HTLF Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	190,763	1,745	SH		DFND		1,730	0	15
3M Co	COM	88579Y101	1,227,882	11,232	SH		SOLE		11,232	0	0
ADAMS EXPRESS COMPANY	COM	006212104	30,107	1,700	SH		DFND		1,700	0	0
ADAMS EXPRESS COMPANY	COM	006212104	6,486,341	366,253	SH		SOLE		366,253	0	0
ALPHABET INC	CAP STK CL A	02079K305	526,911	3,772	SH		DFND		3,732	0	40
ALPHABET INC	CAP STK CL A	02079K305	12,310,321	88,126	SH		SOLE		83,966	0	4,160
ALTRIA GROUP INC	COM	02209S103	223,000	5,528	SH		SOLE		5,528	0	0
AMBEV SA	SPONSORED ADR	02319V103	40,180	14,350	SH		SOLE		14,350	0	0
AMER EXPRESS CO	COM	025816109	324,098	1,730	SH		DFND		1,730	0	0
AMER EXPRESS CO	COM	025816109	828,980	4,425	SH		SOLE		4,425	0	0
ANALOG DEVICES INC	COM	032654105	3,376	17	SH		DFND		0	0	17
ANALOG DEVICES INC	COM	032654105	423,926	2,135	SH		SOLE		2,135	0	0
APPLIED MATERIALS	COM	038222105	752,329	4,642	SH		SOLE		4,642	0	0
ASE Technology Holding Co Ltd	SPONSORED ADS	00215W100	171,121	18,185	SH		SOLE		18,185	0	0
ASP Isotopes Inc	None	00218A105	140,583	78,538	SH		SOLE		78,538	0	0
AT&T INC	COM	00206R102	335,600	20,000	SH		DFND		20,000	0	0
AT&T INC	COM	00206R102	264,839	15,783	SH		SOLE		15,783	0	0
AVERY DENNISON CORP	COM	053611109	300,814	1,488	SH		SOLE		1,488	0	0
AbbVie Inc	COM	00287Y109	187,514	1,210	SH		DFND		1,060	0	150
AbbVie Inc	COM	00287Y109	5,188,551	33,481	SH		SOLE		31,571	0	1,910
Abbott Laboratories	COM	002824100	11,007	100	SH		DFND		0	0	100
Abbott Laboratories	COM	002824100	624,537	5,674	SH		SOLE		5,674	0	0
Accenture PLC	SHS CLASS A	G1151C101	439,690	1,253	SH		SOLE		1,253	0	0
Adobe Inc	COM	00724F101	334,693	561	SH		SOLE		561	0	0
Aflac Inc	COM	001055102	273,983	3,321	SH		SOLE		3,321	0	0
Agree Realty Corp	COM	008492100	2,140	34	SH		DFND		34	0	0
Agree Realty Corp	COM	008492100	450,281	7,153	SH		SOLE		7,153	0	0
Air Products and Chemicals Inc	COM	009158106	200,148	731	SH		SOLE		731	0	0
Alliant Energy Corp	COM	018802108	46,170	900	SH		DFND		900	0	0
Alliant Energy Corp	COM	018802108	271,940	5,301	SH		SOLE		5,301	0	0
Alphabet Inc	CAP STK CL C	02079K107	42,279	300	SH		DFND		300	0	0
Alphabet Inc	CAP STK CL C	02079K107	2,288,985	16,242	SH		SOLE		16,242	0	0
Amazon.com Inc	COM	023135106	207,246	1,364	SH		DFND		1,364	0	0
Amazon.com Inc	COM	023135106	8,062,848	53,066	SH		SOLE		51,181	0	1,885
American Electric Power Co Inc	COM	025537101	32,488	400	SH		DFND		400	0	0
American Electric Power Co Inc	COM	025537101	216,857	2,670	SH		SOLE		2,670	0	0
Americas Gold & Silver Corp	COM	03062D100	5,080	20,000	SH		SOLE		20,000	0	0
Ameriprise Financial Inc	COM	03076C106	131,421	346	SH		DFND		346	0	0
Ameriprise Financial Inc	COM	03076C106	105,213	277	SH		SOLE		277	0	0
Amgen Inc	COM	031162100	289,748	1,006	SH		DFND		993	0	13
Amgen Inc	COM	031162100	8,481,037	29,446	SH		SOLE		27,771	0	1,675
Amphenol Corp	CL A	032095101	202,820	2,046	SH		SOLE		2,046	0	0
Apple Inc	COM	037833100	732,962	3,807	SH		DFND		3,430	0	377
Apple Inc	COM	037833100	21,760,511	113,024	SH		SOLE		109,424	0	3,600
Archer-Daniels-Midland Co	COM	039483102	295,524	4,092	SH		SOLE		4,092	0	0
B2Gold Corp	COM	11777Q209	175,443	55,520	SH		SOLE		55,520	0	0
BADGER METER INC	COM	056525108	200,681	1,300	SH		SOLE		1,300	0	0
BK OF AMERICA CORP	COM	060505104	187,340	5,564	SH		DFND		5,372	0	192
BK OF AMERICA CORP	COM	060505104	381,313	11,325	SH		SOLE		11,325	0	0
BLACKSTONE SECD LN	COMMON STOCK	09261X102	11,222	406	SH		DFND		406	0	0
BLACKSTONE SECD LN	COMMON STOCK	09261X102	2,705,458	97,882	SH		SOLE		97,882	0	0
BOEING CO	COM	097023105	8,862	34	SH		DFND		0	0	34
BOEING CO	COM	097023105	729,327	2,798	SH		SOLE		2,798	0	0
BRISTOL-MYRS SQUIB	COM	110122108	2,822	55	SH		DFND		0	0	55
BRISTOL-MYRS SQUIB	COM	110122108	364,865	7,111	SH		SOLE		7,111	0	0
Banco Bradesco SA	SP ADR PFD NEW	059460303	42,284	12,081	SH		SOLE		12,081	0	0
Bank OZK	COM	06417N103	304,760	6,116	SH		SOLE		6,116	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	5,350	15	SH		DFND		15	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	4,036,321	11,317	SH		SOLE		11,317	0	0
Black Hills Corp	COM	092113109	6,042	112	SH		DFND		112	0	0
Black Hills Corp	COM	092113109	1,296,904	24,039	SH		SOLE		24,039	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	209,247	2,777	SH		SOLE		2,777	0	0
BlackRock Fund Advisors	RUS MID CAP ETF	464287499	273,998	3,525	SH		SOLE		3,525	0	0
BlackRock Fund Advisors	S&P MC 400GR ETF	464287606	262,297	3,311	SH		SOLE		3,311	0	0
BlackRock Fund Advisors	RUS 1000 ETF	464287622	421,452	1,607	SH		SOLE		1,607	0	0
BlackRock Fund Advisors	S&P MC 400VL ETF	464287705	204,360	1,792	SH		SOLE		1,792	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	302,667	2,796	SH		SOLE		2,796	0	0
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	2,377,341	22,549	SH		SOLE		22,549	0	0
BlackRock Fund Advisors	GLB INFRASTR ETF	464288372	85,443	1,816	SH		DFND		1,816	0	0
BlackRock Fund Advisors	GLB INFRASTR ETF	464288372	6,859,043	145,782	SH		SOLE		145,782	0	0
BlackRock Fund Advisors	MBS ETF	464288588	121,834	1,295	SH		DFND		1,295	0	0
BlackRock Fund Advisors	MBS ETF	464288588	7,829,338	83,220	SH		SOLE		78,310	0	4,910
BlackRock Fund Advisors	PFD AND INCM SEC	464288687	234,486	7,518	SH		SOLE		7,518	0	0
BlackRock Fund Advisors	EAFE GRWTH ETF	464288885	873,296	9,017	SH		DFND		9,017	0	0
BlackRock Fund Advisors	EAFE GRWTH ETF	464288885	33,192,141	342,717	SH		SOLE		330,347	0	12,370
BlackRock Fund Advisors	MSCI USA MIN VOL	46429B697	275,056	3,525	SH		SOLE		3,525	0	0
BlackRock Inc	COM	09247X101	202,138	249	SH		DFND		249	0	0
BlackRock Inc	COM	09247X101	6,084,441	7,495	SH		SOLE		7,050	0	445
Boston Scientific Corp	COM	101137107	5,781	100	SH		DFND		100	0	0
Boston Scientific Corp	COM	101137107	319,458	5,526	SH		SOLE		5,526	0	0
Broadcom Inc	COM	11135F101	413,013	370	SH		DFND		370	0	0
Broadcom Inc	COM	11135F101	11,179,244	10,015	SH		SOLE		9,495	0	520
Brunswick Corp/DE	COM	117043109	269,159	2,782	SH		SOLE		2,782	0	0
CDN NATL RAILWAYS	COM	136375102	258,421	2,057	SH		SOLE		2,057	0	0
CHUBB LIMITED COM	COM	H1467J104	296,060	1,310	SH		SOLE		1,310	0	0
CISCO SYSTEMS	COM	17275R102	214,508	4,246	SH		DFND		4,119	0	127
CISCO SYSTEMS	COM	17275R102	6,640,652	131,446	SH		SOLE		123,451	0	7,995
COLGATE-PALMOLIVE	COM	194162103	334,782	4,200	SH		SOLE		4,200	0	0
CONOCOPHILLIPS	COM	20825C104	23,330	201	SH		DFND		201	0	0
CONOCOPHILLIPS	COM	20825C104	922,060	7,944	SH		SOLE		7,944	0	0
CREDIT SUISSE AG/NASSAU	X LINK SILVER	22542D225	1,494,223	20,225	SH		SOLE		20,225	0	0
CVS Health Corp	COM	126650100	7,106	90	SH		DFND		0	0	90
CVS Health Corp	COM	126650100	345,608	4,377	SH		SOLE		4,377	0	0
Caterpillar Inc	COM	149123101	427,539	1,446	SH		SOLE		1,446	0	0
Charles Schwab Investment Management Inc	US LCAP GR ETF	808524300	200,017	2,411	SH		SOLE		2,411	0	0
Chevron Corp	COM	166764100	574,564	3,852	SH		DFND		3,826	0	26
Chevron Corp	COM	166764100	7,579,565	50,815	SH		SOLE		47,715	0	3,100
Cigna Group/The	COM	125523100	3,893	13	SH		DFND		0	0	13
Cigna Group/The	COM	125523100	276,692	924	SH		SOLE		924	0	0
Coca-Cola Co/The	COM	191216100	52,448	890	SH		DFND		690	0	200
Coca-Cola Co/The	COM	191216100	1,928,956	32,733	SH		SOLE		28,708	0	4,025
Comcast Corp	CL A	20030N101	63,758	1,454	SH		DFND		1,454	0	0
Comcast Corp	CL A	20030N101	639,201	14,577	SH		SOLE		14,577	0	0
Costco Wholesale Corp	COM	22160K105	135,976	206	SH		DFND		206	0	0
Costco Wholesale Corp	COM	22160K105	4,058,172	6,148	SH		SOLE		6,148	0	0
DEERE & CO	COM	244199105	616,600	1,542	SH		SOLE		1,542	0	0
DOCUSIGN INC	NOTE 1/1	256163AD8	119,402	120,000	PRN		SOLE		120,000	0	0
DUKE ENERGY CORP	COM NEW	26441C204	43,765	451	SH		DFND		451	0	0
DUKE ENERGY CORP	COM NEW	26441C204	220,766	2,275	SH		SOLE		2,275	0	0
Danaher Corp	COM	235851102	26,373	114	SH		DFND		114	0	0
Danaher Corp	COM	235851102	554,059	2,395	SH		SOLE		2,395	0	0
Denison Mines Corp	COM	248356107	897,390	507,000	SH		SOLE		507,000	0	0
Dimensional ETF Trust	US SMALL CAP ETF	25434V500	706,259	11,846	SH		SOLE		11,846	0	0
Dimensional ETF Trust	WORLD EX US CORE	25434V880	991,232	40,591	SH		SOLE		40,591	0	0
Duff & Phelps Closed-End Funds	COM	23325P104	123,291	14,539	SH		SOLE		14,539	0	0
EMX Royalty Corp	COM	26873J107	81,000	50,000	SH		SOLE		50,000	0	0
ETF Managers Group LLC	PRIME JUNIR SLVR	26924G102	733,340	73,334	SH		SOLE		73,334	0	0
Eli Lilly & Co	COM	532457108	443,602	761	SH		SOLE		761	0	0
Encore Energy Corp	COM NEW	29259W700	982,728	249,699	SH		SOLE		249,699	0	0
Energy Fuels Inc/Canada	COM NEW	292671708	93,470	13,000	SH		SOLE		13,000	0	0
Energy Transfer LP	COM UT LTD PTN	29273V100	243,556	17,649	SH		SOLE		17,649	0	0
Exxon Mobil Corp	COM	30231G102	1,009,198	10,094	SH		DFND		10,042	0	52
Exxon Mobil Corp	COM	30231G102	2,247,051	22,475	SH		SOLE		22,475	0	0
FACEBOOK INC	CL A	30303M102	25,839	73	SH		DFND		73	0	0
FACEBOOK INC	CL A	30303M102	513,242	1,450	SH		SOLE		1,450	0	0
FLEXSHARES TR	MORNSTAR USMKT	33939L100	553,084	3,031	SH		SOLE		3,031	0	0
First Trust ETFs/USA	TCW OPPORTUNIS	33740F805	386,859	8,673	SH		SOLE		8,673	0	0
Fortuna Silver Mines Inc	COM	349915108	111,940	29,000	SH		SOLE		29,000	0	0
Franklin LibertyShares ETFs/US	US LOW VOLATILIT	35473P504	308,984	5,980	SH		DFND		5,980	0	0
Franklin LibertyShares ETFs/US	US LOW VOLATILIT	35473P504	14,346,995	277,668	SH		SOLE		277,668	0	0
GENERAL MILLS INC	COM	370334104	329,218	5,054	SH		SOLE		5,054	0	0
GOLDMAN SACHS GRP	COM	38141G104	1,929	5	SH		DFND		5	0	0
GOLDMAN SACHS GRP	COM	38141G104	848,308	2,199	SH		SOLE		2,199	0	0
General Electric Co	COM NEW	369604301	41,480	325	SH		DFND		262	0	63
General Electric Co	COM NEW	369604301	337,454	2,644	SH		SOLE		2,644	0	0
Gilead Sciences Inc	COM	375558103	252,751	3,120	SH		SOLE		3,120	0	0
HUMANA INC	COM	444859102	9,156	20	SH		DFND		0	0	20
HUMANA INC	COM	444859102	372,200	813	SH		SOLE		813	0	0
Heartland Financial USA Inc	COM	42234Q102	4,447,533	118,254	SH		DFND		0	0	118,254
Heartland Financial USA Inc	COM	42234Q102	51,175,572	1,360,691	SH		SOLE		23,076	0	1,337,615
Hecla Mining Co	COM	422704106	129,702	26,965	SH		SOLE		26,965	0	0
Home Depot Inc/The	COM	437076102	107,431	310	SH		DFND		310	0	0
Home Depot Inc/The	COM	437076102	4,425,790	12,771	SH		SOLE		11,266	0	1,505
Honeywell International Inc	COM	438516106	1,165,568	5,558	SH		SOLE		5,558	0	0
Hubbell Inc	COM	443510607	986,790	3,000	SH		SOLE		3,000	0	0
ILLINOIS TOOL WKS	COM	452308109	229,983	878	SH		SOLE		878	0	0
INDEXIQ ETF TRUST/USA	HEDGE MLTI ETF	45409B107	357,949	11,892	SH		DFND		11,892	0	0
INDEXIQ ETF TRUST/USA	HEDGE MLTI ETF	45409B107	20,491,869	680,793	SH		SOLE		680,793	0	0
ING Groep NV	SPONSORED ADR	456837103	4,629,149	308,199	SH		DFND		308,199	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	402,756	3,136	SH		SOLE		3,136	0	0
INTL BUSINESS MCHN	COM	459200101	16,355	100	SH		DFND		0	0	100
INTL BUSINESS MCHN	COM	459200101	457,449	2,797	SH		SOLE		2,797	0	0
ISHARES	CORE S&P500 ETF	464287200	409,329	857	SH		DFND		857	0	0
ISHARES	CORE S&P500 ETF	464287200	4,514,081	9,451	SH		SOLE		9,451	0	0
ISHARES	S&P 500 GRWT ETF	464287309	268,783	3,579	SH		SOLE		3,579	0	0
ISHARES	RUSSELL 2000 ETF	464287655	4,416	22	SH		DFND		0	0	22
ISHARES	RUSSELL 2000 ETF	464287655	746,039	3,717	SH		SOLE		3,717	0	0
ISHARES	EAFE VALUE ETF	464288877	897,423	17,225	SH		DFND		17,225	0	0
ISHARES	EAFE VALUE ETF	464288877	33,586,682	644,658	SH		SOLE		621,778	0	22,880
ISHARES ETFS/USA	ESG AW MSCI EAFE	46435G516	439,643	5,820	SH		SOLE		5,820	0	0
ISHARES TRUST	1 3 YR TREAS BD	464287457	388,213	4,732	SH		DFND		4,732	0	0
ISHARES TRUST	1 3 YR TREAS BD	464287457	14,921,271	181,878	SH		SOLE		170,018	0	11,860
ISHARES/USA	NATIONAL MUN ETF	464288414	703,364	6,488	SH		SOLE		6,488	0	0
Industrial Logistics Propertie	COM SHS BEN INT	456237106	5,398,246	1,148,563	SH		SOLE		1,148,563	0	0
Intel Corp	COM	458140100	2,764	55	SH		DFND		0	0	55
Intel Corp	COM	458140100	757,167	15,068	SH		SOLE		15,068	0	0
Invesco Capital Management LLC	DIVID ACHIEVEV	46137V506	638,240	16,000	SH		SOLE		16,000	0	0
Invesco Capital Management LLC	INTL DIVI ACHI	46137V548	269,480	14,600	SH		SOLE		14,600	0	0
Invesco Capital Management LLC	S&P INTL LOW	46138E230	126,511	4,491	SH		DFND		4,491	0	0
Invesco Capital Management LLC	S&P INTL LOW	46138E230	7,952,363	282,299	SH		SOLE		282,299	0	0
Invesco Capital Management LLC	SHORT TERM TREAS	46138G888	137,287	1,300	SH		DFND		1,300	0	0
Invesco Capital Management LLC	SHORT TERM TREAS	46138G888	5,703,938	54,012	SH		SOLE		54,012	0	0
Itau Unibanco Holding SA	SPON ADR REP PFD	465562106	83,463	12,009	SH		SOLE		12,009	0	0
JP Morgan ETFs/USA	EQUITY PREMIUM	46641Q332	372,270	6,771	SH		DFND		6,771	0	0
JP Morgan ETFs/USA	EQUITY PREMIUM	46641Q332	18,008,864	327,553	SH		SOLE		322,553	0	5,000
JP Morgan ETFs/USA	ULTRA SHT MUNCPL	46641Q654	389,683	7,680	SH		SOLE		7,680	0	0
JP Morgan ETFs/USA	INTL BD OPP ETF	46641Q852	1,030,783	21,569	SH		SOLE		21,569	0	0
JPMorgan Chase & Co	COM	46625H100	316,896	1,863	SH		DFND		1,817	0	46
JPMorgan Chase & Co	COM	46625H100	9,311,274	54,740	SH		SOLE		52,300	0	2,440
Johnson & Johnson	COM	478160104	218,809	1,396	SH		DFND		1,361	0	35
Johnson & Johnson	COM	478160104	8,531,828	54,433	SH		SOLE		51,418	0	3,015
KIMBERLY-CLARK CP	COM	494368103	65,008	535	SH		DFND		500	0	35
KIMBERLY-CLARK CP	COM	494368103	266,714	2,195	SH		SOLE		2,195	0	0
KLA Corp	COM NEW	482480100	241,821	416	SH		SOLE		416	0	0
KRAFT FOODS INC	CL A	609207105	676,496	9,340	SH		SOLE		9,340	0	0
LOWE'S COS INC	COM	548661107	232,120	1,043	SH		DFND		1,028	0	15
LOWE'S COS INC	COM	548661107	5,516,347	24,787	SH		SOLE		24,787	0	0
Linde PLC	SHS	G54950103	431,656	1,051	SH		SOLE		1,051	0	0
Lockheed Martin Corp	COM	539830109	227,073	501	SH		SOLE		501	0	0
MAG Silver Corp	COM	55903Q104	291,480	28,000	SH		SOLE		28,000	0	0
MARSH & MCLENNAN	COM	571748102	277,952	1,467	SH		SOLE		1,467	0	0
MASTERCARD INC	CL A	57636Q104	543,800	1,275	SH		SOLE		1,275	0	0
MCDONALD'S CORP	COM	580135101	47,145	159	SH		DFND		99	0	60
MCDONALD'S CORP	COM	580135101	2,981,705	10,056	SH		SOLE		9,251	0	805
MCKESSON CORP	COM	58155Q103	321,771	695	SH		SOLE		695	0	0
MICROSOFT CORP	COM	594918104	567,444	1,509	SH		DFND		1,481	0	28
MICROSOFT CORP	COM	594918104	20,203,501	53,727	SH		SOLE		51,852	0	1,875
MOODYS CORP	COM	615369105	484,294	1,240	SH		SOLE		1,240	0	0
MORGAN STANLEY	COM NEW	617446448	45,413	487	SH		DFND		487	0	0
MORGAN STANLEY	COM NEW	617446448	2,342,254	25,118	SH		SOLE		21,968	0	3,150
Medtronic PLC	SHS	G5960L103	154,133	1,871	SH		DFND		1,871	0	0
Medtronic PLC	SHS	G5960L103	5,059,285	61,414	SH		SOLE		56,429	0	4,985
Merck & Co Inc	COM	58933Y105	25,947	238	SH		DFND		100	0	138
Merck & Co Inc	COM	58933Y105	724,111	6,642	SH		SOLE		6,642	0	0
MetLife Inc	COM	59156R108	372,312	5,630	SH		SOLE		5,630	0	0
Metalla Royalty & Streaming Lt	COM NEW	59124U605	104,720	34,000	SH		SOLE		34,000	0	0
NEXTERA ENERGY	COM	65339F101	182,220	3,000	SH		DFND		3,000	0	0
NEXTERA ENERGY	COM	65339F101	358,548	5,903	SH		SOLE		5,903	0	0
NIKE INC	CL B	654106103	317,784	2,927	SH		SOLE		2,927	0	0
NORDIC AMER TANKER	COM	G65773106	210,000	50,000	SH		SOLE		50,000	0	0
NORTHROP GRUMMAN	COM	666807102	278,075	594	SH		SOLE		594	0	0
NOVAGOLD RESOURCES	COM NEW	66987E206	67,320	18,000	SH		SOLE		18,000	0	0
NVIDIA Corp	COM	67066G104	198,088	400	SH		DFND		400	0	0
NVIDIA Corp	COM	67066G104	603,178	1,218	SH		SOLE		1,218	0	0
NexGen Energy Ltd	COM	65340P106	870,982	124,426	SH		SOLE		124,426	0	0
Norfolk Southern Corp	COM	655844108	307,294	1,300	SH		DFND		1,300	0	0
Norfolk Southern Corp	COM	655844108	275,146	1,164	SH		SOLE		1,164	0	0
Nuveen Closed-End Funds/USA	COM	6706ER101	936,616	73,002	SH		SOLE		73,002	0	0
Nuveen Closed-End Funds/USA	COM	67073B106	106,017	15,683	SH		SOLE		15,683	0	0
Nuveen ETFs/USA	NUVEEN ESG LRGCP	67092P201	394,937	5,685	SH		SOLE		5,685	0	0
Nuveen ETFs/USA	NUVEEN ESG LRGVL	67092P300	455,482	12,684	SH		SOLE		12,684	0	0
ORACLE CORP	COM	68389X105	247,022	2,343	SH		DFND		2,308	0	35
ORACLE CORP	COM	68389X105	6,498,073	61,634	SH		SOLE		58,074	0	3,560
Osisko Gold Royalties Ltd	COM	68827L101	161,978	11,343	SH		SOLE		11,343	0	0
PAN AMER SILVER	COM	697900108	163,398	10,006	SH		SOLE		10,006	0	0
PEPSICO INC	COM	713448108	146,062	860	SH		DFND		835	0	25
PEPSICO INC	COM	713448108	3,225,771	18,993	SH		SOLE		18,993	0	0
PNC Financial Services Group I	COM	693475105	158,102	1,021	SH		DFND		1,000	0	21
PNC Financial Services Group I	COM	693475105	192,014	1,240	SH		SOLE		1,240	0	0
PROSHARES ETFS/USA	SHORT QQQ NEW	74347B714	469,260	49,500	SH		SOLE		49,500	0	0
Palo Alto Networks Inc	COM	697435105	444,089	1,506	SH		SOLE		1,506	0	0
PetMed Express Inc	COM	716382106	155,736	20,600	SH		SOLE		20,600	0	0
Pfizer Inc	COM	717081103	7,313	254	SH		DFND		0	0	254
Pfizer Inc	COM	717081103	888,143	30,849	SH		SOLE		30,849	0	0
Physicians Realty Trust	COM	71943U104	2,063	155	SH		DFND		155	0	0
Physicians Realty Trust	COM	71943U104	433,813	32,593	SH		SOLE		32,593	0	0
Pinnacle West Capital Corp	COM	723484101	215,520	3,000	SH		SOLE		3,000	0	0
Postal Realty Trust Inc	CL A	73757R102	9,158	629	SH		DFND		629	0	0
Postal Realty Trust Inc	CL A	73757R102	1,852,134	127,207	SH		SOLE		127,207	0	0
ProShare Advisors LLC	SHORT S&P 500 NE	74347B425	235,483	18,128	SH		SOLE		18,128	0	0
Procter & Gamble Co/The	COM	742718109	151,522	1,034	SH		DFND		1,034	0	0
Procter & Gamble Co/The	COM	742718109	4,359,125	29,747	SH		SOLE		27,727	0	2,020
Prologis Inc	COM	74340W103	93,043	698	SH		DFND		698	0	0
Prologis Inc	COM	74340W103	2,682,796	20,126	SH		SOLE		18,791	0	1,335
Proshare Capital Management LLC	ULTRA SILVER NEW	74347W353	367,203	13,515	SH		SOLE		13,515	0	0
Putnam Investment Management LLC	COM	746823103	68,096	11,200	SH		SOLE		11,200	0	0
Putnam Investment Management LLC	SH BEN INT	746853100	43,447	12,170	SH		SOLE		12,170	0	0
QUALCOMM Inc	COM	747525103	35,868	248	SH		DFND		200	0	48
QUALCOMM Inc	COM	747525103	351,885	2,433	SH		SOLE		2,433	0	0
ROPER INDUSTRIES INC	COM	776696106	524,999	963	SH		SOLE		963	0	0
RTX Corp	COM	75513E101	239,967	2,852	SH		DFND		2,852	0	0
RTX Corp	COM	75513E101	7,457,076	88,627	SH		SOLE		83,647	0	4,980
Rafferty Asset Management LLC	DAILY JR GLD MIN	25460G831	1,108,881	32,720	SH		SOLE		32,720	0	0
Ross Stores Inc	COM	778296103	1,093,558	7,902	SH		SOLE		7,902	0	0
SALESFORCE.COM INC	COM	79466L302	331,030	1,258	SH		SOLE		1,258	0	0
SANDSTORM GOLD LTD	COM NEW	80013R206	80,480	16,000	SH		SOLE		16,000	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	201,433	1,477	SH		SOLE		1,477	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	10,394	54	SH		DFND		0	0	54
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	326,061	1,694	SH		SOLE		1,694	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	321,336	5,074	SH		DFND		5,074	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	4,168,254	65,818	SH		SOLE		61,143	0	4,675
SSGA FUNDS MANAGEMENT INC	PORTFOLIO INTRMD	78464A375	35,424	1,079	SH		DFND		1,079	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO INTRMD	78464A375	2,587,858	78,826	SH		SOLE		78,826	0	0
SSgA Funds Management Inc	BLOOMBERG HIGH Y	78468R622	46,702	493	SH		DFND		493	0	0
SSgA Funds Management Inc	BLOOMBERG HIGH Y	78468R622	3,431,026	36,219	SH		SOLE		36,219	0	0
SSgA Funds Management Inc	NUVEEN BLMBRG SH	78468R739	348,102	7,284	SH		DFND		7,284	0	0
SSgA Funds Management Inc	NUVEEN BLMBRG SH	78468R739	22,620,966	473,341	SH		SOLE		473,341	0	0
STARBUCKS CORP	COM	855244109	163,601	1,704	SH		DFND		1,704	0	0
STARBUCKS CORP	COM	855244109	5,177,723	53,929	SH		SOLE		50,259	0	3,670
STATE STREET ETF/USA	NUVEEN BLOOMBERG	78464A284	161,541	6,385	SH		DFND		6,385	0	0
STATE STREET ETF/USA	NUVEEN BLOOMBERG	78464A284	4,427,424	174,997	SH		SOLE		174,997	0	0
Seligman Funds/Closed-end/USA	COM	895436103	32,059	1,112	SH		DFND		1,112	0	0
Seligman Funds/Closed-end/USA	COM	895436103	6,859,695	237,936	SH		SOLE		237,936	0	0
Shenandoah Telecommunications	COM	82312B106	203,228	9,400	SH		DFND		9,400	0	0
Sibanye Stillwater Ltd	SPONSORED ADR	82575P107	149,325	27,500	SH		SOLE		27,500	0	0
Sprott Asset Management CEFs	TR UNIT	85207K107	650,828	80,548	SH		SOLE		80,548	0	0
Sprott ETF Trust	URANIUM MINERS E	85208P303	493,609	10,226	SH		SOLE		10,226	0	0
Sprott ETF Trust	JUNIOR URANIUM	85208P808	634,099	26,880	SH		SOLE		26,880	0	0
Starwood Property Trust Inc	COM	85571B105	3,594	171	SH		DFND		171	0	0
Starwood Property Trust Inc	COM	85571B105	763,005	36,299	SH		SOLE		36,299	0	0
State Street ETF/USA	TR UNIT	78462F103	206,760	435	SH		DFND		435	0	0
State Street ETF/USA	TR UNIT	78462F103	5,137,626	10,809	SH		SOLE		10,809	0	0
TEXAS INSTRUMENTS	COM	882508104	149,153	875	SH		DFND		875	0	0
TEXAS INSTRUMENTS	COM	882508104	4,884,872	28,657	SH		SOLE		26,906	0	1,751
TRAVELERS CO INC	COM	89417E109	484,416	2,543	SH		SOLE		2,543	0	0
Target Corp	COM	87612E106	1,851	13	SH		DFND		0	0	13
Target Corp	COM	87612E106	506,730	3,558	SH		SOLE		3,558	0	0
Tesla Inc	COM	88160R101	128,961	519	SH		DFND		519	0	0
Tesla Inc	COM	88160R101	612,006	2,463	SH		SOLE		2,463	0	0
Thermo Fisher Scientific Inc	COM	883556102	782,384	1,474	SH		SOLE		1,474	0	0
Tyson Foods Inc	CL A	902494103	2,741	51	SH		DFND		0	0	51
Tyson Foods Inc	CL A	902494103	209,786	3,903	SH		SOLE		3,903	0	0
UTD PARCEL SERV	CL B	911312106	202,512	1,288	SH		DFND		1,288	0	0
UTD PARCEL SERV	CL B	911312106	6,341,086	40,330	SH		SOLE		37,360	0	2,970
Union Pacific Corp	COM	907818108	511,872	2,084	SH		DFND		2,084	0	0
Union Pacific Corp	COM	907818108	198,707	809	SH		SOLE		809	0	0
United Rentals Inc	COM	911363109	681,223	1,188	SH		SOLE		1,188	0	0
UnitedHealth Group Inc	COM	91324P102	3,159	6	SH		DFND		0	0	6
UnitedHealth Group Inc	COM	91324P102	1,278,796	2,429	SH		SOLE		2,429	0	0
Uranium Energy Corp	COM	916896103	153,824	24,035	SH		SOLE		24,035	0	0
Uranium Royalty Corp	COM	91702V101	97,200	36,000	SH		SOLE		36,000	0	0
VANGUARD	S&P 500 ETF SHS	922908363	425,006	973	SH		SOLE		973	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	7,403,710	43,449	SH		SOLE		43,449	0	0
VANGUARD ETF/USA	VG TL INTL STK F	921909768	2,520,912	43,494	SH		SOLE		43,494	0	0
VANGUARD ETF/USA	INTERMED TERM	921937819	2,003,982	26,237	SH		SOLE		26,237	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	312,319	7,599	SH		DFND		7,599	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	12,948,925	315,059	SH		SOLE		304,154	0	10,905
VANGUARD ETF/USA	INF TECH ETF	92204A702	2,904	6	SH		DFND		0	0	6
VANGUARD ETF/USA	INF TECH ETF	92204A702	667,436	1,379	SH		SOLE		1,379	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	132,844	1,717	SH		DFND		1,717	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	8,334,915	107,728	SH		SOLE		107,728	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	356,521	1,981	SH		DFND		1,981	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	11,055,197	61,428	SH		SOLE		60,258	0	1,170
VANGUARD ETF/USA	TOTAL STK MKT	922908769	1,298,068	5,472	SH		DFND		5,472	0	0
VANGUARD ETF/USA	TOTAL STK MKT	922908769	6,540,155	27,570	SH		SOLE		27,570	0	0
VANGUARD GROUP INC/THE	TOTAL INT BD ETF	92203J407	1,031,729	20,900	SH		SOLE		20,900	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	17,861	160	SH		DFND		160	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	1,179,817	10,569	SH		SOLE		10,569	0	0
VERIZON COMMUN	COM	92343V104	778,543	20,651	SH		SOLE		14,031	0	6,620
VISA INC	COM CL A	92826C839	163,760	629	SH		DFND		629	0	0
VISA INC	COM CL A	92826C839	4,327,798	16,623	SH		SOLE		16,623	0	0
Van Eck Associates Corp	INTRMDT MUNI ETF	92189H201	1,351,595	28,739	SH		DFND		28,739	0	0
Van Eck Associates Corp	INTRMDT MUNI ETF	92189H201	44,827,538	953,169	SH		SOLE		953,169	0	0
Vanguard ETF/USA	500 GRTH IDX F	921932505	1,627,448	6,010	SH		SOLE		6,010	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	266,692	3,626	SH		DFND		3,626	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	12,118,024	164,759	SH		SOLE		164,759	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	329,887	6,887	SH		SOLE		6,887	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	129,536	1,466	SH		DFND		1,466	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	3,390,373	38,370	SH		SOLE		35,720	0	2,650
Vanguard ETF/USA	SML CP GRW ETF	922908595	349,116	1,444	SH		DFND		1,444	0	0
Vanguard ETF/USA	SML CP GRW ETF	922908595	11,049,373	45,702	SH		SOLE		44,867	0	835
Vanguard ETF/USA	GROWTH ETF	922908736	1,494,711	4,808	SH		DFND		4,808	0	0
Vanguard ETF/USA	GROWTH ETF	922908736	56,486,274	181,698	SH		SOLE		181,698	0	0
Vanguard ETF/USA	VALUE ETF	922908744	1,448,506	9,689	SH		DFND		9,689	0	0
Vanguard ETF/USA	VALUE ETF	922908744	57,095,695	381,911	SH		SOLE		381,911	0	0
Vanguard Group Inc/The	LARGE CAP ETF	922908637	517,016	2,370	SH		SOLE		2,370	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	16,278	99	SH		DFND		99	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	727,394	4,424	SH		SOLE		4,424	0	0
WASTE MANAGEMENT	COM	94106L109	569,896	3,182	SH		SOLE		3,182	0	0
WEC Energy Group Inc	COM	92939U106	168,340	2,000	SH		DFND		2,000	0	0
WEC Energy Group Inc	COM	92939U106	76,763	912	SH		SOLE		912	0	0
WELLS FARGO & CO	COM	949746101	5,906	120	SH		DFND		0	0	120
WELLS FARGO & CO	COM	949746101	2,271,601	46,152	SH		SOLE		46,152	0	0
Walmart Inc	COM	931142103	268,163	1,701	SH		DFND		1,600	0	101
Walmart Inc	COM	931142103	5,619,907	35,648	SH		SOLE		33,763	0	1,885
Walt Disney Co/The	COM	254687106	444,317	4,921	SH		SOLE		4,921	0	0
Xcel Energy Inc	COM	98389B100	55,719	900	SH		DFND		900	0	0
Xcel Energy Inc	COM	98389B100	157,685	2,547	SH		SOLE		2,547	0	0
i-80 Gold Corp	COM	44955L106	79,200	45,000	SH		SOLE		45,000	0	0
iShares ETFs/USA	7-10 YR TRSY BD	464287440	287,724	2,985	SH		SOLE		2,985	0	0
iShares ETFs/USA	MSCI ACWI EX US	464288240	107,950	2,115	SH		DFND		2,115	0	0
iShares ETFs/USA	MSCI ACWI EX US	464288240	777,084	15,225	SH		SOLE		15,225	0	0
iShares ETFs/USA	JPMORGAN USD EMG	464288281	50,942	572	SH		DFND		572	0	0
iShares ETFs/USA	JPMORGAN USD EMG	464288281	3,776,589	42,405	SH		SOLE		42,405	0	0
iShares ETFs/USA	BLACKROCK ULTRA	46434V878	85,813	1,704	SH		DFND		1,704	0	0
iShares ETFs/USA	BLACKROCK ULTRA	46434V878	1,901,543	37,759	SH		SOLE		37,759	0	0