The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
| ||||||||||||||||||||
| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| 3M COMPANY (USA) | COM | 000666038 | 18,073 | 140 | SH | SOLE | 140 | 0 | 0 | ||
| ABBOTT LABS (USA) | COM | 000001388 | 23,188 | 205 | SH | SOLE | 205 | 0 | 0 | ||
| ACASTI PHARMA INC | COM | 004390104 | 7 | 2 | SH | SOLE | 2 | 0 | 0 | ||
| ACCENTURE (IRELAND) | COM | G1151C101 | 1,377,961 | 3,917 | SH | SOLE | 3,917 | 0 | 0 | ||
| AFLAC INC | COM | 001055102 | 3,103 | 30 | SH | SOLE | 30 | 0 | 0 | ||
| AIRBNB INC CL A | COM | 009066101 | 16,426 | 125 | SH | SOLE | 125 | 0 | 0 | ||
| AIRBUS SE UNSPONS ADR (FRA) | COM | 009279100 | 1,376,379 | 34,552 | SH | SOLE | 34,552 | 0 | 0 | ||
| ALPHABET INC CL-A (USA) | COM | 02079K305 | 2,742,578 | 14,488 | SH | SOLE | 14,488 | 0 | 0 | ||
| AMAZON COM INC (USA) | COM | 000018888 | 2,960,229 | 13,493 | SH | SOLE | 13,493 | 0 | 0 | ||
| AMERICA MOVIL S.A.B. DE C | COM | 02390A101 | 25,758 | 1,800 | SH | SOLE | 1,800 | 0 | 0 | ||
| AMERICAN TOWER CORP (USA) | COM | 000019691 | 972,807 | 5,304 | SH | SOLE | 5,304 | 0 | 0 | ||
| API GROUP CORP | COM | 00187Y100 | 15,107 | 420 | SH | SOLE | 420 | 0 | 0 | ||
| APPLE INC (USA) | COM | 037833100 | 5,849,811 | 23,360 | SH | SOLE | 23,360 | 0 | 0 | ||
| AT & T INC (USA) | COM | 00206R102 | 27,574 | 1,211 | SH | SOLE | 1,211 | 0 | 0 | ||
| BANCO SANTAN CEN HISP-ADR (ESP) | COM | 05964H105 | 13,680 | 3,000 | SH | SOLE | 3,000 | 0 | 0 | ||
| BANK OF AMERICA (USA) | COM | 060505104 | 1,500,277 | 34,136 | SH | SOLE | 34,136 | 0 | 0 | ||
| BERKSHIRE HATHAWAY-B-NEW (USA) | COM | 084670702 | 2,152,627 | 4,749 | SH | SOLE | 4,749 | 0 | 0 | ||
| BHP BILLITON LTD S/ADR (AUS) | COM | 088606108 | 907,115 | 18,577 | SH | SOLE | 18,577 | 0 | 0 | ||
| BLOOM ENERGY CORP CL A | COM | 093712107 | 15,991 | 720 | SH | SOLE | 720 | 0 | 0 | ||
| BOEING COMPANY (USA) | COM | 097023105 | 20,355 | 115 | SH | SOLE | 115 | 0 | 0 | ||
| BRITISH PETE ADR - PLC (GBR) | COM | 055622104 | 584,608 | 19,777 | SH | SOLE | 19,777 | 0 | 0 | ||
| BROADCOM LTD (USA) | COM | 11135F101 | 2,348,539 | 10,130 | SH | SOLE | 10,130 | 0 | 0 | ||
| CARRIER GLOBAL CORPORATIO | COM | 14448C104 | 21,161 | 310 | SH | SOLE | 310 | 0 | 0 | ||
| CHEVRON CORP (USA) | COM | 166764100 | 128,908 | 890 | SH | SOLE | 890 | 0 | 0 | ||
| CHUBB LTD | COM | H1467J104 | 2,763 | 10 | SH | SOLE | 10 | 0 | 0 | ||
| CISCO SYSTEMS INC (USA) | COM | 000161645 | 1,779,907 | 30,066 | SH | SOLE | 30,066 | 0 | 0 | ||
| CME GROUP INC | COM | 12572Q105 | 5,806 | 25 | SH | SOLE | 25 | 0 | 0 | ||
| CONSTELLATION ENERGY CORP | COM | 21037T109 | 37,136 | 166 | SH | SOLE | 166 | 0 | 0 | ||
| CRISPR THERAPEUTICS AG | COM | H17182108 | 3,936 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| CUMMINS INC | COM | 231021106 | 1,743 | 5 | SH | SOLE | 5 | 0 | 0 | ||
| DANAHER CORP | COM | 235851102 | 28,005 | 122 | SH | SOLE | 122 | 0 | 0 | ||
| DIAGEO PLC SP/ADR (GBR) | COM | 25243Q205 | 695,528 | 5,471 | SH | SOLE | 5,471 | 0 | 0 | ||
| DOVER CORP | COM | 260003108 | 1,876 | 10 | SH | SOLE | 10 | 0 | 0 | ||
| EDITAS MEDICINE | COM | 28106W103 | 254 | 200 | SH | SOLE | 200 | 0 | 0 | ||
| ELEVANCE HEALTH INC | COM | 036752103 | 1,845 | 5 | SH | SOLE | 5 | 0 | 0 | ||
| EMBECTA CORP | COM | 29082K105 | 1,611 | 78 | SH | SOLE | 78 | 0 | 0 | ||
| ETF - DVYE EMERGING DIV (USA) | COM | 464286319 | 538,039 | 20,830 | SH | SOLE | 20,830 | 0 | 0 | ||
| ETF - EMXC EMRG MKTS EX CHINA ISHARE (USA) | COM | 46434G764 | 7,306,314 | 131,764 | SH | SOLE | 131,764 | 0 | 0 | ||
| ETF - HDV US DIVIDEND75 (USA) | COM | 46429B663 | 1,731,611 | 15,425 | SH | SOLE | 15,425 | 0 | 0 | ||
| ETF - IBB US BIOTECH (USA) | COM | 464287556 | 8,744,766 | 66,143 | SH | SOLE | 66,143 | 0 | 0 | ||
| ETF - IVOO VANGUARD S&P MIDCAP 400 ETF (USA) | COM | 921932885 | 7,444,291 | 70,562 | SH | SOLE | 70,562 | 0 | 0 | ||
| ETF - IWM US RUSSELL2000 (USA) | COM | 464287655 | 10,056,773 | 45,514 | SH | SOLE | 45,514 | 0 | 0 | ||
| ETF - QQQ INVESCO TRUST (USA) | COM | 46090E103 | 15,205,003 | 29,742 | SH | SOLE | 29,742 | 0 | 0 | ||
| ETF - SHORT TREASURY BOND ISHAR (USA) | COM | 464288679 | 462,462 | 4,200 | SH | SOLE | 4,200 | 0 | 0 | ||
| ETF - SPY US S&P500 (USA) | COM | 78462F103 | 23,401,002 | 39,928 | SH | SOLE | 39,928 | 0 | 0 | ||
| ETF - VEA DEV MKT (USA) | COM | 921943858 | 15,512,282 | 324,389 | SH | SOLE | 324,389 | 0 | 0 | ||
| ETF - VSS WORLD SMALL (USA) | COM | 922042718 | 185,458 | 1,620 | SH | SOLE | 1,620 | 0 | 0 | ||
| ETF - VWO EMERGING MKTS (USA) | COM | 922042858 | 11,685,177 | 265,331 | SH | SOLE | 265,331 | 0 | 0 | ||
| ETF DMXF - ISHRS ESG EAFE-xFF (Int'l) | COM | 46436E759 | 92,988 | 1,439 | SH | SOLE | 1,439 | 0 | 0 | ||
| ETF EMXF - ISHRS ESG EM-xFF (Emg Mkts) | COM | 46436E742 | 82,329 | 2,209 | SH | SOLE | 2,209 | 0 | 0 | ||
| ETF USXF - ISHRS ESG US-xFF | COM | 46436E767 | 111,870 | 2,250 | SH | SOLE | 2,250 | 0 | 0 | ||
| ETF-RSP INVESCO SP500 EQ WGT ETF (USA) | COM | 46137V357 | 15,004,770 | 85,629 | SH | SOLE | 85,629 | 0 | 0 | ||
| EXXON MOBIL CORP (USA) | COM | 000255969 | 2,393,970 | 22,255 | SH | SOLE | 22,255 | 0 | 0 | ||
| FIVERR INTERNATIONAL LTD | COM | 0M4R8T106 | 63 | 2 | SH | SOLE | 2 | 0 | 0 | ||
| GE AEROSPACE | COM | 369604301 | 952,538 | 5,711 | SH | SOLE | 5,711 | 0 | 0 | ||
| HOME DEPOT INC (USA) | COM | 437076102 | 2,633,462 | 6,770 | SH | SOLE | 6,770 | 0 | 0 | ||
| HONEYTREE U.S. EQUITY ETF | COM | 02072L326 | 3,122 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| HONEYWELL INTL INC (USA) | COM | 000324716 | 167,836 | 743 | SH | SOLE | 743 | 0 | 0 | ||
| HSBC HOLDINGS PLC-SP ADR (GBR) | COM | 404280406 | 1,945,905 | 39,343 | SH | SOLE | 39,343 | 0 | 0 | ||
| INTEL CORP (USA) | COM | 458140100 | 149,774 | 7,470 | SH | SOLE | 7,470 | 0 | 0 | ||
| INTERM CORP BOND VANGUARD | COM | 92206C870 | 17,258 | 215 | SH | SOLE | 215 | 0 | 0 | ||
| INVESCO MSCI SUSTAINABLE | COM | 46137V407 | 404 | 10 | SH | SOLE | 10 | 0 | 0 | ||
| ISHARES CORE MSCI EAFE | COM | 46432F842 | 1,054 | 15 | SH | SOLE | 15 | 0 | 0 | ||
| J.P. MORGAN CHASE AND CO (USA) | COM | 46625H100 | 4,642,703 | 19,368 | SH | SOLE | 19,368 | 0 | 0 | ||
| JOHNSON & JOHNSON (USA) | COM | 478160104 | 1,905,658 | 13,177 | SH | SOLE | 13,177 | 0 | 0 | ||
| JUMIA TECHNOLOGIES AG ADR | COM | 48138M105 | 9,359 | 2,450 | SH | SOLE | 2,450 | 0 | 0 | ||
| KYNDRYL HLDGS INC (USA) | COM | 50155Q100 | 2,007 | 58 | SH | SOLE | 58 | 0 | 0 | ||
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 | 3,154 | 15 | SH | SOLE | 15 | 0 | 0 | ||
| LUCID GROUP INC | COM | 549498103 | 60 | 20 | SH | SOLE | 20 | 0 | 0 | ||
| LULULEMON ATHLETICA INC (USA) | COM | 000405723 | 3,824 | 10 | SH | SOLE | 10 | 0 | 0 | ||
| LVMH MOET HENNESSY LO-ADR (FRA) | COM | 000377807 | 913,654 | 6,991 | SH | SOLE | 6,991 | 0 | 0 | ||
| LYONDELLBASELL INDUSTRIES (USA) | COM | N53745100 | 884,927 | 11,915 | SH | SOLE | 11,915 | 0 | 0 | ||
| MASTERCARD INC | COM | 57636A104 | 52,657 | 100 | SH | SOLE | 100 | 0 | 0 | ||
| MCDONALD'S CORP (USA) | COM | 000430579 | 1,381,616 | 4,766 | SH | SOLE | 4,766 | 0 | 0 | ||
| MERCK CO INC-NEW (USA) | COM | 000435499 | 1,707,574 | 17,165 | SH | SOLE | 17,165 | 0 | 0 | ||
| META PLATFORMS (USA) | COM | 30303M102 | 1,964,972 | 3,356 | SH | SOLE | 3,356 | 0 | 0 | ||
| MICROSOFT CORP (USA) | COM | 594918104 | 7,714,293 | 18,302 | SH | SOLE | 18,302 | 0 | 0 | ||
| NESTLE S.A. SP/ADR-FOR REG (CHE) | COM | 641069406 | 1,407,364 | 17,226 | SH | SOLE | 17,226 | 0 | 0 | ||
| NEXTERA ENERGY INC (USA) | COM | 65339F101 | 1,229,340 | 17,148 | SH | SOLE | 17,148 | 0 | 0 | ||
| NIKE INC CL-B (USA) | COM | 654106103 | 18,539 | 245 | SH | SOLE | 245 | 0 | 0 | ||
| NOVARTIS ADR (CHE) | COM | 000505376 | 2,760,977 | 28,373 | SH | SOLE | 28,373 | 0 | 0 | ||
| NOVO-NORDISK A/S-ADR (DNK) | COM | 670100205 | 1,343,460 | 15,618 | SH | SOLE | 15,618 | 0 | 0 | ||
| NU HOLDINGS LTD CL A | COM | G6683N103 | 10,360 | 1,000 | SH | SOLE | 1,000 | 0 | 0 | ||
| OTIS WORLDWIDE CORP | COM | 68902V107 | 8,242 | 89 | SH | SOLE | 89 | 0 | 0 | ||
| PAYPAL HOLDINGS INC | COM | 70450Y103 | 17,241 | 202 | SH | SOLE | 202 | 0 | 0 | ||
| PEPSI CO (USA) | COM | 000538579 | 2,339,595 | 15,386 | SH | SOLE | 15,386 | 0 | 0 | ||
| PFIZER INC (USA) | COM | 717081103 | 377,522 | 14,230 | SH | SOLE | 14,230 | 0 | 0 | ||
| PLAYA HOTELS & RESORTS N. | COM | N70544106 | 5,060 | 400 | SH | SOLE | 400 | 0 | 0 | ||
| PROCTER & GAMBLE CO (USA) | COM | 742718109 | 1,731,154 | 10,326 | SH | SOLE | 10,326 | 0 | 0 | ||
| PROLOGIS INC (USA) | COM | 74340W103 | 536,110 | 5,072 | SH | SOLE | 5,072 | 0 | 0 | ||
| PRUDENTIAL FINANCIAL INC | COM | 744320102 | 1,398,298 | 11,797 | SH | SOLE | 11,797 | 0 | 0 | ||
| RAYTHEON TECHNOLOGIES COR | COM | 75513E101 | 35,295 | 305 | SH | SOLE | 305 | 0 | 0 | ||
| REDFIN CORP | COM | 75737F108 | 5,509 | 700 | SH | SOLE | 700 | 0 | 0 | ||
| REPLIGEN CP | COM | 759916109 | 3,599 | 25 | SH | SOLE | 25 | 0 | 0 | ||
| RIO TINTO PLC SP/ADR (GBR) | COM | 767204100 | 630,149 | 10,715 | SH | SOLE | 10,715 | 0 | 0 | ||
| RIVIAN AUTOMOTIVE INC CL | COM | 76954A103 | 5,453 | 410 | SH | SOLE | 410 | 0 | 0 | ||
| ROKU INC | COM | 77543R102 | 32,338 | 435 | SH | SOLE | 435 | 0 | 0 | ||
| S&P 500 BULL 3X DIREXION (USA) | COM | 25459W862 | 219,310 | 1,300 | SH | SOLE | 1,300 | 0 | 0 | ||
| SALESFORCE INC (USA) | COM | 79466L302 | 1,557,643 | 4,659 | SH | SOLE | 4,659 | 0 | 0 | ||
| SILVER NCI-RBC TROY OZ | COM | 000754694 | 8,696 | 300 | SH | SOLE | 300 | 0 | 0 | ||
| SNDL INC | COM | 83307B101 | 199 | 111 | SH | SOLE | 111 | 0 | 0 | ||
| SOLVENTUM CORPORATION | COM | 83444M101 | 2,312 | 35 | SH | SOLE | 35 | 0 | 0 | ||
| SONY CORPORATION ADR (JPN) | COM | 835699307 | 1,230,242 | 58,140 | SH | SOLE | 58,140 | 0 | 0 | ||
| TELADOC HEALTH INC | COM | 87918A105 | 4,072 | 448 | SH | SOLE | 448 | 0 | 0 | ||
| TJX COMPANIES | COM | 872540109 | 9,665 | 80 | SH | SOLE | 80 | 0 | 0 | ||
| TOTAL S.A. SP ADR (FRA) | COM | 000673786 | 43,600 | 800 | SH | SOLE | 800 | 0 | 0 | ||
| TOYOTA MOTOR CO LTD ADR (JPN) | COM | 892331307 | 2,188,779 | 11,247 | SH | SOLE | 11,247 | 0 | 0 | ||
| TRANE TECHNOLOGIES PLC | COM | G8994E103 | 459,102 | 1,243 | SH | SOLE | 1,243 | 0 | 0 | ||
| UBER (USA) | COM | 90353T100 | 648,681 | 10,754 | SH | SOLE | 10,754 | 0 | 0 | ||
| UNILEVER PLC ADS-EA REPR (GBR) | COM | 904767704 | 855,149 | 15,082 | SH | SOLE | 15,082 | 0 | 0 | ||
| UNION PACIFIC CORP (USA) | COM | 907818108 | 863,131 | 3,785 | SH | SOLE | 3,785 | 0 | 0 | ||
| UNITED HEALTH GROUP INC (USA) | COM | 000696401 | 1,234,804 | 2,441 | SH | SOLE | 2,441 | 0 | 0 | ||
| UNITY SOFTWARE INC | COM | 913320101 | 7,303 | 325 | SH | SOLE | 325 | 0 | 0 | ||
| UPSTART HOLDINGS INC | COM | 91680M107 | 19,395 | 315 | SH | SOLE | 315 | 0 | 0 | ||
| VEOLIA ENVIRONNEMENT-ADR (FRA) | COM | 92334N103 | 611,920 | 43,553 | SH | SOLE | 43,553 | 0 | 0 | ||
| VISA INC CLASS-A (USA) | COM | 000711636 | 1,946,490 | 6,159 | SH | SOLE | 6,159 | 0 | 0 | ||
| VODAFONE GP PLC S/ADR (GBR) | COM | 000711748 | 1,358 | 160 | SH | SOLE | 160 | 0 | 0 | ||
| WALMART STORES INC (USA) | COM | 000714160 | 2,435,836 | 26,960 | SH | SOLE | 26,960 | 0 | 0 | ||
| WELLS FARGO CO (USA) | COM | 949746101 | 362,790 | 5,165 | SH | SOLE | 5,165 | 0 | 0 | ||
| X4 PHARMACEUTICALS INC | COM | 98420X103 | 734 | 1,000 | SH | SOLE | 1,000 | 0 | 0 | ||
| ZOETIS INC CL A | COM | 98978V103 | 11,405 | 70 | SH | SOLE | 70 | 0 | 0 | ||
