Centennial Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579Y101	25,457	240	SH		SOLE		206	34	0
Abbott Laboratories	COM	002824100	474,417	4,175	SH		SOLE		3,008	1,167	0
Abbvie Inc	COM	00287Y109	308,115	1,692	SH		SOLE		1,590	46	56
Accenture PLC Cl A	SHS CLASS A	G1151C101	7,625	22	SH		SOLE		22	0	0
Adobe Inc	COM	00724F101	1,351,320	2,678	SH		SOLE		2,678	0	0
Advanced Micro Devices Inc	COM	007903107	14,077	78	SH		SOLE		78	0	0
AFLAC, Inc.	COM	001055102	58,386	680	SH		SOLE		680	0	0
Agilent Technologies Inc	COM	00846U101	27,647	190	SH		SOLE		190	0	0
Air Products & Chemicals Inc	COM	009158106	8,237	34	SH		SOLE		18	0	16
Alliant Energy Corp	COM	018802108	403,200	8,000	SH		SOLE		8,000	0	0
Allstate Corp	COM	020002101	272,491	1,575	SH		SOLE		1,575	0	0
Alphabet Inc Cl A	CAP STK CL A	02079K305	85,275	565	SH		SOLE		565	0	0
Alphabet Inc Class C	CAP STK CL C	02079K107	717,906	4,715	SH		SOLE		4,175	540	0
Altria Group Inc	COM	02209S103	423,727	9,714	SH		SOLE		8,839	875	0
Amazon.com, Inc.	COM	023135106	2,113,876	11,719	SH		SOLE		11,679	40	0
Ameren Corp	COM	023608102	22,188	300	SH		SOLE		0	300	0
American Electric Power Company, Inc.	COM	025537101	418,363	4,859	SH		SOLE		4,659	200	0
American Express Co.	COM	025816109	653,470	2,870	SH		SOLE		1,670	1,200	0
American International Group Inc	COM NEW	026874784	1,324,746	16,947	SH		SOLE		16,947	0	0
American Tower Corp REIT	COM	03027X100	246,000	1,245	SH		SOLE		1,245	0	0
Americold Realty Trust Inc	COM	03064D108	5,433	218	SH		SOLE		218	0	0
Amgen, Inc.	COM	031162100	633,751	2,229	SH		SOLE		2,174	44	11
Analog Devices Inc	COM	032654105	11,274	57	SH		SOLE		44	0	13
Apple, Inc.	COM	037833100	2,976,034	17,355	SH		SOLE		16,341	1,000	14
Applied Materials, Inc.	COM	038222105	158,798	770	SH		SOLE		770	0	0
Astrazeneca PLC ADR Rep 0.5	SPONSORED ADR	046353108	65,040	960	SH		SOLE		0	960	0
AT&T Corp	COM	00206R102	209,087	11,879	SH		SOLE		10,171	1,708	0
Automatic Data Processing Inc	COM	053015103	294,195	1,177	SH		SOLE		30	1,147	0
Bank Of America Corp	COM	060505104	838,639	22,116	SH		SOLE		22,116	0	0
Bank Of New York Mellon Corp	COM	064058100	10,660	185	SH		SOLE		185	0	0
Baxter International Inc Corp	COM	071813109	141,983	3,322	SH		SOLE		3,322	0	0
Baytex Energy Corp	COM	07317Q105	39,930	11,000	SH		SOLE		11,000	0	0
Becton Dickinson & Co.	COM	075887109	19,796	80	SH		SOLE		80	0	0
Berkshire Hathaway Inc Class B	CL B NEW	084670702	483,598	1,150	SH		SOLE		1,150	0	0
Biogen Inc Com	COM	09062X103	172,504	800	SH		SOLE		800	0	0
Blackrock Institutional Trust Company N.A. Ishares S&p 500 Growth Etf	S&P 500 GRWT ETF	464287309	40,869	484	SH		SOLE		484	0	0
Blackrock Institutional Trust Company N.A. Ishares U.S. Technology Etf	U.S. TECH ETF	464287721	53,484	396	SH		SOLE		396	0	0
Blackrock, Inc.	COM	09247X101	111,717	134	SH		SOLE		125	9	0
Blackstone, Inc.	COM	09260D107	158,433	1,206	SH		SOLE		1,206	0	0
Boeing Co Corp	COM	097023105	60,985	316	SH		SOLE		316	0	0
Booking Holdings Inc.	COM	09857L108	14,512	4	SH		SOLE		4	0	0
Bristol Myers Squibb Corp	COM	110122108	571,042	10,530	SH		SOLE		9,224	1,284	22
British American Tobacco PLC	SPONSORED ADR	110448107	23,790	780	SH		SOLE		780	0	0
Broadcom, Inc.	COM	11135F101	3,496,432	2,638	SH		SOLE		2,607	22	9
Brown & Brown Inc	COM	115236101	760,375	8,686	SH		SOLE		8,686	0	0
Campbell Soup Co	COM	134429109	11,113	250	SH		SOLE		250	0	0
Canadian Pacific Kansas City Ltd	COM	13646K108	11,903	135	SH		SOLE		135	0	0
Capital One Financial Corp	COM	14040H105	13,252	89	SH		SOLE		89	0	0
Cardinal Health Inc	COM	14149Y108	54,271	483	SH		SOLE		427	56	0
Carrier Global Corp	COM	14448C104	46,446	799	SH		SOLE		0	799	0
Caterpillar Inc	COM	149123101	48,002	131	SH		SOLE		100	31	0
Centerpoint Energy Inc	COM	15189T107	25,641	900	SH		SOLE		900	0	0
Chevron Corp	COM	166764100	1,810,066	11,475	SH		SOLE		10,279	1,182	14
Chubb Limited Com	COM	H1467J104	6,996	27	SH		SOLE		27	0	0
Ciena Corp	COM NEW	171779309	7,813	158	SH		SOLE		158	0	0
Cintas Corp	COM	172908105	1,146,652	1,669	SH		SOLE		1,669	0	0
Cisco Systems, Inc.	COM	17275R102	496,859	9,955	SH		SOLE		9,362	558	35
Citigroup Inc	COM NEW	172967424	30,038	475	SH		SOLE		380	95	0
Clorox Co Del Com	COM	189054109	156,019	1,019	SH		SOLE		1,019	0	0
Coca-Cola Co	COM	191216100	192,902	3,153	SH		SOLE		1,465	1,688	0
Cognizant Technology Solutions Corp Class A	CL A	192446102	5,130	70	SH		SOLE		70	0	0
Colgate-Palmolive Co	COM	194162103	47,278	526	SH		SOLE		526	0	0
Comcast Corp Cl A	CL A	20030N101	121,682	2,807	SH		SOLE		2,798	0	9
Comerica Inc Corp	COM	200340107	72,092	1,311	SH		SOLE		1,311	0	0
Communication Services Select Sector SPDR ETF	COMMUNICATION	81369Y852	63,532	778	SH		SOLE		778	0	0
Conagra Foods Inc Com	COM	205887102	24,720	834	SH		SOLE		834	0	0
Conocophillips	COM	20825C104	600,634	4,719	SH		SOLE		4,370	349	0
Consolidated Edison Inc Corp	COM	209115104	908,645	10,006	SH		SOLE		9,875	131	0
Constellation Brands Inc Class A Corp	CL A	21036P108	9,512	35	SH		SOLE		35	0	0
Consumer Discretionary Select Sector SPDR ETF	SBI CONS DISCR	81369Y407	102,244	556	SH		SOLE		556	0	0
Consumer Staples Select Sector SPDR Fund ETF	SBI CONS STPLS	81369Y308	12,523	164	SH		SOLE		164	0	0
Corning Inc	COM	219350105	9,888	300	SH		SOLE		300	0	0
Corteva Inc Corp	COM	22052L104	9,919	172	SH		SOLE		172	0	0
Costco Wholesale Corp	COM	22160K105	1,430,828	1,953	SH		SOLE		1,653	300	0
Cullen/Frost Bankers Inc	COM	229899109	1,060,973	9,425	SH		SOLE		9,425	0	0
CVS Health Corp	COM	126650100	159,600	2,001	SH		SOLE		1,235	766	0
Danaher Corp	COM	235851102	48,446	194	SH		SOLE		194	0	0
Deere & Co	COM	244199105	8,215	20	SH		SOLE		20	0	0
DFA Dimensional International High Profitability ETF	INTL HIGH PROFIT	25434V765	1,877,400	69,688	SH		SOLE		69,688	0	0
DFA Inflation-Protected Securities ETF	INFLATION PROTE	25434V856	634,637	15,385	SH		SOLE		15,385	0	0
DFA US Core Equity ETF	US CORE EQT MKT	25434V104	6,433,273	176,061	SH		SOLE		176,061	0	0
Discover Financial Services Corp	COM	254709108	59,646	455	SH		SOLE		455	0	0
Dow Inc Corp	COM	260557103	41,594	718	SH		SOLE		606	100	12
DT Midstream Inc.	COMMON STOCK	23345M107	10,692	175	SH		SOLE		0	175	0
DTE Energy Co	COM	233331107	39,249	350	SH		SOLE		0	350	0
Duff & Phelps Investment Management Co. Dtf Tax-Free Income 2028 Term Fund Inc	COM	23334J107	32,250	3,000	SH		SOLE		3,000	0	0
Duke Energy Corp	COM NEW	26441C204	419,237	4,335	SH		SOLE		3,841	494	0
Dupont De Nemours Inc Corp	COM	26614N102	23,231	303	SH		SOLE		303	0	0
Eastman Chemical Co	COM	277432100	2,906	29	SH		SOLE		0	29	0
Eaton Corp PLC	SHS	G29183103	130,388	417	SH		SOLE		417	0	0
Edison International Corp	COM	281020107	803,210	11,356	SH		SOLE		11,356	0	0
Edwards Lifesciences Corp	COM	28176E108	17,201	180	SH		SOLE		180	0	0
Elevance Health, Inc.	COM	036752103	9,852	19	SH		SOLE		19	0	0
Eli Lilly and Co Corp	COM	532457108	376,533	484	SH		SOLE		110	366	8
Emerson Electric Co	COM	291011104	60,225	531	SH		SOLE		207	307	17
Enbridge Inc	COM	29250N105	175,441	4,849	SH		SOLE		4,849	0	0
Energy Select Sector SPDR ETF	ENERGY	81369Y506	29,455	312	SH		SOLE		312	0	0
Entergy Corp	COM	29364G103	54,108	512	SH		SOLE		512	0	0
Evergy Inc	COM	30034W106	82,952	1,554	SH		SOLE		777	777	0
Eversource Engergy	COM	30040W108	2,809	47	SH		SOLE		47	0	0
Exxon Mobil Corp	COM	30231G102	689,303	5,930	SH		SOLE		5,580	325	25
Factset Research System	COM	303075105	5,907	13	SH		SOLE		13	0	0
Fidelity MSCI Utilities Index ETF	MSCI UTILS INDEX	316092865	5,684	134	SH		SOLE		134	0	0
Fidelity National Financial Inc.	FNF GROUP COM	31620R303	6,372	120	SH		SOLE		120	0	0
Financial Select Sector SPDR ETF	FINANCIAL	81369Y605	360,507	8,559	SH		SOLE		2,726	5,833	0
First Solar Inc	COM	336433107	852,778	5,052	SH		SOLE		5,052	0	0
First Trust Cloud Computing ETF	CLOUD COMPUTING	33734X192	15,678	164	SH		SOLE		164	0	0
FirstTrust Capital Strength ETF	CAP STRENGTH ETF	33733E104	137,042	1,600	SH		SOLE		1,600	0	0
FirstTrust Dow Jones Internet ETF	DJ INTERNT IDX	33733E104	14,151	69	SH		SOLE		69	0	0
FirstTrust Nasdaq Clean Edge Green Energy ETF	NAS CLNEDG GREEN	33733E500	867	25	SH		SOLE		25	0	0
FirstTrust Rising Dividend Achievers ETF	RISNG DIVD ACHIV	33738R506	168,511	3,000	SH		SOLE		3,000	0	0
Fiserv Inc	COM	337738108	10,228	64	SH		SOLE		64	0	0
Ford Motor Co	COM	345370860	22,549	1,698	SH		SOLE		1,698	0	0
Garmin Ltd Corp	SHS	H2906T109	3,722	25	SH		SOLE		0	25	0
General Dynamics	COM	369550108	331,643	1,174	SH		SOLE		524	650	0
General Mills Inc	COM	370334104	425,913	6,087	SH		SOLE		6,087	0	0
Genuine Parts Co	COM	372460105	163,761	1,057	SH		SOLE		1,057	0	0
Global Payments Inc	COM	37940X102	7,485	56	SH		SOLE		0	56	0
Global X US Infrastructure Development ETF	US INFR DEV ETF	37954Y673	3,425	86	SH		SOLE		86	0	0
GSK PLC	SPONSORED ADR	37733W204	5,959	139	SH		SOLE		139	0	0
Haleon PLC ADR	SPON ADS	405552100	2,080	245	SH		SOLE		245	0	0
Halliburton Corp	COM	406216101	78,840	2,000	SH		SOLE		2,000	0	0
Health Care Select Sector SPDR ETF	SBI HEALTHCARE	81369Y209	121,436	822	SH		SOLE		822	0	0
Hewlett Packard Enterprise Co	COM	42824C109	17,730	1,000	SH		SOLE		1,000	0	0
Hilton Worldwide Holdings Inc	COM	43300A203	12,372	58	SH		SOLE		58	0	0
Home BancShares, Inc.	COM	436893200	7,089,347	288,537	SH		SOLE		215,500	3,460	69,577
Home Depot Inc.	COM	437076102	905,298	2,360	SH		SOLE		1,675	664	21
Honeywell International Inc	COM	438516106	280,375	1,366	SH		SOLE		1,347	0	19
HP Inc	COM	40434L105	912,281	30,188	SH		SOLE		30,022	166	0
Icon PLC	SHS	G4705A100	7,727	23	SH		SOLE		23	0	0
Illinois Tool Works Inc	COM	452308109	88,549	330	SH		SOLE		330	0	0
Industrial Select Sector SPDR ETF	INDL	81369Y704	288,700	2,292	SH		SOLE		2,292	0	0
Ingredion, Inc. Corp	COM	457187102	7,362	63	SH		SOLE		63	0	0
Intel Corp	COM	458140100	373,064	8,446	SH		SOLE		8,162	206	78
International Business Machines Corp	COM	459200101	96,245	504	SH		SOLE		36	447	21
International Paper Co	COM	460146103	9,951	255	SH		SOLE		255	0	0
Intuitive Surgical Inc	COM NEW	46120E602	805,366	2,018	SH		SOLE		2,018	0	0
Invesco Capital Management LLC Preferred ETF	PFD ETF	46138E511	1,509	127	SH		SOLE		127	0	0
Invesco QQQ Trust Series 1 ETF	UNIT SER 1	46090E103	133,205	300	SH		SOLE		300	0	0
Invesco S&P SmallCap Quality ETF	S&P SMLCAP QTY	46138G300	1,081,348	26,259	SH		SOLE		26,259	0	0
Invesco Solar ETF	SOLAR ETF	46138G706	81,669	1,800	SH		SOLE		1,800	0	0
iShare S&P Mid-Cap 400 Growth ETF	S&P MC 400GR ETF	464287606	63,510	696	SH		SOLE		696	0	0
iShares 1-3 Year Treasury Bond ETF	1 3 YR TREAS BD	464287457	17,010	208	SH		SOLE		208	0	0
iShares 20 Year Treasury Bond ETF	20 YR TR BD ETF	464287432	2,649	28	SH		SOLE		28	0	0
iShares Biotechnology ETF	ISHARES BIOTECH	464287556	10,566	77	SH		SOLE		77	0	0
iShares Broad USD High Yield Corporate Bond ETF	BROAD USD HIGH	46435U853	4,501	123	SH		SOLE		123	0	0
iShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	228,746	3,082	SH		SOLE		3,082	0	0
iShares Core MSCI Emerging Markets ETF	CORE MSCI EMKT	46434G103	36,068	699	SH		SOLE		699	0	0
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	2,476,715	4,711	SH		SOLE		4,711	0	0
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	5,489,039	90,369	SH		SOLE		89,819	0	550
iShares Core S&P Small-Cap ETF	CORE S&P SCP ETF	464287804	4,362,336	39,469	SH		SOLE		39,219	0	250
iShares Core US Aggregate Bond ETF	CORE US AGGBD ET	464287226	1,542,760	15,752	SH		SOLE		15,317	0	435
iShares ESG Aware MSCI EAFE ETF	ESG AW MSCI EAFE	46435G516	1,352,484	16,925	SH		SOLE		16,925	0	0
iShares ESG Aware MSCI Emerging Markets ETF	ESG AWR MSCI EM	46434G863	850,880	26,400	SH		SOLE		25,700	0	700
iShares ESG Aware MSCIi USA Small-Cap ETF	ESG AWARE MSCI	46435U663	4,027	100	SH		SOLE		100	0	0
iShares ESG Aware USD Corporate Bond ETF	ESG AWRE USD ETF	46435G193	41,382	1,800	SH		SOLE		1,800	0	0
iShares Global Clean Energy ETF	GL CLEAN ENE ETF	464288224	27,960	2,000	SH		SOLE		2,000	0	0
iShares Gold Trust ETF	ISHARES NEW	464285204	12,603	300	SH		SOLE		300	0	0
iShares iBoxx $ Investment Grade Corporate Bond ETF	IBOXX INV CP ETF	464287242	11,110	102	SH		SOLE		102	0	0
iShares MBS ETF	MBS ETF	464288588	29,759	322	SH		SOLE		322	0	0
iShares MSCI ACWI Ex-US ETF	MSCI ACWI EX US	464288240	61,985	1,161	SH		SOLE		1,161	0	0
iShares MSCI EAFE Min Vol Factor ETF	MSCI EAFE MIN VL	46429B689	13,750	194	SH		SOLE		194	0	0
iShares MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	45,024	1,096	SH		SOLE		1,096	0	0
iShares MSCIi EAFE ETF	MSCI EAFE ETF	464287465	19,965	250	SH		SOLE		250	0	0
iShares National Muni Bond ETF	NATIONAL MUN ETF	464288414	538,000	5,000	SH		SOLE		0	5,000	0
iShares Russell 1000 ETF	RUS 1000 ETF	464287622	13,172,777	45,734	SH		SOLE		44,072	0	1,662
iShares Russell 1000 Growth ETF	RUS 1000 GRW ETF	464287614	3,152,769	9,354	SH		SOLE		8,486	0	868
iShares Russell 1000 Value ETF	RUS 1000 VAL ETF	464287598	5,656,656	31,582	SH		SOLE		30,566	0	1,016
iShares Russell 2000 ETF	RUSSELL 2000 ETF	464287655	950,350	4,519	SH		SOLE		4,434	0	85
iShares Russell 2000 Value ETF	RUS 2000 VAL ETF	464287630	784,526	4,940	SH		SOLE		4,940	0	0
iShares Russell 3000 ETF	RUSSELL 3000 ETF	464287689	14,103	47	SH		SOLE		47	0	0
iShares Russell Mid-Cap ETF	RUS MID CAP ETF	464287499	2,190,217	26,046	SH		SOLE		25,728	0	318
iShares Russell Mid-Cap Growth ETF	RUS MD CP GR ETF	464287481	3,196	28	SH		SOLE		28	0	0
iShares Russell Mid-Cap Value ETF	RUS MDCP VAL ETF	464287473	735,065	5,865	SH		SOLE		5,865	0	0
iShares S&P Mid- Cap 400 Value ETF	S&P MC 400VL ETF	464287705	99,010	837	SH		SOLE		837	0	0
iShares S&P Smallcap 600 Value Index ETF	SP SMCP600VL ETF	464287879	23,637	230	SH		SOLE		230	0	0
iShares US Transportation ETF	US TRSPRTION	464287192	10,701	152	SH		SOLE		152	0	0
iShares US Treasury Bond ETF	US TREAS BD ETF	46429B267	5,966	262	SH		SOLE		262	0	0
Jefferies Financial Group Inc	COM	47233W109	1,162,129	26,352	SH		SOLE		26,352	0	0
Johnson & Johnson	COM	478160104	980,628	6,201	SH		SOLE		5,038	1,163	0
Johnson Controls International PLC	SHS	G51502105	5,879	90	SH		SOLE		90	0	0
JPMorgan ActiveBuilders Emerging Markets Equity ETF	ACTIVEBLDRS EMER	46641Q266	787,321	21,482	SH		SOLE		21,482	0	0
JPMorgan Chase & Co.	COM	46625H100	2,555,229	12,757	SH		SOLE		12,176	544	37
JPMorgan US Quality Factor ETF	US QUALTY FCTR	46641Q761	3,494,550	66,097	SH		SOLE		66,097	0	0
Keysight Technologies Inc	COM	49338L103	14,856	95	SH		SOLE		95	0	0
Kimberly-Clark Corp	COM	494368103	181,612	1,404	SH		SOLE		1,396	0	8
Kinder Morgan Inc Class P	COM	49456B101	14,323	781	SH		SOLE		781	0	0
KLA Corp	COM NEW	482480100	54,489	78	SH		SOLE		78	0	0
Kraft Heinz Co Ordinary Shares	COM	500754106	36,494	989	SH		SOLE		989	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	196	9	SH		SOLE		0	9	0
L3harris Technologies Inc	COM	502431109	5,540	26	SH		SOLE		26	0	0
Lam Research Corp	COM	512807108	1,311,618	1,350	SH		SOLE		1,350	0	0
Leggett & Platt Inc	COM	524660107	2,624	137	SH		SOLE		0	137	0
Linde PLC	SHS	G54950103	1,308,918	2,819	SH		SOLE		2,419	400	0
Lockheed Martin Corp	COM	539830109	446,681	982	SH		SOLE		947	27	8
Lowe's Companies, Inc.	COM	548661107	1,644,282	6,452	SH		SOLE		6,452	0	0
M&T Bank Corp	COM	55261F104	5,090	35	SH		SOLE		35	0	0
Manulife Financial Corp	COM	56501R106	36,060	1,443	SH		SOLE		1,443	0	0
Marathon Petroleum Corp	COM	56585A102	861,018	4,273	SH		SOLE		4,023	250	0
Markel Group Inc	COM	570535104	60,859	40	SH		SOLE		40	0	0
Mastercard, Inc.	CL A	57636Q104	320,244	665	SH		SOLE		665	0	0
Materials Select Sector SPDR ETF	SBI MATERIALS	81369Y100	287,680	3,097	SH		SOLE		3,097	0	0
McDonald's Corp	COM	580135101	697,271	2,473	SH		SOLE		1,803	643	27
Medtronic PLC	SHS	G5960L103	48,630	558	SH		SOLE		381	144	33
Merck & Co., Inc.	COM	58933Y105	1,762,724	13,359	SH		SOLE		11,708	1,620	31
Meta Platforms, Inc. Cl A	CL A	30303M102	24,279	50	SH		SOLE		50	0	0
Microchip Technology Inc	COM	595017104	25,746	287	SH		SOLE		287	0	0
Micron Technology Inc	COM	595112103	353,670	3,000	SH		SOLE		3,000	0	0
Microsoft Corp.	COM	594918104	6,458,888	15,352	SH		SOLE		15,335	0	17
Mondelez International	CL A	609207105	476,910	6,813	SH		SOLE		6,813	0	0
Morgan Stanley	COM NEW	617446448	97,080	1,031	SH		SOLE		1,031	0	0
NEOS S&P 500 High Income ETF	NEOS S&P 500 HI	78433H303	14,957	297	SH		SOLE		297	0	0
Nextera Energy Inc	COM	65339F101	207,325	3,244	SH		SOLE		244	3,000	0
Nike Inc Cl B	CL B	654106103	93,980	1,000	SH		SOLE		1,000	0	0
Norfolk Southern Corp	COM	655844108	1,535,847	6,026	SH		SOLE		6,026	0	0
Northern Trust Corp	COM	665859104	5,335	60	SH		SOLE		0	60	0
Northrop Grumman Corp	COM	666807102	119,665	250	SH		SOLE		250	0	0
Novartis AG ADR	SPONSORED ADR	66987V109	63,067	652	SH		SOLE		627	0	25
Nucor Corp	COM	670346105	308,724	1,560	SH		SOLE		1,560	0	0
NVIDIA Corp.	COM	67066G104	67,767	75	SH		SOLE		75	0	0
Occidental Petroleum Corp	COM	674599105	79,873	1,229	SH		SOLE		1,229	0	0
Occidental Petroleum Corp. Warrants (03/08/2027)	*W EXP 08/03/202	674599162	6,594	153	SH		SOLE		153	0	0
Omnicom Group Inc	COM	681919106	22,255	230	SH		SOLE		0	230	0
Oneok Inc	COM	682680103	145,830	1,819	SH		SOLE		0	1,819	0
Oracle Corp	COM	68389X105	509,851	4,059	SH		SOLE		4,059	0	0
Organon & Co	COMMON STOCK	68622V106	188	11	SH		SOLE		11	0	0
Pacer Benchmark Data & Infrastructure Real Estate Sector ETF	DATA AND INFRAST	69374H741	1,518	53	SH		SOLE		53	0	0
Paychex Inc	COM	704326107	268,564	2,187	SH		SOLE		2,117	70	0
Pepsico, Inc.	COM	713448108	875,050	5,003	SH		SOLE		4,961	0	42
Pfizer Inc	COM	717081103	277,361	9,995	SH		SOLE		8,137	1,858	0
Philip Morris International Inc	COM	718172109	562,455	6,139	SH		SOLE		5,169	970	0
Phillips 66 Corp	COM	718546104	195,028	1,194	SH		SOLE		1,119	75	0
PIMCO Intermediate Municipal Bond Active ETF	INTER MUN BD ACT	72201R866	547,420	10,433	SH		SOLE		10,433	0	0
Procter & Gamble	COM	742718109	378,534	2,327	SH		SOLE		1,588	676	63
Prologis Inc Ordinary Shares	COM	74340W103	8,725	67	SH		SOLE		67	0	0
Proshares S&P 500 Dividend Aristocrats ETF	S&P 500 DV ARIST	74348A467	11,946,110	117,800	SH		SOLE		117,800	0	0
Proshares Trust Online Retail ETF	ONLINE RTL ETF	74347B169	1,925	49	SH		SOLE		49	0	0
Prudential Financial Inc	COM	744320102	19,371	165	SH		SOLE		165	0	0
PulteGroup Inc	COM	745867101	1,671,548	13,858	SH		SOLE		13,858	0	0
Qualcomm Inc	COM	747525103	70,938	419	SH		SOLE		20	399	0
Real Estate Select Sector SPDR ETF	RL EST SEL SEC	81369Y860	1,544,532	39,072	SH		SOLE		38,012	810	250
Regions Financial Corp	COM	7591EP100	100,025	4,754	SH		SOLE		4,754	0	0
RTX Corp	COM	75513E101	234,561	2,405	SH		SOLE		1,606	799	0
S&P Global, Inc.	COM	78409V104	42,545	100	SH		SOLE		100	0	0
Salesforce.com	COM	79466L302	36,142	120	SH		SOLE		120	0	0
SAP SE	SPON ADR	803054204	227,210	1,165	SH		SOLE		1,165	0	0
Schwab Short Term US Treasury ETF	SHT TM US TRES	808524862	3,568	74	SH		SOLE		74	0	0
Servicenow, Inc.	COM	81762P102	15,249	20	SH		SOLE		20	0	0
Shell PLC ADR	SPON ADS	780259305	14,414	215	SH		SOLE		215	0	0
Sherwin Williams Co	COM	824348106	67,730	195	SH		SOLE		195	0	0
Simmons First National Corp Class A	CL A $1 PAR	828730200	1,868	96	SH		SOLE		96	0	0
Southwest Airlines	COM	844741108	4,756	156	SH		SOLE		156	0	0
SPDR Dow Jones Industrial Average ETF	UT SER 1	78467X109	1,620,872	4,075	SH		SOLE		4,025	0	50
SPDR Gold Shares ETF	GOLD SHS	78463V107	3,757,478	18,266	SH		SOLE		18,216	0	50
SPDR Portfolio Intermediate Term Corporate Bond ETF	PORTFOLIO INTRMD	78464A375	1,926,829	58,942	SH		SOLE		57,956	0	986
SPDR S&P 500 ETF	TR UNIT	78462F103	5,008,935	9,575	SH		SOLE		8,255	1,249	71
SPDR S&P Dividend ETF	S&P DIVID ETF	78464A763	5,393,702	41,098	SH		SOLE		41,098	0	0
Spdr Series Trust Portfolio S&p 600 Small Cap Etf	PORTFOLIO S&P600	78468R853	16,226	377	SH		SOLE		377	0	0
Starbucks Corp	COM	855244109	67,171	735	SH		SOLE		661	0	74
Stryker Corp	COM	863667101	16,104	45	SH		SOLE		45	0	0
Sun Life Financial Inc	COM	866796105	54,253	994	SH		SOLE		994	0	0
Superior Industries International Inc	COM	868168105	1,450	500	SH		SOLE		500	0	0
Sysco Corp	COM	871829107	12,583	155	SH		SOLE		0	155	0
Takeda Pharmaceutical Co Ltd Pharma ADR Rep 0.5	SPONSORED ADS	874060205	26,141	1,882	SH		SOLE		1,882	0	0
Target Corp	COM	87612E106	22,329	126	SH		SOLE		29	66	31
Technology Select Sector SPDR ETF	TECHNOLOGY	81369Y803	1,892,132	9,085	SH		SOLE		6,753	2,332	0
Texas Instruments Inc	COM	882508104	416,187	2,389	SH		SOLE		1,000	1,283	106
The Cigna Corp	COM	125523100	43,946	121	SH		SOLE		101	20	0
The Estee Lauder Companies Inc	CL A	518439104	4,008	26	SH		SOLE		26	0	0
The Interpublic Group of Companies Inc	COM	460690100	138,807	4,254	SH		SOLE		4,254	0	0
The Kroger Co	COM	501044101	287,308	5,029	SH		SOLE		5,029	0	0
The Southern Company	COM	842587107	1,214,488	16,929	SH		SOLE		15,952	977	0
The Western Union Co	COM	959802109	4,138	296	SH		SOLE		296	0	0
Thermo Fisher Scientific Inc	COM	883556102	47,079	81	SH		SOLE		81	0	0
TJX Companies Inc	COM	872540109	139,756	1,378	SH		SOLE		110	1,232	36
T-Mobile US Inc	COM	872590104	1,246,836	7,639	SH		SOLE		7,639	0	0
Travelers Companies Inc	COM	89417E109	245,329	1,066	SH		SOLE		1,000	66	0
Truist Financial Corp	COM	89832Q109	11,655	299	SH		SOLE		299	0	0
Tyson Foods Inc	CL A	902494103	11,746	200	SH		SOLE		200	0	0
UBS Group AG	SHS	H42097107	1,034,652	33,628	SH		SOLE		33,628	0	0
Union Pacific Corp.	COM	907818108	164,774	670	SH		SOLE		641	0	29
United Parcel Service, Inc	CL B	911312106	18,431	124	SH		SOLE		0	50	74
UnitedHealth Group, Inc.	COM	91324P102	430,389	870	SH		SOLE		859	0	11
US Bancorp	COM NEW	902973304	5,096	114	SH		SOLE		0	114	0
Utilities Select Sector SPDR ETF	SBI INT-UTILS	81369Y886	641,399	9,770	SH		SOLE		9,770	0	0
VanEck Semiconductor ETF	SEMICONDUCTR ETF	92189F676	9,225	41	SH		SOLE		41	0	0
Vanguard Consumer Staples Index ETF	CONSUM STP ETF	92204A207	34,907	171	SH		SOLE		171	0	0
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	157,045	860	SH		SOLE		860	0	0
Vanguard FTSE All World Ex US ETF	ALLWRLD EX US	922042775	1,033,300	17,618	SH		SOLE		17,618	0	0
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	4,408,653	87,874	SH		SOLE		86,219	0	1,655
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	1,925,158	46,089	SH		SOLE		45,889	0	200
Vanguard Group, Inc. Tax-Exempt Bond ETF	TAX EXEMPT BD	922907746	543,090	10,733	SH		SOLE		10,733	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	96,792	800	SH		SOLE		800	0	0
Vanguard Industrials Index ETF	INDUSTRIAL ETF	92204A603	44,923	184	SH		SOLE		184	0	0
Vanguard Information Technology ETF	INF TECH ETF	92204A702	135,803	259	SH		SOLE		259	0	0
Vanguard Intermediate Term Bond ETF	INTERMED TERM	921937819	2,982,522	39,556	SH		SOLE		39,185	371	0
Vanguard Intermediate-Term Corporate Bond ETF	INT-TERM CORP	92206C870	37,115	461	SH		SOLE		461	0	0
Vanguard Intermediate-Term Treasury ETF	INTER TERM TREAS	92206C706	9,485	162	SH		SOLE		162	0	0
Vanguard Materials Index ETF	MATERIALS ETF	92204A801	9,199	45	SH		SOLE		45	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	77,458	310	SH		SOLE		310	0	0
Vanguard Mortgage-Backed Securities ETF	MTG-BKD SECS ETF	92206C771	4,105	90	SH		SOLE		90	0	0
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	1,680,999	19,440	SH		SOLE		19,390	0	50
Vanguard Short Term Bond ETF	SHORT TRM BOND	921937827	3,001,400	39,147	SH		SOLE		39,147	0	0
Vanguard Short-Term Corporate Bond ETF	SHRT TRM CORP BD	92206C409	10,901	141	SH		SOLE		141	0	0
Vanguard Small Cap Value Index ETF	SM CP VAL ETF	922908611	527,670	2,750	SH		SOLE		2,750	0	0
Vanguard Small-Cap Index ETF	SMALL CP ETF	922908751	122,068	534	SH		SOLE		534	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	16,705	230	SH		SOLE		230	0	0
Vanguard Value ETF	VALUE ETF	922908744	49,185	302	SH		SOLE		302	0	0
Veralto Corp	COM SHS	92338C103	1,626	18	SH		SOLE		18	0	0
Verisign, Inc	COM	92343E102	81,489	430	SH		SOLE		430	0	0
Verizon Communications Inc	COM	92343V104	374,662	8,929	SH		SOLE		8,753	176	0
Viatris Inc Corp	COM	92556V106	13,945	1,168	SH		SOLE		606	562	0
Visa Inc Com Cl A	COM CL A	92826C839	342,709	1,228	SH		SOLE		1,185	0	43
Vitesse Energy Inc	COMMON STOCK	92852X103	1,328	56	SH		SOLE		56	0	0
Walgreens Boots Alliance Inc	COM	931427108	9,283	428	SH		SOLE		0	428	0
Walmart Inc	COM	931142103	1,191,557	19,803	SH		SOLE		19,002	699	102
Walt Disney Co	COM	254687106	286,691	2,343	SH		SOLE		1,177	1,166	0
Warner Bros Discovery, Inc. Cl A	COM SER A	934423104	7,778	891	SH		SOLE		624	267	0
Watsco Inc	COM	942622200	1,139,538	2,638	SH		SOLE		2,638	0	0
Wells Fargo & Co	COM	949746101	231,028	3,989	SH		SOLE		3,989	0	0
Werner Enterprises Inc	COM	950755108	7,199	184	SH		SOLE		184	0	0
Weyerhaeuser	COM NEW	962166104	57,707	1,607	SH		SOLE		0	1,607	0
Whirlpool Corp	COM	963320106	1,675	14	SH		SOLE		0	14	0
Williams Companies Inc	COM	969457100	108,920	2,795	SH		SOLE		2,795	0	0
Williams-Sonoma Inc	COM	969904101	398,500	1,255	SH		SOLE		1,255	0	0
Xcel Energy Inc	COM	98389B100	50,901	947	SH		SOLE		147	800	0
Yum China Holdings Inc	COM	98850P109	58,690	1,475	SH		SOLE		1,475	0	0
Yum! Brands Inc	COM	988498101	255,809	1,845	SH		SOLE		1,845	0	0
Zimmer Biomet Holdings Inc	COM	98956P102	44,609	338	SH		SOLE		338	0	0
Zoetis Inc Class A	CL A	98978V103	10,660	63	SH		SOLE		63	0	0