMTREE TR	INTL SMCAP DIV	97717W760	307,684	4,850	SH		SOLE		4,850	0	0
WISDOMTREE TR	INTRST RATE HDGE	97717W380	77,114	3,458	SH		SOLE		3,458	0	0
WISDOMTREE TR	US HGH YLD CORP	97717X172	27,830	624	SH		SOLE		624	0	0
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	1,519,744	17,966	SH		SOLE		17,966	0	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	246,914	3,394	SH		SOLE		3,394	0	0
WISDOMTREE TR	US QTLY DIV GRT	97717X669	146,188	1,873	SH		SOLE		1,795	0	78
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	329,443	10,576	SH		SOLE		10,576	0	0
WORKDAY INC	CL A	98138H101	2,236	10	SH		SOLE		10	0	0
WP CAREY INC	COM	92936U109	259,121	4,707	SH		SOLE		4,707	0	0
XCEL ENERGY INC	COM	98389B100	142,831	2,674	SH		SOLE		2,674	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	2,714	25	SH		SOLE		25	0	0
ZOETIS INC	CL A	98978V103	216,354	1,248	SH		SOLE		1,248	0	0
ZOOMINFO TECHNOLOGIES INC	COMMON STOCK	98980F104	665	52	SH		SOLE		52	0	0