Voisard Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	18,277	172	SH		SOLE		0	0	172
ABBVIE INC	COM	00287Y109	96,149	528	SH		SOLE		0	0	528
ABRDN PALLADIUM ETF TRUST	PHYSICAL PALLADM	003262102	1,123	12	SH		SOLE		0	0	12
ABRDN SILVER ETF TRUST	PHYSCL SILVR SHS	003264108	4,572	192	SH		SOLE		0	0	192
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	9,359	27	SH		SOLE		0	0	27
ACUTUS MED INC	COM	005111109	1,636	8,700	SH		SOLE		0	0	8,700
ADOBE INC	COM	00724F101	40,368	80	SH		SOLE		0	0	80
ADVANCED MICRO DEVICES INC	COM	007903107	218,393	1,210	SH		SOLE		0	0	1,210
AGILENT TECHNOLOGIES INC	COM	00846U101	18,335	126	SH		SOLE		0	0	126
AGNC INVT CORP	COM	00123Q104	1,980	200	SH		SOLE		0	0	200
ALBEMARLE CORP	COM	012653101	105,392	800	SH		SOLE		0	0	800
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	50,725	701	SH		SOLE		0	0	701
ALIGN TECHNOLOGY INC	COM	016255101	5,575	17	SH		SOLE		0	0	17
ALPHABET INC	CAP STK CL A	02079K305	639,189	4,235	SH		SOLE		0	0	4,235
ALPHABET INC	CAP STK CL C	02079K107	506,523	3,327	SH		SOLE		0	0	3,327
AMAZON COM INC	COM	023135106	651,894	3,614	SH		SOLE		0	0	3,614
AMERICAN AIRLS GROUP INC	COM	02376R102	5,910	385	SH		SOLE		0	0	385
AMERICAN EXPRESS CO	COM	025816109	80,830	355	SH		SOLE		0	0	355
AMERICAN INTL GROUP INC	COM NEW	026874784	1,642	21	SH		SOLE		0	0	21
AMERICAN TOWER CORP NEW	COM	03027X100	988	5	SH		SOLE		0	0	5
APOLLO GLOBAL MGMT INC	COM	03769M106	4,836	43	SH		SOLE		0	0	43
APPLE INC	COM	037833100	1,277,142	7,448	SH		SOLE		0	0	7,448
APPLIED MATLS INC	COM	038222105	11,343	55	SH		SOLE		0	0	55
ARCADIUM LITHIUM PLC	COM SHS	G0508H110	34,545	8,015	SH		SOLE		0	0	8,015
ARISTA NETWORKS INC	COM	040413106	11,020	38	SH		SOLE		0	0	38
ARK ETF TR	AUTNMUS TECHNLGY	00214Q203	3,447	63	SH		SOLE		0	0	63
ARK ETF TR	INNOVATION ETF	00214Q104	9,015	180	SH		SOLE		0	0	180
ARK ETF TR	NEXT GNRTN INTER	00214Q401	1,666	20	SH		SOLE		0	0	20
AST SPACEMOBILE INC	COM CL A	00217D100	8,207	2,830	SH		SOLE		0	0	2,830
AT&T INC	COM	00206R102	11,447	650	SH		SOLE		0	0	650
AURORA CANNABIS INC	COM	05156X850	5	1	SH		SOLE		0	0	1
B2GOLD CORP	COM	11777Q209	89	34	SH		SOLE		0	0	34
BANK AMERICA CORP	COM	060505104	166,953	4,403	SH		SOLE		0	0	4,403
BAUSCH HEALTH COS INC	COM	071734107	5,305	500	SH		SOLE		0	0	500
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	100,441	1,150	SH		SOLE		0	0	1,150
BLACKROCK INC	COM	09247X101	66,243	79	SH		SOLE		0	0	79
BLACKROCK MULTI SECTOR INC T	COM	09258A107	1,588	100	SH		SOLE		0	0	100
BLACKSTONE INC	COM	09260D107	261,434	1,990	SH		SOLE		0	0	1,990
BLOCK INC	CL A	852234103	2,538	30	SH		SOLE		0	0	30
BLUEBIRD BIO INC	COM	09609G100	1,280	1,000	SH		SOLE		0	0	1,000
BOEING CO	COM	097023105	177,358	919	SH		SOLE		0	0	919
BOOKING HOLDINGS INC	COM	09857L108	370,044	102	SH		SOLE		0	0	102
BORGWARNER INC	COM	099724106	139	4	SH		SOLE		0	0	4
BOSTON SCIENTIFIC CORP	COM	101137107	54,039	789	SH		SOLE		0	0	789
BRC INC	COM CL A	05601U105	129	30	SH		SOLE		0	0	30
BRISTOL-MYERS SQUIBB CO	COM	110122108	78,523	1,448	SH		SOLE		0	0	1,448
BROADCOM INC	COM	11135F101	280,987	212	SH		SOLE		0	0	212
CANADA GOOSE HLDGS INC	SHS SUB VTG	135086106	266	22	SH		SOLE		0	0	22
CANOPY GROWTH CORP	COM NEW	138035704	26	3	SH		SOLE		0	0	3
CARDINAL HEALTH INC	COM	14149Y108	3,376	30	SH		SOLE		0	0	30
CARMAX INC	COM	143130102	120,212	1,380	SH		SOLE		0	0	1,380
CARNIVAL CORP	UNIT 99/99/9999	143658300	5,719	350	SH		SOLE		0	0	350
CATALYST PHARMACEUTICALS INC	COM	14888U101	15,462	970	SH		SOLE		0	0	970
CATERPILLAR INC	COM	149123101	3,298	9	SH		SOLE		0	0	9
CELANESE CORP DEL	COM	150870103	109,132	635	SH		SOLE		0	0	635
CENTENE CORP DEL	COM	15135B101	6,043	77	SH		SOLE		0	0	77
CGI INC	CL A SUB VTG	12532H104	16,574	150	SH		SOLE		0	0	150
CHEVRON CORP NEW	COM	166764100	166,258	1,054	SH		SOLE		0	0	1,054
CHIPOTLE MEXICAN GRILL INC	COM	169656105	8,721	3	SH		SOLE		0	0	3
CISCO SYS INC	COM	17275R102	57,050	1,143	SH		SOLE		0	0	1,143
CITIGROUP INC	COM NEW	172967424	92,015	1,455	SH		SOLE		0	0	1,455
CMS ENERGY CORP	COM	125896100	38,016	630	SH		SOLE		0	0	630
COCA COLA CO	COM	191216100	62,281	1,018	SH		SOLE		0	0	1,018
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	34,975	500	SH		SOLE		0	0	500
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	39,724	542	SH		SOLE		0	0	542
COLGATE PALMOLIVE CO	COM	194162103	45,025	500	SH		SOLE		0	0	500
COMCAST CORP NEW	CL A	20030N101	42,967	991	SH		SOLE		0	0	991
CONOCOPHILLIPS	COM	20825C104	26,093	205	SH		SOLE		0	0	205
CORPAY INC	COM SHS	219948106	3,086	10	SH		SOLE		0	0	10
CORTEVA INC	COM	22052L104	7,727	134	SH		SOLE		0	0	134
COSTCO WHSL CORP NEW	COM	22160K105	124,548	170	SH		SOLE		0	0	170
COTERRA ENERGY INC	COM	127097103	18,122	650	SH		SOLE		0	0	650
CRISPR THERAPEUTICS AG	NAMEN AKT	H17182108	13,632	200	SH		SOLE		0	0	200
CSX CORP	COM	126408103	41,488	1,119	SH		SOLE		0	0	1,119
CVS HEALTH CORP	COM	126650100	86,141	1,080	SH		SOLE		0	0	1,080
D R HORTON INC	COM	23331A109	26,328	160	SH		SOLE		0	0	160
DANAHER CORPORATION	COM	235851102	11,987	48	SH		SOLE		0	0	48
DEERE & CO	COM	244199105	4,929	12	SH		SOLE		0	0	12
DELTA AIR LINES INC DEL	COM NEW	247361702	122,548	2,560	SH		SOLE		0	0	2,560
DENISON MINES CORP	COM	248356107	3,900	2,000	SH		SOLE		0	0	2,000
DEXCOM INC	COM	252131107	12,206	88	SH		SOLE		0	0	88
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	6,897	279	SH		SOLE		0	0	279
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	21,790	682	SH		SOLE		0	0	682
DISCOVER FINL SVCS	COM	254709108	8,714	66	SH		SOLE		0	0	66
DISNEY WALT CO	COM	254687106	72,280	591	SH		SOLE		0	0	591
DOLLAR GEN CORP NEW	COM	256677105	1,601	10	SH		SOLE		0	0	10
DOLLAR TREE INC	COM	256746108	1,583	12	SH		SOLE		0	0	12
DOW INC	COM	260557103	18,697	323	SH		SOLE		0	0	323
DRAFTKINGS INC NEW	COM CL A	26142V105	4,541	100	SH		SOLE		0	0	100
DTE ENERGY CO	COM	233331107	5,271	47	SH		SOLE		0	0	47
DUPONT DE NEMOURS INC	COM	26614N102	7,591	99	SH		SOLE		0	0	99
DXC TECHNOLOGY CO	COM	23355L106	107	5	SH		SOLE		0	0	5
EATON CORP PLC	SHS	G29183103	136,329	436	SH		SOLE		0	0	436
ECOLAB INC	COM	278865100	9,698	42	SH		SOLE		0	0	42
EDITAS MEDICINE INC	COM	28106W103	742	100	SH		SOLE		0	0	100
EKSO BIONICS HLDGS INC	COM	282644301	6	4	SH		SOLE		0	0	4
ELECTRONIC ARTS INC	COM	285512109	24,677	186	SH		SOLE		0	0	186
ELI LILLY & CO	COM	532457108	494,322	635	SH		SOLE		0	0	635
ENBRIDGE INC	COM	29250N105	65,124	1,800	SH		SOLE		0	0	1,800
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	75,127	4,776	SH		SOLE		0	0	4,776
ENOVIX CORPORATION	COM	293594107	32,040	4,000	SH		SOLE		0	0	4,000
ENSERVCO CORP	COM NEW	29358Y201	274	1,413	SH		SOLE		0	0	1,413
EOG RES INC	COM	26875P101	21,733	170	SH		SOLE		0	0	170
EQT CORP	COM	26884L109	705	19	SH		SOLE		0	0	19
EQUITY RESIDENTIAL	SH BEN INT	29476L107	33,764	535	SH		SOLE		0	0	535
ETF SER SOLUTIONS	DEFIANCE NEXT	26922A289	68,586	1,755	SH		SOLE		0	0	1,755
EVGO INC	CL A COM	30052F100	20,080	8,000	SH		SOLE		0	0	8,000
EXXON MOBIL CORP	COM	30231G102	220,548	1,897	SH		SOLE		0	0	1,897
FEDEX CORP	COM	31428X106	8,982	31	SH		SOLE		0	0	31
FERRARI N V	COM	N3167Y103	2,180	5	SH		SOLE		0	0	5
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	28,090	500	SH		SOLE		0	0	500
FIDELITY NATL INFORMATION SV	COM	31620M106	164,383	2,216	SH		SOLE		0	0	2,216
FIFTH THIRD BANCORP	COM	316773100	108,443	2,914	SH		SOLE		0	0	2,914
FIRST HORIZON CORPORATION	COM	320517105	9,240	600	SH		SOLE		0	0	600
FIRST MERCHANTS CORP	COM	320817109	21,429	614	SH		SOLE		0	0	614
FIRST SOLAR INC	COM	336433107	57,392	340	SH		SOLE		0	0	340
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	24,069	210	SH		SOLE		0	0	210
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	496,770	5,800	SH		SOLE		0	0	5,800
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	135,136	3,200	SH		SOLE		0	0	3,200
FORD MTR CO DEL	COM	345370860	29,190	2,198	SH		SOLE		0	0	2,198
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	2,879	34	SH		SOLE		0	0	34
GAMESTOP CORP NEW	CL A	36467W109	251	20	SH		SOLE		0	0	20
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	109,409	1,203	SH		SOLE		0	0	1,203
GENERAL DYNAMICS CORP	COM	369550108	38,984	138	SH		SOLE		0	0	138
GENERAL ELECTRIC CO	COM NEW	369604301	389,049	2,216	SH		SOLE		0	0	2,216
GILEAD SCIENCES INC	COM	375558103	4,762	65	SH		SOLE		0	0	65
GLOBAL X FDS	INTERNET OF THNG	37954Y780	72,787	2,009	SH		SOLE		0	0	2,009
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	1,074	17	SH		SOLE		0	0	17
GSK PLC	SPONSORED ADR	37733W204	13,719	320	SH		SOLE		0	0	320
HALEON PLC	SPON ADS	405552100	3,396	400	SH		SOLE		0	0	400
HERSHEY CO	COM	427866108	1,384	7	SH		SOLE		0	0	7
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	1,117	63	SH		SOLE		0	0	63
HIVE DIGITAL TECHNOLOGIES LT	COM NEW	433921103	270	80	SH		SOLE		0	0	80
HOME DEPOT INC	COM	437076102	232,521	606	SH		SOLE		0	0	606
HONEYWELL INTL INC	COM	438516106	4,953	24	SH		SOLE		0	0	24
HORMEL FOODS CORP	COM	440452100	17,082	490	SH		SOLE		0	0	490
HP INC	COM	40434L105	84,798	2,806	SH		SOLE		0	0	2,806
HUNTINGTON BANCSHARES INC	COM	446150104	11,160	800	SH		SOLE		0	0	800
ILLINOIS TOOL WKS INC	COM	452308109	47,763	178	SH		SOLE		0	0	178
INNOVIZ TECHNOLOGIES LTD	SHS	M5R635108	540	400	SH		SOLE		0	0	400
INTEL CORP	COM	458140100	73,180	1,657	SH		SOLE		0	0	1,657
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	14,431	105	SH		SOLE		0	0	105
INTERNATIONAL BUSINESS MACHS	COM	459200101	124,124	650	SH		SOLE		0	0	650
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	2,171	25	SH		SOLE		0	0	25
INTERPUBLIC GROUP COS INC	COM	460690100	27,964	857	SH		SOLE		0	0	857
INTUIT	COM	461202103	2,409	4	SH		SOLE		0	0	4
INVESCO EXCH TRADED FD TR II	ESG S&P 500 EQL	46138G516	57,998	2,238	SH		SOLE		0	0	2,238
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	56,400	1,000	SH		SOLE		0	0	1,000
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	1,088,742	51,919	SH		SOLE		0	0	51,919
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	378,705	16,661	SH		SOLE		0	0	16,661
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	363,374	14,664	SH		SOLE		0	0	14,664
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	659,849	32,298	SH		SOLE		0	0	32,298
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	588,920	25,661	SH		SOLE		0	0	25,661
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	603,632	24,800	SH		SOLE		0	0	24,800
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	171,815	8,944	SH		SOLE		0	0	8,944
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	65,983	2,800	SH		SOLE		0	0	2,800
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	24,827	1,287	SH		SOLE		0	0	1,287
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	31,598	750	SH		SOLE		0	0	750
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	1,766	31	SH		SOLE		0	0	31
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	7,630	240	SH		SOLE		0	0	240
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	2,272,099	13,415	SH		SOLE		0	0	13,415
INVESCO QQQ TR	UNIT SER 1	46090E103	38,185	86	SH		SOLE		0	0	86
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	4,046	273	SH		SOLE		0	0	273
ISHARES GOLD TR	ISHARES NEW	464285204	43,271	1,030	SH		SOLE		0	0	1,030
ISHARES INC	CORE MSCI EMKT	46434G103	116,823	2,264	SH		SOLE		0	0	2,264
ISHARES INC	ESG AWR MSCI EM	46434G863	29,620	919	SH		SOLE		0	0	919
ISHARES TR	CHINA LG-CAP ETF	464287184	14,442	600	SH		SOLE		0	0	600
ISHARES TR	CORE DIV GRWTH	46434V621	29,030	500	SH		SOLE		0	0	500
ISHARES TR	CORE MSCI EAFE	46432F842	413,925	5,577	SH		SOLE		0	0	5,577
ISHARES TR	CORE S&P MCP ETF	464287507	197,709	3,255	SH		SOLE		0	0	3,255
ISHARES TR	CORE S&P SCP ETF	464287804	184,569	1,670	SH		SOLE		0	0	1,670
ISHARES TR	CORE S&P TTL STK	464287150	436,163	3,783	SH		SOLE		0	0	3,783
ISHARES TR	CORE S&P500 ETF	464287200	944,212	1,796	SH		SOLE		0	0	1,796
ISHARES TR	CORE US AGGBD ET	464287226	33,429,175	341,323	SH		SOLE		0	0	341,323
ISHARES TR	ESG AW MSCI EAFE	46435G516	96,612	1,209	SH		SOLE		0	0	1,209
ISHARES TR	ESG AWARE MSCI	46435U663	63,909	1,587	SH		SOLE		0	0	1,587
ISHARES TR	ESG AWR MSCI USA	46435G425	126,571	1,101	SH		SOLE		0	0	1,101
ISHARES TR	ESG SCRD S&P MID	46436E551	103,645	2,523	SH		SOLE		0	0	2,523
ISHARES TR	ESG SCRND S&P SM	46436E544	47,670	1,217	SH		SOLE		0	0	1,217
ISHARES TR	FLTG RATE NT ETF	46429B655	10,876	213	SH		SOLE		0	0	213
ISHARES TR	IBONDS DEC	46435U697	44,505	1,715	SH		SOLE		0	0	1,715
ISHARES TR	MSCI EAFE ETF	464287465	87,048	1,090	SH		SOLE		0	0	1,090
ISHARES TR	NATIONAL MUN ETF	464288414	49,604	461	SH		SOLE		0	0	461
ISHARES TR	RUS 1000 GRW ETF	464287614	439,177	1,303	SH		SOLE		0	0	1,303
ISHARES TR	RUS 1000 VAL ETF	464287598	176,424	985	SH		SOLE		0	0	985
ISHARES TR	RUS MD CP GR ETF	464287481	59,353	520	SH		SOLE		0	0	520
ISHARES TR	RUS MID CAP ETF	464287499	171,376	2,038	SH		SOLE		0	0	2,038
ISHARES TR	RUSSELL 2000 ETF	464287655	247,313	1,176	SH		SOLE		0	0	1,176
ISHARES TR	S&P 500 GRWT ETF	464287309	200,968	2,380	SH		SOLE		0	0	2,380
ISHARES TR	S&P 500 VAL ETF	464287408	6,912	37	SH		SOLE		0	0	37
ISHARES TR	S&P MC 400GR ETF	464287606	155,490	1,704	SH		SOLE		0	0	1,704
ISHARES TR	S&P MC 400VL ETF	464287705	110,720	936	SH		SOLE		0	0	936
ISHARES TR	SELECT DIVID ETF	464287168	6,159	50	SH		SOLE		0	0	50
ISHARES TR	SHORT TREAS BD	464288679	4,090	37	SH		SOLE		0	0	37
ISHARES U S ETF TR	BLACKROCK SH DUR	46431W507	36,584	725	SH		SOLE		0	0	725
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	37,589,202	805,857	SH		SOLE		0	0	805,857
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	120,333	2,080	SH		SOLE		0	0	2,080
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	121	1	SH		SOLE		0	0	1
JD.COM INC	SPON ADR CL A	47215P106	1,370	50	SH		SOLE		0	0	50
JOHNSON & JOHNSON	COM	478160104	101,841	644	SH		SOLE		0	0	644
JPMORGAN CHASE & CO	COM	46625H100	979,179	4,889	SH		SOLE		0	0	4,889
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	9,852	63	SH		SOLE		0	0	63
KIMBERLY-CLARK CORP	COM	494368103	20,206	156	SH		SOLE		0	0	156
KRAFT HEINZ CO	COM	500754106	1,792	49	SH		SOLE		0	0	49
L3HARRIS TECHNOLOGIES INC	COM	502431109	106,550	500	SH		SOLE		0	0	500
LAM RESEARCH CORP	COM	512807108	191,400	197	SH		SOLE		0	0	197
LAUDER ESTEE COS INC	CL A	518439104	23,123	150	SH		SOLE		0	0	150
LINDE PLC	SHS	G54950103	2,786	6	SH		SOLE		0	0	6
LMP CAP & INCOME FD INC	COM	50208A102	9,275	593	SH		SOLE		0	0	593
LUCID GROUP INC	COM	549498103	57	20	SH		SOLE		0	0	20
LUMEN TECHNOLOGIES INC	COM	550241103	331	212	SH		SOLE		0	0	212
MACATAWA BK CORP	COM	554225102	97,577	9,967	SH		SOLE		0	0	9,967
MANULIFE FINL CORP	COM	56501R106	86,416	3,458	SH		SOLE		0	0	3,458
MARATHON PETE CORP	COM	56585A102	25,188	125	SH		SOLE		0	0	125
MARVELL TECHNOLOGY INC	COM	573874104	70,880	1,000	SH		SOLE		0	0	1,000
MASTERCARD INCORPORATED	CL A	57636Q104	26,487	55	SH		SOLE		0	0	55
MCDONALDS CORP	COM	580135101	337,175	1,196	SH		SOLE		0	0	1,196
MCKESSON CORP	COM	58155Q103	17,180	32	SH		SOLE		0	0	32
MEDTRONIC PLC	SHS	G5960L103	105,801	1,214	SH		SOLE		0	0	1,214
MERCANTILE BK CORP	COM	587376104	36,335	944	SH		SOLE		0	0	944
MERCK & CO INC	COM	58933Y105	104,637	793	SH		SOLE		0	0	793
META PLATFORMS INC	CL A	30303M102	351,083	723	SH		SOLE		0	0	723
METLIFE INC	COM	59156R108	1,409	19	SH		SOLE		0	0	19
MICROSOFT CORP	COM	594918104	1,216,810	2,892	SH		SOLE		0	0	2,892
MILLER INDS INC TENN	COM NEW	600551204	126,603	2,527	SH		SOLE		0	0	2,527
MONDELEZ INTL INC	CL A	609207105	57,330	819	SH		SOLE		0	0	819
NETFLIX INC	COM	64110L106	15,753	26	SH		SOLE		0	0	26
NEXTERA ENERGY INC	COM	65339F101	13,079	205	SH		SOLE		0	0	205
NIKE INC	CL B	654106103	17,692	188	SH		SOLE		0	0	188
NIO INC	SPON ADS	62914V106	900	200	SH		SOLE		0	0	200
NORFOLK SOUTHN CORP	COM	655844108	48,171	189	SH		SOLE		0	0	189
NORTHROP GRUMMAN CORP	COM	666807102	1,436	3	SH		SOLE		0	0	3
NUCOR CORP	COM	670346105	19,790	100	SH		SOLE		0	0	100
NVIDIA CORPORATION	COM	67066G104	538,556	596	SH		SOLE		0	0	596
ODYSSEY MARINE EXPL INC	COM NEW	676118201	11,430	3,000	SH		SOLE		0	0	3,000
OGE ENERGY CORP	COM	670837103	36,285	1,058	SH		SOLE		0	0	1,058
ORACLE CORP	COM	68389X105	124,857	994	SH		SOLE		0	0	994
ORGANON & CO	COMMON STOCK	68622V106	94	5	SH		SOLE		0	0	5
PACER FDS TR	DATA AND INFRAST	69374H741	45,611	1,592	SH		SOLE		0	0	1,592
PALANTIR TECHNOLOGIES INC	CL A	69608A108	4,602	200	SH		SOLE		0	0	200
PALO ALTO NETWORKS INC	COM	697435105	266,799	939	SH		SOLE		0	0	939
PARAMOUNT GLOBAL	CLASS B COM	92556H206	3,719	316	SH		SOLE		0	0	316
PEPSICO INC	COM	713448108	96,081	549	SH		SOLE		0	0	549
PERRIGO CO PLC	SHS	G97822103	24,143	750	SH		SOLE		0	0	750
PFIZER INC	COM	717081103	84,269	3,037	SH		SOLE		0	0	3,037
PHILLIPS 66	COM	718546104	16,334	100	SH		SOLE		0	0	100
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	109,589	1,090	SH		SOLE		0	0	1,090
PIONEER NAT RES CO	COM	723787107	88,200	336	SH		SOLE		0	0	336
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	11,548	658	SH		SOLE		0	0	658
PNC FINL SVCS GROUP INC	COM	693475105	10,020	62	SH		SOLE		0	0	62
POSEIDA THERAPEUTICS INC	COM	73730P108	862	270	SH		SOLE		0	0	270
PPG INDS INC	COM	693506107	43,766	302	SH		SOLE		0	0	302
PPL CORP	COM	69351T106	5,451	198	SH		SOLE		0	0	198
PROCTER AND GAMBLE CO	COM	742718109	82,669	510	SH		SOLE		0	0	510
PRUDENTIAL FINL INC	COM	744320102	21,837	186	SH		SOLE		0	0	186
QUALCOMM INC	COM	747525103	67,720	400	SH		SOLE		0	0	400
QUANTUMSCAPE CORP	COM CL A	74767V109	126	20	SH		SOLE		0	0	20
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	1,117	102	SH		SOLE		0	0	102
ROBINHOOD MKTS INC	COM CL A	770700102	403	20	SH		SOLE		0	0	20
ROSS STORES INC	COM	778296103	10,274	70	SH		SOLE		0	0	70
RTX CORPORATION	COM	75513E101	56,373	578	SH		SOLE		0	0	578
S&P GLOBAL INC	COM	78409V104	14,891	35	SH		SOLE		0	0	35
SALESFORCE INC	COM	79466L302	20,782	69	SH		SOLE		0	0	69
SANOFI	SPONSORED ADR	80105N105	37,471	771	SH		SOLE		0	0	771
SCHWAB CHARLES CORP	COM	808513105	538,933	7,450	SH		SOLE		0	0	7,450
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	759,495	30,079	SH		SOLE		0	0	30,079
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,642,828	221,497	SH		SOLE		0	0	221,497
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	30,237	375	SH		SOLE		0	0	375
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	8,472,019	136,513	SH		SOLE		0	0	136,513
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	6,723,024	82,562	SH		SOLE		0	0	82,562
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	888,006	18,034	SH		SOLE		0	0	18,034
SELECT SECTOR SPDR TR	ENERGY	81369Y506	40,125	425	SH		SOLE		0	0	425
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,965	75	SH		SOLE		0	0	75
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	8,935	117	SH		SOLE		0	0	117
SEMPRA	COM	816851109	1,437	20	SH		SOLE		0	0	20
SENTINELONE INC	CL A	81730H109	233,100	10,000	SH		SOLE		0	0	10,000
SERVICENOW INC	COM	81762P102	8,387	11	SH		SOLE		0	0	11
SIRIUS XM HOLDINGS INC	COM	82968B103	1,203	310	SH		SOLE		0	0	310
SKYWORKS SOLUTIONS INC	COM	83088M102	13,540	125	SH		SOLE		0	0	125
SOFI TECHNOLOGIES INC	COM	83406F102	1,095	150	SH		SOLE		0	0	150
SOUNDHOUND AI INC	CLASS A COM	836100107	1,178	200	SH		SOLE		0	0	200
SOUTHERN CO	COM	842587107	31,579	440	SH		SOLE		0	0	440
SPDR GOLD TR	GOLD SHS	78463V107	36,001	175	SH		SOLE		0	0	175
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	12,150	339	SH		SOLE		0	0	339
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	17,372	480	SH		SOLE		0	0	480
SPDR S&P 500 ETF TR	TR UNIT	78462F103	18,633,331	35,623	SH		SOLE		0	0	35,623
SPDR SER TR	PORTFOLIO S&P400	78464A847	15,522	291	SH		SOLE		0	0	291
SPDR SER TR	PORTFOLIO S&P500	78464A854	3,959,424	64,349	SH		SOLE		0	0	64,349
SPDR SER TR	PORTFOLIO S&P600	78468R853	7,128,414	165,623	SH		SOLE		0	0	165,623
SPDR SER TR	PRTFLO S&P500 GW	78464A409	19,385	265	SH		SOLE		0	0	265
SPDR SER TR	PRTFLO S&P500 VL	78464A508	41,634	831	SH		SOLE		0	0	831
STARBUCKS CORP	COM	855244109	18,278	200	SH		SOLE		0	0	200
STEELCASE INC	CL A	858155203	1,308	100	SH		SOLE		0	0	100
STELLANTIS N.V	SHS	N82405106	30,932	1,093	SH		SOLE		0	0	1,093
STRYKER CORPORATION	COM	863667101	15,329	43	SH		SOLE		0	0	43
SUN LIFE FINANCIAL INC.	COM	866796105	27,345	501	SH		SOLE		0	0	501
SUNCOR ENERGY INC NEW	COM	867224107	22,959	622	SH		SOLE		0	0	622
SUNPOWER CORP	COM	867652406	45	15	SH		SOLE		0	0	15
TARGET CORP	COM	87612E106	43,965	248	SH		SOLE		0	0	248
TE CONNECTIVITY LTD	SHS	H84989104	13,217	91	SH		SOLE		0	0	91
TESLA INC	COM	88160R101	5,869	33	SH		SOLE		0	0	33
TEXAS INSTRS INC	COM	882508104	697	4	SH		SOLE		0	0	4
THE CIGNA GROUP	COM	125523100	18,886	52	SH		SOLE		0	0	52
THERMO FISHER SCIENTIFIC INC	COM	883556102	53,472	92	SH		SOLE		0	0	92
TILRAY BRANDS INC	COM	88688T100	38	15	SH		SOLE		0	0	15
T-MOBILE US INC	COM	872590104	57,127	350	SH		SOLE		0	0	350
TOLL BROTHERS INC	COM	889478103	84,738	655	SH		SOLE		0	0	655
TORONTO DOMINION BK ONT	COM NEW	891160509	61,165	1,013	SH		SOLE		0	0	1,013
TOTALENERGIES SE	SPONSORED ADS	89151E109	83,354	1,211	SH		SOLE		0	0	1,211
TOYOTA MOTOR CORP	ADS	892331307	6,292	25	SH		SOLE		0	0	25
TRACTOR SUPPLY CO	COM	892356106	5,235	20	SH		SOLE		0	0	20
TRANSDIGM GROUP INC	COM	893641100	12,316	10	SH		SOLE		0	0	10
TRAVELERS COMPANIES INC	COM	89417E109	2,302	10	SH		SOLE		0	0	10
TRUMP MEDIA & TECHNOLOGY GRO	COM	25400Q105	2,417	39	SH		SOLE		0	0	39
ULTA BEAUTY INC	COM	90384S303	5,752	11	SH		SOLE		0	0	11
UNION PAC CORP	COM	907818108	43,284	176	SH		SOLE		0	0	176
UNITED AIRLS HLDGS INC	COM	910047109	11,444	239	SH		SOLE		0	0	239
UNITED PARCEL SERVICE INC	CL B	911312106	54,399	366	SH		SOLE		0	0	366
UNITEDHEALTH GROUP INC	COM	91324P102	277,527	561	SH		SOLE		0	0	561
URANIUM ENERGY CORP	COM	916896103	3,375	500	SH		SOLE		0	0	500
UTSTARCOM HOLDINGS CORP	ORDINARY SHARES	G9310A122	13	5	SH		SOLE		0	0	5
UWM HOLDINGS CORPORATION	COM CL A	91823B109	6,934	955	SH		SOLE		0	0	955
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	231,515	1,029	SH		SOLE		0	0	1,029
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,292,526	5,173	SH		SOLE		0	0	5,173
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	7,234	15	SH		SOLE		0	0	15
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	134,399	517	SH		SOLE		0	0	517
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,949,354	94,550	SH		SOLE		0	0	94,550
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	49,690	982	SH		SOLE		0	0	982
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	24,289	302	SH		SOLE		0	0	302
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	14,636,834	252,055	SH		SOLE		0	0	252,055
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	107,616	1,392	SH		SOLE		0	0	1,392
VANGUARD STAR FDS	VG TL INTL STK F	921909768	25,174	417	SH		SOLE		0	0	417
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	92,915	1,852	SH		SOLE		0	0	1,852
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	98,123	811	SH		SOLE		0	0	811
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	67,125	1,168	SH		SOLE		0	0	1,168
VERALTO CORP	COM SHS	92338C103	887	10	SH		SOLE		0	0	10
VERIZON COMMUNICATIONS INC	COM	92343V104	30,116	718	SH		SOLE		0	0	718
VERTEX PHARMACEUTICALS INC	COM	92532F100	123,731	296	SH		SOLE		0	0	296
VIATRIS INC	COM	92556V106	1,719	144	SH		SOLE		0	0	144
VIRIDIAN THERAPEUTICS INC	COM	92790C104	1,751	100	SH		SOLE		0	0	100
VISA INC	COM CL A	92826C839	292,246	1,047	SH		SOLE		0	0	1,047
VIZIO HLDG CORP	CL A COM	92858V101	237,563	21,715	SH		SOLE		0	0	21,715
VULCAN MATLS CO	COM	929160109	2,730	10	SH		SOLE		0	0	10
WALMART INC	COM	931142103	13,539	225	SH		SOLE		0	0	225
WASTE MGMT INC DEL	COM	94106L109	59,682	280	SH		SOLE		0	0	280
WEC ENERGY GROUP INC	COM	92939U106	4,763	58	SH		SOLE		0	0	58
WELLS FARGO CO NEW	COM	949746101	119,630	2,064	SH		SOLE		0	0	2,064
WESTERN ALLIANCE BANCORP	COM	957638109	2,311	36	SH		SOLE		0	0	36
WEYERHAEUSER CO MTN BE	COM NEW	962166104	10,735	299	SH		SOLE		0	0	299
WILLIAMS COS INC	COM	969457100	3,040	78	SH		SOLE		0	0	78
WOLVERINE WORLD WIDE INC	COM	978097103	12,746	1,137	SH		SOLE		0	0	1,137
WPP PLC NEW	ADR	92937A102	3,413	72	SH		SOLE		0	0	72
WW INTL INC	COM	98262P101	111	60	SH		SOLE		0	0	60
WYNN RESORTS LTD	COM	983134107	11,848	116	SH		SOLE		0	0	116
XPENG INC	ADS	98422D105	1,536	200	SH		SOLE		0	0	200
XPO INC	COM	983793100	8,421	69	SH		SOLE		0	0	69
YUM BRANDS INC	COM	988498101	1,779	13	SH		SOLE		0	0	13
ZIM INTEGRATED SHIPPING SERV	SHS	M9T951109	8,096	800	SH		SOLE		0	0	800
ZOETIS INC	CL A	98978V103	847	5	SH		SOLE		0	0	5