COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AbbVie Inc | COM | 00287Y109 | 447,748 | 5,057 | SH | | SOLE | | 0 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 1,828,222 | 7,780 | SH | | SOLE | | 0 | 0 | 0 |
Alibaba Group Holding Ltd ADR | SPONSORED ADS | 01609W102 | 469,165 | 2,212 | SH | | SOLE | | 0 | 0 | 0 |
Alphabet Inc Class A | CAP STK CL A | 02079K305 | 521,023 | 389 | SH | | SOLE | | 0 | 0 | 0 |
Alphabet Inc Class C | CAP STK CL C | 02079K107 | 588,344 | 440 | SH | | SOLE | | 0 | 0 | 0 |
Amazon.com Inc | COM | 023135106 | 360,329 | 195 | SH | | SOLE | | 0 | 0 | 0 |
American Express Co | COM | 025816109 | 206,928 | 1,662 | SH | | SOLE | | 0 | 0 | 0 |
Amgen Inc | COM | 031162100 | 227,071 | 942 | SH | | SOLE | | 0 | 0 | 0 |
Apple Inc | COM | 037833100 | 5,465,160 | 18,611 | SH | | SOLE | | 0 | 0 | 0 |
AT&T Inc | COM | 00206R102 | 1,003,752 | 25,685 | SH | | SOLE | | 0 | 0 | 0 |
Automatic Data Processing Inc | COM | 053015103 | 645,590 | 3,786 | SH | | SOLE | | 0 | 0 | 0 |
Bank of America Corp | COM | 060505104 | 423,318 | 12,019 | SH | | SOLE | | 0 | 0 | 0 |
Bank of New York Mellon Corp | COM | 064058100 | 511,205 | 10,157 | SH | | SOLE | | 0 | 0 | 0 |
Bausch Health Companies Inc | COM | 071734107 | 458,823 | 15,335 | SH | | SOLE | | 0 | 0 | 0 |
Baxter International Inc | COM | 071813109 | 204,116 | 2,441 | SH | | SOLE | | 0 | 0 | 0 |
Becton Dickinson & Co | COM | 075887109 | 293,232 | 1,078 | SH | | SOLE | | 0 | 0 | 0 |
Berkshire Hathaway Inc Class A | CL B NEW | 084670702 | 5,093,850 | 15 | SH | | SOLE | | 0 | 0 | 0 |
Berkshire Hathaway Inc Class B | CL A | 084670108 | 1,906,904 | 8,419 | SH | | SOLE | | 0 | 0 | 0 |
Booking Holdings Inc | COM | 09857L108 | 529,862 | 258 | SH | | SOLE | | 0 | 0 | 0 |
BP PLC ADR | SPONSORED ADR | 055622104 | 346,944 | 9,193 | SH | | SOLE | | 0 | 0 | 0 |
Chevron Corp | COM | 166764100 | 676,872 | 5,617 | SH | | SOLE | | 0 | 0 | 0 |
Chubb Ltd | COM | H1467J104 | 358,641 | 2,304 | SH | | SOLE | | 0 | 0 | 0 |
Cisco Systems Inc | COM | 17275R102 | 951,666 | 19,843 | SH | | SOLE | | 0 | 0 | 0 |
Coca-Cola Co | COM | 191216100 | 501,121 | 9,054 | SH | | SOLE | | 0 | 0 | 0 |
Comcast Corp Class A | CL A | 20030N101 | 517,511 | 11,508 | SH | | SOLE | | 0 | 0 | 0 |
Cyanotech Corp | COM PAR $0.02 | 232437301 | 36,072 | 15,752 | SH | | SOLE | | 0 | 0 | 0 |
Dollar General Corp | COM | 256677105 | 202,774 | 1,300 | SH | | SOLE | | 0 | 0 | 0 |
Expedia Group Inc | EXPE | 30212p105 | 366,022 | 3,385 | SH | | SOLE | | 0 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 801,190 | 11,482 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity Corporate Bond ETF | ETF | 316188101 | 682,389 | 12,873 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Health Care ETF | MSCI HLTH CARE I | 316092600 | 6,994,322 | 140,618 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Information Tech ETF | MSCI INFO TECH I | 316092808 | 9,101,489 | 125,572 | SH | | SOLE | | 0 | 0 | 0 |
First Trust Global Wind Energy ETF | GBL WND ENRG ETF | 33736G106 | 185,208 | 12,646 | SH | | SOLE | | 0 | 0 | 0 |
GE Aerospace | COM NEW | 369604301 | 179,641 | 16,097 | SH | | SOLE | | 0 | 0 | 0 |
General Mills Inc | COM | 370334104 | 267,479 | 4,994 | SH | | SOLE | | 0 | 0 | 0 |
Goldman Sachs ActiveBeta US LgCp Eq ETF | ACTIVEBETA US LG | 381430503 | 15,747,800 | 243,510 | SH | | SOLE | | 0 | 0 | 0 |
Hoku Corp | COM | 434711107 | 25 | 250,000 | SH | | SOLE | | 0 | 0 | 0 |
Intel Corp | COM | 458140100 | 897,792 | 15,001 | SH | | SOLE | | 0 | 0 | 0 |
International Business Machines Corp | COM | 459200101 | 444,252 | 3,314 | SH | | SOLE | | 0 | 0 | 0 |
Invesco Fdmtl Invmt Grd Corp Bd ETF | ETF | 46138e693 | 312,804 | 11,921 | SH | | SOLE | | 0 | 0 | 0 |
Invesco Financial Preferred ETF | ETF | 46137V621 | 1,057,155 | 56,023 | SH | | SOLE | | 0 | 0 | 0 |
Invesco National AMT-Free Muni Bd ETF | NATL AMT MUNI | 46138E537 | 4,464,807 | 168,738 | SH | | SOLE | | 0 | 0 | 0 |
Invesco S&P 500 Low Volatility ETF | S&P500 EQL WGT | 46137V357 | 363,283 | 6,227 | SH | | SOLE | | 0 | 0 | 0 |
Invesco Water Resources ETF | ETF | 46137V142 | 205,253 | 5,313 | SH | | SOLE | | 0 | 0 | 0 |
Investors Bancorp Inc | COM | 46146L101 | 122,689 | 10,297 | SH | | SOLE | | 0 | 0 | 0 |
iShares 0-5 Year Invmt Grade Corp Bd ETF | 0-5YR INVT GR CP | 46434V100 | 14,159,988 | 277,429 | SH | | SOLE | | 0 | 0 | 0 |
iShares 3-7 Year Treasury Bond ETF | 3 7 YR TREAS BD | 464288661 | 18,858,940 | 149,972 | SH | | SOLE | | 0 | 0 | 0 |
iShares 7-10 Year Treasury Bond ETF | 7-10 YR TRSY BD | 464287440 | 8,360,316 | 75,851 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core Dividend Growth ETF | ETF | 46434V621 | 17,698,016 | 420,680 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EMKT | 46434G103 | 12,080,243 | 185,166 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 377,190 | 7,016 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core S&P 500 ETF | CORE S&P500 ETF | 464287200 | 109,323,202 | 338,211 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 10,553,396 | 125,860 | SH | | SOLE | | 0 | 0 | 0 |
Ishares Core S&P Total US Stock Market | CORE S&P TTL STK | 464287150 | 680,944 | 9,368 | SH | | SOLE | | 0 | 0 | 0 |
iShares ESG Aware MSCI USA ETF | ESG AWR US AGRGT | 46435U549 | 345,260 | 4,841 | SH | | SOLE | | 0 | 0 | 0 |
iShares Floating Rate Bond ETF | FLTG RATE NT ETF | 46429B655 | 478,139 | 9,390 | SH | | SOLE | | 0 | 0 | 0 |
iShares iBoxx $ High Yield Corp Bd ETF | ETF | 464288513 | 1,537,217 | 17,480 | SH | | SOLE | | 0 | 0 | 0 |
iShares iBoxx $ Invmt Grade Corp Bd ETF | IBOXX INV CP ETF | 464287242 | 11,206,453 | 87,578 | SH | | SOLE | | 0 | 0 | 0 |
iShares MSCI Hong Kong ETF | ETF | 464286871 | 228,702 | 9,400 | SH | | SOLE | | 0 | 0 | 0 |
iShares MSCI KLD 400 Social ETF | ETF | 464288570 | 237,137 | 1,974 | SH | | SOLE | | 0 | 0 | 0 |
iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 | 35,907,639 | 547,373 | SH | | SOLE | | 0 | 0 | 0 |
iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 | 4,709,048 | 41,340 | SH | | SOLE | | 0 | 0 | 0 |
iShares Preferred&Income Securities ETF | ETF | 464288687 | 1,751,917 | 46,606 | SH | | SOLE | | 0 | 0 | 0 |
iShares S&P Small-Cap 600 Value ETF | ETF | 464287879 | 13,979,919 | 86,940 | SH | | SOLE | | 0 | 0 | 0 |
iShares Short-Term National Muni Bd ETF | ETF | 464288158 | 514,573 | 4,819 | SH | | SOLE | | 0 | 0 | 0 |
iShares TIPS Bond ETF | ETF | 464287176 | 9,426,858 | 80,869 | SH | | SOLE | | 0 | 0 | 0 |
iShares US Real Estate ETF | ETF | 464287397 | 1,882,682 | 20,226 | SH | | SOLE | | 0 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 1,051,577 | 7,209 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 871,757 | 6,254 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Diversified Return EMkts Eq ETF | ETF | 46641Q209 | 227,600 | 3,993 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Diversified Return Intl Eq ETF | ETF | 46641Q209 | 2,459,909 | 43,088 | SH | | SOLE | | 0 | 0 | 0 |
Kinder Morgan Inc Class P | COM | 49456B101 | 219,773 | 10,381 | SH | | SOLE | | 0 | 0 | 0 |
KRAFT HEINZ CO COM | COM | 500754106 | 938,492 | 29,209 | SH | | SOLE | | 0 | 0 | 0 |
Lincoln National Corp | COM | 534187208 | 224,179 | 3,799 | SH | | SOLE | | 0 | 0 | 0 |
M&T Bank Corp | COM | 55261F104 | 230,907 | 1,360 | SH | | SOLE | | 0 | 0 | 0 |
Mastercard Inc Class A | CL A | 57636Q104 | 380,434 | 1,274 | SH | | SOLE | | 0 | 0 | 0 |
McDonald's Corp | COM | 580135101 | 216,741 | 1,097 | SH | | SOLE | | 0 | 0 | 0 |
Merck & Co Inc | COM | 58933Y105 | 460,512 | 5,063 | SH | | SOLE | | 0 | 0 | 0 |
Meta Platforms Inc Class A | CL A | 30303M102 | 485,006 | 2,363 | SH | | SOLE | | 0 | 0 | 0 |
Microsoft Corp | COM | 594918104 | 717,389 | 4,549 | SH | | SOLE | | 0 | 0 | 0 |
Molson Coors Beverage Co Shs -B- Non-Voting | COM | 60871R209 | 639,686 | 11,868 | SH | | SOLE | | 0 | 0 | 0 |
Mondelez International Inc Class A | CL A | 609207105 | 2,045,568 | 37,138 | SH | | SOLE | | 0 | 0 | 0 |
Nestle SA ADR | COM | 641069406 | 491,933 | 4,544 | SH | | SOLE | | 0 | 0 | 0 |
Oracle Corp | COM | 68389X105 | 350,380 | 6,613 | SH | | SOLE | | 0 | 0 | 0 |
PepsiCo Inc | COM | 713448108 | 532,880 | 3,899 | SH | | SOLE | | 0 | 0 | 0 |
Pfizer Inc | COM | 717081103 | 1,592,853 | 40,655 | SH | | SOLE | | 0 | 0 | 0 |
Philip Morris International Inc | COM | 718172109 | 411,520 | 4,836 | SH | | SOLE | | 0 | 0 | 0 |
Procter & Gamble Co | COM | 742718109 | 291,234 | 2,332 | SH | | SOLE | | 0 | 0 | 0 |
Public Service Enterprise Group Inc | COM | 744573106 | 1,272,534 | 21,550 | SH | | SOLE | | 0 | 0 | 0 |
Regeneron Pharmaceuticals Inc | COM | 75886F107 | 597,389 | 1,591 | SH | | SOLE | | 0 | 0 | 0 |
Schwab Intermediate-Term US Trs ETF | ETF | 91282CJZ5 | 216,644 | 3,944 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Broad Market ETF | US BRD MKT ETF | 808524102 | 1,544,365 | 20,088 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Dividend Equity ETF | US DIVIDEND EQ | 808524797 | 409,031 | 7,062 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Small-Cap ETF | ETF | 808524607 | 246,435 | 3,258 | SH | | SOLE | | 0 | 0 | 0 |
Shell PLC ADR (Representing - Ordinary Shares) | COM | 780259305 | 226,837 | 3,846 | SH | | SOLE | | 0 | 0 | 0 |
Signature Bank | COM | 82669G104 | 656,411 | 4,805 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Dow Jones Industrial Avrg ETF Tr | ETF | 78467X109 | 655,730 | 2,300 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Nuveen Blmbg Hi Yld Muncpl Bd ETF | ETF | 78464A284 | 1,136,257 | 19,259 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Nuveen Blmbg Muni Bd ETF | ETF | 78468R721 | 229,431 | 4,536 | SH | | SOLE | | 0 | 0 | 0 |
SPDR S&P 500 ETF Trust | PRTFLO S&P500 GW | 78464A409 | 2,905,876 | 9,028 | SH | | SOLE | | 0 | 0 | 0 |
Stryker Corp | COM | 863667101 | 292,071 | 1,391 | SH | | SOLE | | 0 | 0 | 0 |
Texas Instruments Inc | COM | 882508104 | 324,497 | 2,529 | SH | | SOLE | | 0 | 0 | 0 |
The Home Depot Inc | COM | 437076102 | 576,333 | 2,639 | SH | | SOLE | | 0 | 0 | 0 |
The Walt Disney Co | COM | 254687106 | 256,694 | 1,775 | SH | | SOLE | | 0 | 0 | 0 |
TJX Companies Inc | COM | 872540109 | 273,416 | 4,478 | SH | | SOLE | | 0 | 0 | 0 |
Tortoise North American Pipeline | ETF | 56167N720 | 26,190,747 | 1,114,500 | SH | | SOLE | | 0 | 0 | 0 |
UNION PACIFIC CORP | COM | 907818108 | 697,028 | 3,855 | SH | | SOLE | | 0 | 0 | 0 |
VanEck Fallen Angel HiYld Bd ETF | FALLEN ANGEL HG | 92189F437 | 9,619,070 | 322,247 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Consumer Staples ETF | CONSUM STP ETF | 92204A207 | 489,242 | 3,035 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Dividend Appreciation ETF | DIV APP ETF | 921908844 | 736,117 | 5,905 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Growth ETF | ETF | 922908736 | 470,545 | 2,583 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 278,332 | 2,970 | SH | | SOLE | | 0 | 0 | 0 |
VANGUARD INDEX FDS VANGUARD TOTAL STK MK | ETF | 922908769 | 3,041,745 | 18,590 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Materials ETF | ETF | 92204A801 | 302,486 | 2,255 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 | 379,880 | 2,132 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Real Estate ETF | ETF | 922908553 | 888,000 | 9,570 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 3,130,451 | 10,583 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Short-Term Infl-Prot Secs ETF | ETF | 922020805 | 300,509 | 6,098 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Small-Cap Growth ETF | ETF | 922908595 | 645,775 | 3,250 | SH | | SOLE | | 0 | 0 | 0 |
Varian Medical Systems Inc | COM | 92220P105 | 252,206 | 1,900 | SH | | SOLE | | 0 | 0 | 0 |
Verizon Communications Inc | COM | 92343V104 | 2,061,671 | 33,578 | SH | | SOLE | | 0 | 0 | 0 |
Visa Inc Class A | COM CL A | 92826C839 | 884,680 | 4,708 | SH | | SOLE | | 0 | 0 | 0 |
Wells Fargo & Co | COM | 949746101 | 738,109 | 13,720 | SH | | SOLE | | 0 | 0 | 0 |