United Community Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC INC	COMMON STOCK	001055102	107,172	1,200	SH		DFND	1	1,200	0	0
AT&T INC.	COMMON STOCK	00206R102	1,002,912	52,481	SH		DFND	1	52,481	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	16,106	155	SH		DFND	1	155	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	938,386	5,471	SH		DFND	1	5,471	0	0
CONTRA ABIOMED INC COM	COMMON STOCK	003CVR016	204	200	SH		DFND	1	200	0	0
ADOBE INC COM	COMMON STOCK	00724F101	1,269,409	2,285	SH		DFND	1	2,285	0	0
ADVANCED MICRO DEVICES INC	COMMON STOCK	007903107	136,094	839	SH		DFND	1	839	0	0
AGNICO EAGLE MINES LTD COM	NON US EQUITY	008474108	232,301	3,552	SH		DFND	1	3,552	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	357,399	1,385	SH		DFND	1	1,385	0	0
ALLIANT ENERGY CORPORATION	COMMON STOCK	018802108	1,461,543	28,714	SH		DFND	1	28,714	0	0
ALLSTATE CORP COM	COMMON STOCK	020002101	122,459	767	SH		DFND	1	767	0	0
ALPHABET INC CAP STK CL C	COMMON STOCK	02079K107	1,949,571	10,629	SH		DFND	1	10,629	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	1,918,404	10,532	SH		DFND	1	10,532	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	72,106	1,583	SH		DFND	1	1,583	0	0
AMAZON.COM INC	COMMON STOCK	023135106	2,915,949	15,089	SH		DFND	1	15,089	0	0
AMERICAN ELECTRIC POWER CO INC COM	COMMON STOCK	025537101	43,870	500	SH		DFND	1	500	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	894,478	3,863	SH		DFND	1	3,863	0	0
CENCORA INC COM	COMMON STOCK	03073E105	441,363	1,959	SH		DFND	1	1,959	0	0
AMERIPRISE FINANCIAL INC	COMMON STOCK	03076C106	172,585	404	SH		DFND	1	404	0	0
AMGEN INC	COMMON STOCK	031162100	31,245	100	SH		DFND	1	100	0	0
ELEVANCE HEALTH INC COM	COMMON STOCK	036752103	1,033,327	1,907	SH		DFND	1	1,907	0	0
APPLE INC COM	COMMON STOCK	037833100	4,646,067	22,059	SH		DFND	1	22,059	0	0
APPLIED MATERIALS INC	COMMON STOCK	038222105	376,168	1,594	SH		DFND	1	1,594	0	0
APPLOVIN CORP COM CL A	COMMON STOCK	03831W108	136,897	1,645	SH		DFND	1	1,645	0	0
ARCHER DANIELS MIDLAND CO COM	COMMON STOCK	039483102	6,045	100	SH		DFND	1	100	0	0
AUTODESK INCORPORATED	COMMON STOCK	052769106	400,869	1,620	SH		DFND	1	1,620	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	1,248,826	5,232	SH		DFND	1	5,232	0	0
BP PLC SPONSORED ADR	ADR / IDR / GDR	055622104	298,980	8,282	SH		DFND	1	8,282	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	495,892	12,469	SH		DFND	1	12,469	0	0
BAXTER INTL INC COM	COMMON STOCK	071813109	36,795	1,100	SH		DFND	1	1,100	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM	COMMON STOCK	084670702	29,882,714	73,458	SH		DFND	1	73,458	0	0
BLACKROCK INC	COMMON STOCK	09247X101	880,224	1,118	SH		DFND	1	1,118	0	0
BLACKROCK CORE BOND TRUST	EXACHANGE-TRADED FUND	09249E101	8,520	800	SH		DFND	1	800	0	0
BLACKROCK SCIENCE & TECHNOLOGY SHS BEN I	EXACHANGE-TRADED FUND	09260K101	15,629	785	SH		DFND	1	785	0	0
BOOKING HLDGS INC COM	COMMON STOCK	09857L108	1,129,028	285	SH		DFND	1	285	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	520,454	12,532	SH		DFND	1	12,532	0	0
BRITISH AMERICAN TOBACCO PLC SPON ADR	ADR / IDR / GDR	110448107	64,211	2,076	SH		DFND	1	2,076	0	0
BROADRIDGE FINANCIAL SOLUTIONS	COMMON STOCK	11133T103	88,453	449	SH		DFND	1	449	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	736,938	459	SH		DFND	1	459	0	0
CBRE GROUP INC	COMMON STOCK	12504L109	224,646	2,521	SH		DFND	1	2,521	0	0
CF INDUSTRIES HLDGS	COMMON STOCK	125269100	77,826	1,050	SH		DFND	1	1,050	0	0
THE CIGNA GROUP COM	COMMON STOCK	125523100	36,032	109	SH		DFND	1	109	0	0
CSX CORP	COMMON STOCK	126408103	970,987	29,028	SH		DFND	1	29,028	0	0
CVS HEALTH CORP COM	COMMON STOCK	126650100	489,135	8,282	SH		DFND	1	8,282	0	0
CACI INTERNATIONAL INC CL A	COMMON STOCK	127190304	142,803	332	SH		DFND	1	332	0	0
CARMAX INC	COMMON STOCK	143130102	577,479	7,874	SH		DFND	1	7,874	0	0
CARRIER GLOBAL CORPORATION COM	COMMON STOCK	14448C104	37,848	600	SH		DFND	1	600	0	0
CATERPILLAR INC COM	COMMON STOCK	149123101	2,518,902	7,562	SH		DFND	1	7,562	0	0
CELANESE CORP DEL COM	COMMON STOCK	150870103	235,383	1,745	SH		DFND	1	1,745	0	0
CHEVRON CORP NEW COM	COMMON STOCK	166764100	1,388,540	8,877	SH		DFND	1	8,877	0	0
CHINA STL CORP SPON ADR	ADR / IDR / GDR	169417102	14	1	SH		DFND	1	1	0	0
CHINA MED TECH INC ADR	COMMON STOCK	169483104	128	50	SH		DFND	1	50	0	0
CHIPOTLE MEXICAN GRILL INC CL A	COMMON STOCK	169656105	9,398	150	SH		DFND	1	150	0	0
CHURCHILL DOWNS INCORPORATED	COMMON STOCK	171484108	205,212	1,470	SH		DFND	1	1,470	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	2,389,658	50,298	SH		DFND	1	50,298	0	0
CINTAS CORP	COMMON STOCK	172908105	28,010	40	SH		DFND	1	40	0	0
CITIGROUP INC	COMMON STOCK	172967424	225,918	3,560	SH		DFND	1	3,560	0	0
CITIGROUP CAP PFD	PREFERRED STOCK	173080201	43,905	1,500	SH		DFND	1	1,500	0	0
COCA COLA CO COM	COMMON STOCK	191216100	2,868,833	45,072	SH		DFND	1	45,072	0	0
COGNIZANT TECH SOLUTIONS	COMMON STOCK	192446102	102,408	1,506	SH		DFND	1	1,506	0	0
COLGATE-PALMOLIVE CO	COMMON STOCK	194162103	295,002	3,040	SH		DFND	1	3,040	0	0
COMCAST CORP CL A (NEW)	COMMON STOCK	20030N101	786,685	20,089	SH		DFND	1	20,089	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	323,238	2,826	SH		DFND	1	2,826	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	1,776,239	19,864	SH		DFND	1	19,864	0	0
CONSTELLATION BRANDS INC CL A	COMMON STOCK	21036P108	147,421	573	SH		DFND	1	573	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	98,980	1,835	SH		DFND	1	1,835	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	1,978,777	2,328	SH		DFND	1	2,328	0	0
CROWN CASTLE INC COM	COMMON STOCK	22822V101	60,086	615	SH		DFND	1	615	0	0
CUMMINS INC	COMMON STOCK	231021106	127,665	461	SH		DFND	1	461	0	0
D R HORTON INC COM	COMMON STOCK	23331A109	145,158	1,030	SH		DFND	1	1,030	0	0
DTE ENERGY CO COM	COMMON STOCK	233331107	81,259	732	SH		DFND	1	732	0	0
DANAHER CORPORATION COM	COMMON STOCK	235851102	666,850	2,669	SH		DFND	1	2,669	0	0
DARDEN RESTAURANTS INC COM	COMMON STOCK	237194105	896,268	5,923	SH		DFND	1	5,923	0	0
DARLING INGREDIENTS INC	COMMON STOCK	237266101	13,965	380	SH		DFND	1	380	0	0
DECKERS OUTDOOR CORP	COMMON STOCK	243537107	115,186	119	SH		DFND	1	119	0	0
DELTA AIR LINES INC	COMMON STOCK	247361702	193,840	4,086	SH		DFND	1	4,086	0	0
DIAGEO PLC SPONSORED ADR	ADR / IDR / GDR	25243Q205	543,405	4,310	SH		DFND	1	4,310	0	0
DICKS SPORTING GOODS INC	COMMON STOCK	253393102	194,439	905	SH		DFND	1	905	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	98,072	645	SH		DFND	1	645	0	0
DISNEY WALT CO COM	COMMON STOCK	254687106	785,781	7,914	SH		DFND	1	7,914	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	32,703	250	SH		DFND	1	250	0	0
DOLLAR TREE INC	COMMON STOCK	256746108	10,143	95	SH		DFND	1	95	0	0
DOW INC COM	COMMON STOCK	260557103	1,037,923	19,565	SH		DFND	1	19,565	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	711,633	7,100	SH		DFND	1	7,100	0	0
DUPONT DE NEMOURS INC COM	COMMON STOCK	26614N102	148,021	1,839	SH		DFND	1	1,839	0	0
E L F BEAUTY INC COM	COMMON STOCK	26856L103	162,254	770	SH		DFND	1	770	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	241,670	1,920	SH		DFND	1	1,920	0	0
ECOLAB INC COM	COMMON STOCK	278865100	251,328	1,056	SH		DFND	1	1,056	0	0
EDWARDS LIFESCIENCES CORP	COMMON STOCK	28176E108	55,422	600	SH		DFND	1	600	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	736,860	6,689	SH		DFND	1	6,689	0	0
ENBRIDGE INC COM	NON US EQUITY	29250N105	1,918,728	53,912	SH		DFND	1	53,912	0	0
EQUITY COMMONWEALTH	COMMON STOCK	294628102	86,330	4,450	SH		DFND	1	4,450	0	0
EXACT SCIENCES CORP	COMMON STOCK	30063P105	4,225	100	SH		DFND	1	100	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,657,613	14,399	SH		DFND	1	14,399	0	0
FMC CORP	COMMON STOCK	302491303	8,633	150	SH		DFND	1	150	0	0
META PLATFORMS INC CL A COM	COMMON STOCK	30303M102	2,441,433	4,842	SH		DFND	1	4,842	0	0
FARMERS GRAIN CO OF DORAN NPV 0 0S COM	COMMON STOCK	309591980	2,511	23	SH		DFND	1	23	0	0
FASTENAL CO	COMMON STOCK	311900104	172,747	2,749	SH		DFND	1	2,749	0	0
FEDERAL RLTY INVT TR NEW 5PERCENT CUM PFD C	PREFERRED STOCK	313745200	12,642	600	SH		DFND	1	600	0	0
FEDEX CORP	COMMON STOCK	31428X106	7,496	25	SH		DFND	1	25	0	0
FIDELITY WISE ORIGIN BITCOIN F SHS ETF	EXACHANGE-TRADED FUND	315948109	219,440	4,183	SH		DFND	1	4,183	0	0
THE FIDELITY MSCI FINANCIALS INDEX ETF	EXACHANGE-TRADED FUND	316092501	33,721	582	SH		DFND	1	582	0	0
FISERV INC COM	COMMON STOCK	337738108	819,720	5,500	SH		DFND	1	5,500	0	0
FLOOR & DECOR HLDGS INC CL A	COMMON STOCK	339750101	171,780	1,728	SH		DFND	1	1,728	0	0
FORTINET INC	COMMON STOCK	34959E109	62,018	1,029	SH		DFND	1	1,029	0	0
FORTUNE BRANDS INNOVATIONS INC COM	COMMON STOCK	34964C106	103,904	1,600	SH		DFND	1	1,600	0	0
FOUR CORNERS PROPERTY TRUST INC	COMMON STOCK	35086T109	65,326	2,648	SH		DFND	1	2,648	0	0
FRANCO-NEVADA CORP	NON US EQUITY	351858105	69,927	590	SH		DFND	1	590	0	0
FRANKLIN RESOURCES INC COM	COMMON STOCK	354613101	243,615	10,900	SH		DFND	1	10,900	0	0
GE HEALTHCARE TECHNOLOGIES INC COM	COMMON STOCK	36266G107	2,883	37	SH		DFND	1	37	0	0
GALLAGHER ARTHUR J	COMMON STOCK	363576109	14,262	55	SH		DFND	1	55	0	0
GE VERNOVA LLC COM	COMMON STOCK	36828A101	4,802	28	SH		DFND	1	28	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	446,235	1,538	SH		DFND	1	1,538	0	0
GE AEROSPACE COM NEW	COMMON STOCK	369604301	20,666	130	SH		DFND	1	130	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	347,930	5,500	SH		DFND	1	5,500	0	0
GENERAL MOTORS CORP	COMMON STOCK	37045V100	465	10	SH		DFND	1	10	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	49,380	357	SH		DFND	1	357	0	0
GILEAD SCIENCES INC COM	COMMON STOCK	375558103	408,435	5,953	SH		DFND	1	5,953	0	0
GOLDMAN SACHS ETF TR ACCES TREASURY ETF	EXACHANGE-TRADED FUND	381430529	247,698	2,475	SH		DFND	1	2,475	0	0
WW GRAINGER INC	COMMON STOCK	384802104	135,336	150	SH		DFND	1	150	0	0
GRAPHIC PACKAGING HOLDING COMPANY	COMMON STOCK	388689101	104,316	3,980	SH		DFND	1	3,980	0	0
HCA HEALTHCARE INC	COMMON STOCK	40412C101	28,915	90	SH		DFND	1	90	0	0
HP INC COM	COMMON STOCK	40434L105	288,040	8,225	SH		DFND	1	8,225	0	0
HALLIBURTON CO COM	COMMON STOCK	406216101	12,836	380	SH		DFND	1	380	0	0
HASBRO INC	COMMON STOCK	418056107	21,353	365	SH		DFND	1	365	0	0
HEWLETT PACKARD ENTERPRISE COMPANY	COMMON STOCK	42824C109	2,117	100	SH		DFND	1	100	0	0
HOLOGIC INC	COMMON STOCK	436440101	7,425	100	SH		DFND	1	100	0	0
HOME DEPOT INC	COMMON STOCK	437076102	2,360,109	6,856	SH		DFND	1	6,856	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	307,925	1,442	SH		DFND	1	1,442	0	0
HOST HOTELS & RESORTS INC	COMMON STOCK	44107P104	146,861	8,168	SH		DFND	1	8,168	0	0
HUBBELL INCORPORATED	COMMON STOCK	443510607	137,055	375	SH		DFND	1	375	0	0
HUNTINGTON BANCSHARES INC	COMMON STOCK	446150104	18,847	1,430	SH		DFND	1	1,430	0	0
INCYTE CORP	COMMON STOCK	45337C102	126,696	2,090	SH		DFND	1	2,090	0	0
INTEL CORP	COMMON STOCK	458140100	371,547	11,997	SH		DFND	1	11,997	0	0
INTERNATIONAL BUSINESS MACHS COM	COMMON STOCK	459200101	851,952	4,926	SH		DFND	1	4,926	0	0
INTERNATIONAL FLAVORS & FRAGRANCES INC	COMMON STOCK	459506101	73,788	775	SH		DFND	1	775	0	0
INTERNATIONAL PAPER CO COM	COMMON STOCK	460146103	167,551	3,883	SH		DFND	1	3,883	0	0
INVESCO QQQ TR UNIT SER ETF	EXACHANGE-TRADED FUND	46090E103	162,897	340	SH		DFND	1	340	0	0
INTUIT INC	COMMON STOCK	461202103	220,165	335	SH		DFND	1	335	0	0
INVESCO ETF TR II S&P GBL WATER	EXACHANGE-TRADED FUND	46138E263	81,553	1,475	SH		DFND	1	1,475	0	0
INVESCO EXCHNG TRADED FD TR II S&P500 LO	EXACHANGE-TRADED FUND	46138E354	66,249	1,020	SH		DFND	1	1,020	0	0
INVESCO EXCHNG TRADED FD TR II PFD ETF	EXACHANGE-TRADED FUND	46138E511	156,826	13,578	SH		DFND	1	13,578	0	0
IQVIA HLDGS INC COM	COMMON STOCK	46266C105	777,465	3,677	SH		DFND	1	3,677	0	0
ISHARES GOLD TR ISHARES NEW ETF	EXACHANGE-TRADED FUND	464285204	1,282,405	29,192	SH		DFND	1	29,192	0	0
ISHARES MSCI HONG KONG ETF	EXACHANGE-TRADED FUND	464286871	6,135	401	SH		DFND	1	401	0	0
ISHARES S&P 100 ETF	EXACHANGE-TRADED FUND	464287101	125,543	475	SH		DFND	1	475	0	0
ISHARES SELECT DIVIDEND ETF	EXACHANGE-TRADED FUND	464287168	683,779	5,652	SH		DFND	1	5,652	0	0
ISHARES TR CORE S&P500 ETF	EXACHANGE-TRADED FUND	464287200	15,492,081	28,310	SH		DFND	1	28,310	0	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF	EXACHANGE-TRADED FUND	464287226	1,765,412	18,187	SH		DFND	1	18,187	0	0
ISHARES MSCI EMERGING MARKETS ETF	EXACHANGE-TRADED FUND	464287234	13,671	321	SH		DFND	1	321	0	0
ISHARES IBOXX INV GR CORP BD ETF	EXACHANGE-TRADED FUND	464287242	2,851,749	26,622	SH		DFND	1	26,622	0	0
ISHARES S&P 500 GROWTH ETF	EXACHANGE-TRADED FUND	464287309	293,444	3,171	SH		DFND	1	3,171	0	0
ISHARES S&P 500 VALUE ETF	EXACHANGE-TRADED FUND	464287408	264,825	1,455	SH		DFND	1	1,455	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	EXACHANGE-TRADED FUND	464287457	509,088	6,235	SH		DFND	1	6,235	0	0
ISHARES MSCI EAFE ETF	EXACHANGE-TRADED FUND	464287465	9,892,766	126,296	SH		DFND	1	126,296	0	0
ISHARES RUSSELL MIDCAP VALUE ETF	EXACHANGE-TRADED FUND	464287473	43,708	362	SH		DFND	1	362	0	0
ISHARES RUSSELL MIDCAP ETF	EXACHANGE-TRADED FUND	464287499	298,455	3,681	SH		DFND	1	3,681	0	0
ISHARES CORE S&P MIDCAP ETF	EXACHANGE-TRADED FUND	464287507	4,111,498	70,258	SH		DFND	1	70,258	0	0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF	EXACHANGE-TRADED FUND	464287515	1,552,642	17,867	SH		DFND	1	17,867	0	0
ISHARES S&P NORTH AMERICAN TECHNOLOGY	EXACHANGE-TRADED FUND	464287549	548,884	5,820	SH		DFND	1	5,820	0	0
iSHARES S&P MIDCAP GROWTH INDEX	EXACHANGE-TRADED FUND	464287606	604,523	6,861	SH		DFND	1	6,861	0	0
ISHARES RUSSELL 1000 GROWTH ETF	EXACHANGE-TRADED FUND	464287614	80,557	221	SH		DFND	1	221	0	0
ISHARES RUSSELL 2000 VALUE ETF	EXACHANGE-TRADED FUND	464287630	41,578	273	SH		DFND	1	273	0	0
ISHARES RUSSELL 2000 GROWTH ETF	EXACHANGE-TRADED FUND	464287648	111,313	424	SH		DFND	1	424	0	0
ISHARES RUSSELL 2000 ETF	EXACHANGE-TRADED FUND	464287655	532,789	2,626	SH		DFND	1	2,626	0	0
ISHARES S&P MID CAP 400 VALUE ETF	EXACHANGE-TRADED FUND	464287705	298,173	2,628	SH		DFND	1	2,628	0	0
ISHARES CORE S&P SMALL CAP ETF	EXACHANGE-TRADED FUND	464287804	2,091,603	19,610	SH		DFND	1	19,610	0	0
ISHARES S&P SMALL CAP 600 GROWTH ETF	EXACHANGE-TRADED FUND	464287887	210,111	1,636	SH		DFND	1	1,636	0	0
ISHARES TR NATIONAL MUN ETF	EXACHANGE-TRADED FUND	464288414	1,922,801	18,046	SH		DFND	1	18,046	0	0
ISHARES TR INTL SEL DIV ETF	EXACHANGE-TRADED FUND	464288448	52,130	1,884	SH		DFND	1	1,884	0	0
ISHARES TR MBS ETF	EXACHANGE-TRADED FUND	464288588	178,479	1,944	SH		DFND	1	1,944	0	0
ISHARES TR ISHS 1-5YR INVS ETF	EXACHANGE-TRADED FUND	464288646	2,226,019	43,443	SH		DFND	1	43,443	0	0
ISHARES TR SHORT TREAS BD	EXACHANGE-TRADED FUND	464288679	885,879	8,017	SH		DFND	1	8,017	0	0
ISHARES TR PFD AND INCM SEC	EXACHANGE-TRADED FUND	464288687	1,184,324	37,538	SH		DFND	1	37,538	0	0
ISHARES CORE MODERATE ALLOCATION ETF	EXACHANGE-TRADED FUND	464289875	21,505	500	SH		DFND	1	500	0	0
ISHARES TR CONSER ALLOC ETF	EXACHANGE-TRADED FUND	464289883	52,620	1,425	SH		DFND	1	1,425	0	0
ISHARES US ETF TR GSCI COMMOD ROLL STG	EXACHANGE-TRADED FUND	46431W853	1,227,858	44,960	SH		DFND	1	44,960	0	0
ISHARES TR IBONDS DEC25 ETF	EXACHANGE-TRADED FUND	46434VBD1	265,903	10,696	SH		DFND	1	10,696	0	0
ISHARES TR IBONDS DEC24 ETF	EXACHANGE-TRADED FUND	46434VBG4	226,999	9,033	SH		DFND	1	9,033	0	0
ISHARES TR IBONDS DEC ETF	EXACHANGE-TRADED FUND	46435GAA0	67,292	2,825	SH		DFND	1	2,825	0	0
ISHARES TR IBONDS 27 ETF	EXACHANGE-TRADED FUND	46435UAA9	20,432	861	SH		DFND	1	861	0	0
ISHARES TR IBONDS DEC 29 ETF	EXACHANGE-TRADED FUND	46436E205	24,370	1,075	SH		DFND	1	1,075	0	0
ISHARES TR 0-3 MNTH TREASRY ETF	EXACHANGE-TRADED FUND	46436E718	324,488	3,222	SH		DFND	1	3,222	0	0
ISHARES TR IBONDS 28 TRM TS ETF	EXACHANGE-TRADED FUND	46436E833	147,682	6,765	SH		DFND	1	6,765	0	0
ISHARES TR IBONDS 26 TRM TS ETF	EXACHANGE-TRADED FUND	46436E858	67,783	2,992	SH		DFND	1	2,992	0	0
ISHARES TR IBONDS 25 TRM TS ETF	EXACHANGE-TRADED FUND	46436E866	71,936	3,098	SH		DFND	1	3,098	0	0
ISHARES TR IBONDS 24 TRM TS ETF	EXACHANGE-TRADED FUND	46436E874	48,895	2,039	SH		DFND	1	2,039	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	2,243,468	11,092	SH		DFND	1	11,092	0	0
JANUS DETROIT STR TR HENDERSON MTG ETF	EXACHANGE-TRADED FUND	47103U852	436,454	9,775	SH		DFND	1	9,775	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,031,597	7,058	SH		DFND	1	7,058	0	0
JPMORGAN CHASE & CO 5.75PERCENT SHS PFD DD PFD	PREFERRED STOCK	48128B655	17,430	700	SH		DFND	1	700	0	0
KLA CORPORATION COM	COMMON STOCK	482480100	288,579	350	SH		DFND	1	350	0	0
KIMBERLY-CLARK CORP	COMMON STOCK	494368103	580,440	4,200	SH		DFND	1	4,200	0	0
KINDER MORGAN INC	COMMON STOCK	49456B101	263,576	13,265	SH		DFND	1	13,265	0	0
KRAFT HEINZ CO/THE	COMMON STOCK	500754106	1,000,367	31,048	SH		DFND	1	31,048	0	0
LKQ CORP	COMMON STOCK	501889208	130,925	3,148	SH		DFND	1	3,148	0	0
LPL FINANCIAL HOLDINGS INC	COMMON STOCK	50212V100	171,770	615	SH		DFND	1	615	0	0
LANTHEUS HLDGS INC COM	COMMON STOCK	516544103	109,596	1,365	SH		DFND	1	1,365	0	0
LIBERTY ALL STAR EQUITY FUND	EXACHANGE-TRADED FUND	530158104	108,385	15,939	SH		DFND	1	15,939	0	0
ELI LILLY & CO COM	COMMON STOCK	532457108	1,224,074	1,352	SH		DFND	1	1,352	0	0
LITTELFUSE INC	COMMON STOCK	537008104	116,805	457	SH		DFND	1	457	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	252,701	541	SH		DFND	1	541	0	0
LOEWS CORP COM	COMMON STOCK	540424108	171,155	2,290	SH		DFND	1	2,290	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	123,017	558	SH		DFND	1	558	0	0
LULULEMON ATHLETICA INC	COMMON STOCK	550021109	88,117	295	SH		DFND	1	295	0	0
LUMEN TECHNOLOGIES INC COM	COMMON STOCK	550241103	139	126	SH		DFND	1	126	0	0
MARATHON PETROLEUM CORP	COMMON STOCK	56585A102	20,818	120	SH		DFND	1	120	0	0
MARRIOT INTERNATIONAL CL A	COMMON STOCK	571903202	437,120	1,808	SH		DFND	1	1,808	0	0
MARTIN MARIETTA MATERIALS INC	COMMON STOCK	573284106	27,090	50	SH		DFND	1	50	0	0
MASCO CORP	COMMON STOCK	574599106	13,334	200	SH		DFND	1	200	0	0
MASIMO CORPORATION	COMMON STOCK	574795100	126,696	1,006	SH		DFND	1	1,006	0	0
MASTERCARD INC CL A	COMMON STOCK	57636Q104	1,329,656	3,014	SH		DFND	1	3,014	0	0
MCDONALDS CORP	COMMON STOCK	580135101	1,894,990	7,436	SH		DFND	1	7,436	0	0
MCKESSON CORP	COMMON STOCK	58155Q103	213,759	366	SH		DFND	1	366	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	2,980,237	24,073	SH		DFND	1	24,073	0	0
METLIFE INC	COMMON STOCK	59156R108	378,043	5,386	SH		DFND	1	5,386	0	0
MICROSOFT CORP COM	COMMON STOCK	594918104	7,880,622	17,632	SH		DFND	1	17,632	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	314,028	3,432	SH		DFND	1	3,432	0	0
MONDELEZ INTL INC CL A COM	COMMON STOCK	609207105	356,648	5,450	SH		DFND	1	5,450	0	0
MORGAN STANLEY	COMMON STOCK	617446448	226,744	2,333	SH		DFND	1	2,333	0	0
NRG ENERGY INC	COMMON STOCK	629377508	233,580	3,000	SH		DFND	1	3,000	0	0
NETFLIX INC	COMMON STOCK	64110L106	280,075	415	SH		DFND	1	415	0	0
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	1,058,539	14,949	SH		DFND	1	14,949	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	70,848	940	SH		DFND	1	940	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	16,102	75	SH		DFND	1	75	0	0
NOVARTIS AG SPON ADR	ADR / IDR / GDR	66987V109	184,815	1,736	SH		DFND	1	1,736	0	0
NVIDIA CORP	COMMON STOCK	67066G104	3,420,823	27,690	SH		DFND	1	27,690	0	0
NUVEEN MUNI CREDIT INC FD COM SH BEN INT	EXACHANGE-TRADED FUND	67070X101	62	5	SH		DFND	1	5	0	0
NUVEEN DOW 30SM DYNAMIC OVERWRITE FUND	EXACHANGE-TRADED FUND	67075F105	35,726	2,550	SH		DFND	1	2,550	0	0
NUTRIEN LTD COM	NON US EQUITY	67077M108	97,696	1,919	SH		DFND	1	1,919	0	0
OGE ENERGY CORP	COMMON STOCK	670837103	14,280	400	SH		DFND	1	400	0	0
OLD DOMINION FREIGHT LINE	COMMON STOCK	679580100	179,249	1,015	SH		DFND	1	1,015	0	0
OMEGA HEALTHCARE INVESTORS	COMMON STOCK	681936100	229,681	6,706	SH		DFND	1	6,706	0	0
ON SEMICONDUCTOR CORP COM	COMMON STOCK	682189105	189,335	2,762	SH		DFND	1	2,762	0	0
ONEOK INC	COMMON STOCK	682680103	278,086	3,410	SH		DFND	1	3,410	0	0
ORACLE CORP	COMMON STOCK	68389X105	859,202	6,085	SH		DFND	1	6,085	0	0
ORGANON & CO COMMON STOCK COM	COMMON STOCK	68622V106	207	10	SH		DFND	1	10	0	0
OTIS WORLDWIDE CORP COM	COMMON STOCK	68902V107	28,878	300	SH		DFND	1	300	0	0
PNC FINANCIAL SERVICES GROUP INC	COMMON STOCK	693475105	268,358	1,726	SH		DFND	1	1,726	0	0
PPL CORP	COMMON STOCK	69351T106	51,567	1,865	SH		DFND	1	1,865	0	0
PACCAR INC	COMMON STOCK	693718108	244,277	2,373	SH		DFND	1	2,373	0	0
PACKAGING CORP OF AMERICA	COMMON STOCK	695156109	1,802,780	9,875	SH		DFND	1	9,875	0	0
PALANTIR TECHNOLOGIES INC COM CL A	COMMON STOCK	69608A108	88,655	3,500	SH		DFND	1	3,500	0	0
PAYCHEX INC	COMMON STOCK	704326107	1,846,216	15,572	SH		DFND	1	15,572	0	0
PEPSICO INC COM	COMMON STOCK	713448108	399,625	2,423	SH		DFND	1	2,423	0	0
PFIZER INC COM	COMMON STOCK	717081103	788,588	28,184	SH		DFND	1	28,184	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	1,018,265	10,049	SH		DFND	1	10,049	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	290,810	2,060	SH		DFND	1	2,060	0	0
PRIMERICA INC	COMMON STOCK	74164M108	183,350	775	SH		DFND	1	775	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	1,005,682	6,098	SH		DFND	1	6,098	0	0
PROGRESSIVE CORP COM	COMMON STOCK	743315103	377,201	1,816	SH		DFND	1	1,816	0	0
PROLOGIS INC	COMMON STOCK	74340W103	171,610	1,528	SH		DFND	1	1,528	0	0
PROSHARES TR S&P 500 DV ARIST ETF	EXACHANGE-TRADED FUND	74348A467	50,468	525	SH		DFND	1	525	0	0
PRUDENTIAL FINANCIAL INC	COMMON STOCK	744320102	1,826,758	15,588	SH		DFND	1	15,588	0	0
PUBLIC SVC ENTERPRISE GROUP	COMMON STOCK	744573106	115,046	1,561	SH		DFND	1	1,561	0	0
PUBLIC STORAGE COM	COMMON STOCK	74460D109	953,560	3,315	SH		DFND	1	3,315	0	0
PULTE HOMES INC	COMMON STOCK	745867101	491,376	4,463	SH		DFND	1	4,463	0	0
QUALCOMM INC COM	COMMON STOCK	747525103	626,421	3,145	SH		DFND	1	3,145	0	0
QUANTA SERVICES INC	COMMON STOCK	74762E102	133,143	524	SH		DFND	1	524	0	0
RTX CORPORATION COM	COMMON STOCK	75513E101	349,658	3,483	SH		DFND	1	3,483	0	0
REGENERON PHARMACEUTICALS	COMMON STOCK	75886F107	131,379	125	SH		DFND	1	125	0	0
RIO TINTO PLC ADR SPON	ADR / IDR / GDR	767204100	109,642	1,663	SH		DFND	1	1,663	0	0
ROPER TECHNOLOGIES INC COM	COMMON STOCK	776696106	248,574	441	SH		DFND	1	441	0	0
SHELL PLC SPON ADS ADR	ADR / IDR / GDR	780259305	220,149	3,050	SH		DFND	1	3,050	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	558,392	1,252	SH		DFND	1	1,252	0	0
S&P 500 DR (SPDRS)	EXACHANGE-TRADED FUND	78462F103	1,146,672	2,107	SH		DFND	1	2,107	0	0
SPDR GOLD TRUST ETF	EXACHANGE-TRADED FUND	78463V107	910,997	4,237	SH		DFND	1	4,237	0	0
SPDR SER TR BLOOMBERG CONV	EXACHANGE-TRADED FUND	78464A359	157,667	2,188	SH		DFND	1	2,188	0	0
SPDR SERIES TRUST PRTFLO S&P500 GW ETF	EXACHANGE-TRADED FUND	78464A409	480,139	5,992	SH		DFND	1	5,992	0	0
SPDR SERIES TRUST PORTFOLIO SHORT ETF	EXACHANGE-TRADED FUND	78464A474	545,470	18,366	SH		DFND	1	18,366	0	0
SPDR SER TR BLOOMBERG INTL T	EXACHANGE-TRADED FUND	78464A516	91,978	4,292	SH		DFND	1	4,292	0	0
SPDR S&P BIOTECH ETF	EXACHANGE-TRADED FUND	78464A870	10,662	115	SH		DFND	1	115	0	0
SPDR DOUBLELINE TR TACT ETF	EXACHANGE-TRADED FUND	78467V848	574,629	14,467	SH		DFND	1	14,467	0	0
SPDR S&P MIDCAP 400 ETF TRUS	EXACHANGE-TRADED FUND	78467Y107	327,469	612	SH		DFND	1	612	0	0
SPDR SER TR BLOOMBERG INVT	EXACHANGE-TRADED FUND	78468R200	93,476	3,030	SH		DFND	1	3,030	0	0
SPDR SER TR BLOOMBERG 1-3 MO	EXACHANGE-TRADED FUND	78468R663	270,200	2,944	SH		DFND	1	2,944	0	0
SPDR SER TR NUVEEN BLMBRG SH	EXACHANGE-TRADED FUND	78468R739	62,527	1,325	SH		DFND	1	1,325	0	0
SALESFORCE INC COM	COMMON STOCK	79466L302	635,294	2,471	SH		DFND	1	2,471	0	0
SANDOZ GROUP AG SPON ADR	ADR / IDR / GDR	799926100	11,331	313	SH		DFND	1	313	0	0
SCHWAB CHARLES CORP COM	COMMON STOCK	808513105	736,163	9,990	SH		DFND	1	9,990	0	0
MATERIALS SELECT SECTOR SPDR TRUST	EXACHANGE-TRADED FUND	81369Y100	23,402	265	SH		DFND	1	265	0	0
HEALTH CARE SELECT SECTOR SPDR FD	EXACHANGE-TRADED FUND	81369Y209	135,693	931	SH		DFND	1	931	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FD	EXACHANGE-TRADED FUND	81369Y308	60,345	788	SH		DFND	1	788	0	0
CONSUMER DISCRETIONARY SELECT SECTOR	EXACHANGE-TRADED FUND	81369Y407	122,390	671	SH		DFND	1	671	0	0
ENERGY SELECT SECTOR SPDR FUND	EXACHANGE-TRADED FUND	81369Y506	10,027	110	SH		DFND	1	110	0	0
FINANCIAL SELECT SECTOR SPDR	EXACHANGE-TRADED FUND	81369Y605	108,489	2,639	SH		DFND	1	2,639	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	EXACHANGE-TRADED FUND	81369Y704	142,710	1,171	SH		DFND	1	1,171	0	0
TECHNOLOGY SELECT SECTOR SPDR FD	EXACHANGE-TRADED FUND	81369Y803	1,497,643	6,620	SH		DFND	1	6,620	0	0
SELECT SECTOR SPDR TR COMMUNICATION ETF	EXACHANGE-TRADED FUND	81369Y852	43,601	509	SH		DFND	1	509	0	0
UTILITIES SELECT SECTOR SPDR	EXACHANGE-TRADED FUND	81369Y886	19,488	286	SH		DFND	1	286	0	0
SEMPRA COM	COMMON STOCK	816851109	17,494	230	SH		DFND	1	230	0	0
SERVICENOW INC	COMMON STOCK	81762P102	153,401	195	SH		DFND	1	195	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	299,624	1,004	SH		DFND	1	1,004	0	0
SIMON PROPERTY GROUP INC	COMMON STOCK	828806109	94,420	622	SH		DFND	1	622	0	0
SOLVENTUM CORP COM SHS	COMMON STOCK	83444M101	33,685	637	SH		DFND	1	637	0	0
SOUTHERN CO COM	COMMON STOCK	842587107	2,147,448	27,684	SH		DFND	1	27,684	0	0
SOUTHERN CO 4.20PERCENT NT S20C 60 PFD	PREFERRED STOCK	842587883	11,615	575	SH		DFND	1	575	0	0
STARBUCKS CORP	COMMON STOCK	855244109	664,061	8,530	SH		DFND	1	8,530	0	0
STATE STREET CORP	COMMON STOCK	857477103	17,760	240	SH		DFND	1	240	0	0
STEEL DYNAMICS INC	COMMON STOCK	858119100	233,618	1,804	SH		DFND	1	1,804	0	0
STRYKER CORPORATION COM	COMMON STOCK	863667101	304,864	896	SH		DFND	1	896	0	0
SYSCO CORP	COMMON STOCK	871829107	56,041	785	SH		DFND	1	785	0	0
TAIWAN SEMICONDUCTOR SPONS ADR	ADR / IDR / GDR	874039100	939,617	5,406	SH		DFND	1	5,406	0	0
TARGET CORP	COMMON STOCK	87612E106	480,686	3,247	SH		DFND	1	3,247	0	0
TESLA INC	COMMON STOCK	88160R101	203,816	1,030	SH		DFND	1	1,030	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	105,824	544	SH		DFND	1	544	0	0
TEXAS ROADHOUSE INC CL A	COMMON STOCK	882681109	92,723	540	SH		DFND	1	540	0	0
TEXTRON INC	COMMON STOCK	883203101	113,335	1,320	SH		DFND	1	1,320	0	0
THE TRADE DESK INC-CLASS A	COMMON STOCK	88339J105	333,055	3,410	SH		DFND	1	3,410	0	0
THERMO FISHER SCIENTIFIC INC COM	COMMON STOCK	883556102	115,024	208	SH		DFND	1	208	0	0
3M CO COM	COMMON STOCK	88579Y101	260,585	2,550	SH		DFND	1	2,550	0	0
TORONTO DOMINION BK ONT COM NEW	NON US EQUITY	891160509	168,397	3,064	SH		DFND	1	3,064	0	0
TRANSUNION	COMMON STOCK	89400J107	5,933	80	SH		DFND	1	80	0	0
TRAVEL PLUS LEISURE CO COM	COMMON STOCK	894164102	104,174	2,316	SH		DFND	1	2,316	0	0
THE TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	630,964	3,103	SH		DFND	1	3,103	0	0
TRUIST FINL CORP COM	COMMON STOCK	89832Q109	247,397	6,368	SH		DFND	1	6,368	0	0
TRUIST FINL CORP DP SH RP PFD CL R	PREFERRED STOCK	89832Q695	11,910	600	SH		DFND	1	600	0	0
TYSON FOODS INC CL A	COMMON STOCK	902494103	122,908	2,151	SH		DFND	1	2,151	0	0
UGI CORP NEW (HOLDING CO)	COMMON STOCK	902681105	17,290	755	SH		DFND	1	755	0	0
U S BANCORP NEW	COMMON STOCK	902973304	1,603,443	40,389	SH		DFND	1	40,389	0	0
ULTA BEAUTY INC	COMMON STOCK	90384S303	38,587	100	SH		DFND	1	100	0	0
UNILEVER PLC SPON ADR NEW	ADR / IDR / GDR	904767704	195,215	3,550	SH		DFND	1	3,550	0	0
UNION PACIFIC CORP COM	COMMON STOCK	907818108	158,156	699	SH		DFND	1	699	0	0
UNITED PARCEL SERVICE INC CL B	COMMON STOCK	911312106	2,158,809	15,775	SH		DFND	1	15,775	0	0
UNITED RENTALS INC	COMMON STOCK	911363109	103,477	160	SH		DFND	1	160	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	1,360,743	2,672	SH		DFND	1	2,672	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	359,137	2,291	SH		DFND	1	2,291	0	0
VANECK VECTORS GOLD MINERS ETF	EXACHANGE-TRADED FUND	92189F106	16,965	500	SH		DFND	1	500	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	EXACHANGE-TRADED FUND	92189F643	1,760,348	20,325	SH		DFND	1	20,325	0	0
VANECK ETF TRUST BIOTECH ETF	EXACHANGE-TRADED FUND	92189F726	265,919	1,579	SH		DFND	1	1,579	0	0
VANGUARD DIVIDEND APPRECIATION ETF	EXACHANGE-TRADED FUND	921908844	18,803	103	SH		DFND	1	103	0	0
VANGUARD TOTAL INTL STOCK ET	EXACHANGE-TRADED FUND	921909768	380,071	6,303	SH		DFND	1	6,303	0	0
VANGUARD INTERMEDIATE TERM BD ETF	EXACHANGE-TRADED FUND	921937819	190,970	2,550	SH		DFND	1	2,550	0	0
VANGUARD TOTAL BOND MARKET ETF	EXACHANGE-TRADED FUND	921937835	14,914	207	SH		DFND	1	207	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	EXACHANGE-TRADED FUND	921943858	176,133	3,564	SH		DFND	1	3,564	0	0
VANGUARD HIGH DIVIDEND YIELD ETF	EXACHANGE-TRADED FUND	921946406	374,895	3,161	SH		DFND	1	3,161	0	0
VANGUARD INTL EQUITY INDEX FDS FTSE ETF	EXACHANGE-TRADED FUND	922042858	2,130,062	48,676	SH		DFND	1	48,676	0	0
VANGUARD CONSUMER STAPLE ETF	EXACHANGE-TRADED FUND	92204A207	144,151	710	SH		DFND	1	710	0	0
VANGUARD HEALTH CARE	EXACHANGE-TRADED FUND	92204A504	17,556	66	SH		DFND	1	66	0	0
VANGUARD INFORMATION TECHNOLOGY INDEX	EXACHANGE-TRADED FUND	92204A702	354,603	615	SH		DFND	1	615	0	0
VANGUARD UTILITIES ETF	EXACHANGE-TRADED FUND	92204A876	28,105	190	SH		DFND	1	190	0	0
VANGUARD SHORT TERM TREAS BOND ETF	EXACHANGE-TRADED FUND	92206C102	205,980	3,552	SH		DFND	1	3,552	0	0
VANGUARD SHORT TERM CORPORATE ETF	EXACHANGE-TRADED FUND	92206C409	207,329	2,683	SH		DFND	1	2,683	0	0
VANGUARD SCOTTSDALE FDS INTER TERM ETF	EXACHANGE-TRADED FUND	92206C706	531,465	9,127	SH		DFND	1	9,127	0	0
VANGUARD LONG TERM CORPORATE BOND ETF	EXACHANGE-TRADED FUND	92206C813	117,962	1,555	SH		DFND	1	1,555	0	0
VANGUARD SCOTTSDALE FDS LONG TERM ETF	EXACHANGE-TRADED FUND	92206C847	323,181	5,603	SH		DFND	1	5,603	0	0
VANGUARD INT TERM CORPORATE ETF	EXACHANGE-TRADED FUND	92206C870	119,655	1,497	SH		DFND	1	1,497	0	0
VEEVA SYSTEMS INC CLASS A	COMMON STOCK	922475108	212,292	1,160	SH		DFND	1	1,160	0	0
VANGUARD INDEX FDS REAL ESTATE ETF	EXACHANGE-TRADED FUND	922908553	1,458,680	17,415	SH		DFND	1	17,415	0	0
VANGUARD EXTENDED MARKET ETF	EXACHANGE-TRADED FUND	922908652	4,172,151	24,718	SH		DFND	1	24,718	0	0
VANGUARD GROWTH ETF	EXACHANGE-TRADED FUND	922908736	234,504	627	SH		DFND	1	627	0	0
VANGUARD TOTAL STOCK MARKET ETF	EXACHANGE-TRADED FUND	922908769	1,749,783	6,541	SH		DFND	1	6,541	0	0
VERISIGN INC	COMMON STOCK	92343E102	16,535	93	SH		DFND	1	93	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	1,046,218	25,369	SH		DFND	1	25,369	0	0
PARAMOUNT GLOBAL CLASS A COM	COMMON STOCK	92556H107	1,029	56	SH		DFND	1	56	0	0
PARAMOUNT GLOBAL CLASS B COM	COMMON STOCK	92556H206	16,105	1,550	SH		DFND	1	1,550	0	0
VIATRIS INC COM	COMMON STOCK	92556V106	23,981	2,256	SH		DFND	1	2,256	0	0
VISA INC COM CL A	COMMON STOCK	92826C839	1,030,195	3,925	SH		DFND	1	3,925	0	0
VIRTUS DIVIDEND INTEREST & PR COM	EXACHANGE-TRADED FUND	92840R101	20,262	1,650	SH		DFND	1	1,650	0	0
WABTEC CORP	COMMON STOCK	929740108	150,306	951	SH		DFND	1	951	0	0
WALMART INC	COMMON STOCK	931142103	1,008,608	14,896	SH		DFND	1	14,896	0	0
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	89,878	7,431	SH		DFND	1	7,431	0	0
WARNER BROS DISCOVERY INC COM SER A	COMMON STOCK	934423104	1,786	240	SH		DFND	1	240	0	0
WASTE MGMT INC DEL COM	COMMON STOCK	94106L109	2,233,456	10,469	SH		DFND	1	10,469	0	0
WELLS FARGO CO NEW COM	COMMON STOCK	949746101	237,263	3,995	SH		DFND	1	3,995	0	0
WESTBURY METALS GRP COM	COMMON STOCK	957289101	0	1,000	SH		DFND	1	1,000	0	0
WEYERHAEUSER CO REITS	COMMON STOCK	962166104	31,229	1,100	SH		DFND	1	1,100	0	0
WHIRLPOOL CORP COM	COMMON STOCK	963320106	15,841	155	SH		DFND	1	155	0	0
WISDOMTREE TR EMER MKT HIGH FD	EXACHANGE-TRADED FUND	97717W315	18,407	425	SH		DFND	1	425	0	0
WISDOMTREE TR US MIDCAP DIVID ETF	EXACHANGE-TRADED FUND	97717W505	14,545	311	SH		DFND	1	311	0	0
WISDOMTREE TR US SMALLCAP DIVD	EXACHANGE-TRADED FUND	97717W604	20,621	662	SH		DFND	1	662	0	0
WISDOMTREE EUROPE HEDGED EQU ETF	EXACHANGE-TRADED FUND	97717X701	53,348	1,180	SH		DFND	1	1,180	0	0
WORKDAY INC COM CL A	COMMON STOCK	98138H101	22,356	100	SH		DFND	1	100	0	0
YUM BRANDS INC	COMMON STOCK	988498101	28,214	213	SH		DFND	1	213	0	0
ZEBRA TECH CORP CL A	COMMON STOCK	989207105	71,054	230	SH		DFND	1	230	0	0
ZOETIS INC CL A COM	COMMON STOCK	98978V103	158,798	916	SH		DFND	1	916	0	0
ARCADIUM LITHIUM PLC COM SHS	NON US EQUITY	G0508H110	1,129	336	SH		DFND	1	336	0	0
ACCENTURE PLC IRELAND SHS CLASS A COM	NON US EQUITY	G1151C101	682,369	2,249	SH		DFND	1	2,249	0	0
EATON CORP PLC	NON US EQUITY	G29183103	3,460,965	11,038	SH		DFND	1	11,038	0	0
INVESCO LTD	NON US EQUITY	G491BT108	62,548	4,181	SH		DFND	1	4,181	0	0
MEDTRONIC PLC	NON US EQUITY	G5960L103	738,615	9,384	SH		DFND	1	9,384	0	0
APTIV PLC SHS	NON US EQUITY	G6095L109	146,403	2,079	SH		DFND	1	2,079	0	0
ALCON INC ORD SHS	NON US EQUITY	H01301128	5,345	60	SH		DFND	1	60	0	0
CHUBB LIMITED	NON US EQUITY	H1467J104	154,068	604	SH		DFND	1	604	0	0
CHECK POINT SOFTWARE TECHNOLOGIES LTD	COMMON STOCK	M22465104	524,700	3,180	SH		DFND	1	3,180	0	0
ASML HOLDING NV	NON US EQUITY	N07059210	15,341	15	SH		DFND	1	15	0	0
LYONDELLBASELL INDUSTRIES CL A	NON US EQUITY	N53745100	1,536,969	16,067	SH		DFND	1	16,067	0	0
NXP SEMICONDUCTORS NV ORD	NON US EQUITY	N6596X109	13,455	50	SH		DFND	1	50	0	0