COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Air Products & Chemicals Inc | COM | 009158106 | 1,552,966 | 7,780 | SH | | SOLE | | 0 | 0 | 0 |
Amazon.com Inc | COM | 023135106 | 456,234 | 234 | SH | | SOLE | | 0 | 0 | 0 |
Amgen Inc | COM | 031162100 | 202,866 | 1,001 | SH | | SOLE | | 0 | 0 | 0 |
Apple Inc | COM | 037833100 | 4,907,876 | 19,300 | SH | | SOLE | | 0 | 0 | 0 |
Automatic Data Processing Inc | COM | 053015103 | 540,767 | 3,956 | SH | | SOLE | | 0 | 0 | 0 |
BP PLC ADR | SPONSORED ADR | 055622104 | 269,642 | 11,055 | SH | | SOLE | | 0 | 0 | 0 |
Bank of America Corp | COM | 060505104 | 269,132 | 12,677 | SH | | SOLE | | 0 | 0 | 0 |
Bank of New York Mellon Corp | COM | 064058100 | 342,090 | 10,157 | SH | | SOLE | | 0 | 0 | 0 |
Bausch Health Companies Inc | COM | 071734107 | 254,588 | 16,425 | SH | | SOLE | | 0 | 0 | 0 |
Becton Dickinson & Co | COM | 075887109 | 268,893 | 1,170 | SH | | SOLE | | 0 | 0 | 0 |
Berkshire Hathaway Inc Class B | CL A | 084670108 | 1,986,996 | 10,868 | SH | | SOLE | | 0 | 0 | 0 |
Berkshire Hathaway Inc Class A | CL B NEW | 084670702 | 3,808,000 | 14 | SH | | SOLE | | 0 | 0 | 0 |
Bristol-Myers Squibb Co | COM | 110122108 | 228,386 | 4,097 | SH | | SOLE | | 0 | 0 | 0 |
Chevron Corp | COM | 166764100 | 408,220 | 5,634 | SH | | SOLE | | 0 | 0 | 0 |
Coca-Cola Co | COM | 191216100 | 580,547 | 13,120 | SH | | SOLE | | 0 | 0 | 0 |
Cyanotech Corp | COM PAR $0.02 | 232437301 | 32,449 | 15,752 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Health Care ETF | MSCI HLTH CARE I | 316092600 | 7,854,364 | 182,745 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Information Tech ETF | MSCI INFO TECH I | 316092808 | 606,727 | 9,678 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Real Estate ETF | ETF | 316092857 | 5,522,713 | 265,515 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Utilities ETF | ETF | 316092865 | 9,637,249 | 268,298 | SH | | SOLE | | 0 | 0 | 0 |
GE Aerospace | COM NEW | 369604301 | 133,703 | 16,839 | SH | | SOLE | | 0 | 0 | 0 |
General Mills Inc | COM | 370334104 | 271,185 | 5,139 | SH | | SOLE | | 0 | 0 | 0 |
Gilead Sciences Inc | COM | 375558103 | 222,629 | 2,978 | SH | | SOLE | | 0 | 0 | 0 |
Goldman Sachs ActiveBeta US LgCp Eq ETF | ACTIVEBETA US LG | 381430503 | 12,934,816 | 247,841 | SH | | SOLE | | 0 | 0 | 0 |
Hoku Corp | COM | 434711107 | 105 | 150,000 | SH | | SOLE | | 0 | 0 | 0 |
The Home Depot Inc | COM | 437076102 | 532,025 | 2,849 | SH | | SOLE | | 0 | 0 | 0 |
Intel Corp | COM | 458140100 | 819,716 | 15,146 | SH | | SOLE | | 0 | 0 | 0 |
International Business Machines Corp | COM | 459200101 | 379,812 | 3,424 | SH | | SOLE | | 0 | 0 | 0 |
Ishares Core S&P Total US Stock Market | CORE S&P TTL STK | 464287150 | 307,801 | 5,380 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core S&P 500 ETF | CORE S&P500 ETF | 464287200 | 77,526,411 | 300,025 | SH | | SOLE | | 0 | 0 | 0 |
iShares iBoxx $ Invmt Grade Corp Bd ETF | IBOXX INV CP ETF | 464287242 | 6,926,927 | 56,084 | SH | | SOLE | | 0 | 0 | 0 |
iShares US Real Estate ETF | ETF | 464287397 | 653,044 | 9,387 | SH | | SOLE | | 0 | 0 | 0 |
iShares 7-10 Year Treasury Bond ETF | 7-10 YR TRSY BD | 464287440 | 7,791,375 | 64,137 | SH | | SOLE | | 0 | 0 | 0 |
iShares Expanded Tech Sector ETF | ETF | 464287549 | 10,769,406 | 50,854 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 6,803,891 | 121,260 | SH | | SOLE | | 0 | 0 | 0 |
iShares Short-Term National Muni Bd ETF | ETF | 464288158 | 520,764 | 4,899 | SH | | SOLE | | 0 | 0 | 0 |
iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 | 2,106,178 | 18,637 | SH | | SOLE | | 0 | 0 | 0 |
iShares iBoxx $ High Yield Corp Bd ETF | ETF | 464288513 | 635,683 | 8,248 | SH | | SOLE | | 0 | 0 | 0 |
iShares 3-7 Year Treasury Bond ETF | 3 7 YR TREAS BD | 464288661 | 23,456,459 | 175,915 | SH | | SOLE | | 0 | 0 | 0 |
iShares Preferred&Income Securities ETF | ETF | 464288687 | 656,946 | 20,633 | SH | | SOLE | | 0 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 960,540 | 7,325 | SH | | SOLE | | 0 | 0 | 0 |
KRAFT HEINZ CO COM | COM | 500754106 | 751,867 | 30,391 | SH | | SOLE | | 0 | 0 | 0 |
Microsoft Corp | COM | 594918104 | 819,826 | 5,198 | SH | | SOLE | | 0 | 0 | 0 |
Mondelez International Inc Class A | CL A | 609207105 | 2,201,403 | 43,958 | SH | | SOLE | | 0 | 0 | 0 |
Nestle SA ADR | COM | 641069406 | 467,987 | 4,544 | SH | | SOLE | | 0 | 0 | 0 |
PepsiCo Inc | COM | 713448108 | 491,693 | 4,094 | SH | | SOLE | | 0 | 0 | 0 |
Pfizer Inc | COM | 717081103 | 1,413,709 | 43,312 | SH | | SOLE | | 0 | 0 | 0 |
Philip Morris International Inc | COM | 718172109 | 352,855 | 4,836 | SH | | SOLE | | 0 | 0 | 0 |
Procter & Gamble Co | COM | 742718109 | 223,310 | 2,030 | SH | | SOLE | | 0 | 0 | 0 |
Public Service Enterprise Group Inc | COM | 744573106 | 1,256,450 | 27,977 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Broad Market ETF | US BRD MKT ETF | 808524102 | 1,112,758 | 18,414 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Dividend Equity ETF | US DIVIDEND EQ | 808524797 | 288,187 | 6,407 | SH | | SOLE | | 0 | 0 | 0 |
Stryker Corp | COM | 863667101 | 246,607 | 1,481 | SH | | SOLE | | 0 | 0 | 0 |
TJX Companies Inc | COM | 872540109 | 232,253 | 4,858 | SH | | SOLE | | 0 | 0 | 0 |
Texas Instruments Inc | COM | 882508104 | 252,763 | 2,529 | SH | | SOLE | | 0 | 0 | 0 |
UNION PACIFIC CORP | COM | 907818108 | 543,774 | 3,855 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Dividend Appreciation ETF | DIV APP ETF | 921908844 | 625,923 | 6,054 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 2,499,161 | 10,553 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Small-Cap Growth ETF | ETF | 922908595 | 488,475 | 3,250 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 | 280,678 | 2,132 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Extended Market ETF | EXTEND MKT ETF | 922908652 | 15,862,133 | 175,195 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Growth ETF | ETF | 922908736 | 404,730 | 2,583 | SH | | SOLE | | 0 | 0 | 0 |
VANGUARD INDEX FDS VANGUARD TOTAL STK MK | ETF | 922908769 | 2,349,939 | 18,229 | SH | | SOLE | | 0 | 0 | 0 |
Wells Fargo & Co | COM | 949746101 | 415,207 | 14,467 | SH | | SOLE | | 0 | 0 | 0 |
AT&T Inc | COM | 00206R102 | 858,798 | 29,461 | SH | | SOLE | | 0 | 0 | 0 |
AbbVie Inc | COM | 00287Y109 | 392,532 | 5,152 | SH | | SOLE | | 0 | 0 | 0 |
Alibaba Group Holding Ltd ADR | SPONSORED ADS | 01609W102 | 422,605 | 2,173 | SH | | SOLE | | 0 | 0 | 0 |
Alphabet Inc Class C | CAP STK CL C | 02079K107 | 517,498 | 445 | SH | | SOLE | | 0 | 0 | 0 |
Alphabet Inc Class A | CAP STK CL A | 02079K305 | 497,315 | 428 | SH | | SOLE | | 0 | 0 | 0 |
Booking Holdings Inc | COM | 09857L108 | 347,093 | 258 | SH | | SOLE | | 0 | 0 | 0 |
CME Group Inc Class A | COM | 12572Q105 | 8,361,831 | 48,359 | SH | | SOLE | | 0 | 0 | 0 |
Cisco Systems Inc | COM | 17275R102 | 843,861 | 21,467 | SH | | SOLE | | 0 | 0 | 0 |
Comcast Corp Class A | CL A | 20030N101 | 410,081 | 11,928 | SH | | SOLE | | 0 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 515,752 | 13,583 | SH | | SOLE | | 0 | 0 | 0 |
Meta Platforms Inc Class A | CL A | 30303M102 | 395,483 | 2,371 | SH | | SOLE | | 0 | 0 | 0 |
First Trust Global Wind Energy ETF | GBL WND ENRG ETF | 33736G106 | 162,146 | 13,381 | SH | | SOLE | | 0 | 0 | 0 |
Goldman Sachs Equal Wght US Lg Cp Eq ETF | INNOVAT EQ ETF | 38149W820 | 724,311 | 18,981 | SH | | SOLE | | 0 | 0 | 0 |
The Goldman Sachs Group Inc | COM | 40057C5E7 | 1,490,142 | 9,639 | SH | | SOLE | | 0 | 0 | 0 |
Intercontinental Exchange Inc | COM | 45866F104 | 4,530,590 | 56,106 | SH | | SOLE | | 0 | 0 | 0 |
Invesco S&P 500 Low Volatility ETF | S&P500 EQL WGT | 46137V357 | 323,513 | 6,895 | SH | | SOLE | | 0 | 0 | 0 |
Invesco Financial Preferred ETF | ETF | 46137V621 | 264,933 | 15,686 | SH | | SOLE | | 0 | 0 | 0 |
Invesco National AMT-Free Muni Bd ETF | NATL AMT MUNI | 46138E537 | 4,999,800 | 193,791 | SH | | SOLE | | 0 | 0 | 0 |
Invesco Taxable Municipal Bond ETF | ETF | 46138G805 | 313,368 | 10,141 | SH | | SOLE | | 0 | 0 | 0 |
Investors Bancorp Inc | COM | 46146L101 | 82,273 | 10,297 | SH | | SOLE | | 0 | 0 | 0 |
iShares Floating Rate Bond ETF | FLTG RATE NT ETF | 46429B655 | 457,815 | 9,393 | SH | | SOLE | | 0 | 0 | 0 |
iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 | 27,399,953 | 507,313 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EMKT | 46434G103 | 14,968,761 | 300,035 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 278,355 | 6,878 | SH | | SOLE | | 0 | 0 | 0 |
iShares 0-5 Year Invmt Grade Corp Bd ETF | 0-5YR INVT GR CP | 46434V100 | 5,021,052 | 100,141 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core Dividend Growth ETF | ETF | 46434V621 | 13,762,780 | 422,301 | SH | | SOLE | | 0 | 0 | 0 |
iShares ESG Aware MSCI USA ETF | ESG AWR US AGRGT | 46435U549 | 273,135 | 4,751 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 561,347 | 6,235 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Diversified Return Intl Eq ETF | ETF | 46641Q209 | 3,630,364 | 83,958 | SH | | SOLE | | 0 | 0 | 0 |
Tortoise North American Pipeline | ETF | 56167N720 | 24,098,217 | 1,774,537 | SH | | SOLE | | 0 | 0 | 0 |
Mastercard Inc Class A | CL A | 57636Q104 | 310,193 | 1,284 | SH | | SOLE | | 0 | 0 | 0 |
Merck & Co Inc | COM | 58933Y105 | 458,943 | 5,965 | SH | | SOLE | | 0 | 0 | 0 |
Molson Coors Beverage Co Shs -B- Non-Voting | COM | 60871R209 | 421,794 | 10,812 | SH | | SOLE | | 0 | 0 | 0 |
Oracle Corp | COM | 68389X105 | 319,762 | 6,616 | SH | | SOLE | | 0 | 0 | 0 |
Regeneron Pharmaceuticals Inc | COM | 75886F107 | 557,139 | 1,141 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Nuveen Blmbg Hi Yld Muncpl Bd ETF | ETF | 78464A284 | 6,389,672 | 116,770 | SH | | SOLE | | 0 | 0 | 0 |
SPDR S&P 500 ETF Trust | PRTFLO S&P500 GW | 78464A409 | 1,576,187 | 6,115 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Dow Jones Industrial Avrg ETF Tr | ETF | 78467X109 | 587,098 | 2,678 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Nuveen Blmbg Muni Bd ETF | ETF | 78468R721 | 226,800 | 4,536 | SH | | SOLE | | 0 | 0 | 0 |
Signature Bank | COM | 82669G104 | 386,274 | 4,805 | SH | | SOLE | | 0 | 0 | 0 |
VanEck Fallen Angel HiYld Bd ETF | FALLEN ANGEL HG | 92189F437 | 8,085,491 | 319,585 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Consumer Staples ETF | CONSUM STP ETF | 92204A207 | 418,284 | 3,035 | SH | | SOLE | | 0 | 0 | 0 |
Varian Medical Systems Inc | COM | 92220P105 | 252,206 | 1,900 | SH | | SOLE | | 0 | 0 | 0 |
Verizon Communications Inc | COM | 92343V104 | 2,010,084 | 37,411 | SH | | SOLE | | 0 | 0 | 0 |
Visa Inc Class A | COM CL A | 92826C839 | 779,604 | 4,839 | SH | | SOLE | | 0 | 0 | 0 |
WisdomTree EmMkts ex-Stt-Ownd EntrprsETF | ETF | 97717X578 | 3,377,138 | 138,294 | SH | | SOLE | | 0 | 0 | 0 |
Chubb Ltd | COM | H1467J104 | 257,334 | 2,304 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity Corporate Bond ETF | ETF | 316188101 | 321,054 | 6,407 | SH | | SOLE | | 0 | 0 | 0 |
iShares S&P Small-Cap 600 Value ETF | ETF | 464287879 | 566,715 | 5,671 | SH | | SOLE | | 0 | 0 | 0 |
Kinder Morgan Inc Class P | COM | 49456B101 | 164,016 | 11,783 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Materials ETF | ETF | 92204A801 | 216,999 | 2,255 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Real Estate ETF | ETF | 922908553 | 664,902 | 9,519 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Short-Term Infl-Prot Secs ETF | ETF | 922020805 | 297,095 | 6,098 | SH | | SOLE | | 0 | 0 | 0 |