Union Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AON PLC NPV	COMMON STOCK	G0403H108	18,624	64	SH		SOLE		64	0	0
ACCENTURE PLC	FOREIGN EQUITIES	G1151C101	1,298,309	3,700	SH		SOLE		3,446	0	254
ACCENTURE PLC	FOREIGN EQUITIES	G1151C101	378,971	1,080	SH		DFND		1,080	0	0
EATON CORP PLC	FOREIGN EQUITIES	G29183103	88,621	368	SH		SOLE		368	0	0
JOHNSON CTLS INTL PLC	FOREIGN EQUITIES	G51502105	13,887	241	SH		SOLE		241	0	0
LINDE PLC NPV	COMMON STOCK	G54950103	239,435	583	SH		SOLE		583	0	0
LINDE PLC NPV	COMMON STOCK	G54950103	41,070	100	SH		DFND		100	0	0
MEDTRONIC PLC	FOREIGN EQUITIES	G5960L103	48,685	591	SH		SOLE		591	0	0
TRANE TECHNOLOGIES PLC	COMMON STOCK	G8994E103	12,195	50	SH		SOLE		50	0	0
ALCON INC CHF	FOREIGN EQUITIES	H01301128	3,124	40	SH		DFND		40	0	0
CHUBB LTD CHF	COMMON STOCK	H1467J104	121,136	536	SH		SOLE		536	0	0
UBS GROUP AG	COMMON STOCK	H42097107	12,664	410	SH		SOLE		410	0	0
NXP SEMICONDUCTORS NV	FOREIGN EQUITIES	N6596X109	163,761	713	SH		SOLE		713	0	0
AFLAC INCORPORATED	COMMON STOCK	001055102	115,417	1,399	SH		SOLE		1,399	0	0
AFLAC INCORPORATED	COMMON STOCK	001055102	24,750	300	SH		DFND		300	0	0
AT&T INC	COMMON STOCK	00206R102	131,456	7,839	SH		SOLE		7,839	0	0
AT&T INC	COMMON STOCK	00206R102	22,891	1,365	SH		DFND		1,365	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	962,551	8,745	SH		SOLE		8,745	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	149,144	1,355	SH		DFND		1,355	0	0
ABBVIE INC	COMMON STOCK	00287Y109	606,232	3,912	SH		SOLE		3,912	0	0
ABBVIE INC	COMMON STOCK	00287Y109	296,766	1,915	SH		DFND		1,615	0	300
ADOBE SYSTEMS INC	COMMON STOCK	00724F101	536,927	900	SH		SOLE		900	0	0
ADVANCED MICRO DEVICES	COMMON STOCK	007903107	14,741	100	SH		DFND		100	0	0
AIR PRODUCTS AND CHEMICALS INC.	COMMON STOCK	009158106	167,829	613	SH		SOLE		613	0	0
ALPHABET INC	COMMON STOCK	02079K107	298,486	2,118	SH		SOLE		2,118	0	0
ALPHABET INC	COMMON STOCK	02079K107	33,823	240	SH		DFND		240	0	0
ALPHABET INC	COMMON STOCK	02079K305	2,158,614	15,453	SH		SOLE		14,841	0	612
ALPHABET INC	COMMON STOCK	02079K305	33,525	240	SH		DFND		240	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	118,031	2,926	SH		SOLE		2,926	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	28,238	700	SH		DFND		300	0	400
AMAZON.COM INC	COMMON STOCK	023135106	1,095,631	7,211	SH		SOLE		7,211	0	0
AMAZON.COM INC	COMMON STOCK	023135106	75,970	500	SH		DFND		500	0	0
AMEREN CORP	COMMON STOCK	023608102	14,468	200	SH		SOLE		200	0	0
AMERICAN ELEC PWR INC COM	COMMON STOCK	025537101	18,680	230	SH		SOLE		230	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	700,640	3,740	SH		SOLE		3,740	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	15,174	81	SH		DFND		81	0	0
AMERICAN TOWER REIT	COMMON STOCK	03027X100	991,302	4,592	SH		SOLE		4,263	0	329
AMERICAN WTR WKS CO INC NEW COM	COMMON STOCK	030420103	690,147	5,229	SH		SOLE		4,736	0	493
AMGEN INC.	COMMON STOCK	031162100	472,333	1,640	SH		SOLE		1,640	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	48,051	242	SH		SOLE		242	0	0
APPLE INCORPORATED	COMMON STOCK	037833100	4,401,580	22,862	SH		SOLE		22,428	0	434
APPLE INCORPORATED	COMMON STOCK	037833100	231,036	1,200	SH		DFND		1,200	0	0
APPLIED MATERIALS COM	COMMON STOCK	038222105	717,641	4,428	SH		SOLE		4,428	0	0
AUTOMATIC DATA PROCESSING COM	COMMON STOCK	053015103	1,297,860	5,571	SH		SOLE		5,571	0	0
AUTOMATIC DATA PROCESSING COM	COMMON STOCK	053015103	255,566	1,097	SH		DFND		967	0	130
AVANGRID INC	COMMON STOCK	05351W103	16,200	500	SH		SOLE		500	0	0
BANK OF AMERICA CORP NEW	COMMON STOCK	060505104	890,320	26,451	SH		SOLE		24,255	0	2,196
BECTON DICKINSON & CO.	COMMON STOCK	075887109	96,068	394	SH		SOLE		394	0	0
BERKSHIRE HATHAWAY INC COM	COMMON STOCK	084670108	17,364,000	32	SH		SOLE		32	0	0
BERKSHIRE HATHAWAY INC. DEL CL B	COMMON STOCK	084670702	266,058	746	SH		SOLE		746	0	0
BERKSHIRE HATHAWAY INC. DEL CL B	COMMON STOCK	084670702	160,492	450	SH		DFND		450	0	0
BIOGEN IDEC INC	COMMON STOCK	09062X103	37,519	145	SH		SOLE		145	0	0
BLACKROCK, INC.	COMMON STOCK	09247X101	418,062	515	SH		SOLE		515	0	0
BLACKROCK MUNIHOLDING FUND	SHORT TERM T/E PFD'S	09253N104	17,865	1,500	SH		SOLE		1,500	0	0
BLACKSTONE GROUP INC	COMMON STOCK	09260D107	1,115,550	8,521	SH		SOLE		7,904	0	617
BOEING COMPANY COM	COMMON STOCK	097023105	22,415	86	SH		SOLE		86	0	0
BRISTOL MYERS SQUIBB CO COM	COMMON STOCK	110122108	597,394	11,643	SH		SOLE		11,643	0	0
BRISTOL MYERS SQUIBB CO COM	COMMON STOCK	110122108	71,422	1,392	SH		DFND		972	0	420
BROADRIDGE FINL SOLUTIONS	COMMON STOCK	11133T103	127,565	620	SH		SOLE		620	0	0
BROADCOM INC	COMMON STOCK	11135F101	353,848	317	SH		SOLE		317	0	0
CIGNA CORPORATION	COMMON STOCK	125523100	20,661	69	SH		SOLE		69	0	0
CME GROUP INC	COMMON STOCK	12572Q105	52,650	250	SH		SOLE		250	0	0
CSX CORP COM	COMMON STOCK	126408103	131,708	3,800	SH		SOLE		3,800	0	0
CVS HEALTH CORP COM	COMMON STOCK	126650100	941,337	11,922	SH		SOLE		11,323	0	599
CVS HEALTH CORP COM	COMMON STOCK	126650100	81,881	1,037	SH		DFND		1,037	0	0
CADENCE DESIGN SYSTEMS INC	COMMON STOCK	127387108	32,683	120	SH		SOLE		120	0	0
CAPITAL ONE FINANCIAL	COMMON STOCK	14040H105	13,898	106	SH		SOLE		106	0	0
CARRIER GLOBAL CORP	COMMON STOCK	14448C104	67,445	1,174	SH		SOLE		1,174	0	0
CASEYS GEN STORES	COMMON STOCK	147528103	317,572	1,156	SH		SOLE		1,046	0	110
CATERPILLAR INC COM	COMMON STOCK	149123101	503,797	1,704	SH		SOLE		1,704	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	30,747	104	SH		DFND		104	0	0
CHEVRON CORPORATION COM	COMMON STOCK	166764100	1,170,281	7,846	SH		SOLE		7,420	0	426
CHIPOLTE MEXICAN GRILL	COMMON STOCK	169656105	22,868	10	SH		SOLE		10	0	0
CHURCH & DWIGHT CO.INC	COMMON STOCK	171340102	132,384	1,400	SH		SOLE		1,400	0	0
CISCO SYSTEMS INC COM	COMMON STOCK	17275R102	561,269	11,110	SH		SOLE		11,110	0	0
CITIGROUP INC	COMMON STOCK	172967424	81,772	1,590	SH		SOLE		1,590	0	0
CLOROX CO CALIF COM STK	COMMON STOCK	189054109	117,492	824	SH		SOLE		824	0	0
COCA COLA COMPANY COM	COMMON STOCK	191216100	349,158	5,925	SH		SOLE		5,925	0	0
COCA COLA COMPANY COM	COMMON STOCK	191216100	14,732	250	SH		DFND		250	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	24,629	309	SH		SOLE		309	0	0
COMCAST CORP NEW CL A	COMMON STOCK	20030N101	849,427	19,376	SH		SOLE		17,926	0	1,450
CONOCOPHILLIPS	COMMON STOCK	20825C104	170,383	1,468	SH		SOLE		1,468	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	47,123	406	SH		DFND		81	0	325
CONSOLIDATED EDISON INC COM	COMMON STOCK	209115104	82,509	907	SH		SOLE		907	0	0
CORTEVA, INC.	COMMON STOCK	22052L104	12,264	256	SH		SOLE		256	0	0
COSTCO WHOLESALE CORPORATION	COMMON STOCK	22160K105	1,594,730	2,416	SH		SOLE		2,346	0	70
COSTCO WHOLESALE CORPORATION	COMMON STOCK	22160K105	171,620	260	SH		DFND		260	0	0
CROCS, INC	COMMON STOCK	227046109	4,203	45	SH		DFND		45	0	0
CROWN CASTLE INTL CORP	COMMON STOCK	22822V101	28,797	250	SH		SOLE		250	0	0
CUMMINS INC	COMMON STOCK	231021106	160,029	668	SH		SOLE		668	0	0
DTE ENERGY CO	COMMON STOCK	233331107	11,026	100	SH		SOLE		100	0	0
DANAHER CORP	COMMON STOCK	235851102	1,248,980	5,399	SH		SOLE		5,090	0	309
DANAHER CORP	COMMON STOCK	235851102	30,074	130	SH		DFND		130	0	0
DARDEN RESTAURANTS, INC COM	COMMON STOCK	237194105	35,488	216	SH		SOLE		216	0	0
DEERE & COMPANY	COMMON STOCK	244199105	166,340	416	SH		SOLE		416	0	0
DEERE & COMPANY	COMMON STOCK	244199105	47,983	120	SH		DFND		120	0	0
DIGITAL REALTY TRUST	COMMON STOCK	253868103	1,749	13	SH		DFND		13	0	0
WALT DISNEY COMPANY COM	COMMON STOCK	254687106	399,072	4,420	SH		SOLE		4,420	0	0
WALT DISNEY COMPANY COM	COMMON STOCK	254687106	54,173	600	SH		DFND		600	0	0
DOMINION RES INC VA NEW COM	COMMON STOCK	25746U109	83,190	1,770	SH		SOLE		1,770	0	0
DOMINION RES INC VA NEW COM	COMMON STOCK	25746U109	14,100	300	SH		DFND		0	0	300
DOW INC COM	COMMON STOCK	260557103	342,028	6,237	SH		SOLE		6,237	0	0
DOW INC COM	COMMON STOCK	260557103	30,379	554	SH		DFND		271	0	283
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	163,797	1,688	SH		SOLE		1,688	0	0
DUKE ENERGY CORP NEW	COMMON STOCK	26441C204	67,927	700	SH		DFND		550	0	150
DUPONT DE NEMOURS, INC.	COMMON STOCK	26614N102	113,469	1,475	SH		SOLE		1,475	0	0
DUPONT DE NEMOURS, INC.	COMMON STOCK	26614N102	6,461	84	SH		DFND		84	0	0
EOG RES INC	COMMON STOCK	26875P101	133,044	1,100	SH		SOLE		1,100	0	0
EBAY INC	COMMON STOCK	278642103	27,256	625	SH		SOLE		625	0	0
ECOLAB INC	COMMON STOCK	278865100	434,966	2,193	SH		SOLE		1,852	0	341
EMERSON ELEC CO COM	COMMON STOCK	291011104	160,300	1,647	SH		SOLE		1,647	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	136,262	1,400	SH		DFND		1,400	0	0
ENBRIDGE INC NPV	FOREIGN EQUITIES	29250N105	486,693	13,512	SH		SOLE		13,512	0	0
ENBRIDGE INC NPV	FOREIGN EQUITIES	29250N105	190,472	5,288	SH		DFND		4,602	0	686
ENTERGY CORPORATION	COMMON STOCK	29364G103	12,648	125	SH		SOLE		125	0	0
EQUINIX INC COM PAR $0.001	COMMON STOCK	29444U700	74,901	93	SH		SOLE		93	0	0
ESCO TECHNOLOGIES INC	COMMON STOCK	296315104	24,810	212	SH		SOLE		212	0	0
EVERSOURCE ENERGY	COMMON STOCK	30040W108	856,550	13,878	SH		SOLE		13,878	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	1,512,872	15,132	SH		SOLE		14,547	0	585
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	208,557	2,086	SH		DFND		1,686	0	400
META PLATFORMS	COMMON STOCK	30303M102	304,043	859	SH		SOLE		859	0	0
META PLATFORMS	COMMON STOCK	30303M102	56,985	161	SH		DFND		161	0	0
FASTENAL	COMMON STOCK	311900104	12,954	200	SH		DFND		200	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	91,574	362	SH		SOLE		362	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	25,297	100	SH		DFND		100	0	0
FISERV INC	COMMON STOCK	337738108	225,828	1,700	SH		SOLE		1,700	0	0
FLEXSHARES 3 YEAR DURATION TIPS ETF	ETF - INFLATION PROTECTED	33939L506	1,094,964	46,379	SH		SOLE		46,379	0	0
FORTIV CORP	COMMON STOCK	34959J108	5,816	79	SH		SOLE		79	0	0
FOX CORP	COMMON STOCK	35137L105	533	18	SH		SOLE		18	0	0
FREEPORT-MCMORAN COPPER	COMMON STOCK	35671D857	23,408	550	SH		SOLE		550	0	0
GE HEALTHCARE TECHNOLOGIES, INC.	COMMON STOCK	36266G107	19,095	247	SH		SOLE		247	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	112,690	434	SH		SOLE		434	0	0
GENERAL ELECTRIC COMPANY	COMMON STOCK	369604301	114,483	897	SH		SOLE		897	0	0
GENERAL MILLS INC COM	COMMON STOCK	370334104	139,051	2,135	SH		SOLE		2,135	0	0
GENERAL MILLS INC COM	COMMON STOCK	370334104	21,167	325	SH		DFND		325	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	13,850	100	SH		SOLE		100	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	30,376	375	SH		SOLE		375	0	0
GLAXO SMITHKLINE PLC ADR NEW	COMMON STOCK	37733W204	108,508	2,928	SH		SOLE		2,928	0	0
GOLDMAN SACHS GROUP	COMMON STOCK	38141G104	70,979	184	SH		SOLE		184	0	0
HP INC	COMMON STOCK	40434L105	38,003	1,263	SH		SOLE		1,263	0	0
HEWLETT PACKARD ENT CO	COMMON STOCK	42824C109	21,433	1,263	SH		SOLE		1,263	0	0
THE HOME DEPOT, INC	COMMON STOCK	437076102	966,130	2,788	SH		SOLE		2,579	0	209
THE HOME DEPOT, INC	COMMON STOCK	437076102	337,876	975	SH		DFND		975	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	836,529	3,989	SH		SOLE		3,989	0	0
IDACORP INC.	COMMON STOCK	451107106	73,740	750	SH		SOLE		750	0	0
IDEXX LABORATORIES INC	COMMON STOCK	45168D104	2,220,160	4,000	SH		SOLE		0	0	4,000
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	39,291	150	SH		DFND		150	0	0
INGERSOLL RAND INC.	COMMON STOCK	45687V106	3,402	44	SH		SOLE		44	0	0
INSULET CORPORATION	COMMON STOCK	45784P101	10,849	50	SH		SOLE		50	0	0
INTEL CORP COM	COMMON STOCK	458140100	357,575	7,116	SH		SOLE		7,116	0	0
INTEL CORP COM	COMMON STOCK	458140100	38,440	765	SH		DFND		175	0	590
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	394,781	3,074	SH		SOLE		2,705	0	369
INTERCONTINENTAL EXCHANGE	COMMON STOCK	45866F104	51,372	400	SH		DFND		400	0	0
INTERNAT'L BUSINESS MACHINES COM	COMMON STOCK	459200101	128,872	788	SH		SOLE		788	0	0
INTERNAT'L BUSINESS MACHINES COM	COMMON STOCK	459200101	147,194	900	SH		DFND		900	0	0
INVESCO QQ	ETF - LARGE CAP	46090E103	412,786	1,008	SH		SOLE		1,008	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	1,686	5	SH		DFND		5	0	0
INTUIT COM	COMMON STOCK	461202103	440,639	705	SH		SOLE		705	0	0
INVESCO S&P 500 QUALITY ETF	ETF - LARGE CAP	46137V241	9,774,354	180,740	SH		SOLE		176,184	0	4,556
INVESCO EXCHNG TRADED FD TR GLOBAL WATER	ETF - LARGE CAP	46138E651	38,690	979	SH		SOLE		979	0	0
ISHARES SELECT DIVIDEND ETF	ETF - MID CAP	464287168	1,978,532	16,879	SH		SOLE		16,879	0	0
ISHARES SELECT DIVIDEND ETF	ETF - MID CAP	464287168	40,909	349	SH		DFND		349	0	0
ISHARES BARCLAYS TIP	ETF - INFLATION PROTECTED	464287176	2,149	20	SH		SOLE		20	0	0
ISHARES BARCLAYS TIP	ETF - INFLATION PROTECTED	464287176	3,332	31	SH		DFND		31	0	0
ISHARES CORE S&P 500 ETF	ETF - LARGE CAP	464287200	419,353	878	SH		SOLE		878	0	0
ISHARES CORE TOTAL U S BOND MARKET ETF	ETF - INTERM	464287226	960,735	9,680	SH		SOLE		9,680	0	0
ISHARES MSCI EMERGING MKTS INDEX	ETF - EMERGING INTL	464287234	184,718	4,595	SH		SOLE		4,595	0	0
ISHARES MSCI EMERGING MKTS INDEX	ETF - EMERGING INTL	464287234	23,073	574	SH		DFND		574	0	0
ISHARES IBOXX $ INV GRADE CORP BOND ETF	ETF - INTERM	464287242	64,181	580	SH		SOLE		580	0	0
ISHARES IBOXX $ INV GRADE CORP BOND ETF	ETF - INTERM	464287242	5,533	50	SH		DFND		50	0	0
ISHARES S&P GROWTH INDEX FUND	ETF - LARGE CAP	464287309	865,072	11,519	SH		SOLE		11,519	0	0
ISHARES S&P GROWTH INDEX FUND	ETF - LARGE CAP	464287309	108,144	1,440	SH		DFND		1,440	0	0
ISHARES S&P VALUE INDEX FUND	ETF - LARGE CAP	464287408	336,647	1,936	SH		SOLE		1,936	0	0
ISHARES S&P VALUE INDEX FUND	ETF - LARGE CAP	464287408	53,384	307	SH		DFND		307	0	0
ISHS BARCLAYS 1-3 YR TREAS BD FD	ETF - SHORT	464287457	186,148	2,269	SH		SOLE		2,269	0	0
ISHARES MSCI EAFE INDEX	ETF - DEVELOPED INTL	464287465	143,237	1,901	SH		SOLE		1,901	0	0
ISHARES MSCI EAFE INDEX	ETF - DEVELOPED INTL	464287465	39,483	524	SH		DFND		524	0	0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND	ETF - MID CAP	464287473	235,134	2,022	SH		SOLE		2,022	0	0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND	ETF - MID CAP	464287473	12,791	110	SH		DFND		110	0	0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND	ETF - MID CAP	464287481	90,876	870	SH		SOLE		870	0	0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND	ETF - MID CAP	464287481	23,190	222	SH		DFND		222	0	0
ISHARES RUSSELL MIDCAP INDEX FUND	ETF - EQUITIES	464287499	172,538	2,220	SH		SOLE		2,220	0	0
ISHARES CORE S&P MID-CAP ETF	ETF - MID CAP	464287507	9,528,513	34,382	SH		SOLE		33,552	0	830
NASDAQ BIOTECHNOLOGY I SHARES	ETF - EQUITIES	464287556	61,131	450	SH		SOLE		450	0	0
NASDAQ BIOTECHNOLOGY I SHARES	ETF - EQUITIES	464287556	101,886	750	SH		DFND		750	0	0
ISHARES RUSSELL 1000 VALUE INDEX	ETF - EQUITIES	464287598	100,802	610	SH		SOLE		610	0	0
I SHS RUSSELL 1000 GROWTH INDEX G	ETF - LARGE CAP	464287614	651,184	2,148	SH		SOLE		2,148	0	0
I SHS RUSSELL 1000 GROWTH INDEX G	ETF - LARGE CAP	464287614	115,200	380	SH		DFND		380	0	0
I SHS RUSSELL 1000	ETF - LARGE CAP	464287622	352,475	1,344	SH		SOLE		1,344	0	0
ISHARES RUSSELL 2000 VALUE INDEX FUND	ETF - SMALL CAP	464287630	223,670	1,440	SH		SOLE		1,440	0	0
ISHARES RUSSELL 2000 VALUE INDEX FUND	ETF - SMALL CAP	464287630	9,475	61	SH		DFND		61	0	0
ISHARES RUSSELL 2000 GROWTH INDEX FUND	ETF - SMALL CAP	464287648	51,451	204	SH		SOLE		204	0	0
ISHARES RUSSELL 2000 GROWTH INDEX FUND	ETF - SMALL CAP	464287648	24,969	99	SH		DFND		99	0	0
ISHARES RUSSELL 2000 INDEX	ETF - SMALL CAP	464287655	4,348,699	21,667	SH		SOLE		21,667	0	0
ISHARES RUSSELL 2000 INDEX	ETF - SMALL CAP	464287655	42,951	214	SH		DFND		214	0	0
ISHS RUSSELL 3000 INDEX	ETF - LARGE CAP	464287689	311,504	1,138	SH		SOLE		1,138	0	0
ISHS TR S&P MDCP 400 VALUE ETF	ETF - MID CAP	464287705	55,879	490	SH		SOLE		490	0	0
ISHARES CORE S&P SMALL-CAP ETF	ETF - SMALL CAP	464287804	3,260,557	30,121	SH		SOLE		28,825	0	1,296
ISHARES TR S&P SMALL-CAP 600 GROWTH ETF	ETF - SMALL CAP	464287887	2,502	20	SH		SOLE		20	0	0
ISHARES S&P NATL MUNI BOND FUND	ETF - INTERM	464288414	554,839	5,118	SH		SOLE		5,118	0	0
ISHARES S&P NATL MUNI BOND FUND	ETF - INTERM	464288414	60,817	561	SH		DFND		561	0	0
ISHARES HI YIELD CORPORATE BOND	ETF - HIGH YIELD	464288513	534,917	6,913	SH		SOLE		6,913	0	0
ETF ISHS INTER GOVT CR BD	ETF - INTERM	464288612	90,615	865	SH		SOLE		865	0	0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FD	ETF - INTERM	464288638	23,400	450	SH		SOLE		450	0	0
ISHARES SHORT-TERM CORP BOND	ETF - SHORT	464288646	445,325	8,686	SH		SOLE		8,686	0	0
ISHARES SHORT-TERM CORP BOND	ETF - SHORT	464288646	21,994	429	SH		DFND		429	0	0
ISHARES S&P US PREFERRED STOCK INDEX FUND	PREFERRED STOCK	464288687	116,579	3,739	SH		SOLE		3,739	0	0
ISHARES US MEDICAL DEVICES ETF	ETF - EQUITIES	464288810	24,286	450	SH		SOLE		450	0	0
ISHARES US TREASURY BOND ETF	ETF - INTERM	46429B267	32,334	1,404	SH		SOLE		1,404	0	0
ISHARES TRUST FLOATING RATE BOND ETF	ETF - SHORT	46429B655	1,598,586	31,587	SH		SOLE		31,587	0	0
ISHARES EDGE MSCI MIN VOL USA ETF	ETF - EQUITIES	46429B697	57,742	740	SH		SOLE		740	0	0
ISHARES EDGE MSCI US QULTY FACT ETF	ETF - DEVELOPED INTL	46432F339	85,782	583	SH		SOLE		583	0	0
ISHARES INC CORE MSCI EMERGING MKTS ETF	ETF - EMERGING INTL	46434G103	23,367	462	SH		SOLE		462	0	0
ISHARES ESG AWARE MSCI EMERGING MKTS FUND	ETF - EMERGING INTL	46434G863	124,991	3,900	SH		SOLE		3,900	0	0
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	1,971,607	11,591	SH		SOLE		11,315	0	276
J P MORGAN CHASE & CO	COMMON STOCK	46625H100	312,643	1,838	SH		DFND		1,838	0	0
JACOBS SOLUTIONS INC	COMMON STOCK	46982L108	36,993	285	SH		SOLE		285	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	1,339,001	8,543	SH		SOLE		8,268	0	275
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	26,645	170	SH		DFND		125	0	45
KENVUE INC.	COMMON STOCK	49177J102	1,183	55	SH		SOLE		55	0	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	549,464	4,522	SH		SOLE		4,522	0	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	7,533	62	SH		DFND		62	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	142,511	3,855	SH		SOLE		3,855	0	0
KYNDRYL HOLDINGS INC	COMMON STOCK	50155Q100	124	6	SH		SOLE		6	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	97,904	125	SH		SOLE		125	0	0
ESTEE LAUDER COMPANIES CL A	COMMON STOCK	518439104	278,887	1,907	SH		SOLE		1,554	0	353
ESTEE LAUDER COMPANIES CL A	COMMON STOCK	518439104	877	6	SH		DFND		6	0	0
ELI LILLY & CO COM	COMMON STOCK	532457108	719,891	1,235	SH		SOLE		1,235	0	0
ELI LILLY & CO COM	COMMON STOCK	532457108	766,525	1,315	SH		DFND		1,315	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	875,158	1,931	SH		SOLE		1,795	0	136
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	48,042	106	SH		DFND		106	0	0
LOWES COMPANIES INC COM STK	COMMON STOCK	548661107	650,062	2,921	SH		SOLE		2,921	0	0
LOWES COMPANIES INC COM STK	COMMON STOCK	548661107	41,616	187	SH		DFND		187	0	0
LULULEMON ATHLETICA	COMMON STOCK	550021109	33,233	65	SH		SOLE		65	0	0
MARSH & MCLENNAN COMPANIES, INC	COMMON STOCK	571748102	94,923	501	SH		SOLE		501	0	0
MARRIOTT INTERNATIONAL INC NEW CLASS A	COMMON STOCK	571903202	45,100	200	SH		SOLE		200	0	0
MASCO CORPORATION	COMMON STOCK	574599106	38,507	575	SH		SOLE		575	0	0
MASTERCARD INC	COMMON STOCK	57636Q104	1,429,639	3,352	SH		SOLE		3,198	0	154
MASTERCARD INC	COMMON STOCK	57636Q104	85,302	200	SH		DFND		200	0	0
MCCORMICK & CO INC	COMMON STOCK	579780206	56,651	828	SH		SOLE		828	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	1,223,686	4,127	SH		SOLE		4,127	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	290,578	980	SH		DFND		980	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	127,316	275	SH		SOLE		275	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	46,297	100	SH		DFND		100	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	601,889	5,521	SH		SOLE		5,521	0	0
MERCK & CO INC NEW	COMMON STOCK	58933Y105	23,221	213	SH		DFND		0	0	213
METLIFE INC	COMMON STOCK	59156R108	165,652	2,505	SH		SOLE		2,505	0	0
MICROSOFT CORP	COMMON STOCK	594918104	6,113,076	16,257	SH		SOLE		15,983	0	274
MICROSOFT CORP	COMMON STOCK	594918104	540,730	1,438	SH		DFND		1,283	0	155
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	1,029,567	11,417	SH		SOLE		10,372	0	1,045
MICRON TECHNOLOGY INC COM	COMMON STOCK	595112103	22,188	260	SH		SOLE		260	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	482,661	6,664	SH		SOLE		6,664	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	114,872	1,586	SH		DFND		1,310	0	276
MORGAN STANLEY	COMMON STOCK	617446448	36,366	390	SH		SOLE		390	0	0
NBT BANCORP INC	COMMON STOCK	628778102	4,860	116	SH		SOLE		116	0	0
NETFLIX INC	COMMON STOCK	64110L106	31,647	65	SH		SOLE		65	0	0
NETFLIX INC	COMMON STOCK	64110L106	97,376	200	SH		DFND		200	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	88,192	1,452	SH		SOLE		1,452	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	258,144	4,250	SH		DFND		4,250	0	0
NIKE INC CL B	COMMON STOCK	654106103	283,577	2,612	SH		SOLE		2,612	0	0
NIKE INC CL B	COMMON STOCK	654106103	32,571	300	SH		DFND		300	0	0
NORFOLK SOUTHN CORP COM	COMMON STOCK	655844108	983,099	4,159	SH		SOLE		4,159	0	0
NORFOLK SOUTHN CORP COM	COMMON STOCK	655844108	118,190	500	SH		DFND		500	0	0
NORTH EUROPEAN OIL ROYALTY TRUST	COMMON STOCK	659310106	301,574	51,728	SH		SOLE		51,728	0	0
NOVARTIS A G ADR	COMMON STOCK	66987V109	106,621	1,056	SH		SOLE		1,056	0	0
NOVARTIS A G ADR	COMMON STOCK	66987V109	94,608	937	SH		DFND		937	0	0
NOVO NORDISK AS ADR	COMMON STOCK	670100205	722,059	6,980	SH		SOLE		6,580	0	400
NUCOR CORP	COMMON STOCK	670346105	67,352	387	SH		SOLE		387	0	0
NUCOR CORP	COMMON STOCK	670346105	173,168	995	SH		DFND		995	0	0
NVIDIA CORP	COMMON STOCK	67066G104	440,732	890	SH		SOLE		890	0	0
O'REILLY AUTOMOTIVE INC.	COMMON STOCK	67103H107	180,515	190	SH		SOLE		190	0	0
OMNICOM GROUP INC	COMMON STOCK	681919106	58,480	676	SH		SOLE		676	0	0
ORACLE CORPORATION COM	COMMON STOCK	68389X105	827,818	7,852	SH		SOLE		7,136	0	716
ORACLE CORPORATION COM	COMMON STOCK	68389X105	36,900	350	SH		DFND		350	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	39,007	436	SH		SOLE		436	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	128,996	280	SH		SOLE		280	0	0
PAYCOM SOFTWARE INC	COMMON STOCK	70432V102	104,393	505	SH		SOLE		505	0	0
PAYCHEX INC COM STK	COMMON STOCK	704326107	101,361	851	SH		SOLE		851	0	0
PAYPAL HOLDINGS INC	COMMON STOCK	70450Y103	36,840	600	SH		SOLE		600	0	0
PAYPAL HOLDINGS INC	COMMON STOCK	70450Y103	11,481	187	SH		DFND		187	0	0
PEPSICO, INC COM	COMMON STOCK	713448108	1,403,702	8,265	SH		SOLE		8,083	0	182
PEPSICO, INC COM	COMMON STOCK	713448108	269,536	1,587	SH		DFND		1,587	0	0
PFIZER INC COM	COMMON STOCK	717081103	513,954	17,852	SH		SOLE		17,852	0	0
PFIZER INC COM	COMMON STOCK	717081103	4,232	147	SH		DFND		147	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	82,788	880	SH		SOLE		880	0	0
PHILIP MORRIS INTL INC	COMMON STOCK	718172109	27,000	287	SH		DFND		0	0	287
PHOTRONICS INC	COMMON STOCK	719405102	313,600	10,000	SH		SOLE		10,000	0	0
PIMCO 0-5 YEAR HIGH YIELD CORP BOND INDEX	ETF - HIGH YIELD	72201R783	44,213	475	SH		SOLE		475	0	0
T ROWE PRICE GROUP	COMMON STOCK	74144T108	21,538	200	SH		DFND		200	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	1,799,931	12,283	SH		SOLE		12,283	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	257,030	1,754	SH		DFND		1,754	0	0
PRUDENTIAL FINL INC COM	COMMON STOCK	744320102	32,357	312	SH		SOLE		312	0	0
PUBLIC SVC ENTERPRISE GROUP COM	COMMON STOCK	744573106	27,517	450	SH		SOLE		450	0	0
QUALCOMM INC	COMMON STOCK	747525103	2,603	18	SH		SOLE		18	0	0
RAYTHEON TECHNOLOGIES CORP.	COMMON STOCK	75513E101	487,663	5,796	SH		SOLE		5,796	0	0
RAYTHEON TECHNOLOGIES CORP.	COMMON STOCK	75513E101	83,719	995	SH		DFND		795	0	200
SHELL PLC NPV ADR	COMMON STOCK	780259305	94,012	1,429	SH		SOLE		1,429	0	0
SPDR S&P 500 ETF TRUST	ETF - LARGE CAP	78462F103	8,784,470	18,482	SH		SOLE		18,482	0	0
SPDR S&P 500 ETF TRUST	ETF - LARGE CAP	78462F103	637,376	1,341	SH		DFND		1,341	0	0
SPDR GOLD TR GOLD SHS	ETF - ALTERNATIVE	78463V107	273,372	1,430	SH		SOLE		1,430	0	0
SPDR BARCLAYS CAP CONV SEC	ETF - INTERM	78464A359	80,374	1,114	SH		SOLE		1,114	0	0
SPDR INTERMEDIATE TERM CORPORATE BOND ETF	ETF - INTERM	78464A375	51,986	1,584	SH		SOLE		1,584	0	0
SPDR S&P DIVIDEND ETF	ETF - LARGE CAP	78464A763	2,147,841	17,187	SH		SOLE		17,187	0	0
SPDR DOW JONES INDL AVERAGE ETR TR	ETF - LARGE CAP	78467X109	101,752	270	SH		SOLE		270	0	0
SPDR S&P MIDCAP 400 ETF TR	ETF - MID CAP	78467Y107	3,538,953	6,975	SH		SOLE		6,975	0	0
SPDR S&P MIDCAP 400 ETF TR	ETF - MID CAP	78467Y107	52,259	103	SH		DFND		103	0	0
SALESFORCE INC	COMMON STOCK	79466L302	31,575	120	SH		DFND		120	0	0
SCHLUMBERGER LTD COM STK	COMMON STOCK	806857108	10,197	196	SH		SOLE		196	0	0
SELECT SECTOR SPDR TR SBI MATERIALS	ETF - EQUITIES	81369Y100	95,974	1,122	SH		SOLE		1,122	0	0
SELECT SECTOR SPDR TR SBI HEALTHCARE	ETF - EQUITIES	81369Y209	81,828	600	SH		SOLE		600	0	0
SELECT SECTOR SPDRFUND CONSUMER STAPLES	ETF - EQUITIES	81369Y308	10,804	150	SH		SOLE		150	0	0
SPDR CONSUMER DISCRETIONARY	ETF - EQUITIES	81369Y407	74,920	419	SH		SOLE		419	0	0
SELECT SECTOR SPDR TR SBI INT-ENERGY	ETF - EQUITIES	81369Y506	16,767	200	SH		SOLE		200	0	0
FINANCIAL SELECT SECTOR SPDRETF	ETF - EQUITIES	81369Y605	847,572	22,548	SH		SOLE		22,548	0	0
FINANCIAL SELECT SECTOR SPDRETF	ETF - EQUITIES	81369Y605	32,890	875	SH		DFND		325	0	550
SELECT SECTOR SPDR TR SBI INT-INDS	ETF - EQUITIES	81369Y704	60,869	534	SH		SOLE		534	0	0
TECHNOLOGY SELECT SECTOR SPDR ETF	ETF - EQUITIES	81369Y803	312,202	1,622	SH		SOLE		1,622	0	0
SELECT SECTOR SPDR - UTILITIES	ETF - EQUITIES	81369Y886	274,971	4,342	SH		SOLE		4,342	0	0
SERVICENOW, INC	COMMON STOCK	81762P102	158,958	225	SH		SOLE		225	0	0
SHERWIN-WILLIAMS COMPANY	COMMON STOCK	824348106	34,307	110	SH		SOLE		110	0	0
SOUTHERN CO COM	COMMON STOCK	842587107	457,177	6,521	SH		SOLE		6,521	0	0
SOUTHERN CO COM	COMMON STOCK	842587107	16,826	240	SH		DFND		0	0	240
STARBUCKS CORPORATION	COMMON STOCK	855244109	187,598	1,954	SH		SOLE		1,954	0	0
STATE STREET CORP COM	COMMON STOCK	857477103	5,809	75	SH		SOLE		75	0	0
STRYKER CORP	COMMON STOCK	863667101	1,092,378	3,648	SH		SOLE		3,426	0	222
SUNCOR ENERGY, INC.	FOREIGN EQUITIES	867224107	79,299	2,475	SH		DFND		2,475	0	0
SYSCO CORP COM	COMMON STOCK	871829107	9,872	135	SH		SOLE		135	0	0
TJX COS INC	COMMON STOCK	872540109	1,166,599	12,436	SH		SOLE		11,769	0	667
TARGET CORP COM	COMMON STOCK	87612E106	898,786	6,311	SH		SOLE		5,938	0	373
TARGET CORP COM	COMMON STOCK	87612E106	94,709	665	SH		DFND		665	0	0
TESLA MOTORS INC. COMMON	COMMON STOCK	88160R101	122,997	495	SH		SOLE		495	0	0
TEXAS INSTRUMENTS, INC	COMMON STOCK	882508104	112,503	660	SH		SOLE		660	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	507,422	956	SH		SOLE		956	0	0
3M COMPANY	COMMON STOCK	88579Y101	220,384	2,016	SH		SOLE		2,016	0	0
3M COMPANY	COMMON STOCK	88579Y101	110,848	1,014	SH		DFND		1,014	0	0
TILRAY INC	COMMON STOCK	88688T100	229	100	SH		DFND		100	0	0
TRACTOR SUPPLY CO.	COMMON STOCK	892356106	421,656	1,961	SH		SOLE		1,656	0	305
TRANSDIGM GROUP INC	COMMON STOCK	893641100	75,870	75	SH		DFND		75	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	870,323	4,569	SH		SOLE		4,330	0	239
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	123,818	650	SH		DFND		650	0	0
TRUIST FINL CORP COM	COMMON STOCK	89832Q109	20,485	555	SH		SOLE		555	0	0
U S BANCORP DEL	COMMON STOCK	902973304	16,788	388	SH		SOLE		388	0	0
ULTA BEAUTY, INC	COMMON STOCK	90384S303	8,325	17	SH		SOLE		17	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	678,140	2,761	SH		SOLE		2,474	0	287
UNION PAC CORP COM	COMMON STOCK	907818108	49,124	200	SH		DFND		200	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	139,457	887	SH		SOLE		887	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	23,584	150	SH		DFND		150	0	0
UNITED HEALTH GROUP INC	COMMON STOCK	91324P102	309,556	588	SH		SOLE		588	0	0
UNIVERSAL HEALTH SERVICES CL B	COMMON STOCK	913903100	152	1	SH		SOLE		1	0	0
V F CORP	COMMON STOCK	918204108	18,018	959	SH		SOLE		959	0	0
V F CORP	COMMON STOCK	918204108	3,288	175	SH		DFND		175	0	0
VAIL RESORTS INC COM	COMMON STOCK	91879Q109	74,714	350	SH		SOLE		350	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	13,000	100	SH		SOLE		100	0	0
VANECK VEC RETAIL ETF	ETF - LARGE CAP	92189F684	37,646	200	SH		DFND		200	0	0
ETF VANGUARD DIVIDEND APPRECIATION	ETF - LARGE CAP	921908844	1,337,805	7,851	SH		SOLE		7,851	0	0
VANGUARD W MEGA CAP 300 INDEX ETF	ETF - LARGE CAP	921910873	393,914	2,327	SH		SOLE		2,327	0	0
VANGUARD S&P 500 GROWTH	ETF - LARGE CAP	921932505	77,171	285	SH		SOLE		285	0	0
ETF VANGUARD BOND INDEX	ETF - INTERM	921937835	37,505	510	SH		SOLE		510	0	0
VANGUARD DEVELOPED MARKETS ETF	ETF - DEVELOPED INTL	921943858	151,074	3,154	SH		SOLE		3,154	0	0
VANGUARD HIGH DIVIDEND YIELD ETF	ETF - LARGE CAP	921946406	7,188,038	64,392	SH		SOLE		64,392	0	0
VANGUARD HIGH DIVIDEND YIELD ETF	ETF - LARGE CAP	921946406	42,754	383	SH		DFND		383	0	0
VANGUARD ENERGY ETF	ETF - EQUITIES	92204A306	503,829	4,296	SH		SOLE		4,296	0	0
VANGUARD INFORMATION TECHNOLOGY VIPERS	ETF - EQUITIES	92204A702	1,289,376	2,664	SH		SOLE		2,664	0	0
VANGUARD INFORMATION TECHNOLOGY VIPERS	ETF - EQUITIES	92204A702	30,008	62	SH		DFND		62	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF - EQUITIES	92204A884	119,129	1,012	SH		SOLE		1,012	0	0
VANGUARD FTSE ALL WORLD EX US ETF	ETF - DEVELOPED INTL	922042775	635,212	11,317	SH		SOLE		11,317	0	0
VANGUARD FTSE ALL WORLD EX US ETF	ETF - DEVELOPED INTL	922042775	99,237	1,768	SH		DFND		1,768	0	0
VANGUART SHORT-TERM TREASUREINDEX FUND	ETF - SHORT	92206C102	36,456	625	SH		SOLE		625	0	0
VANGUARD INT TERM ETF	ETF - INTERM	92206C706	65,003	1,096	SH		SOLE		1,096	0	0
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF	ETF - INTERM	92206C870	7,802	96	SH		SOLE		96	0	0
VANGUARD INDEX FUNDS S&P 500 ETF	ETF - LARGE CAP	922908363	177,335	406	SH		SOLE		406	0	0
VANGUARD REIT	ETF - EQUITIES	922908553	82,616	935	SH		SOLE		935	0	0
VANGUARD REIT	ETF - EQUITIES	922908553	14,579	165	SH		DFND		0	0	165
VANGUARD SMALL CAP	ETF - SMALL CAP	922908611	13,497	75	SH		SOLE		75	0	0
ETF VANGUARD MID-CAP	ETF - MID CAP	922908629	45,597	196	SH		SOLE		196	0	0
VANGUARD LARGE CAP	ETF - LARGE CAP	922908637	33,813	155	SH		SOLE		155	0	0
VANGUARD EXTENDED MARKET ETF	ETF - MID CAP	922908652	158,336	963	SH		SOLE		963	0	0
VANGUARD GROWTH ETF	ETF - LARGE CAP	922908736	98,237	316	SH		SOLE		316	0	0
VANGUARD INDEX FUNDS SMALL CAP	ETF - SMALL CAP	922908751	33,705	158	SH		SOLE		158	0	0
VANGUARD TOTAL STOCK MARKET INDEX	ETF - LARGE CAP	922908769	921,349	3,884	SH		SOLE		3,884	0	0
VERALTO CORP	COMMON STOCK	92338C103	5,922	72	SH		SOLE		72	0	0
VERALTO CORP	COMMON STOCK	92338C103	3,537	43	SH		DFND		43	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	154,528	4,099	SH		SOLE		4,099	0	0
VISA INC	COMMON STOCK	92826C839	205,147	788	SH		SOLE		788	0	0
WEC ENERGY GROUP INC	COMMON STOCK	92939U106	92,587	1,100	SH		SOLE		1,100	0	0
WAL-MART STORES, INC	COMMON STOCK	931142103	6,463	41	SH		SOLE		41	0	0
WAL-MART STORES, INC	COMMON STOCK	931142103	29,953	190	SH		DFND		190	0	0
WALGREENS BOOTS ALLIANCE	COMMON STOCK	931427108	49,164	1,883	SH		SOLE		1,883	0	0
WARNER BROS. DISCOVERY, INC.	COMMON STOCK	934423104	557	49	SH		SOLE		49	0	0
WEBSTER FINL CORP CONN COM	COMMON STOCK	947890109	63,843	1,258	SH		SOLE		1,258	0	0
WELLS FARGO & CO NEW	COMMON STOCK	949746101	53,303	1,083	SH		SOLE		1,083	0	0
WELLS FARGO & CO NEW	COMMON STOCK	949746101	15,750	320	SH		DFND		320	0	0
WELLS FARGO PFD L	PREFERRED STOCK	949746804	14,347	12	SH		SOLE		12	0	0
WELLS FARGO PFD L	PREFERRED STOCK	949746804	23,912	20	SH		DFND		20	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	65,157	1,874	SH		SOLE		1,874	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	57,196	1,645	SH		DFND		1,645	0	0
WHIRLPOOL CORPORATION COM	COMMON STOCK	963320106	9,741	80	SH		DFND		80	0	0
WORKDAY, INC.	COMMON STOCK	98138H101	19,323	70	SH		SOLE		70	0	0
XCEL ENERGY INC	COMMON STOCK	98389B100	21,479	347	SH		SOLE		347	0	0
XYLEM INC	COMMON STOCK	98419M100	325,802	2,849	SH		SOLE		2,231	0	618
ZIMMER BIOMET HLDGS INC	COMMON STOCK	98956P102	45,637	375	SH		SOLE		375	0	0
ZOETIS INC	COMMON STOCK	98978V103	1,126,164	5,706	SH		SOLE		5,347	0	359