United Community Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	41,568	600	SH		DFND	1	600	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	830,120	8,596	SH		DFND	1	8,596	0	0
EXACT SCIENCES CORP	COMMON STOCK	30063P105	6,822	100	SH		DFND	1	100	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,922,904	16,354	SH		DFND	1	16,354	0	0
FMC CORP	COMMON STOCK	302491303	10,046	150	SH		DFND	1	150	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	1,612,728	5,372	SH		DFND	1	5,372	0	0
FASTENAL CO	COMMON STOCK	311900104	218,615	4,001	SH		DFND	1	4,001	0	0
FEDEX CORP	COMMON STOCK	31428X106	6,623	25	SH		DFND	1	25	0	0
FORTINET INC	COMMON STOCK	34959E109	255,377	4,352	SH		DFND	1	4,352	0	0
FORTUNE BRANDS INNOVATIONS INC	COMMON STOCK	34964C106	99,456	1,600	SH		DFND	1	1,600	0	0
FOUR CORNERS PPTY TR INC	COMMON STOCK	35086T109	58,759	2,648	SH		DFND	1	2,648	0	0
FRANKLIN RESOURCES INC	COMMON STOCK	354613101	151,439	6,161	SH		DFND	1	6,161	0	0
GE HEALTHCARE TECHNOLOGIES INC	COMMON STOCK	36266G107	2,517	37	SH		DFND	1	37	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	348,691	1,578	SH		DFND	1	1,578	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	16,472	149	SH		DFND	1	149	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	351,945	5,500	SH		DFND	1	5,500	0	0
GENUINE PARTS COMPANY	COMMON STOCK	372460105	218,449	1,513	SH		DFND	1	1,513	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	215,005	2,869	SH		DFND	1	2,869	0	0
GSK PLC	FOREIGN STOCK	37733W204	26,282	725	SH		DFND	1	725	0	0
HP INC	COMMON STOCK	40434L105	148,418	5,775	SH		DFND	1	5,775	0	0
HALLIBURTON CO	COMMON STOCK	406216101	15,390	380	SH		DFND	1	380	0	0
HEWLETT PACKARD ENTERPRISE CO	COMMON STOCK	42824C109	1,737	100	SH		DFND	1	100	0	0
HOLOGIC INC	COMMON STOCK	436440101	6,940	100	SH		DFND	1	100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,263,783	7,492	SH		DFND	1	7,492	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	110,844	600	SH		DFND	1	600	0	0
INTEL CORP	COMMON STOCK	458140100	453,583	12,759	SH		DFND	1	12,759	0	0
INTERNATIONAL BUSINESS MACHINES	COMMON STOCK	459200101	715,811	5,102	SH		DFND	1	5,102	0	0
INTERNATIONAL PAPER CO	COMMON STOCK	460146103	168,057	4,738	SH		DFND	1	4,738	0	0
COMMUNICATION SERVICES SELECT	EXCHANGE-TRADED FUND	81369Y852	131,205	2,001	SH		DFND	1	2,001	0	0
CONSUMER DISCRET SELECT SECTOR	EXCHANGE-TRADED FUND	81369Y407	209,917	1,304	SH		DFND	1	1,304	0	0
CONSUMER STAPLES SELECT SECTOR	EXCHANGE-TRADED FUND	81369Y308	95,508	1,388	SH		DFND	1	1,388	0	0
ENERGY SELECT SECTOR SPDRR (MKT)	EXCHANGE-TRADED FUND	81369Y506	52,426	580	SH		DFND	1	580	0	0
FINANCIAL SELECT SECTOR SPDR	EXCHANGE-TRADED FUND	81369Y605	173,778	5,239	SH		DFND	1	5,239	0	0
GOLDMAN SACHS ETF TR ACCES TREASURY ETF	EXCHANGE-TRADED FUND	381430529	247,772	2,475	SH		DFND	1	2,475	0	0
HEALTH CARE SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y209	204,825	1,591	SH		DFND	1	1,591	0	0
INDUSTRIAL SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y704	193,028	1,904	SH		DFND	1	1,904	0	0
INVESCO CURRENCYSHARES	EXCHANGE-TRADED FUND	46138R108	1,177,080	12,110	SH		DFND	1	12,110	0	0
INVESCO ETF TR II S&P GBL WATER	EXCHANGE-TRADED FUND	46138E263	68,617	1,475	SH		DFND	1	1,475	0	0
INVESCO EXCHNG TRADED FD TR II PFD ETF	EXCHANGE-TRADED FUND	46138E511	420,239	38,378	SH		DFND	1	38,378	0	0
INVESCO FINANCIAL PREFERRED ETF	EXCHANGE-TRADED FUND	46137V621	20,963	1,491	SH		DFND	1	1,491	0	0
INVESCO QQQ TR UNIT SER ETF	EXCHANGE-TRADED FUND	46090E103	121,812	340	SH		DFND	1	340	0	0
ISHARES 0-3 TREASRY BD	EXCHANGE-TRADED FUND	46436E718	206,879	2,055	SH		DFND	1	2,055	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	EXCHANGE-TRADED FUND	464287457	509,706	6,295	SH		DFND	1	6,295	0	0
ISHARES COMMODITIES SELECT	EXCHANGE-TRADED FUND	46431W853	1,575,441	54,046	SH		DFND	1	54,046	0	0
ISHARES CORE S&P 500 (MKT)	EXCHANGE-TRADED FUND	464287200	12,488,682	29,082	SH		DFND	1	29,082	0	0
ISHARES CORE S&P MID-CAP (MKT)	EXCHANGE-TRADED FUND	464287507	3,938,986	15,797	SH		DFND	1	15,797	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	EXCHANGE-TRADED FUND	464287804	2,185,722	23,171	SH		DFND	1	23,171	0	0
ISHARES CORE US AGGBD BD ETF	EXCHANGE-TRADED FUND	464287226	1,251,391	13,307	SH		DFND	1	13,307	0	0
ISHARES GOLD TR ISHARES NEW ETF	EXCHANGE-TRADED FUND	464285204	1,098,406	31,392	SH		DFND	1	31,392	0	0
ISHARES IBONDS DEC 2023 TERM	EXCHANGE-TRADED FUND	46434VAX8	447,198	17,634	SH		DFND	1	17,634	0	0
ISHARES IBONDS DEC 2024	EXCHANGE-TRADED FUND	46434VBG4	333,954	13,504	SH		DFND	1	13,504	0	0
ISHARES IBONDS DEC 2025 TERM	EXCHANGE-TRADED FUND	46434VBD1	218,185	8,953	SH		DFND	1	8,953	0	0
ISHARES IBOXX $ INVST GRADE CRP	EXCHANGE-TRADED FUND	464287242	3,707,713	36,343	SH		DFND	1	36,343	0	0
ISHARES INTERNATIONAL SELECT DIV	EXCHANGE-TRADED FUND	464288448	47,854	1,884	SH		DFND	1	1,884	0	0
ISHARES MBS (MKT)	EXCHANGE-TRADED FUND	464288588	305,206	3,437	SH		DFND	1	3,437	0	0
ISHARES MSCI EAFE (MKT)	EXCHANGE-TRADED FUND	464287465	9,604,206	139,353	SH		DFND	1	139,353	0	0
ISHARES MSCI EMERGING MARKETS	EXCHANGE-TRADED FUND	464287234	14,763	389	SH		DFND	1	389	0	0
ISHARES MSCI HONG KONG ETF	EXCHANGE-TRADED FUND	464286871	6,877	401	SH		DFND	1	401	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	1,957,481	13,498	SH		DFND	1	13,498	0	0
ISHARES NATIONAL MUNI BOND ETF	EXCHANGE-TRADED FUND	464288414	2,635,896	25,706	SH		DFND	1	25,706	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,276,844	8,198	SH		DFND	1	8,198	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	526,424	4,356	SH		DFND	1	4,356	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	219,934	13,265	SH		DFND	1	13,265	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	8,343	248	SH		DFND	1	248	0	0
ELI LILLY & CO	COMMON STOCK	532457108	1,321,340	2,460	SH		DFND	1	2,460	0	0
LIVENT CORP	COMMON STOCK	53814L108	2,577	140	SH		DFND	1	140	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	254,782	623	SH		DFND	1	623	0	0
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	179	126	SH		DFND	1	126	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	370,714	1,886	SH		DFND	1	1,886	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	20,524	50	SH		DFND	1	50	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	2,185,235	8,295	SH		DFND	1	8,295	0	0
MEDICAL PROPERTIES TRUST INC	COMMON STOCK	58463J304	12,024	2,206	SH		DFND	1	2,206	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,640,977	25,653	SH		DFND	1	25,653	0	0
METLIFE INC	COMMON STOCK	59156R108	372,176	5,916	SH		DFND	1	5,916	0	0
MICROSOFT CORP	COMMON STOCK	594918104	6,414,155	20,314	SH		DFND	1	20,314	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	254,444	3,260	SH		DFND	1	3,260	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	280,583	4,043	SH		DFND	1	4,043	0	0
MORGAN STANLEY	COMMON STOCK	617446448	151,743	1,858	SH		DFND	1	1,858	0	0
NRG ENERGY INC	COMMON STOCK	629377508	177,500	4,608	SH		DFND	1	4,608	0	0
NETFLIX INC	COMMON STOCK	64110L106	310,010	821	SH		DFND	1	821	0	0
NEWELL BRANDS INC	COMMON STOCK	651229106	45,465	5,035	SH		DFND	1	5,035	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	888,168	15,503	SH		DFND	1	15,503	0	0
NOVARTIS AG	FOREIGN STOCK	66987V109	177,339	1,741	SH		DFND	1	1,741	0	0
NVIDIA CORPORATION	COMMON STOCK	67066G104	1,043,542	2,399	SH		DFND	1	2,399	0	0
NUTRIEN LTD	FOREIGN STOCK	67077M108	189,293	3,065	SH		DFND	1	3,065	0	0
OGE ENERGY CORP	COMMON STOCK	670837103	13,332	400	SH		DFND	1	400	0	0
OMEGA HEALTHCARE INVESTORS INC	COMMON STOCK	681936100	100,937	3,044	SH		DFND	1	3,044	0	0
ON SEMICONDUCTOR CORP	COMMON STOCK	682189105	452,113	4,864	SH		DFND	1	4,864	0	0
ONEOK INC	COMMON STOCK	682680103	173,354	2,733	SH		DFND	1	2,733	0	0
ORACLE CORP	COMMON STOCK	68389X105	686,894	6,485	SH		DFND	1	6,485	0	0
ORGANON & CO	COMMON STOCK	68622V106	174	10	SH		DFND	1	10	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	24,093	300	SH		DFND	1	300	0	0
PNC FINL SVCS GROUP INC	COMMON STOCK	693475105	212,883	1,734	SH		DFND	1	1,734	0	0
PPL CORPORATION	COMMON STOCK	69351T106	150,265	6,378	SH		DFND	1	6,378	0	0
PACCAR INC	COMMON STOCK	693718108	249,281	2,934	SH		DFND	1	2,934	0	0
PALANTIR TECHNOLOGIES INC CL A	COMMON STOCK	69608A108	56,000	3,500	SH		DFND	1	3,500	0	0
PAYCHEX INC	COMMON STOCK	704326107	1,967,992	17,064	SH		DFND	1	17,064	0	0
PAYPAL HLDGS INC	COMMON STOCK	70450Y103	112,536	1,925	SH		DFND	1	1,925	0	0
PEPSICO INC	COMMON STOCK	713448108	462,231	2,728	SH		DFND	1	2,728	0	0
PFIZER INC	COMMON STOCK	717081103	2,595,283	78,242	SH		DFND	1	78,242	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	956,355	10,330	SH		DFND	1	10,330	0	0
PHILLIPS 66	COMMON STOCK	718546104	329,572	2,743	SH		DFND	1	2,743	0	0
PHINIA INC	COMMON STOCK	71880K101	5,090	190	SH		DFND	1	190	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	1,014,748	6,957	SH		DFND	1	6,957	0	0
PROGRESSIVE CORP	COMMON STOCK	743315103	277,206	1,990	SH		DFND	1	1,990	0	0
PULTE GROUP INC	COMMON STOCK	745867101	316,415	4,273	SH		DFND	1	4,273	0	0
QUALCOMM INC	COMMON STOCK	747525103	459,788	4,140	SH		DFND	1	4,140	0	0
RTX CORPORATION	COMMON STOCK	75513E101	218,501	3,036	SH		DFND	1	3,036	0	0
RIO TINTO PLC	FOREIGN STOCK	767204100	128,107	2,013	SH		DFND	1	2,013	0	0
ROYAL DUTCH SHELL PLC	FOREIGN STOCK	780259305	204,470	3,176	SH		DFND	1	3,176	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	496,957	1,360	SH		DFND	1	1,360	0	0
ISHARES NORTH AMERICAN	EXCHANGE-TRADED FUND	464287515	1,479,704	4,336	SH		DFND	1	4,336	0	0
ISHARES NORTH AMERICAN TECH	EXCHANGE-TRADED FUND	464287549	370,715	970	SH		DFND	1	970	0	0
ISHARES PFD & INC SECURITIES ETF	EXCHANGE-TRADED FUND	464288687	1,512,450	50,164	SH		DFND	1	50,164	0	0
ISHARES RUSSELL 1000 GROWTH	EXCHANGE-TRADED FUND	464287614	58,784	221	SH		DFND	1	221	0	0
ISHARES RUSSELL 2000 (MKT)	EXCHANGE-TRADED FUND	464287655	497,346	2,814	SH		DFND	1	2,814	0	0
ISHARES RUSSELL 2000 GROWTH ETF	EXCHANGE-TRADED FUND	464287648	95,040	424	SH		DFND	1	424	0	0
SCHWAB CHARLES CORPORATION	COMMON STOCK	808513105	748,839	13,640	SH		DFND	1	13,640	0	0
ISHARES RUSSELL 2000 VALUE ETF	EXCHANGE-TRADED FUND	464287630	37,005	273	SH		DFND	1	273	0	0
ISHARES RUSSELL MIDCAP ETF	EXCHANGE-TRADED FUND	464287499	254,909	3,681	SH		DFND	1	3,681	0	0
ISHARES RUSSELL MIDCAP VALUE ETF	EXCHANGE-TRADED FUND	464287473	37,771	362	SH		DFND	1	362	0	0
ISHARES S&P 100 ETF	EXCHANGE-TRADED FUND	464287101	95,304	475	SH		DFND	1	475	0	0
ISHARES S&P 500 GROWTH (MKT)	EXCHANGE-TRADED FUND	464287309	305,084	4,459	SH		DFND	1	4,459	0	0
ISHARES S&P 500 VALUE (MKT)	EXCHANGE-TRADED FUND	464287408	294,294	1,913	SH		DFND	1	1,913	0	0
ISHARES S&P MIDCAP 400 GROWTH	EXCHANGE-TRADED FUND	464287606	635,857	8,802	SH		DFND	1	8,802	0	0
ISHARES S&P MID-CAP 400 VALUE	EXCHANGE-TRADED FUND	464287705	512,928	5,082	SH		DFND	1	5,082	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	EXCHANGE-TRADED FUND	464287887	265,755	2,423	SH		DFND	1	2,423	0	0
ISHARES SELECT DIVIDEND (MKT)	EXCHANGE-TRADED FUND	464287168	662,093	6,151	SH		DFND	1	6,151	0	0
SOUTHERN COMPANY	COMMON STOCK	842587107	2,032,661	31,407	SH		DFND	1	31,407	0	0
STARBUCKS CORP	COMMON STOCK	855244109	319,082	3,496	SH		DFND	1	3,496	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	217,013	2,024	SH		DFND	1	2,024	0	0
SYSCO CORP	COMMON STOCK	871829107	73,315	1,110	SH		DFND	1	1,110	0	0
TARGET CORP	COMMON STOCK	87612E106	382,684	3,461	SH		DFND	1	3,461	0	0
TESLA INC	COMMON STOCK	88160R101	274,491	1,097	SH		DFND	1	1,097	0	0
TEXTRON INC	COMMON STOCK	883203101	110,882	1,419	SH		DFND	1	1,419	0	0
TORONTO DOMINION BANK ONTARIO	FOREIGN STOCK	891160509	178,490	2,962	SH		DFND	1	2,962	0	0
TRAVEL PLUS LEISURE CO	COMMON STOCK	894164102	96,675	2,632	SH		DFND	1	2,632	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	520,469	3,187	SH		DFND	1	3,187	0	0
TRUIST FINL CORP	COMMON STOCK	89832Q109	67,033	2,343	SH		DFND	1	2,343	0	0
US BANCORP	COMMON STOCK	902973304	1,325,110	40,082	SH		DFND	1	40,082	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	39,945	100	SH		DFND	1	100	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	125,029	614	SH		DFND	1	614	0	0
UNITED PARCEL SERVICE	COMMON STOCK	911312106	2,495,169	16,008	SH		DFND	1	16,008	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	1,376,438	2,730	SH		DFND	1	2,730	0	0
VALERO ENERGY CORP	COMMON STOCK	91913Y100	473,454	3,341	SH		DFND	1	3,341	0	0
ISHARES SHORT TREASURY BOND	EXCHANGE-TRADED FUND	464288679	978,766	8,860	SH		DFND	1	8,860	0	0
ISHARES SHORT-TERM	EXCHANGE-TRADED FUND	464288646	3,230,135	64,823	SH		DFND	1	64,823	0	0
ISHARES TR IBONDS 23 TRM TS ETF	EXCHANGE-TRADED FUND	46436E882	1,092,080	44,000	SH		DFND	1	44,000	0	0
JANUS HENDERSON MORTGAGE	EXCHANGE-TRADED FUND	47103U852	258,405	5,954	SH		DFND	1	5,954	0	0
MATERIALS SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y100	44,067	561	SH		DFND	1	561	0	0
MINERS ETF	EXCHANGE-TRADED FUND	92189F106	72,657	2,700	SH		DFND	1	2,700	0	0
SPDR BARCLAYS INTERNATIONAL	EXCHANGE-TRADED FUND	78464A516	63,613	2,995	SH		DFND	1	2,995	0	0
SPDR BLOOMBERG BARCLAYS	EXCHANGE-TRADED FUND	78468R663	333,215	3,629	SH		DFND	1	3,629	0	0
SPDR DOUBLELINE TR TACT ETF	EXCHANGE-TRADED FUND	78467V848	535,650	13,859	SH		DFND	1	13,859	0	0
SPDR GOLD SHARES (MKT)	EXCHANGE-TRADED FUND	78463V107	728,148	4,247	SH		DFND	1	4,247	0	0
SPDR S&P 500 (MKT)	EXCHANGE-TRADED FUND	78462F103	1,074,685	2,514	SH		DFND	1	2,514	0	0
SPDR S&P BIOTECH ETF (MKT)	EXCHANGE-TRADED FUND	78464A870	25,192	345	SH		DFND	1	345	0	0
SPDR S&P MIDCAP 400 ETF TRUST	EXCHANGE-TRADED FUND	78467Y107	321,932	705	SH		DFND	1	705	0	0
SPDR SER TR BLOOMBERG CONV	EXCHANGE-TRADED FUND	78464A359	150,109	2,214	SH		DFND	1	2,214	0	0
SPDR SER TR BLOOMBERG INVT	EXCHANGE-TRADED FUND	78468R200	89,580	2,916	SH		DFND	1	2,916	0	0
SPDR SER TR NUVEEN BLMBRG SH	EXCHANGE-TRADED FUND	78468R739	61,255	1,325	SH		DFND	1	1,325	0	0
SPDR SERIES TRUST PORTFOLIO SHORT ETF	EXCHANGE-TRADED FUND	78464A474	533,829	18,207	SH		DFND	1	18,207	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	1,782,747	55,006	SH		DFND	1	55,006	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H107	884	56	SH		DFND	1	56	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H206	19,996	1,550	SH		DFND	1	1,550	0	0
VIATRIS INC	COMMON STOCK	92556V106	22,246	2,256	SH		DFND	1	2,256	0	0
VISA INC	COMMON STOCK	92826C839	873,116	3,796	SH		DFND	1	3,796	0	0
WABTEC CORP	COMMON STOCK	929740108	96,386	907	SH		DFND	1	907	0	0
WALMART INC	COMMON STOCK	931142103	858,023	5,365	SH		DFND	1	5,365	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	199,292	8,961	SH		DFND	1	8,961	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	2,607	240	SH		DFND	1	240	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	33,726	1,100	SH		DFND	1	1,100	0	0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF	EXCHANGE-TRADED FUND	78464A409	355,206	5,992	SH		DFND	1	5,992	0	0
TECHNOLOGY SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y803	1,371,768	8,368	SH		DFND	1	8,368	0	0
THE FIDELITY MSCI FINANCIALS INDEX ETF	EXCHANGE-TRADED FUND	316092501	27,098	582	SH		DFND	1	582	0	0
ZOETIS INC	COMMON STOCK	98978V103	304,465	1,750	SH		DFND	1	1,750	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	702,976	2,289	SH		DFND	1	2,289	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	2,753,445	12,910	SH		DFND	1	12,910	0	0
ALCON INC ORD	FOREIGN STOCK	H01301128	4,624	60	SH		DFND	1	60	0	0
NXP SEMICONDUCTORS NV	FOREIGN STOCK	N6596X109	9,996	50	SH		DFND	1	50	0	0
AT&T INC.	COMMON STOCK	00206R102	133,588	8,894	SH		DFND	1	8,894	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	15,012	155	SH		DFND	1	155	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	160,090	1,074	SH		DFND	1	1,074	0	0
ADOBE INC COM	COMMON STOCK	00724F101	803,093	1,575	SH		DFND	1	1,575	0	0
AGNICO EAGLE MINES LTD COM	NON US EQUITY	008474108	164,620	3,622	SH		DFND	1	3,622	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	406,679	1,435	SH		DFND	1	1,435	0	0
ALLIANT ENERGY CORPORATION	COMMON STOCK	018802108	1,394,391	28,780	SH		DFND	1	28,780	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	106,799	810	SH		DFND	1	810	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	1,514,050	11,570	SH		DFND	1	11,570	0	0
AMAZON.COM INC	COMMON STOCK	023135106	1,230,903	9,683	SH		DFND	1	9,683	0	0
AMERICAN TOWER CORP NEW COM	REAL ESTATE INVESTMENT TRUST	03027X100	5,098	31	SH		DFND	1	31	0	0
CENCORA INC COM	COMMON STOCK	03073E105	750,835	4,172	SH		DFND	1	4,172	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	121,652	369	SH		DFND	1	369	0	0
ELEVANCE HEALTH INC COM	COMMON STOCK	036752103	613,942	1,410	SH		DFND	1	1,410	0	0
APPLE INC COM	COMMON STOCK	037833100	2,044,761	11,943	SH		DFND	1	11,943	0	0
AUTODESK INCORPORATED	COMMON STOCK	052769106	152,079	735	SH		DFND	1	735	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	143,626	597	SH		DFND	1	597	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	167,757	6,127	SH		DFND	1	6,127	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	69,690	1,634	SH		DFND	1	1,634	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM	COMMON STOCK	084670702	25,947,071	74,071	SH		DFND	1	74,071	0	0
BOEING CO	COMMON STOCK	097023105	38,336	200	SH		DFND	1	200	0	0
BOOKING HLDGS INC COM	COMMON STOCK	09857L108	928,269	301	SH		DFND	1	301	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	40,222	693	SH		DFND	1	693	0	0
BRITISH AMERICAN TOBACCO PLC SPON ADR	ADR / IDR / GDR	110448107	65,207	2,076	SH		DFND	1	2,076	0	0
BROADRIDGE FINANCIAL SOLUTIONS	COMMON STOCK	11133T103	83,437	466	SH		DFND	1	466	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	386,220	465	SH		DFND	1	465	0	0
BROOKFIELD CORP CL A LTD VT SH COM	NON US EQUITY	11271J107	70,045	2,240	SH		DFND	1	2,240	0	0
CF INDUSTRIES HLDGS	COMMON STOCK	125269100	80,167	935	SH		DFND	1	935	0	0
CME GROUP INC	COMMON STOCK	12572Q105	12,013	60	SH		DFND	1	60	0	0
CVS HEALTH CORP COM	COMMON STOCK	126650100	216,651	3,103	SH		DFND	1	3,103	0	0
CARMAX INC	COMMON STOCK	143130102	401,676	5,679	SH		DFND	1	5,679	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	2,108,925	7,725	SH		DFND	1	7,725	0	0
CELANESE CORP DEL COM	COMMON STOCK	150870103	74,684	595	SH		DFND	1	595	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	424,754	2,519	SH		DFND	1	2,519	0	0
CHINA STL CORP SPON ADR	ADR / IDR / GDR	169417102	16	1	SH		DFND	1	1	0	0
CHINA MED TECH INC ADR	ADR / IDR / GDR	169483104	128	50	SH		DFND	1	50	0	0
CHIPOTLE MEXICAN GRILL INC CL A	COMMON STOCK	169656105	5,495	3	SH		DFND	1	3	0	0
CHURCHILL DOWNS INCORPORATED	COMMON STOCK	171484108	177,541	1,530	SH		DFND	1	1,530	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	2,122,606	39,483	SH		DFND	1	39,483	0	0
CINTAS CORP	COMMON STOCK	172908105	19,240	40	SH		DFND	1	40	0	0
COCA COLA CO COM	COMMON STOCK	191216100	1,731,909	30,938	SH		DFND	1	30,938	0	0
COMCAST CORP CL A (NEW)	COMMON STOCK	20030N101	110,407	2,490	SH		DFND	1	2,490	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	113,331	946	SH		DFND	1	946	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	1,612,925	18,858	SH		DFND	1	18,858	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	126,419	503	SH		DFND	1	503	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	93,879	1,835	SH		DFND	1	1,835	0	0
CROWN CASTLE INC COM	REAL ESTATE INVESTMENT TRUST	22822V101	44,174	480	SH		DFND	1	480	0	0
CUMMINS INC	COMMON STOCK	231021106	92,755	406	SH		DFND	1	406	0	0
D R HORTON INC COM	COMMON STOCK	23331A109	117,680	1,095	SH		DFND	1	1,095	0	0
DTE ENERGY CO COM	COMMON STOCK	233331107	64,731	652	SH		DFND	1	652	0	0
DANAHER CORPORATION COM	COMMON STOCK	235851102	108,668	438	SH		DFND	1	438	0	0
DANIMER SCIENTIFIC INC COM CL A	COMMON STOCK	236272100	1,035	500	SH		DFND	1	500	0	0
DARDEN RESTAURANTS INC COM	COMMON STOCK	237194105	126,893	886	SH		DFND	1	886	0	0
DICKS SPORTING GOODS INC	COMMON STOCK	253393102	102,608	945	SH		DFND	1	945	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	443,344	5,470	SH		DFND	1	5,470	0	0
DUPONT DE NEMOURS INC COM	COMMON STOCK	26614N102	137,171	1,839	SH		DFND	1	1,839	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	76,056	600	SH		DFND	1	600	0	0
ECOLAB INC COM	COMMON STOCK	278865100	186,509	1,101	SH		DFND	1	1,101	0	0
ENBRIDGE INC COM	NON US EQUITY	29250N105	1,833,449	55,241	SH		DFND	1	55,241	0	0
EQUITY COMMONWEALTH	REAL ESTATE INVESTMENT TRUST	294628102	81,747	4,450	SH		DFND	1	4,450	0	0
UTILITIES SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y886	18,917	321	SH		DFND	1	321	0	0
FIDELITY NATL INFORMATION SVC	COMMON STOCK	31620M106	367,048	6,641	SH		DFND	1	6,641	0	0
FISERV INC COM	COMMON STOCK	337738108	605,014	5,356	SH		DFND	1	5,356	0	0
FLOOR & DECOR HLDGS INC CL A	COMMON STOCK	339750101	260,731	2,881	SH		DFND	1	2,881	0	0
FRANCO-NEVADA CORP	NON US EQUITY	351858105	78,759	590	SH		DFND	1	590	0	0
GALLAGHER ARTHUR J	COMMON STOCK	363576109	12,536	55	SH		DFND	1	55	0	0
VANECK VECTORS BIOTECH ETF	EXCHANGE-TRADED FUND	92189F726	248,857	1,598	SH		DFND	1	1,598	0	0
WW GRAINGER INC	COMMON STOCK	384802104	72,643	105	SH		DFND	1	105	0	0
GRAPHIC PACKAGING HOLDING COMPANY	COMMON STOCK	388689101	94,801	4,255	SH		DFND	1	4,255	0	0
HCA HEALTHCARE INC	COMMON STOCK	40412C101	22,138	90	SH		DFND	1	90	0	0
HASBRO INC	COMMON STOCK	418056107	17,527	265	SH		DFND	1	265	0	0
HOST HOTELS & RESORTS INC	REAL ESTATE INVESTMENT TRUST	44107P104	124,751	7,763	SH		DFND	1	7,763	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	16,172	1,555	SH		DFND	1	1,555	0	0
INTERNATIONAL FLAVORS & FRAGRANCES INC	COMMON STOCK	459506101	52,832	775	SH		DFND	1	775	0	0
VANGUARD CONSUMER STAPLES ETF	EXCHANGE-TRADED FUND	92204A207	129,696	710	SH		DFND	1	710	0	0
INTUIT INC	COMMON STOCK	461202103	102,188	200	SH		DFND	1	200	0	0
VANGUARD DIVIDEND APPRECIATION ETF	EXCHANGE-TRADED FUND	921908844	16,004	103	SH		DFND	1	103	0	0
VANGUARD EMERGING MARKETS STOCK	EXCHANGE-TRADED FUND	922042858	2,466,619	62,908	SH		DFND	1	62,908	0	0
IQVIA HLDGS INC COM	COMMON STOCK	46266C105	814,545	4,140	SH		DFND	1	4,140	0	0
VANGUARD EXTENDED MARKET INDEX	EXCHANGE-TRADED FUND	922908652	4,031,157	28,125	SH		DFND	1	28,125	0	0
VANGUARD FTSE DEVELOPED MARKETS	EXCHANGE-TRADED FUND	921943858	177,678	4,064	SH		DFND	1	4,064	0	0
VANGUARD GROWTH ETF	EXCHANGE-TRADED FUND	922908736	226,562	832	SH		DFND	1	832	0	0
VANGUARD HEALTH CARE	EXCHANGE-TRADED FUND	92204A504	15,517	66	SH		DFND	1	66	0	0
VANGUARD HIGH DIVIDEND YIELD ETF	EXCHANGE-TRADED FUND	921946406	349,325	3,381	SH		DFND	1	3,381	0	0
VANGUARD INFORMATION TECHNOLOGY	EXCHANGE-TRADED FUND	92204A702	255,164	615	SH		DFND	1	615	0	0
VANGUARD INTERMEDIATE TERM BD ETF	EXCHANGE-TRADED FUND	921937819	201,600	2,788	SH		DFND	1	2,788	0	0
VANGUARD INTERM-TM CORP BD IDX	EXCHANGE-TRADED FUND	92206C870	71,346	939	SH		DFND	1	939	0	0
VANGUARD INTERM-TM GOVT BD IDX	EXCHANGE-TRADED FUND	92206C706	326,900	5,720	SH		DFND	1	5,720	0	0
KLA CORPORATION COM	COMMON STOCK	482480100	169,704	370	SH		DFND	1	370	0	0
KEYSIGHT TECHNOLOGIES INC	COMMON STOCK	49338L103	49,749	376	SH		DFND	1	376	0	0
LKQ CORP	COMMON STOCK	501889208	112,289	2,268	SH		DFND	1	2,268	0	0
LPL FINANCIAL HOLDINGS INC	COMMON STOCK	50212V100	153,284	645	SH		DFND	1	645	0	0
LANTHEUS HLDGS INC COM	COMMON STOCK	516544103	98,662	1,420	SH		DFND	1	1,420	0	0
LITTELFUSE INC	COMMON STOCK	537008104	117,972	477	SH		DFND	1	477	0	0
LOEWS CORP COM	COMMON STOCK	540424108	144,980	2,290	SH		DFND	1	2,290	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	117,014	563	SH		DFND	1	563	0	0
MARATHON PETROLEUM CORP	COMMON STOCK	56585A102	21,944	145	SH		DFND	1	145	0	0
MASCO CORP	COMMON STOCK	574599106	10,957	205	SH		DFND	1	205	0	0
MASIMO CORPORATION	COMMON STOCK	574795100	92,239	1,052	SH		DFND	1	1,052	0	0
MASTERCARD INC CL A	COMMON STOCK	57636Q104	1,298,189	3,279	SH		DFND	1	3,279	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	96,102	221	SH		DFND	1	221	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	51,157	535	SH		DFND	1	535	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	24,222	123	SH		DFND	1	123	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	8,804	20	SH		DFND	1	20	0	0
OLD DOMINION FREIGHT LINE	COMMON STOCK	679580100	216,844	530	SH		DFND	1	530	0	0
PACKAGING CORP OF AMERICA	COMMON STOCK	695156109	1,689,818	11,005	SH		DFND	1	11,005	0	0
PAYCOM SOFTWARE INC	COMMON STOCK	70432V102	203,008	783	SH		DFND	1	783	0	0
PRIMERICA INC	COMMON STOCK	74164M108	155,984	804	SH		DFND	1	804	0	0
PROLOGIS INC	REAL ESTATE INVESTMENT TRUST	74340W103	11,333	101	SH		DFND	1	101	0	0
PRUDENTIAL FINANCIAL INC	COMMON STOCK	744320102	1,587,984	16,735	SH		DFND	1	16,735	0	0
PUBLIC SVC ENTERPRISE GROUP	COMMON STOCK	744573106	80,300	1,411	SH		DFND	1	1,411	0	0
QUANTA SERVICES INC	COMMON STOCK	74762E102	92,413	494	SH		DFND	1	494	0	0
RH	COMMON STOCK	74967X103	56,837	215	SH		DFND	1	215	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	106,985	130	SH		DFND	1	130	0	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	177,246	366	SH		DFND	1	366	0	0
VANGUARD LG-TERM TREASURY	EXCHANGE-TRADED FUND	92206C847	184,238	3,319	SH		DFND	1	3,319	0	0
VANGUARD LONG-TERM CORP BOND IDX	EXCHANGE-TRADED FUND	92206C813	68,969	963	SH		DFND	1	963	0	0
VANGUARD REAL ESTATE ETF	EXCHANGE-TRADED FUND	922908553	1,735,411	22,937	SH		DFND	1	22,937	0	0
VANGUARD SHORT-TERM CORP BD IDX	EXCHANGE-TRADED FUND	92206C409	131,362	1,748	SH		DFND	1	1,748	0	0
VANGUARD SHORT-TERM GOVERNMENT	EXCHANGE-TRADED FUND	92206C102	131,903	2,290	SH		DFND	1	2,290	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE-TRADED FUND	921937835	20,585	295	SH		DFND	1	295	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	172,363	850	SH		DFND	1	850	0	0
SEMPRA COM	COMMON STOCK	816851109	15,647	230	SH		DFND	1	230	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	265,507	1,041	SH		DFND	1	1,041	0	0
STATE STREET CORP	COMMON STOCK	857477103	15,066	225	SH		DFND	1	225	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	169,701	621	SH		DFND	1	621	0	0
TAIWAN SEMICONDUCTOR SPONS ADR	ADR / IDR / GDR	874039100	524,094	6,031	SH		DFND	1	6,031	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	86,501	544	SH		DFND	1	544	0	0
TEXAS ROADHOUSE INC CL A	COMMON STOCK	882681109	54,777	570	SH		DFND	1	570	0	0
THE TRADE DESK INC-CLASS A	COMMON STOCK	88339J105	277,433	3,550	SH		DFND	1	3,550	0	0
THERMO FISHER SCIENTIFIC INC COM	COMMON STOCK	883556102	87,567	173	SH		DFND	1	173	0	0
3M CO COM	COMMON STOCK	88579Y101	1,189,723	12,708	SH		DFND	1	12,708	0	0
TRACTOR SUPPLY CO	COMMON STOCK	892356106	38,580	190	SH		DFND	1	190	0	0
TRANSUNION	COMMON STOCK	89400J107	5,743	80	SH		DFND	1	80	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	100,021	1,981	SH		DFND	1	1,981	0	0
UGI CORP NEW (HOLDING CO)	COMMON STOCK	902681105	14,950	650	SH		DFND	1	650	0	0
UNILEVER PLC SPON ADR NEW	ADR / IDR / GDR	904767704	146,224	2,960	SH		DFND	1	2,960	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	97,805	220	SH		DFND	1	220	0	0
VANGUARD TOTAL INTL STOCK ET	EXCHANGE-TRADED FUND	921909768	367,522	6,867	SH		DFND	1	6,867	0	0
VANGUARD TOTAL STOCK MARKET ETF	EXCHANGE-TRADED FUND	922908769	1,494,943	7,038	SH		DFND	1	7,038	0	0
VANGUARD UTILITIES ETF (MKT)	EXCHANGE-TRADED FUND	92204A876	24,233	190	SH		DFND	1	190	0	0
WISDOMTREE EMERGING MARKETS	EXCHANGE-TRADED FUND	97717W315	42,990	1,147	SH		DFND	1	1,147	0	0
WISDOMTREE SMALLCAP DIVIDEND	EXCHANGE-TRADED FUND	97717W604	64,324	2,281	SH		DFND	1	2,281	0	0
VEEVA SYSTEMS INC CLASS A	COMMON STOCK	922475108	244,140	1,200	SH		DFND	1	1,200	0	0
WISDOMTREE US MIDCAP	EXCHANGE-TRADED FUND	97717W505	57,345	1,400	SH		DFND	1	1,400	0	0
VERISIGN INC	COMMON STOCK	92343E102	18,835	93	SH		DFND	1	93	0	0
WASTE MGMT INC DEL COM	COMMON STOCK	94106L109	1,771,505	11,621	SH		DFND	1	11,621	0	0
WELLS FARGO CO NEW COM	COMMON STOCK	949746101	168,956	4,135	SH		DFND	1	4,135	0	0
WESTBURY METALS GRP COM	COMMON STOCK	957289101	0	1,000	SH		DFND	1	1,000	0	0
WHIRLPOOL CORP COM	COMMON STOCK	963320106	14,707	110	SH		DFND	1	110	0	0
WORKDAY INC COM CL A	COMMON STOCK	98138H101	21,485	100	SH		DFND	1	100	0	0
YUM BRANDS INC	COMMON STOCK	988498101	26,612	213	SH		DFND	1	213	0	0
ZEBRA TECH CORP CL A	COMMON STOCK	989207105	57,950	245	SH		DFND	1	245	0	0
MEDTRONIC PLC	NON US EQUITY	G5960L103	219,800	2,805	SH		DFND	1	2,805	0	0
APTIV PLC SHS	NON US EQUITY	G6095L109	118,702	1,204	SH		DFND	1	1,204	0	0
CHUBB LIMITED	NON US EQUITY	H1467J104	24,982	120	SH		DFND	1	120	0	0
ASML HOLDING NV	NON US EQUITY	N07059210	8,830	15	SH		DFND	1	15	0	0
LYONDELLBASELL INDUSTRIES CL A	NON US EQUITY	N53745100	1,567,569	16,553	SH		DFND	1	16,553	0	0