Centennial Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC, Inc.	COM	001055102	29,687	287	SH		SOLE		287	0	0
Abbott Laboratories	COM	002824100	462,281	4,087	SH		SOLE		2,921	1,166	0
Advanced Micro Devices Inc	COM	007903107	9,422	78	SH		SOLE		78	0	0
Air Products & Chemicals Inc	COM	009158106	9,571	33	SH		SOLE		18	0	15
Alliant Energy Corp	COM	018802108	473,120	8,000	SH		SOLE		8,000	0	0
Allstate Corp	COM	020002101	289,185	1,500	SH		SOLE		1,500	0	0
Amazon.com, Inc.	COM	023135106	2,539,878	11,577	SH		SOLE		11,537	40	0
Ameren Corp	COM	023608102	26,742	300	SH		SOLE		0	300	0
American Century Trust Small Cap Value ETF	US SML CP VALU	025072877	83,595	866	SH		SOLE		866	0	0
American Electric Power Company, Inc.	COM	025537101	418,632	4,539	SH		SOLE		4,339	200	0
American Express Co.	COM	025816109	869,891	2,931	SH		SOLE		1,731	1,200	0
American International Group Inc	COM NEW	026874784	1,027,135	14,109	SH		SOLE		14,109	0	0
Amgen, Inc.	COM	031162100	562,461	2,158	SH		SOLE		2,104	44	10
Analog Devices Inc	COM	032654105	11,473	54	SH		SOLE		44	0	10
Apple, Inc.	COM	037833100	4,061,312	16,218	SH		SOLE		15,123	1,081	14
Applied Materials, Inc.	COM	038222105	40,658	250	SH		SOLE		250	0	0
Astrazeneca PLC ADR	SPONSORED ADR	046353108	62,899	960	SH		SOLE		0	960	0
Atmos Energy Corp	COM	049560105	16,991	122	SH		SOLE		122	0	0
Automatic Data Processing Inc	COM	053015103	344,836	1,178	SH		SOLE		31	1,147	0
Bank Of America Corp	COM	060505104	928,707	21,131	SH		SOLE		20,131	0	1,000
Baxter International Inc Corp	COM	071813109	96,228	3,300	SH		SOLE		3,300	0	0
Becton Dickinson & Co.	COM	075887109	14,747	65	SH		SOLE		65	0	0
Berkshire Hathaway Inc. Ordinary Shares - Class B	CL B NEW	084670702	521,272	1,150	SH		SOLE		1,150	0	0
Bristol Myers Squibb Corp	COM	110122108	592,975	10,484	SH		SOLE		9,200	1,284	0
British American Tobacco PLC	SPONSORED ADR	110448107	28,330	780	SH		SOLE		780	0	0
Brown & Brown Inc	COM	115236101	817,996	8,018	SH		SOLE		8,018	0	0
The Cigna Corp	COM	125523100	35,898	130	SH		SOLE		110	20	0
CVS Health Corp	COM	126650100	74,787	1,666	SH		SOLE		900	766	0
The Campbell's Company	COM	134429109	10,470	250	SH		SOLE		250	0	0
Caterpillar Inc	COM	149123101	94,680	261	SH		SOLE		230	31	0
Chevron Corp	COM	166764100	1,372,938	9,479	SH		SOLE		8,283	1,182	14
Cintas Corp	COM	172908105	1,189,377	6,510	SH		SOLE		6,510	0	0
Citigroup Inc	COM NEW	172967424	19,005	270	SH		SOLE		175	95	0
Clorox Co Del Com	COM	189054109	162,410	1,000	SH		SOLE		1,000	0	0
Coca-Cola Co	COM	191216100	197,240	3,168	SH		SOLE		1,480	1,688	0
Colgate-Palmolive Co	COM	194162103	35,455	390	SH		SOLE		390	0	0
Comerica Inc Corp	COM	200340107	81,085	1,311	SH		SOLE		1,311	0	0
Conagra Foods Inc Com	COM	205887102	23,144	834	SH		SOLE		834	0	0
Consolidated Edison Inc Corp	COM	209115104	859,374	9,631	SH		SOLE		9,500	131	0
Corning Inc	COM	219350105	14,256	300	SH		SOLE		300	0	0
Cullen/Frost Bankers Inc	COM	229899109	1,221,675	9,100	SH		SOLE		9,100	0	0
Cummins Inc. Ordinary Shares	COM	231021106	20,916	60	SH		SOLE		60	0	0
DTE Energy Co	COM	233331107	42,263	350	SH		SOLE		0	350	0
Danaher Corp	COM	235851102	36,498	159	SH		SOLE		159	0	0
Deere & Co	COM	244199105	8,474	20	SH		SOLE		20	0	0
Walt Disney Co	COM	254687106	254,212	2,283	SH		SOLE		1,117	1,166	0
Discover Financial Services Corp	COM	254709108	69,292	400	SH		SOLE		400	0	0
Dow Inc Corp	COM	260557103	24,319	606	SH		SOLE		606	0	0
Eastman Chemical Co	COM	277432100	2,648	29	SH		SOLE		0	29	0
Edison International Corp	COM	281020107	878,240	11,000	SH		SOLE		11,000	0	0
Emerson Electric Co	COM	291011104	65,559	529	SH		SOLE		207	307	15
Factset Research System	COM	303075105	6,244	13	SH		SOLE		13	0	0
Fidelity MSCI Utilities Index ETF	MSCI UTILS INDEX	316092865	3,219	66	SH		SOLE		66	0	0
First Solar Inc	COM	336433107	865,162	4,909	SH		SOLE		4,909	0	0
Ford Motor Co	COM	345370860	16,810	1,698	SH		SOLE		1,698	0	0
General Dynamics	COM	369550108	309,337	1,174	SH		SOLE		524	650	0
General Electric Co	COM NEW	369604301	5,170	31	SH		SOLE		31	0	0
General Mills Inc	COM	370334104	180,852	2,836	SH		SOLE		2,836	0	0
Genuine Parts Co	COM	372460105	123,415	1,057	SH		SOLE		1,057	0	0
Haleon PLC ADR	SPON ADS	405552100	677	71	SH		SOLE		71	0	0
Halliburton Corp	COM	406216101	54,380	2,000	SH		SOLE		2,000	0	0
Home BancShares, Inc.	COM	436893200	4,599,026	162,510	SH		SOLE		142,614	4,172	15,724
Home Depot Inc.	COM	437076102	891,176	2,291	SH		SOLE		1,607	664	20
Honeywell International Inc	COM	438516106	290,269	1,285	SH		SOLE		1,270	0	15
Illinois Tool Works Inc	COM	452308109	83,675	330	SH		SOLE		330	0	0
Ingredion, Inc. Corp	COM	457187102	8,666	63	SH		SOLE		63	0	0
Intel Corp	COM	458140100	34,205	1,706	SH		SOLE		1,500	206	0
International Business Machines Corp	COM	459200101	121,566	553	SH		SOLE		86	447	20
The Interpublic Group of Companies Inc	COM	460690100	1,513	54	SH		SOLE		54	0	0
iShares Gold Trust ETF	ISHARES NEW	464285204	14,853	300	SH		SOLE		300	0	0
Blackrock Institutional Trust Company N.A. Ishares Core S&p Total U.S. Stock Market Etf	CORE S&P TTL STK	464287150	228,043	1,773	SH		SOLE		1,773	0	0
iShares Core S&P 500 ETF	CORE S&P500 ETF	464287200	2,697,332	4,582	SH		SOLE		4,582	0	0
iShares Core US Aggregate Bond ETF	CORE US AGGBD ET	464287226	942,934	9,731	SH		SOLE		9,296	0	435
iShares MSCI Emerging Markets ETF	MSCI EMG MKT ETF	464287234	45,835	1,096	SH		SOLE		1,096	0	0
Blackrock Institutional Trust Company N.A. Ishares S&p 500 Growth Etf	S&P 500 GRWT ETF	464287309	23,758	234	SH		SOLE		234	0	0
iShares MSCI EAFE ETF	MSCI EAFE ETF	464287465	17,012	225	SH		SOLE		225	0	0
iShares Russell Mid-Cap Value ETF	RUS MDCP VAL ETF	464287473	694,426	5,369	SH		SOLE		5,369	0	0
iShares Russell Mid-Cap Growth ETF	RUS MD CP GR ETF	464287481	62,995	497	SH		SOLE		497	0	0
iShares Russell Mid-Cap ETF	RUS MID CAP ETF	464287499	3,160,300	35,750	SH		SOLE		35,500	0	250
iShares Core S&P Mid-Cap ETF	CORE S&P MCP ETF	464287507	5,832,154	93,599	SH		SOLE		93,049	0	550
iShares Biotechnology ETF	ISHARES BIOTECH	464287556	9,916	75	SH		SOLE		75	0	0
iShares Russell 1000 Value ETF	RUS 1000 VAL ETF	464287598	5,924,901	32,004	SH		SOLE		30,936	0	1,068
iShare S&P Mid-Cap 400 Growth ETF	S&P MC 400GR ETF	464287606	36,372	400	SH		SOLE		400	0	0
iShares Russell 1000 Growth ETF	RUS 1000 GRW ETF	464287614	4,839,441	12,051	SH		SOLE		10,979	0	1,072
iShares Russell 1000 ETF	RUS 1000 ETF	464287622	13,478,852	41,839	SH		SOLE		40,988	0	851
iShares Russell 2000 Value ETF	RUS 2000 VAL ETF	464287630	685,410	4,175	SH		SOLE		4,086	0	89
iShares Russell 2000 Growth ETF	RUS 2000 GRW ETF	464287648	71,667	249	SH		SOLE		129	0	120
iShares Russell 2000 ETF	RUSSELL 2000 ETF	464287655	2,599,373	11,764	SH		SOLE		11,652	0	112
iShares Russell 3000 ETF	RUSSELL 3000 ETF	464287689	15,710	47	SH		SOLE		47	0	0
iShares S&P Mid- Cap 400 Value ETF	S&P MC 400VL ETF	464287705	84,348	675	SH		SOLE		675	0	0
Blackrock Institutional Trust Company N.A. Ishares U.S. Technology Etf	U.S. TECH ETF	464287721	63,170	396	SH		SOLE		396	0	0
iShares U.S. Healthcare ETF	US HLTHCARE ETF	464287762	17,423	299	SH		SOLE		299	0	0
iShares Core S&P Small-Cap ETF	CORE S&P SCP ETF	464287804	4,763,080	41,339	SH		SOLE		41,089	0	250
iShares S&P Smallcap 600 Value Index ETF	SP SMCP600VL ETF	464287879	24,980	230	SH		SOLE		230	0	0
iShares MSCI ACWI Ex-US ETF	MSCI ACWI EX US	464288240	60,558	1,161	SH		SOLE		1,161	0	0
iShares National Muni Bond ETF	NATIONAL MUN ETF	464288414	532,750	5,000	SH		SOLE		0	5,000	0
iShares 5-10 Year Investment Grade Corporate Bond ETF	ISHS 5-10YR INVT	464288638	188,990	3,669	SH		SOLE		3,582	87	0
iShares Russell Top 200 ETF	RUS TOP 200 ETF	464289446	25,758	178	SH		SOLE		178	0	0
Johnson & Johnson	COM	478160104	841,688	5,820	SH		SOLE		4,657	1,163	0
KLA Corp	COM NEW	482480100	46,629	74	SH		SOLE		74	0	0
Kimberly-Clark Corp	COM	494368103	174,676	1,333	SH		SOLE		1,333	0	0
Kraft Heinz Co	COM	500754106	7,954	259	SH		SOLE		259	0	0
The Kroger Co	COM	501044101	271,017	4,432	SH		SOLE		4,432	0	0
L3harris Technologies Inc	COM	502431109	5,467	26	SH		SOLE		26	0	0
Labcorp Holdings Inc.	COM SHS	504922105	7,568	33	SH		SOLE		33	0	0
Leggett & Platt Inc	COM	524660107	1,315	137	SH		SOLE		0	137	0
Eli Lilly and Co Corp	COM	532457108	373,648	484	SH		SOLE		110	366	8
Lockheed Martin Corp	COM	539830109	438,804	903	SH		SOLE		868	27	8
Lowe's Companies, Inc.	COM	548661107	1,422,308	5,763	SH		SOLE		5,763	0	0
McDonald's Corp	COM	580135101	645,005	2,225	SH		SOLE		1,562	643	20
Microsoft Corp.	COM	594918104	5,952,423	14,122	SH		SOLE		14,109	0	13
Microchip Technology Inc	COM	595017104	15,370	268	SH		SOLE		268	0	0
Micron Technology Inc	COM	595112103	168,320	2,000	SH		SOLE		2,000	0	0
Mondelez International	CL A	609207105	387,349	6,485	SH		SOLE		6,485	0	0
Morgan Stanley	COM NEW	617446448	125,720	1,000	SH		SOLE		1,000	0	0
Nike Inc Cl B	CL B	654106103	75,670	1,000	SH		SOLE		1,000	0	0
Norfolk Southern Corp	COM	655844108	1,414,302	6,026	SH		SOLE		6,026	0	0
Northern Trust Corp	COM	665859104	6,150	60	SH		SOLE		0	60	0
Northrop Grumman Corp	COM	666807102	117,323	250	SH		SOLE		250	0	0
Nucor Corp	COM	670346105	157,559	1,350	SH		SOLE		1,350	0	0
Occidental Petroleum Corp	COM	674599105	60,725	1,229	SH		SOLE		1,229	0	0
Occidental Petroleum Corp. Warrants (03/08/2027)	*W EXP 08/03/202	674599162	4,215	153	SH		SOLE		153	0	0
Omnicom Group Inc	COM	681919106	19,789	230	SH		SOLE		0	230	0
ON Semiconductor Corp. Ordinary Shares	COM	682189105	2,396	38	SH		SOLE		38	0	0
Oneok Inc	COM	682680103	203,712	2,029	SH		SOLE		210	1,819	0
Paychex Inc	COM	704326107	266,558	1,901	SH		SOLE		1,831	70	0
Pepsico, Inc.	COM	713448108	734,906	4,833	SH		SOLE		4,808	0	25
Pfizer Inc	COM	717081103	241,423	9,100	SH		SOLE		7,242	1,858	0
Philip Morris International Inc	COM	718172109	730,525	6,070	SH		SOLE		5,100	970	0
Phillips 66 Corp	COM	718546104	128,171	1,125	SH		SOLE		1,050	75	0
Procter & Gamble	COM	742718109	385,092	2,297	SH		SOLE		1,571	676	50
PulteGroup Inc	COM	745867101	1,373,229	12,610	SH		SOLE		12,610	0	0
Qualcomm Inc	COM	747525103	64,367	419	SH		SOLE		20	399	0
Realty Income Corp REIT	COM	756109104	51,594	966	SH		SOLE		966	0	0
Shell PLC ADR	SPON ADS	780259305	13,470	215	SH		SOLE		215	0	0
SAP SE	SPON ADR	803054204	267,630	1,087	SH		SOLE		1,087	0	0
Schwab Strategic Trust US Dividend Equity ETF	US DIVIDEND EQ	808524797	274,703	10,055	SH		SOLE		10,055	0	0
Sherwin Williams Co	COM	824348106	33,993	100	SH		SOLE		100	0	0
The Southern Company	COM	842587107	1,371,451	16,660	SH		SOLE		15,683	977	0
Starbucks Corp	COM	855244109	21,079	231	SH		SOLE		231	0	0
Stryker Corp	COM	863667101	17,282	48	SH		SOLE		48	0	0
Sysco Corp	COM	871829107	11,851	155	SH		SOLE		0	155	0
TJX Companies Inc	COM	872540109	151,858	1,257	SH		SOLE		0	1,232	25
T-Mobile US Inc	COM	872590104	1,534,074	6,950	SH		SOLE		6,950	0	0
Texas Instruments Inc	COM	882508104	442,149	2,358	SH		SOLE		1,000	1,323	35
Thermo Fisher Scientific Inc	COM	883556102	26,012	50	SH		SOLE		50	0	0
Toll Brothers Inc	COM	889478103	9,446	75	SH		SOLE		75	0	0
Toyota Motor Corporation ADR	ADS	892331307	19,656	101	SH		SOLE		101	0	0
Tyson Foods Inc	CL A	902494103	11,488	200	SH		SOLE		200	0	0
US Bancorp	COM NEW	902973304	5,453	114	SH		SOLE		0	114	0
Union Pacific Corp.	COM	907818108	129,527	568	SH		SOLE		543	0	25
United Parcel Service, Inc	CL B	911312106	6,305	50	SH		SOLE		0	50	0
Vanguard Dividend Appreciation ETF	DIV APP ETF	921908844	168,414	860	SH		SOLE		860	0	0
Vanguard Intermediate Term Bond ETF	INTERMED TERM	921937819	4,239,433	56,730	SH		SOLE		56,359	371	0
Vanguard Short Term Bond ETF	SHORT TRM BOND	921937827	4,305,948	55,726	SH		SOLE		55,726	0	0
Vanguard Total Bond Market ETF	TOTAL BND MRKT	921937835	13,303	185	SH		SOLE		185	0	0
Vanguard FTSE Developed Markets ETF	VAN FTSE DEV MKT	921943858	6,786,184	141,911	SH		SOLE		140,216	0	1,695
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	19,521	153	SH		SOLE		153	0	0
Vanguard FTSE All World Ex US ETF	ALLWRLD EX US	922042775	1,657,197	28,866	SH		SOLE		28,866	0	0
Vanguard FTSE Emerging Markets ETF	FTSE EMR MKT ETF	922042858	2,095,203	47,575	SH		SOLE		47,375	0	200
Vanguard Group, Inc. Tax-Exempt Bond ETF	TAX EXEMPT BD	922907746	367,603	7,333	SH		SOLE		7,333	0	0
Vanguard Real Estate ETF	REAL ESTATE ETF	922908553	1,670,250	18,750	SH		SOLE		18,700	0	50
Vanguard Small Cap Value Index ETF	SM CP VAL ETF	922908611	579,677	2,925	SH		SOLE		2,925	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	83,201	315	SH		SOLE		315	0	0
Vanguard Value ETF	VALUE ETF	922908744	46,558	275	SH		SOLE		275	0	0
Vanguard Small-Cap Index ETF	SMALL CP ETF	922908751	85,299	355	SH		SOLE		355	0	0
Walmart Inc	COM	931142103	1,189,458	13,165	SH		SOLE		12,391	699	75
Walgreens Boots Alliance Inc	COM	931427108	1,194	128	SH		SOLE		0	128	0
Warner Bros Discovery, Inc. Cl A	COM SER A	934423104	3,583	339	SH		SOLE		72	267	0
Watsco Inc	COM	942622200	1,193,729	2,519	SH		SOLE		2,519	0	0
Wells Fargo & Co	COM	949746101	250,195	3,562	SH		SOLE		3,562	0	0
Weyerhaeuser	COM NEW	962166104	45,237	1,607	SH		SOLE		0	1,607	0
Whirlpool Corp	COM	963320106	1,603	14	SH		SOLE		0	14	0
Williams Companies Inc	COM	969457100	102,828	1,900	SH		SOLE		1,900	0	0
Williams-Sonoma Inc	COM	969904101	447,395	2,416	SH		SOLE		2,416	0	0
Yum! Brands Inc	COM	988498101	241,488	1,800	SH		SOLE		1,800	0	0
Invesco QQQ Trust Series 1 ETF	UNIT SER 1	46090E103	127,808	250	SH		SOLE		250	0	0
FirstTrust Capital Strength ETF	CAP STRENGTH ETF	33733E104	28,102	320	SH		SOLE		320	0	0
Fortinet Inc.	COM	34959E109	7,558	80	SH		SOLE		80	0	0
FirstTrust Dow Jones Internet ETF	DJ INTERNT IDX	33733E302	43,771	180	SH		SOLE		180	0	0
AT&T Corp	COM	00206R102	228,565	10,038	SH		SOLE		8,330	1,708	0
Abbvie Inc	COM	00287Y109	292,672	1,647	SH		SOLE		1,551	46	50
Adobe Inc	COM	00724F101	1,085,019	2,440	SH		SOLE		2,440	0	0
Alphabet Inc Class C	CAP STK CL C	02079K107	674,158	3,540	SH		SOLE		3,000	540	0
Alphabet Inc Cl A	CAP STK CL A	02079K305	104,494	552	SH		SOLE		552	0	0
Altria Group Inc	COM	02209S103	474,584	9,076	SH		SOLE		8,201	875	0
American Tower Corp REIT	COM	03027X100	218,258	1,190	SH		SOLE		1,190	0	0
Ares Capital Corp	COM	04010L103	106,298	4,856	SH		SOLE		0	4,856	0
Biogen Inc Com	COM	09062X103	122,336	800	SH		SOLE		800	0	0
Blackstone, Inc.	COM	09260D107	134,488	780	SH		SOLE		780	0	0
Booking Holdings Inc.	COM	09857L108	19,874	4	SH		SOLE		4	0	0
Broadcom, Inc.	COM	11135F101	5,249,089	22,641	SH		SOLE		22,351	220	70
Capital One Financial Corp	COM	14040H105	8,916	50	SH		SOLE		50	0	0
Cardinal Health Inc	COM	14149Y108	54,286	459	SH		SOLE		403	56	0
Carrier Global Corp	COM	14448C104	54,540	799	SH		SOLE		0	799	0
Centerpoint Energy Inc	COM	15189T107	5,204	164	SH		SOLE		164	0	0
Cisco Systems, Inc.	COM	17275R102	438,909	7,414	SH		SOLE		6,856	558	0
Conocophillips	COM	20825C104	491,487	4,956	SH		SOLE		4,607	349	0
Constellation Brands Inc Class A Corp	CL A	21036P108	5,525	25	SH		SOLE		25	0	0
Corteva Inc Corp	COM	22052L104	9,797	172	SH		SOLE		172	0	0
Costco Wholesale Corp	COM	22160K105	1,811,466	1,977	SH		SOLE		1,677	300	0
Duff & Phelps Investment Management Co. Dtf Tax-Free Income 2028 Term Fund Inc	COM	23334J107	16,823	1,500	SH		SOLE		1,500	0	0
DT Midstream Inc.	COMMON STOCK	23345M107	17,400	175	SH		SOLE		0	175	0
DFA US Core Equity ETF	US CORE EQT MKT	25434V104	10,881,404	268,743	SH		SOLE		265,917	0	2,826
Dimensional ETF Trust Emerging Core Equity Market	EMGR CRE EQT MNG	25434V302	3,374	133	SH		SOLE		133	0	0
Dimensional US Equity ETF	US EQUITY MARKET	25434V401	1,133,348	17,778	SH		SOLE		17,778	0	0
DFA Dimensional International High Profitability ETF	INTL HIGH PROFIT	25434V765	630,144	24,976	SH		SOLE		24,976	0	0
Dimensional International Value Trust ETF	INTERNATNAL VAL	25434V807	70,783	1,995	SH		SOLE		1,995	0	0
DFA Inflation-Protected Securities ETF	INFLATION PROTE	25434V856	925,458	22,856	SH		SOLE		22,856	0	0
Duke Energy Corp	COM NEW	26441C204	455,632	4,229	SH		SOLE		3,735	494	0
Dupont De Nemours Inc Corp	COM	26614N102	23,104	303	SH		SOLE		303	0	0
Enbridge Inc	COM	29250N105	166,283	3,919	SH		SOLE		3,919	0	0
Entergy Corp	COM	29364G103	75,820	1,000	SH		SOLE		1,000	0	0
Evergy Inc	COM	30034W106	47,824	777	SH		SOLE		0	777	0
Exxon Mobil Corp	COM	30231G102	659,081	6,127	SH		SOLE		5,777	325	25
Meta Platforms, Inc. Cl A	CL A	30303M102	322,031	550	SH		SOLE		550	0	0
FedEx Corp Com	COM	31428X106	7,033	25	SH		SOLE		25	0	0
Global Payments Inc	COM	37940X102	6,275	56	SH		SOLE		0	56	0
Global X Funds Uranium ETF	GLOBAL X URANIUM	37954Y871	2,485,854	92,825	SH		SOLE		92,325	0	500
HP Inc	COM	40434L105	917,588	28,121	SH		SOLE		27,955	166	0
Hewlett Packard Enterprise Co	COM	42824C109	21,350	1,000	SH		SOLE		1,000	0	0
Intuitive Surgical Inc	COM NEW	46120E602	1,002,163	1,920	SH		SOLE		1,920	0	0
Invesco S&P 500 Top 50 ETF	S&P 500 TOP 50	46137V233	454,636	9,100	SH		SOLE		9,100	0	0
Invesco S&P SmallCap Quality ETF	S&P SMLCAP QTY	46138G300	392,627	9,271	SH		SOLE		9,271	0	0
iShares Aaa - A Rated Corporate Bond ETF	A RATE CP BD ETF	46429B291	102,657	2,194	SH		SOLE		2,194	0	0
iShares MSCI USA Min Vol Factor ETF	MSCI USA MIN VOL	46429B697	22,908	258	SH		SOLE		258	0	0
iShares MSCI USA Quality Factor ETF	MSCI USA QLT FCT	46432F339	28,849	162	SH		SOLE		162	0	0
iShares Core MSCI EAFE ETF	CORE MSCI EAFE	46432F842	171,413	2,439	SH		SOLE		2,439	0	0
iShares Core MSCI Emerging Markets ETF	CORE MSCI EMKT	46434G103	60,419	1,157	SH		SOLE		1,157	0	0
iShares ESG Aware MSCI Emerging Markets ETF	ESG AWR MSCI EM	46434G863	926,573	27,750	SH		SOLE		27,150	0	600
iShares ESG Aware USD Corporate Bond ETF	ESG AWRE USD ETF	46435G193	13,632	600	SH		SOLE		600	0	0
iShares Trust Core MSCI International Developed Markets ETF	CORE MSCI INTL	46435G326	82,715	1,283	SH		SOLE		1,283	0	0
iShares ESG Aware MSCI EAFE ETF	ESG AW MSCI EAFE	46435G516	1,296,284	17,025	SH		SOLE		17,025	0	0
iShares ESG Aware MSCIi USA Small-Cap ETF	ESG AWARE MSCI	46435U663	4,205	100	SH		SOLE		100	0	0
JPMorgan Chase & Co.	COM	46625H100	2,297,141	9,583	SH		SOLE		9,014	544	25
JPMorgan ActiveBuilders Emerging Markets Equity ETF	ACTIVEBLDRS EMER	46641Q266	1,327,494	35,485	SH		SOLE		35,097	0	388
JPMorgan US Quality Factor ETF	US QUALTY FCTR	46641Q761	3,567,577	62,294	SH		SOLE		61,316	0	978
JP Morgan US Momentum Factor ETF	US MOMENTUM	46641Q779	2,202,315	37,795	SH		SOLE		37,575	0	220
Jefferies Financial Group Inc	COM	47233W109	1,961,254	25,016	SH		SOLE		25,016	0	0
Kinder Morgan Inc Class P	COM	49456B101	10,111	369	SH		SOLE		369	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	311	9	SH		SOLE		0	9	0
M&T Bank Corp	COM	55261F104	6,580	35	SH		SOLE		35	0	0
Manulife Financial Corp	COM	56501R106	8,752	285	SH		SOLE		285	0	0
Marathon Petroleum Corp	COM	56585A102	424,220	3,041	SH		SOLE		2,791	250	0
Mastercard, Inc.	CL A	57636Q104	297,512	565	SH		SOLE		565	0	0
Mckesson Corp	COM	58155Q103	56,421	99	SH		SOLE		99	0	0
Merck & Co., Inc.	COM	58933Y105	1,177,843	11,840	SH		SOLE		10,195	1,620	25
MetLife Inc	COM	59156R108	6,796	83	SH		SOLE		83	0	0
Nextera Energy Inc	COM	65339F101	229,982	3,208	SH		SOLE		208	3,000	0
Novartis AG ADR	SPONSORED ADR	66987V109	53,034	545	SH		SOLE		520	25	0
NVIDIA Corp.	COM	67066G104	208,955	1,556	SH		SOLE		1,556	0	0
Oracle Corp	COM	68389X105	676,392	4,059	SH		SOLE		4,059	0	0
PIMCO Intermediate Municipal Bond Active ETF	INTER MUN BD ACT	72201R866	356,834	6,898	SH		SOLE		6,898	0	0
Proshares S&P 500 Dividend Aristocrats ETF	S&P 500 DV ARIST	74348A467	9,691,193	97,350	SH		SOLE		97,350	0	0
RTX Corp	COM	75513E101	261,180	2,257	SH		SOLE		1,458	799	0
S&P Global, Inc.	COM	78409V104	49,803	100	SH		SOLE		100	0	0
NEOS S&P 500 High Income ETF	NEOS S&P 500 HI	78433H303	493,615	9,713	SH		SOLE		6,630	3,083	0
SPDR S&P 500 ETF	TR UNIT	78462F103	5,455,819	9,309	SH		SOLE		7,988	1,250	71
SPDR Gold Shares ETF	GOLD SHS	78463V107	3,770,206	15,571	SH		SOLE		15,521	0	50
SPDR Portfolio Intermediate Term Corporate Bond ETF	PORTFOLIO INTRMD	78464A375	1,931,726	58,966	SH		SOLE		57,925	55	986
SPDR Portfolio Intermediate Term Treasury ETF	PORTFLI INTRMDIT	78464A672	109,150	3,915	SH		SOLE		3,850	65	0
SPDR S&P Dividend ETF	S&P DIVID ETF	78464A763	4,532,351	34,310	SH		SOLE		34,310	0	0
SPDR Dow Jones Industrial Average ETF	UT SER 1	78467X109	1,584,988	3,725	SH		SOLE		3,675	0	50
SPDR Bloomberg Investment Grade Floating Rate ETF	BLOOMBERG INVT	78468R200	56,297	1,832	SH		SOLE		1,772	60	0
Spdr Series Trust Portfolio S&p 600 Small Cap Etf	PORTFOLIO S&P600	78468R853	16,935	377	SH		SOLE		377	0	0
Salesforce.com	COM	79466L302	13,373	40	SH		SOLE		40	0	0
Materials Select Sector SPDR ETF	SBI MATERIALS	81369Y100	260,582	3,097	SH		SOLE		3,097	0	0
Health Care Select Sector SPDR ETF	SBI HEALTHCARE	81369Y209	104,278	758	SH		SOLE		758	0	0
Consumer Staples Select Sector SPDR Fund ETF	SBI CONS STPLS	81369Y308	11,792	150	SH		SOLE		150	0	0
Consumer Discretionary Select Sector SPDR ETF	SBI CONS DISCR	81369Y407	109,258	487	SH		SOLE		487	0	0
Energy Select Sector SPDR ETF	ENERGY	81369Y506	26,726	312	SH		SOLE		312	0	0
Financial Select Sector SPDR ETF	FINANCIAL	81369Y605	404,860	8,377	SH		SOLE		2,544	5,833	0
Industrial Select Sector SPDR ETF	INDL	81369Y704	296,460	2,250	SH		SOLE		2,250	0	0
Technology Select Sector SPDR ETF	TECHNOLOGY	81369Y803	2,448,901	10,532	SH		SOLE		8,200	2,332	0
Communication Services Select Sector SPDR ETF	COMMUNICATION	81369Y852	68,348	706	SH		SOLE		706	0	0
Real Estate Select Sector SPDR ETF	RL EST SEL SEC	81369Y860	1,629,362	40,063	SH		SOLE		39,003	810	250
Utilities Select Sector SPDR ETF	SBI INT-UTILS	81369Y886	692,034	9,143	SH		SOLE		9,143	0	0
Servicenow, Inc.	COM	81762P102	21,202	20	SH		SOLE		20	0	0
Solventum Corp	COM SHS	83444M101	3,964	60	SH		SOLE		52	9	0
Target Corp	COM	87612E106	12,301	91	SH		SOLE		0	66	25
Tesla Inc	COM	88160R101	4,846	12	SH		SOLE		12	0	0
3M Company	COM	88579Y101	30,982	240	SH		SOLE		206	34	0
Travelers Companies Inc	COM	89417E109	256,789	1,066	SH		SOLE		1,000	66	0
Truist Financial Corp	COM	89832Q109	6,984	161	SH		SOLE		161	0	0
UnitedHealth Group, Inc.	COM	91324P102	439,592	869	SH		SOLE		859	0	10
VanEck Uranium and Nuclear ETF	URANIUM AND NUCL	92189F601	187,082	2,300	SH		SOLE		2,300	0	0
VanEck Semiconductor ETF	SEMICONDUCTR ETF	92189F676	48,434	200	SH		SOLE		200	0	0
Vanguard Consumer Staples Index ETF	CONSUM STP ETF	92204A207	33,187	157	SH		SOLE		157	0	0
Vanguard Industrials Index ETF	INDUSTRIAL ETF	92204A603	41,974	165	SH		SOLE		165	0	0
Vanguard Information Technology ETF	INF TECH ETF	92204A702	145,501	234	SH		SOLE		234	0	0
Vanguard Materials Index ETF	MATERIALS ETF	92204A801	8,077	43	SH		SOLE		43	0	0
Vanguard Russell 2000 Growth ETF	VNG RUS2000GRW	92206C623	286,841	1,365	SH		SOLE		1,365	0	0
Vanguard Russell 2000 Value ETF	VNG RUS2000VAL	92206C649	137,090	948	SH		SOLE		948	0	0
Vanguard Russell 1000 Growth ETF	VNG RUS1000GRW	92206C680	723	7	SH		SOLE		7	0	0
Vanguard Russell 1000 Value ETF	VNG RUS1000VAL	92206C714	244	3	SH		SOLE		3	0	0
Vanguard Mortgage-Backed Securities ETF	MTG-BKD SECS ETF	92206C771	778,578	17,172	SH		SOLE		17,046	126	0
Veralto Corp	COM SHS	92338C103	34	0	SH		SOLE		0	0	0
Verisign, Inc	COM	92343E102	88,993	430	SH		SOLE		430	0	0
Verizon Communications Inc	COM	92343V104	302,404	7,562	SH		SOLE		7,386	176	0
Viatris Inc Corp	COM	92556V106	759	61	SH		SOLE		61	0	0
Visa Inc Com Cl A	COM CL A	92826C839	377,668	1,195	SH		SOLE		1,175	0	20
Welltower Inc Com	COM	95040Q104	93,262	740	SH		SOLE		740	0	0
Xcel Energy Inc	COM	98389B100	63,941	947	SH		SOLE		147	800	0
Zimmer Biomet Holdings Inc	COM	98956P102	31,689	300	SH		SOLE		300	0	0
Zoetis Inc Class A	CL A	98978V103	8,147	50	SH		SOLE		50	0	0
Accenture PLC Cl A	SHS CLASS A	G1151C101	7,739	22	SH		SOLE		22	0	0
Eaton Corp PLC	SHS	G29183103	106,198	320	SH		SOLE		320	0	0
Johnson Controls International PLC	SHS	G51502105	7,104	90	SH		SOLE		90	0	0
Linde PLC	SHS	G54950103	1,088,542	2,600	SH		SOLE		2,200	400	0
Medtronic PLC	SHS	G5960L103	22,686	284	SH		SOLE		140	144	0
Chubb Limited Com	COM	H1467J104	7,460	27	SH		SOLE		27	0	0
Garmin Ltd Corp	SHS	H2906T109	5,157	25	SH		SOLE		0	25	0
UBS Group AG	SHS	H42097107	931,188	30,712	SH		SOLE		30,712	0	0