Trust Co of the South 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABORATORIES	Equities	002824100	822,863	7,919	SH		SOLE		7,919	0	0
ABBVIE INC	Equities	00287Y109	949,020	5,534	SH		SOLE		5,534	0	0
ACCENTURE PLC	Equities	G1151C101	181,439	598	SH		DFND		598	0	0
ACCENTURE PLC	Equities	G1151C101	908,713	2,995	SH		SOLE		2,995	0	0
AIR PRODS & CHEMS	Equities	009158106	328,756	1,274	SH		SOLE		1,274	0	0
ALPHABET INC CL A	Equities	02079K305	679,055	3,728	SH		SOLE		3,728	0	0
ALPHABET INC CL C	Equities	02079K107	1,351,255	7,367	SH		SOLE		7,367	0	0
AMAZON.COM INC	Equities	023135106	2,054,827	10,633	SH		SOLE		10,373	0	260
AMERICAN EXPRESS CO	Equities	025816109	341,305	1,474	SH		SOLE		1,474	0	0
ANALOG DEVICES INC	Equities	032654105	768,780	3,368	SH		SOLE		3,368	0	0
ANGI HOMESERVICES INC	Equities	00183L102	152,112	79,225	SH		SOLE		79,225	0	0
APPLE COMPUTER INC	Equities	037833100	388,383	1,844	SH		DFND		1,844	0	0
APPLE COMPUTER INC	Equities	037833100	15,194,759	72,143	SH		SOLE		71,651	0	492
AUTOMATIC DATA PRO	Equities	053015103	715,354	2,997	SH		SOLE		2,997	0	0
BANK OF AMERICA CORP	Equities	060505104	457,474	11,503	SH		SOLE		11,503	0	0
BECTON, DICKINSON	Equities	075887109	514,629	2,202	SH		SOLE		2,202	0	0
BERKSHIRE HATHAWAY INC DELCL B	Equities	084670702	4,727,830	11,622	SH		SOLE		11,622	0	0
BLACKROCK, INC.	Equities	09247X101	416,492	529	SH		SOLE		529	0	0
BROADCOM INC	Equities	11135F101	622,946	388	SH		SOLE		388	0	0
CANADIAN NATL RR	Equities	136375102	575,293	4,870	SH		SOLE		4,870	0	0
CHIPOTLE MEXICAN GRILL INC	Equities	169656105	469,875	7,500	SH		SOLE		7,500	0	0
CISCO SYSTEMS INC	Equities	17275R102	399,844	8,416	SH		SOLE		8,416	0	0
CME GROUP INC	Equities	12572Q105	203,284	1,034	SH		SOLE		1,034	0	0
CMS ENERGY CORP	Equities	125896100	262,170	4,404	SH		SOLE		4,404	0	0
COCA COLA CO	Equities	191216100	248,681	3,907	SH		SOLE		3,907	0	0
CONSTELLATION BRANDS	Equities	21036P108	214,829	835	SH		SOLE		835	0	0
COSTCO WHSL CORP NEW	Equities	22160K105	491,294	578	SH		SOLE		578	0	0
DFA DIMENSIONAL EMERGING MKTS C	Mutual Funds	25434V732	2,347,451	87,823	SH		SOLE		87,823	0	0
DFA DIMENSIONAL GLOBAL REAL EST	Mutual Funds	25434V658	777,544	31,114	SH		SOLE		31,114	0	0
DFA DIMENSIONAL INTL CORE EQUIT	Mutual Funds	25434V799	6,926,336	263,457	SH		SOLE		263,457	0	0
DFA DIMENSIONAL US SMALL CAP VA	Mutual Funds	25434V815	3,486,273	121,134	SH		SOLE		121,134	0	0
DIMENSIONAL U.S. CORE EQUITY 2	Mutual Funds	25434V708	36,612,579	1,135,628	SH		SOLE		1,135,628	0	0
DIMENSIONAL U.S. MARKETWIDE VAL	Mutual Funds	25434V724	2,037,635	51,888	SH		DFND		51,888	0	0
DIMENSIONAL U.S. MARKETWIDE VAL	Mutual Funds	25434V724	70,556,821	1,796,706	SH		SOLE		1,782,853	0	13,853
DIMENSIONAL U.S. TARGETED VALUE	Mutual Funds	25434V609	4,847,768	93,459	SH		DFND		93,459	0	0
DIMENSIONAL U.S. TARGETED VALUE	Mutual Funds	25434V609	90,623,236	1,747,123	SH		SOLE		1,738,529	0	8,594
DIMENSIONAL WORLD EX U.S. CORE	Mutual Funds	25434V880	9,908,946	389,808	SH		SOLE		389,808	0	0
DISNEY WALT CO	Equities	254687106	296,976	2,991	SH		SOLE		2,991	0	0
DUKE ENERGY CORP NEW	Equities	26441C204	1,016,332	10,140	SH		SOLE		10,140	0	0
EQUIFAX, INC.	Equities	294429105	233,489	963	SH		SOLE		963	0	0
EXXON MOBIL CORP	Equities	30231G102	1,648,288	14,318	SH		SOLE		14,318	0	0
F.N.B. CORP (PA)	Equities	302520101	1,189,804	86,974	SH		SOLE		86,974	0	0
FIRST CITIZENS CL A	Equities	31946M103	673,444	400	SH		SOLE		400	0	0
FREEPORT MCMORAN COPPER & GOLD	Equities	35671D857	229,927	4,731	SH		SOLE		4,731	0	0
GENERAL DYNAMICS	Equities	369550108	309,579	1,067	SH		SOLE		1,067	0	0
GENERAL ELEC CO	Equities	369604301	939,195	5,909	SH		SOLE		5,909	0	0
GENERAL MILLS	Equities	370334104	265,439	4,196	SH		SOLE		4,196	0	0
HILTON WORLDWIDE HLDGS WI	Equities	43300A203	271,004	1,242	SH		SOLE		1,242	0	0
HOME DEPOT, INC.	Equities	437076102	1,182,464	3,435	SH		SOLE		3,435	0	0
IBM CORP.	Equities	459200101	865,442	5,004	SH		SOLE		5,004	0	0
ILLINOIS TOOL WORKS	Equities	452308109	333,640	1,408	SH		SOLE		1,408	0	0
INVESCO QQQ TRUST SERIES 1	Mutual Funds	46090E103	334,419	698	SH		SOLE		698	0	0
ISHARES S&P MIDCAP 400	Mutual Funds	464287507	4,779,036	81,665	SH		SOLE		81,665	0	0
ISHARES CORE MSCI EAFE	Mutual Funds	46432F842	232,085	3,195	SH		SOLE		3,195	0	0
ISHARES CORE S&P 500	Mutual Funds	464287200	3,572,317	6,528	SH		SOLE		6,528	0	0
ISHARES CORE S&P SMALL CAP	Mutual Funds	464287804	266,757	2,501	SH		SOLE		2,501	0	0
ISHARES CORE US AGGREGATE BOND	Mutual Funds	464287226	283,444	2,920	SH		SOLE		2,920	0	0
ISHARES MSCI EAFE	Mutual Funds	464287465	320,918	4,097	SH		SOLE		4,097	0	0
ISHARES MSCI EAFE SMALL CAP	Mutual Funds	464288273	1,296,597	21,035	SH		SOLE		21,035	0	0
ISHARES MSCI EMERGING MKTS SMAL	Mutual Funds	464286475	635,288	10,395	SH		SOLE		10,395	0	0
ISHARES RUSSELL 1000 GROWTH	Mutual Funds	464287614	1,826,560	5,011	SH		SOLE		5,011	0	0
ISHARES RUSSELL 1000 VALUE	Mutual Funds	464287598	1,060,429	6,078	SH		SOLE		6,078	0	0
ISHARES RUSSELL 2000	Mutual Funds	464287655	3,264,297	16,089	SH		SOLE		16,089	0	0
ISHARES RUSSELL 2000 GROWTH	Mutual Funds	464287648	203,461	775	SH		SOLE		775	0	0
ISHARES RUSSELL MID-CAP ETF	Mutual Funds	464287499	733,369	9,045	SH		SOLE		9,045	0	0
ISHARES S&P 500 BARRA VALUE	Mutual Funds	464287408	762,622	4,190	SH		SOLE		4,190	0	0
ISHARES S&P 500 GROWTH	Mutual Funds	464287309	557,368	6,023	SH		SOLE		6,023	0	0
J.P. MORGAN CHASE &	Equities	46625H100	1,001,592	4,952	SH		SOLE		4,952	0	0
JOHNSON & JOHNSON	Equities	478160104	1,339,849	9,167	SH		SOLE		9,167	0	0
KIMBERLY-CLARK	Equities	494368103	331,680	2,400	SH		SOLE		2,400	0	0
L3HARRIS TECHNOLOGIES INC	Equities	502431109	271,742	1,210	SH		SOLE		1,210	0	0
LILLY ELI & CO.	Equities	532457108	561,336	620	SH		SOLE		620	0	0
LIVE OAK BANCSHARES INC	Equities	53803X105	11,590,836	330,600	SH		SOLE		330,600	0	0
LOWES COMPANIES	Equities	548661107	234,569	1,064	SH		DFND		1,064	0	0
LOWES COMPANIES	Equities	548661107	1,098,773	4,984	SH		SOLE		4,984	0	0
MANULIFE FINL CORP	Equities	56501R106	240,139	9,021	SH		SOLE		9,021	0	0
MCDONALDS CORP	Equities	580135101	662,329	2,599	SH		SOLE		2,599	0	0
MERCK & CO INC NEWCOM	Equities	58933Y105	2,993,113	24,177	SH		SOLE		24,177	0	0
META PLATFORMS INC. CL A	Equities	30303M102	989,784	1,963	SH		SOLE		1,963	0	0
MICROSOFT CORPORATION	Equities	594918104	450,973	1,009	SH		DFND		1,009	0	0
MICROSOFT CORPORATION	Equities	594918104	5,940,859	13,292	SH		SOLE		13,292	0	0
NCINO INC COM	Equities	63947X101	4,142,657	131,722	SH		SOLE		131,722	0	0
NEXTERA ENERGY INCCOM	Equities	65339F101	35,688	504	SH		DFND		504	0	0
NEXTERA ENERGY INCCOM	Equities	65339F101	207,473	2,930	SH		SOLE		2,930	0	0
NVIDIA CORP	Equities	67066G104	822,776	6,660	SH		SOLE		6,660	0	0
ORACLE CORP	Equities	68389X105	298,497	2,114	SH		SOLE		2,114	0	0
PARKER HANNIFIN CORP	Equities	701094104	321,189	635	SH		SOLE		635	0	0
PAYCHEX INC	Equities	704326107	545,495	4,601	SH		SOLE		4,601	0	0
PEPSICO, INC.	Equities	713448108	708,539	4,296	SH		SOLE		4,296	0	0
PFIZER INC	Equities	717081103	764,637	27,328	SH		SOLE		27,328	0	0
PROCTER & GAMBLE CO	Equities	742718109	1,190,063	7,216	SH		SOLE		7,216	0	0
ROYAL BANK OF CANADA	Equities	780087102	2,640,139	24,818	SH		SOLE		24,818	0	0
SCHWAB US LARGE CAP GROWTH ETF	Mutual Funds	808524300	250,083	2,480	SH		SOLE		2,480	0	0
SONOCO PRODUCTS CO	Equities	835495102	740,005	14,590	SH		SOLE		14,590	0	0
SOUTHERN CO.	Equities	842587107	334,249	4,309	SH		SOLE		4,309	0	0
SPDR PORTFOLIO LARGE CAP ETF	Mutual Funds	78464A854	389,056	6,079	SH		SOLE		6,079	0	0
SPDR S&P 500	Mutual Funds	78462F103	17,107,011	31,434	SH		SOLE		31,434	0	0
STATE STREET CORP	Equities	857477103	304,658	4,117	SH		SOLE		4,117	0	0
SYSCO CORP	Equities	871829107	216,240	3,029	SH		SOLE		3,029	0	0
TAIWAN SEMICONDUCTOR ADR	Equities	874039100	463,204	2,665	SH		SOLE		2,665	0	0
TARGET CORP.	Equities	87612E106	521,693	3,524	SH		SOLE		3,524	0	0
TESLA MOTORS INC	Equities	88160R101	712,566	3,601	SH		SOLE		3,601	0	0
TG THERAPEUTICS INC	Equities	88322Q108	188,574	10,600	SH		SOLE		10,600	0	0
TJX COS INC	Equities	872540109	267,213	2,427	SH		SOLE		2,427	0	0
TRUIST FINANCIAL ORD SHS	Equities	89832Q109	946,114	24,353	SH		SOLE		24,353	0	0
UNITEDHEALTH GRP INC	Equities	91324P102	1,073,520	2,108	SH		SOLE		2,108	0	0
VANGUARD FTSE ALL WORLD SC ETF	Mutual Funds	922042718	501,682	4,270	SH		SOLE		4,270	0	0
VANGUARD FTSE DEVELOPED MKTS ET	Mutual Funds	921943858	7,087,490	143,413	SH		SOLE		143,413	0	0
VANGUARD FTSE EMERGING MARKETS	Mutual Funds	922042858	2,875,082	65,701	SH		SOLE		65,701	0	0
VANGUARD GROWTH ETF	Mutual Funds	922908736	3,011,903	8,053	SH		SOLE		8,053	0	0
VANGUARD MID-CAP ETF	Mutual Funds	922908629	14,150,503	58,449	SH		SOLE		58,449	0	0
VANGUARD S&P 500	Mutual Funds	922908363	22,657,389	45,303	SH		SOLE		45,303	0	0
VANGUARD SM-CAP ETF	Mutual Funds	922908595	1,109,577	4,436	SH		SOLE		4,436	0	0
VANGUARD SMALL CAP VALUE ETF	Mutual Funds	922908611	886,317	4,856	SH		SOLE		4,856	0	0
VANGUARD SMALL-CAP ETF	Mutual Funds	922908751	8,191,307	37,568	SH		SOLE		37,568	0	0
VANGUARD VALUE ETF	Mutual Funds	922908744	3,018,916	18,820	SH		SOLE		18,820	0	0
VERIZON COMM INC	Equities	92343V104	205,994	4,995	SH		SOLE		4,995	0	0
VISA INC	Equities	92826C839	1,120,222	4,268	SH		SOLE		4,268	0	0
VULCAN MATERIALS CO	Equities	929160109	312,342	1,256	SH		SOLE		1,256	0	0
WAL-MART STORES INC	Equities	931142103	1,727,214	25,509	SH		SOLE		25,509	0	0
WASTE MANAGEMENT INC	Equities	94106L109	403,426	1,891	SH		SOLE		1,891	0	0