United Community Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	COMMON STOCK	88579Y101	270,479	2,550	SH		DFND	1	2,550	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	17,617	155	SH		DFND	1	155	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	211,964	1,164	SH		DFND	1	1,164	0	0
ACCENTURE PLC	NON US EQUITY	G1151C101	1,340,369	3,849	SH		DFND	1	3,849	0	0
ADOBE INC COM	COMMON STOCK	00724F101	765,478	1,517	SH		DFND	1	1,517	0	0
AGNICO EAGLE MINES LTD COM	NON US EQUITY	008474108	216,052	3,622	SH		DFND	1	3,622	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	344,023	1,420	SH		DFND	1	1,420	0	0
ALCON INC ORD	FOREIGN STOCK	H01301128	4,997	60	SH		DFND	1	60	0	0
ALLIANT ENERGY CORPORATION	COMMON STOCK	018802108	1,444,010	28,651	SH		DFND	1	28,651	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	189,564	1,245	SH		DFND	1	1,245	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	1,761,806	11,673	SH		DFND	1	11,673	0	0
AMAZON.COM INC	COMMON STOCK	023135106	1,560,828	8,653	SH		DFND	1	8,653	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	179,322	409	SH		DFND	1	409	0	0
APPLE INC COM	COMMON STOCK	037833100	2,117,435	12,348	SH		DFND	1	12,348	0	0
APTIV PLC SHS	NON US EQUITY	G6095L109	148,866	1,869	SH		DFND	1	1,869	0	0
ASML HOLDING NV	NON US EQUITY	N07059210	14,557	15	SH		DFND	1	15	0	0
AT&T INC.	COMMON STOCK	00206R102	153,208	8,705	SH		DFND	1	8,705	0	0
AUTODESK INCORPORATED	COMMON STOCK	052769106	408,859	1,570	SH		DFND	1	1,570	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	202,789	812	SH		DFND	1	812	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	248,073	6,542	SH		DFND	1	6,542	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	94,151	1,634	SH		DFND	1	1,634	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM	COMMON STOCK	084670702	30,751,366	73,127	SH		DFND	1	73,127	0	0
BOEING CO	COMMON STOCK	097023105	38,598	200	SH		DFND	1	200	0	0
BOOKING HLDGS INC COM	COMMON STOCK	09857L108	1,124,643	310	SH		DFND	1	310	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	37,581	693	SH		DFND	1	693	0	0
BRITISH AMERICAN TOBACCO PLC SPON ADR	ADR / IDR / GDR	110448107	63,318	2,076	SH		DFND	1	2,076	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	475,822	359	SH		DFND	1	359	0	0
BROADRIDGE FINANCIAL SOLUTIONS	COMMON STOCK	11133T103	94,031	459	SH		DFND	1	459	0	0
CARMAX INC	COMMON STOCK	143130102	590,780	6,782	SH		DFND	1	6,782	0	0
CARRIER GLOBAL CORPORATION	COMMON STOCK	14448C104	34,878	600	SH		DFND	1	600	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	2,957,822	8,072	SH		DFND	1	8,072	0	0
CELANESE CORP DEL COM	COMMON STOCK	150870103	345,097	2,008	SH		DFND	1	2,008	0	0
CENCORA INC COM	COMMON STOCK	03073E105	474,802	1,954	SH		DFND	1	1,954	0	0
CF INDUSTRIES HLDGS	COMMON STOCK	125269100	84,874	1,020	SH		DFND	1	1,020	0	0
CHECK POINT SOFTWARE TECHNOLOGIES LTD	COMMON STOCK	M22465104	521,552	3,180	SH		DFND	1	3,180	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	1,364,609	8,651	SH		DFND	1	8,651	0	0
CHINA MED TECH INC ADR	ADR / IDR / GDR	169483104	128	50	SH		DFND	1	50	0	0
CHINA STL CORP SPON ADR	ADR / IDR / GDR	169417102	15	1	SH		DFND	1	1	0	0
CHIPOTLE MEXICAN GRILL INC CL A	COMMON STOCK	169656105	8,720	3	SH		DFND	1	3	0	0
CHUBB LIMITED	NON US EQUITY	H1467J104	204,206	809	SH		DFND	1	809	0	0
CHURCHILL DOWNS INCORPORATED	COMMON STOCK	171484108	189,338	1,530	SH		DFND	1	1,530	0	0
CINTAS CORP	COMMON STOCK	172908105	27,481	40	SH		DFND	1	40	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	2,637,395	52,843	SH		DFND	1	52,843	0	0
CITIGROUP INC	COMMON STOCK	172967424	271,805	4,298	SH		DFND	1	4,298	0	0
COCA COLA CO COM	COMMON STOCK	191216100	2,810,796	45,943	SH		DFND	1	45,943	0	0
COGNIZANT TECHNOLOGY SOLUTIONS	COMMON STOCK	192446102	110,374	1,506	SH		DFND	1	1,506	0	0
COLGATE-PALMOLIVE CO	COMMON STOCK	194162103	273,753	3,040	SH		DFND	1	3,040	0	0
COMCAST CORP CL A (NEW)	COMMON STOCK	20030N101	965,450	22,271	SH		DFND	1	22,271	0	0
COMMUNICATION SERVICES SELECT	EXCHANGE-TRADED FUND	81369Y852	41,565	509	SH		DFND	1	509	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	381,838	3,000	SH		DFND	1	3,000	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	1,813,476	19,970	SH		DFND	1	19,970	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	159,795	588	SH		DFND	1	588	0	0
CONSUMER DISCRET SELECT SECTOR	EXCHANGE-TRADED FUND	81369Y407	123,390	671	SH		DFND	1	671	0	0
CONSUMER STAPLES SELECT SECTOR	EXCHANGE-TRADED FUND	81369Y308	60,172	788	SH		DFND	1	788	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	105,824	1,835	SH		DFND	1	1,835	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	1,780,291	2,430	SH		DFND	1	2,430	0	0
CROWN CASTLE INC COM	REAL ESTATE INVESTMENT TRUST	22822V101	65,085	615	SH		DFND	1	615	0	0
CUMMINS INC	COMMON STOCK	231021106	149,093	506	SH		DFND	1	506	0	0
CVS HEALTH CORP COM	COMMON STOCK	126650100	401,432	5,033	SH		DFND	1	5,033	0	0
D R HORTON INC COM	COMMON STOCK	23331A109	176,891	1,075	SH		DFND	1	1,075	0	0
DANAHER CORPORATION COM	COMMON STOCK	235851102	697,468	2,793	SH		DFND	1	2,793	0	0
DANIMER SCIENTIFIC INC COM CL A	COMMON STOCK	236272100	545	500	SH		DFND	1	500	0	0
DARDEN RESTAURANTS INC COM	COMMON STOCK	237194105	989,194	5,918	SH		DFND	1	5,918	0	0
DARLING INGREDIENTS, INC	COMMON STOCK	237266101	17,674	380	SH		DFND	1	380	0	0
DECKERS OUTDOOR CORP	COMMON STOCK	243537107	113,892	121	SH		DFND	1	121	0	0
DELTA AIR LINES INC	COMMON STOCK	247361702	206,367	4,311	SH		DFND	1	4,311	0	0
DICKS SPORTING GOODS INC	COMMON STOCK	253393102	210,244	935	SH		DFND	1	935	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	65,545	500	SH		DFND	1	500	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	1,080,440	8,830	SH		DFND	1	8,830	0	0
DOLLAR TREE INC	COMMON STOCK	256746108	25,299	190	SH		DFND	1	190	0	0
DTE ENERGY CO COM	COMMON STOCK	233331107	82,086	732	SH		DFND	1	732	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	685,093	7,084	SH		DFND	1	7,084	0	0
DUPONT DE NEMOURS INC COM	COMMON STOCK	26614N102	140,996	1,839	SH		DFND	1	1,839	0	0
EATON CORP PLC	NON US EQUITY	G29183103	4,194,475	13,726	SH		DFND	1	13,726	0	0
ECOLAB INC COM	COMMON STOCK	278865100	241,521	1,046	SH		DFND	1	1,046	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	57,336	600	SH		DFND	1	600	0	0
ELEVANCE HEALTH INC COM	COMMON STOCK	036752103	689,140	1,329	SH		DFND	1	1,329	0	0
ELI LILLY & CO COM	COMMON STOCK	532457108	1,246,291	1,602	SH		DFND	1	1,602	0	0
EMCOR GROUP INC	COMMON STOCK	29084Q100	4,202	12	SH		DFND	1	12	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	881,503	7,772	SH		DFND	1	7,772	0	0
ENBRIDGE INC COM	NON US EQUITY	29250N105	2,007,375	55,483	SH		DFND	1	55,483	0	0
ENERGY SELECT SECTOR SPDRR (MKT)	EXCHANGE-TRADED FUND	81369Y506	10,385	110	SH		DFND	1	110	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	257,342	2,013	SH		DFND	1	2,013	0	0
EQUITY COMMONWEALTH	REAL ESTATE INVESTMENT TRUST	294628102	84,016	4,450	SH		DFND	1	4,450	0	0
EXACT SCIENCES CORP	COMMON STOCK	30063P105	6,906	100	SH		DFND	1	100	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,736,858	14,942	SH		DFND	1	14,942	0	0
FASTENAL CO	COMMON STOCK	311900104	212,058	2,749	SH		DFND	1	2,749	0	0
FEDEX CORP	COMMON STOCK	31428X106	7,244	25	SH		DFND	1	25	0	0
FIDELITY NATL INFORMATION SVC	COMMON STOCK	31620M106	466,889	6,294	SH		DFND	1	6,294	0	0
FINANCIAL SELECT SECTOR SPDR	EXCHANGE-TRADED FUND	81369Y605	111,155	2,639	SH		DFND	1	2,639	0	0
FISERV INC COM	COMMON STOCK	337738108	932,390	5,834	SH		DFND	1	5,834	0	0
FLOOR & DECOR HLDGS INC CL A	COMMON STOCK	339750101	364,880	2,815	SH		DFND	1	2,815	0	0
FMC CORP	COMMON STOCK	302491303	9,555	150	SH		DFND	1	150	0	0
FORTINET INC	COMMON STOCK	34959E109	70,291	1,029	SH		DFND	1	1,029	0	0
FORTUNE BRANDS INNOVATIONS INC	COMMON STOCK	34964C106	135,472	1,600	SH		DFND	1	1,600	0	0
FOUR CORNERS PPTY TR INC	COMMON STOCK	35086T109	64,797	2,648	SH		DFND	1	2,648	0	0
FRANCO-NEVADA CORP	NON US EQUITY	351858105	70,304	590	SH		DFND	1	590	0	0
FRANKLIN RESOURCES INC	COMMON STOCK	354613101	175,574	6,246	SH		DFND	1	6,246	0	0
GALLAGHER ARTHUR J	COMMON STOCK	363576109	13,752	55	SH		DFND	1	55	0	0
GE HEALTHCARE TECHNOLOGIES INC	COMMON STOCK	36266G107	3,364	37	SH		DFND	1	37	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	436,730	1,546	SH		DFND	1	1,546	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604301	25,978	148	SH		DFND	1	148	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	384,835	5,500	SH		DFND	1	5,500	0	0
GENERAL MOTORS CORP	COMMON STOCK	37045V100	454	10	SH		DFND	1	10	0	0
GENUINE PARTS COMPANY	COMMON STOCK	372460105	180,338	1,164	SH		DFND	1	1,164	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	204,885	2,797	SH		DFND	1	2,797	0	0
GOLDMAN SACHS ETF TR ACCES TREASURY ETF	EXCHANGE-TRADED FUND	381430529	249,703	2,475	SH		DFND	1	2,475	0	0
GRAPHIC PACKAGING HOLDING COMPANY	COMMON STOCK	388689101	120,076	4,115	SH		DFND	1	4,115	0	0
HALLIBURTON CO	COMMON STOCK	406216101	14,980	380	SH		DFND	1	380	0	0
HASBRO INC	COMMON STOCK	418056107	20,630	365	SH		DFND	1	365	0	0
HCA HEALTHCARE INC	COMMON STOCK	40412C101	30,018	90	SH		DFND	1	90	0	0
HEALTH CARE SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y209	137,536	931	SH		DFND	1	931	0	0
HEWLETT PACKARD ENTERPRISE CO	COMMON STOCK	42824C109	1,773	100	SH		DFND	1	100	0	0
HOLOGIC INC	COMMON STOCK	436440101	7,796	100	SH		DFND	1	100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,641,854	6,887	SH		DFND	1	6,887	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	314,242	1,531	SH		DFND	1	1,531	0	0
HOST HOTELS & RESORTS INC	REAL ESTATE INVESTMENT TRUST	44107P104	181,219	8,763	SH		DFND	1	8,763	0	0
HP INC COM	COMMON STOCK	40434L105	231,031	7,645	SH		DFND	1	7,645	0	0
HUBBELL INCORPORATED	COMMON STOCK	443510607	161,870	390	SH		DFND	1	390	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	19,949	1,430	SH		DFND	1	1,430	0	0
INCYTE CORP	COMMON STOCK	45337C102	99,128	1,740	SH		DFND	1	1,740	0	0
INDUSTRIAL SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y704	147,500	1,171	SH		DFND	1	1,171	0	0
INTEL CORP	COMMON STOCK	458140100	504,068	11,412	SH		DFND	1	11,412	0	0
INTERNATIONAL BUSINESS MACHS COM	COMMON STOCK	459200101	955,181	5,002	SH		DFND	1	5,002	0	0
INTERNATIONAL FLAVORS & FRAGRANCES INC	COMMON STOCK	459506101	66,642	775	SH		DFND	1	775	0	0
INTERNATIONAL PAPER CO	COMMON STOCK	460146103	183,394	4,700	SH		DFND	1	4,700	0	0
INTUIT INC	COMMON STOCK	461202103	217,750	335	SH		DFND	1	335	0	0
INVESCO ETF TR II S&P GBL WATER	EXCHANGE-TRADED FUND	46138E263	81,907	1,475	SH		DFND	1	1,475	0	0
INVESCO EXCHNG TRADED FD TR II PFD ETF	EXCHANGE-TRADED FUND	46138E511	155,355	13,077	SH		DFND	1	13,077	0	0
INVESCO LIMITED	FOREIGN STOCK	G491BT108	126,348	7,616	SH		DFND	1	7,616	0	0
INVESCO QQQ TR UNIT SER ETF	EXCHANGE-TRADED FUND	46090E103	150,963	340	SH		DFND	1	340	0	0
IQVIA HLDGS INC COM	COMMON STOCK	46266C105	1,003,215	3,967	SH		DFND	1	3,967	0	0
ISHARES 0-3 TREASRY BD	EXCHANGE-TRADED FUND	46436E718	284,505	2,825	SH		DFND	1	2,825	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	EXCHANGE-TRADED FUND	464287457	514,805	6,295	SH		DFND	1	6,295	0	0
ISHARES COMMODITIES SELECT	EXCHANGE-TRADED FUND	46431W853	1,324,377	49,051	SH		DFND	1	49,051	0	0
ISHARES CORE S&P MID-CAP (MKT)	EXCHANGE-TRADED FUND	464287507	4,542,259	74,782	SH		DFND	1	74,782	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	EXCHANGE-TRADED FUND	464287804	2,332,747	21,107	SH		DFND	1	21,107	0	0
ISHARES CORE US AGGBD BD ETF	EXCHANGE-TRADED FUND	464287226	1,559,302	15,921	SH		DFND	1	15,921	0	0
ISHARES GOLD TR ISHARES NEW ETF	EXCHANGE-TRADED FUND	464285204	1,268,366	30,192	SH		DFND	1	30,192	0	0
ISHARES IBOND DEC 2029 TERM	EXCHANGE-TRADED FUND	46436E205	23,733	1,040	SH		DFND	1	1,040	0	0
ISHARES IBONDS DEC 2024	EXCHANGE-TRADED FUND	46434VBG4	376,102	15,014	SH		DFND	1	15,014	0	0
ISHARES IBONDS DEC 2024 TERM	EXCHANGE-TRADED FUND	46436E874	47,784	1,996	SH		DFND	1	1,996	0	0
ISHARES IBONDS DEC 2025 TERM	EXCHANGE-TRADED FUND	46436E866	70,155	3,020	SH		DFND	1	3,020	0	0
ISHARES IBONDS DEC 2025 TERM	EXCHANGE-TRADED FUND	46434VBD1	264,499	10,661	SH		DFND	1	10,661	0	0
ISHARES IBONDS DEC 2026	EXCHANGE-TRADED FUND	46435GAA0	23,850	1,000	SH		DFND	1	1,000	0	0
ISHARES IBONDS DEC 2026 TERM	EXCHANGE-TRADED FUND	46436E858	65,927	2,903	SH		DFND	1	2,903	0	0
ISHARES IBONDS DEC 2027 TERM	EXCHANGE-TRADED FUND	46435UAA9	20,492	861	SH		DFND	1	861	0	0
ISHARES IBONDS DEC 2028 TERM	EXCHANGE-TRADED FUND	46436E833	143,236	6,530	SH		DFND	1	6,530	0	0
ISHARES IBOXX $ INVST GRADE CRP	EXCHANGE-TRADED FUND	464287242	2,987,237	27,426	SH		DFND	1	27,426	0	0
ISHARES INTERNATIONAL SELECT DIV	EXCHANGE-TRADED FUND	464288448	52,827	1,884	SH		DFND	1	1,884	0	0
ISHARES MBS (MKT)	EXCHANGE-TRADED FUND	464288588	294,819	3,190	SH		DFND	1	3,190	0	0
ISHARES MSCI EAFE (MKT)	EXCHANGE-TRADED FUND	464287465	10,547,355	132,073	SH		DFND	1	132,073	0	0
ISHARES MSCI EMERGING MARKETS	EXCHANGE-TRADED FUND	464287234	13,187	321	SH		DFND	1	321	0	0
ISHARES MSCI HONG KONG ETF	EXCHANGE-TRADED FUND	464286871	6,236	401	SH		DFND	1	401	0	0
ISHARES NORTH AMERICAN	EXCHANGE-TRADED FUND	464287515	1,541,256	18,075	SH		DFND	1	18,075	0	0
ISHARES NORTH AMERICAN TECH	EXCHANGE-TRADED FUND	464287549	501,568	5,820	SH		DFND	1	5,820	0	0
ISHARES PFD & INC SECURITIES ETF	EXCHANGE-TRADED FUND	464288687	1,231,253	38,202	SH		DFND	1	38,202	0	0
ISHARES RUSSELL 1000 GROWTH	EXCHANGE-TRADED FUND	464287614	74,488	221	SH		DFND	1	221	0	0
ISHARES RUSSELL 2000 ETF	EXCHANGE-TRADED FUND	464287655	905,336	4,385	SH		DFND	1	4,385	0	0
ISHARES RUSSELL 2000 GROWTH ETF	EXCHANGE-TRADED FUND	464287648	114,819	424	SH		DFND	1	424	0	0
ISHARES RUSSELL 2000 VALUE ETF	EXCHANGE-TRADED FUND	464287630	43,355	273	SH		DFND	1	273	0	0
ISHARES RUSSELL MIDCAP ETF	EXCHANGE-TRADED FUND	464287499	309,535	3,681	SH		DFND	1	3,681	0	0
ISHARES RUSSELL MIDCAP VALUE ETF	EXCHANGE-TRADED FUND	464287473	45,369	362	SH		DFND	1	362	0	0
ISHARES S&P 100 ETF	EXCHANGE-TRADED FUND	464287101	117,520	475	SH		DFND	1	475	0	0
ISHARES S&P 500 GROWTH (MKT)	EXCHANGE-TRADED FUND	464287309	316,395	3,747	SH		DFND	1	3,747	0	0
ISHARES S&P 500 VALUE (MKT)	EXCHANGE-TRADED FUND	464287408	320,192	1,714	SH		DFND	1	1,714	0	0
ISHARES S&P MIDCAP 400 GROWTH	EXCHANGE-TRADED FUND	464287606	668,863	7,330	SH		DFND	1	7,330	0	0
ISHARES S&P MID-CAP 400 VALUE	EXCHANGE-TRADED FUND	464287705	355,106	3,002	SH		DFND	1	3,002	0	0
ISHARES S&P SMALL-CAP 600 GROWTH	EXCHANGE-TRADED FUND	464287887	238,322	1,823	SH		DFND	1	1,823	0	0
ISHARES SELECT DIVIDEND (MKT)	EXCHANGE-TRADED FUND	464287168	698,676	5,672	SH		DFND	1	5,672	0	0
ISHARES SHORT TREASURY BOND	EXCHANGE-TRADED FUND	464288679	903,331	8,172	SH		DFND	1	8,172	0	0
ISHARES SHORT-TERM	EXCHANGE-TRADED FUND	464288646	2,338,526	45,603	SH		DFND	1	45,603	0	0
ISHARES TR CONSER ALLOC ETF	EXCHANGE-TRADED FUND	464289883	52,476	1,425	SH		DFND	1	1,425	0	0
ISHARES TR CORE S&P500 ETF	EXCHANGE-TRADED FUND	464287200	19,881,657	38,763	SH		DFND	1	38,763	0	0
ISHARES TR NATIONAL MUN ETF	EXCHANGE-TRADED FUND	464288414	3,927,712	36,365	SH		DFND	1	36,365	0	0
JANUS HENDERSON MORTGAGE	EXCHANGE-TRADED FUND	47103U852	383,440	8,502	SH		DFND	1	8,502	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,199,397	7,582	SH		DFND	1	7,582	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	2,525,786	12,610	SH		DFND	1	12,610	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	558,407	4,317	SH		DFND	1	4,317	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	243,281	13,265	SH		DFND	1	13,265	0	0
KLA CORPORATION COM	COMMON STOCK	482480100	272,442	390	SH		DFND	1	390	0	0
KRAFT HEINZ CO	COMMON STOCK	500754106	9,153	248	SH		DFND	1	248	0	0
LANTHEUS HLDGS INC COM	COMMON STOCK	516544103	87,136	1,400	SH		DFND	1	1,400	0	0
LIBERTY ALL STAR EQUITY FUND	EXCHANGE-TRADED FUND	530158104	2,781	389	SH		DFND	1	389	0	0
LITTELFUSE INC	COMMON STOCK	537008104	114,389	472	SH		DFND	1	472	0	0
LKQ CORP	COMMON STOCK	501889208	181,487	3,398	SH		DFND	1	3,398	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	243,356	535	SH		DFND	1	535	0	0
LOEWS CORP COM	COMMON STOCK	540424108	179,284	2,290	SH		DFND	1	2,290	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	185,443	728	SH		DFND	1	728	0	0
LPL FINANCIAL HOLDINGS INC	COMMON STOCK	50212V100	166,446	630	SH		DFND	1	630	0	0
LULULEMON ATHLETICA INC	COMMON STOCK	550021109	119,148	305	SH		DFND	1	305	0	0
LUMEN TECHNOLOGIES INC	COMMON STOCK	550241103	197	126	SH		DFND	1	126	0	0
LYONDELLBASELL INDUSTRIES CL A	NON US EQUITY	N53745100	1,658,368	16,214	SH		DFND	1	16,214	0	0
MARATHON PETROLEUM CORP	COMMON STOCK	56585A102	24,180	120	SH		DFND	1	120	0	0
MARRIOT INTERNATIONAL CL A	COMMON STOCK	571903202	474,849	1,882	SH		DFND	1	1,882	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	30,697	50	SH		DFND	1	50	0	0
MASCO CORP	COMMON STOCK	574599106	16,170	205	SH		DFND	1	205	0	0
MASIMO CORPORATION	COMMON STOCK	574795100	150,668	1,026	SH		DFND	1	1,026	0	0
MASTERCARD INC CL A	COMMON STOCK	57636Q104	1,613,741	3,351	SH		DFND	1	3,351	0	0
MATERIALS SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y100	24,616	265	SH		DFND	1	265	0	0
MCDONALDS CORP	COMMON STOCK	580135101	2,205,414	7,822	SH		DFND	1	7,822	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	201,856	376	SH		DFND	1	376	0	0
MEDTRONIC PLC	NON US EQUITY	G5960L103	1,040,634	12,194	SH		DFND	1	12,194	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	3,332,529	25,256	SH		DFND	1	25,256	0	0
META PLATFORMS INC CL A COM	COMMON STOCK	30303M102	2,609,027	5,373	SH		DFND	1	5,373	0	0
METLIFE INC	COMMON STOCK	59156R108	419,315	5,658	SH		DFND	1	5,658	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	295,774	3,297	SH		DFND	1	3,297	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	8,008,406	19,035	SH		DFND	1	19,035	0	0
MINERS ETF	EXCHANGE-TRADED FUND	92189F106	31,620	1,000	SH		DFND	1	1,000	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	283,010	4,043	SH		DFND	1	4,043	0	0
MORGAN STANLEY	COMMON STOCK	617446448	188,414	2,001	SH		DFND	1	2,001	0	0
NETFLIX INC	COMMON STOCK	64110L106	255,079	420	SH		DFND	1	420	0	0
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	1,040,649	16,283	SH		DFND	1	16,283	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	88,341	940	SH		DFND	1	940	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	19,115	75	SH		DFND	1	75	0	0
NOVARTIS AG SPON ADR	ADR / IDR / GDR	66987V109	305,848	3,102	SH		DFND	1	3,102	0	0
NRG ENERGY INC	COMMON STOCK	629377508	244,496	3,612	SH		DFND	1	3,612	0	0
NUTRIEN LTD	FOREIGN STOCK	67077M108	114,431	2,107	SH		DFND	1	2,107	0	0
NUVEEN MUNI CREDIT INC FD COM SH BEN INT	EXCHANGE-TRADED FUND	67070X101	61	5	SH		DFND	1	5	0	0
NVIDIA CORP	COMMON STOCK	67066G104	2,714,294	3,004	SH		DFND	1	3,004	0	0
NXP SEMICONDUCTORS NV	FOREIGN STOCK	N6596X109	12,389	50	SH		DFND	1	50	0	0
OGE ENERGY CORP	COMMON STOCK	670837103	13,720	400	SH		DFND	1	400	0	0
OLD DOMINION FREIGHT LINE	COMMON STOCK	679580100	230,276	1,050	SH		DFND	1	1,050	0	0
OMEGA HEALTHCARE INVESTORS	REAL ESTATE INVESTMENT TRUST	681936100	98,431	3,108	SH		DFND	1	3,108	0	0
ON SEMICONDUCTOR CORP COM	COMMON STOCK	682189105	336,858	4,580	SH		DFND	1	4,580	0	0
ONEOK INC	COMMON STOCK	682680103	229,686	2,865	SH		DFND	1	2,865	0	0
ORACLE CORP	COMMON STOCK	68389X105	801,643	6,382	SH		DFND	1	6,382	0	0
ORGANON & CO	COMMON STOCK	68622V106	188	10	SH		DFND	1	10	0	0
OTIS WORLDWIDE CORP	COMMON STOCK	68902V107	29,781	300	SH		DFND	1	300	0	0
PACCAR INC	COMMON STOCK	693718108	321,989	2,599	SH		DFND	1	2,599	0	0
PACKAGING CORP OF AMERICA	COMMON STOCK	695156109	2,001,230	10,545	SH		DFND	1	10,545	0	0
PALANTIR TECHNOLOGIES INC CL A	COMMON STOCK	69608A108	80,535	3,500	SH		DFND	1	3,500	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H107	1,222	56	SH		DFND	1	56	0	0
PARAMOUNT GLOBAL	COMMON STOCK	92556H206	18,244	1,550	SH		DFND	1	1,550	0	0
PAYCHEX INC	COMMON STOCK	704326107	1,985,430	16,168	SH		DFND	1	16,168	0	0
PEPSICO INC COM	COMMON STOCK	713448108	426,151	2,435	SH		DFND	1	2,435	0	0
PFIZER INC COM	COMMON STOCK	717081103	2,021,563	72,849	SH		DFND	1	72,849	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	858,388	9,369	SH		DFND	1	9,369	0	0
PHILLIPS 66	COMMON STOCK	718546104	367,842	2,252	SH		DFND	1	2,252	0	0
PHINIA INC	COMMON STOCK	71880K101	5,803	151	SH		DFND	1	151	0	0
PNC FINANCIAL SERVICES GROUP INC	COMMON STOCK	693475105	283,125	1,752	SH		DFND	1	1,752	0	0
PPL CORPORATION	COMMON STOCK	69351T106	167,768	6,094	SH		DFND	1	6,094	0	0
PRIMERICA INC	COMMON STOCK	74164M108	198,574	785	SH		DFND	1	785	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	976,747	6,020	SH		DFND	1	6,020	0	0
PROGRESSIVE CORP	COMMON STOCK	743315103	390,476	1,888	SH		DFND	1	1,888	0	0
PROLOGIS INC	REAL ESTATE INVESTMENT TRUST	74340W103	156,655	1,203	SH		DFND	1	1,203	0	0
PRUDENTIAL FINANCIAL INC	COMMON STOCK	744320102	1,918,316	16,340	SH		DFND	1	16,340	0	0
PUBLIC STORAGE COM	Common stock	74460D109	1,013,760	3,495	SH		DFND	1	3,495	0	0
PUBLIC SVC ENTERPRISE GROUP	COMMON STOCK	744573106	107,916	1,616	SH		DFND	1	1,616	0	0
PULTE GROUP INC	COMMON STOCK	745867101	495,266	4,106	SH		DFND	1	4,106	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	682,279	4,030	SH		DFND	1	4,030	0	0
QUANTA SERVICES INC	COMMON STOCK	74762E102	154,321	594	SH		DFND	1	594	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	120,311	125	SH		DFND	1	125	0	0
RH	COMMON STOCK	74967X103	73,135	210	SH		DFND	1	210	0	0
RIO TINTO PLC	FOREIGN STOCK	767204100	128,054	2,009	SH		DFND	1	2,009	0	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	233,309	416	SH		DFND	1	416	0	0
RTX CORPORATION COM	COMMON STOCK	75513E101	300,004	3,076	SH		DFND	1	3,076	0	0
S&P 500 DR (SPDRS)	EXCHANGE-TRADED FUND	78462F103	1,910,560	3,788	SH		DFND	1	3,788	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	547,980	1,288	SH		DFND	1	1,288	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	400,569	1,330	SH		DFND	1	1,330	0	0
SANDOZ GROUP AG SPON ADR	ADR / IDR / GDR	799926100	1,204	40	SH		DFND	1	40	0	0
SCHWAB CHARLES CORP COM	COMMON STOCK	808513105	779,101	10,770	SH		DFND	1	10,770	0	0
SEMPRA COM	COMMON STOCK	816851109	16,521	230	SH		DFND	1	230	0	0
SERVICENOW INC	COMMON STOCK	81762P102	152,480	200	SH		DFND	1	200	0	0
SHELL PLC SPON ADS ADR	ADR / IDR / GDR	780259305	221,992	3,315	SH		DFND	1	3,315	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	355,666	1,024	SH		DFND	1	1,024	0	0
SIMON PROPERTY GROUP INC	Common stock	828806109	46,947	300	SH		DFND	1	300	0	0
SOUTHERN CO COM	COMMON STOCK	842587107	2,084,695	29,059	SH		DFND	1	29,059	0	0
SPDR BARCLAYS INTERNATIONAL	EXCHANGE-TRADED FUND	78464A516	86,223	3,877	SH		DFND	1	3,877	0	0
SPDR DOUBLELINE TR TACT ETF	EXCHANGE-TRADED FUND	78467V848	570,953	14,256	SH		DFND	1	14,256	0	0
SPDR GOLD TRUST ETF	EXCHANGE-TRADED FUND	78463V107	1,083,980	5,347	SH		DFND	1	5,347	0	0
SPDR S&P BIOTECH ETF (MKT)	EXCHANGE-TRADED FUND	78464A870	10,912	115	SH		DFND	1	115	0	0
SPDR S&P MIDCAP 400 ETF TRUS	EXCHANGE-TRADED FUND	78467Y107	375,738	682	SH		DFND	1	682	0	0
SPDR SER TR BLOOMBERG 1-3 MO	EXCHANGE-TRADED FUND	78468R663	479,451	5,233	SH		DFND	1	5,233	0	0
SPDR SER TR BLOOMBERG CONV	EXCHANGE-TRADED FUND	78464A359	157,474	2,156	SH		DFND	1	2,156	0	0
SPDR SER TR BLOOMBERG INVT	EXCHANGE-TRADED FUND	78468R200	92,058	2,986	SH		DFND	1	2,986	0	0
SPDR SER TR NUVEEN BLMBRG SH	EXCHANGE-TRADED FUND	78468R739	62,858	1,325	SH		DFND	1	1,325	0	0
SPDR SERIES TRUST PORTFOLIO SHORT ETF	EXCHANGE-TRADED FUND	78464A474	548,006	18,408	SH		DFND	1	18,408	0	0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF	EXCHANGE-TRADED FUND	78464A409	438,315	5,992	SH		DFND	1	5,992	0	0
STARBUCKS CORP	COMMON STOCK	855244109	480,072	5,253	SH		DFND	1	5,253	0	0
STATE STREET CORP	COMMON STOCK	857477103	18,557	240	SH		DFND	1	240	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	286,528	1,933	SH		DFND	1	1,933	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	327,809	916	SH		DFND	1	916	0	0
SYSCO CORP	COMMON STOCK	871829107	63,726	785	SH		DFND	1	785	0	0
TAIWAN SEMICONDUCTOR SPONS ADR	ADR / IDR / GDR	874039100	774,941	5,696	SH		DFND	1	5,696	0	0
TARGET CORP	COMMON STOCK	87612E106	608,362	3,433	SH		DFND	1	3,433	0	0
TECHNOLOGY SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y803	1,412,487	6,782	SH		DFND	1	6,782	0	0
TESLA INC	COMMON STOCK	88160R101	185,812	1,057	SH		DFND	1	1,057	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	94,770	544	SH		DFND	1	544	0	0
TEXAS ROADHOUSE INC CL A	COMMON STOCK	882681109	87,276	565	SH		DFND	1	565	0	0
TEXTRON INC	COMMON STOCK	883203101	137,565	1,434	SH		DFND	1	1,434	0	0
THE FIDELITY MSCI FINANCIALS INDEX ETF	EXCHANGE-TRADED FUND	316092501	34,571	582	SH		DFND	1	582	0	0
THE TRADE DESK INC-CLASS A	COMMON STOCK	88339J105	306,844	3,510	SH		DFND	1	3,510	0	0
THE TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	713,205	3,099	SH		DFND	1	3,099	0	0
THERMO FISHER SCIENTIFIC INC COM	COMMON STOCK	883556102	117,986	203	SH		DFND	1	203	0	0
TORONTO DOMINION BANK ONTARIO	FOREIGN STOCK	891160509	183,071	3,032	SH		DFND	1	3,032	0	0
TRANSUNION	COMMON STOCK	89400J107	6,384	80	SH		DFND	1	80	0	0
TRAVEL PLUS LEISURE CO	COMMON STOCK	894164102	121,519	2,482	SH		DFND	1	2,482	0	0
TRUIST FINL CORP COM	COMMON STOCK	89832Q109	457,003	12,028	SH		DFND	1	12,028	0	0
TRUIST FINL CORP DP SH RP PFD CL R	PREFERRED STOCK	89832Q695	12,780	600	SH		DFND	1	600	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	128,090	2,181	SH		DFND	1	2,181	0	0
U S BANCORP NEW	COMMON STOCK	902973304	2,113,231	47,415	SH		DFND	1	47,415	0	0
UGI CORP NEW (HOLDING CO)	COMMON STOCK	902681105	18,528	755	SH		DFND	1	755	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	52,288	100	SH		DFND	1	100	0	0
UNILEVER PLC SPON ADR NEW	ADR / IDR / GDR	904767704	178,175	3,550	SH		DFND	1	3,550	0	0
UNION PACIFIC CORP COM	COMMON STOCK	907818108	197,436	803	SH		DFND	1	803	0	0
UNITED PARCEL SERVICE INC CL B	COMMON STOCK	911312106	3,180,130	21,078	SH		DFND	1	21,078	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	155,039	215	SH		DFND	1	215	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	2,018,513	4,000	SH		DFND	1	4,000	0	0
UTILITIES SELECT SECTOR SPDRR	EXCHANGE-TRADED FUND	81369Y886	5,646	86	SH		DFND	1	86	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	901,668	5,939	SH		DFND	1	5,939	0	0
VANECK VECTORS BIOTECH ETF	EXCHANGE-TRADED FUND	92189F726	265,795	1,598	SH		DFND	1	1,598	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	EXCHANGE-TRADED FUND	92189F643	1,698,211	18,890	SH		DFND	1	18,890	0	0
VANGUARD CONSUMER STAPLES ETF	EXCHANGE-TRADED FUND	92204A207	144,940	710	SH		DFND	1	710	0	0
VANGUARD DIVIDEND APPRECIATION ETF	EXCHANGE-TRADED FUND	921908844	18,809	103	SH		DFND	1	103	0	0
VANGUARD EXTENDED MARKET INDEX	EXCHANGE-TRADED FUND	922908652	4,402,959	25,121	SH		DFND	1	25,121	0	0
VANGUARD FTSE DEVELOPED MARKETS	EXCHANGE-TRADED FUND	921943858	178,806	3,564	SH		DFND	1	3,564	0	0
VANGUARD GROWTH ETF	EXCHANGE-TRADED FUND	922908736	237,498	690	SH		DFND	1	690	0	0
VANGUARD HEALTH CARE	EXCHANGE-TRADED FUND	92204A504	17,854	66	SH		DFND	1	66	0	0
VANGUARD HIGH DIVIDEND YIELD ETF	EXCHANGE-TRADED FUND	921946406	380,998	3,149	SH		DFND	1	3,149	0	0
VANGUARD INFORMATION TECHNOLOGY INDEX	EXCHANGE-TRADED FUND	92204A702	561,565	1,109	SH		DFND	1	1,109	0	0
VANGUARD INTERMEDIATE TERM BD ETF	EXCHANGE-TRADED FUND	921937819	213,910	2,837	SH		DFND	1	2,837	0	0
VANGUARD INTERM-TM CORP BD IDX	EXCHANGE-TRADED FUND	92206C870	104,504	1,298	SH		DFND	1	1,298	0	0
VANGUARD INTERM-TM GOVT BD IDX	EXCHANGE-TRADED FUND	92206C706	468,459	8,001	SH		DFND	1	8,001	0	0
VANGUARD INTL EQUITY INDEX FDS FTSE ETF	EXCHANGE-TRADED FUND	922042858	4,303,509	103,883	SH		DFND	1	103,883	0	0
VANGUARD LG-TERM TREASURY	EXCHANGE-TRADED FUND	92206C847	289,151	4,881	SH		DFND	1	4,881	0	0
VANGUARD LONG-TERM CORP BOND IDX	EXCHANGE-TRADED FUND	92206C813	105,140	1,344	SH		DFND	1	1,344	0	0
VANGUARD REAL ESTATE ETF	EXCHANGE-TRADED FUND	922908553	1,663,441	19,235	SH		DFND	1	19,235	0	0
VANGUARD SHORT-TERM CORP BD IDX	EXCHANGE-TRADED FUND	92206C409	182,992	2,367	SH		DFND	1	2,367	0	0
VANGUARD SHORT-TERM GOVERNMENT	EXCHANGE-TRADED FUND	92206C102	181,760	3,130	SH		DFND	1	3,130	0	0
VANGUARD TOTAL BOND MARKET ETF	EXCHANGE-TRADED FUND	921937835	21,425	295	SH		DFND	1	295	0	0
VANGUARD TOTAL INTL STOCK ET	EXCHANGE-TRADED FUND	921909768	377,719	6,264	SH		DFND	1	6,264	0	0
VANGUARD TOTAL STOCK MARKET ETF	EXCHANGE-TRADED FUND	922908769	3,084,400	12,351	SH		DFND	1	12,351	0	0
VANGUARD UTILITIES ETF (MKT)	EXCHANGE-TRADED FUND	92204A876	27,090	190	SH		DFND	1	190	0	0
VEEVA SYSTEMS INC CLASS A	COMMON STOCK	922475108	257,176	1,110	SH		DFND	1	1,110	0	0
VERISIGN INC	COMMON STOCK	92343E102	17,624	93	SH		DFND	1	93	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	2,958,173	72,369	SH		DFND	1	72,369	0	0
VIATRIS INC COM	COMMON STOCK	92556V106	50,330	4,416	SH		DFND	1	4,416	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,393,966	5,056	SH		DFND	1	5,056	0	0
WABTEC CORP	COMMON STOCK	929740108	143,166	983	SH		DFND	1	983	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	341,016	14,779	SH		DFND	1	14,779	0	0
WALMART INC	COMMON STOCK	931142103	928,362	15,429	SH		DFND	1	15,429	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	2,094	240	SH		DFND	1	240	0	0
WASTE MGMT INC DEL COM	COMMON STOCK	94106L109	2,363,407	11,088	SH		DFND	1	11,088	0	0
WELLS FARGO CO NEW COM	COMMON STOCK	949746101	237,056	4,090	SH		DFND	1	4,090	0	0
WESTBURY METALS GRP COM	COMMON STOCK	957289101	0	1,000	SH		DFND	1	1,000	0	0
WEYERHAEUSER CO	COMMON STOCK	962166104	39,501	1,100	SH		DFND	1	1,100	0	0
WHIRLPOOL CORP COM	COMMON STOCK	963320106	18,543	155	SH		DFND	1	155	0	0
WISDOMTREE EMERGING MARKETS	EXCHANGE-TRADED FUND	97717W315	17,782	425	SH		DFND	1	425	0	0
WISDOMTREE SMALLCAP DIVIDEND	EXCHANGE-TRADED FUND	97717W604	21,634	662	SH		DFND	1	662	0	0
WISDOMTREE US MIDCAP	EXCHANGE-TRADED FUND	97717W505	15,167	311	SH		DFND	1	311	0	0
WORKDAY INC COM CL A	COMMON STOCK	98138H101	27,275	100	SH		DFND	1	100	0	0
WW GRAINGER INC	COMMON STOCK	384802104	193,287	190	SH		DFND	1	190	0	0
YUM BRANDS INC	COMMON STOCK	988498101	29,532	213	SH		DFND	1	213	0	0
ZEBRA TECH CORP CL A	COMMON STOCK	989207105	72,346	240	SH		DFND	1	240	0	0
ZOETIS INC CL A COM	COMMON STOCK	98978V103	308,409	1,806	SH		DFND	1	1,806	0	0