Voisard Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	26,926	263	SH		SOLE		0	0	263
ABBVIE INC	COM	00287Y109	80,958	472	SH		SOLE		0	0	472
ABRDN ASIA PACIFIC INCOME FU	COM	003009107	191	71	SH		SOLE		0	0	71
ABRDN SILVER ETF TRUST	PHYSCL SILVR SHS	003264108	5,346	192	SH		SOLE		0	0	192
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	8,193	27	SH		SOLE		0	0	27
ADOBE INC	COM	00724F101	44,444	80	SH		SOLE		0	0	80
ADVANCED MICRO DEVICES INC	COM	007903107	153,289	945	SH		SOLE		0	0	945
ADVENT CONV & INCOME FD	COM	00764C109	251	21	SH		SOLE		0	0	21
AGILENT TECHNOLOGIES INC	COM	00846U101	16,334	126	SH		SOLE		0	0	126
AGNC INVT CORP	COM	00123Q104	5,381	564	SH		SOLE		0	0	564
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	48,960	680	SH		SOLE		0	0	680
ALIGN TECHNOLOGY INC	COM	016255101	4,105	17	SH		SOLE		0	0	17
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	7,434	220	SH		SOLE		0	0	220
ALPHABET INC	CAP STK CL A	02079K305	764,140	4,195	SH		SOLE		0	0	4,195
ALPHABET INC	CAP STK CL C	02079K107	749,581	4,087	SH		SOLE		0	0	4,087
ALTRIA GROUP INC	COM	02209S103	1,139	25	SH		SOLE		0	0	25
AMAZON COM INC	COM	023135106	796,577	4,122	SH		SOLE		0	0	4,122
AMERICAN AIRLS GROUP INC	COM	02376R102	4,363	385	SH		SOLE		0	0	385
AMERICAN ELEC PWR CO INC	COM	025537101	53,259	607	SH		SOLE		0	0	607
AMERICAN EXPRESS CO	COM	025816109	82,234	355	SH		SOLE		0	0	355
AMERICAN INTL GROUP INC	COM NEW	026874784	1,560	21	SH		SOLE		0	0	21
AMERICAN TOWER CORP NEW	COM	03027X100	972	5	SH		SOLE		0	0	5
AMGEN INC	COM	031162100	62,490	200	SH		SOLE		0	0	200
APOLLO COML REAL EST FIN INC	COM	03762U105	79	8	SH		SOLE		0	0	8
APOLLO GLOBAL MGMT INC	COM	03769M106	5,078	43	SH		SOLE		0	0	43
APPLE INC	COM	037833100	1,647,849	7,824	SH		SOLE		0	0	7,824
APPLIED MATLS INC	COM	038222105	12,980	55	SH		SOLE		0	0	55
ARCHER DANIELS MIDLAND CO	COM	039483102	6,045	100	SH		SOLE		0	0	100
ARISTA NETWORKS INC	COM	040413106	13,319	38	SH		SOLE		0	0	38
ARK ETF TR	NEXT GNRTN INTER	00214Q401	1,561	20	SH		SOLE		0	0	20
AT&T INC	COM	00206R102	207,213	10,843	SH		SOLE		0	0	10,843
AURORA CANNABIS INC	COM	05156X850	5	1	SH		SOLE		0	0	1
AVANOS MED INC	COM	05350V106	80	4	SH		SOLE		0	0	4
B2GOLD CORP	COM	11777Q209	92	34	SH		SOLE		0	0	34
BANK AMERICA CORP	COM	060505104	255,358	6,421	SH		SOLE		0	0	6,421
BAUSCH HEALTH COS INC	COM	071734107	3,485	500	SH		SOLE		0	0	500
BIOMARIN PHARMACEUTICAL INC	COM	09061G101	94,680	1,150	SH		SOLE		0	0	1,150
BLACKROCK INC	COM	09247X101	62,558	79	SH		SOLE		0	0	79
BLACKROCK MULTI SECTOR INC T	COM	09258A107	1,458	100	SH		SOLE		0	0	100
BLACKROCK TCP CAPITAL CORP	COM	09259E108	281	26	SH		SOLE		0	0	26
BLACKSTONE INC	COM	09260D107	250,230	2,021	SH		SOLE		0	0	2,021
BLUEBIRD BIO INC	COM	09609G100	985	1,000	SH		SOLE		0	0	1,000
BOEING CO	COM	097023105	151,251	831	SH		SOLE		0	0	831
BOOKING HOLDINGS INC	COM	09857L108	336,728	85	SH		SOLE		0	0	85
BOSTON SCIENTIFIC CORP	COM	101137107	99,266	1,289	SH		SOLE		0	0	1,289
BP PLC	SPONSORED ADR	055622104	3,502	97	SH		SOLE		0	0	97
BRC INC	COM CL A	05601U105	184	30	SH		SOLE		0	0	30
BRISTOL-MYERS SQUIBB CO	COM	110122108	60,953	1,468	SH		SOLE		0	0	1,468
BROADCOM INC	COM	11135F101	459,182	286	SH		SOLE		0	0	286
CANOPY GROWTH CORP	COM NEW	138035704	20	3	SH		SOLE		0	0	3
CARDINAL HEALTH INC	COM	14149Y108	2,981	30	SH		SOLE		0	0	30
CARMAX INC	COM	143130102	101,210	1,380	SH		SOLE		0	0	1,380
CARNIVAL CORP	UNIT 99/99/9999	143658300	6,552	350	SH		SOLE		0	0	350
CATALYST PHARMACEUTICALS INC	COM	14888U101	15,026	970	SH		SOLE		0	0	970
CATERPILLAR INC	COM	149123101	2,998	9	SH		SOLE		0	0	9
CELANESE CORP DEL	COM	150870103	62,994	467	SH		SOLE		0	0	467
CENTENE CORP DEL	COM	15135B101	5,106	77	SH		SOLE		0	0	77
CHEVRON CORP NEW	COM	166764100	258,719	1,654	SH		SOLE		0	0	1,654
CHINA FD INC	COM	169373107	253	25	SH		SOLE		0	0	25
CHIPOTLE MEXICAN GRILL INC	COM	169656105	9,398	150	SH		SOLE		0	0	150
CISCO SYS INC	COM	17275R102	36,011	758	SH		SOLE		0	0	758
CITIGROUP INC	COM NEW	172967424	92,335	1,455	SH		SOLE		0	0	1,455
CMS ENERGY CORP	COM	125896100	37,817	635	SH		SOLE		0	0	635
COCA COLA CO	COM	191216100	106,804	1,678	SH		SOLE		0	0	1,678
COCA-COLA EUROPACIFIC PARTNE	SHS	G25839104	36,435	500	SH		SOLE		0	0	500
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	36,856	542	SH		SOLE		0	0	542
COHEN & STEERS CLOSED-END OP	COM	19248P106	861	72	SH		SOLE		0	0	72
COHEN & STEERS REIT & PFD &	COM	19247X100	1,060	52	SH		SOLE		0	0	52
COHEN & STEERS TOTAL RETURN	COM	19247R103	683	59	SH		SOLE		0	0	59
COLGATE PALMOLIVE CO	COM	194162103	48,520	500	SH		SOLE		0	0	500
COMCAST CORP NEW	CL A	20030N101	101,470	2,591	SH		SOLE		0	0	2,591
CONOCOPHILLIPS	COM	20825C104	23,448	205	SH		SOLE		0	0	205
CORNERSTONE STRATEGIC VALUE	COM	21924B302	71,872	9,334	SH		SOLE		0	0	9,334
CORNERSTONE TOTAL RETURN FD	COM	21924U300	73,476	9,360	SH		SOLE		0	0	9,360
CORTEVA INC	COM	22052L104	7,233	134	SH		SOLE		0	0	134
COSTCO WHSL CORP NEW	COM	22160K105	144,499	170	SH		SOLE		0	0	170
COTERRA ENERGY INC	COM	127097103	17,336	650	SH		SOLE		0	0	650
CRISPR THERAPEUTICS AG	NAMEN AKT	H17182108	10,802	200	SH		SOLE		0	0	200
CROWDSTRIKE HLDGS INC	CL A	22788C105	9,580	25	SH		SOLE		0	0	25
CSX CORP	COM	126408103	37,577	1,123	SH		SOLE		0	0	1,123
CVS HEALTH CORP	COM	126650100	78,905	1,336	SH		SOLE		0	0	1,336
D R HORTON INC	COM	23331A109	22,549	160	SH		SOLE		0	0	160
DANAHER CORPORATION	COM	235851102	11,993	48	SH		SOLE		0	0	48
DBX ETF TR	XTRACK MSCI EAFE	233051200	91,168	2,200	SH		SOLE		0	0	2,200
DEERE & CO	COM	244199105	4,484	12	SH		SOLE		0	0	12
DELL TECHNOLOGIES INC	CL C	24703L202	138	1	SH		SOLE		0	0	1
DELTA AIR LINES INC DEL	COM NEW	247361702	121,447	2,560	SH		SOLE		0	0	2,560
DENISON MINES CORP	COM	248356107	3,980	2,000	SH		SOLE		0	0	2,000
DEXCOM INC	COM	252131107	6,917	61	SH		SOLE		0	0	61
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	11,181,480	432,218	SH		SOLE		0	0	432,218
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	21,988	682	SH		SOLE		0	0	682
DISCOVER FINL SVCS	COM	254709108	8,696	66	SH		SOLE		0	0	66
DISNEY WALT CO	COM	254687106	58,652	591	SH		SOLE		0	0	591
DOLLAR GEN CORP NEW	COM	256677105	1,356	10	SH		SOLE		0	0	10
DOLLAR TREE INC	COM	256746108	1,269	12	SH		SOLE		0	0	12
DOW INC	COM	260557103	17,211	324	SH		SOLE		0	0	324
DRAFTKINGS INC NEW	COM CL A	26142V105	3,817	100	SH		SOLE		0	0	100
DRDGOLD LIMITED	SPON ADR REPSTG	26152H301	724	84	SH		SOLE		0	0	84
DTE ENERGY CO	COM	233331107	5,218	47	SH		SOLE		0	0	47
DUKE ENERGY CORP NEW	COM NEW	26441C204	5,914	59	SH		SOLE		0	0	59
DUPONT DE NEMOURS INC	COM	26614N102	14,247	177	SH		SOLE		0	0	177
DXC TECHNOLOGY CO	COM	23355L106	96	5	SH		SOLE		0	0	5
DYNEX CAP INC	COM	26817Q886	299	25	SH		SOLE		0	0	25
EATON CORP PLC	SHS	G29183103	324,838	1,036	SH		SOLE		0	0	1,036
EATON VANCE TAX MNGED BUY WR	COM	27828X100	368	26	SH		SOLE		0	0	26
EATON VANCE TAX-MANAGED BUY-	COM	27828Y108	438	32	SH		SOLE		0	0	32
EATON VANCE TAX-MANAGED GLOB	COM	27829C105	273	33	SH		SOLE		0	0	33
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	1,564	185	SH		SOLE		0	0	185
ECOLAB INC	COM	278865100	9,996	42	SH		SOLE		0	0	42
EDITAS MEDICINE INC	COM	28106W103	467	100	SH		SOLE		0	0	100
EKSO BIONICS HLDGS INC	COM	282644301	5	4	SH		SOLE		0	0	4
ELECTRONIC ARTS INC	COM	285512109	25,916	186	SH		SOLE		0	0	186
ELI LILLY & CO	COM	532457108	602,656	666	SH		SOLE		0	0	666
ENBRIDGE INC	COM	29250N105	108,087	3,037	SH		SOLE		0	0	3,037
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	77,678	4,789	SH		SOLE		0	0	4,789
ENOVIX CORPORATION	COM	293594107	77,300	5,000	SH		SOLE		0	0	5,000
ENSERVCO CORP	COM NEW	29358Y201	325	1,413	SH		SOLE		0	0	1,413
EOG RES INC	COM	26875P101	21,398	170	SH		SOLE		0	0	170
EQT CORP	COM	26884L109	703	19	SH		SOLE		0	0	19
EQUITY RESIDENTIAL	SH BEN INT	29476L107	37,097	535	SH		SOLE		0	0	535
ESCALADE INC	COM	296056104	1,159	84	SH		SOLE		0	0	84
ESSENTIAL UTILS INC	COM	29670G102	37,330	1,000	SH		SOLE		0	0	1,000
ETF SER SOLUTIONS	DEFIANCE NEXT	26922A289	73,359	1,755	SH		SOLE		0	0	1,755
EVGO INC	CL A COM	30052F100	19,600	8,000	SH		SOLE		0	0	8,000
EXXON MOBIL CORP	COM	30231G102	516,583	4,487	SH		SOLE		0	0	4,487
FASTENAL CO	COM	311900104	50,272	800	SH		SOLE		0	0	800
FEDEX CORP	COM	31428X106	8,996	30	SH		SOLE		0	0	30
FERRARI N V	COM	N3167Y103	2,042	5	SH		SOLE		0	0	5
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	28,521	500	SH		SOLE		0	0	500
FIDELITY NATL INFORMATION SV	COM	31620M106	4,974	66	SH		SOLE		0	0	66
FIFTH THIRD BANCORP	COM	316773100	106,730	2,925	SH		SOLE		0	0	2,925
FIRST HORIZON CORPORATION	COM	320517105	9,462	600	SH		SOLE		0	0	600
FIRST MERCHANTS CORP	COM	320817109	20,441	614	SH		SOLE		0	0	614
FIRST SOLAR INC	COM	336433107	76,657	340	SH		SOLE		0	0	340
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	24,272	210	SH		SOLE		0	0	210
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	487,432	5,800	SH		SOLE		0	0	5,800
FIRST TR S&P REIT INDEX FD	COM	33734G108	411	16	SH		SOLE		0	0	16
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	130,400	3,200	SH		SOLE		0	0	3,200
FORD MTR CO DEL	COM	345370860	27,563	2,198	SH		SOLE		0	0	2,198
FORTUNE BRANDS INNOVATIONS I	COM	34964C106	2,208	34	SH		SOLE		0	0	34
GE AEROSPACE	COM NEW	369604301	353,539	2,224	SH		SOLE		0	0	2,224
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	93,941	1,206	SH		SOLE		0	0	1,206
GE VERNOVA INC	COM	36828A101	89,529	522	SH		SOLE		0	0	522
GENERAL DYNAMICS CORP	COM	369550108	85,592	295	SH		SOLE		0	0	295
GILEAD SCIENCES INC	COM	375558103	4,460	65	SH		SOLE		0	0	65
GLOBAL X FDS	INTERNET OF THNG	37954Y780	72,124	2,009	SH		SOLE		0	0	2,009
GOODYEAR TIRE & RUBR CO	COM	382550101	159	14	SH		SOLE		0	0	14
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	906	17	SH		SOLE		0	0	17
GSK PLC	SPONSORED ADR	37733W204	12,320	320	SH		SOLE		0	0	320
GUGGENHEIM STRATEGIC OPPORTU	COM SBI	40167F101	597	40	SH		SOLE		0	0	40
HALEON PLC	SPON ADS	405552100	3,304	400	SH		SOLE		0	0	400
HERSHEY CO	COM	427866108	1,308	7	SH		SOLE		0	0	7
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	1,546	73	SH		SOLE		0	0	73
HOME DEPOT INC	COM	437076102	198,335	576	SH		SOLE		0	0	576
HONEYWELL INTL INC	COM	438516106	5,153	24	SH		SOLE		0	0	24
HORMEL FOODS CORP	COM	440452100	15,045	493	SH		SOLE		0	0	493
HP INC	COM	40434L105	98,652	2,817	SH		SOLE		0	0	2,817
HUNTINGTON BANCSHARES INC	COM	446150104	10,544	800	SH		SOLE		0	0	800
ILLINOIS TOOL WKS INC	COM	452308109	42,179	178	SH		SOLE		0	0	178
INNOVIZ TECHNOLOGIES LTD	SHS	M5R635108	371	400	SH		SOLE		0	0	400
INTEL CORP	COM	458140100	51,392	1,659	SH		SOLE		0	0	1,659
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	14,374	105	SH		SOLE		0	0	105
INTERNATIONAL BUSINESS MACHS	COM	459200101	112,418	650	SH		SOLE		0	0	650
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	2,414	25	SH		SOLE		0	0	25
INTERPUBLIC GROUP COS INC	COM	460690100	24,931	857	SH		SOLE		0	0	857
INTUIT	COM	461202103	2,436	4	SH		SOLE		0	0	4
INVESCO CURRENCYSHARES EURO	EURO SHS	46138K103	84,809	857	SH		SOLE		0	0	857
INVESCO EXCH TRADED FD TR II	ESG S&P 500 EQL	46138G516	66,484	2,647	SH		SOLE		0	0	2,647
INVESCO EXCH TRADED FD TR II	S&P MIDCP LOW	46138E198	55,230	1,000	SH		SOLE		0	0	1,000
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	1,182,920	56,169	SH		SOLE		0	0	56,169
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	386,218	16,999	SH		SOLE		0	0	16,999
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	363,961	14,664	SH		SOLE		0	0	14,664
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	760,086	37,168	SH		SOLE		0	0	37,168
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	651,446	28,435	SH		SOLE		0	0	28,435
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	699,552	28,800	SH		SOLE		0	0	28,800
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	270,828	14,124	SH		SOLE		0	0	14,124
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	245,880	10,465	SH		SOLE		0	0	10,465
INVESCO EXCH TRD SLF IDX FD	BULSHS 2027 CB	46138J783	124,296	6,467	SH		SOLE		0	0	6,467
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	6,578	64	SH		SOLE		0	0	64
INVESCO EXCHANGE TRADED FD T	S&P 500 TOP 50	46137V233	34,313	750	SH		SOLE		0	0	750
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	1,624	31	SH		SOLE		0	0	31
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	10,119,648	61,600	SH		SOLE		0	0	61,600
INVESCO QQQ TR	UNIT SER 1	46090E103	41,204	86	SH		SOLE		0	0	86
IOVANCE BIOTHERAPEUTICS INC	COM	462260100	2,190	273	SH		SOLE		0	0	273
ISHARES GOLD TR	ISHARES NEW	464285204	93,132	2,120	SH		SOLE		0	0	2,120
ISHARES INC	CORE MSCI EMKT	46434G103	121,192	2,264	SH		SOLE		0	0	2,264
ISHARES INC	ESG AWR MSCI EM	46434G863	30,815	919	SH		SOLE		0	0	919
ISHARES INC	MSCI EMERG MRKT	464286533	45,768	800	SH		SOLE		0	0	800
ISHARES TR	CHINA LG-CAP ETF	464287184	15,594	600	SH		SOLE		0	0	600
ISHARES TR	CORE DIV GRWTH	46434V621	28,805	500	SH		SOLE		0	0	500
ISHARES TR	CORE HIGH DV ETF	46429B663	544	5	SH		SOLE		0	0	5
ISHARES TR	CORE MSCI EAFE	46432F842	405,114	5,577	SH		SOLE		0	0	5,577
ISHARES TR	CORE S&P MCP ETF	464287507	190,483	3,255	SH		SOLE		0	0	3,255
ISHARES TR	CORE S&P SCP ETF	464287804	180,043	1,688	SH		SOLE		0	0	1,688
ISHARES TR	CORE S&P TTL STK	464287150	439,486	3,700	SH		SOLE		0	0	3,700
ISHARES TR	CORE S&P500 ETF	464287200	1,044,663	1,909	SH		SOLE		0	0	1,909
ISHARES TR	CORE US AGGBD ET	464287226	33,968,870	349,942	SH		SOLE		0	0	349,942
ISHARES TR	ESG AW MSCI EAFE	46435G516	95,246	1,209	SH		SOLE		0	0	1,209
ISHARES TR	ESG AWARE MSCI	46435U663	61,100	1,587	SH		SOLE		0	0	1,587
ISHARES TR	ESG AWR MSCI USA	46435G425	131,372	1,101	SH		SOLE		0	0	1,101
ISHARES TR	ESG SCRD S&P MID	46436E551	101,933	2,576	SH		SOLE		0	0	2,576
ISHARES TR	ESG SCRND S&P SM	46436E544	47,074	1,243	SH		SOLE		0	0	1,243
ISHARES TR	FLTG RATE NT ETF	46429B655	10,883	213	SH		SOLE		0	0	213
ISHARES TR	IBONDS DEC	46435U697	44,668	1,715	SH		SOLE		0	0	1,715
ISHARES TR	MRGSTR MD CP GRW	464288307	189,768	2,801	SH		SOLE		0	0	2,801
ISHARES TR	MSCI EAFE ETF	464287465	85,380	1,090	SH		SOLE		0	0	1,090
ISHARES TR	MSCI EAFE MIN VL	46429B689	19,212	277	SH		SOLE		0	0	277
ISHARES TR	NATIONAL MUN ETF	464288414	49,120	461	SH		SOLE		0	0	461
ISHARES TR	RUS 1000 GRW ETF	464287614	474,957	1,303	SH		SOLE		0	0	1,303
ISHARES TR	RUS 1000 VAL ETF	464287598	174,122	998	SH		SOLE		0	0	998
ISHARES TR	RUS MD CP GR ETF	464287481	145,662	1,320	SH		SOLE		0	0	1,320
ISHARES TR	RUS MID CAP ETF	464287499	111,404	1,374	SH		SOLE		0	0	1,374
ISHARES TR	RUSSELL 2000 ETF	464287655	237,382	1,170	SH		SOLE		0	0	1,170
ISHARES TR	S&P 500 GRWT ETF	464287309	220,246	2,380	SH		SOLE		0	0	2,380
ISHARES TR	S&P 500 VAL ETF	464287408	6,735	37	SH		SOLE		0	0	37
ISHARES TR	S&P MC 400GR ETF	464287606	150,140	1,704	SH		SOLE		0	0	1,704
ISHARES TR	S&P MC 400VL ETF	464287705	106,199	936	SH		SOLE		0	0	936
ISHARES TR	SELECT DIVID ETF	464287168	6,654	55	SH		SOLE		0	0	55
ISHARES TR	SHORT TREAS BD	464288679	4,089	37	SH		SOLE		0	0	37
ISHARES U S ETF TR	BLACKROCK SH DUR	46431W507	36,490	725	SH		SOLE		0	0	725
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	38,038,645	821,037	SH		SOLE		0	0	821,037
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	107	1	SH		SOLE		0	0	1
JD.COM INC	SPON ADS CL A	47215P106	1,292	50	SH		SOLE		0	0	50
JOHNSON & JOHNSON	COM	478160104	181,793	1,244	SH		SOLE		0	0	1,244
JPMORGAN CHASE & CO.	COM	46625H100	990,029	4,895	SH		SOLE		0	0	4,895
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	8,616	63	SH		SOLE		0	0	63
KIMBERLY-CLARK CORP	COM	494368103	21,792	158	SH		SOLE		0	0	158
KINDER MORGAN INC DEL	COM	49456B101	239	12	SH		SOLE		0	0	12
KRAFT HEINZ CO	COM	500754106	1,565	49	SH		SOLE		0	0	49
L3HARRIS TECHNOLOGIES INC	COM	502431109	112,290	500	SH		SOLE		0	0	500
LAM RESEARCH CORP	COM	512807108	209,776	197	SH		SOLE		0	0	197
LAUDER ESTEE COS INC	CL A	518439104	13,832	130	SH		SOLE		0	0	130
LEGG MASON ETF INVT	FRANKLIN INTL LW	52468L505	66,009	2,227	SH		SOLE		0	0	2,227
LENDINGCLUB CORP	COM NEW	52603A208	68	8	SH		SOLE		0	0	8
LINDE PLC	SHS	G54950103	2,633	6	SH		SOLE		0	0	6
LMP CAP & INCOME FD INC	COM	50208A102	9,180	593	SH		SOLE		0	0	593
LOWES COS INC	COM	548661107	132,276	600	SH		SOLE		0	0	600
LUCID GROUP INC	COM	549498103	53	20	SH		SOLE		0	0	20
LUMEN TECHNOLOGIES INC	COM	550241103	233	212	SH		SOLE		0	0	212
MACATAWA BK CORP	COM	554225102	145,519	9,967	SH		SOLE		0	0	9,967
MANULIFE FINL CORP	COM	56501R106	92,052	3,458	SH		SOLE		0	0	3,458
MARATHON PETE CORP	COM	56585A102	21,685	125	SH		SOLE		0	0	125
MARVELL TECHNOLOGY INC	COM	573874104	70,949	1,015	SH		SOLE		0	0	1,015
MASTERCARD INCORPORATED	CL A	57636Q104	288,960	655	SH		SOLE		0	0	655
MCDONALDS CORP	COM	580135101	304,755	1,196	SH		SOLE		0	0	1,196
MCKESSON CORP	COM	58155Q103	18,690	32	SH		SOLE		0	0	32
MEDTRONIC PLC	SHS	G5960L103	149,077	1,894	SH		SOLE		0	0	1,894
MERCANTILE BK CORP	COM	587376104	38,299	944	SH		SOLE		0	0	944
MERCK & CO INC	COM	58933Y105	121,077	978	SH		SOLE		0	0	978
META PLATFORMS INC	CL A	30303M102	364,567	723	SH		SOLE		0	0	723
METLIFE INC	COM	59156R108	1,334	19	SH		SOLE		0	0	19
MICROSOFT CORP	COM	594918104	1,639,960	3,669	SH		SOLE		0	0	3,669
MILLER INDS INC TENN	COM NEW	600551204	139,036	2,527	SH		SOLE		0	0	2,527
MONDELEZ INTL INC	CL A	609207105	53,596	819	SH		SOLE		0	0	819
NATURES SUNSHINE PRODS INC	COM	639027101	181	12	SH		SOLE		0	0	12
NETFLIX INC	COM	64110L106	17,505	26	SH		SOLE		0	0	26
NEWMONT CORP	COM	651639106	75,366	1,800	SH		SOLE		0	0	1,800
NEXTERA ENERGY INC	COM	65339F101	14,593	206	SH		SOLE		0	0	206
NIKE INC	CL B	654106103	14,189	188	SH		SOLE		0	0	188
NIO INC	SPON ADS	62914V106	832	200	SH		SOLE		0	0	200
NORFOLK SOUTHN CORP	COM	655844108	40,577	189	SH		SOLE		0	0	189
NORTHROP GRUMMAN CORP	COM	666807102	1,308	3	SH		SOLE		0	0	3
NUCOR CORP	COM	670346105	15,808	100	SH		SOLE		0	0	100
NUVEEN FLOATING RATE INCOME	COM	67072T108	848	98	SH		SOLE		0	0	98
NVIDIA CORPORATION	COM	67066G104	719,050	5,820	SH		SOLE		0	0	5,820
ODYSSEY MARINE EXPL INC	COM NEW	676118201	19,520	4,000	SH		SOLE		0	0	4,000
OGE ENERGY CORP	COM	670837103	38,229	1,071	SH		SOLE		0	0	1,071
OMEROS CORP	COM	682143102	12,180	3,000	SH		SOLE		0	0	3,000
ORACLE CORP	COM	68389X105	140,353	994	SH		SOLE		0	0	994
ORGANON & CO	COMMON STOCK	68622V106	104	5	SH		SOLE		0	0	5
OXFORD SQUARE CAP CORP	COM	69181V107	109	37	SH		SOLE		0	0	37
PACER FDS TR	DATA AND INFRAST	69374H741	43,526	1,592	SH		SOLE		0	0	1,592
PALANTIR TECHNOLOGIES INC	CL A	69608A108	2,533	100	SH		SOLE		0	0	100
PALO ALTO NETWORKS INC	COM	697435105	313,585	925	SH		SOLE		0	0	925
PARAMOUNT GLOBAL	CLASS B COM	92556H206	3,293	317	SH		SOLE		0	0	317
PENNANTPARK FLOATING RATE CA	COM	70806A106	1,616	140	SH		SOLE		0	0	140
PEPSICO INC	COM	713448108	164,766	999	SH		SOLE		0	0	999
PERMIAN BASIN RTY TR	UNIT BEN INT	714236106	315	28	SH		SOLE		0	0	28
PERRIGO CO PLC	SHS	G97822103	119,412	4,650	SH		SOLE		0	0	4,650
PFIZER INC	COM	717081103	83,019	2,967	SH		SOLE		0	0	2,967
PHILLIPS 66	COM	718546104	14,117	100	SH		SOLE		0	0	100
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	109,709	1,090	SH		SOLE		0	0	1,090
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	11,960	670	SH		SOLE		0	0	670
PNC FINL SVCS GROUP INC	COM	693475105	9,640	62	SH		SOLE		0	0	62
POSEIDA THERAPEUTICS INC	COM	73730P108	789	270	SH		SOLE		0	0	270
PPG INDS INC	COM	693506107	38,204	303	SH		SOLE		0	0	303
PPL CORP	COM	69351T106	5,475	198	SH		SOLE		0	0	198
PROCTER AND GAMBLE CO	COM	742718109	160,468	973	SH		SOLE		0	0	973
PRUDENTIAL FINL INC	COM	744320102	21,798	186	SH		SOLE		0	0	186
PVH CORPORATION	COM	693656100	48,171	455	SH		SOLE		0	0	455
QUALCOMM INC	COM	747525103	79,672	400	SH		SOLE		0	0	400
QUANTUMSCAPE CORP	COM CL A	74767V109	99	20	SH		SOLE		0	0	20
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	1,369	102	SH		SOLE		0	0	102
ROSS STORES INC	COM	778296103	10,173	70	SH		SOLE		0	0	70
RTX CORPORATION	COM	75513E101	58,026	578	SH		SOLE		0	0	578
S&P GLOBAL INC	COM	78409V104	15,610	35	SH		SOLE		0	0	35
SAFE BULKERS INC	COM	Y7388L103	984	169	SH		SOLE		0	0	169
SALESFORCE INC	COM	79466L302	17,747	69	SH		SOLE		0	0	69
SANOFI	SPONSORED ADR	80105N105	37,409	771	SH		SOLE		0	0	771
SCHWAB CHARLES CORP	COM	808513105	421,507	5,720	SH		SOLE		0	0	5,720
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	196,571	7,401	SH		SOLE		0	0	7,401
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,844,453	230,204	SH		SOLE		0	0	230,204
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	93,312	1,200	SH		SOLE		0	0	1,200
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	8,515,011	132,529	SH		SOLE		0	0	132,529
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	6,632,673	85,220	SH		SOLE		0	0	85,220
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	843,387	17,774	SH		SOLE		0	0	17,774
SELECT SECTOR SPDR TR	ENERGY	81369Y506	38,739	425	SH		SOLE		0	0	425
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2,881	75	SH		SOLE		0	0	75
SEMPRA	COM	816851109	1,522	20	SH		SOLE		0	0	20
SENTINELONE INC	CL A	81730H109	210,500	10,000	SH		SOLE		0	0	10,000
SERVICENOW INC	COM	81762P102	5,507	7	SH		SOLE		0	0	7
SIRIUS XM HOLDINGS INC	COM	82968B103	878	310	SH		SOLE		0	0	310
SKYWORKS SOLUTIONS INC	COM	83088M102	13,323	125	SH		SOLE		0	0	125
SOLVENTUM CORP	COM SHS	83444M101	4,390	83	SH		SOLE		0	0	83
SOUNDHOUND AI INC	CLASS A COM	836100107	790	200	SH		SOLE		0	0	200
SOUTHERN CO	COM	842587107	34,455	444	SH		SOLE		0	0	444
SPDR GOLD TR	GOLD SHS	78463V107	37,627	175	SH		SOLE		0	0	175
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	11,893	339	SH		SOLE		0	0	339
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	18,082	480	SH		SOLE		0	0	480
SPDR S&P 500 ETF TR	TR UNIT	78462F103	19,131,009	35,153	SH		SOLE		0	0	35,153
SPDR SER TR	PORTFOLIO S&P400	78464A847	14,929	291	SH		SOLE		0	0	291
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,751,872	74,248	SH		SOLE		0	0	74,248
SPDR SER TR	PORTFOLIO S&P600	78468R853	7,185,646	173,023	SH		SOLE		0	0	173,023
SPDR SER TR	PRTFLO S&P500 GW	78464A409	21,235	265	SH		SOLE		0	0	265
SPDR SER TR	PRTFLO S&P500 VL	78464A508	40,503	831	SH		SOLE		0	0	831
STAR BULK CARRIERS CORP.	SHS PAR	Y8162K204	464	19	SH		SOLE		0	0	19
STARBUCKS CORP	COM	855244109	85,635	1,100	SH		SOLE		0	0	1,100
STELLANTIS N.V	SHS	N82405106	21,697	1,093	SH		SOLE		0	0	1,093
STRYKER CORPORATION	COM	863667101	14,574	43	SH		SOLE		0	0	43
SUN LIFE FINANCIAL INC.	COM	866796105	24,544	501	SH		SOLE		0	0	501
SUNCOR ENERGY INC NEW	COM	867224107	23,470	616	SH		SOLE		0	0	616
SUNPOWER CORP	COM	867652406	45	15	SH		SOLE		0	0	15
SYSCO CORP	COM	871829107	714	10	SH		SOLE		0	0	10
TARGET CORP	COM	87612E106	30,658	207	SH		SOLE		0	0	207
TE CONNECTIVITY LTD	SHS	H84989104	13,690	91	SH		SOLE		0	0	91
TESLA INC	COM	88160R101	6,211	31	SH		SOLE		0	0	31
TEXAS INSTRS INC	COM	882508104	779	4	SH		SOLE		0	0	4
THE CIGNA GROUP	COM	125523100	17,190	52	SH		SOLE		0	0	52
THERMO FISHER SCIENTIFIC INC	COM	883556102	49,770	90	SH		SOLE		0	0	90
TILRAY BRANDS INC	COM	88688T100	25	15	SH		SOLE		0	0	15
T-MOBILE US INC	COM	872590104	79,281	450	SH		SOLE		0	0	450
TOLL BROTHERS INC	COM	889478103	34,554	300	SH		SOLE		0	0	300
TORONTO DOMINION BK ONT	COM NEW	891160509	35,340	643	SH		SOLE		0	0	643
TOTALENERGIES SE	SPONSORED ADS	89151E109	75,816	1,137	SH		SOLE		0	0	1,137
TOYOTA MOTOR CORP	ADS	892331307	5,125	25	SH		SOLE		0	0	25
TRACTOR SUPPLY CO	COM	892356106	5,400	20	SH		SOLE		0	0	20
TRANSDIGM GROUP INC	COM	893641100	12,777	10	SH		SOLE		0	0	10
TRAVELERS COMPANIES INC	COM	89417E109	2,034	10	SH		SOLE		0	0	10
TRUIST FINL CORP	COM	89832Q109	46,620	1,200	SH		SOLE		0	0	1,200
TRUMP MEDIA & TECHNOLOGY GRO	COM	25400Q105	2,162	66	SH		SOLE		0	0	66
UIPATH INC	CL A	90364P105	63,400	5,000	SH		SOLE		0	0	5,000
ULTA BEAUTY INC	COM	90384S303	1,544	4	SH		SOLE		0	0	4
UNION PAC CORP	COM	907818108	83,264	368	SH		SOLE		0	0	368
UNITED AIRLS HLDGS INC	COM	910047109	11,630	239	SH		SOLE		0	0	239
UNITED PARCEL SERVICE INC	CL B	911312106	77,458	566	SH		SOLE		0	0	566
UNITEDHEALTH GROUP INC	COM	91324P102	372,270	731	SH		SOLE		0	0	731
URANIUM ENERGY CORP	COM	916896103	3,005	500	SH		SOLE		0	0	500
US BANCORP DEL	COM NEW	902973304	55,580	1,400	SH		SOLE		0	0	1,400
UTSTARCOM HOLDINGS CORP	ORDINARY SHARES	G9310A122	14	5	SH		SOLE		0	0	5
UWM HOLDINGS CORPORATION	COM CL A	91823B109	6,619	955	SH		SOLE		0	0	955
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	2,426	28	SH		SOLE		0	0	28
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	216,903	832	SH		SOLE		0	0	832
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	66,690	200	SH		SOLE		0	0	200
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,254,805	5,183	SH		SOLE		0	0	5,183
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	33,504	400	SH		SOLE		0	0	400
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	7,527	15	SH		SOLE		0	0	15
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	54,756	300	SH		SOLE		0	0	300
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	129,743	485	SH		SOLE		0	0	485
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,452,489	78,896	SH		SOLE		0	0	78,896
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	49,209	982	SH		SOLE		0	0	982
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	184,243	2,305	SH		SOLE		0	0	2,305
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	14,986,646	258,435	SH		SOLE		0	0	258,435
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	386,839	5,006	SH		SOLE		0	0	5,006
VANGUARD STAR FDS	VG TL INTL STK F	921909768	25,376	421	SH		SOLE		0	0	421
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	91,526	1,852	SH		SOLE		0	0	1,852
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	66,535	561	SH		SOLE		0	0	561
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	76,857	1,342	SH		SOLE		0	0	1,342
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	134,596	506	SH		SOLE		0	0	506
VANGUARD WORLD FD	INF TECH ETF	92204A702	75,534	131	SH		SOLE		0	0	131
VANGUARD WORLD FD	UTILITIES ETF	92204A876	144,962	980	SH		SOLE		0	0	980
VERALTO CORP	COM SHS	92338C103	955	10	SH		SOLE		0	0	10
VERIZON COMMUNICATIONS INC	COM	92343V104	38,867	942	SH		SOLE		0	0	942
VERTEX PHARMACEUTICALS INC	COM	92532F100	131,711	281	SH		SOLE		0	0	281
VIATRIS INC	COM	92556V106	1,548	146	SH		SOLE		0	0	146
VIRIDIAN THERAPEUTICS INC	COM	92790C104	1,301	100	SH		SOLE		0	0	100
VISA INC	COM CL A	92826C839	261,683	997	SH		SOLE		0	0	997
VIZIO HLDG CORP	CL A COM	92858V101	181,440	16,800	SH		SOLE		0	0	16,800
VOYA EMERGING MKTS HIGH DIVI	COM	92912P108	151	28	SH		SOLE		0	0	28
VOYA GLBL EQTY DIV & PREM OP	COM	92912T100	741	144	SH		SOLE		0	0	144
VULCAN MATLS CO	COM	929160109	2,487	10	SH		SOLE		0	0	10
WALMART INC	COM	931142103	15,235	225	SH		SOLE		0	0	225
WASTE MGMT INC DEL	COM	94106L109	59,736	280	SH		SOLE		0	0	280
WEC ENERGY GROUP INC	COM	92939U106	4,551	58	SH		SOLE		0	0	58
WELLS FARGO CO NEW	COM	949746101	79,821	1,344	SH		SOLE		0	0	1,344
WEYERHAEUSER CO MTN BE	COM NEW	962166104	8,546	301	SH		SOLE		0	0	301
WILLIAMS COS INC	COM	969457100	3,315	78	SH		SOLE		0	0	78
WOLVERINE WORLD WIDE INC	COM	978097103	15,373	1,137	SH		SOLE		0	0	1,137
WW INTL INC	COM	98262P101	71	60	SH		SOLE		0	0	60
WYNN RESORTS LTD	COM	983134107	10,373	116	SH		SOLE		0	0	116
XCEL ENERGY INC	COM	98389B100	42,728	800	SH		SOLE		0	0	800
XPENG INC	ADS	98422D105	1,466	200	SH		SOLE		0	0	200
XPO INC	COM	983793100	7,325	69	SH		SOLE		0	0	69
YUM BRANDS INC	COM	988498101	54,684	413	SH		SOLE		0	0	413
ZOETIS INC	CL A	98978V103	867	5	SH		SOLE		0	0	5
ZOOM VIDEO COMMUNICATIONS IN	CL A	98980L101	118,380	2,000	SH		SOLE		0	0	2,000