Exhibit 23.1
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
We consent to the incorporation by reference in this Registration Statement on Form S-8 of our report dated September 11, 2023, relating to the financial statements of Joint Stock Company Kaspi.kz, appearing in Registration Statement No. 333-276293 on Form F-1 of Joint Stock Company Kaspi.kz.
/s/ Deloitte LLP
Almaty, Kazakhstan
January 19, 2024
