Novak & Powell Financial Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M COMPANY	COM	88579Y101	608,720	4,715	SH		SOLE		0	0	4,715
ABRDN GLOBAL DYNAMIC DIVIDEND	COM	00302M106	118,271	12,068	SH		SOLE		0	0	12,068
ALERIAN MLP ETF	ALERIAN MLP	00162Q452	597,915	12,415	SH		SOLE		0	0	12,415
ALTRIA GROUP INCORPORATED	COM	02209S103	266,215	5,091	SH		SOLE		0	0	5,091
AMAZON COM INCORPORATED	COM	023135106	1,034,204	4,714	SH		SOLE		0	0	4,714
AMGEN INCORPORATED	COM	031162100	732,208	2,809	SH		SOLE		0	0	2,809
APPLE INCORPORATED	COM	037833100	9,912,045	39,582	SH		SOLE		0	0	39,582
APPLIED MATLS INCORPORATED	COM	038222105	252,507	1,553	SH		SOLE		0	0	1,553
AT&T INCORPORATED	COM	00206R102	251,329	11,038	SH		SOLE		0	0	11,038
AUTOMATIC DATA PROCESSING INCORPORATED	COM	053015103	427,066	1,459	SH		SOLE		0	0	1,459
BALL CORP	COM	058498106	231,546	4,200	SH		SOLE		0	0	4,200
BANK AMERICA CORPORATION	COM	060505104	363,302	8,266	SH		SOLE		0	0	8,266
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS A	CL A	084670108	680,920	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW	CL B NEW	084670702	3,638,932	8,028	SH		SOLE		0	0	8,028
BNY MELLON STRATEGIC MUN BD FD	COM	09662E109	100,112	17,231	SH		SOLE		0	0	17,231
BNY MELLON STRATEGIC MUNS INCORPORATED	COM	05588W108	154,671	25,608	SH		SOLE		0	0	25,608
BOEING COMPANY	COM	097023105	1,196,979	6,763	SH		SOLE		0	0	6,763
BROADRIDGE FINL SOLUTIONS INCORPORATED	COM	11133T103	260,534	1,152	SH		SOLE		0	0	1,152
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT (BERMUDA)	LP INT UNIT	G16252101	643,748	20,250	SH		SOLE		0	0	20,250
CHEVRON CORPORATION NEW	COM	166764100	369,246	2,549	SH		SOLE		0	0	2,549
CINTAS CORPORATION	COM	172908105	509,109	2,787	SH		SOLE		0	0	2,787
CISCO SYSTEMS INCORPORATED	COM	17275R102	254,325	4,296	SH		SOLE		0	0	4,296
COCA COLA COMPANY	COM	191216100	216,143	3,472	SH		SOLE		0	0	3,472
COSTCO WHOLESALE CORPORATION NEW	COM	22160K105	335,797	366	SH		SOLE		0	0	366
DANAHER CORPORATION	COM	235851102	384,267	1,674	SH		SOLE		0	0	1,674
DEERE & COMPANY	COM	244199105	219,254	517	SH		SOLE		0	0	517
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	EMGR CRE EQT MNG	25434V302	397,359	14,413	SH		SOLE		0	0	14,413
DIMENSIONAL ETF TRUST U S SM CAP ETF	US SMALL CAP ETF	25434V500	213,291	3,277	SH		SOLE		0	0	3,277
DISNEY WALT COMPANY	COM	254687106	642,497	5,770	SH		SOLE		0	0	5,770
DNP SELECT INCOME FD INCORPORATED	COM	23325P104	484,939	54,982	SH		SOLE		0	0	54,982
DOMINION ENERGY INCORPORATED	COM	25746U109	227,307	4,220	SH		SOLE		0	0	4,220
DUKE ENERGY CORPORATION NEW COM NEW	COM NEW	26441C204	492,831	4,574	SH		SOLE		0	0	4,574
ECOLAB INCORPORATED	COM	278865100	746,075	3,184	SH		SOLE		0	0	3,184
ELECTRONIC ARTS INCORPORATED	COM	285512109	299,621	2,048	SH		SOLE		0	0	2,048
ENTERPRISE PRODUCTS PARTNERS L P	COM	293792107	1,228,199	39,165	SH		SOLE		0	0	39,165
EQUIFAX INCORPORATED	COM	294429105	1,000,841	3,927	SH		SOLE		0	0	3,927
EVERGY INCORPORATED	COM	30034W106	456,932	7,424	SH		SOLE		0	0	7,424
EXXON MOBIL CORPORATION	COM	30231G102	707,755	6,579	SH		SOLE		0	0	6,579
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM	FNF GROUP COM	31620R303	234,307	4,174	SH		SOLE		0	0	4,174
FIRST EAGLE GLOBAL A	FIRST	75526L886	260,343	3,885	SH		SOLE		0	0	3,885
FIRST TRUST CAPITAL STRENGTH ETF	CAP STRENGTH ETF	33733E104	522,735	5,952	SH		SOLE		0	0	5,952
FIRST TRUST DORSEY WRIGHT FOCUS 5 ETF	DORSEY WRT 5 ETF	33738R605	835,515	14,147	SH		SOLE		0	0	14,147
FIRST TRUST DOW JONES INTERNET INDEX FUND	DJ INTERNT IDX	33733E302	2,760,709	11,353	SH		SOLE		0	0	11,353
FIRST TRUST ETF II INDLS PROD DURABLE	INDLS PROD DUR	33734X150	381,531	5,100	SH		SOLE		0	0	5,100
FIRST TRUST HEALTH CARE ALPHADEX FUND	HLTH CARE ALPH	33734X143	512,320	4,920	SH		SOLE		0	0	4,920
FIRST TRUST NASDAQ-100 TECHNOLOGY INDEX FUND	SHS	337345102	2,106,288	11,187	SH		SOLE		0	0	11,187
FIRST TRUST NYSE ARCA BIOTECHNOLOGY INDEX FUND	NY ARCA BIOTECH	33733E203	251,310	1,512	SH		SOLE		0	0	1,512
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF	PFD SECS INC ETF	33739E108	215,604	12,181	SH		SOLE		0	0	12,181
FIRST TRUST TECHNOLOGY ALPHADEX FUND	TECH ALPHADEX	33734X176	1,511,051	10,172	SH		SOLE		0	0	10,172
GE AEROSPACE COM NEW	COM NEW	369604301	221,537	1,328	SH		SOLE		0	0	1,328
GOLDMAN SACHS GROUP INCORPORATED	COM	38141G104	215,931	377	SH		SOLE		0	0	377
HEALTHPEAK PROPERTIES INCORPORATED REIT	COM	42250P103	224,593	11,080	SH		SOLE		0	0	11,080
HOME DEPOT INCORPORATED	COM	437076102	238,168	612	SH		SOLE		0	0	612
HONEYWELL INTERNATIONAL INCORPORATED	COM	438516106	291,127	1,289	SH		SOLE		0	0	1,289
INGREDION INCORPORATED	COM	457187102	232,911	1,693	SH		SOLE		0	0	1,693
INVESCO FINANCIAL PREFERRED ETF	FINL PFD ETF	46137V621	192,526	13,232	SH		SOLE		0	0	13,232
INVESCO QQQ TR	UNIT SER 1	46090E103	10,203,977	19,960	SH		SOLE		0	0	19,960
INVESCO S&P 500 EQUAL WEIGHT INDUSTRIALS ETF	S&P500 EQL IND	46137V324	236,693	4,715	SH		SOLE		0	0	4,715
INVESCO S&P 500 LOW VOLATILITY ETF	S&P500 LOW VOL	46138E354	380,831	5,440	SH		SOLE		0	0	5,440
INVESCO S&P 500 TOP 50 ETF	S&P 500 TOP 50	46137V233	283,373	5,672	SH		SOLE		0	0	5,672
INVESCO S&P SMALLCAP INDUSTRIALS ETF	S&P SMLCP INDL	46138E123	217,273	1,617	SH		SOLE		0	0	1,617
ISHARES BIOTECHNOLOGY ETF	BIOTECH	464287556	349,167	2,641	SH		SOLE		0	0	2,641
ISHARES GOLD TR ISHARES NEW	ISHARES NEW	464285204	1,906,729	38,512	SH		SOLE		0	0	38,512
ISHARES S&P SMLL CAP 600 GRTH ETF	S&P SML	464287887	826,298	6,104	SH		SOLE		0	0	6,104
ISHARES TR 0-3 MNTH TREASRY	0-3 MNTH TREASRY	46436E718	861,648	8,589	SH		SOLE		0	0	8,589
ISHARES TR CORE S&P MCP ETF	CORE S&P MCP ETF	464287507	2,689,451	43,162	SH		SOLE		0	0	43,162
ISHARES TR CORE S&P SCP ETF	CORE S&P SCP ETF	464287804	2,463,149	21,378	SH		SOLE		0	0	21,378
ISHARES TR DOW JONES US ETF	DOW JONES US ETF	464287846	1,049,136	7,332	SH		SOLE		0	0	7,332
ISHARES TR EXPANDED TECH	EXPANDED TECH	464287515	643,271	6,425	SH		SOLE		0	0	6,425
ISHARES TR ISHARES BIOTECH	ISHARES BIOTECH	464287556	1,150,366	8,701	SH		SOLE		0	0	8,701
ISHARES TR ISHARES SEMICDTR	ISHARES SEMICDTR	464287523	290,912	1,350	SH		SOLE		0	0	1,350
ISHARES TR MSCI EMG MKT ETF	MSCI EMG MKT ETF	464287234	281,788	6,703	SH		SOLE		0	0	6,703
ISHARES TR S&P 500 VAL ETF	S&P 500 VAL ETF	464287408	757,603	3,969	SH		SOLE		0	0	3,969
ISHARES TR S&P MC 400GR ETF	S&P MC 400GR ETF	464287606	1,674,357	18,414	SH		SOLE		0	0	18,414
ISHARES TR S&P MC 400VL ETF	S&P MC 400VL ETF	464287705	1,839,577	14,721	SH		SOLE		0	0	14,721
ISHARES TR S&P SML 600 GWT	S&P SML 600 GWT	464287887	2,091,867	17,586	SH		SOLE		0	0	17,586
ISHARES TR SP SMCP600VL ETF	SP SMCP600VL ETF	464287879	881,788	8,119	SH		SOLE		0	0	8,119
ISHARES TR U.S. TECH ETF	U.S. TECH ETF	464287721	302,131	1,894	SH		SOLE		0	0	1,894
ISHARES TR US CONSM STAPLES	US CONSM STAPLES	464287812	380,684	5,804	SH		SOLE		0	0	5,804
JOHNSON & JOHNSON	COM	478160104	1,149,528	7,949	SH		SOLE		0	0	7,949
JPMORGAN CHASE & COMPANY.	COM	46625H100	1,403,852	5,856	SH		SOLE		0	0	5,856
KROGER COMPANY	COM	501044101	295,513	4,833	SH		SOLE		0	0	4,833
LOWES COMPANIES INCORPORATED	COM	548661107	233,909	948	SH		SOLE		0	0	948
M & T BK CORPORATION	COM	55261F104	310,266	1,650	SH		SOLE		0	0	1,650
MARRIOTT INTERNATIONAL INCORPORATED NEW CLASS A	CL A	571903202	367,987	1,319	SH		SOLE		0	0	1,319
MCDONALDS CORPORATION	COM	580135101	592,939	1,872	SH		SOLE		0	0	1,872
MERCK & COMPANY INCORPORATED	COM	58933Y105	445,049	4,474	SH		SOLE		0	0	4,474
MFS HIGH INCOME MUN TR SH BEN INT	SH BEN INT	59318D104	130,853	35,558	SH		SOLE		0	0	35,558
MFS HIGH YIELD MUN TR SH BEN INT	SH BEN INT	59318E102	101,155	28,737	SH		SOLE		0	0	28,737
MICROSOFT CORPORATION	COM	594918104	4,936,804	11,712	SH		SOLE		0	0	11,712
MICROSTRATEGY INCORPORATED CLASS A NEW	CL A NEW	594972408	261,816	904	SH		SOLE		0	0	904
NEOS S&P 500 HIGH INCOME ETF	NEOS S&P 500 HI	78433H303	338,004	6,651	SH		SOLE		0	0	6,651
NETFLIX INCORPORATED	COM	64110L106	126,567	142	SH		SOLE		0	0	142
NEXTERA ENERGY INCORPORATED	COM	65339F101	406,482	5,670	SH		SOLE		0	0	5,670
NVIDIA CORPORATION	COM	67066G104	3,077,122	22,914	SH		SOLE		0	0	22,914
PACER US CASH COWS 100 ETF	US CASH COWS 100	69374H881	267,084	4,729	SH		SOLE		0	0	4,729
PFIZER INCORPORATED	COM	717081103	342,694	12,917	SH		SOLE		0	0	12,917
PHILIP MORRIS INTERNATIONAL INCORPORATED	COM	718172109	488,236	4,057	SH		SOLE		0	0	4,057
PIMCO INVESTMENT GRADE C REDIT BOND I-2	SHS	72201R817	192,283	21,629	SH		SOLE		0	0	21,629
PNC FINL SVCS GROUP INCORPORATED	COM	693475105	648,756	3,364	SH		SOLE		0	0	3,364
PROCTER AND GAMBLE COMPANY	COM	742718109	1,483,636	8,850	SH		SOLE		0	0	8,850
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	S&P 500 DV ARIST	74348A467	235,373	2,364	SH		SOLE		0	0	2,364
QUALCOMM INCORPORATED	COM	747525103	863,578	5,622	SH		SOLE		0	0	5,622
RAYMOND JAMES FINL INCORPORATED	COM	754730109	477,286	3,073	SH		SOLE		0	0	3,073
REAVES UTIL INCOME FD COM SH BEN INT	COM SH BEN INT	756158101	244,946	7,729	SH		SOLE		0	0	7,729
S & T BANCORP INCORPORATED	COM	783859101	528,162	13,819	SH		SOLE		0	0	13,819
S&P GLOBAL INCORPORATED	COM	78409V104	231,838	466	SH		SOLE		0	0	466
SBA COMMUNICATIONS CORPORATION CLASS A REIT	CL A	78410G104	863,908	4,239	SH		SOLE		0	0	4,239
SFL CORPORATION LIMITED SHS (BERMUDA)	SHS	G7738W106	421,889	41,281	SH		SOLE		0	0	41,281
SOUTHERN COMPANY	COM	842587107	510,201	6,198	SH		SOLE		0	0	6,198
SOUTHERN COPPER CORPORATION	COM	84265V105	400,425	4,394	SH		SOLE		0	0	4,394
SPDR BLOOMBERG HIGH YIELD BOND ETF	BLOOMBERG HIGH Y	78468R622	540,764	5,664	SH		SOLE		0	0	5,664
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	UT SER 1	78467X109	3,371,156	7,923	SH		SOLE		0	0	7,923
SPDR GOLD SHARES	GOLD SHS	78463V107	275,786	1,139	SH		SOLE		0	0	1,139
SPDR INDUSTRIAL SELECT SECTOR FUND	INDL	81369Y704	267,835	2,033	SH		SOLE		0	0	2,033
SPDR S&P 500 ETF	TR UNIT	78462F103	5,767,928	9,842	SH		SOLE		0	0	9,842
SPDR S&P INTERNATIONAL DIVIDEND ETF	S&P INTL ETF	78463X772	665,874	19,047	SH		SOLE		0	0	19,047
SPDR TECHNOLOGY SELECT SECTOR FUND	TECHNOLOGY	81369Y803	270,507	1,163	SH		SOLE		0	0	1,163
T. ROWE PRICE COMM & TEC H INVESTOR	TECHNOLOGY	87283Q792	312,887	2,029	SH		SOLE		0	0	2,029
TESLA INCORPORATED	COM	88160R101	774,565	1,918	SH		SOLE		0	0	1,918
TEXAS INSTRS INCORPORATED	COM	882508104	395,269	2,108	SH		SOLE		0	0	2,108
UNITEDHEALTH GROUP INCORPORATED	COM	91324P102	657,945	1,301	SH		SOLE		0	0	1,301
VANGUARD DIVIDEND APPRECIATION ETF	DIV APP ETF	921908844	3,683,973	18,812	SH		SOLE		0	0	18,812
VANGUARD FINANCIALS ETF	FINANCIALS ETF	92204A405	513,250	4,347	SH		SOLE		0	0	4,347
VANGUARD FTSE ALL-WORLD EX-US ETF	ALLWRLD EX US	922042775	810,426	14,116	SH		SOLE		0	0	14,116
VANGUARD FTSE EMERGING MARKETS ETF	FTSE EMR MKT ETF	922042858	1,430,384	32,479	SH		SOLE		0	0	32,479
VANGUARD FTSE EUROPE ETF	FTSE EUROPE ETF	922042874	975,361	15,367	SH		SOLE		0	0	15,367
VANGUARD GROWTH ETF	GROWTH ETF	922908736	11,124,304	27,103	SH		SOLE		0	0	27,103
VANGUARD HEALTH CARE ETF	HEALTH CAR ETF	92204A504	1,587,592	6,258	SH		SOLE		0	0	6,258
VANGUARD HIGH DIVIDEND YIELD ETF	HIGH DIV YLD	921946406	398,716	3,125	SH		SOLE		0	0	3,125
VANGUARD INDEX FUNDS S&P 500 ETF SHS NEW	S&P 500 ETF SHS	922908363	278,565	517	SH		SOLE		0	0	517
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	INT-TERM CORP	92206C870	1,673,074	20,843	SH		SOLE		0	0	20,843
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	INTL DVD ETF	921946810	332,880	4,162	SH		SOLE		0	0	4,162
VANGUARD LARGE-CAP ETF	LARGE CAP ETF	922908637	8,337,143	29,470	SH		SOLE		0	0	29,470
VANGUARD MATERIALS ETF	MATERIALS ETF	92204A801	585,596	3,118	SH		SOLE		0	0	3,118
VANGUARD MID-CAP ETF	MID CAP ETF	922908629	607,957	2,302	SH		SOLE		0	0	2,302
VANGUARD MID-CAP GROWTH ETF	MCAP GR IDXVIP	922908538	1,402,223	5,526	SH		SOLE		0	0	5,526
VANGUARD MID-CAP VALUE ETF	MCAP VL IDXVIP	922908512	1,125,919	6,960	SH		SOLE		0	0	6,960
VANGUARD REAL ESTATE ETF	REAL ESTATE ETF	922908553	1,573,593	17,665	SH		SOLE		0	0	17,665
VANGUARD SHORT-TERM BOND ETF	SHORT TRM BOND	921937827	1,610,766	20,846	SH		SOLE		0	0	20,846
VANGUARD SHORT-TERM CORPORATE BOND ETF	SHRT TRM CORP BD	92206C409	3,030,654	38,850	SH		SOLE		0	0	38,850
VANGUARD SHORT-TERM TREASURY ETF	SHORT TERM TREAS	92206C102	500,348	8,600	SH		SOLE		0	0	8,600
VANGUARD SMALL-CAP GROWTH ETF	SML CP GRW ETF	922908595	1,010,456	3,608	SH		SOLE		0	0	3,608
VANGUARD SMALL-CAP VALUE ETF	SM CP VAL ETF	922908611	1,179,171	5,950	SH		SOLE		0	0	5,950
VANGUARD TOTAL BOND MARKET ETF	TOTAL BND MRKT	921937835	818,795	15,104	SH		SOLE		0	0	15,104
VANGUARD TOTAL INTERNATIONAL STOCK ETF	VG TL INTL STK F	921909768	546,751	9,278	SH		SOLE		0	0	9,278
VANGUARD TOTAL STOCK MARKET ETF	TOTAL STK MKT	922908769	3,215,754	11,096	SH		SOLE		0	0	11,096
VANGUARD TOTAL WORLD STOCK ETF	TT WRLD ST ETF	922042742	3,585,006	30,516	SH		SOLE		0	0	30,516
VANGUARD UTILITIES ETF	UTILITIES ETF	92204A876	945,875	5,788	SH		SOLE		0	0	5,788
VANGUARD VALUE ETF	VALUE ETF	922908744	4,901,110	28,949	SH		SOLE		0	0	28,949
VERIZON COMMUNICATIONS INCORPORATED	COM	92343V104	303,982	7,601	SH		SOLE		0	0	7,601
WALMART INCORPORATED	COM	931142103	528,875	5,854	SH		SOLE		0	0	5,854