Michael S. Ryan 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC	COM	00287Y109	593,238	4,202	SH		SOLE	0	0	0	4,202
ALPHABET INC	CAP STK CL A	02079K305	359,832	2,900	SH		SOLE	0	0	0	2,900
AMAZON COM INC	COM	023135106	505,742	3,800	SH		SOLE	0	0	0	3,800
APPLE INC	COM	037833100	1,214,175	7,110	SH		SOLE	0	0	0	7,110
AUTONATION INC	COM	05329W102	206,047	1,584	SH		SOLE	0	0	0	1,584
BLACKROCK INC	COM	09247X101	323,896	529	SH		SOLE	0	0	0	529
BROADCOM INC	COM	11135F101	804,350	956	SH		SOLE	0	0	0	956
CISCO SYS INC	COM	17275R102	348,489	6,685	SH		SOLE	0	0	0	6,685
COMCAST CORP NEW	CL A	20030N101	279,286	6,764	SH		SOLE	0	0	0	6,764
DISNEY WALT CO	COM	254687106	333,703	4,090	SH		SOLE	0	0	0	4,090
ELEVANCE HEALTH INC	COM	036752103	370,874	824	SH		SOLE	0	0	0	824
EXXON MOBIL CORP	COM	30231G102	263,672	2,491	SH		SOLE	0	0	0	2,491
FREEPORT-MCMORAN INC	CL B	35671D857	200,383	5,932	SH		SOLE	0	0	0	5,932
INNOVATOR ETFS TR	INTRNL DEV APRL	45782C367	545,870	22,926	SH		SOLE	0	0	0	22,926
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C318	1,250,112	42,886	SH		SOLE	0	0	0	42,886
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C540	344,031	10,891	SH		SOLE	0	0	0	10,891
INNOVATOR ETFS TR	EMRGNG MKT JAN	45782C516	885,279	32,935	SH		SOLE	0	0	0	32,935
INNOVATOR ETFS TR	INTRNL DEV JAN	45782C524	645,831	23,827	SH		SOLE	0	0	0	23,827
INNOVATOR ETFS TR	EMERGING MKT PWR	45782C623	4,237,903	192,021	SH		SOLE	0	0	0	192,021
INNOVATOR ETFS TR	US EQTY BUF OCT	45782C771	3,142,885	89,865	SH		SOLE	0	0	0	89,865
INNOVATOR ETFS TR	EMRGNG MKT APRIL	45782C359	614,052	25,948	SH		SOLE	0	0	0	25,948
INNOVATOR ETFS TR	US EQUT BUFR AUG	45782C698	205,727	6,332	SH		SOLE	0	0	0	6,332
INTERNATIONAL BUSINESS MACHS	COM	459200101	478,324	3,307	SH		SOLE	0	0	0	3,307
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	4,861,647	196,272	SH		SOLE	0	0	0	196,272
ISHARES TR	IBDS DEC28 ETF	46435U515	1,362,834	57,286	SH		SOLE	0	0	0	57,286
ISHARES TR	IBONDS DEC 29	46436E205	704,026	32,594	SH		SOLE	0	0	0	32,594
ISHARES TR	IBONDS 23 TRM TS	46436E882	5,023,569	202,482	SH		SOLE	0	0	0	202,482
ISHARES TR	IBONDS DEC2026	46435GAA0	2,942,365	126,390	SH		SOLE	0	0	0	126,390
ISHARES TR	IBONDS 27 ETF	46435UAA9	3,110,707	135,366	SH		SOLE	0	0	0	135,366
ISHARES TR	IBONDS 25 TRM HG	46435U168	4,648,556	204,602	SH		SOLE	0	0	0	204,602
MERCK & CO INC	COM	58933Y105	467,593	4,553	SH		SOLE	0	0	0	4,553
MICROSOFT CORP	COM	594918104	1,435,277	4,245	SH		SOLE	0	0	0	4,245
NVIDIA CORPORATION	COM	67066G104	546,452	1,340	SH		SOLE	0	0	0	1,340
PEPSICO INC	COM	713448108	353,991	2,168	SH		SOLE	0	0	0	2,168
PNC FINL SVCS GROUP INC	COM	693475105	205,588	1,796	SH		SOLE	0	0	0	1,796
PROLOGIS INC.	COM	74340W103	343,155	3,406	SH		SOLE	0	0	0	3,406
SCHWAB CHARLES CORP	COM	808513105	313,177	6,018	SH		SOLE	0	0	0	6,018
SPDR SER TR	S&P 600 SMCP VAL	78464A300	10,379,069	152,903	SH		SOLE	0	0	0	152,903
SPDR SER TR	S&P 400 MDCP VAL	78464A839	9,969,897	163,254	SH		SOLE	0	0	0	163,254
SPDR SER TR	PORTFOLIO S&P500	78464A854	7,108,546	144,512	SH		SOLE	0	0	0	144,512
SPDR SER TR	PRTFLO S&P500 GW	78464A409	3,726,179	64,422	SH		SOLE	0	0	0	64,422
SPDR SER TR	PRTFLO S&P500 VL	78464A508	14,585,662	359,784	SH		SOLE	0	0	0	359,784
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	293,281	3,398	SH		SOLE	0	0	0	3,398
TJX COS INC NEW	COM	872540109	360,823	4,097	SH		SOLE	0	0	0	4,097
UNITEDHEALTH GROUP INC	COM	91324P102	463,795	866	SH		SOLE	0	0	0	866
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	8,991,671	212,871	SH		SOLE	0	0	0	212,871
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	262,111	1,168	SH		SOLE	0	0	0	1,168
WALMART INC	COM	931142103	363,751	2,226	SH		SOLE	0	0	0	2,226
WISDOMTREE TR	EM EX ST-OWNED	97717X578	3,806,300	147,531	SH		SOLE	0	0	0	147,531