The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| AbbVie Inc. | COM | 00287y109 | 1,938,519 | 11,302 | SH | SOLE | 11,302 | 0 | 0 | ||
| Accenture PLC - Cl A | COM | G1151C101 | 2,818,375 | 9,289 | SH | SOLE | 9,289 | 0 | 0 | ||
| Alimentation Couche-Tard Inc. | COM | 01626p148 | 1,617,120 | 28,800 | SH | SOLE | 28,800 | 0 | 0 | ||
| Alphabet, Inc. - Cl A | COM | 02079k305 | 5,690,366 | 31,240 | SH | SOLE | 31,240 | 0 | 0 | ||
| Alphabet, Inc. - Cl C | COM | 02079k107 | 4,336,052 | 23,640 | SH | SOLE | 23,640 | 0 | 0 | ||
| Altria Group, Inc. | COM | 02209s103 | 362,851 | 7,966 | SH | SOLE | 7,966 | 0 | 0 | ||
| Amazon.com, Inc. | COM | 023135106 | 941,127 | 4,870 | SH | SOLE | 4,870 | 0 | 0 | ||
| Amgen, Inc. | COM | 031162100 | 3,169,180 | 10,143 | SH | SOLE | 10,143 | 0 | 0 | ||
| Apple Inc. | COM | 037833100 | 14,420,941 | 68,469 | SH | SOLE | 68,469 | 0 | 0 | ||
| Bank of America Corp. | COM | 060505104 | 808,643 | 20,333 | SH | SOLE | 20,333 | 0 | 0 | ||
| Berkshire Hathaway, Inc. - Cla | COM | 084670702 | 7,422,880 | 18,247 | SH | SOLE | 18,247 | 0 | 0 | ||
| Berkshire Hathaway, Inc. - Cla | COM | 084670108 | 612,241 | 1 | SH | SOLE | 1 | 0 | 0 | ||
| BNY Mellon Corp. | COM | 064058100 | 1,562,830 | 26,095 | SH | SOLE | 26,095 | 0 | 0 | ||
| Cameco Corp. | COM | 13321L108 | 1,999,242 | 40,635 | SH | SOLE | 40,635 | 0 | 0 | ||
| CF Industries Hldgs, Inc. | COM | 125269100 | 1,114,468 | 15,036 | SH | SOLE | 15,036 | 0 | 0 | ||
| Charter Communications, Inc. | COM | 16119p108 | 398,514 | 1,333 | SH | SOLE | 1,333 | 0 | 0 | ||
| Chevron Corp. | COM | 166764100 | 205,692 | 1,315 | SH | SOLE | 1,315 | 0 | 0 | ||
| Chubb Ltd. | COM | H1467J104 | 353,796 | 1,387 | SH | SOLE | 1,387 | 0 | 0 | ||
| Cisco Systems, Inc. | COM | 17275R102 | 2,094,003 | 44,075 | SH | SOLE | 44,075 | 0 | 0 | ||
| Coca-Cola Co. | COM | 191216100 | 622,242 | 9,776 | SH | SOLE | 9,776 | 0 | 0 | ||
| Comcast Corp. Cl A | COM | 20030n101 | 1,070,047 | 27,325 | SH | SOLE | 27,325 | 0 | 0 | ||
| ConocoPhillips | COM | 20825c104 | 2,234,185 | 19,533 | SH | SOLE | 19,533 | 0 | 0 | ||
| Costco Wholesale Corp. | COM | 22160k105 | 769,241 | 905 | SH | SOLE | 905 | 0 | 0 | ||
| Diageo, plc | COM | 25243q205 | 1,265,465 | 10,037 | SH | SOLE | 10,037 | 0 | 0 | ||
| Discover Financial Services | COM | 254709108 | 401,587 | 3,070 | SH | SOLE | 3,070 | 0 | 0 | ||
| Edgewell Personal Care Co. | COM | 28035q102 | 400,172 | 9,957 | SH | SOLE | 9,957 | 0 | 0 | ||
| Eli Lilly & Co. | COM | 532457108 | 814,842 | 900 | SH | SOLE | 900 | 0 | 0 | ||
| Energizer Holdings, Inc. | COM | 29272W109 | 229,821 | 7,780 | SH | SOLE | 7,780 | 0 | 0 | ||
| Exxon Mobil Corp. | COM | 30231G102 | 1,479,637 | 12,853 | SH | SOLE | 12,853 | 0 | 0 | ||
| Fair Isaac Corp. | COM | 303250104 | 677,340 | 455 | SH | SOLE | 455 | 0 | 0 | ||
| FedEx Corp. | COM | 31428x106 | 607,776 | 2,027 | SH | SOLE | 2,027 | 0 | 0 | ||
| Fomento Economico Mexicano, S. | COM | 344419106 | 954,855 | 8,870 | SH | SOLE | 8,870 | 0 | 0 | ||
| Home Depot, Inc. | COM | 437076102 | 5,649,667 | 16,412 | SH | SOLE | 16,412 | 0 | 0 | ||
| Intel Corp. | COM | 458140100 | 1,143,398 | 36,920 | SH | SOLE | 36,920 | 0 | 0 | ||
| Invesco QQQ Trust | ETF | 46090e103 | 407,243 | 850 | SH | SOLE | 850 | 0 | 0 | ||
| iShares MSCI EAFE Index Fund | ETF | 464287465 | 366,584 | 4,680 | SH | SOLE | 4,680 | 0 | 0 | ||
| iShares PHLX Semiconductor ETF | ETF | 464287523 | 277,459 | 1,125 | SH | SOLE | 1,125 | 0 | 0 | ||
| iShares S&P 100 Index Fund | ETF | 464287101 | 1,182,742 | 4,475 | SH | SOLE | 4,475 | 0 | 0 | ||
| J.P. Morgan Chase & Co. | COM | 46625h100 | 1,060,247 | 5,242 | SH | SOLE | 5,242 | 0 | 0 | ||
| Johnson & Johnson | COM | 478160104 | 2,300,558 | 15,740 | SH | SOLE | 15,740 | 0 | 0 | ||
| Kimberly-Clark Corp. | COM | 494368103 | 550,727 | 3,985 | SH | SOLE | 3,985 | 0 | 0 | ||
| Labcorp Holdings | COM | 504922105 | 1,430,268 | 7,028 | SH | SOLE | 7,028 | 0 | 0 | ||
| Liberty Global plc - Series C | COM | G61188127 | 340,846 | 19,095 | SH | SOLE | 19,095 | 0 | 0 | ||
| Lincoln Electric Hldgs, Inc. | COM | 533900106 | 1,434,796 | 7,606 | SH | SOLE | 7,606 | 0 | 0 | ||
| Manulife Financial Corp. | COM | 56501r106 | 289,785 | 10,886 | SH | SOLE | 10,886 | 0 | 0 | ||
| McDonald's Corp. | COM | 580135101 | 504,583 | 1,980 | SH | SOLE | 1,980 | 0 | 0 | ||
| McKesson Corp. | COM | 58155Q103 | 5,598,607 | 9,586 | SH | SOLE | 9,586 | 0 | 0 | ||
| Meta Platforms, Inc. - Cl A | COM | 30303m102 | 1,511,652 | 2,998 | SH | SOLE | 2,998 | 0 | 0 | ||
| Microsoft Corp. | COM | 594918104 | 12,431,020 | 27,813 | SH | SOLE | 27,813 | 0 | 0 | ||
| Nestle SA | COM | 641069406 | 617,056 | 6,023 | SH | SOLE | 6,023 | 0 | 0 | ||
| NVR, Inc. | COM | 62944t105 | 1,327,998 | 175 | SH | SOLE | 175 | 0 | 0 | ||
| Occidental Petroleum Corp. | COM | 674599105 | 246,762 | 3,915 | SH | SOLE | 3,915 | 0 | 0 | ||
| Oracle Corp. | COM | 68389X105 | 4,035,496 | 28,580 | SH | SOLE | 28,580 | 0 | 0 | ||
| PepsiCo, Inc. | COM | 713448108 | 710,848 | 4,310 | SH | SOLE | 4,310 | 0 | 0 | ||
| Philip Morris Int'l Inc. | COM | 718172109 | 2,097,357 | 20,698 | SH | SOLE | 20,698 | 0 | 0 | ||
| Progressive Corp. | COM | 743315103 | 1,897,846 | 9,137 | SH | SOLE | 9,137 | 0 | 0 | ||
| Schlumberger Ltd. | COM | 806857108 | 357,388 | 7,575 | SH | SOLE | 7,575 | 0 | 0 | ||
| Schwab U.S. Broad Market ETF | ETF | 808524102 | 278,514 | 4,430 | SH | SOLE | 4,430 | 0 | 0 | ||
| Select Sector SPDR - Communica | ETF | 81369y852 | 325,508 | 3,800 | SH | SOLE | 3,800 | 0 | 0 | ||
| Select Sector SPDR - Consumer | ETF | 81369y407 | 492,480 | 2,700 | SH | SOLE | 2,700 | 0 | 0 | ||
| Select Sector SPDR - Health Ca | ETF | 81369y209 | 247,775 | 1,700 | SH | SOLE | 1,700 | 0 | 0 | ||
| Select Sector SPDR - Industria | ETF | 81369y704 | 322,955 | 2,650 | SH | SOLE | 2,650 | 0 | 0 | ||
| Select Sector SPDR - Technolog | ETF | 81369y803 | 785,018 | 3,470 | SH | SOLE | 3,470 | 0 | 0 | ||
| Shell PLC - ADR | COM | 780259305 | 557,590 | 7,725 | SH | SOLE | 7,725 | 0 | 0 | ||
| Southern Co. | COM | 842587107 | 223,634 | 2,883 | SH | SOLE | 2,883 | 0 | 0 | ||
| SPDR Dow Jones Industrial ETF | ETF | 78467x109 | 254,234 | 650 | SH | SOLE | 650 | 0 | 0 | ||
| SPDR S&P 500 ETF Trust | ETF | 78462f103 | 3,398,654 | 6,245 | SH | SOLE | 6,245 | 0 | 0 | ||
| The Interpublic Group of Cos., | COM | 460690100 | 958,981 | 32,966 | SH | SOLE | 32,966 | 0 | 0 | ||
| The Procter & Gamble Co. | COM | 742718109 | 1,765,469 | 10,705 | SH | SOLE | 10,705 | 0 | 0 | ||
| The Walt Disney Co. | COM | 254687106 | 1,857,815 | 18,711 | SH | SOLE | 18,711 | 0 | 0 | ||
| Trane Technologies PLC | COM | G8994E103 | 378,269 | 1,150 | SH | SOLE | 1,150 | 0 | 0 | ||
| Truist Financial Corp. | COM | 89832q109 | 258,352 | 6,650 | SH | SOLE | 6,650 | 0 | 0 | ||
| Union Pacific Corp. | COM | 907818108 | 1,470,237 | 6,498 | SH | SOLE | 6,498 | 0 | 0 | ||
| Unum Group | COM | 91529y106 | 1,114,198 | 21,800 | SH | SOLE | 21,800 | 0 | 0 | ||
| Vanguard Dividend Appreciation | ETF | 921908844 | 5,626,191 | 30,820 | SH | SOLE | 30,820 | 0 | 0 | ||
| Vanguard Emerging Markets ETF | ETF | 922042858 | 386,838 | 8,840 | SH | SOLE | 8,840 | 0 | 0 | ||
| Vanguard Total Stock Market ET | ETF | 922908769 | 3,873,545 | 14,480 | SH | SOLE | 14,480 | 0 | 0 | ||
| Verizon Communications, Inc. | COM | 92343v104 | 823,068 | 19,958 | SH | SOLE | 19,958 | 0 | 0 | ||
| Walmart Inc. | COM | 931142103 | 4,212,916 | 62,220 | SH | SOLE | 62,220 | 0 | 0 | ||
| Yelp Inc. | COM | 985817105 | 340,864 | 9,225 | SH | SOLE | 9,225 | 0 | 0 | ||