Trust Co of the South 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CORPORATION	Equities	88579Y101	261,384	2,392	SH		SOLE		2,392	0	0
ABBVIE INC	Equities	00287Y109	980,805	6,330	SH		SOLE		6,330	0	0
ACCENTURE PLC	Equities	G1151C101	209,844	598	SH		DFND		598	0	0
ACCENTURE PLC	Equities	G1151C101	1,371,707	3,909	SH		SOLE		3,909	0	0
ADOBE SYS INC	Equities	00724F101	228,498	384	SH		SOLE		384	0	0
ALPHABET INC CL A	Equities	02079K305	806,710	5,775	SH		SOLE		5,775	0	0
ALPHABET INC CL C	Equities	02079K107	1,162,109	8,246	SH		SOLE		8,246	0	0
ANGI HOMESERVICES INC	Equities	00183L102	225,838	90,698	SH		SOLE		90,698	0	0
ARCH CAPITAL GROUP	Equities	G0450A105	206,322	2,778	SH		SOLE		2,778	0	0
BLACKROCK, INC.	Equities	09247X101	821,542	1,012	SH		SOLE		1,012	0	0
BOOKING HOLDINGS INC.	Equities	09857L108	503,705	143	SH		SOLE		143	0	0
BROADCOM INC	Equities	11135F101	433,105	388	SH		SOLE		388	0	0
BROADRIDGE FINANCIAL SOLUTIONS	Equities	11133T103	200,606	975	SH		SOLE		975	0	0
CANADIAN NATL RR	Equities	136375102	676,643	5,386	SH		SOLE		5,386	0	0
CHARLES SCHWAB CORP	Equities	808513105	245,341	3,566	SH		SOLE		3,566	0	0
CHEVRON CORP	Equities	166764100	301,452	2,022	SH		SOLE		2,022	0	0
CHIPOTLE MEXICAN GRILL INC	Equities	169656105	343,044	150	SH		SOLE		150	0	0
CISCO SYSTEMS INC	Equities	17275R102	411,233	8,140	SH		SOLE		8,140	0	0
CME GROUP INC	Equities	12572Q105	222,815	1,058	SH		SOLE		1,058	0	0
CMS ENERGY CORP	Equities	125896100	255,740	4,404	SH		SOLE		4,404	0	0
COCA COLA CO	Equities	191216100	263,653	4,474	SH		SOLE		4,474	0	0
CONSTELLATION BRANDS	Equities	21036P108	205,971	852	SH		SOLE		852	0	0
COSTCO WHSL CORP NEW	Equities	22160K105	750,511	1,137	SH		SOLE		1,137	0	0
DFA DIMENSIONAL EMERGING MKTS C	Mutual Funds	25434V732	1,442,148	57,778	SH		SOLE		57,778	0	0
DFA DIMENSIONAL GLOBAL REAL EST	Mutual Funds	25434V658	509,160	19,598	SH		SOLE		19,598	0	0
DFA DIMENSIONAL INTL CORE EQUIT	Mutual Funds	25434V799	4,555,994	178,458	SH		SOLE		178,458	0	0
DFA DIMENSIONAL US SMALL CAP VA	Mutual Funds	25434V815	2,364,986	81,216	SH		SOLE		81,216	0	0
DIMENSIONAL U.S. CORE EQUITY 2	Mutual Funds	25434V708	29,985,932	1,025,863	SH		SOLE		1,025,863	0	0
DIMENSIONAL U.S. MARKETWIDE VAL	Mutual Funds	25434V724	1,931,265	51,888	SH		DFND		51,888	0	0
DIMENSIONAL U.S. MARKETWIDE VAL	Mutual Funds	25434V724	70,140,031	1,884,468	SH		SOLE		1,884,468	0	0
DIMENSIONAL U.S. TARGETED VALUE	Mutual Funds	25434V609	4,890,759	93,459	SH		DFND		93,459	0	0
DIMENSIONAL U.S. TARGETED VALUE	Mutual Funds	25434V609	95,128,564	1,817,860	SH		SOLE		1,815,048	0	2,812
DIMENSIONAL WORLD EX U.S. CORE	Mutual Funds	25434V880	10,140,611	415,258	SH		SOLE		415,258	0	0
DISNEY WALT CO	Equities	254687106	270,960	3,001	SH		SOLE		3,001	0	0
DUKE ENERGY CORP NEW	Equities	26441C204	1,145,266	11,802	SH		SOLE		11,802	0	0
EQUIFAX, INC.	Equities	294429105	238,388	964	SH		SOLE		964	0	0
EXXON MOBIL CORP	Equities	30231G102	1,436,613	14,369	SH		SOLE		14,369	0	0
F.N.B. CORP (PA)	Equities	302520101	4,719,709	342,753	SH		SOLE		342,753	0	0
FIRST CITIZENS CL A	Equities	31946M103	567,588	400	SH		SOLE		400	0	0
FREEPORT MCMORAN COPPER & GOLD	Equities	35671D857	207,060	4,864	SH		SOLE		4,864	0	0
GENERAL DYNAMICS	Equities	369550108	358,345	1,380	SH		SOLE		1,380	0	0
GENERAL ELEC CO	Equities	369604301	745,487	5,842	SH		SOLE		5,842	0	0
GENERAL MILLS	Equities	370334104	301,989	4,636	SH		SOLE		4,636	0	0
HILTON WORLDWIDE HLDGS WI	Equities	43300A203	232,347	1,276	SH		SOLE		1,276	0	0
HOME DEPOT, INC.	Equities	437076102	1,115,891	3,220	SH		SOLE		3,220	0	0
IBM CORP.	Equities	459200101	823,638	5,036	SH		SOLE		5,036	0	0
IDEX CORP	Equities	45167R104	262,920	1,211	SH		SOLE		1,211	0	0
ILLINOIS TOOL WORKS	Equities	452308109	447,394	1,709	SH		SOLE		1,709	0	0
INVESCO QQQ TRUST SERIES 1	Mutual Funds	46090E103	213,769	522	SH		SOLE		522	0	0
ISHARES S&P MIDCAP 400	Mutual Funds	464287507	4,555,792	16,438	SH		SOLE		16,438	0	0
ISHARES CORE MSCI EAFE	Mutual Funds	46432F842	234,266	3,330	SH		SOLE		3,330	0	0
ISHARES CORE S&P 500	Mutual Funds	464287200	3,250,272	6,805	SH		SOLE		6,805	0	0
ISHARES CORE S&P SMALL CAP	Mutual Funds	464287804	287,079	2,652	SH		SOLE		2,652	0	0
ISHARES CORE US AGGREGATE BOND	Mutual Funds	464287226	310,653	3,130	SH		SOLE		3,130	0	0
ISHARES MSCI EAFE	Mutual Funds	464287465	308,709	4,097	SH		SOLE		4,097	0	0
ISHARES MSCI EAFE SMALL CAP	Mutual Funds	464288273	1,302,067	21,035	SH		SOLE		21,035	0	0
ISHARES MSCI EMERGING MKTS SMAL	Mutual Funds	464286475	600,935	10,395	SH		SOLE		10,395	0	0
ISHARES RUSSELL 1000 GROWTH	Mutual Funds	464287614	1,517,972	5,007	SH		SOLE		5,007	0	0
ISHARES RUSSELL 1000 VALUE	Mutual Funds	464287598	1,031,491	6,242	SH		SOLE		6,242	0	0
ISHARES RUSSELL 2000	Mutual Funds	464287655	3,229,223	16,089	SH		SOLE		16,089	0	0
ISHARES RUSSELL MID-CAP ETF	Mutual Funds	464287499	703,068	9,045	SH		SOLE		9,045	0	0
ISHARES S&P 500 BARRA VALUE	Mutual Funds	464287408	728,599	4,190	SH		SOLE		4,190	0	0
ISHARES S&P 500 GROWTH	Mutual Funds	464287309	792,906	10,558	SH		SOLE		10,558	0	0
J.P. MORGAN CHASE &	Equities	46625H100	832,299	4,893	SH		SOLE		4,893	0	0
JOHNSON & JOHNSON	Equities	478160104	1,816,930	11,592	SH		SOLE		11,592	0	0
KIMBERLY-CLARK	Equities	494368103	315,926	2,600	SH		SOLE		2,600	0	0
L3HARRIS TECHNOLOGIES INC	Equities	502431109	282,652	1,343	SH		SOLE		1,343	0	0
LILLY ELI & CO.	Equities	532457108	480,326	825	SH		SOLE		825	0	0
LIVE OAK BANCSHARES INC	Equities	53803X105	15,042,300	330,600	SH		SOLE		330,600	0	0
LOWES COMPANIES	Equities	548661107	236,793	1,064	SH		DFND		1,064	0	0
LOWES COMPANIES	Equities	548661107	3,087,881	13,875	SH		SOLE		13,875	0	0
MANULIFE FINL CORP	Equities	56501R106	214,635	9,712	SH		SOLE		9,712	0	0
MCDONALDS CORP	Equities	580135101	1,041,343	3,512	SH		SOLE		3,512	0	0
MERCK & CO INC NEWCOM	Equities	58933Y105	2,889,357	26,503	SH		SOLE		26,503	0	0
META PLATFORMS INC. CL A	Equities	30303M102	868,264	2,453	SH		SOLE		2,453	0	0
MICROSOFT CORPORATION	Equities	594918104	548,642	1,459	SH		DFND		1,459	0	0
MICROSOFT CORPORATION	Equities	594918104	5,843,662	15,540	SH		SOLE		15,540	0	0
NCINO INC COM	Equities	63947X101	4,429,811	131,722	SH		SOLE		131,722	0	0
NEXTERA ENERGY INCCOM	Equities	65339F101	30,613	504	SH		DFND		504	0	0
NEXTERA ENERGY INCCOM	Equities	65339F101	394,020	6,487	SH		SOLE		6,487	0	0
NIKE, INC.	Equities	654106103	430,806	3,969	SH		SOLE		3,969	0	0
NVIDIA CORP	Equities	67066G104	367,948	743	SH		SOLE		743	0	0
ORACLE CORP	Equities	68389X105	349,184	3,312	SH		SOLE		3,312	0	0
PARKER HANNIFIN CORP	Equities	701094104	353,357	767	SH		SOLE		767	0	0
PAYCHEX INC	Equities	704326107	716,089	6,012	SH		SOLE		6,012	0	0
PEPSICO, INC.	Equities	713448108	1,103,111	6,495	SH		SOLE		6,495	0	0
PFIZER INC	Equities	717081103	802,176	27,863	SH		SOLE		27,863	0	0
PROCTER & GAMBLE CO	Equities	742718109	1,311,533	8,951	SH		SOLE		8,951	0	0
RAYTHEON TECHNOLOGIES CORP COM	Equities	75513E101	298,697	3,550	SH		SOLE		3,550	0	0
ROSS STORES, INC	Equities	778296103	307,503	2,222	SH		SOLE		2,222	0	0
ROYAL BANK OF CANADA	Equities	780087102	2,509,844	24,818	SH		SOLE		24,818	0	0
SCHWAB US LARGE CAP GROWTH ETF	Mutual Funds	808524300	205,741	2,480	SH		SOLE		2,480	0	0
SONOCO PRODUCTS CO	Equities	835495102	832,128	14,894	SH		SOLE		14,894	0	0
SOUTHERN CO.	Equities	842587107	313,997	4,478	SH		SOLE		4,478	0	0
SPDR PORTFOLIO LARGE CAP ETF	Mutual Funds	78464A854	339,816	6,079	SH		SOLE		6,079	0	0
SPDR S&P 500	Mutual Funds	78462F103	14,940,895	31,434	SH		SOLE		31,434	0	0
STATE STREET CORP	Equities	857477103	319,910	4,130	SH		SOLE		4,130	0	0
SYSCO CORP	Equities	871829107	221,511	3,029	SH		SOLE		3,029	0	0
TAIWAN SEMICONDUCTOR ADR	Equities	874039100	283,192	2,723	SH		SOLE		2,723	0	0
TARGET CORP.	Equities	87612E106	505,164	3,547	SH		SOLE		3,547	0	0
TESLA MOTORS INC	Equities	88160R101	894,776	3,601	SH		SOLE		3,601	0	0
TG THERAPEUTICS INC	Equities	88322Q108	181,048	10,600	SH		SOLE		10,600	0	0
TJX COS INC	Equities	872540109	263,794	2,812	SH		SOLE		2,812	0	0
TRUIST FINANCIAL ORD SHS	Equities	89832Q109	962,800	26,078	SH		SOLE		26,078	0	0
UNITEDHEALTH GRP INC	Equities	91324P102	1,764,201	3,351	SH		SOLE		3,351	0	0
VANGUARD FTSE ALL WORLD SC ETF	Mutual Funds	922042718	491,868	4,276	SH		SOLE		4,276	0	0
VANGUARD FTSE DEVELOPED MKTS ET	Mutual Funds	921943858	5,803,583	121,160	SH		SOLE		121,160	0	0
VANGUARD FTSE EMERGING MARKETS	Mutual Funds	922042858	2,700,317	65,701	SH		SOLE		65,701	0	0
VANGUARD GROWTH ETF	Mutual Funds	922908736	1,134,090	3,648	SH		SOLE		3,648	0	0
VANGUARD MID-CAP ETF	Mutual Funds	922908629	9,660,376	41,525	SH		SOLE		41,525	0	0
VANGUARD S&P 500	Mutual Funds	922908363	13,195,728	30,210	SH		SOLE		30,210	0	0
VANGUARD SM-CAP ETF	Mutual Funds	922908595	636,822	2,634	SH		SOLE		2,634	0	0
VANGUARD SMALL CAP VALUE ETF	Mutual Funds	922908611	505,356	2,808	SH		SOLE		2,808	0	0
VANGUARD SMALL-CAP ETF	Mutual Funds	922908751	5,772,050	27,057	SH		SOLE		27,057	0	0
VANGUARD VALUE ETF	Mutual Funds	922908744	1,712,373	11,454	SH		SOLE		11,454	0	0
VERISK ANALYTICS INC	Equities	92345Y106	208,047	871	SH		SOLE		871	0	0
VERIZON COMM INC	Equities	92343V104	225,672	5,986	SH		SOLE		5,986	0	0
VISA INC	Equities	92826C839	1,185,634	4,554	SH		SOLE		4,554	0	0
VULCAN MATERIALS CO	Equities	929160109	283,763	1,250	SH		SOLE		1,250	0	0
WAL-MART STORES INC	Equities	931142103	1,391,419	8,826	SH		SOLE		8,826	0	0
WASTE MANAGEMENT INC	Equities	94106L109	338,678	1,891	SH		SOLE		1,891	0	0