COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M CORPORATION | Equities | 88579Y101 | 262,191 | 1,918 | SH | | SOLE | | 1,918 | 0 | 0 |
ABBOTT LABORATORIES | Equities | 002824100 | 1,044,446 | 9,161 | SH | | SOLE | | 9,161 | 0 | 0 |
ABBVIE INC | Equities | 00287Y109 | 1,092,657 | 5,534 | SH | | SOLE | | 5,534 | 0 | 0 |
ACCENTURE PLC | Equities | G1151C101 | 211,381 | 598 | SH | | DFND | | 598 | 0 | 0 |
ACCENTURE PLC | Equities | G1151C101 | 1,065,742 | 3,015 | SH | | SOLE | | 3,015 | 0 | 0 |
ADOBE SYS INC | Equities | 00724F101 | 306,008 | 591 | SH | | SOLE | | 591 | 0 | 0 |
AIR PRODS & CHEMS | Equities | 009158106 | 386,169 | 1,297 | SH | | SOLE | | 1,297 | 0 | 0 |
ALPHABET INC CL A | Equities | 02079K305 | 618,455 | 3,729 | SH | | SOLE | | 3,729 | 0 | 0 |
ALPHABET INC CL C | Equities | 02079K107 | 1,444,020 | 8,637 | SH | | SOLE | | 8,637 | 0 | 0 |
AMAZON.COM INC | Equities | 023135106 | 2,182,483 | 11,713 | SH | | SOLE | | 11,453 | 0 | 260 |
AMERICAN EXPRESS CO | Equities | 025816109 | 399,749 | 1,474 | SH | | SOLE | | 1,474 | 0 | 0 |
ANALOG DEVICES INC | Equities | 032654105 | 775,213 | 3,368 | SH | | SOLE | | 3,368 | 0 | 0 |
ANGI HOMESERVICES INC | Equities | 00183L102 | 66,528 | 25,786 | SH | | SOLE | | 25,786 | 0 | 0 |
APPLE COMPUTER INC | Equities | 037833100 | 429,652 | 1,844 | SH | | DFND | | 1,844 | 0 | 0 |
APPLE COMPUTER INC | Equities | 037833100 | 16,799,067 | 72,099 | SH | | SOLE | | 71,607 | 0 | 492 |
APPLIED MATERIALS | Equities | 038222105 | 241,854 | 1,197 | SH | | SOLE | | 1,197 | 0 | 0 |
AUTOMATIC DATA PRO | Equities | 053015103 | 838,492 | 3,030 | SH | | SOLE | | 3,030 | 0 | 0 |
BANK OF AMERICA CORP | Equities | 060505104 | 456,439 | 11,503 | SH | | SOLE | | 11,503 | 0 | 0 |
BECTON, DICKINSON | Equities | 075887109 | 530,902 | 2,202 | SH | | SOLE | | 2,202 | 0 | 0 |
BERKSHIRE HATHAWAY INC DELCL B | Equities | 084670702 | 5,349,142 | 11,622 | SH | | SOLE | | 11,622 | 0 | 0 |
BLACKROCK, INC. | Equities | 09247X101 | 502,291 | 529 | SH | | SOLE | | 529 | 0 | 0 |
BROADCOM INC | Equities | 11135F101 | 669,300 | 3,880 | SH | | SOLE | | 3,880 | 0 | 0 |
CANADIAN NATL RR | Equities | 136375102 | 570,521 | 4,870 | SH | | SOLE | | 4,870 | 0 | 0 |
CHARLES RIVER LABS | Equities | 159864107 | 205,243 | 1,042 | SH | | SOLE | | 1,042 | 0 | 0 |
CHARLES SCHWAB CORP | Equities | 808513105 | 324,374 | 5,005 | SH | | SOLE | | 5,005 | 0 | 0 |
CHIPOTLE MEXICAN GRILL INC | Equities | 169656105 | 432,150 | 7,500 | SH | | SOLE | | 7,500 | 0 | 0 |
CISCO SYSTEMS INC | Equities | 17275R102 | 378,394 | 7,110 | SH | | SOLE | | 7,110 | 0 | 0 |
CME GROUP INC | Equities | 12572Q105 | 228,152 | 1,034 | SH | | SOLE | | 1,034 | 0 | 0 |
CMS ENERGY CORP | Equities | 125896100 | 311,055 | 4,404 | SH | | SOLE | | 4,404 | 0 | 0 |
COCA COLA CO | Equities | 191216100 | 451,640 | 6,285 | SH | | SOLE | | 6,285 | 0 | 0 |
CONSTELLATION BRANDS | Equities | 21036P108 | 215,171 | 835 | SH | | SOLE | | 835 | 0 | 0 |
COSTCO WHSL CORP NEW | Equities | 22160K105 | 512,409 | 578 | SH | | SOLE | | 578 | 0 | 0 |
DANAHER CORP | Equities | 235851102 | 372,269 | 1,339 | SH | | SOLE | | 1,339 | 0 | 0 |
DFA DIMENSIONAL EMERGING MKTS C | Mutual Funds | 25434V732 | 2,875,946 | 102,166 | SH | | SOLE | | 102,166 | 0 | 0 |
DFA DIMENSIONAL GLOBAL REAL EST | Mutual Funds | 25434V658 | 1,047,306 | 36,288 | SH | | SOLE | | 36,288 | 0 | 0 |
DFA DIMENSIONAL INTL CORE EQUIT | Mutual Funds | 25434V799 | 8,723,472 | 310,002 | SH | | SOLE | | 310,002 | 0 | 0 |
DFA DIMENSIONAL US SMALL CAP VA | Mutual Funds | 25434V815 | 4,216,134 | 136,888 | SH | | SOLE | | 136,888 | 0 | 0 |
DIMENSIONAL U.S. CORE EQUITY 2 | Mutual Funds | 25434V708 | 40,589,562 | 1,183,716 | SH | | SOLE | | 1,183,716 | 0 | 0 |
DIMENSIONAL U.S. MARKETWIDE VAL | Mutual Funds | 25434V724 | 2,163,204 | 51,888 | SH | | DFND | | 51,888 | 0 | 0 |
DIMENSIONAL U.S. MARKETWIDE VAL | Mutual Funds | 25434V724 | 74,398,777 | 1,784,567 | SH | | SOLE | | 1,770,714 | 0 | 13,853 |
DIMENSIONAL U.S. TARGETED VALUE | Mutual Funds | 25434V609 | 5,199,177 | 93,459 | SH | | DFND | | 93,459 | 0 | 0 |
DIMENSIONAL U.S. TARGETED VALUE | Mutual Funds | 25434V609 | 96,469,972 | 1,734,134 | SH | | SOLE | | 1,725,540 | 0 | 8,594 |
DIMENSIONAL WORLD EX U.S. CORE | Mutual Funds | 25434V880 | 10,411,270 | 385,460 | SH | | SOLE | | 385,460 | 0 | 0 |
DISNEY WALT CO | Equities | 254687106 | 287,704 | 2,991 | SH | | SOLE | | 2,991 | 0 | 0 |
DUKE ENERGY CORP NEW | Equities | 26441C204 | 1,169,142 | 10,140 | SH | | SOLE | | 10,140 | 0 | 0 |
EQUIFAX, INC. | Equities | 294429105 | 282,987 | 963 | SH | | SOLE | | 963 | 0 | 0 |
EXXON MOBIL CORP | Equities | 30231G102 | 1,673,902 | 14,280 | SH | | SOLE | | 14,280 | 0 | 0 |
F.N.B. CORP (PA) | Equities | 302520101 | 1,227,203 | 86,974 | SH | | SOLE | | 86,974 | 0 | 0 |
FIRST CITIZENS CL A | Equities | 31946M103 | 736,380 | 400 | SH | | SOLE | | 400 | 0 | 0 |
FREEPORT MCMORAN COPPER & GOLD | Equities | 35671D857 | 236,172 | 4,731 | SH | | SOLE | | 4,731 | 0 | 0 |
GENERAL DYNAMICS | Equities | 369550108 | 322,447 | 1,067 | SH | | SOLE | | 1,067 | 0 | 0 |
GENERAL ELEC CO | Equities | 369604301 | 1,114,131 | 5,909 | SH | | SOLE | | 5,909 | 0 | 0 |
GENERAL MILLS | Equities | 370334104 | 309,875 | 4,196 | SH | | SOLE | | 4,196 | 0 | 0 |
HILTON WORLDWIDE HLDGS WI | Equities | 43300A203 | 286,281 | 1,242 | SH | | SOLE | | 1,242 | 0 | 0 |
HOME DEPOT, INC. | Equities | 437076102 | 1,560,830 | 3,852 | SH | | SOLE | | 3,852 | 0 | 0 |
IBM CORP. | Equities | 459200101 | 1,106,284 | 5,004 | SH | | SOLE | | 5,004 | 0 | 0 |
ILLINOIS TOOL WORKS | Equities | 452308109 | 376,333 | 1,436 | SH | | SOLE | | 1,436 | 0 | 0 |
INVESCO QQQ TRUST SERIES 1 | Mutual Funds | 46090E103 | 340,673 | 698 | SH | | SOLE | | 698 | 0 | 0 |
IQVIA HOLDINGS INC | Equities | 46266C105 | 232,231 | 980 | SH | | SOLE | | 980 | 0 | 0 |
ISHARES S&P MIDCAP 400 | Mutual Funds | 464287507 | 5,131,429 | 82,340 | SH | | SOLE | | 82,340 | 0 | 0 |
ISHARES CORE MSCI EAFE | Mutual Funds | 46432F842 | 282,307 | 3,617 | SH | | SOLE | | 3,617 | 0 | 0 |
ISHARES CORE MSCI EMERGING MARK | Mutual Funds | 46434G103 | 316,501 | 5,513 | SH | | SOLE | | 5,513 | 0 | 0 |
ISHARES CORE S&P 500 | Mutual Funds | 464287200 | 3,765,481 | 6,528 | SH | | SOLE | | 6,528 | 0 | 0 |
ISHARES CORE S&P SMALL CAP | Mutual Funds | 464287804 | 292,868 | 2,504 | SH | | SOLE | | 2,504 | 0 | 0 |
ISHARES CORE US AGGREGATE BOND | Mutual Funds | 464287226 | 374,699 | 3,700 | SH | | SOLE | | 3,700 | 0 | 0 |
ISHARES MSCI EAFE | Mutual Funds | 464287465 | 349,741 | 4,182 | SH | | SOLE | | 4,182 | 0 | 0 |
ISHARES MSCI EAFE SMALL CAP | Mutual Funds | 464288273 | 1,424,070 | 21,035 | SH | | SOLE | | 21,035 | 0 | 0 |
ISHARES MSCI EMERGING MKTS SMAL | Mutual Funds | 464286475 | 663,097 | 10,395 | SH | | SOLE | | 10,395 | 0 | 0 |
ISHARES RUSSELL 1000 GROWTH | Mutual Funds | 464287614 | 2,319,848 | 6,180 | SH | | SOLE | | 6,180 | 0 | 0 |
ISHARES RUSSELL 1000 VALUE | Mutual Funds | 464287598 | 1,153,604 | 6,078 | SH | | SOLE | | 6,078 | 0 | 0 |
ISHARES RUSSELL 2000 | Mutual Funds | 464287655 | 3,572,675 | 16,174 | SH | | SOLE | | 16,174 | 0 | 0 |
ISHARES RUSSELL 2000 GROWTH | Mutual Funds | 464287648 | 220,100 | 775 | SH | | SOLE | | 775 | 0 | 0 |
ISHARES RUSSELL MID-CAP ETF | Mutual Funds | 464287499 | 797,226 | 9,045 | SH | | SOLE | | 9,045 | 0 | 0 |
ISHARES S&P 500 BARRA VALUE | Mutual Funds | 464287408 | 826,142 | 4,190 | SH | | SOLE | | 4,190 | 0 | 0 |
ISHARES S&P 500 GROWTH | Mutual Funds | 464287309 | 576,702 | 6,023 | SH | | SOLE | | 6,023 | 0 | 0 |
ISHARES S&P SMALL-CAP 600 VALUE | Mutual Funds | 464287879 | 206,707 | 1,920 | SH | | SOLE | | 1,920 | 0 | 0 |
J.P. MORGAN CHASE & | Equities | 46625H100 | 1,367,638 | 6,486 | SH | | SOLE | | 6,486 | 0 | 0 |
JOHNSON & JOHNSON | Equities | 478160104 | 1,491,276 | 9,202 | SH | | SOLE | | 9,202 | 0 | 0 |
KIMBERLY-CLARK | Equities | 494368103 | 341,472 | 2,400 | SH | | SOLE | | 2,400 | 0 | 0 |
L3HARRIS TECHNOLOGIES INC | Equities | 502431109 | 287,823 | 1,210 | SH | | SOLE | | 1,210 | 0 | 0 |
LILLY ELI & CO. | Equities | 532457108 | 549,283 | 620 | SH | | SOLE | | 620 | 0 | 0 |
LIVE OAK BANCSHARES INC | Equities | 53803X105 | 15,660,522 | 330,600 | SH | | SOLE | | 330,600 | 0 | 0 |
LOWES COMPANIES | Equities | 548661107 | 288,184 | 1,064 | SH | | DFND | | 1,064 | 0 | 0 |
LOWES COMPANIES | Equities | 548661107 | 1,349,916 | 4,984 | SH | | SOLE | | 4,984 | 0 | 0 |
MANULIFE FINL CORP | Equities | 56501R106 | 266,571 | 9,021 | SH | | SOLE | | 9,021 | 0 | 0 |
MASTERCARD INC | Equities | 57636Q104 | 447,877 | 907 | SH | | SOLE | | 907 | 0 | 0 |
MCDONALDS CORP | Equities | 580135101 | 791,421 | 2,599 | SH | | SOLE | | 2,599 | 0 | 0 |
MERCK & CO INC NEWCOM | Equities | 58933Y105 | 2,982,540 | 26,264 | SH | | SOLE | | 26,264 | 0 | 0 |
META PLATFORMS INC. CL A | Equities | 30303M102 | 1,123,700 | 1,963 | SH | | SOLE | | 1,963 | 0 | 0 |
MICROCHIP TECH INC | Equities | 595017104 | 255,965 | 3,188 | SH | | SOLE | | 3,188 | 0 | 0 |
MICROSOFT CORPORATION | Equities | 594918104 | 434,173 | 1,009 | SH | | DFND | | 1,009 | 0 | 0 |
MICROSOFT CORPORATION | Equities | 594918104 | 6,133,927 | 14,255 | SH | | SOLE | | 14,255 | 0 | 0 |
NCINO INC COM | Equities | 63947X101 | 4,161,098 | 131,722 | SH | | SOLE | | 131,722 | 0 | 0 |
NEXTERA ENERGY INCCOM | Equities | 65339F101 | 42,603 | 504 | SH | | DFND | | 504 | 0 | 0 |
NEXTERA ENERGY INCCOM | Equities | 65339F101 | 247,673 | 2,930 | SH | | SOLE | | 2,930 | 0 | 0 |
NORTHROP GRUMMAN | Equities | 666807102 | 292,551 | 554 | SH | | SOLE | | 554 | 0 | 0 |
NVIDIA CORP | Equities | 67066G104 | 808,790 | 6,660 | SH | | SOLE | | 6,660 | 0 | 0 |
ORACLE CORP | Equities | 68389X105 | 360,226 | 2,114 | SH | | SOLE | | 2,114 | 0 | 0 |
PARKER HANNIFIN CORP | Equities | 701094104 | 401,206 | 635 | SH | | SOLE | | 635 | 0 | 0 |
PAYCHEX INC | Equities | 704326107 | 617,408 | 4,601 | SH | | SOLE | | 4,601 | 0 | 0 |
PEPSICO, INC. | Equities | 713448108 | 956,871 | 5,627 | SH | | SOLE | | 5,627 | 0 | 0 |
PFIZER INC | Equities | 717081103 | 789,425 | 27,278 | SH | | SOLE | | 27,278 | 0 | 0 |
PROCTER & GAMBLE CO | Equities | 742718109 | 1,256,739 | 7,256 | SH | | SOLE | | 7,256 | 0 | 0 |
RAYTHEON TECHNOLOGIES CORP COM | Equities | 75513E101 | 206,214 | 1,702 | SH | | SOLE | | 1,702 | 0 | 0 |
ROYAL BANK OF CANADA | Equities | 780087102 | 3,095,549 | 24,818 | SH | | SOLE | | 24,818 | 0 | 0 |
SCHWAB US LARGE CAP GROWTH ETF | Mutual Funds | 808524300 | 258,366 | 2,480 | SH | | SOLE | | 2,480 | 0 | 0 |
SONOCO PRODUCTS CO | Equities | 835495102 | 797,052 | 14,590 | SH | | SOLE | | 14,590 | 0 | 0 |
SOUTHERN CO. | Equities | 842587107 | 388,586 | 4,309 | SH | | SOLE | | 4,309 | 0 | 0 |
SPDR PORTFOLIO LARGE CAP ETF | Mutual Funds | 78464A854 | 410,393 | 6,079 | SH | | SOLE | | 6,079 | 0 | 0 |
SPDR S&P 500 | Mutual Funds | 78462F103 | 18,101,554 | 31,549 | SH | | SOLE | | 31,549 | 0 | 0 |
STATE STREET CORP | Equities | 857477103 | 364,231 | 4,117 | SH | | SOLE | | 4,117 | 0 | 0 |
SYSCO CORP | Equities | 871829107 | 437,682 | 5,607 | SH | | SOLE | | 5,607 | 0 | 0 |
TAIWAN SEMICONDUCTOR ADR | Equities | 874039100 | 462,831 | 2,665 | SH | | SOLE | | 2,665 | 0 | 0 |
TARGET CORP. | Equities | 87612E106 | 549,251 | 3,524 | SH | | SOLE | | 3,524 | 0 | 0 |
TESLA MOTORS INC | Equities | 88160R101 | 942,130 | 3,601 | SH | | SOLE | | 3,601 | 0 | 0 |
TG THERAPEUTICS INC | Equities | 88322Q108 | 247,934 | 10,600 | SH | | SOLE | | 10,600 | 0 | 0 |
THERMO FISHER SCIENTIFIC, INC | Equities | 883556102 | 295,676 | 478 | SH | | SOLE | | 478 | 0 | 0 |
TJX COS INC | Equities | 872540109 | 285,270 | 2,427 | SH | | SOLE | | 2,427 | 0 | 0 |
TRUIST FINANCIAL ORD SHS | Equities | 89832Q109 | 1,064,973 | 24,900 | SH | | SOLE | | 24,900 | 0 | 0 |
UNITEDHEALTH GRP INC | Equities | 91324P102 | 1,511,982 | 2,586 | SH | | SOLE | | 2,586 | 0 | 0 |
VANGUARD FTSE ALL WORLD SC ETF | Mutual Funds | 922042718 | 537,849 | 4,270 | SH | | SOLE | | 4,270 | 0 | 0 |
VANGUARD FTSE DEVELOPED MKTS ET | Mutual Funds | 921943858 | 8,489,229 | 160,750 | SH | | SOLE | | 160,750 | 0 | 0 |
VANGUARD FTSE EMERGING MARKETS | Mutual Funds | 922042858 | 3,239,404 | 67,699 | SH | | SOLE | | 67,699 | 0 | 0 |
VANGUARD GROWTH ETF | Mutual Funds | 922908736 | 3,091,788 | 8,053 | SH | | SOLE | | 8,053 | 0 | 0 |
VANGUARD MID-CAP ETF | Mutual Funds | 922908629 | 16,905,699 | 64,078 | SH | | SOLE | | 64,078 | 0 | 0 |
VANGUARD S&P 500 | Mutual Funds | 922908363 | 27,276,845 | 51,693 | SH | | SOLE | | 51,693 | 0 | 0 |
VANGUARD SM-CAP ETF | Mutual Funds | 922908595 | 1,186,053 | 4,436 | SH | | SOLE | | 4,436 | 0 | 0 |
VANGUARD SMALL CAP VALUE ETF | Mutual Funds | 922908611 | 974,988 | 4,856 | SH | | SOLE | | 4,856 | 0 | 0 |
VANGUARD SMALL-CAP ETF | Mutual Funds | 922908751 | 10,035,859 | 42,308 | SH | | SOLE | | 42,308 | 0 | 0 |
VANGUARD VALUE ETF | Mutual Funds | 922908744 | 3,637,515 | 20,837 | SH | | SOLE | | 20,837 | 0 | 0 |
VERIZON COMM INC | Equities | 92343V104 | 220,149 | 4,902 | SH | | SOLE | | 4,902 | 0 | 0 |
VISA INC | Equities | 92826C839 | 1,439,363 | 5,235 | SH | | SOLE | | 5,235 | 0 | 0 |
VULCAN MATERIALS CO | Equities | 929160109 | 314,540 | 1,256 | SH | | SOLE | | 1,256 | 0 | 0 |
WAL-MART STORES INC | Equities | 931142103 | 2,070,995 | 25,647 | SH | | SOLE | | 25,647 | 0 | 0 |
WASTE MANAGEMENT INC | Equities | 94106L109 | 401,291 | 1,933 | SH | | SOLE | | 1,933 | 0 | 0 |