COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AbbVie Inc | COM | 00287Y109 | 419,628 | 5,207 | SH | | SOLE | | 0 | 0 | 0 |
Air Products & Chemicals Inc | COM | 009158106 | 1,485,669 | 7,780 | SH | | SOLE | | 0 | 0 | 0 |
Alibaba Group Holding Ltd ADR | SPONSORED ADS | 01609W102 | 415,621 | 2,278 | SH | | SOLE | | 0 | 0 | 0 |
Alphabet Inc Class A | CAP STK CL A | 02079K305 | 455,456 | 387 | SH | | SOLE | | 0 | 0 | 0 |
Alphabet Inc Class C | CAP STK CL C | 02079K107 | 513,958 | 438 | SH | | SOLE | | 0 | 0 | 0 |
Amazon.com Inc | COM | 023135106 | 354,369 | 199 | SH | | SOLE | | 0 | 0 | 0 |
Apple Inc | COM | 037833100 | 5,642,775 | 29,707 | SH | | SOLE | | 0 | 0 | 0 |
AT&T Inc | COM | 00206R102 | 520,942 | 16,612 | SH | | SOLE | | 0 | 0 | 0 |
Bank of America Corp | COM | 060505104 | 323,119 | 11,711 | SH | | SOLE | | 0 | 0 | 0 |
Bank of New York Mellon Corp | COM | 064058100 | 512,202 | 10,157 | SH | | SOLE | | 0 | 0 | 0 |
Bausch Health Companies Inc | COM | 071734107 | 404,463 | 16,375 | SH | | SOLE | | 0 | 0 | 0 |
Berkshire Hathaway Inc Class A | CL B NEW | 084670702 | 4,518,225 | 15 | SH | | SOLE | | 0 | 0 | 0 |
Berkshire Hathaway Inc Class B | CL A | 084670108 | 1,776,671 | 8,844 | SH | | SOLE | | 0 | 0 | 0 |
Boeing Co | COM | 097023105 | 202,153 | 530 | SH | | SOLE | | 0 | 0 | 0 |
Booking Holdings Inc | COM | 09857L108 | 457,166 | 262 | SH | | SOLE | | 0 | 0 | 0 |
BP PLC ADR | SPONSORED ADR | 055622104 | 349,303 | 7,990 | SH | | SOLE | | 0 | 0 | 0 |
Chevron Corp | COM | 166764100 | 653,996 | 5,309 | SH | | SOLE | | 0 | 0 | 0 |
Chubb Ltd | COM | H1467J104 | 252,704 | 1,804 | SH | | SOLE | | 0 | 0 | 0 |
Cisco Systems Inc | COM | 17275R102 | 1,068,014 | 19,782 | SH | | SOLE | | 0 | 0 | 0 |
Coca-Cola Co | COM | 191216100 | 417,520 | 8,910 | SH | | SOLE | | 0 | 0 | 0 |
Comcast Corp Class A | CL A | 20030N101 | 358,367 | 8,964 | SH | | SOLE | | 0 | 0 | 0 |
CVS Health Corp | COM | 126650100 | 207,589 | 3,849 | SH | | SOLE | | 0 | 0 | 0 |
Cyanotech Corp | COM PAR $0.02 | 232437301 | 51,036 | 15,752 | SH | | SOLE | | 0 | 0 | 0 |
Expedia Group Inc | EXPE | 30212p105 | 386,334 | 3,247 | SH | | SOLE | | 0 | 0 | 0 |
Exxon Mobil Corp | COM | 30231G102 | 847,798 | 10,493 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Health Care ETF | MSCI HLTH CARE I | 316092600 | 5,339,485 | 119,988 | SH | | SOLE | | 0 | 0 | 0 |
Fidelity MSCI Information Tech ETF | MSCI INFO TECH I | 316092808 | 7,733,149 | 130,451 | SH | | SOLE | | 0 | 0 | 0 |
GE Aerospace | COM NEW | 369604301 | 144,221 | 14,437 | SH | | SOLE | | 0 | 0 | 0 |
General Mills Inc | COM | 370334104 | 309,494 | 5,981 | SH | | SOLE | | 0 | 0 | 0 |
Goldman Sachs ActiveBeta US LgCp Eq ETF | ACTIVEBETA US LG | 381430503 | 13,669,429 | 240,532 | SH | | SOLE | | 0 | 0 | 0 |
Hoku Corp | COM | 434712105 | 150 | 250,000 | SH | | SOLE | | 0 | 0 | 0 |
Intel Corp | COM | 458140100 | 679,945 | 12,662 | SH | | SOLE | | 0 | 0 | 0 |
International Business Machines Corp | COM | 459200101 | 407,601 | 2,889 | SH | | SOLE | | 0 | 0 | 0 |
Invesco Financial Preferred ETF | ETF | 46137V621 | 708,358 | 38,793 | SH | | SOLE | | 0 | 0 | 0 |
Invesco National AMT-Free Muni Bd ETF | NATL AMT MUNI | 46138E537 | 4,041,831 | 157,515 | SH | | SOLE | | 0 | 0 | 0 |
Invesco S&P 500 Low Volatility ETF | S&P500 EQL WGT | 46137V357 | 246,250 | 4,678 | SH | | SOLE | | 0 | 0 | 0 |
iShares 0-5 Year Invmt Grade Corp Bd ETF | 0-5YR INVT GR CP | 46434V100 | 11,205,515 | 222,111 | SH | | SOLE | | 0 | 0 | 0 |
iShares 3-7 Year Treasury Bond ETF | 3 7 YR TREAS BD | 464288661 | 11,237,622 | 91,214 | SH | | SOLE | | 0 | 0 | 0 |
iShares 7-10 Year Treasury Bond ETF | 7-10 YR TRSY BD | 464287440 | 8,007,922 | 75,072 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core MSCI EAFE ETF | CORE MSCI EMKT | 46434G103 | 10,595,883 | 174,360 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 1,474,548 | 28,516 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core S&P 500 ETF | CORE S&P500 ETF | 464287200 | 86,578,029 | 304,252 | SH | | SOLE | | 0 | 0 | 0 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 9,341,753 | 121,086 | SH | | SOLE | | 0 | 0 | 0 |
iShares Floating Rate Bond ETF | FLTG RATE NT ETF | 46429B655 | 600,076 | 11,787 | SH | | SOLE | | 0 | 0 | 0 |
iShares iBoxx $ Invmt Grade Corp Bd ETF | IBOXX INV CP ETF | 464287242 | 10,851,467 | 91,143 | SH | | SOLE | | 0 | 0 | 0 |
iShares MSCI Hong Kong ETF | ETF | 464286871 | 246,374 | 9,400 | SH | | SOLE | | 0 | 0 | 0 |
iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 | 16,676,938 | 283,621 | SH | | SOLE | | 0 | 0 | 0 |
iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 | 2,771,093 | 24,922 | SH | | SOLE | | 0 | 0 | 0 |
iShares Preferred&Income Securities ETF | ETF | 464288687 | 7,564,531 | 206,964 | SH | | SOLE | | 0 | 0 | 0 |
iShares S&P Small-Cap 600 Value ETF | ETF | 464287879 | 12,029,726 | 81,535 | SH | | SOLE | | 0 | 0 | 0 |
iShares Short-Term National Muni Bd ETF | ETF | 464288158 | 510,814 | 4,819 | SH | | SOLE | | 0 | 0 | 0 |
iShares TIPS Bond ETF | ETF | 464287176 | 8,829,695 | 78,091 | SH | | SOLE | | 0 | 0 | 0 |
iShares US Real Estate ETF | ETF | 464287397 | 1,348,003 | 15,487 | SH | | SOLE | | 0 | 0 | 0 |
JM Smucker Co | COM | 832696405 | 288,452 | 2,476 | SH | | SOLE | | 0 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 970,418 | 6,942 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Chase & Co | COM | 46625H100 | 369,924 | 3,654 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Diversified Return EMkts Eq ETF | ETF | 46641Q209 | 10,209,766 | 188,233 | SH | | SOLE | | 0 | 0 | 0 |
JPMorgan Diversified Return Intl Eq ETF | ETF | 46641Q209 | 2,109,894 | 38,161 | SH | | SOLE | | 0 | 0 | 0 |
Kinder Morgan Inc Class P | COM | 49456B101 | 205,706 | 10,280 | SH | | SOLE | | 0 | 0 | 0 |
KRAFT HEINZ CO COM | COM | 500754106 | 1,101,822 | 33,746 | SH | | SOLE | | 0 | 0 | 0 |
Lincoln National Corp | COM | 534187208 | 281,701 | 4,799 | SH | | SOLE | | 0 | 0 | 0 |
M&T Bank Corp | COM | 55261F104 | 212,827 | 1,355 | SH | | SOLE | | 0 | 0 | 0 |
Mastercard Inc Class A | CL A | 57636Q104 | 281,140 | 1,194 | SH | | SOLE | | 0 | 0 | 0 |
Merck & Co Inc | COM | 58933Y105 | 212,342 | 2,553 | SH | | SOLE | | 0 | 0 | 0 |
Meta Platforms Inc Class A | CL A | 30303M102 | 348,215 | 2,089 | SH | | SOLE | | 0 | 0 | 0 |
Microsoft Corp | COM | 594918104 | 512,576 | 4,346 | SH | | SOLE | | 0 | 0 | 0 |
Molson Coors Beverage Co Shs -B- Non-Voting | COM | 60871R209 | 592,140 | 9,927 | SH | | SOLE | | 0 | 0 | 0 |
Mondelez International Inc Class A | CL A | 609207105 | 2,344,171 | 46,959 | SH | | SOLE | | 0 | 0 | 0 |
Nestle SA ADR | COM | 641069406 | 385,474 | 4,044 | SH | | SOLE | | 0 | 0 | 0 |
Oracle Corp | COM | 68389X105 | 484,237 | 9,016 | SH | | SOLE | | 0 | 0 | 0 |
PepsiCo Inc | COM | 713448108 | 456,904 | 3,728 | SH | | SOLE | | 0 | 0 | 0 |
Pfizer Inc | COM | 717081103 | 1,269,113 | 29,883 | SH | | SOLE | | 0 | 0 | 0 |
Philip Morris International Inc | COM | 718172109 | 402,065 | 4,549 | SH | | SOLE | | 0 | 0 | 0 |
Public Service Enterprise Group Inc | COM | 744573106 | 1,296,446 | 21,822 | SH | | SOLE | | 0 | 0 | 0 |
Regeneron Pharmaceuticals Inc | COM | 75886F107 | 653,296 | 1,591 | SH | | SOLE | | 0 | 0 | 0 |
Schwab Intermediate-Term US Trs ETF | ETF | 91282CJZ5 | 250,776 | 4,663 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Broad Market ETF | US BRD MKT ETF | 808524102 | 1,298,666 | 19,084 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US Dividend Equity ETF | US DIVIDEND EQ | 808524797 | 370,613 | 7,089 | SH | | SOLE | | 0 | 0 | 0 |
Schwab US TIPS ETF | ETF | 91282CJY8 | 202,510 | 3,682 | SH | | SOLE | | 0 | 0 | 0 |
Signature Bank | COM | 82669G104 | 615,376 | 4,805 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Dow Jones Industrial Avrg ETF Tr | ETF | 78467X109 | 595,999 | 2,300 | SH | | SOLE | | 0 | 0 | 0 |
SPDR Nuveen Blmbg Hi Yld Muncpl Bd ETF | ETF | 78464A284 | 704,540 | 12,261 | SH | | SOLE | | 0 | 0 | 0 |
SPDR S&P 500 ETF Trust | PRTFLO S&P500 GW | 78464A409 | 1,521,155 | 5,385 | SH | | SOLE | | 0 | 0 | 0 |
Stryker Corp | COM | 863667101 | 274,766 | 1,391 | SH | | SOLE | | 0 | 0 | 0 |
Texas Instruments Inc | COM | 882508104 | 260,813 | 2,459 | SH | | SOLE | | 0 | 0 | 0 |
The Home Depot Inc | COM | 437076102 | 437,504 | 2,280 | SH | | SOLE | | 0 | 0 | 0 |
TJX Companies Inc | COM | 872540109 | 227,604 | 4,277 | SH | | SOLE | | 0 | 0 | 0 |
Tortoise North American Pipeline | ETF | 56167N720 | 24,750,743 | 1,036,463 | SH | | SOLE | | 0 | 0 | 0 |
Ulta Beauty Inc | COM | 90384S303 | 209,238 | 600 | SH | | SOLE | | 0 | 0 | 0 |
UNION PACIFIC CORP | COM | 907818108 | 631,734 | 3,778 | SH | | SOLE | | 0 | 0 | 0 |
VanEck Biotech ETF | ETF | 57060U183 | 6,127,925 | 47,692 | SH | | SOLE | | 0 | 0 | 0 |
VanEck Fallen Angel HiYld Bd ETF | FALLEN ANGEL HG | 92189F437 | 6,808,713 | 236,825 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Consumer Staples ETF | CONSUM STP ETF | 92204A207 | 456,250 | 3,142 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Dividend Appreciation ETF | DIV APP ETF | 921908844 | 658,607 | 6,007 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Growth ETF | ETF | 922908736 | 404,033 | 2,583 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 16,116,497 | 188,145 | SH | | SOLE | | 0 | 0 | 0 |
VANGUARD INDEX FDS VANGUARD TOTAL STK MK | ETF | 922908769 | 2,344,157 | 17,896 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Materials ETF | ETF | 92204A801 | 278,922 | 2,266 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Mid-Cap ETF | MID CAP ETF | 922908629 | 342,719 | 2,132 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Real Estate ETF | ETF | 922908553 | 876,085 | 10,080 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 2,722,834 | 10,491 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Short-Term Infl-Prot Secs ETF | ETF | 922020805 | 296,851 | 6,098 | SH | | SOLE | | 0 | 0 | 0 |
Vanguard Small-Cap Growth ETF | ETF | 922908595 | 584,090 | 3,250 | SH | | SOLE | | 0 | 0 | 0 |
Varian Medical Systems Inc | COM | 92220P105 | 252,206 | 1,900 | SH | | SOLE | | 0 | 0 | 0 |
Verizon Communications Inc | COM | 92343V104 | 1,763,679 | 29,827 | SH | | SOLE | | 0 | 0 | 0 |
Visa Inc Class A | COM CL A | 92826C839 | 725,835 | 4,647 | SH | | SOLE | | 0 | 0 | 0 |
Wells Fargo & Co | COM | 949746101 | 550,821 | 11,399 | SH | | SOLE | | 0 | 0 | 0 |